8 ySffJfc Y r, . X MONEY IS INSURANCE. Matthew Marshall Shows Why Life Companies and Their Agents ARE USUALLY EXTREMELY FLUSH. Profits JJ3de on laijh End of the Line, and Very Often Doubled. WHT A'D WHERE INSURANCE PATS TfrECIAI. TM.EGEA TO TUB DtSrATCrM Xew Yokk, Jan. 2L "Under the head of "Life Insurance Profits," jrattnew Mar thai! writes for to-morrow's Siui as follows: It Js highly satisfactory that the ofllcial ex ninination of the affairs of the Xew York: Life Insurance Company has reulted in tho demonstration of the company's abundant t-olvency, notwithstanding tue mismanage ment of Its officers. The immense sums they have lost in unlucky real estate and other speculations, and by unfaithful agents, or have squandered in extravagant com missions and in the publication of costly books to no purpose but to gratify personal vanity, have not sufficed to exhaust the revenue they have received from premiums and Irom the income of their cood invest ments. Personally, I have no interest in life insurance, either as a policy holaer orother wise, and, bevond the facts furnished by the report oftlie'State Insurance Department, 1 have no knowledge of the merits of the con troversy which has been going on for tho Sast six or seven months in regard to the ew York Life Insurance Company. When I was a younger man I was often besrtbylifc insurance agents to take out policies on my life, bnt as often I refused. Xo one was dependent on me for whom I was under oblieation to make provision il case of my death, and to tho suggestion that as a method of investing money tho pay ment of premiums wr.s moro profitable than an v other available to men of small ratan, I invariably answered first, that, like the Westerner, 1 did not care to play a game wtierv 1 had to die to win, and, second, what littlo money I saved out of my salary I pre ferred to vmt into a savings bank, wher I ooula draw upon it for anv um I needed at any moment that I required it. A 'Wis IJeclsion for Soma. As things have turned out, I made a wie decision. I have lived lone enough to ac cumulate on myowii system far more than I could have got from the most generous life policy, and now what money I have is my own, to do xi ith as I please, without having either to leave it to my relatives or to ac cept whatever sum in cash tbo company might choose to allow me on my policy. None the less do I recosnize the advantages of Hie insurance in the case of men with wives and children depenlc-.t on their earnings for support, and liable o great suffering if their bread-winnci s should suddcnlv be taken away. Young men, especially, jnst starting in business or in profession, are almost criminal if they neglect so serious a duty as that of provid ing bj ti.is ti.cans against the calamity or their death before they have succeeded in laj ingbv a sufficient fortune for their fam ilies. Irj now, after having stinted them selves tor sake of paving lire insurance pre miums, they should find, by the insolvency of a prominent insurance comrany, that their privations mav possibly have been to no purpose, it wouldbsa great discourage ment to tneir continuing tae cnorc. Knonnous Profits for the Companies. Still, the question suggests itself to me as it doubtless has suggesteu itelf to many of my readers: How large must be tho profits of insuring when the New York Life Insur ance Company can suffer th8 c?ormous losses which Superintendent Tierce finds they have suffered and yet show a still more enormous surplus? Ono of the losses re ported by the superintendent is $330,000 on llolbrook Hall, another ot $2S4,O00 on tho Plaza, Hotel, another of at least flCfl.OOO and possibly $600,000 on real estate in Paris, and upward ol $1,51,000 by defaulting agents, be sides many comparatively unimportant hut still considerable sums wasted in various ways. Iii spite of all this, tho same officer finds timt the company has a surplus ot available assets and property exceeding its present liabilities of nearly $13,000,000. Now, if this is the e-ult of a life insurance managed as extravasantly as that of the Scir York Lite Company has been, what must be the surplus income of the other great insurance companies which haye to bear no such depiction. The consideration of this point recalls to my mind one of the arguments which used very much to strengthen my resolution not vo insure rav life in the das when I was ex posed to the solicitations of agents. I had learned aud, indeed, some of the agents were frank enough to acknowledge .it that tne commissions paid to these gentlemen were far greater than any paid for similar services in any other business. Not only did tbey get sometheng like one-half of the first year's premium on each newpolicv they obtained, but they were allowed a further perc enrage upon everv succeeding annual premium on the same policy us long as it was kept alive. Profits From Father tt Son. One of the stories I heard, but which I- never was oie to verily, was that the son of one very successful