rhe first Indes fac work as of nore, those wl to ues,” what amen, y old, of a ¢, 80 they They ving , and tered vhich fling. more ith a ‘hich, most ering t and Art— sists a dil- plica- yn fine night l his is—a shop. mong deal- lo in- been com- sseur ffects value 1ch— nuine one ama- rare is no man- Vhilet . two vy be take say, will and, this ns off he id is a ws a h out , any ou're | look or by that nd if 1e re ’ The 5 that t and nd ule id of is to some esort. and n, in- t the reat- holi- hints TS to prices gerly that their rning "Now ek by those is to \ine- which . sev- proud ction, tiques ) con- to be eums. hed. ze the » him- alty— anvil nd ad- ciency f pos- y and , task 1SSess- evised native areers . reor- | tech- he In- super- A com- 1» that rs the zeal- build- S Tes. Tranny > num- raging the old ks, in tances carry an be vellers :dding. po en Education in Insurance Need of Schools to Train in Right Methods of Finance and Morality. By Joseph French Johnson, Q Dean of New York University School of Commerce. 00000000000 NTIL. we have business men who have been trained in the 0900000099 |, inciples and right methods of finance, the management of our banks, of our insurance companies, and of great corpor- ations, will not be subjected to wholesome outside eriticism, Things will be done in the dark which ought not to be done. Immorality is usually the joint product of opportunity and 000000000 ignorance. When we have an enlightened business world 10000000000 there will be fewer dark places in it, and opportunities for fraud, concealment, and peculation will be less. The trouble is not that there is a low standard of honor or morality in business, but that there is practically no standard at all. Well-meaning men are often at a loss to determine whether a certain profitable policy is honorable or dishonor- able. Society is just now washing the windows of the life insurance business, and many people are hoping that hereafter when a man buys life insurance he will really get all that he pays for. On that point I am a pessimist, and shall remain one unless the subject of life insurance gets into our schools. We have had investigations before, and profuse promises of reform. In a few years the abuses of life insurance will be forgotten, new companies will be organ- ized: and new men will get control of the old; and then new and wonderful ways of appropriating the people's money will be devised. Publicity will provide some protection, especially if the affairs of insur- ance companies are regularly examined by independent certified public ac- countants, but publicity alone will not be enough. It will put a check on old abuses with which the public are familiar, but it will not compel steady im- provement in the management of insurance companies, or any other corpora- tion. Nor will it create a recognized ethical standard to be observed by cor- poration presidents and directors. Nothing can do that except an enlightened public consciousness, a quick intelligence among the people instantly recogniz- ing and condemning bad methods and unfair contracts, The elements of life insurance and the mathematics of premium rates should be taught in our public schools, while in our universities, departments of insurance should be established, and placed on a par with the departments of science, language, and philosophy. Then men would be properly trained for this great and important business, and gradually we should have the evolu- .tion of an inteliigent public opinion with regard to the good and the bad. Un- til" such a public opinion exists, no matter how sensitive the individual con- science may be, I do not see how we can have a moral standard in insurance or any other business. NRARRARABR ALARA ARN AANA ARRAS Ashi) Uswnsant® Wealthy Ignoramuses 0.3 Marden. Qrnmam&F ooo p b p ) p p p OOOO OOOOOLLLLEE 8 6AAALAAAL. By O. 5. Marden. 0000000008 AS recently talking with a business man who is in the 3 midst of the great activities of New York, dresses well, and * lives well, but who, every time he opens his mouth, con- 2 demns himself, betrays his shocking ignorance of almost * everything outside of his own little specialty. He knows S 00000484 almost nothing about the great men and women who figure ® = @ prominently in current history. He could not even tell the Se0e0eses > Lames of the candidates for the presidency and vice-presi- dency just before last election. He said such things did not It is painful to try to carry on a conversation with such a man. Think of the splendid opportunities for education, enjoyment, and culture which that man with thousands of others, is throwing away! It does not seem possible that a man could do business in New York City and be so igno- rant of everything outside of his own little groove. One would think that some of the millionaires who try to make a show in the world would feel cha- grined when they contrast their cheap, shoddy