iSablt. HEW PRESBYTERIAN HYMN BOOK. Hymnat, of the Presbyterian Churehj order- ed by the General Assembly Philadelphia: Presbyterian Board of Publication. Small Bvo. pp. 432. Price $2. This admirable volume is a real addition to the hymnology of the Presbyterian It is the ripe fruit of the labors Church. of a Committee appointed several years ago by the General Assembly of the other branch. And if ever any body of men cut themselves loose from prejudice and pre- scription, and honestly sought to meet the legitimate wants of the present, it is this “Old School” Committee. They have abandoned the old distinction between psalms and hymns in the arrangement. They have thrown overboard all the lumber of their old Psalms and Hymns, and have accepted from every quarter, particularly from Germany and New England—even from the Plymouth Collection —whatever materials have commended themselves to the taste and judgment of the Christian publio. They have furnished the volume with a complete apparatus of indexes, and have arranged the contents in appropriate general divisions. Fifty pages, at the com mencement, are occupied with chants, to which many of the PBalms are Bet; and one page is appropriated to the Ten Command ments, Lord’s Prayer, and Creed. The tunes are mainly such as have be oome standard in ancient and recent times, only a few strictly new ones having been introduced, and special regard being had, in Beleotion and arrangement, to Congrega tional Singing. The total number of hymns, including many versons of the Psalms, is but 534, which is, perhaps, quite enough to include all really needful for public worship. The externals of the volume leave nothing to be desired in beauty, clearness, compact ness, handiness, and a general air of pro priety. We congratulate our brethren upon possessing a work so inexpressibly superior to the one, which the whole gene ration previous has been compelled to uSe. Certainly, whatever else is antiquated among them, their “ Hymnal” is not “ Old School,” but is permeated with all the de sirable elements of modern church life. Guthrie. Man and the Gospel. By Thomas Guthrie, D. D., author of the - Gospel in Ezekiel. Sixth thousand. Alexander Stra ham, London and New York. 16mo. pp. 455. Price $2. For sale by Smith, Eng lish &■ Co. The fitness of the Gospel fpr man in his various circumstances, is here exhibited in a series of articles, mainly disconnected, and writtent in the earnest, affluent, graphic style of the well-known Sootch divine. Dr. Guthrie may well expect favorable reception from the American public, both for his own merits, as one of the most eloquent evangelical writers of our day, and as a hearty friend of our country in all the struggle of the past four years. Having been disabled from public speaking for some years, the first effort of the kind he’ felt able to make was in behalf of the Freed men. The contents of the volume before us are : In Trial; Refuge in Trial; In Temp tation; True Religion; Doing Good and Being Good; Purity; Riohes; The Law of God; Faith and Works; The Poor; Charity; The Shining Light; Risen with Christ; Early Piety; Retrospeot and Pros pect. Life of Robert Owen. Philadelphia: Ashmead & Evans. 16mo, pp. 264. Tinted paper, gilt top. One of the most interesting and instruct ive books of the season. The picture ot restless activity, of devotion to a single ob ject, prosecuted on two continents, before kings, lords, and common people; the touches of egotism; the grand plans almost realized, yet ever doomed to failure, form a picture whioh one never wearies in examining. And then, the lesson so effectively taught, without sacrifice of candor or fairness, is of the highest value : the greatest zeal and apparent sincerity combined with talent, means, and energy in the attempt to essen tially elevate mankind and regenerate so ciety,cannot supersede the necessity for true religion. The book ought to be the hands of every one who is in the least inclined to put faith in anti-Christian schemes ot social reform. Thurston. Mosaics of Human Life. By Elizabeth H. Thurston. Philadelphia : J. B. Lippincott & Co. 16mo, pp. 305. For sale by the Publishers. A volume of extracts, collected with great taste and judgemnt, from ancient and modern sources, in prose and poetry, upon Betrothal, Wedded Life, Babyhood, Youth, Single Life, and Old Age. The externals, paper, typography, and binding are very rich. Smith. Miss Oona McQuarrie. A Sequel .to Alfred Ilagart’s Household. By Alex ander Smith, author of “A Life Drama,” etc. Boston: Ticknor & Fields. 