former life insurance ugent was living in affluence upon the com missions ne drew from the numerous roli cies which his father in his lifetime had se cured for various companies, and which h.id not yet expired or lapsed. On studying into the problem bow tho companies could stand this euorirous tax and ye: thr -e I came to the conclusion that it was because of an underlying fallacr In their system o. fixing piemiums which was not visible so a careless observer. Life in surance, liki- lire insurance and marine in surance, is ba-td upon the principle of aver ages thoucii I am sorry to sav that for the lost lew years lire insurance lias been conducted m defiance of that prin ciple, and, indeed, of everr other principle . conducive to success, with the result that most of the sound companies are uolng into liquidation and the otners cro on tile high road or insolvency. It fcas bevn ascertained by observation that, taking one ear with another, just so many people in a hundred die at such and such ages. Just as 5n a sones of years just so mnch propertv Is destroyed bv tire or lost by shipwreck. It is a public problem of arithmetic, therefore, to compute how much money any one man must pjy for insuring a certain amount upon h,s :ifb in order that the aggregate sum- iiaidby him and others like hlinshallbe suitic.ctit to meet tne sums l-equlred to meet tjie payments upon deaths, just as it is a similar problem to compute what premiums on the average will cover the risk of the de struction of property by fire or by ship wreck. Boiling Up the Surplus. In the case of life insurance, which is usually not for a fixed period, like fire and marine insurance, but for the indeterminate ),eriodof life, conditioned noon the contin uance of annual premium payments, thero is the further problem of the amount likely to be obtained by investing the surplus of premiums received over losses paid in inter est or dividend bearing securities. Evident ly, if there is any such surplus at all, it rolls up bv being productively invested, and the j-.ipidity of its increase varies with tho amount of income derived from it. The fallacy to which I have reference is that, as a rule, life insurance companies as sume too high an average of deaths and too low an average of revenue from invest ments. Undoubtedly their tables of mor tality arc as correct as they can bo made, and are based upon the most thoroutrh in- estigation possible. Only those tables are for all sorts of lives good, bad and indiffer ent whereas in practice n life insurance company picks its lives by subjecting every applicant for insurance to a severe physical examination by its medical adviser, aud by rejecting every one that he pronounces not perfectly healthy. It is as If a marine insurance compauv should underwrite Al vessels and no others nt a rate of premium fairlv enough applica ble to eveiy sort of vessel that floats, and as, if u fire Insurance company should accept risks only upon fireproof office build ings, and those at a rate required to cover losses on manufactories, drvgoods ware houses and theaters. Good Rates of Interest for Money. On top or this, the lffe insurance com panies, after assuming that they can get on an average only say 4 per cent per annum from their investments, proceed to place them where they yield not less than 5 per cent, it not C, 7, and even 10 per cent. Xo wonder, then, that the Xew York Life Insurance Company comes out safe jind sound after all Its losses, and that, in common with the other great life insurance companies, it lias aecummulated over $100,010 000 of assets, and has built a costly office building, afterpaying the whole of the first year's piemiums on each new policy to the agent who brings It in, and allowing him a large slice of nil succeeding preminms on the same policy. The conclusion that legitimately follows from these facts is that Hie insurance costs insurers lar more than is absolutely neces- sary to meet losses bv death. ' Nevertheless, It must be acknowledged that the error is on the right side. It furnishes what engineers would call an abundant factor of safety for policy holders, and enables the companies to maintain perfect solvency under almost any circumstances. Insurance That Insures. The first and foremost requisite of insur ance is thatit shouldlnsnre.andwheu a man begins the payment of a series of premiums which are to go on as long as he lives, the question whether they are a little larger or a little smaller is unimportant compared with that of whether, after he paid them, he can confidentlv reckon upon the collection bv his widow or his children of the amount of the policy. In the case of the Xew York Life Insurance Comriany, for instance, if the premiums paid by its customers had been more accurately adjusted to tho legitimate requirements of its business, the company would now be insolvent, whereas it Is yet in a condition to pay all claims against it and millions of dollars besides. This as I said at the outset, is highly