iSablt.
HEW PRESBYTERIAN HYMN BOOK.
Hymnat, of the Presbyterian Churehj order-
ed by the General Assembly Philadelphia:
Presbyterian Board of Publication. Small
Bvo. pp. 432. Price $2.
This admirable volume is a real addition
to the hymnology of the Presbyterian
It is the ripe fruit of the labors
Church.
of a Committee appointed several years ago
by the General Assembly of the other
branch. And if ever any body of men cut
themselves loose from prejudice and pre-
scription, and honestly sought to meet the
legitimate wants of the present, it is this
“Old School” Committee. They have
abandoned the old distinction between
psalms and hymns in the arrangement.
They have thrown overboard all the lumber
of their old Psalms and Hymns, and have
accepted from every quarter, particularly
from Germany and New England—even
from the Plymouth Collection —whatever
materials have commended themselves to
the taste and judgment of the Christian
publio. They have furnished the volume
with a complete apparatus of indexes, and
have arranged the contents in appropriate
general divisions. Fifty pages, at the com
mencement, are occupied with chants, to
which many of the PBalms are Bet; and one
page is appropriated to the Ten Command
ments, Lord’s Prayer, and Creed.
The tunes are mainly such as have be
oome standard in ancient and recent times,
only a few strictly new ones having been
introduced, and special regard being had,
in Beleotion and arrangement, to Congrega
tional Singing. The total number of
hymns, including many versons of the
Psalms, is but 534, which is, perhaps, quite
enough to include all really needful for
public worship.
The externals of the volume leave nothing
to be desired in beauty, clearness, compact
ness, handiness, and a general air of pro
priety. We congratulate our brethren
upon possessing a work so inexpressibly
superior to the one, which the whole gene
ration previous has been compelled to uSe.
Certainly, whatever else is antiquated
among them, their “ Hymnal” is not “ Old
School,” but is permeated with all the de
sirable elements of modern church life.
Guthrie. Man and the Gospel. By Thomas
Guthrie, D. D., author of the - Gospel in
Ezekiel. Sixth thousand. Alexander Stra
ham, London and New York. 16mo. pp.
455. Price $2. For sale by Smith, Eng
lish &■ Co.
The fitness of the Gospel fpr man in his
various circumstances, is here exhibited in
a series of articles, mainly disconnected, and
writtent in the earnest, affluent, graphic
style of the well-known Sootch divine. Dr.
Guthrie may well expect favorable reception
from the American public, both for his
own merits, as one of the most eloquent
evangelical writers of our day, and as a
hearty friend of our country in all the
struggle of the past four years. Having
been disabled from public speaking for
some years, the first effort of the kind he’
felt able to make was in behalf of the Freed
men.
The contents of the volume before us
are : In Trial; Refuge in Trial; In Temp
tation; True Religion; Doing Good and
Being Good; Purity; Riohes; The Law
of God; Faith and Works; The Poor;
Charity; The Shining Light; Risen with
Christ; Early Piety; Retrospeot and Pros
pect.
Life of Robert Owen. Philadelphia:
Ashmead & Evans. 16mo, pp. 264. Tinted
paper, gilt top.
One of the most interesting and instruct
ive books of the season. The picture ot
restless activity, of devotion to a single ob
ject, prosecuted on two continents, before
kings, lords, and common people; the touches
of egotism; the grand plans almost realized,
yet ever doomed to failure, form a picture
whioh one never wearies in examining.
And then, the lesson so effectively taught,
without sacrifice of candor or fairness, is of
the highest value : the greatest zeal and
apparent sincerity combined with talent,
means, and energy in the attempt to essen
tially elevate mankind and regenerate so
ciety,cannot supersede the necessity for true
religion. The book ought to be the hands
of every one who is in the least inclined to
put faith in anti-Christian schemes ot social
reform.
Thurston. Mosaics of Human Life. By
Elizabeth H. Thurston. Philadelphia : J.
B. Lippincott & Co. 16mo, pp. 305. For
sale by the Publishers.