education, their narrow, limit- ed intelligence, and their rutty minds, their stingy, shrivelled souls, with their mocking wealth and their display of the art works of the masters and the books of great writers in their libraries which they cannot read intelligently. How this ostentatious show of the material mocks the mental poverty, the brain penury! It is pitiable, as well as ludicrous, to see men who are rolling in wealth ignorant of the great world they live in, of the significance of all the principles and conditions which ameliorate and elevate mankind, men who know nothing of art or of science or literature, and whose mental penury is deplorable. They seem to think that a palatial residence, gorgeous furnish- ings, and fine carriages can be substitutes for that which makes a real man or a real womaa. —Success Magazine. interest him. RRLARRL AARC RRR RAR RRR Sova. wefYyw Modern Philosophy Brutalizes Man By Dr. Emil G. Hirsch. Poon) Apri pnSl is much the same as he was a thousand years ago. The same elemental passions, ambitions and appetites obtain. They are the same as those of the animals. Science has brought us to realize this, and our peep into the workshop of nature has had a tendency to brutalize humanity. Our knowledge that man is only one of the company of I brutes has led small men to teach that man in all things is merely a brute. In their desire to unify the world they have jumped at the conclusion that man is no different from the other creatures that tenant the earth. In their passion to show him as a beast, philosophers and authors have reveled in vice and depravity, calling it realism. Society is drifting without a compass. It is a period of transition; the old canons are gone and the new ones have not yet been found. The latest an- nouncement of modern philosophy is that you may do what you want to, but don’t get caught at it. If you do, commit suicide. In this philosophy of bru- tality you have an explanation for the fact that literature always paints life as a struggle between the forces of desire and duty. Never before in the history of the world was there so great a need of mas- ters. Men who will interpret life in terms of sanity and sanctity, of duty and righteousness. LARAARRARRAARR RRR RANA RRQ nani Most oY mprprmniv Dying Men Give No Sign 5 of Care for Future Cpemhifiselife By Dr. William Osler. *NUssenfiyom S a rule, man dies as he has lived, uninfiuenced, practically, by the thought of a future life. I have caretul records of about fives hundred death beds, studied particularly with ref- erence to the modes of death and the sensations of the dy- ing. —Ninety suffered bodily pain and distress of some sort or another, eleven showed mental apprehension, two positive terror, one expressed spiritual exaltation, one bitter re- morse. The great majority gave no sign, one way or the other; like their birth, their death was a sleep and a forgetting. The preach- er was right; in this matter man hath no pre-eminence over the beaslt—"as one dieth so dieth the other.” As we travel farther from the East our salvation lies in keeping our faces toward the rising sun and in letting the fates drag us, like Cacus nis oxen, backward into the cave of oblivion. I would urge the clinical physician as he travels farther from the East to look well to his companions, to see that they are not of his own age and generation. To keep his mind receptive, plastic and impressionable, he must travel with the men who are doing the work of the world, the men between the ages of twenty-five and forty. FOUND IN MAIL BOXES. Pranks of Boys and Slips by Dream ing Adults, Postmaster Busse has learned a good many things since he assumed control of the great postal system centering in the Government builds ing, and one of these is that all the matter found in the street mail boxes does not have to go through the mail One of the downtown mail collec tors recently took into the office a woman's pocketbook containing $75. A card found in the purge bore the name of a prominent family, who was notified to call at the Government building. She appeared much mystified as to the reason for the summons, but when asked if she had lost a pocket- book she promptly described the purse and it was turned over to her, She had lost it, she said, but had no idea that she had placed it in the mail box. “lI mailed a half dozen letters,” she said, “and I suppose I must have dropped the purse into the box at the same time.” Numerous small parcels are found in the mail boxes, put there evident- ly by absent minded persons. Not long ago a much worried man went to the post office in the middle of the night and explained that he had dropped a $20 bill into a box in La Salle street. “lI went to mail a letter,” he said, “and instead of taking the letter from my pocket I took out the bill and shoved it through the slit. No soon- er had it gone than I woke up, but it was