satis factory, not onlv to those wnoare interested, but to all who, like me, believe in life in surance as a precaution against untimely death. A STJPEBSTinON VEBIFIED. Thirteen Pleasure Seekers in a Sleigh Meet an Accident at Crossing. ALLIANCE,.Tan. 24. ISpeciaJ.' A sleigh ing party of 13 ladies, near Fairview, met with an accident that made the superstitious declare they will never have anything to do with a party of 13 aain. Before starting one of the ladies called the attention of the party to the doleful number it contained, hut she was laughed down. Everything went well until an attempt was made to cross the tracks of the Ft. "Wayne Railroad. Jnst at that moment the cast-bound limited express, which 'was behind time and run ning 50 miles an hour.struct the lead horses of, the party. The horses were instantly killed and tne sleigh's occupants scattered all over the snow, some b'ing thrown 25 feet J'rom the "track. Two bad arms brokeu and one sustained a broken leg. JHss Louisa Best, the lady who had first called attention tp the ominous number, was not injured but received such a Iright that she has been delirious cer since, and it is ieared her reason is permanently de throned. Several ladies wore picked up unconscious, but all recovered except those who had suffered broken limbs. CAK'T FIND ANY ASSETS. 3few Chargps or Fraud ami Conspiracy Af ter the Kean Failure. Chicago, Jan. 24. Charges of fraud and conspiracy were made jejterday in a peti tion filed in the Supreme Court by Edward A Filkins, receiver of the insolvent bank of S. A Kcane & Co. The receiver repre sents that he has been unable to take pos session of any of the assets of Kean for the reason that he has been unable to find any. He made a demand on ex-Receiver B. F. Jacob, Kean himself, and Everett M. AVar ren, for property, but they positively re fused to deliver. Xot mere than one-quarter of the credit ors consenting to the dismissal of the insol vent proceedings, it is stated, have received a dollar on their claims against Kean. The charge is made that Kean, Jacobs, and oth ers have entered into a conspiracy to ab sorb and appropriate to themselves the largest part of the estate. A CONVENTION OF KEELSYITES To lie Held Xext Month at the Doctor's New Clubhouse. Bloomington, III., Jan. 24. wriaZ. A call has been issued by the temporary world's organization of bi-chloride of gold associations for a delegate convention to be held in the new clubhouse built by Dr. Keeley at Dwieht, 111., the convention to assemSle February 15. There are now nearly 50,000 graduates of the Keeley institutes of the United States, and it is proposed to form a permanent or ganization. The objects of the organization will be to assist persons without means to obtain the treatment for alcoholism, and to mutually aid members in every possible way to resist the temptations of liquor. j For Lnnr Troubles Always Ttellablc. TTrPEK Black Eddy, Bucks Co., Pa., November 24, 189L Dr. D. Jayne &Son: Gentlemen I was a boatman for a good many years on the Delaware and Lehigh Canal, and being continually exposed to all kinds of bad weather, frequently contracted severe colds which wculd lay me up for weeks. The most severe cold I ever got settled on my lungs. I had very severe pains all through my chest and under my shoulder blades. My throat was sure, and it seemed that the air passages were all closing up. I could not sleep at night owing to the distressing cough. My misery was so great I did not know what to do with myself. All medicines failed to bring me any relief. A friend who had been similarly Afflicted and cored by Dr. D. Jayne's Ex pectorant, advised me to try it, and before I had finished taking the "second bottle I was a well man." I think Dr. D. Jayne's Expectorant is the best medicine in the world for coughs and lung diseases, audi do conscientiously recommend it to all that are afflicted as I was. A F. Haiiwick. To obtain the genuine, buy of your neighbor-druggist, whom you know. siwf Two Prices To-Day 50 and TSca Tard. Dress goods go to-dav at these prices that are reduced from SI 25, $1 50, $2 and ?2 50. Jos. Hobne& Co.s Penn Avenue Stores. Special sale of fine glass, broken dozens and odds and ends of glassware, to be sold at a great sacrifice. Call early. C. Beizenstein, 152, 154, 155 Federal street, Allegheny. Two Prices To-Day 50c and 75c a Tard. Dress goods go to-day at these prices that are reduced from 51 25, f 1 50, 52 and 52 50. Jos. Horne & Co. 