The Dallas Post COMMUNITY Sunday, November 28, 2004 Low-interest home loans available in rural areas USDA Rural Development offers a subsidized govern- ment program designed to assist low-income, credit-wor- thy families and individuals in purchasing or building homes in rural areas. To qualify, applicants must be under the low-income limit for the county in which they live (80 percent of median income), have an acceptable credit history, and meet cer- tain debt to income ratios. The current interest rate is 5.875 percent fixed (33 years). No down payment is required, and funds for repairs (and sometimes closing costs) may be included in the loan. The unique feature about USDA Rural Development mortgages is that the pay- ments may be subsidized, or reduced, based on the appli- cant’s income. Call the Wyoming office at 836-4157, ext. 4, for more information. You may be pre- qualified over the telephone, if you supply your annual gross household income and monthly debt payments. Deductions to the annual gross income are made for the number of children in the household, child care expens- es and persons with disabili- ties. USDA Rural Development does not compete with other lenders. In fact, USDA Rural Development will participate in a joint loan where another lender contributes part of the money as a first mortgage, and USDA Rural Development contributes the balance of funds as a second mortgage. For more information on the programs offered by USDA Rural Development, visit the website at www.rur- dev.usda.gov/pa. MOVERS & SHAKERS Lori Bertinelli, left, and Heidi Azar, of Knoll, a sponsor of the competition. Lori Bertinelli, an interior design student at Philadelphia University and resident of Dallas, received top honors from Kling ‘Interiors by win-*# ning the Annual Student Design Competition held ‘in October. Drawing from Philadelphia- area colleges, the one-day com- petition showcased students’ creative, technical, and presen- tational abilities. During the competition the students had seven hours to create and pres- ent a design and space plan for a hypothetical new headquar- ters to be built in Philadelphia. As a reward for winning the competition, Bertinelli received $2,000. The competi- tion also afforded students the opportunity to meet with many of the top names in the Philadelphia design communi- Bertinelli is currently pursu- ing a Bachelor of Science in interior design at the Philadelphia University. 000 David P. Hutz, MD, has joined Nicole Alu, DO and Michael Kovalick, DO at Geisinger Medical Group- Dallas, where he will special- ize in internal medicine. Born and raised in Giving tree project benefits the library The Friends of the Back Mountain Memorial Library again invite everyone to decorate the second annual giving trees available in two locations in the library. All proceeds will help the library purchase new books from the “Wish List.” Children may pur- chase ornaments for $1. Adults may purchase ornaments for $5, $10, $15, $20 or $25. Acknowledgments and inscribed book dedications are available. They make great gift for stu- dents to give to their teachers. Stop by the front desk to take part in the excitement of making the second annual Library Giving Trees project a wonderful success. From left, seated: Ruth Ann Logue, Pam Allardyce. Standing: Jill Kryston, president of the Friends of the Library Steering Committee, Kathy Simpson, giving tree project chairperson, Mary Lou Grant. Heating grants available for low-income UGI customers UGI Utilities, Inc. is helping eligible gas and electric customers apply for federal energy assis- tance dollars to keep their homes warm this win- ter. These grants, which do not need to be repaid, help customers with limited or fixed incomes pay their heating bills, repair or replace a heater and avoid utility service shut off. Last winter over 13,700 UGI customers received money from this fund. The average grant was $259. Funds are limited and available on a first come, first served basis, so UGI urges customers to apply as soon as possible. For more information Annual Income $12,569 $16,862 $21,155 $25,448 $29,741 $34,034 $38,327 $42,620 +$4,293 have a problem paying their utility bill are encouraged to contact UGI promptly for informa- tion on available assistance programs as well as payment arrangements. UGI Utilities’ headquar- ters is located in Reading, PA. The utility serves 292,000 natural gas customers in 14 southeastern PA counties and 62,000 electric customers in por- tions of Luzerne and Wyoming counties. Additional information about UGI is available at www.ugi.com. Maximum Income Levels for LIHEAP Monthly Weekly Income Income $1,047 $242 $1,405 $324 $1,763 $407 $2121... $489 $2,478 $572 $2,836 $654 $3,194." S737 $3,552 $820 +$358 +$83 Winter parking rule in effect Kingston Township Winter parking ordinance is effective through March 31, 2005. Under this ordinance, residents are prohibited from parking vehi- cles on streets between the hours of 10 p.m. and 6 am. daily. Vehicles also are not per- mitted to be parked on streets during snowstorms, or for eight hours after the end of the storm. The ordinance is designed to keep streets open and clear so that snow removal