EM, ORR Insurance Commissioner Herbert S. Denenberg said today that the Shapp Ad- ministration is still hopeful that the Genel Assembly can deliver a decent no-fault law for Pennsylvania and eliminate provisions of the House-Senate Conference Committee Report that would raise costs 20 per- cent. Referring to Representative Yohn'’s decision to withhold his signature from a no-fault bill which had been reported by the House-Senate Conference Committee this past Friday, Mr. Denenberg said it is still possible that the present Conference Committee - or a new one appointed by the House and Senatg leadership - could report out®a satisfactory no- fault bill. Mr. Denenberg said that the Administration objects to the bill reported on Friday because it is like ‘‘the hospital patient who has been drained of three quarts of blood and then is told that only one more quart will be required. The last quart may not sound like much, but in the circumstances, it is enough to kill the patient. “The negeffect of most of the amendments attached to the no- fault bill by the House of Representatives was to in- crease costs. The House-Senate Conference Committee un- fortunately added to the cost problem by further weakening the threshold provision of $1000. even though this crucial provision had already been upheld against all attacks on the floor of both the Senate and the House. “Friday night the Conference Committee presented a final bill, even though they were advised by Governor Shapp that the cost-increasing features that had been included in the bill would make it impossible to deliver on the bill’s mandatory 15 percent bodily injury premium reduction provision.” Mr. Denenberg said that the Insurance Department’s actuarial analysis clearly shows that the reductions inherent in a good no-fault system would be completely eliminated by the version of no- fault which was reported out by the Conference Committee on Friday. He stated that an ac- ceptable. balanced package of costs and benefits might be achieved by maintaining compulsaory liability insurance at present levels, by cleaning up by Charlot Denman 675-0419 Kathryn Vernon, daughter of Mr. and Mrs. Thomas Vernon, 163 Highland Ave., is enrolled as a sophomore at Union College, Kentucky. Members of the Kingston Township Ambulance crew for this week are as follows: captain, Bill Frederick. Butch Chamberlain, Marv Yuest, Bill Long, Al Hawk, and Bob Shoemaker. Richard Ryidle, 50 W. Center St., Shav&Ptown, has been named to the position of executive vice president of Biscontini Warehouse Co., 232 Division St., Kingston, it has been angounced by Albert L. Bisconti¥, president. Mr. Bridle, a graduate of Shickshinny High School and Gettysburg College with a BA West Side firm last week. Prior to joining the Biscontini firm, he had been associated with Bache and Co. Inc. in Wilkes-Barre as a stock broker. The Rev. Carl Uehling, Philadelphia, feature editor for Dallas Counselors To Sponsor Night On Financial Aid Guidance counselors of Dallas School District will hold a financial aid night Oct. 30 at 7:30 p.m. in the high school auditorign Finan¢ial aid representatives from local colleges and a member of Pennsylvania Higher Educational Assistan e Agency (PHEAA) will be on hand to provide information and advice on how parents and students can meet costs of post- high schol education. The guest speakers will ex- plain various kinds of financial aid - grants, loans, jobs - available to students who plan to continue education after high school. All parents, students, and other interested persons are invited to attend. Students and parents will have the op- portunity to discuss individual needs with the speakers. Er ———————— SU ————, The early bird gets the space! Get news in the day after it happens. the Lutheran magazine published by the Northeastern Synod, was guest pastor at St. Paul’s Lutheran Church, Shavertown, last week. The Rev. Larry Reese, field secretary of the Synod and member of the Board of Parish Education, will be guest pastor Oct. 29. Couples Club of St. Paul’s Lutheran Church will hold a masquerade and card party Oct. 28 at the home of Mr. and Mrs. Fred Templin, Dallas. Mrs. and Mrs. Thomas Jenkins, Perrin Avenue, Shavertown, have announced that their daughter Virginia and her husband Richard Oliver Toth are at home at Apartment 6B, Brookside Avenue, Somerville, N.J. Shavertown MYF will hold a Halloween party in the social rooms of the church, Oct. 28 from 7 to 9:30 p.m. Costumes are optional and members may bring guests. Mr. and Mrs. Charles Riegel and family, 69 E. Center St., spend last weekend in Mid- dletown where they attended the wedding of Kathleen Murphy to Ronald Ballati. Charles Riegel, 69 E. Center St., returned home recently the language of two amend- ments relating to the right to property damage payments and the right to sue for pain and suffering where a defective automobile is in- volved, and by restoring a meaningful threshold provision in the bill. Mr. Denenberg stated that the actuarial studies of his Department indicate that these problems, if not corrected, will mean the difference between a legitimate 10 percent rate reduction and an increase of up to 20 percent in the rates of the average motorist for bodily injury insurance. “Our expert staff has been available to the Conference Committee throughout its deliberations to cost various features of no-fault,” Mr. Denenberg said, ‘‘and we will continue to make them available.” 