's Penn Avenue Stores. Attend Our Great Uotlery Sale For ladies, children and men; ridiculously, low prices; 51 00 goods for 50c, 75c ones lor 35c and 39c, 50c oiies for 25cJ cotton, merino or cashmere, all high class goods. A G. CAMPBELL&Soj?s,25and27Fifthav. Last VToek of January Sales "Will be the biggest for bargains- Take advantage of the low prices on old and new goods for this month. JOS. HORNE & CO.'S Penn Avenue Stores. S25 Suits SG Pants To order at Pitcairn's, 434 Wood street. Prevent the Grip Dr. Cyrus Edson, of the Xew York Board of Health, says that to prevent the Grip, you should avoid exposure in inclement weather and keep your strength up, your blood in good condition, and your digestive organs in regular action. Tho tonic aud alterative effects of Hood's Sarsaparilla so happily meet the last three conditions, that with tho protection given by this medicine you need not fear the Grip. HOOD'S SARSAPARILLA Is an inexpensive medicine and a single bottle may save you many dollars in doctors' bills and much suffering. A Firm "Grip" "One year ago I was taken down sick with the Grip,' and my whole system seemed completely run down. I could not sleep or eat. A friend of mine advised me to try Hood's Sarsaparilla. So ldid. 1 used four bottles and in two months I was1 a well man. I think so much or HOOD'S SARSAPARILLA That I keep it on hand all the time." Ccn tjs Gowdt, City Bill Poster, Shelbyville, III. Hood's Pills cure Elver Ills. The Most Pleasant Way Of preventing the grip, colds, headaches and fevers is to use the liquid laxative rem edy. Syrup or Figs, whenever the system needs a gentle, yet effective cleansing. To be benefited one must get the true remedy manufactured by the California Fig Syrup Co. only. For sale by all druggists in 50c and $1 bottles. Kimball's Antl-Bhrnmatic Ring. lit? A positive curs for rheumatism. Send for circular. Hundreds already sold. A. G. Campbell &SonS,25 and 27 Fifth ay. PleaSuresjMemory. What a blessed thing is memory! How it brings up the pleasures of the past, and hides its unpleasantnesses! You recall your childhood days, do you notpand wish they would return? You remember the. pleasant associa tions, while the unpleasant ones are forgotten. perhaps to your mind comes the face of some, friend. It was once a pale, sad face. It showed marks of pain, lines of care. It seemed to be looking into the here after, the unknown future. And then you recalled how it brightened, how it recovered its rosy hue, how it be came a picture of happiness and joy. Do you remember these things? Many people do, and gladly tell how the health returned, how happiness came back, how the world seemed bright. They tell how they were" once weak, nerveless, perhaps in pain, cer tainly unhappy. They tell of sleep less nights, restless days, untouched food, unstrung nerves. And then they tell how they became happy, healthy and strong once more. You have heard it often in the past, have you not? You have heard people describe how they were cured and kept in health? You certainly can remember what it is that has so helped people in America. If not, listen to what Mrs. Annie Jenness Miller, who is known universally as the great dress reformer, says: "Six years ago, when suffering from mental care and overwork, I 'received the most pronounced benefit from the use of that great medicine, "Warner's Safe Cure." Ah, now you remember. Now you recall how many people you have heard say this same thing. Now you recollect how much you have heard of this great Cure. Now you are ready to admit that memory is usually pleasing, that the highest pleasure comes from perfect health, and that this great remedy has done more to produce and prolong health than any other discovery ever known, in the entire history of the whole world. Jal9-56 Most physicians agree that whisky and quinine are the best cure for grip. The disease, it is conceded, can be warded off by the judicious use of a pure stimulant Klein's "Silver Age" and "Duquesne" Rye Whiskies are indorsed and prescribed by the medi cal faculty. The former sells at $1.50 and the latter at $1.25 per quart. MAX KLEIN, 82 FEDERAL ST., ALLEGHENY. jal5-MWF TUMBLE II f EOUSEBS. EWe make Pantaloons " lirvlAt" -hiT rinn-iT TO be surpassed. We have taken our entire stock, ORDER. and make iust two prices on them for the month of January. All of our $7, $8 and $9 grades down to $6 per pair. All of our $10 and $12 grades down to $8 per pair. We ought to do the Trouser business of the city. The qual ity of our goods is untouched although the prices are squeezed down. P. S. Look in our windows and see the high class goods re duced to $6 and $8. ffAlMEFi & BROW, 39 SIXTH ST. Hotel Anderson Block. Jail Don't be Hnniburct-d hr the fictitious claims made for Porous Plasters that cure before they are applied. Use Benson's, a scientific preparation that pires prompt relief and is Indorsed by over 5,000 reputable Physicians 'and Druggists. Get the Genuine. eiEiiT Kociiler's InstallmeatHouse, Hi m9 Sixth St. 2d Floor, I HEN'S & BOYS' CLOTHING OH CREDIT, (Ready-Made & to Order. ) Ladles' Cloaks & Jackets Watches & Jewelry, ON INSTALLMENTS. AT Cash Prices-Without Security KHnt:un-tntM ox taeamonnt purchased must be paid down; the balance in small weowy or inontwy payments, Business tiansscted strii dally, from 8 A days nnUl 11 P, nctea sincu? eonsacnt&l. L M. till P. M, Sal THE BEST REMEDY immm I NEW ADVEHTTSEatENTS. EBOM DBBSSBS TO PANTS. Yon'lIScarcelyKnow tlie B07. The first greatest change in boy's life is from skirts