16mo. pp. 225. For sale by J. B. Lippincott & Co. I‘EIIIODICAXS AXU PAMPHLETS. Bibliotheca Sacra, for January, 1866, contains, Intuitive Ideas and their Relation to Knowledge, by Prof. Bascorn, Williams College; Conversion—its Nature, by Prof Phelps, of Andover; Political Economy and the Christian Ministry, by Rev. Geo. N. Boardman, Binghamton; The Catholic Apostolic Church; Notices of Recent Pub lications. Andover: Warren F. Draper. The Atlantic Monthly, for February, 1866, contains: English Opinions on the American War; Two Pictures; The Freed- THE AMERICAN PRESBYTERIAN. THURSDAY. FEBRUARY g. 1866 man’s Story, I.; Origin of the Gypsies; Hawthorne’s Note Books, II.; Court Cards • A .Landscape Painter; Riviera de Ponente; Doctor Johns, XIII.; Chimney Corner, II.; Griffith Gaunt, III.; Three Months Among the Reconstruetionists; Reviews and Literary Notices. Boston: Ticknor & Fields. Our Young Folks, for February. Tick nor & Fields. Student and Schoolmate, (enlarged), for February. Jos. H. Allen, Boston. Littell’s Living Age. No. 1130. 27th January, 1866. Enlarged Series. Contents: On the Gothic Renaissance; North British Review ; The Gay worthys; Madonna Mary, by Mrs. Oliphant; Old Sir Douglas, by Hon. Mrs. Norton; Peace on Earth, by Thomas Hughes; Sir Brook Fossbrooke, VII.; Petition of the Ameri can Freetrade League; Poetry. Boston : Littell, Son & Co. # Piety Secures a Nation’s Prosper ity. A Thanksgiving Discourse, by Rev. G. S. Plumley, Metuchen, N. J. Godey’s Lady’s Book, for Frebuary. Arthur’s Home Magazine, for Feb ruary. LITERARY ITEMS. American Announcements. —Life and < Public Services of Samuel Adams, 3 vols. Little, Brown & Co.—Julia Ward Howe, author of the “ Battle Hymn of the Re public,” has issued “ Later Lyrics.” Bos ton : J. E. Tilton. —Geology of California, Vol. I. Westermann & Co., N. Y. —Mas- sie’s “ America.” T. Nelson & Sons, N. Y. —Jean Ingelow’s Poems have reached the sixteenth American edition in less than two years. —Poems of David Gray, with Memoir. Roberts Brothers. —Geo. W. Calvert, through Hurd & Houghton, pub lishers, “ Anyta,” and The Gentleman,” which the Nation, (very hard to please), prononnces “ two books too many.” Paper too pine.—lt is really astonish ing, in the present exorbitant price of paper, that book publishers continue to rival each other in the fineness and costli ness of the paper they use. A correspon dent of the Nation wonders that no loud remonstrance, not even a faint expression of uneasiness, so far as he knows, has ever seen heard on this subject from the reading men of the country ato large. “ The vast majority of them have small salaries; they can spare about so much a year for books; certain famous historical works many of them feel that they must have, if possible. Darker paper, in no way offensive to correct taste; 'better for the eyes than a brilliant snow-white ; equally tough, and durable; the surface smooth; the type, the ink, the very same; the thoughts and the style of the historian not a whit the less impres sive; the price reduced one-half—why is it not a real benefit, a great benefit T If I. can buy Merivale and Palfrey on coarser paper for the cost of Merivale alone on finer, shall I be told that the fine quality of the fine paper of one of them is of more value to me than the learning and eloquence of the other? I have never heard that the Germans find any inconveninee in dark, cheap paper: on the contrary, it enables poor students to buy large libraries.” The valuable musical library of Dr. lia Roche has been purchased by Joseph W. Drexel, of the eminent banking house of Drexel & Co., Philadelphia. He had as competitors the Astor and Boston libraries. The purchaser claimed previously