» he? Pa & SUE LO ON OO OD sz Dy Sf 1 The Dallas Post Dallas, PA Wednesday, September 13, 1995 11 The professionals and specialists on this page have studied and worked to become expert in their fields. They are ready to serve you with their knowledge. Ask an Expert is an advertising feature of The Dallas Post. We use readers’ questions whenever possible. Theanswers and opinions are those of the individual advertiser, and not necessarily those of The Dallas Post. | Cl A I a EE VV A EE | FA RF SER aD AB DY DS VE ON SE ER NH | Li 1 ) ER TD EO ED I Cl RE NY A 1 EE a I ER 1 IE WS PD I I GE BE ER A FIf1 ere Efile 1 Ep PI PEE Eg yr tr ri EL rr Ep Rt) yl i rr rq +t 1111 Ll 11-14 1 fy 14-11-1441 ATTORNEYS BANKING i) CHIROPRACTIC COMPUTERS a 0: Wha abjout Eau Sep) Q: How much RAM will I ropractic rxam are e : P $ y need to run WINDOWS 95? My question is "How do I know that a bank would really necessary? A: WINDOWS 95 requires approve me for that amount?" Is there anything a minimum of 4 MB. Microsoft recommends at least 8 MB. However, you will gain additional benefits if you have 16 MB or more. Q: Why should I incorporate my small business? Also, what is an S corporation? Ican get toshow aseller or realtor we've been pre- screened and make our bid more attractive than other bids? A: The owner of an unincorporated | business is responsible for its debts. | The shareholders of a corporation, however, are not personally responsible for the corporation's liabilities. If a contractual, personal injury of other claim is ever made | A: Absolutely, yes. Kids today are much more subject to spinal problems and spinal nerve stress. School, the extended sitting, sports, studying for hours, peer pressure, has a tendency to multiply the spinal A: Good question! Whether buying or building a home, Franklin First has developed 2 programs to help your situation. Franklin's "First Key" program actually gives you approval for aspecific amount prior to finding your home or finalize your building plans. Once receiving approval, all that remains is the appraisal. "First Key" gives against your corporation, the you piece of mind knowing that you can showa pi claimantshouldbelimited to recover LeeS. Piaf A; Eequire realfor/seller or builder that you have aitendy Frank Ferenchick nerve stress put on the spinal Albert Klein Q: If I purchase the Tom Applegate secured financing thus giving you an edge over Dallas Branch Manager nerves and cause subluxations of the spine. Service M only from the assets of the corporation. other bids. Our other program is "First Step". Studies show that 95% of adult problems start in WINDOWS 95 upgrade, can ervice vianager An "S" corporation is a type of small business corporation This program provides you with a certificate showing the maximum loan amount we Sitesi P . . : : 1 too? thatisnot subject tothe corporate net incometax. Instead, allthe have pre-qualified you for based on information provided by you. You then have an childhood. Soit'simportant that we don't give a childhood I still use my Windows 3.1 too? idea of what price range you can target while shopping. For more information on subluxation a lifetime to get worse. Your children's first profits or losses of an S corporation are included on the shareholder's personal return. Since an S corporation combines protection of a shareholder's assets with the avoidance of a "double tax" of both corporate and dividend earnings, it is the preferred choice of entity for many small businesses. either plan or other loan products, stop by or give me a call A: Yes. Our Service Department can configure your system to allow you to run both versions of Windows. This procedure will require more hard - drive space than the traditional "upgrade." . spinal exam should be as important as their first visit to ~ the dentist. After all, the backbone of health begins the FRANKLIN FIRST day your are born. Besides all Back-to-school exams are free at our office. 1 11 Ff 0 5 9 1 Bt A 1 0 CLE SE a i RG A OTL AY J 5 TSC I AS SO TL A R.A A SR CY RS GT 9 LTR, 5 4 9 R k J uh give us a call before you come. ; i ber, i lifeline. ; Sia in ur y “Kle Tr Chiro a . Northeast Micro Computer Systems 15 South Franklin St., €in iropractic 222 Wilkes-Barre Township Boulevard, Wilkes-Barre, PA 18711-0075 501 Tunkhannock Hgwy., Dallas, PA 18612 N. Memorial Hwy., Dallas, PA 18612 Wilkes-Barre, PA 18702 (717) 826-5677 717-675-3621 675-3833 (717) 826-7060 LEGON EEERIErR TEENY N ED HY 0 0 OC WMEEER ERR | 3 1 | NES EA 1 De ) | i | 3 EINE SOS GET BAGH FREE SNST DD IR SETI INDE 4 B 5 GE mi 1 1 1 H+ HHH HAH Hy REBNSORNENGRNGRS {131 tie ty yy yl TT 1 3 {5 1 2 OO 55 LE 3 0 RO b COUNSELING : DENTIST EYE CARE FAMILY PRACTICE Q: My mother isn't able to take care of herself anymore. We want to keep her at home, but I feel overwhelmed by the responsibility of caring