to pants happy boy, happy father, happier mother, to buy Jacksons' Home-made. No worry, no mending, low est possible price. ' Jacksons' clothing is a money-saver, and don't save it at the ex pense of the boy's appear ance or self-respect Our line of Boys' Suits and Over coats is still in good condi tion, but our prices are cut away down on them. See us if you wish to save money. CLOTHIERS, TAILORS, HArTERS ' AND FURNISHERS, 954 and 956 LIBERTY STREET. Ja25.17-lWi' HA IP HEALTH I Mm and life to OR, 1j mmnted to B. new Touthfnl color and Ufa to flftir H&Ir. Cm onlr IR. HATS' HAIR HEAI oOc London S'jvdit 'H, Most fcatkfactorr Hair prower. JUTS' KIU COitHS. Bnt CCBX t.rCor.i, Bubu, JUln. . Sold by JOS. FLEMING & SONS and drug gists. myit-M-MThEoau Ira u'cwiy, a . 1 . jjair dook Tree AMDSKMENTS. THEATRE This week, Matinees Wed. and Sat, TONY FAREELL, IN "MY COLLEEN." Feb. 1 "Mr. Potter of Texas." ja25-9 THE ALVIN THEATER. CHARLES L. DAVIS, Owner and Manager. To-night, Wednesday and Satarday Matinees, Tho Eminent Character Aotor, MR. RICHARD GOLDEN, In tho Pictnresqne New England Comedy. OLD JED PKOUTY. Next week Sol Smith Russell, "In Peaceful Valley." ia25S DUQUESNE. Plttsburc's Leading Theater. . To-Nig-lit Wednesday and Saturday Mati nees The World-Famous Dramatic Company. THE MEININGER, IN JULIUS OESAR. From the Court theater of the Duke of Saxe-Meinincen. No Advance in Price. Next Week Agnes Huntington Qpera Co. jszaoti 3r'ttJL3SJ OPBHA BOUSE. xo-nigni, suujq periormance. J. neater decorated with greens and flowers. A silver snoon to every lady. Next weef, Marie Frohinan, "The Witch." Ja24-77 H ARRY WILLIAMS' ACADEMTc- To-nifrht Matinee"! Tuesday, Thurdav and Saturday. THE MILDRED NOVELTY CO., and CYCLOP AND SANDOWE. . the strongest men on earth. ja24-8 MWjSmS CLOAKS MUST GO PRICES WILL DO IT, We are determined not to carry over a single one of this season's gar ments, because we will soon need room for the accommodation of our im mense lines of NEW SPRING -GARMENTS. Therefore, in order to clear them out quickly, "THE FINAL CUT" has been made on the most stylish and desirable garments shown this season, and are now offered at much be low what it cost to manufacture them. THIS IS NO EXAGGERATION Please read carefully the following list, which will convince you at once that OUR ESTABLISHMENT IS HEADQUARTERS FOR GENUINE BARGAINS : Ladies' Tan Reefers now at f.75, were $4.50. Ladies' Black Cheviot Reefers reduced to 3.90, actual price, $6. Ladies' Black and Navy Skirt Jackets cut down to I4.50; retailed at 7.50. Black Reefers, full Seal Shawl Roll, bargain at 28.50, were"i3.5o. Black and Tan Reefers, Mink Sable Trimmed, only 12,50; else where 18.50. Tan and Gray Cloth Capes, richly trimmed, reduced to $15; real value 25. ' Seal Plush Reefers of the most beautiful style at 13.50; were S20. Seal Plush Sacques, extra quality, reduced to 22.50; retail price, 35. One lot Black and Brown Newmarkets marked down to 2; were 8 and 10. On6 lot Black, Tan, Slate and Navy i5 18, 20 and 22. DOUGLAS & MACKIE, 151, 153 and 155 Federal Street, Allegheny, Pa. Ja-25-xwT A REASON FOR IT! The unparalleled success of our annual clearance' sale can only be accounted for by the low prices that prevail in every department in Carpets. . "We are offering unheard-of bargains, croquettes which we have been holding at $1 25 we now offer at 83c Rem nants in 10 and 20-yard lengths. Ingrain Tapestry 'and Body Brussels' at half price. In Furnitnre we are offering Bedroom Suits, Dining Boom Suits, Hat Backs and a complete line of Honsefurnishins Goods at manufacturers' prices. These are last fall's goods and must be sold to make room for new spring stock. KEECH, CASH 823, 925, 927 PENN AVE., - OPEN SATURDAY K1TW ADVERITSKaCEMTS. " THEPEOPLE'SSTOHE Fifth Ave., Pittsburg. LOOK IN OUR WINDOFFOS 3 Of the greatest values in FINE JACKETS 'mat we have ever ottered. Ine re ductions,of two weeks ago in Cloak Department have .BEEN RE-REDUCED. Pr Jces have now reached the minimum. HERE ARE THE THREE ITEMS: No. 1. $25 Jatt Go at $15. No. 2. No. 3. $16 Jatt Go at $10, These are bona fide reductions and are on everything in our stock. We haven't selected the riff-raff, but are selling absolutely everything at these prices. mil. E FUR-TRIMMED FANCY CLOTH In Blacks, Blues, Grays, Tans, Fawns, Browns, eta In fact, all colors, sorts and sizes. Are trimmed with deep roll collar and lapel and in the following furs: Moufflon, Krimrner, Astrakhan, Marten, French Seal, Persian, ' Etc. All new goods and new styles, but it's stocktaking at the end of this week, and the Jackets must be sold. DFTISSffi CHANCE TO BUI FIE JACKETS KIP. & 81, 8$, 85, 87 and ! fifth Ave. 1a2t-79-3tw SANDUSKY ST., , ALLEGHENY, FOR SALE. Location central; lot 80S11" feet, with a cood brick dwelling 10 rooms. (45) W. A. HERRON & SONS! 80 ourth nv. jal6-75-10, 2L25-fel,6 Newmarkets reduced to 5; were LOW PRICES. CREDIT NEAR NINTH STREET. EVENINGS. Ja25-irwy JACKET!!, CAMPBELL DICK NEW ADVERTISEMENTS.