the pos session of the largest and finest collection of musical works in this country, and the addition of Dr. La Roche’s books now ren ders it still more valuable, and increases tbe number of volumes to about three thou sand. We understand that Mr. Drexel will cheerfully place his library at the ser vice of gentlemen interested in the subject. — Pub. Circular. Foreign. —The Paris correspondent of Childs’ Literary Gazette says: “M. Didier, the well-known publisher, fell dead in an omnibus-office, a few days since; he was on the eve of retiring from business to enjoy his well-earned—but, I am afraid, modest —estate; he reckoned without death. He was only sixty-five. He the publisher of Messrs. Guizot, de Barante, Cousin, Ste. Beuve, Mignet, etc., for many years.” M. Philarete Chasles is writing a work which he says will he his masterpiece, “ The Current of Ideas in Europe since 1830;” it will be in three thick Bvo. vols. - Six thousand copies of the Bible, illus trated by M. Gustave Dore and published by Messrs. Marne, were .ordered before a single copy was issued; these orders more than cover the cost of publication. Think •of 6000 copies of a 840 work ordered be fore publication, and of §240,000 being paid before a single copy is on sale ! A work on the prehistoric relics of Central France is about to be issued in splendid quarto, with 120 plates. The senior partner of the great publishing firm of Wil liam and Robert Chambers, Edinburgh and London, is now in office as Lord Provost (actually chief magistrate) of Edinburgh. A new work by Henry Fawcett, pro fessor of political economy at the University of Cambridge, and M.P. for Brighton in the,, new Parliament, has just been pub lished hy Messrs. Macmillan & Co.—“ The Economic Position of the British Lahorer.” Mr. F. is entirely blind. Translations of Homer are still announced in England. The latest is by Sir John Herschel. Mr. Philip F. Worsely, who previously trans lated the Odyssey, receives the highest honors for his Iliad, recently issued, in Spenserian stanza. CARE OF BEES, Bees in winter do not apparently .suffer from cold, even when many degrees below the freezing point. Their great enemy is damp. I have known \ hives, from which the bottom board had fallen, and which were fully exposed to the air, winter well while others, carefully tended, lost thousands of bees, and yet both had sufficient stores. Hives made of thin boards are bad quarters for bees, unless well ventilated, and for the simple reason, that when such are exposed to the weather, they part rapidly with their warmth in cold weather, and unless carried off by currents of air, the. moisture from the beeS condenses on the inside, and then congeals, and this process will g 0 on until the comb next the sides is involved, and the bees are consequently huddled together in an ice-house. When combs are thus frozen, or kept steadily exposed to an atmosphere of moisture for some time, they will mould whenever the weather becomes warm. It often happens that the principal portion of the honey is laid up in the outer combs, and if these are frozen, the bees cannot get their food, and may thus starve with food abundant, but locked up by frost. ftirtal AN OLD LESSON RETAUGHT. In the January number of that excel lent monthly for the farm and garden, The Horticulturist, the author of “ Ten Acres Enough,” in an article entitled “My Neighbors and Myself,” gives some practi cal exemplifications of the profits resulting from the judicious Cultivation of small farms in the neighborhood of large cities : I can hardly call my neighbors horticul turists, yet all of- them are famous fruit growers. Some have risen from the hum blest beginnings and are now owners of noble farms, with spacious buildings, and are'annually loaning money on mortgage to others of the craft, whose-feet are only on' the bottom round of fortune’s ladder. Not more than half cannon shot from me is one of these self-made men. Nine years ago he was a journeyman shoemaker, in our city, with health so feeble that he would soon have died, if much longer confined to the close atmosphere of the workshop. Breaking away