7 Here are some of the specific provisions which the Insurance Department objects to, ac- cording to Mr. Denenberg: Because the reported bill requires liability limits to be raised from $10,000-$20,000- $5,000 to $15,000-$30,000-$5,000, the costs of the new coverage would go up an average of at least 5 percent. This cost increase is especially unfortunate as it puts money in the fault system, which returns only 42 percent of the premium dollar in benefits to the vietims of accidents. The increase will hit low income people in urban areas the hardest since their liability premiums are the highest. Liability premiums in some high-risk areas may run $500 to $1,000 or more. The average bodily injury liability premium is $60 statewide and as high as $135 in some high-risk areas; some individuals have to pay even more. Section 819 of the bill, as amended, permits suit for pain and suffering against a motor vehicle driver or owner in every case in which there is any injury due to ‘‘the design, manufac- ture, equipment, servicing, repairing, inspecting, selling or supplying of products including motor vehicles.” As originally drafted, the bill was intended to permit suit for pain and suffering against those manufacturing and servicing autos for defective work but not against individual drivers or owners. The effect of the present language is to permit suit against drivers and owners as long as a defect in the auto is MERI_DAN RENTALS] ; Everything Under the Sun YOUR AUTHORIZED SYLVAN POOL SERVICE CO. 455-7793 RT. 309 1 ML. N. OF HAZLETON HENRY'S PALATINE RINGS Jewelry SHAVERTOWN involved. This means, a trial lawyer can claim, for example, a defect in tires or brakes in the event of a skid. and thus open up through the back door. The net effect of this is to effectively undermine even the inadequate threshold which still existed in the bill, and to create a phony no-fault system which will not eliminate litigation and deliver savings. It is estimated this change would increase costs by at least 14 percent. The House-Senate Conference Committee also further watered down the threshold by per- mitting rehabilitation expenses to be included for up to $250 in meeting the $1000 medical threshold. In the versions ap- proved by the full House and Senate, all such rehabilitation expenses were excluded from the threshold. Since some form of rehabilitative services can be easily rationalized in most cases, the net effect of this provision is to substantially reduce a threshold that is already severely watered down. It would raise costs by at least 5 percent. 3 The House-Senate Conference Committee also made a last minute change which requires the elimination of the collision deductible in any case in which the owner sustains property damage without fault of his own, regardless of whether someone else is responsible and can be made to pay. This would raise costs 2 percent. The comparative negligence amendment would allow some recovery in every case in which plaintiff's negligence was less than 50 percent. This would raise costs about 4 percent. There were also several other amendments which would also increase benefit payments. These include expansion of the definition of income-producer, increase in funeral benefits, and increase in the statute of limitations. Mr. Denenberg said all of these matters were com- municated to some members of the Conference Committee before they issued their report. The first three matters were also expressly mentioned in the Governor’s memorandum on Friday. (SLL Sas n QLIINE Sune ee] HAZLETON 455-5872 OPEN DAILY TO 5 WED. & FRI "TIL 9 IRENA NERNENNN NEARER CLARK LUMBER C0. 373 W. Main St, Plymouth Ceiling Tile White 12x12" = SPECIAL — WO0OoD PANELING 4x8% Sheets G.P. Prefinished Three Colors $3.40 per sheet CASH and CARRY AA ARRASARAN RRR RRR RyRy ne SnerEENEEENCnE ANNE NE SEEE Anata We Also Deliver Call 779-9577 ENENENENENENNE RENTER by Millie Hogoboom 696-2603 It’s hard to believe we have already had our first accumula- tion of snow. It came at least three weeks early and who needs it? Even our puppy, Sam, tried in vain to scare it away with her barking. But it should have been a delight for a cam- era buff. That was about the shortest fall anyone around here can remember. Dr. and Mrs. Stanley Ushin- ski of Sutton Road have re- turned from Montreal, Canada, where Dr. Ushinski attended the international Symposium on Hypersensitivity. Diane found this city a sightseer’s dream. However her enthusiasm for French cusine led to one unfor- gettable experience. Speaking absolutely no French to a waiter who spoke absolutely no English, she ordered the special of the day. Much to her horror the ‘‘special’’ turned out to be a thick soup made of octopus and squid which she found totally unpalatable. Bonnie and Henry Alderfer who have been visiting her parents, Mr. and Mrs. Robert Casper, Hillside Road, are now in Brattleboro, Vt., to visit his grandmother, Johanna Van Gelder. Mr. and Mrs. Richard Maslow of Sutton Road returned last week from a business trip to Germany, France and England, the Metropolitan Wire Goods Corp. Mr. and Mrs. Richard Hogo- boom had as their guests re- cently Col. and Mrs. Dale Hogo- boom of Middleburgh, Va. The Dallas Community Church, Dallas, will join in worldwide special services honoring the Dallas Theological Seminary, 3909 Swiss Ave, Dallas, Texas, during its wor- ship services Sunday, coopera- ting with several hundred churches and mission stations around the world in observing Dallas Seminary Sunday. Pastor Wayne Brooks of the church is a 1971 graduate of Dallas Seminary. The pastor in- vites you to come and share this special service with the church family. Founded in 1924, Dallas Sem- inary is a denominationally- unrelated school providing Bible-centered theological ed- ucation for men of many Pro- testant and Independent Churches. This fall it enrolled an entering class of 165 men and a total student body of 542. The new students come from 37 states and four foreign coun- tries, and represent 110 major colleges and universities. 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Significant historical Pennsylvania newspapers