for her all day. Can you tell me about the respite services you offer? Q: Here's a scary Halloween thought - sending the kids back to school left me strapped for cash, yet I know I shouldn't ignore eye care for myself and my family. I need new upbeat frames, my husband wants glasses that can make him more comfortable with his computer work, and my teenager thinks I'ma WITCH because I haven't [1] Q:Mydaughter playssoccer. —1 How can she protect her teeth? A: Any person who plays a contact sport should wear a mouthguard. A custom fit —1 mouthguard, that your Endless Mountain Adult Day Care 1] dentist makes for you, is the Servis, 1 provies 2 program of 11 best Brofection o tegth, — golten her eontats fier make al activities a protective and ppp Ann Yenason —{ tongue, lips and other David H. Sprin er eyes look like a pr poulis Goodwin compassionatesefting for adults who ay ed Psychologist structures. However, because SH 9 supermodel's". Any Wicks in 5 aren't abletoliveindependently and how can I meet all these needs on a limited budget? need a structured environment in which to spend their day. The 11 of growth, to remake the mouthguard two or three Q:How do you treat insect bites? A: Most insect bites require no treatment at all. Daily washing of the bite is adequate. You may wish to apply a dab of antibiotic ointment or hydrocortisone cream. A: One of Community Counseling Services newest programs is the Diane A. Lowe, M.D. Sometimes a bite is followed by a large amount of swelling and itching. Ice can be applied to the area. ESA ERE E RE ENE ae | (SN TEN NR GR S80) NIN I EIS AND GREG NRE SEN DOOR 0 (IND GPS VON MOIR SING INSET AE ENN 4 Day Care Program serves the important need of families and —- times a year is impractical. Over the counter A: No tricks needed! At Back Mountain we TREAT all of a : caregivers asa way to take a break from the continual stress and Shai that no custom moldable are best. our patients well with the personalized service that they If an arm or. leg is involved, elevation helps to worry associated with caring for an elderly loved one at home. 11 These should be remolded at the beginning of each : want! And, because our patients are our central focus, at decrease swelling. Benadryl every 6 hours for 2 or 3 Nutritiousmeals, expert care, and opportunities for socialization = T g 8 Back Mountain Eye Care Center, we have a wide range of days helps to reduce both itching and swelling. are offered by Endless Mountain Adult Day Care, in addition to sport season or if they become uncomfortable. Make : payment plans that will help relive some of the pressure of : : ; be Lif “bathing and personal grooming, medication monitoring, and sure it fits comfortably and causes no damage to the : immediate payment. Weaccept Visa, Discover, Mastercard, m= Occasionally an insect bite or sting may be lie therapeutic recreation. For information on this program call soft tissue. If you have any questions call your LH and many insurance and vision plans, so that the thought —H threatening. Seek emergency medical care if Sighs. dentist. i kosplns 1 on Nes in good health doesn't have to be a 1] wheezing, weakness or swelling of the mouth and Community Counseling Services of NE. PA FT David H. Spring D.M.D. I ROI ying eYperiones: [11 Tips occurs. 110 S. Pennsylvania Ave., Wilkes-Barre Gentle Family Dentistry Back Mountain EyeCare Center wy Dallas Family Practice 99 Bridge St., Tunkhannock {1 661 N. Memorial Hwy., Dallas, PA 18612 : 170 N. Memorial Highway, Shavertown, PA os 100 Upper Demunds Rd., Dallas 823-2155 or 836-3118 Ti 675-7796 675-3627 i 675-2111 CURBERA EsEuIN LG BEED UR EEERE MENRNEERRIRENE EE ARNON EE pt x : 5 INSURANCE | INVESTMENT Q: What should I expect if I Q: What makes a stock go have a claim? up? 2 8 ) | GOURMET COOKING | HEALTH & FITNESS ] Q: How do I get and stay motivated until I reach my goals? Q: What is the proper way to store my olive and other oils? w 5 A:The quick answer is more buyers than sellers, but in truth an increasing earnings growth rate is A: Call your agent who can counsel you on the procedure your company uses. Nationwide Insurance - A: a) Decide to "DO IT" b) Choose your support i A: Refined oils are 0 bleached, deodorized and Loup doug funy. ’ | Company has a 24 hour toll | most cherished by chemically extracted oo Fifeaimy corrects ; free claims Ieporting gentes, . 