measures can be effectively undertaken by the Public Works Department. Anyone with questions about the ondi- nance may call 696-1175. Christmas sale in Noxen The Noxen Histor Association is sponsorin Mrs. Claus Christmas Sale Dec. 4 from 1 to 4 p.m. at the old Noxen School. The sale includes new and like-new items. Gift wrapping and shop- ping assistance for children will be available. All proceeds bene- fit the association. For more information, call 298-2052. Fire department web addresses Five local fire departments now have web pages where anyone who is interested may find out more about the départ- ments and how to becohe < a volunteer. Thye are: Shavertown: http://go.to/shavertownfire Trucksville: hp // WWW. trucksvillefire. co ™ Kunkle Fire & EMS: http://home.usnetway.com unkle » Harveys Lake Fire & EMS: http://www.geocities.com/har veyslakefire Northmoreland Fire: http://www. geocities.com/st sta- tion140 on federal energy assistance, customers should Household Mountaintop, Dr. Hutz gradu- call UGI at 1-800-UGI-WARM (1-800-844-9276). Size ated summa cum laude from - UGI will provide information on the application Wilkes process and assistance completing and submit- : University ting the required forms. To qualify for funds a J with "a" "customer must provide proof of income,d recent g Bachelor of heating bill, and the name, birth date and Social ¢ #5 cien ces. Security number for each person in his or her 7 cegree in household. A table of qualifying income levels is 8 Biology and attached. Add’'l member a minor in At any time of the year, UGI customers who (per person) Chemistry. y SEN V]Ele. sumed Jr. League members Degree from MCP-Hahnemann ~~ ViSit Head Start classes University Medical School and also completed his residency at MCP-Hahnemann Hospital in Philadelphia. oo Shirley Heppding has recently been promoted to operations manager of Short Stay Surgical Unit at Geisinger Wyoming Valley Medical Center. She has been employed with Geisinger Wyoming Valley since 1981 and has been the clinical coor- dinator on the Short Stay Surgical Unit for the past year. Everyone that has worked with her over the years has recog- nized her talent as a leader and clinical expertise. Heppding currently ‘resides in Dallas with her husband, Joseph, and they are proud parents of two sons, Joseph and Derek. The Junior League of Wilkes-Barre recently visited the Head Start pro- gram at St. Paul's Lutheran Church in Dallas. The women assisted in the classroom and interacted with the children. They served breakfast and lunch and the children enjoyed play- ing the parachute game and other games throughout the day. They read stories to the children and made a Halloween craft. The Junior League is an organization of women volunteering to help the E community. To learn more, call 288-4818. Deb Betzko, right rear, a Junior League member from Trucksville shared a table with the Head Start class. Praducts THE LARGEST SELECTION OF THE MOST NATURAL LOOKING TREES OVER 75 TREES ON DISPLAY! ©2’T010’ HIGH * TRIM-A-TREE ITEMS" e SLIMLINE o WREATHS & GARLANDS e WHITE TREES * LIGHTS & ORNAMENTS * FLOCKED TREES & WREATHS ® REVOLVING TREE STANDS ® H ICICLE LIGHTS © OUTDOOR LIGHTED ITEMS * FIBER OPTIC TREES 9 MON.-SAT. 11-5 k SUNDAY 1-5 24 SALINA oT. MOOSIC, PA PRE-LIT TREES SURE LIT TREES SENIOR MENUS Senior Citizens Cities spon- . sored by the Area: Agency on aging for, Luzerne and Ni Counties offers hot noon me Monday through Friday to peo- ple 60 years of age or older. Donations from participants are gratefully accepted and need in order to expand this ro The following is the menufor the week of Nov. 29-Dec. ‘3. All menus include margarine, milk and coffee. The Senior Center is located at 22 Rice St., Dallas. '* MONDAY: Picnic burger ‘oh roll, hash brown potatoed wax beans, granola. TUESDAY: Baked pork tii0p, sweet potatoes, peas, vanilla pudding. WEDNESDAY: Veal parie- san, pasta with tomato sauce, vegetable medley, banana. ! © THURSDAY: Chili con cane, tossed salad with Italian dress- ing, corn bread, chilled pears FRIDAY: Tuna salad sand- wich, vegetbale soup, yogurt, Roadhouse Memorial Hwy, Trucksville 696-3580 9 10 10 APPETIZERS Bi} :!3 JI GOURMET SALADS i 39 ALT BB voce 9 INOINY DZD @ AY OPEN PRIME RIB NIGHT! DAILY At Tommy's Roadhouse AT 11 AM NFL SUNDAY TICKET —watch ALL the Games Here! 25¢ WINGS DURING ALL THE NFL GAMES In the Lounge DRAFT SPECIALS ¢ HOMEMADE WINE COOLERS Our Entire Menu is Available for Takeout! TAKEOUT COUPON |S Any Takeout Purchase of $30 or More 0 OFF One Coupon Per Visit. Valid on Take- out Purchase Only. EXPIRES 12/10/04 Why wait for the new year to start a new you! Make an early resolution to join Curves. It’s easy, fun and fast and just 30 minutes three times a week gets real results. WW. CUrvesinterns ational.com Curves The power to amaze yourself” 585-7200 715 NORTH STATE ST. CLARKS SUMMIT, PA. 148411 696-4321 161 SOUTH MEMORIAL HIGHWAY SHAVERTOWN, PA. 18708 *Offer based on first visit enrollment, minimum 12 mo. ¢.d. program. Service fee paid at time of enrollment. Not valid with any other offer. Valid only at participating locations 11/15-12/19. Join Now Rest of Year RON IY HOOTLH FREE
Significant historical Pennsylvania newspapers