too late.” A collector was sent to the box and the money was recovered. Out on the Noriwest Side a mail collector was astonished one day to take from a letter box six sterling silver teaspoons, a razor, a pair of napkins and a stick of candy. Then the owner of the property appeared and identified it. “My five-year-old son confessed,” said the claimant, “that he took the things and shoved them into the mail box just for the fun of seeeing them disappear. He had to stand on his sled in order to reach the box.” One day a youth employed by a big commercial house was sent by his em- ployer to deliver in person an impor- tant document to an attorney, with instructions to hurry back with the paper as soon as the lawyer had look- ed it over. The boy had been out late the night previous and was half asleep. In an absent minded manner he dropped the envelope into the first letter box he came across. When he reached the lawyer's office he sudden- ly remembered what he had done. The envelope was not addressed, although it was sealed, and for a time it looked as if it would have to go to the dead-letter office in Washing- ton before the owner could recover it. The standing of the business house, however. was such that the post office officials consented to turn the envelop over without a delay of several weeks. One of the biggest surprises a mail collector ever received occurred in Hyde Park, when he took from a let- ter box a live sparrow. No explana- | tion was found for the bird's presence | in the box. little creature was but soon recovered The slightly injured, and flew away. The queer things found in the let- ter boxes, however, do not compare in number and variety with the strange stuff the mail collectors take from the package boxes. Many peo- ple mistake these boxes for waste paper receptacles. Old shoes, bottles and worthless articles are found often in these big boxes, but occasionally something of value is discovered not intended for mail. An instance of the sort occurred a short time ago when a State street collector turned over to the sorters at the post office a box that bore neither address nor stamps. From the man- ner in which the package had been wrapped, the clerks came to the con- clusion that it was not legitimate mail, and it was held for a claimant, who appeared the next day. «1 was drunk,” he confessed, “but don’t tell my folks. I had bought some goods at a department store and had started for home. [ was feeling pretty good when I met a friend. ‘What you got?’ he asked me. ‘New shoes? ‘Yep, I answered. ‘Why don’t you send ‘em out by pneumatic tube? he asked. “1 suppose he was ‘joshing’ me be- cause I was so full, but I didn’t see it in that light then. I went along on my way back, when suddenly I spied one of the package boxes. “There's one of those pneumatic tubes now, was the thought that flashed through my muddled head. “I'll just ship thuse shoes home ahead of me. I let 'em go, and here I am.” He got the shoes.—Chicago Post. Ben Franklin's Grave, They had been dining at one of the clubs, very wisely and very well, and the New Yorker was taken out by his Quaker City friend to see the town. In the course of their trip they rode on a street car past the grating in Christ Churchyad, whereat the Phila- delphian pointed and said: “Benjamin Franklin is there.” “Is it possible?” exclaimed the New York man, who, in his youth, had read of Franklin. The car passed on a square to the Friends’ Burying Ground, and the Philadelphian forgetfully pointed at the brick wall, remarking: “Benjamin Franklin is buried there.” “Great Scott!” exclaimed the New Yorker, “is Franklin buried at every street corner in Philadelphia. buried The Right of Interpretation. Somebody suggests that the boy who ran away from home because he didn’t get enough pie has the instincts of a great politician, Wrong. The politician would have stayed at home, stolen the pie and made his mother think she had eaten it herself.—Philadelphia North American, Catarrh Cannot Be Cured With LOCAL APPLICATIONS, #8 they cannot reach the seat of the disease, Catarrhisa blood or constitutional disease, and in order to cure it you mast take internal remedies, Hall's Catarch Cure is taken internally, nnd actsdirectly on the blood and mucoussurface Hall's Catarrh Cure Is not a quack medicine, It was vrescribed by ono of the best physi- clans in this country for years, and is u reg- ular prescription, It fs composed of the best tonics known, combined with the best blood purifiers, acting directly on the mue eous surfaces, The perfect combination ot the two ingredients 1s what produces such wonderful results in curing catarrh, Send lortestimoniails, free, F. J, Cukxey & Co,, Props., Toledo, O, Bold by druggists, price, 75c. dake Hall's Family Lills tor constipation Morley's Epigram. The following comment on Presi- dent Roosevelt is reported to have been uttered by John Morley soon af- ter he had visited the White House: “What do I think of your President? Well, he is a sort of cross between St, George and St. Vitus.''