- BflSRglrWfr" T DO THEY? Well,.! Should Chase a Snow Storm! - Onr customers this week are offered 2,000 Solid Silver Tnlmbles at 18 CENTS EACH, 'Worth from 76c to $L Also this week an other lot of those Children's Solid Gold Bings at 15 cents each, warranted. . B. E. AR0NS, JEWELER, 65 FIFTH AVE. Sole owner of the lin I TUP nillMiinP only living brilliants, . luufliu uinmunua. jaz-HW7sa B. B. We're getting ready to take stock, and there are 50 pieces of pure ALL-WOOL With woven LINES of color on Black and Navy Blue Grounds, form ing various size bars or checks 2 to 6 inches in size splendid for Chil dren's Dresses, rather stylish for Misses' School Suits, good for Ladies' House Dresses. As to quality they are the best 50-cent kind, and now, before stocktaking, to be cleared at 25 CIS. Come in go right through the FIRST ARCHWAY (past the Um brella Department) to the front Dress Goods Counter, and see the greatest value that women' ever had oppor tunity to buy , 25Cts. BOGGS&BUHL, ALLEGHENY. ja2-210 OIL TVEIA SUPPLIES. STANDARD OIL CO., PITTSBURG, PA. BEANCH OFFICES: Standard Oil Co., Wheeling. W. Va, Standard Oil Co., Cumberland, Mi, Standard Oil Co., Altoona," Pa. Capital City Oil (Jo., Harrisburs, Pa. We manufacture for home trade the finest grades of lubricating and illuminating oils. Our facilities are such that our statement that we furnish all oils standard for Quality everywhere cannot be disputed. OUR REFIXED OIL LIST: Water White, 150. Prime White, 150. Standard White, lio. Ohio Legal Test. Ohio Water White Legal Tostt carnadine (red), 150 lest. uiice, isu xesc. ' OUR NAPHTHA LIST: Deodorized Naphtha for varnish makers, painters and jirlnters. Gas Naphtha for gas companies. Deodorized- Store Fluid for vapor stove burners. Fluid, 71 gravity, for street lamps, burn ers and torches. Gasoline, S3, 88 and 90 gravity for gas ma chines. OUR LUBRICATING OIL LIST Includes the fjnestbrands of Cylinder, gnglne and Machinery Oils. Spindle, Dynamo, 300 Mineral Seal. Neutral Oils, Miners' OIK Wool Stocks. Parafflne OH, Paraftlne Wax. Summer and Cold Test Black Oils. Signal and Car Oils. Mica Axle Grease, Railroad and Mill Grease and Arctic Cup Grease. Where It is more convenient, you may order from our Branch Offices, from which points deliveries will be made. STANDARD OIL C0HPANY, Cor. Duquesne Way and Eighth Street, iflS-HS-D PITTSBURG. PA BALTIMORE ATD OHIO RAILROAD. Schedule In effect December 30. 1891. Eastern time. For Washington. D. C. KaltlmorcPhlladelDbla and New York, '8:00 a, m. and 9 :20 p.m. For Cumberland, 6:51 8:00. a. m.. M:10.8:a)D.m. For Conncllsrllle, .&, 8:00. SS:30a.m., tl:10, ?4:15, For Dnlontoivn, $8:50. 8:00. 5? :30 a. m., tlilO. tl:li and J5:0o p. m. For Mt.Plejm.int tA.nnrt 48:00 a. m., 31:15. ?4:15anrt -:0op, m. For Washington. Pa.. 7:20 and 9:30 a.m., '4:00, 4:45, "7:30 and 111:55 p.m. , For Wheeling, T.3), 9:30 a. m NKB, 7:&) and (It: up. m. For Cincinnati and St. Louis, 7i50a. m.. 17:33 p.m. For Cincinnati, 11 :55 p. m. (Saturday ontv). For Columbus. 7:20a. m.. 17:30 and 111:55 p. m. For Newark, 7:a a. m.. "7:3C and 111:55 p. m. For Chicago, 7:aa. m. and "2:33 p. m. Trains arrive from Sew York. Philadelphia, Bal timore and Washington. 6:20 a. m.. 8:30 p. m. From Columbus, Cincinnati and Chicago. "3:.M. a. m.. j:59 p. to. From Wheeling, $-M, lO:ti a.m., 4:15. 8:50 p. m. Parlor and sleeping cars to Baltimore, Washing ton, Cincinnati and Chicago. Dally. Dally except Sunday. JSunday only. (Saturday only. IDally except Saturday. The Pittsburg Transfer Company will call for and check bagtraxo from hotels aud residences upon orders left at 11. & O. ticket offlce, -comer Fifth avenue and Wood street, or 401 and S3 Smlthtlclrt street. J. X. UDELL. CI I AH. O. SCULL, Ucneral Manager. Ucn. Pais. Agent. AIitiEOHENY VAL1.E1 RAILBOAD OJT and after Sunday, June 3, 1831. trains will leave and arrive at Union station. Pittsburg, east ern standard time: Buffalo express leaves at 8:21 a. m., 8:45 p. m. (arriving at Buffalo at 6:45 p. m, and 7:33 a, m.): arrives at 7:10 a. m.. 8:25 p.m. Oil City and DuBols express Leaves 8:20 a. m.jliiop, m.; arrives. 1:00. 6:25, 10:00 p.m. East Brady Leaves at 6:55 a. m. Klttannlng-Leaves 9:0fa. tn., S:53, 6:30 p. m. : arrives 8:53. 10:00 a. m., 5:51 p. m. Braeburn Leaves 4:6. 3:15 p. m. ; arrives 8:0 a. m., 7:40 p. m. Valley Camp Leaves 10:15 a. in., 12:05, 2:25. 11:30 p.m.; arrives 6:40 a.m.. 12:30,2:15 iit p. pi. Hnlton Leaves 8:00, 9:oO. p m. : arrives 7:35,11:29 p. m. Forty-third street Arrives 3:K, 8:20 p. in. Sunday trains Buffalo express Leaves 8:20a. m 8:45 p.m.: arrives 7:10 a. m., :25p. m, Kmlenton Leaves 9:05 a. m.; arrives 9:15 p.m. Klttannlng Leaves 12:40 p. m. : arrives 10:15 p. m. Braeburn leaves 9:50 p. nl.: arrives 7:10 p. m. Pullman parlor buffet car on day trains and Poll man sleeping car on night trains between PHUDurg" and Buffalo. Ticket offices. No. 110 Fifth avenur and Union station. DAVID II'CARGO. Gsnerr Buperintenaent. MIHIC jr. AAUJuavifU CSiXWut Agent. j&M " X ."kn ls wwi; awv nn & DRESS CHEVIOTS, HH Bj&prMHJ rMT NEW ADVEBTTS KM K.VT9. This sale will commence this morning and continue until the fol lowing bargain lots have been disposed of. As the reductions are un usually bi the crowds 'will be likewise, and it is safe to say that a few days, at the furthest, will wind up this most extraordinary offering. 