A volume of extracts, collected with
great taste and judgemnt, from ancient and
modern sources, in prose and poetry, upon
Betrothal, Wedded Life, Babyhood, Youth,
Single Life, and Old Age. The externals,
paper, typography, and binding are very
rich.
Smith. Miss Oona McQuarrie. A Sequel
.to Alfred Ilagart’s Household. By Alex
ander Smith, author of “A Life Drama,”
etc. Boston: Ticknor & Fields. 16mo.
pp. 225. For sale by J. B. Lippincott &
Co.
I‘EIIIODICAXS AXU PAMPHLETS.
Bibliotheca Sacra, for January, 1866,
contains, Intuitive Ideas and their Relation
to Knowledge, by Prof. Bascorn, Williams
College; Conversion—its Nature, by Prof
Phelps, of Andover; Political Economy
and the Christian Ministry, by Rev. Geo.
N. Boardman, Binghamton; The Catholic
Apostolic Church; Notices of Recent Pub
lications. Andover: Warren F. Draper.
The Atlantic Monthly, for February,
1866, contains: English Opinions on the
American War; Two Pictures; The Freed-
THE AMERICAN PRESBYTERIAN. THURSDAY. FEBRUARY g. 1866
man’s Story, I.; Origin of the Gypsies;
Hawthorne’s Note Books, II.; Court
Cards • A .Landscape Painter; Riviera de
Ponente; Doctor Johns, XIII.; Chimney
Corner, II.; Griffith Gaunt, III.; Three
Months Among the Reconstruetionists;
Reviews and Literary Notices. Boston:
Ticknor & Fields.
Our Young Folks, for February. Tick
nor & Fields.
Student and Schoolmate, (enlarged),
for February. Jos. H. Allen, Boston.
Littell’s Living Age. No. 1130.
27th January, 1866. Enlarged Series.
Contents: On the Gothic Renaissance;
North British Review ; The Gay worthys;
Madonna Mary, by Mrs. Oliphant; Old
Sir Douglas, by Hon. Mrs. Norton; Peace
on Earth, by Thomas Hughes; Sir Brook
Fossbrooke, VII.; Petition of the Ameri
can Freetrade League; Poetry. Boston :
Littell, Son & Co. #
Piety Secures a Nation’s Prosper
ity. A Thanksgiving Discourse, by Rev.
G. S. Plumley, Metuchen, N. J.
Godey’s Lady’s Book, for Frebuary.
Arthur’s Home Magazine, for Feb
ruary.
LITERARY ITEMS.
American Announcements. —Life and <
Public Services of Samuel Adams, 3 vols.
Little, Brown & Co.—Julia Ward Howe,
author of the “ Battle Hymn of the Re
public,” has issued “ Later Lyrics.” Bos
ton : J. E. Tilton. —Geology of California,
Vol. I. Westermann & Co., N. Y. —Mas-
sie’s “ America.” T. Nelson & Sons, N.
Y. —Jean Ingelow’s Poems have reached
the sixteenth American edition in less than
two years. —Poems of David Gray, with
Memoir. Roberts Brothers. —Geo. W.
Calvert, through Hurd & Houghton, pub
lishers, “ Anyta,” and The Gentleman,”
which the Nation, (very hard to please),
prononnces “ two books too many.”
Paper too pine.—lt is really astonish
ing, in the present exorbitant price of
paper, that book publishers continue to
rival each other in the fineness and costli
ness of the paper they use. A correspon
dent of the Nation wonders that no loud
remonstrance, not even a faint expression
of uneasiness, so far as he knows, has ever
seen heard on this subject from the reading
men of the country ato large. “ The vast
majority of them have small salaries; they
can spare about so much a year for books;
certain famous historical works many of
them feel that they must have, if possible.
Darker paper, in no way offensive to correct
taste; 'better for the eyes than a brilliant
snow-white ; equally tough, and durable;
the surface smooth; the type, the ink, the
very same; the thoughts and the style of
the historian not a whit the less impres
sive; the price reduced one-half—why is it
not a real benefit, a great benefit T If I.
can buy Merivale and Palfrey on coarser
paper for the cost of Merivale alone on
finer, shall I be told that the fine quality of
the fine paper of one of them is of more
value to me than the learning and eloquence
of the other? I have never heard that
the Germans find any inconveninee in dark,
cheap paper: on the contrary, it enables
poor students to buy large libraries.”