—New York Press. Mrs. Winslow's Soothing Syrup for Children teething softensthegums,teducesinflamma- tion,allays pain cures wind coli .abottis The Vienna poiics are about to experi ment :<th a phonograph Jury Paid the Fine. A Texas correspondent tells how an obstinate juryman was circumvented by his fellow judges of the facts. The offense charged was assault with in- tent to murder. After the jury had been out about two hours it returned the following verdict: “We, the jury, find the defendant guilty of aggravat- ed assault, and assess his punishment at $25 fine and herewith pay the fine.” On inquiry as to the meaning of the last clause of the verdict it came out that 11 of the jurors had agreed that the defendant was not guilty, but the twelfth doggedly hung out for a con- viction for aggravated assault and would not consent to a punishment less than a fine of $25. Finding it a hopeless tas< to bring over the ob- stinate one to their way of thinking, the eleven finally decided to agree with him and “chipped in” enough to pay the fine.—Law Notes. To Keep a Man Interested. You can’t really expect a man to be terribly interested in the general small talk of the home, and no woman would want her husband to take part in these trivial affairs. When Mr. Man speaks of the incidents of the day at his office let Mrs. Woman lis- ten attentively, It is easier for her to be interested in his affairs than it is for him to become enthusiastic over hers. One of the pleasantest ways of spending an evening is to read a good book aloud. Make your home cozy and inviting by having reading lamps lighted, by arranging nice, comfortable lounging corners and providing good reading material and good music.—Chicago Reécord- Herald. Radium for Hydrophobia. Experiments conducted by Italian professors give hope that radium may be useful in the cure of hydrophobia. So far experiments with cancer have given Fttle enconragement. Indelible Blue Ink. The French scientific papers give these directions for a blue ink that will resist not only water and oil, but alcohol, oxalic acid, alkalies, and chlorides, It is prepared by means of four parts of shellac, two parts of borax, two parts gum arabic, and suf- ficient Indigo to give tne desired color, The whole is dissolved in 40 parts of pure water. Commence by putting the shellac and the borax in 36 parts only of the water in a closed receptable and boiling until completely dissolved. Fil- ter, and then dissolve the gum arabic in the remainder of the water. Mix the two solutions and heat for five minutes, stirring from time to time. Add the indigo after the liquid 1s cool. When the preparation has settled for a few hours, decant in order to sep- arate the ink from the sediment. Japan's Largest Industry. The largest industry in Japan iz textile, there being some 4,537 fac- tories of various sizes engagel ‘n this trade, the majority being centered in and around Osaka. worked by steam power, FITS parmanentiy cured. No fits or nervous. | ness after first day's use of Dr. Kline's Great | Nerve Restorer, $2 trinlbottieandtrea sofros | Dr. R.H, KLINE, Ltd, 931 Arch St. Phila, P As trade now stands, toere is not enough gold out of the earth, “Penny Post’ in France. France now joins the “Penny Post” | community, and will presently be car rying letters all over the repu to all her colonies for the eq |of two cents of our money a letter. In that she is following the example «¢f the United States and the United | Kingdom, which have long successful- ly practised such a tem. Such transportation of letters certainly seems cheap enough at present and there may net scon call for further changes in that di- rection. But a lesson which America may well that of the parcels post, and it may be that some day there will be devised a practical meinod of establishing an international postage stamp system. Growth of Filetcherism. It is diverting and instructive to read in an Eastern magazine of the These are mostly | * pay his be any effective | learn of other countries is | — | A COLD BROUCHT IT ON, Severe Congestion of the Kidneys Soem Cured by Doan's Kidney I" Richard M, Pearce, a prominent busle ness man of 231 So. Orange St, News ark, N. J., says: “Working nights during bad weather brought on a heavy cold, aching of the limbs and pain in the back and kidneys, See vere congestion of the kidneys followed. Be- sides the terrific ach. ing there were whirl ing headaches, and I 7 N became exceedingly, weak. My doctor ceuld not help me, and I turned to Doan's Kidney Pills, with the result that the kidney conges- tion disappeared, and, with it, all the other symptoms. What is more, the cure has lasted for 8 years.” Sold by all dealers. 