875 PAIRS OF HEN'S PANTS, Worth $2.25 and $2.50, These are good, serviceable ' durable, substantial qualities in 'Cassimcres'and Cheviots. LOO? IB. 642 PAIRS OF HEN'S PANTS Worth $3.50 Here we have a lot of very and Cheviot Pants, in a variety LOT O. 483 PAIRS OF HEN'S PANTS, Worth $5 and $6, Lot C consists of strictly fine and fashionable Worsted, Cassimere and Cheviot Pants, very latest patterns, and in wear and style equal to most custom work. LOT ID. 375 PAIRS OF HEN'S PANTS, Worth $7 and $7.50, These are extra fine Imported Worsted, Cheviot and Cassimere Pants, as fine and stylish as any tailor can make to order; the right sort of goods for-fastidious dressers. KAUFMANNS' Fifth Avenue and SmitMeld Street. KA1LKOADS. PENNSYLVANIA RAILROAD. Schedule is effect December , 1391. Trains will leave Union Station, Pittsburg, as follows (Eastern Standard Time): MAIN LINE EASTWARD. Pennsylvania Limited of Pullman Yestlbule Cars dally at 7:15 n. m., arriving at Harrlsburgat 1:55 p. m., Philadelphia at 4: p. m., Xew York 7:00 p. m., Baltimore 4:40 p. m Waahlogtou i-JS .P- Keystone Express dally at 1:20 a.m.. arriving at llarruourg 8:23 a.m., i.-miaucipni.i una a.m.. N ew York 2:00 p. m . Atlantic Express dally at 2:30 a.m.. arriving at Harrisnurg 10:30 a.m , Philadelphia 1:3 p.m.. New Tort 3:50 p. m., Baltimore 1:15 p. m Washington V.70 p. m. Harrlsburg Accommodation dally, except Sunday, 5:25 a. m., arriving at Harrlsbarg 2:50 p.m. Day Exnress dally at 8:00 a. m., arriving at ilarrlshurg 3:33 p.m.. Philadelphia B:oOp. m.. New York 9:35 p. m..BalUmore6:45 p.m., Wash ington 8:15 p. m. Stall train bunday onlr, 8:40 a. m.. arrives Harris burr 7:GOn. m.. PhlfadelDhia 10 D. m- Mall Exnress dally at 1:00 p. m.. arriving at llarns- burg 10:30 p. m.. connecting at llarrisburg with PhlladelDhla Exnress, naaeipnia express. Philadelphia Express dally at 4:30 p. m., arriving at uarnsnnrg i:uu a. in., r Philadelphia 4:25 a. m.. and New l ork 7:10 a. m. Eastern Express at 7:15 p. m. dally, arriving llar risburg 2:25a.m.. Baltimore 6:20 a.m., Wasli- injrion i:m a. m., jrnuaaeipuia 0 a. m. auu New York 8:00 a.m. Fast Line dally, at8:10p. m., arriving at Harrl hnrg:30 a. m Philadelphia 6:50 a. m.. New York 3:30 a. m., Baltimore 6:20 a. m., Washing ton 7:30 a. m. All throngh trains connect at Jersey CItv with boats of "Brooklyn Annex," forBrooUvn. N. Y.. avoiding double ferriage and Journey throngh New York City. Johnstown Accom., except Sunday. 3:40 p. m. GreensbnrgAccom., 11:30 p.m. week-days. 10:30 p.m. Sundays. Greenstrarg Express 5:15 p. m.. except Sunday. Derry Express 11:00 a.m.. ex cept Sunday. Wall Accom. 5:23. 6:00, 7:4a 8:3S. S:W, 9:40. 10:3n. ll:(0a. m., 12:13. 1:0J. 1:20. 2:30. 3:40. 40, 4:50. 5:15.6:O0, 6:45. 7:35. 9:00, 10:20, 11:30. p. m.. I2:iu night, except Monday. Sunday. 8:40. 10:30 a. m.. 12:23, 1:00, 2:30, 4:30. 5:30. 70, 90, 10:30 p.m. V ilklnsbnrg Accom. 5:23, 6:00. 6:13. 6:45. 7:00. 7:25, 7:40, 8:10, 8:35, 8:50. 9:40. 10:30, 11:00. 11:10 a. in.. 12:01, 12:15, 12:30.1:00,1:20, 1:30,2:03, 2:30.3:15. 3:40, 4M0, 4:10. 4f2S, 435, 4:50, 5:00, 5:1 5:30, 5:45. 6:00. 6:20. 6:45. 7:20. 7:35. 825, 9:00: 9:4i. 10:20, 11:00. 11S.0. and 11:10 night, except Monday. Sunday, 6:30. 8:40. 10:30, a. m.. 12:25. 1:00, 1:30, 2:3a 4:3a 5:30, 7:20, 9:00, 9:30, 10:3u p. m. Braddock Accom.. 5:25. 6.-CO. 6:15. 6:45, 7:00. 7:25 7:4a 8:0a 8:ia 8:35. 8:5a 9:4a 10:30. il:00. ll:ia a.m.. 12:01. 12:15. 12:30, J:0a 1:20, 1:30, 2:00. 2:30 3:15, 3:40. 4:0a 4:ia4 :2 4:30. 4:3 4:50. 5:00, 5:t, 5:3a 5:45. 8:00. 6:2a 6:48. 7:a, 73 8:25. 9:tt. :. 10:2a 11:00, 11:30 p.m.. and 12:1C ulirht. except Monday. Sunday, &-.30, 8:0a :40, 10:3J a. in., 10:3Op. in. OUXxT-WEST rE!N KA1LWAT. For Unlontovcn, 5:25 and 8:35 a. m., 1:20 and 4:3 week days. MONONGAHELA DIVISION' 12:25, 1:00. 1:3a 2:30. 4:30. 5:30. 7:20, 9:00, 9:3a Ox AXD AFTKK MAT 2 1891. Tor Monongahcla City. West Brownsville and Unlontown. 10:40 a. m. For 3Ionmigahela City and West Brownsville, 7::5 and 10:10 a. in. and 4:80 n. m. On Sunday, 8:55 a. m. and 1:01 p. m. For Monongahela Cltv only. 1:01 and o:50 p. m. week days. Dravosburg accom-. 6:00 a. m. ana 8:20 p. m. week davs. Wet Elizabeth aceOm.. 8:35 a. m., 4:15, 6:30 and 11:35 p. m. Sunday. 9:40 P-WEST PENJnri.VAXTA DIVISION. ONANlArTEnNOTEMBr.n 16, 1891. FromFEDEBALSTllEET STATION. Allegheny ,For Sprlngdale. week-days. 6:20. 8:25, Sa 10:40, 11:50 a. m.. 2:25. 4:19, 5:ca 5:4a 6:10.6:20.8:10. 10:30 and 11:40 p. m. Sundays, 12:3o and 9:30 For Butler, week-days, 6:55, 8:50, 10:40 a. m 3:li For Frgeport. "week-days. 6:55, 8:50. 10:40 a. m.. 3:15. 