from it, he took up a few acres of only half-improved land, without a shed upon - it, running in debt for almost everything, and struck out largely in straw berries. But character was capital, for whenever a helping hand was needed, he could find one by merely reaching his own across the nearest fence. He prospered hugely in every way, though having everything to learn. Renewed and vigo rous health came bravely to his aid; he worked intelligently, having a passion for both fruit and flowers; crops were con sequently good; prices were even better, and he has gone on prosperously to inde pendence. New and heautiiul buildings, surrounded with shade trees of his own planting, now give elegance and grace to what, ten years ago, was covered with the debris of a pine clearing. Like most of us, the passion for more land seized upon him, and he has gone on absorbing the adjoining fields, until he now counts fifty-five acres. But here he wisely paused. Every inch of it is paid for, and he is lending to others, who in their turn are beginners. A ram ble over his beautiful fruit farm would teach an instructive lesson even to the most extensive fruit grower, while to pioneers it would be invaluable. There are thirteen acres of strawberries, ten of blackberries, and six of raspberries, with peaches in abundance, and great fields of asparagus. His gross annual receipts are nearly five thousand dollars. Temptation to part with this productive home has repeatedly been presented in the shape of an enormous price, but the family turns a deaf ear to all seduction. They are happy in a home of their own creating; there their children were born; there the father renewed his health; there the mother is supremely contented; and how could they be bettered by selling ? In this world, mere money is far from.being the only good. Another, a young man of six-and-twen ty, rejoices in the ownership of fifty acres, all which, except the small mortgage yet remaining on it, is the work of his own in telligent industry. His forte, also, is the berry culture,, interspersed with corn for his own use, melons, truck, and peas for the Philadelphia seed stores. There is, moreover, an extensive trellis, which is annually loaded with the Isabella grapes. Uqtil tasting these this fall, perfectly ripen, ed as they were, I never knew the Isabella grape was fit to eat. .Struck with the admirable flavor of the fruit, as well as with the perfect condition of each particular grape, I inquired why the fruit of these vines was so remarkably fine. The owner smiled as he told us that the earth around the roots was the general burying ground for' all the cats, and dogs, and pigs, and mules, and horses which had there shuffled off their mortal coils since he had been upon the farm. What marvellous elaboration there is' in nature, I concluded —“from seeming evil still educing good.” Try as one might, he could detect no twang of pork, not the faintest flavor of a mule steak. Only this summer a stranger from the bleaker climate of New England, went over his farm and offered to buy. While de bating pros and cons, his visitor inquired as to the gross amount of his sales the pre vious year. He was unable to answer, having kept no books, nor could he even conjecture the amount. “ But,” said I, “ you owe a mortgage on your farm ?” “Yes,” was the reply, “four thousand dollars.” “Were you able to reduce the amount last year ?” I inquired. “ Oh, certainly,” he answered, ah if it were a matter of course. “I paid five hundred dollars in July, then three hun dred more, and, I think, three hundred more.” “ How about the present year ?” I con tinued. “ Why, sir, in July I paid five hundred, and with what cash I have, and the remain der. of my crops, I shall make another equal payment at New Year.” “Do you mean,” added the New Eng lander, “ that you kept your family, main tained the condition of your farm, and paid off a thousand dollars of your mortgage without going into debt somewhere else ?” “I do,” was the reply, “and in three years my farm will be clear.” Taking out a pencil, we figured it up that this farm was clearing nearly ten per cent, of