If: & Ki.. NG TELLS COUNCILS t . . . ' TT? A "NTSTT T .F. A SF, TS T J NF A IK v -frwn rnfsOnt flhmulro tho company to rIvo a or security for faithful perform- f;tho contract. ik. xl eliminates mo main sun- ft, of the company the union Company as a party to the and lease. The city Is not Riven tho right "rcpturo of Its own lines with buy- the entire Mock of tho Fhlladcl- Rapd Transit Company. fCf The provision that the city I thave the rlitht to nurchase all r'oapltkl stock of the lessco at any .durinir the term of tho contract rt doubtful nvnll to the city. LfeMveath. Satisfactory control of Is not provided, as all rofcr- i to control apply, cither directly or llrtctly' to the high-speed lines or Lrteetit system only. .Twelfth. Tho terms rccardlne the i"''. tkle. payments for and financing of t of eaulcment aro such that at the Miration of the contract the city will rtuauy nave paid twico ror mat pan i'tho cqulpmont amortized at that Pllt;Thlrteenth. The proposed method of tanctng the equipment might be ery rwKjaavaiuaKeous iu ino cu. ew ourteentn. ine company biiuuiu uui W',"fc allowed to obtain new capital by " Mtessment on the stock or tne union f Traction Comnanv on a 6 per cent basis rwlthout the city's approval at the time ''yen capital 11 riiiseu. IWB'lfteenth. No provision for amortt- kiauon 01 tne new investment. Dy tne tiempany In surface lines or extensions pkas been Incorporated In this draft. k Definite provision should be made ror fine amortization 01 new capital invcsieu Am Ilia prtninnnv'd flvafpm IViSlxteenth. Tho clauso covering pro- &,08d surface extensions Is lmprac RuMCable, since Interpreted literally It f', Wight bar tho construction of cxten trons by the company or city. it- , Seventeenth. Charges necessary for the eltv's deDreclatlon reserve fund 'P.ahfmld come before tho company's 10 ilrcent reduction from tier Inmmp. kw .i.uA..v mi.. .1 .inn.. (Vj . .....1 l- 1 . . j-arperve mm lur uiu lessee h system :; posses to tne lessee at tne expiration btthe contract, and tho charges to It, i. therefore, snouiu not be left for deter. , snlnatlon by tho Director and company & Nineteenth. Proper consideration Is ,V6t given to the equipment and opera nt tlon of the company's lines outside the elty limits. Twentieth. Any war tax or other un expected form of taxation in the futuro Would be saddled on the city alone to the Immunity of the company. Twenty-first. The proposed Nine teenth street station on the Market , street high-speed lines is inadvisable. Twenty-second. The proposal In . fcvor of the proposed equipment bonds to be floated by the company would IVg, debar the city from plaelng any lien lj the company's structure. ik- .nveniy-iniru. juinor aeiects, sucn as aj3T Wnrfltnr nnd nhrasAnlnirv f J , THE SUMMARY The Director, at the beginning of his re NKt, summarized his findings as follows: ("'The department's study of tho comnanv's 'proposal shows It.to be wrong In principle, unfair and costly to the citv. and very ITftuIty In detail. Short of complex tcchnl- i twlties, the proposal alms not to leaBO the iftty'a property to the company, but to lease ktfc company's property to the city at a Med. rental of $1,500,000 a year, the com- ny remaining In charge of operation wlth t a proper degree of responsibility. JVVThls rental, carrying with It an Insur- e of all underlying rentals and obliga tor of the Philadelphia street railway em, protected by the reversion to the. anys treasury or about 1800,000 per now paid to the city, It poslthely ranteed by an automatic charge for nafers. Thus, for fifty years, the com- ny would be relieved of all the risks ln- ent in. -the street railway business: the Lly would be called on to supply the greater BjBjrt of the fresh capital needed to keep up jlwkh the growth of population ; and tho fatty would be saddled with the risks of the wslness in so far as return to Its own ln V'VMtment is concerned. sMjfThG company, being a monopoly. Is un $ler obligation to provide adequate local -transportation service. Thus It faces on one hand the futuro demands for con- tatructlon funds under the risks usual to -he business, or, on the other hand, com- i&jyetltlon. In the face of these alternatives gjJI riusitcaljci:i. iu mane uuiiuvaaioiiH, una IvJMb is the co-operation to which tho city entitled. CITY WOULD CONCEDE ft'if'Th Is nothlnir to nrevent the pltv rotn leasing Its lines to an independent