1 analysts. Analysts § ; Sy ee nti : rl ‘ : : fot T7] Have ready as muc Charlie Gordon | continuall evaluate ohn F. Gager vu fin Sans arent D.H. Oliver d) List benefits of Bill Ranieri information as possible such | quarterly y earnings Registered Principal $0 -Ols are reaching your goals. - as; names, addresses, phone numbers, and details of H estimates and reward companies which exceed processed at room temperature, are cloudy and have a more intense flavor and odor. Manufacturers say most oils can retain their flavor and characteristics for up to 18 what happened. A claims representative will assist you with repair or replacement of damages and medical injury bills for yourselves and others. Fast, friendly, and efficient claims service is what is to be e) List pains and problems of failing. f) Writeastory describing the "NEW YOU." Re- write frequently with more details. g) Challenge yourself according to current consensus earnings estimates. Naturally, other micro factors such as new products and technologies, management changes, changes in financial conditions or acquisition REERE RN months when refrigerated. abilities. especied and provided at all times. speculation affect day today stock pricesbut in f) Fail safe method: Join One-to-One NATIONWIDE the long run pale in relation to earnings D.H. Oliv r . fl] RANCE performance. : £ One-to-One Fitness 'Y INSU! A your side Gager & Associates I Gordon Business Center, Suite 1, 417 Memorial Highway, Dallas 194 N. Memorial Highway, Shavertown, PA 18708 550 Memorial Hwy., Dallas Box L, 2 Woodland Drive, Dallas, PA 18612 HENERAnANENRENARERDRE EERE RENE aE tem ——— ed a ———T————T sebbbeb bbb bbb bbe bbb bb bbb bi FH HENNE EE ns REREERERARENER RNR EN RENUENAENNEEEREGaNERERO RARER EEEER OT NGL VE NE IES SS RR ER SE ES a ET IN ER OC OR TOR OL OR mR ID 675-0790 675-6554 675.5234 (717) 675-7200 JEWELER PLUMBING & HEATING REAL ESTATE SUBSTANCE ABUSE Q: How long will it take to sell my home? A: Three factors will affect the marketing time of your home. 1) CONDITION - today's busy families want a home in move-in condition. 2) PRICE - Your home should be priced competitively to homes that have recently sold and not with an overinflated value. These are the valuesthat an appraiser will use when appraising your home for your Muriel Farrell Buyer's bank. 3) MARKETING - What will a Company do to market your home? And ...will they put it in writing? All factors considered, the marketing time in our office averages 114days. Multi-list statisticsindicate averagemarketing time for all offices to be 186 days. Centuy, i ® Jean Innamorati, Realtor Muriel Farrell Associate Broker / Manager / Marketing Consultant (717) 675-2159 Q: What is Chemical Dependency? A: My Philosophy is based on the fact the Chemical Dependency is a disease which eventually results in grave consequences. As a potentially fatal disease, Chemical Dependency is largely misunderstood and underestimated in terms of severity, and the number of people itimpacts. A chronic and progressive disease, | Chemical Dependency does not | : disappear with time - it gets worse. ; Dental and ignorance are the factors Maura S. Bird, CAC. which most frequently foster the Out-Patient Supervisor development and continuation of Chemical Dependency. Without an accurate understanding of this illness, its dynamics, course, and expected outcome, traditional modes of intervention may fail. An enlightened approach to treatment is needed. April is Alcohol Awareness Month. For more information, call: 283-2388. € CHOICES HC Vary Heal Ti CARE SYSTEM For The Comprehensive Treatment Of Drug And Alcohol Abuse 518 Wyoming Avenue, Kingston, PA 18704 717-283-2388 « 1-800-762-9492 Q: When looking for a diamond, which is more important, color or clarity? Q: What can I do to save on energy costs during the winter season? 1) Check for drafts. Weatherstrip and caulk around windows, doors, and problem foundation areas. Weatherproof your electrical outlets too. Pipes should be checked and insulated where needed. 2) Have your heating system cleaned and tuned. An energy efficient system will save up to 10% in fuel costs. 3) Don't forget your faucets. Install low-flow showerheads and faucet aerators for additional savings. 4) Aprogrammable thermostat is another plus. You can easily set back your heat when needed. You can saveup [8 to 15% on your annual heating costs. Parker Fuel Co. 1016 Lower Demunds Road Dallas, PA 18612 675-4949 or 675-1155 A: In all of the wholesale price lists published, color always demands more in price than clarity. The reason being is that anyone can see color to the naked eye where as clarity, more times than not, you'll need a 10 power triplet eye loupe to see the imperfection. Tommy Cliff Parker ot TOVON & CO. Diamond Importers Dallas Shopping Center, Dallas 675-4444 HEEEIENRBDBRRLRERNERR REE RENN EE XW 50 SE FOC TC TH TY TO OF YO 7 ORO HON OR 1 OO OOF C7 CH ON 1 ER EN i A 8 TO EO 6 A OO SLO 6 V0 OE RR, RL 7 J — ENnEnNuNNEEERUNSLECRE GRRE RES 0) 8 0 5 I TO IG OOO US Me EL I a rgd A A lr a dd Have a Question’ Ask an expert to answer it. Send your questions to the Expert of your choice, c/o The Dallas Post, P.O. Box 366, Dallas PA 18612. Deadline for questions is the 20th of each month.
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