The valuable musical library of Dr.
lia Roche has been purchased by Joseph
W. Drexel, of the eminent banking house
of Drexel & Co., Philadelphia. He had as
competitors the Astor and Boston libraries.
The purchaser claimed previously the pos
session of the largest and finest collection
of musical works in this country, and the
addition of Dr. La Roche’s books now ren
ders it still more valuable, and increases
tbe number of volumes to about three thou
sand. We understand that Mr. Drexel
will cheerfully place his library at the ser
vice of gentlemen interested in the subject.
— Pub. Circular.
Foreign. —The Paris correspondent of
Childs’ Literary Gazette says: “M. Didier,
the well-known publisher, fell dead in an
omnibus-office, a few days since; he was on
the eve of retiring from business to enjoy
his well-earned—but, I am afraid, modest
—estate; he reckoned without death. He
was only sixty-five. He the publisher
of Messrs. Guizot, de Barante, Cousin, Ste.
Beuve, Mignet, etc., for many years.”
M. Philarete Chasles is writing a work
which he says will he his masterpiece,
“ The Current of Ideas in Europe since
1830;” it will be in three thick Bvo. vols.
- Six thousand copies of the Bible, illus
trated by M. Gustave Dore and published
by Messrs. Marne, were .ordered before a
single copy was issued; these orders more
than cover the cost of publication. Think
•of 6000 copies of a 840 work ordered be
fore publication, and of §240,000 being
paid before a single copy is on sale ! A
work on the prehistoric relics of Central
France is about to be issued in splendid
quarto, with 120 plates. The senior
partner of the great publishing firm of Wil
liam and Robert Chambers, Edinburgh and
London, is now in office as Lord Provost
(actually chief magistrate) of Edinburgh.
A new work by Henry Fawcett, pro
fessor of political economy at the University
of Cambridge, and M.P. for Brighton in
the,, new Parliament, has just been pub
lished hy Messrs. Macmillan & Co.—“ The
Economic Position of the British Lahorer.”
Mr. F. is entirely blind. Translations
of Homer are still announced in England.
The latest is by Sir John Herschel. Mr.
Philip F. Worsely, who previously trans
lated the Odyssey, receives the highest
honors for his Iliad, recently issued, in
Spenserian stanza.
CARE OF BEES,
Bees in winter do not apparently .suffer
from cold, even when many degrees below
the freezing point. Their great enemy is
damp. I have known \ hives, from which
the bottom board had fallen, and which
were fully exposed to the air, winter well
while others, carefully tended, lost thousands
of bees, and yet both had sufficient stores.
Hives made of thin boards are bad quarters
for bees, unless well ventilated, and for the
simple reason, that when such are exposed
to the weather, they part rapidly with their
warmth in cold weather, and unless carried
off by currents of air, the. moisture from
the beeS condenses on the inside, and then
congeals, and this process will g 0 on until
the comb next the sides is involved, and
the bees are consequently huddled together
in an ice-house. When combs are thus
frozen, or kept steadily exposed to an
atmosphere of moisture for some time, they
will mould whenever the weather becomes
warm. It often happens that the principal
portion of the honey is laid up in the outer
combs, and if these are frozen, the bees
cannot get their food, and may thus starve
with food abundant, but locked up by frost.
ftirtal
AN OLD LESSON RETAUGHT.
In the January number of that excel
lent monthly for the farm and garden, The
Horticulturist, the author of “ Ten Acres
Enough,” in an article entitled “My
Neighbors and Myself,” gives some practi
cal exemplifications of the profits resulting
from the judicious Cultivation of small
farms in the neighborhood of large cities :
I can hardly call my neighbors horticul
turists, yet all of- them are famous fruit
growers. Some have risen from the hum
blest beginnings and are now owners of
noble farms, with spacious buildings, and
are'annually loaning money on mortgage to
others of the craft, whose-feet are only on'
the bottom round of fortune’s ladder. Not
more than half cannon shot from me is one
of these self-made men. Nine years ago
he was a journeyman shoemaker, in our
city, with health so feeble that he would
soon have died, if much longer confined to
the close atmosphere of the workshop.