00 cents a box, | Foster-Milburn Co., Buffalo, N, X. Way of the Debtor in India. ! They had a peculiar way of going |into bankruptcy among the Marawaris | in India now unhappily giving way to {the less picturesque method of the [white man. When a man could not bills he would summon his | creditors. They were ushered into a room in which the Thakur or house lhold god was enshrined, but covered {up with a cloth and with the face turned to the wall in order that it might not witness the scene that was to follow. The insolvent would then, in gdrb of mourning, lic on the floor, | presenting his back to his creditors, | who, on a given signal, would fall on (him with shoes and slippers and be- | fabor him till their wrath was ex- {hausted. The beating finished honor | was declared to be satisfied all around. |—New York Tribune. | Ducks Roasted on the Fly. | “It is an ill wind that blows no- | body any good,” say the residents in the | vicinity of the burning gas well at |Caney, and well they might, for as |as long as the well burns and duck icontinue to fly, they are prospering {over others’ misfortune. The heat ris- ling from the fire extends to a great | height, and since the beginning wild {ducks have played the game of the growth of what is called “Fletcher- {moth and flame, much to their sor- ism.” This doctrine, in brief, has for {row and distress. No sooner does a its fundamental idea, simplicity in eat- |duck fly across the forbidden territory ing; it contends that a human being {than it is caught and baked by %ha should eat only when and what his stomach craves; it opposes three hear- ty meals a day, unles, perchance, the system demands them eacn day. And what one eats should be eaten deliber- ately and chewed thcroughly.—Louis- ville Courier-Journal. Chinese Horses. There is one respect in which, ac- anese can teach the Chinese nothing in a military way, and that is in re- gard to the cavalry. The Chinese have horses as good as any,known in i the world, and are born horsemen, { who have nothing to learn from Eur- ope or America. The Japanese are notably deficient in horsemanship. Wire Fencing in Rolls. | Wire fencing is now made in con- tinuous rolls instead of in sections, as heretofore. Galvanized wires at the intersections, fed automatically from reels, are welded by means of small transformers | Never judge a woman's love for J house-cleaning by her dislike for dirt cording to a correspondent, the Jap- | {torrid winds. The neighbors hava caught onto the fact and near meal ‘time gather near the well and wait [for the fall of the baked duck, which, |of course, saves a great deal of time |and trouble otherwise necessary in the { kitchen.—Kansas City Journal. { | —————————— | Weed Fighters. | The problem of weed destruction i3 perennial in every land. Indeed soil {culture may be called a neevr ceasing lwar against weeds. Of the birds that {aid the farmer in tais struggle the {bob white, the native sparrows and the mourning dove are the most efficient. | They attack weeds at that vital stage, the seed period; hence their work, especially against the annuals which depend on seeds for perpetuation is of enormous practical value.—S. D. Judd. Mosquito Has Parasites. They have discovered that even the | minute mosquito is a badly infested with destructive parasite as other ani- , mals, and the question arises whether v cultivation of these parasites may | not be useful in mitigating the pest. The Coffee Debate. The published statements of a num- ber of coffee importers and roasters in- dicate a “waspy” feeling towards us, for daring to say that coftee is harmful to a percentage of the people. A frank public discussion of the sub- Jeet is quite agreeable to us and can certainly do no harm: on the contrary when all the facts on both sides of any question are spread before the people they can thereupon decide and act in- telligently. Give the people plain facts and they We demand facts in this coffee dis- cussion and propose to see that the facts are brought before the people. A number of coffee importers and roasfers have joined a movement to boom coffee and stop the use of Ios- tum Ifood Coffee and in theit news- paper statements undertake to deceive clearly by false assertions. Their first is that coffee is not harm- ful. We assert that one in every three coffee users lias some form of incipient or chronic disease; realize for one mo- ment what a terrible menace to a na- tion of civiiized people, when one kind of beverage cripples the energies and health of oue-third the people who use it. We make the assertion advisediy and suggest that the reader secure his own proof Ly personal inquiry among coffee users. Ask your coffee drinking triends if they keep free from any sort of aches and ails. You will be startled at the percentage and will very naturally seek *o place the cause of disorder on some- thing aside from coffee, whether food, lulerited tendencies or something else. Go deeper in your search for facts. If your friend