its estimated valued after keeping the family of the owner. There seemed to be no getting over the facts, for he was known among us as a sincere and truthful man. Thus, though keeping no record of his crops, yet the mortgage he owed was the great account book in which memory had posted up the true balance sheet of his business. Brought up to tha,t Bis operations became perfectly intelligible. Since this interview, I have seen his crop of seed peas, raised for a city retailer, and learned that it produced him very nearly six hundred doll ars - LEAD MINES OF WISCONSIN AND ILLINOIS. The first miners were Americans. In those days the ore was found on the sur face; that is, by digging from three to forty feet. Often veins opened on the tops of hills to the light of day, when a cart was backed in and the mineral shoveled up, or it was wheeled out of crevices in barrows on the level ground. In the bottoms and at the feet, of cliffs there was found float mineral—sometimes in large quantities. It has been ploughed up in heavy masses in fields and gardens. Such specimens were the only ones the Indians obtained, and they never did more than scratch around. So far as energy, fair day’s work, and foresight are concerned, the Indian is the weakest and the most trifling being on the face of the earth, 'i here is more worth, hardiness and hope in a common farmer’s boy than in the proudest, biggest, blackest, greasiest Indian that ever lived on corn raised in ninety days hy his patient squaw. There were no smelting furnaces in those days. A huge heap of logs wasmade in a little hollow; the mineral was piled on top, a fire kindled, and the lead ran out on the ground. This was a most unhealthy occu pation. They who made it a business did not live long. Some died in three months. After that, cheap furnaces were buiit, and next better ones. They are remote from houses. Often the chimney is off on a high hill, while the works are in a valley, which is necessary, as they run by water-power, and the smoke and fumes' are carried up the hill in a passage built of rock leading into the chimney. If hens or dogs are fed on the grass near the furnace, they will die. Cattle will not eat the grass, but hogs go everywhere—nothing hurts them. So plen tiful was the mineral at first, that miners made money like dirt. In hundreds of instances did miners strike leads or veins which yielded thou sands of dollars. Immediately they quit work and commenced spending. They lived on the costliest food and’-wines. Some had eight nr ten gold watches strung in front of them. They went to St. Louis. If their money held out, they would reach Louis ville ay Cincinnati; but in the end they came back to the mines in rags, and with black eyes and swollen faces. That was called being “ busted.” England has lead mines so extensive that they have produced more lead than all the w_orld beside. ' Certainly that must be a remarkable country. When it was known that America could produce lead, the Eng lish, according to their custom, determined to break up the business; and they offered lead in Eastern cities at such prices that our miners could not afford to get it out. Then Congress put a duty on pig lead. There upon the English established large smelt ing works in Philadelphia, and sent the ore thither to be smelted. The next thing for Congress to do was to place a duty on the ore. That was nothing} for our kind friends —who long ago elected that we should raise nothing but meat and grain— began to supply us with statuary, and sent us large quanties of the busts of our great men, living and dead, all in lead. This was an artful operation in the fine arts. Then Congress laid a duty on lead in any shape or form. This brought them to something of a stand. After a time they went to work with all their might, opened their mines still more, and, by the help or cheap labor, produced large quantities of lead, and, shipping it hither, sold it so low that our miners found the business paying poorly enough. We have established no im portant branch of industry in this country which they have not attempted to break up. Their plan is With cheap ■labor and their enormous capital 'they can richly afford to lose a few millions of dollars in under-selling us; then, when they break up our works, and our artisans or mechanics go to raising grain, they are ready to sup ply our market —when they reap their re ward. It is a game of bloating and brag, united with real strength. The English man reminds one of an impudent bully standing before a man not quite as fat, and perhaps not knowing as much, and the bully says scarcely anything but “ 800 !” All things come to an end. Originally — say two thousands years ago —the English mines were worked as the Galena mines have been; that is, on the surface. Then they sunk shafts deeper, but as water came in, they ran adit levels from the lowest val leys; but the lead still going, down into the water, they constructed powerful pumps, which raised the water into these adits, and then they got the lead out of the remotest recesses Some of their mines were from 1000 to 1800 feet deep. In places they have drifted under and across rivers, and even under the ocean itself. But during the last til teen years their mines have failed. They are yetting to the end of their rope, and now 1- the time for American mining to begin. * The geological structure of the great lead region of the -Mountain of Cross Fell, where the counties of Northumberland, Cumber land, North Riding of Yorkshire, and Dur ham meet, is similar, if not identical, with the mineral-bearing magnesian limestone o? wwailUg _ Illinois and Wisconsin. Now, there are scarcely any of our mines which are much over 100 feet deep. The deepest I went into was at Shullsburg, 110 feet deep, and I did not bear of more than half a dozen which had been drained by adit levels; and none of these were as low as they might be by from 50 to 150 feet. Except in these few instances, and where millions of dollars’ worth of mineral have been taken out as a consequence, the only mining that has been done has been by taking out the mineral to the water, when the mines were abandoned. I know that there are parties claiming to have scientific knowledge, who say these are nothing but surface mines, and that most of the mineral has been taken out—in short, they say. there is no mineral below the water- Almost every miner will whistle at this, and thousands relate how they left the mineral) as large as they ever saw, going down into the water. Some will not even tell where they saw it last, and are waiting for the mines to be drained. I was in mines myself where ore was taken out of ift streams, and I lifted masses of almost S ure lead with my own hands, out of beds of lead in the water. More than this, I was in mines where thousands, if not mil lions of dollars’ worth had been taken out after the water had been drained off by pumps or adit levels. In short, this condi tion is so general and so well known, that to those on the ground it is unnecessary to say a word. I have more to say on this when I speak of the blue limestone. From this, I am forced to conclude that, when the mines are drained, then only will they be fairly opened, and that a long course, perhaps a thousand years, of prosperous mining is before us.— Correspondent of the New York Tribune. frjmflte atrtt gtatomie^ THE WEST CHESTER ACADEMY * MILITARY INSTITUTE, The Second Term of the scholastic year commences on the Ist of February next, and closes on the last Thursday in June. The Corps of Instructors numbers Ten gentlemen of ability, tact, and experience, beside the Principal, who is always at his Dost in the Schoo lroom. The Principal having purchased the extensive school property of the late A. Bolmar, lately occupied by the Pennsylvania Military Academy, designs re moving his school there before or during the Easter Recess. For Gotalogues, apply at the Office of the AMERI CAN PRESBYTERIAN, or to ' WILLIAM F. WYERS, A. M.. Principal. EILISE II CLASSICAL SCHOOL FORTIETH STREET AND BALTIMORE AVENUE, WEST PHILADELPHIA. . REV. S. H. McMTJLLIN, PRINCIPAL. Pupils Received at any time and Fitted far Business Life or for College. References: Rev. J* G. Butler, D.D.: Rev.