26—Lancaster Farming, Saturday, January 15, 1972 Truth-in-Lending Interest Law A substantial number of con sumers are not aware of what they are paying in interest rates and finance charges, according to a recently completed suvey by the Federal Reserve Board The survey was required by the Truth-in-Lending Act which went into effect in 1969. Extension home management specialists at The Pennsylvania State University explain that the' survey did show that after the passage of the act, consumer knowledge did increase, but lack of knowledge is still a concern of those interested in consumer education Only 57 per cent of those queried had even heard of the law—and 18 percent of them believed it protected the con-' sumer from excessive interest rates This, of course, is false. The law merely states that DES Certification The US. Department of Agriculture recently reminded livestock producers that the mandatory certification program for diethylstilbestrol (DES) began January 8 Cattle and sheep producers and leeders were warned that animals must be taken off feed containing DES at least seven days prior to marketing USDA explained that no official certification lorm is required, but the party presenting the livestock lor slaughter must certify, in writing, the iollowmg — That he has had custody of the animals lor at least seven days, or has in his possession a Fulton Grange Meets Hans Herr Girl Scout Troop 405, under the leadership of Mrs Malcom Mertz and Mrs Richard N\c presented a program lor Fulton Grange at their regular meeting January 10 at Oakryn The Giangc sponsors this Troop Christina Shepherd presented the program which opened with a Hag ceremony and recitation of The Girl Scout Promise by Gail Shaub, Cindy Cochran, Kelly Groll and Sara Towner, Color Guard Advance and flag salute, group singing ol The Star- Spangled Banner, color guard retreat. Girl Scout Law recitecf by Christine Hess, Irene Mertz, Wanda Gilling, Pamela Sim mons, Mary Mertz, Robin Hess, Linda Shepherd, Joanne Shepherd, Dianne Enriques and Janet Huber, violin solo by Kathie Myers accompanied by Janet Huber, a round “Make New Friends” led by Sara Towner, Pamela Simmons and Kathy Cochran, a colored film “The Promise” shown by Richard Nye, and a melodrama read by Diane Enriques and participated in by the entire audience During the Grange business session conducted by the Master, Richard Hollowway, it was voted to sponsor Girl Scout Troop 905 lor another year The date for their annual supper was set for April 8 Fulton Junior Grange also met and conducted a very suc cessful paper drive. Howard Feather of Lancaster will present a history of Southern Lancaster County centering around the Pleasant Grove area in the early 1800’s at the next meeting of the Grange, January 24 A representative from the Pennsylvania State Grange office is cordially invited to attend this consumers must be informed truthfully about what they are paying for credit Knowledge of the purpose of the law increased with income and educational level Most people are aware of the Annual Meeting Scheduled The annual meeting of the Farm and Home Foundation of Lancaster County will be held at 6:30 pm Thursday evening, January 27, in the auditorium of the Farm and Home Center. Featured speaker of the evening will be Dr William H. Duncan, president of Millersville State College. His topic will be “How High is Higher Education 9 ” A brief business meeting, in cluding the election of seven directors, and special en tertainment will complete the evening’s program certilication from someone else who had custody for the required period. That if the 'ivestock was fed DES it was fei in accordance with requiremei ts of the Federal Food and Drug Administration, or that the animals were not fed DES-containing feeds. The new program provides three alternatives for handling cattle and sheep slaughter: The animals may be slaughtered if certification requirements have been met, or interest they pay on home mortgages; only 13 per cent didn’t know that. About 28 per cent did not know how much interest they were paying on personal loans. And a whooping 40 per cent were unaware of the interest rates on major in stallment purchases. One way to save money is by avoiding these unnecessary in terest charges, remind the home management specialist. Knowing how much credit costs may en courage saving ahead to pay cash and avoid credit charges. Before you borrow or buy on credit, find out exactly how much interest you’ll be paying You’ll find you’re entitled to be told what those costs are. So, shop around to get the best deal on credit. The truth-in-lending law gives you the fight to information—it does not give you protection from high interest charges, caution the Penn State specialists Rules Outlined The animals will be held alive for the required seven days, or The animals may be slaughtered, with samples sent to a USDA-approved laboratory for testing. Meat from the animals cannot be marketed until the tests prove they are free of DES residues Details of the new program are available from the Meat and Poultry Inspection Ad minstrative Group, C&MS, USDA, Washington, D C 20250. • •••••••••a* »V*V*%V»V»ViV»V*VAW SS-X* Farm Societies (Continued from Page 2S) secretary and treasurer were given. The group voted to donate $lO to LARC (Lancaster Association of Retarded Children) and $lO toward kitchen utensils for the Farm and Home Center demonstration kitchen. Twenty five wheel chair covers will be made with the Red Cross in structions. Roll call was answered by naming a favorite spice after which the president, Mrs. Vivian Warfel, introduced the speaker, Mrs. Vera Albert. She spoke on “Herbs in Your Own Garden,” which included some background on folklore, literature, medicines and especially herbs of the Bible. Society 25 Farm Women Society 25 met at the home of Mrs. Glenn Nauman, Lancaster RD6. Mrs. John Gerlach • was in charge of devotions. GOOD FOR YOUR HORSES! We won’t guarantee that Red Rose Super Horse Feed will make your horses into champions, but we do know that Red Rose Super Horse Feed will keep your horses spirited and in the best of condition! Get Super Horse Feed today. Try it... and you’ll always feed it! Walter Binkley & Son 6* R* Mitchell, Inc. Lititz Refton > Pa - Brown & Rea, Inc. Mountvillc Feed Service ~ , Mountville Atglen Elverson Supply Co. Mus “ r JS $ ' Elverson L. T. Geib Estate Martin's Feed Mill Manheim Ephrata, Pa. '• “• G s"S * S °" Chos. ESoudo, & Sons Terre Hill E. Musser Heisey & Son „ r. d. #2, Mt. Joy, Pa. Shelly Brothers R. D. 2, Manheim, Pa, Heistond Bros. Elizabethtbwn Red Rose Form Service, Inc. N. Church st, Qu.rryvluc H M Stauffer & Sons, Inc. Witmer David B. Hurst Bowmansville Women Mr and Mrs. David Shenk, missionaries representing the Eastern Mennonite Board of Missions and Charities in Somalia, Africa presented a program of sound-slides and showed souvenirs. A request from the Lebanon Veteran’s Administration Hospital to sew wheelchair bags was accepted. Numerous Society members volunteered to assist with this project Delegates who attended the State Convention in Harrisburg were Mrs. John Metz, Mrs. Chester Eshleman and Mrs. W. Wade Groff. The next meeting will be held at the home of Mrs. Frank Reapsome, Lancaster RD6. Trooper Alan MacNutt will speak on “Drugs” Nighthawks and barn, swallows nest as far north as Alaska and winter as far south as Argentina, a dis tance of about 7,000 miles. RED ROSE SUPER HORSE FEED For high performance of your horses, why don’t you try Red Rose Super Horse Feed? This feed includes vitamins A - D - and E, plus riboflavin and B complexes, besides those palatable ingredients such as linseed meal, flaked corn, crushed oats, distillers' grams, cane molasses and dextrose. Red Rose HORSE FEEDS E. P. Spotts, Inc. * * * Bird Travelers Honey Brook & 4 £
Significant historical Pennsylvania newspapers