admits occasional neu- ralgia, rheumatism, heart weakness, stomach or bowel trouble, kidney com- plaint, weak eyes, or approaching ner- vous prostration induce him or ber to wake the experiment of leaving oft coffee for 10 days and using Postum ¥ood Coffee, aud observe the résuit. It will startle you and give your friend something to think of. Of course, if the person is one of the weak ones and 1says “I can’t quit” you will have dis- covered one of the slaves of the coffee | importer. Treat sucli kindly, for they ! seem absolutely powerles§ to stop the gradual but sure destruction of body and health. Nature has a way of destroying a part of the people to make room for the i stronger. It is the old law of “the sur- vival of the fittest” at work, and the victims are many. We repeat the assertion that coffee does harm many people, not all, but au army large enough to appall the inves- tigator and searcher for facts. The next prevarication of the coffee (importers and roasters is their state- ment that I’ostum Food Coffee is made of roasted peas, beans or corn, and mixed with a low grade of coffee and that it contains no nourishment. We have previously offered to wager $100,000.00 with them that their state- ments are absolutely false. They have not accepted our wager and they will not. We will gladly make a present of | $25,000.00 to any roaster or importer of old fashioned coftee who will accept that wager. I'ree inspection of our factories and methods is made by thousands of peo- ple each month and the coffee impor- ters themselves are cordially invited. Both Postum and Grape-Nuts are ab- solutely pure and made exactly as stated. The formula of Postum and the an- alysis made by one of the foremost chemists of Boston has been printed on every package for many years and is absolutely accurate. Now as to the food value of Postum. It contains the parts of the wheat berry which carry the elemental salts such as lime, iron, potash, silica, etec.. ete., used by the life forces to rebuild the cellular tissue, and this is particularly true of the phosphate of potash, also found in Grape-Nuts, which combines in the human body with albumen and this combination, together with water, rebuilds the worn out gray matter in the delicate nerve centres all over the body, and throughout the brain and so- lar plexus. Ordinary coffee stimulates in an un- natural way, t-ar with many people it slowly and sureiy destroys and does not rebuild this gray substance so vi- tally important to the well-being of every human being. These are eternal facts, proven, well erly educated physician, chemist and food expert. Please remember we never say ordi- nary coffee hurts everyone. Some people use it regularly and seem strong enough to withstand itd attacks, but there is misery and disease in store for the man or woman who persists in its use when nature pro- tests, by heart weakness, stomach an bowel! troubles, kidney disease, wea eves. or general nervous prostration. The remedy is obvious. The drug caf- feine, contained in all ordinary coffee, must be discontinued absolutely or the disease will continue in spite of any; medicine and will grow worse. : It is easy to leave off the old fash- ioned coffee by adopting Postum F Coffee, for in it one tinds a pleasin hot breakfast or dinner beverage tha has thie deep seal brown color, chang ing to a rich golden brown when good cream is added. When boiled long enough (156 minutes) the flavor is not that of rank Rio coffee but very like the milder, smooth and high grade Java, but entirely lacking the drug ef fect of ordinary coffee. Anyone suffering from disorders set up by coffee drinking (and there is an extensive variety) can absolutely de- pend upon some measure of rellef by quitting coffee and using Postum Food Coffee. If the disease has not become too strongly rooted, one can with good rea- son expect it to disappear entirely in a reasonable time after the active cause of the trouble is removed and the cellu. lar tissue has time to naturally rebuild with the elements furnished by Pos- tum and good food. It's only just plain old common sense. Now, with the exact facts before the reader, he or she can declde the wise course, looking to health and the pow- er to do things. If you have any doubt as to the cause of any ache or ail you may have, remember the far reaching telegrams of a hurt nervous system travel from heel to head, and it may be well worth your while to make the experiment of leaving off coffee entirely for 10 days and using Postum in its place. You will probably gather some good solid facts, worth more than a gol mine, for health can make gold and sickness lose it. Besides there's all the fun, for it's like a continuous futere nal frolic to be perfectly well. There's a reason for POSTUM authenticated and known to every prop- Postum Cereal Co, Ltd., Battle Creek, Micki
Significant historical Pennsylvania newspapers