-J. W. Mears; Rev. Jonathan Edwards, D.D.; Rev. James M*. Crowell, D. D.; Dr. C. A. Finley, U. S. Army; Samuel Field, Esq. 1 1023 tf PHILAUIA COLLEGIATE MM FOB YOUNG LADIES, NORTWEST CORNER OF CHESTNUT and EIGHTEENTH STREETS. REV. CHARLES A. SMITH, DJ)., PRINCIPAL. FREDERICK FEMALE SEMINARY, FREDERICK CITY, MARYLAND. This Institution having passed into the hands of the undersigned, late Proprietor of the Young Ladies 1 Institute, Wilmington,- Delaware, will commencaits Twenty-first Scholastic Year, on MONDAY, the 4th of September. For Circulars, containing view of buildings and other information, address 1005-6 m REV. THOMAS M. CANN, A, M. fining fjfatjimsi. GROVER&BAKERS HIGHEST PREMIUM ELASTIC STITCH LOCK STITCH SEWING MACHINES WITH LATEST IMPROVEMENTS The Grover & Baker S. M. Co. manufacture, in ad dition to tbeir celebrated GROVER & BAKER STITCH Machines, the most perfect SHUTTLE or “LOCK STITCH” Machines in the market, and af ford purchasers the opportunity of selecting, after trial and examination of both, the dne best suited to their wants. Other companies manufacture but one kind of machine each, and cannot offer this opportu nity of selection to their customers. A pamphlet, containing samples of both the Grover & Baker Stitch and Shuttle Stitch in various fabrics, with foil explanations, diagrams and illustrations, to enable purchasers to examine , test and compare their relative merits, will be furnished, on request, from our offices throughout the country. Those who desire machines which do the best t cork, should not fail to send for a pamphlet, and test and compare these stitches for themselves. OFFICE, 730 CHESTNUT STREET, PHILADELPHIA. SEVERAL REASONS WEY WILLCOX & GIBB’S SEWING MACHINES are becoming so UHIYEBBAI.It POPULAB; FIRST. They are the “PERFECTION OF ME CHANIM.” Each machine being as ' carefully and accurately finished as a wa tch SECOND. They are adapted to the GREAT EST RANGE OF WORK, and will use successfully either cotton, silk, or linen thread. THIRD. * They make the patent “ TWISTED LOOP STITCH,” which is the most beautiful, elastic, and durable stitch known. FOURTH. They are "GLORIOUSLY SIM PLE,” as* readily comprehended as a pair of scissors, and not more liable to derangement. They are ENTIRELY NOISELESS and "might safely be used in a sick room. or by the cradle of a sleeping infant.” SIXTH. They are run with PERFECT EASE, scarcely an effort being re quired to sew a thousand stitches per minute. SEVENTH. They are ABSOLUTELY COM PLETE, and will Hem, Eell, Braid, Cord, Bind. Tuck, Gather, and Em broider beautifully . . EIGHTH. • They CANNOT BE TURNED THE WRONG WAY. NINTH. ' The NEEDLES CANNOT BE SET WRONG. . The Hemmers, Fellers, Ac., are SELF-ADJUSTING. A careful examination of these Machines at FIFTH. TENTH. No, 720 Chestnut Street, Will disclose many other points of peculiar merit. THOMAS RAWLINGS, Jr., HOUSE AND SIGN PAINTER, Broad and Spring Garden Streets. A. J. TAFEL. HOMtEOPATHIC PHARMACY, No. 48 N. NINTH STREET, PHILADELPHIA. Importer of German Homoeopathic Tinctures, Lehrmann & Jenichen’s High Potencies, Sugar ol Milk, and Corks. Sole Agent for Dr. B. Finke’s High Potencies. . WTly- w. G. BEDFORD, IVIYSKBID BMIESIMSIT No. 53 NORTH TENTH STREET, PH LADA. My central location and the many means of com munication with the suburbs enable me to take the Agency for sale and eare of Real Estate, the Collec tion of Interests, ground and houserents. in every part of the city. References will be furmshodwhen derired. JusraTO ©urajwims- INDEMNITY FOR LOSS OF LIFE OR INJURY ACCIDENTS OF EVERY DESCRIPTION. TRAVELERS’ INSURANCE COMPAF HARTFORD, CONNECTICUT. Cash Capital and Assets. Dec. 1, 1865, 5596,338 13. The Pioneer Accident Insurance Company in America. PHILADELPHIA BRANCH OFFICE, 409 WALNUT STREET, * Where policies are issued covering all and every des cription of accidents happening under any circum stances. An institution whose benefits can be en joyed by the poor man as well as the rich. No medi cal examination required. Policies issued for amounts from $5OO to $lO,OOO in case of death, and from $3 to $5O weekly compensa tion in case of disabling injury, at rates ranging