Breaking away from it, he took up a few
acres of only half-improved land, without a
shed upon - it, running in debt for almost
everything, and struck out largely in straw
berries. But character was capital, for
whenever a helping hand was needed, he
could find one by merely reaching his own
across the nearest fence. He prospered
hugely in every way, though having
everything to learn. Renewed and vigo
rous health came bravely to his aid; he
worked intelligently, having a passion for
both fruit and flowers; crops were con
sequently good; prices were even better,
and he has gone on prosperously to inde
pendence. New and heautiiul buildings,
surrounded with shade trees of his own
planting, now give elegance and grace to
what, ten years ago, was covered with the
debris of a pine clearing. Like most of us,
the passion for more land seized upon him,
and he has gone on absorbing the adjoining
fields, until he now counts fifty-five acres.
But here he wisely paused. Every inch of
it is paid for, and he is lending to others,
who in their turn are beginners. A ram
ble over his beautiful fruit farm would
teach an instructive lesson even to the most
extensive fruit grower, while to pioneers it
would be invaluable. There are thirteen
acres of strawberries, ten of blackberries,
and six of raspberries, with peaches in
abundance, and great fields of asparagus.
His gross annual receipts are nearly five
thousand dollars. Temptation to part with
this productive home has repeatedly been
presented in the shape of an enormous
price, but the family turns a deaf ear to all
seduction. They are happy in a home of
their own creating; there their children
were born; there the father renewed his
health; there the mother is supremely
contented; and how could they be bettered
by selling ? In this world, mere money is
far from.being the only good.
Another, a young man of six-and-twen
ty, rejoices in the ownership of fifty acres,
all which, except the small mortgage yet
remaining on it, is the work of his own in
telligent industry. His forte, also, is the
berry culture,, interspersed with corn for
his own use, melons, truck, and peas for
the Philadelphia seed stores. There is,
moreover, an extensive trellis, which is
annually loaded with the Isabella grapes.
Uqtil tasting these this fall, perfectly ripen,
ed as they were, I never knew the Isabella
grape was fit to eat. .Struck with the
admirable flavor of the fruit, as well as
with the perfect condition of each particular
grape, I inquired why the fruit of these
vines was so remarkably fine. The owner
smiled as he told us that the earth around
the roots was the general burying ground
for' all the cats, and dogs, and pigs, and
mules, and horses which had there shuffled
off their mortal coils since he had been upon
the farm. What marvellous elaboration
there is' in nature, I concluded —“from
seeming evil still educing good.” Try as
one might, he could detect no twang of
pork, not the faintest flavor of a mule
steak.
Only this summer a stranger from the
bleaker climate of New England, went over
his farm and offered to buy. While de
bating pros and cons, his visitor inquired
as to the gross amount of his sales the pre
vious year. He was unable to answer,
having kept no books, nor could he even
conjecture the amount.
“ But,” said I, “ you owe a mortgage on
your farm ?”
“Yes,” was the reply, “four thousand
dollars.”
“Were you able to reduce the amount
last year ?” I inquired.
“ Oh, certainly,” he answered, ah if it
were a matter of course. “I paid five
hundred dollars in July, then three hun
dred more, and, I think, three hundred
more.”
“ How about the present year ?” I con
tinued.
“ Why, sir, in July I paid five hundred,
and with what cash I have, and the remain
der. of my crops, I shall make another
equal payment at New Year.”
“Do you mean,” added the New Eng
lander, “ that you kept your family, main
tained the condition of your farm, and paid
off a thousand dollars of your mortgage
without going into debt somewhere else ?”
“I do,” was the reply, “and in three
years my farm will be clear.”