rator, in which case financial returns to 1 city would be greater than the city can ect to obtain by nny arrangement with .Philadelphia Rapid Transit Company. rclty Is aiming, however, to obtain the .possible transportation service ror its tns, and as combined operation of high d and surface lines is necessary to that J, the city in its part can afford to make ncessldns. K'The principal concession purported to LM made oy tne. company is mat it is ac iatDttng a fixed rental of 1,500,000 per year. whereas in the current fiscal year its earn- 1 aro estimated to bo over i3, 600, 000. r'clty should not treat this as a conces- until it has confirmed the company's ktement by accepted standards of service i'.d. maintenance. I'j'f ""Moreover, caution should bo exercised ..basing a rental on the results or this nr, of unexampled activity in nil lines of lriess. In the proposal the city's inte'r- rts are subordinated to the company's In terests In every particular. Although the elty" would be supplying 78 per cent of tho -KPltal required ror the development, ex "ttraordlnary protection and reference aro de- PHOTOGRAPHERS TO NAME 1918 CONVENTION CITY ypsf larrisburg or Baltimore. Will Be ? tihosen Sessions Concluded Here Tonight BfHarrlsburg and Baltimore hae been commended ror the 1918 convention head- irtera for the Photographers' Association :the Middle Atlantio States. EfKElcctions held thiH morning at Scottish ?jmf Mail, the Dresent convention head irtert, resulted as follows: A. H. Dlehl, rtcktey, Pa., president; j. ai. ranter, rrlstowji, N. J., vice president; w. u. Htman, aieaainu, tra., ucuuicr, u . Klnllng1. Baltimore, Md, secretary. pbuid W. Phillips, president. 01 tne iraphera Association or America, ana J, Hoffman, secretary or tne .Na il Association, addressed the members kt'afternoon. The convention closes to- SV 1..- l.(..1 .vhlklllnn nf h. c witn ii iiiiviiiiai Mitiuiiwn m ...w T -. r, ,........ in ti... .Tanar... 1 il'L si.U 4 ritli4 anil Qnnln XP UWU " v""" """ "!'"" LlCWT YORK. Marcn zn. uoiu to tne tnt 10t fpyu.UWU was wuuuruwn iiuiu i-aubtreasury today ror snipineni to tVMore than $50,000 was taken for iV mil t HIGR 0 fret Taller ' -r Dry Mea .IL I 1 1 II NIB vvu at vmi'i m noor C ,...- Tfcat you will sureur deffVlM appreciate l the only n wu rvuvf TO MOB OUR NSW UNB Of te r4r COVOO jJ,-!T",-faSi' SPMSE PUTS THE manded for that part supplied by tho com pany. Although tho city Is asked to hold the company harmless from every con tingency of the future, the city Is Rlon no direct or effectivo control of tho manage ment or service. "Tho preferential payment asked by tho company Is based In tho main upon an en tirely different principle from thnt of the Now York preferentlals. Tho proposed Philadelphia preferential Is merely for pro tecting tho company against loss of net Income. The New York preferentlals wcro devised to mako tho pooling of revenue practicable and to establish tho company's credit so that about SO per cent of tho new capital could bo obtained through tho com panies. "Tho compnnles aro protected In very little degree against lost by reason of traffic diverted, although tho bulk of the loss will fall on the contracting parties though subsidiaries. Tho estimates of financial re sults of operation made by tho consulting engineers show that there will bo deficits of from $4,000,000 to JB.000,000 per year to the city In tho earliest years of tho contract. ".While the city will be groaning under this load tho company will be carrying no part of It, Its Incomo being securely pro tected whatever tho contingency. It will be qulto as hard for tho city to carry this deficit by additional tuxes ns It would be for tho company to carry part of It by for going a portion of Its dividends. Although the company's credit should bo strengthened by tho proposed contract nlmost to n. de greo of guaranty by tho city, tho company asks such latitude In securing new capital that Uie fixed charges which nre deducted before tho city's sharo might bo made far greator than the money market may war rant, Tho city might suffer to tho cxtpnt of $30,000,000 from this cause during the term of tho contract. "It goes without saying that an Instru ment of this character, covering a period of fifty years, affecting tho comfort and Wel fare of every citizen, Involving tho ex penditure of over $200,000,000 and tho col lection and disbursement of over $2 000. 