from $3 50 to $6O per annum, the cheapest and most practi cable mode of Insurance known. Policies written for five years, at twenty per cent, discount oh amount of yearly premiums. Hazardous risks at hazardous rates. Ocean Policies written, and permits issued for travel in any part of the world. Accident Insurance to persons disabled by accident is like the Sanitary Commission to wounded soldiers in the field, providing the means for comfort and healing and supplying their wants while prevented from pursuing their usual employment. The rates of premium are less than in any other class of insurance, in proportion to the risk. No better or more satisfactory investment can be made of so small a sum. ThoreforcTiiwwM in the Travelers. OLDEST ACCIDENT INSURANCE COM- PANT IN AMERICA. J. G. BATTERSON, President. RODNEY DENNIS, Secretary, HENRY A. DYER, General Agent. WM, W. ALLEN & CO., General Agents for Pennsylvania, 408 WAENUr STREET, PHILADELPHIA. AMERICAN LIFE IHSIRMCE 08 TRUST EiFMN Walnut Street, S. E. cor. of Fonrtk. INCOME FOR THE YEAR 1864, $357,800. LOSSES PAID DURING THE YEAR AMOUNTING TO $85,000. Insurances made upon the Total Abstinence Rates, the lowest in the world. Also upon JOINT STOCK Rates which are over 20 per cent, lower than Mutual Rates. Or MUTUAL RATES upon which a DIVI DEND has been made of - FIFTY RER CENT., on Policies in force January Ist. 1855. THE TEN-YEAR NON-FORFEITURE PLAN, by which a person insured can make all his payment in ten years, and does not forfeit, and can ‘at any tim# cease paying and obtain a paid up policy for twice thrice the amount paid to tne company. ASSETS. $lOO,OOO U. S. 5.20 bonds, 40,000 City of Philadelphia 6s. new, 30,000 U. 5. Certificate of indebteness, 25,000 Allegheny County bonds, 15,000 U. S. Loan of 1881, 10,000 Wyoming Valley Canal bonds, 10,000 State of Tennessee bonds, 10,000 Philadelphia and Erie Railroad bonds, 10,000 Pittsburg, Fort Wayne & Chi cago bonds, 9,000 Reading Railroad Ist mortgage bonds, 6,500 City of Pittsburg and other bonds, 1,000 shares Pennsylvania Railroad stocks, 450 shares Com Exchange National Bank, 22 shares Consolidation National Bank, 107 shares Farmers' National Bank of Reading, 142 shares Williamsport Water Com pany, 192 shares American Life Insurance and Trust Company, Mortgages, Real Estate, Ground Ren: &C......V Loans on collateral amply secured Premium notes secured by Policies Cash in hands of agents secured by bonds. Cash on deposit with U. S. Treasurer, at 6 per cent - - Cash on hand and in banks - Accrued interest and rents due, Jan. 1. - THE AMERICAN IS A HOME COMPANY. Its TRUSTEES are well known citizens in our midst, entitling it to more consideration than those whose managers reside in distant cities. Alexander WhQldin, William J. Howard, J. Edgar Thomson, Samuel T. Bodine, George Nugent. John Aikman, Hon. James Pollock, Henry K. Bennett, Albert C. Roberts, Hon. Joseph Allison. P. B. Mingle, Isaac Haaiehurst, Samuel Work. ALEX. WHILLDIN, President. SAMUEE WORK, Vice-President. JOHN S. WILSON, Secretary and Treasurer, GIRARD FIRE AND MARINE INSURANCE COMPANY. OFFICE ON WALNUT STREET, PHILADELPHIA. .CAPITAL PAID IN, IN CASH, $20u,000. This company continues to write on Fire Risks only. Its capital, with a good surplus, is safely in vested. * 701 Losses by fire having been promptly paid, and more than _ $500,000 Disbursed on tbi3 account within the past few years. For the present, the office of this company will re main at 415 WALNUT STREET, But within a few months will remove to its Own Building if. E. CORNER SEVENTH AND CHEST NUT. Then, as now, we shall be happy to insure our patrons at such rates as are consistent with safety. „ disectohs. THOMAS CRAVEN, ALFRED S. GILLETT. FURMAN SHEPPARD, N. S. LAWRENCE, THOS. MACKKLLAR, CHARLES I. DUPONT, JNO. SUPPLEE. HENRY F KENNEY. JNO. IV. CLAGHORN, JOSEPH KLaPP, M. D., SILAS YERKES. Jr. THOMAS CRAVEN, President, ALFRED S; GILLETT, V. President and Treasurer. JAMES B. ALVORD, Secretary. 1028-I*. 53M.136 50 207,278 86 112,756 73 114,899 62 26,604 70 50,000 00 50,331 67 10,454 71 $966,461 79
Significant historical Pennsylvania newspapers