Taking out a pencil, we figured it up
that this farm was clearing nearly ten per
cent, of its estimated valued after keeping
the family of the owner. There seemed to
be no getting over the facts, for he was
known among us as a sincere and truthful
man. Thus, though keeping no record of
his crops, yet the mortgage he owed was
the great account book in which memory
had posted up the true balance sheet of his
business. Brought up to tha,t Bis
operations became perfectly intelligible.
Since this interview, I have seen his crop of
seed peas, raised for a city retailer, and
learned that it produced him very nearly
six hundred doll ars -
LEAD MINES OF WISCONSIN AND
ILLINOIS.
The first miners were Americans. In
those days the ore was found on the sur
face; that is, by digging from three to
forty feet. Often veins opened on the tops
of hills to the light of day, when a cart was
backed in and the mineral shoveled up, or
it was wheeled out of crevices in barrows
on the level ground. In the bottoms and
at the feet, of cliffs there was found float
mineral—sometimes in large quantities.
It has been ploughed up in heavy masses
in fields and gardens. Such specimens
were the only ones the Indians obtained,
and they never did more than scratch
around. So far as energy, fair day’s work,
and foresight are concerned, the Indian is
the weakest and the most trifling being on
the face of the earth, 'i here is more worth,
hardiness and hope in a common farmer’s
boy than in the proudest, biggest, blackest,
greasiest Indian that ever lived on corn
raised in ninety days hy his patient squaw.
There were no smelting furnaces in those
days. A huge heap of logs wasmade in a
little hollow; the mineral was piled on top,
a fire kindled, and the lead ran out on the
ground. This was a most unhealthy occu
pation. They who made it a business did
not live long. Some died in three months.
After that, cheap furnaces were buiit, and
next better ones. They are remote from
houses. Often the chimney is off on a high
hill, while the works are in a valley, which
is necessary, as they run by water-power,
and the smoke and fumes' are carried up
the hill in a passage built of rock leading
into the chimney. If hens or dogs are fed
on the grass near the furnace, they will die.
Cattle will not eat the grass, but hogs go
everywhere—nothing hurts them. So plen
tiful was the mineral at first, that miners
made money like dirt.
In hundreds of instances did miners
strike leads or veins which yielded thou
sands of dollars. Immediately they quit
work and commenced spending. They lived
on the costliest food and’-wines. Some had
eight nr ten gold watches strung in front of
them. They went to St. Louis. If their
money held out, they would reach Louis
ville ay Cincinnati; but in the end they
came back to the mines in rags, and with
black eyes and swollen faces. That was
called being “ busted.”
England has lead mines so extensive
that they have produced more lead than all
the w_orld beside. ' Certainly that must be
a remarkable country. When it was known
that America could produce lead, the Eng
lish, according to their custom, determined
to break up the business; and they offered
lead in Eastern cities at such prices that
our miners could not afford to get it out.
Then Congress put a duty on pig lead. There
upon the English established large smelt
ing works in Philadelphia, and sent the ore
thither to be smelted. The next thing for
Congress to do was to place a duty on the
ore. That was nothing} for our kind
friends —who long ago elected that we
should raise nothing but meat and grain—
began to supply us with statuary, and sent
us large quanties of the busts of our great
men, living and dead, all in lead. This was
an artful operation in the fine arts. Then
Congress laid a duty on lead in any shape
or form. This brought them to something
of a stand. After a time they went to work
with all their might, opened their mines
still more, and, by the help or cheap labor,
produced large quantities of lead, and,
shipping it hither, sold it so low that our
miners found the business paying poorly
enough. We have established no im
portant branch of industry in this country
which they have not attempted to break
up. Their plan is With cheap
■labor and their enormous capital 'they can
richly afford to lose a few millions of dollars
in under-selling us; then, when they break
up our works, and our artisans or mechanics
go to raising grain, they are ready to sup
ply our market —when they reap their re
ward. It is a game of bloating and brag,
united with real strength. The English
man reminds one of an impudent bully
standing before a man not quite as fat, and
perhaps not knowing as much, and the bully
says scarcely anything but “ 800 !”