4:lVS:4a 8:10, 10:30 and 11:40 p. m. Sundays, 12:35 and 9:30 p.m. .... For Apollo, weck-uays. 10:40 a. in., .and 5:40 p. m. For Paulton and Blalrsvllle, week-days, 6: a. in., 3:15 and 10:30 p. m. aa-Tlie Excelsior Baggage Exnress Company wlU call for and check uagzage rrpni liolcUand residences Time cards and full Information can be obtSmld aVthl ticket offlces-NollO Fifth ave nue, corner Fourth aveu-ae and Try street, and "ciSs""'!, J. K- WOOD, atneral Manager. Gen'l Pasi'r Agent. J1TTSIIUKG AND WESTERN RAILWAY Trains (Ct'lstan'd time). Leave Arrlnu. MalL Butler, llarlon. Kane 6:40am 11:30 am 7:15 pre 3:50 ) tn 9:00an; 12:05 pci 5:30 am 7:00 am '.Uronand Erie.. 7:3) am Butler Accommodation 9:35am New Castle Accommodation 3:10pm n.cago Express tuaiiy)..-. Zelicnople and. Foxburg..., BntlerAeeommodatlon..... 2mopm 4:25 pm opil Sec, Jf 50. Pullman buffet sleeping cars to Chicago dally. I First-class rare to Cnicago.fio 50. :ond-eiass. AT$1 pants not tne latest patterns, but light and dark striped and colored s' AT $2 and $3.75 stylish and excellent quality Cassimere of new patterns, shades and mixtures. AT $3 AT $4 RAILROADS. f ?rom Pittsburgh Union Station. ennsylvania Lines. Trains Son by Central lime. Sfor tit west System Fort Wayne Koato DsrAKTibr Chicago, points intermediate and beyond: L30a.m7.IO ajn., 1Z20 p.m., L00 pjn., 8.4S p. m., 11.30 p.m. Aaarva from same points : 1ZA5 aim., 11.15 ajn.,6X0a.m.,ti35 ajn., 6.00p.m., 8.50 p.m. DaraaT for Toledo, points intermediate and beyond: 7.10a.m.,l20p.ni.,1.00p.in.,JIl.20p.m. Axxrva from same points: 11 .15 a.m.f 6JS5 sun,, 6.00p jn.t BJOp.m. .,,... Depart for Cleveland, points intermediate and beyond: feU" a-m-, J" a.m., fl2.45 pja, 11 05pm. Areive from same points: ,i0a.m., filo p.m, 6.00 p.m., t7.00 P.m. Depart for New Castle, Erie, Younzstown, Ashti bula, points intermediate and beyond: 47.20 a-in 412JA) pjn. AsKiva from same points: fl.25 p.m fkoOp.m. ' - X1EFAKT lUt A,w wmijuuuw. . wtujg.w.. and Nilcs, J3.io p.m. Axaivs from same points: 19.10 a.m. Depart for Youngstown, lil'O pjn. Auuvx from Youngstown S.oO pm Son th went System-Pun llandleKonta DsrART for Columbus, Cincinnati, Indianapolis, St Louis, points intermediate and beyond: 1.20 l.nu. 7.00a.m., 3.45 pjn., 11.15p.m. Arrive froia sam points: 2L20a.m.,6.00a.m..5.5op.in. Detaxt for Columbus, Chicago, points mtermediat and beyond: '1.20 a.m., tl'i05 p.m. Ajutrrz i same poults: &20 a.m., fS.05 pjn. Depart lor Washington, ffi.15 a. m., 18.35 a. m.. tLHp. m.,ta20p.m.,f4.5pjiivt-50p.m. Auurs from Washington, 4055 a.m-, t7.oO a.m., f&SO a.m., tl0.25a m.,fJ.dop.m.,t.25p.m. Depart for Wheeling, 7.00 a. m., f 13.03 n'a., f2.45 p. m., foUO p. m. Arrive from Wheeling, Z2Q ajn., fs.45 a. m., f3 05 p. m., 555 p. m. PCLUtA SLEiriKG CARS AND PDUMAX Dmma) Cars run through. East and West, oa principal trams of both Systems. Tike Tables of Through and Local Accommoda tion Trains of either system, not mentioned above, caa be obtained at 110 Filth Avenue and Union Station, Pittsburgh and at principal ticket offices of the Penn sylvania .Lines West of Pittsburgh. Daily. tEx. Sunday. tEx. Saturday. TKx. Hondap. JOSEPH WOOD, E. A. FORD, GukiI ra;ir. Gsnva! lasseazsr Ignt PITTSBURG AND LAKE iRIE RAILROAD Company: schedule In eilTct November 15, 1891. Central time. P. 4 L. K, R. B- Depart For Cleveland ,'8:00 a. m.. '1:50, 4:2 9:45p.m. For Cincinnati. Chicago and St- Louis. 1:50. 1:it p.m. For Buffalo. 8:00 a. m.. 4:2a 9:45p.m. For Salamanca. 8M0 a. m 1:50. 9:4S p. m. Foi Youngstown and Sew Castle. 6:0a (as, 9:55 a. m.. 'fisa '4.-20. 9:45 p. m. For Beaver Falls; e.-oo. 7:0a 8:0a 9:55 a. m., ISO, 3O0. 4:20. 5:2a 9:4 P m. For Chartlers. 15:3a 5:35, 6:0a '6:55. 7:00, 7, -JKW, s:oo. :io, , 711:45 p. m.. 12:ia l 1155. 3:3a 3:45. 14:20. '4:25, 5U0, :2a 8:03, V'.ii. 10:30 p.m. AHittVE From Cleveland. Ci30 a. jn 'lie 5:15, 7 30 p. m. From Cincinnati. Chicago a St. Louis. 6:jU a.m.. 12:30, "7:30 p. m. From Buffalo. 'b-M a. m.. 12:30, 9:30 n..m. Front sala Hanca, 8:3a 10:00 a. m.. 7a0 p. m. Trout Youngstown and New Castle, S M. I0:00 a. nr 12i,5:15, 7:30, 9) p. m.Jrom Beaver FaUs, lift 8:15, 7:a), '10:00 a. m., 12:3a l-2- - 7:3a 9:30 p. m. P., C; i Y. trains for Sfansfleld, 7:35 a.m.. 12:10. ;:45 p. m. For Esplen and Beecumont. JtfS a. m., 3:45 p. m. P.. C. 4 Y. trains from Mans9eld. 75. U m., 3:35 p. m. From Beecbmont. 7:05. ni53 a. m. P.. MeK. Y. R. R. DEPAUT-For New Haven. '8:20, 3 p. m. For West Newtoj. "8:20, S:C0. 5:25sy. m. AnRIVE From New Haven. 9:00 a. m.. '4aBP m. From West Ncvrton. 6a 'S-.eo a. m. '41 p, m- ?T. SJeKecsport, Elizabeth. Monongahela City and Belle Vernon. 6:45, 11 05a. m., MiOOp.m. From BeUe. Vernon, MonongahcU City. EUza KVi a,nd A'cKeesport, "7:40 a. m.. 1:3k "Sp.ia- Datly. Ibnndays only. City ticket office. 639 Smlthdeld st. DR. E. W. DEAN, SI3ASX3 OF THB EarNose,Throat and CliestExcliisiTely- Offlce hours 9 a. x. to i r. h. 931 Penn ave.,Pittsburg, Pa i noll-53-jiTa TTS1TAEIAN PUBLICATIONS' FREE Addrei! iilss Mary Lyman, 19 Oakland Square, Pittsburg;. -Jal24l
Significant historical Pennsylvania newspapers