000,000, should.be drawn In unmistakable terms, safely guarding the Interests of both the parties. Tho form of tho proposal sub mitted contains many Important clautes which leave tho city open to largo losses, or which aro uncertain of Interpretation." oni: fivi:-ci:nt fare Discussing what tho Director holds to be tho Inadequacy of a universal live-cent fare, the report reads: "It must be evident that underlying nil of this controversy la the bedrock fact that tho authorized and established rate of fare will not meet tho demands of the present , system as now constituted, nnd carry tne city's program as well. The city Is not willing to ngreo In such lncrcaso In faro as would benefit tho company becauso tho present fare would bo ample for its needs, if the company were not overcapitalized. "In any contract which may bo formu lated between tho city and the company the preferential payment or any similar payment from one system to tho other Is only necessary when, on account of tho cost of co-opcratlon or friendly competition, the faro is insufficient to cover the require ments of both systems, and the company (which has no other sourco of Income) Is to be protected. The city, which has other sources than the fare, must assumo any shortago of net Income. "The certainty of a largo deficit may bo regarded as Inevitable If the city's pro gram of construction and fares be carried out as now planned, and this deficit will be larger with the Philadelphia Rapid Tran sit Company as the operator of the city's system than with an Independent operator. Tho advantago of the Philadelphia Rapid Transit Company largely disappears if the fare be Increased on the high-speed lines or If a charge for transfers be made. The advantage of co-operation with the Philadel phia Rapid Transit Company In this under taking was to have a unified system, with a universal five-cent fare and free transfers. AVOIDS DETAILS Tho report carefully avoids making spe cific recommendations as to exactly how this estimated deficit should bo met, and recommends that City Councils take steps at once to settle the terms and conditions under which the new system bhall be oper ated. In connection with the Director's Inti mations that an Independent operator for the system might bo preferable to having the transit company operate the lines. It was learned today that part of the legislation drafted by the Director, which Is now ready for Introduction In tho State Legislature, Is dcslgnod to broaden the powers of tho Pub lic Service Commission to such an extent that the company could be compelled to transfer passengers to or from the city's system If It were being operated by a com peting company. The definite suggestions which Dlrectoi Twining advances as tho basis for a fair contract between the city and tho company follow: First. Tho company shall, If pos sible, adopt a program which will ulti mately effect a readjustment of Its fi nances by refunding or other approved means, and the city shall adjust its program of construction so as to bring the estimated deficit within reasonablo limits as recommended by tho report of Ford, Bacon & Davis. 1 Second. The city shall not guarantee the company's system as to capitaliza tion, management or operating results In nny way, either directly or Indi rectly. Third. As the growth and net earn ings of both the city's and the com pany's systems fluctuate from year to year and depend upon factors bevond the city's control, any payment ifrtho company for Its co-operation should not be based on gross, net or diverted earn ings of either system, but should bo. If at nil, a payment based on the ex tent to which the company really co operates In tho city's program, and In determining Its amount the city shall recognize the company's obligation to be lesponslble for the result of capital Investment in the rapid transit facili ties at a normal rate. Fourth. The payment or fee to the company for acting as manager or operator of the city's system shall not exceed the anjount which would be paid for the same service under Independent operation and preferably graded and proportioned to the relative gross earn ings of the two systems. Five. Tho city's system shall be Mahogany Mantel Clocks Manufacturing conditions at the present time make it dif ficult to supply clocks, even at advanced prices. We are fortunate in being able to offer a limited number of very desirable