All things come to an end. Originally —
say two thousands years ago —the English
mines were worked as the Galena mines
have been; that is, on the surface. Then
they sunk shafts deeper, but as water came
in, they ran adit levels from the lowest val
leys; but the lead still going, down into
the water, they constructed powerful pumps,
which raised the water into these adits, and
then they got the lead out of the remotest
recesses Some of their mines were from
1000 to 1800 feet deep. In places they
have drifted under and across rivers, and
even under the ocean itself. But during
the last til teen years their mines have failed.
They are yetting to the end of their rope,
and now 1- the time for American mining
to begin.
* The geological structure of the great lead
region of the -Mountain of Cross Fell, where
the counties of Northumberland, Cumber
land, North Riding of Yorkshire, and Dur
ham meet, is similar, if not identical, with
the mineral-bearing magnesian limestone o?
wwailUg _
Illinois and Wisconsin.
Now, there are scarcely any of our mines
which are much over 100 feet deep. The
deepest I went into was at Shullsburg, 110
feet deep, and I did not bear of more than
half a dozen which had been drained by
adit levels; and none of these were as low
as they might be by from 50 to 150 feet.
Except in these few instances, and where
millions of dollars’ worth of mineral have
been taken out as a consequence, the only
mining that has been done has been by
taking out the mineral to the water, when
the mines were abandoned.
I know that there are parties claiming to
have scientific knowledge, who say these are
nothing but surface mines, and that most
of the mineral has been taken out—in short,
they say. there is no mineral below the
water- Almost every miner will whistle at
this, and thousands relate how they left the
mineral) as large as they ever saw, going
down into the water. Some will not even
tell where they saw it last, and are waiting
for the mines to be drained. I was in
mines myself where ore was taken out of
ift streams, and I lifted masses of almost
S ure lead with my own hands, out of beds
of lead in the water. More than this, I
was in mines where thousands, if not mil
lions of dollars’ worth had been taken out
after the water had been drained off by
pumps or adit levels. In short, this condi
tion is so general and so well known, that
to those on the ground it is unnecessary to
say a word. I have more to say on this
when I speak of the blue limestone. From
this, I am forced to conclude that, when
the mines are drained, then only will they
be fairly opened, and that a long course,
perhaps a thousand years, of prosperous
mining is before us.— Correspondent of the
New York Tribune.
frjmflte atrtt gtatomie^
THE WEST CHESTER ACADEMY
*
MILITARY INSTITUTE,
The Second Term of the scholastic year commences
on the Ist of February next, and closes on the last
Thursday in June. The Corps of Instructors numbers
Ten gentlemen of ability, tact, and experience, beside
the Principal, who is always at his Dost in the Schoo
lroom.
The Principal having purchased the extensive
school property of the late A. Bolmar, lately occupied
by the Pennsylvania Military Academy, designs re
moving his school there before or during the Easter
Recess.
For Gotalogues, apply at the Office of the AMERI
CAN PRESBYTERIAN, or to
' WILLIAM F. WYERS, A. M.. Principal.
EILISE II CLASSICAL SCHOOL
FORTIETH STREET AND BALTIMORE
AVENUE,
WEST PHILADELPHIA.
. REV. S. H. McMTJLLIN,
PRINCIPAL.
Pupils Received at any time and Fitted
far Business Life or for College.
References:
Rev. J* G. Butler, D.D.: Rev.-J. W. Mears; Rev.
Jonathan Edwards, D.D.; Rev. James M*. Crowell,
D. D.; Dr. C. A. Finley, U. S. Army; Samuel Field,
Esq. 1 1023 tf
PHILAUIA COLLEGIATE MM
FOB
YOUNG LADIES,
NORTWEST CORNER OF CHESTNUT and
EIGHTEENTH STREETS.
REV. CHARLES A. SMITH, DJ).,
PRINCIPAL.
FREDERICK FEMALE SEMINARY,
FREDERICK CITY, MARYLAND.
This Institution having passed into the hands of
the undersigned, late Proprietor of the Young Ladies 1
Institute, Wilmington,- Delaware, will commencaits
Twenty-first Scholastic Year, on MONDAY, the 4th
of September.
