THE“DALLAS POST Sunday, April 25, 2010 A ROTH in 2010 EY SCG Retirement Income benefit your retirement strategy. Seminar: Place: Speaker: Kirk Mackey First Vice President Financial Planning Specialist 330 Montage Mountain Road Suite 201 Scranton, PA 18507 nicole.omalley@mssb.com Sponsored by Transamerica Capital, Inc New regulatory changes make it easier than ever to convert a Traditional IRA to a Roth IRA-even if you didn’t qualify in the past because of your income level. That can mean the retirement assets you are working hard to build now will one day become retirement income, free of tax. A Morgan Stanley Smith Barney Financial Advisor can help you decide if a Roth IRA is right for you. Please join us for a free, informative seminar to learn more about how a Roth IRA works, when it makes sense to convert, and how it may Is a Roth Right for You? Date/Time: Tuesday, April 27, 2010 at 7PM Huntsville Country Club, 30 Hayfield Road, Shavertown, PA 18708 Tim Decker, Regional Vice President, Transamerica Capital, Inc. Admission is complimentary, but seating is limited. Please call us today at 1-800-346-4346 to make your reservation. If you're unable to attend, please call to schedule a complimentary consultation on Roth opportunities. Nicole O'Malley Financial Advisor Financial Planning Specialist MorganStanley SmithBarney A Morgan Stanley Company Tax laws are complex and subject to change. This information is based on current federal tax laws in effect at the time this was written. Morgan Stanley Smith Barney lc, its affiliates and Morgan Stanley Smith Barney's Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein. ©2010 Morgan Stanley Smith Barney LLC. Member SIPC. ls awhole-house A/C system right for me?” Enjoy a country for less than |: xecutive O- Hole (Course TE Rigas ( ourts lighted Tons WIN A FREE MEMBERSHIP Go to www.newherryestate.us or call: 570-675-5236 {please mention this code ADOI) Discover the casual, family friondly’ club atmosphere you think! atmosphere with all the comforts of a country club setting. * A variety of budget friendly memberships * Play the executive Par 3 nine-hole golf course | : . that wanders through the picturesque grounds : * Leagues for women, men, juniors and mixed F + Four lighted professional tennis courts + Lar Pe ested poo I, toddler p layground and wa ding poo | with ifeguards on staff dai y * Pavilion with snack bar and a great view ' * Special events and activities for kids and adults ' * No residency requirement Try us before you buy! Full Day Pass $20 Includes full access for 5 guests” Play golf, tennis or take a swim. Hh “additional guests wilt be subject to charge. ow Choose from a variety of budget friendly memberships! SAVE $200 ON ANY NEW MEMBERSHIP Join Newberry Country Club and we'll wave the $200 initiation fee. By Call today for the details! & NEWBERRY COUNTRY CLUB DALLAS, PENNSYLVANIA QUALIFIES FOR FEDERAL TAX CREDITS! « High Efficiency + Slab Mounted Condensing Unit + Does your current unit have a SEER rating under 10? + Did your current unit's warranty recently expire? + Is your current unit too noisy? + Is your unit's current yearly operating cost more than $400? NOW is - Non-ozone Depleting A/C Coolant - Financing Available on Most Units ENN ERE ERE the time to order your A/C installation ENERGY STAR Call today! 1-888-666-8687 Montou Our Energy Serving You We've upgraded to a new website: Montoursville | Lewisburg | Mill Hall | State College | Bloomsburg | Scranton | Wilkes-Barre | Harrisburg | Shamokin | White Haven hii igi FEY Ay By Cool Airin Noise Out! « Typically half the cost of a ducted system « Complete ductless design « Does not take up any floor space + Less noise than traditional Units - Now Online Bill Pay!
Significant historical Pennsylvania newspapers