mantel clocks, striking the hour and the half hour on cathedral gongs, at $15 each. S. Kind & Sons, DIAMOND MERCHANTS smspmismm$ampssm BURDEN ONTHE CITY; i operated for tho city's benefit. Phys. Ically the company's and the city's systems may bo operated as a unit, but financially they must bo kept separate, each system to count ns its earnings whatever cash It receives on its lines It may bo assumed that tho transfers will halanco each other. Sixth. Tho city may equip ns well as build Its own high-speed lines, thus owning outright Us own Bystcm com plete. This provision is not a necessity If the company will furnish the equip ment on fair terms, but It will obvlato any necessity for the company to make uho of tho clty'B guarantee on Its operating results In order to finance tho equipment of tho city's lines. It also makes It possible for tho city to take over a. completely equipped system If It should decide to recapture its own system nt any time. Seventh. Tho company's system e-f surfaco lines shall bo financed by tho company and the company must not bo permitted to uso the city's credit either directly or Indirectly, but must stand on Its own feet, and Btnnd or fall as a result of Its own management nnd acts. Eighth. Tho city must bo left freo to regulato tho company's servlco under the Public Kervlce Commission. Ninth. Change of fnre or charge for transfers to bo left to the Public Serv ice Comrrlslson, but no Increase Is to bo for tho company's benefit until tho city's capital Is treated ns well as tho company's. Tenth. The contract of 1007 to ho modified ns llttlo as necessary to cor respond with tho conditions of this contract. Payments now due tho city thereunder not to bo abated or mod ified. Tho company to cancel all claims on unearned and unpaid dividends cumulate o slnco 1007, and change date to that C per cent dividends may bo cmnulatlvo from date of tho contract. Second Tho terms of tho contract shall bo fifty years or preferably of In determinate length, with provisions that tho city may recapture cither Its own svstem or both systems nt nny time, after due notice, on stated terms. These suggestions aim to prevent the company from placing on either the tnxeB or the faro any burden not due directly to the city's program and to prevent tho company's using the city's credit for Its private advantage. Instead of guaranteeing tho results of the company's co-operation and par ticipation In tho city program to an un certain extent, ns' the company's plan proposes, this plan proposes no guar antee of any kind to tho company. In stead It places a certain definite ahd fixed limit on the burden to be placed on the company by tho city, this burden representing the company's obligation to tho city In return for Its position ns a monopoly. EXPERTS REPORT The contention of Director Twining that tho operation of tho proposed system would mean an annual deficit to tho city Is borne out by tho analysis of the. lease made hy Ford, Bacon & Davis. Based upon their own tables, tho Ford, Bacon & Davis re port holds that, "under tho company's pro posal, Investment by the city of $87,300,000 with a five-cent fare and freo transfers will show after 1S21 for the first fifteen years of complete operation an average deficit of between $4,000,000 and $5,000,000 per an num. ' "This largo operating deficit," says the experts' report, "Is caused principally by tho following: "First. Tho proposed outlay for trans portation facilities Is to bo made within a period shorter than that necessary for a proportionate growth of population and traffic. "Second In the early years of opeta tlon the new highspeed lines will largely duplicate the service of present surface lines. "Third. Tho present revenue from ex chango tickets Is abolished. "L'nder tho terms of this proposal and with a five-rent rate of fare, and assuming financial results an average between the maximum and minimum estimated limits, the city will not begin to recelvo net in come to apply to tho payment of Interest and sinking fund charges upon city bonds Issued for transit development until about ten years after tho commencement of op. eratI6n In 1921 of the tratiblt lines; tho city will recelvo tho full amount of Its interest and sinking fund charges In about twenty five years after the commencement of op eration In 1921. "At the end of the flftv-year period of tho contract the Indications aro that