For Circulars, containing view of buildings and
other information, address
1005-6 m REV. THOMAS M. CANN, A, M.
fining fjfatjimsi.
GROVER&BAKERS
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WITH LATEST IMPROVEMENTS
The Grover & Baker S. M. Co. manufacture, in ad
dition to tbeir celebrated GROVER & BAKER
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“LOCK STITCH” Machines in the market, and af
ford purchasers the opportunity of selecting, after
trial and examination of both, the dne best suited to
their wants. Other companies manufacture but one
kind of machine each, and cannot offer this opportu
nity of selection to their customers.
A pamphlet, containing samples of both the Grover
& Baker Stitch and Shuttle Stitch in various fabrics,
with foil explanations, diagrams and illustrations, to
enable purchasers to examine , test and compare their
relative merits, will be furnished, on request, from
our offices throughout the country. Those who desire
machines which do the best t cork, should not fail to
send for a pamphlet, and test and compare these
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minute.
SEVENTH. They are ABSOLUTELY COM
PLETE, and will Hem, Eell, Braid,
Cord, Bind. Tuck, Gather, and Em
broider beautifully . .
EIGHTH. • They CANNOT BE TURNED THE
WRONG WAY.
NINTH. ' The NEEDLES CANNOT BE SET
WRONG. .
The Hemmers, Fellers, Ac., are
SELF-ADJUSTING.
A careful examination of these Machines at
FIFTH.
TENTH.
No, 720 Chestnut Street,
Will disclose many other points of peculiar merit.
THOMAS RAWLINGS, Jr.,
HOUSE AND SIGN
PAINTER,
Broad and Spring Garden Streets.
A. J. TAFEL.
HOMtEOPATHIC PHARMACY,
No. 48 N. NINTH STREET, PHILADELPHIA.
Importer of German Homoeopathic Tinctures,
Lehrmann & Jenichen’s High Potencies, Sugar ol
Milk, and Corks. Sole Agent for Dr. B. Finke’s
High Potencies. . WTly-
w. G. BEDFORD,
IVIYSKBID BMIESIMSIT
No. 53 NORTH TENTH STREET, PH LADA.
My central location and the many means of com
munication with the suburbs enable me to take the
Agency for sale and eare of Real Estate, the Collec
tion of Interests, ground and houserents. in every
part of the city. References will be furmshodwhen
derired.
JusraTO ©urajwims-
INDEMNITY FOR
LOSS OF LIFE OR INJURY
ACCIDENTS
OF EVERY DESCRIPTION.
TRAVELERS’ INSURANCE COMPAF
HARTFORD, CONNECTICUT.
Cash Capital and Assets. Dec. 1, 1865,
5596,338 13.
The Pioneer Accident Insurance
Company in America.
PHILADELPHIA BRANCH OFFICE,
409 WALNUT STREET,
*
Where policies are issued covering all and every des
cription of accidents happening under any circum
stances. An institution whose benefits can be en
joyed by the poor man as well as the rich. No medi
cal examination required.
Policies issued for amounts from $5OO to $lO,OOO in
case of death, and from $3 to $5O weekly compensa
tion in case of disabling injury, at rates ranging from
$3 50 to $6O per annum, the cheapest and most practi
cable mode of Insurance known.
Policies written for five years, at twenty per cent,
discount oh amount of yearly premiums. Hazardous
risks at hazardous rates.
Ocean Policies written, and permits issued for travel
in any part of the world.
Accident Insurance to persons disabled by accident
is like the Sanitary Commission to wounded soldiers
in the field, providing the means for comfort and
healing and supplying their wants while prevented
from pursuing their usual employment.
The rates of premium are less than in any other
class of insurance, in proportion to the risk.
No better or more satisfactory investment can be
made of so small a sum. ThoreforcTiiwwM in the
Travelers.
OLDEST ACCIDENT INSURANCE COM-
PANT IN AMERICA.
J. G. BATTERSON, President.
RODNEY DENNIS, Secretary,
HENRY A. DYER, General Agent.
WM, W. ALLEN & CO.,
General Agents for Pennsylvania,
408 WAENUr STREET,
PHILADELPHIA.
AMERICAN
LIFE IHSIRMCE 08 TRUST EiFMN
Walnut Street, S. E. cor. of Fonrtk.
INCOME FOR THE YEAR 1864,
$357,800.
LOSSES PAID DURING THE YEAR
AMOUNTING TO
$85,000.
Insurances made upon the Total Abstinence Rates,
the lowest in the world. Also upon JOINT STOCK
Rates which are over 20 per cent, lower than Mutual
Rates. Or MUTUAL RATES upon which a DIVI
DEND has been made of
- FIFTY RER CENT.,
on Policies in force January Ist. 1855.
THE TEN-YEAR NON-FORFEITURE PLAN, by
which a person insured can make all his payment
in ten years, and does not forfeit, and can ‘at any tim#
cease paying and obtain a paid up policy for twice
thrice the amount paid to tne company.
ASSETS.
$lOO,OOO U. S. 5.20 bonds,
40,000 City of Philadelphia 6s. new,
30,000 U. 5. Certificate of indebteness,
25,000 Allegheny County bonds,
15,000 U. S. Loan of 1881,
10,000 Wyoming Valley Canal bonds,
10,000 State of Tennessee bonds,
10,000 Philadelphia and Erie Railroad
bonds,
10,000 Pittsburg, Fort Wayne & Chi
cago bonds,
9,000 Reading Railroad Ist mortgage
bonds,
6,500 City of Pittsburg and other
bonds,
1,000 shares Pennsylvania Railroad
stocks,
450 shares Com Exchange National
Bank,
22 shares Consolidation National
Bank,
107 shares Farmers' National Bank
of Reading,
142 shares Williamsport Water Com
pany,
192 shares American Life Insurance
and Trust Company,
Mortgages, Real Estate, Ground Ren:
&C......V
Loans on collateral amply secured
Premium notes secured by Policies
Cash in hands of agents secured by bonds.
Cash on deposit with U. S. Treasurer, at 6
per cent - -
Cash on hand and in banks -
Accrued interest and rents due, Jan. 1. -
THE AMERICAN IS A HOME COMPANY.
Its TRUSTEES are well known citizens in our
midst, entitling it to more consideration than those
whose managers reside in distant cities.
Alexander WhQldin, William J. Howard,
J. Edgar Thomson, Samuel T. Bodine,
George Nugent. John Aikman,
Hon. James Pollock, Henry K. Bennett,
Albert C. Roberts, Hon. Joseph Allison.
P. B. Mingle, Isaac Haaiehurst,
Samuel Work.
ALEX. WHILLDIN, President.
SAMUEE WORK, Vice-President.
JOHN S. WILSON, Secretary and Treasurer,
GIRARD FIRE AND MARINE
INSURANCE COMPANY.
OFFICE ON WALNUT STREET, PHILADELPHIA.
.CAPITAL PAID IN, IN CASH, $20u,000.
This company continues to write on Fire Risks
only. Its capital, with a good surplus, is safely in
vested. *
701
Losses by fire having been promptly paid, and more
than _
$500,000
Disbursed on tbi3 account within the past few years.
For the present, the office of this company will re
main at
415 WALNUT STREET,
But within a few months will remove to its Own
Building if. E. CORNER SEVENTH AND CHEST
NUT. Then, as now, we shall be happy to insure our
patrons at such rates as are consistent with safety.
„ disectohs.
THOMAS CRAVEN, ALFRED S. GILLETT.
FURMAN SHEPPARD, N. S. LAWRENCE,
THOS. MACKKLLAR, CHARLES I. DUPONT,
JNO. SUPPLEE. HENRY F KENNEY.
JNO. IV. CLAGHORN, JOSEPH KLaPP, M. D.,
SILAS YERKES. Jr.
THOMAS CRAVEN, President,
ALFRED S; GILLETT, V. President and Treasurer.
JAMES B. ALVORD, Secretary. 1028-I*.
53M.136 50
207,278 86
112,756 73
114,899 62
26,604 70
50,000 00
50,331 67
10,454 71
$966,461 79