tho net deficit. If any, to the city fiom opera tion for the entire period would probably be small In comparison with the value at that time of the city-owned rapid transit sys tem, which the city would have substan tially paid for through the operation of the city's sinking funds." Ford, Bacon & Davis mako the following recommendations for meeting the city's deficit during the early years of operation: "One. An increase In tho tax rate amounting, as a maximum in 1926, to about twenty-flvo cents per $100 and gradually disappearing thereafter. "Two. A charge In 1922 of a slx-ccnt fare on both high and surfaco lines, with free transfers or an alternate charge of eight-cent faro on high-speed lines and five-cent faro on surfaco lines, with uni versal free transfers. "Another point should not be lost sight of. The Indications are that at a five-cent fare the city, for tho entire fifty-year lease, would show neither surplus nor deficit; In other words, tne deficits or early years would bo made up by tho surpluses toward the end of the lease. Consequently, If higher than a five-cent faro be charged in early years, lower than a five-cent faro could be charged in later years if the lease permitted, "Tho deficit may be lightened by a num ber of other expedients which If made use of singly or In combination, might mate rially reduco the amount that will have to bo raised by increased taxes or fares, and likewise shorten the period of deficit. Prin cipal among such expedients nre: (a) One mill personal property tax, surrendered by tho State to the city. Cb) Abnormal Increaso of nssess- nVfts and tax.s on leal estate die to rapid transit Investment. (c) Temporary Issue of city bonds to pay deficits In whole or In part. (d) Deferring of construction of cer tain high-speed lines until construction costs aro reduced. (c) Postponing portions of tho city's program of rapid transit development. 1110 Chestnut St. JBWELBRSHBVERSMITHS (f) Assessment of construction cost upon tho real estate benefited. (g) Grading tho sinking fund charges of futuro bond Issues. 00 Modifications of tho, company's proposal. "Wo have shown In our report tho esti mated financial valuo of each of these methods of providing for or reducing tho city's deficit. In gcncrnl, however, tho prac ticability or legality of somo of theso sug gestions Is doubtful, and with others the Incomo produced would not bo applicable to pay for the city's deficits, or Is compara tively small. "While every practicable advantage should be obtained from these suggestions, we do not believe thnt they will wholly ob vlato tho necessity In yl-ars of early opera tion, either or raising the rate of taxation or Increasing tho faro as nbovo Btatcd. INCREASED-COST DEFICITS "The original report of tho Transit Com missioner of July, 1913, which wo owlsted in preparing, comprised a system of high speed lines designed to provide for tho Im mediate needs of the city, nnd nt tho same time lepresented ant investment which rcndlly could bo supported hy the city nnd company with tho levenuo produced by In creases of traffic In a city tho size of Phila delphia, The total estimated Investment In tho cost of construction of recommended subway and elovated lines was approxi mately $51,910,000. comprising tho North and South Broad street subways, with de livery loop, and tho Frankford and Darby elevated lines, to bo operated until 1927 through the present Market street subway elevated line. Duo to tho enlargement of this program by tho .addition of Bovcral new lines and extensions of original lines, and on account of tne unprecedented rise In the price of labor nnd material, tho esti mated Investment by the city has Increased to $87,300,000. Of this Incroaso of $35,384, 000 about $19,292,000 has been clue to en largement of program, $11,792,000 to in creased prices and $1,300,000 to tho capi talization of city's Inleicst nnd sinking fund charges for tho first year of operation, which Is now permitted by law. Comparison of financial results of depart ment estimates under varlousTprogrnms of construction and operation: Kstlmateil I'lrst 'r maximum Bhowins Year Kstlmit- dptlelt of nil city estimate rd cost of clly nt Ti- chargpa was made, construction, cent fare, earned 1013 $51,010,000 $1,280,000 1027 11IH B4, 002,000 1.8(10,(10(1 lfl3."i liiir, (u.oss.ooo u,ii.iri.oin l4i 10 1.1 (reviled) . 04,420,0(10 2,181.000 lOSt 1017 K7,.100,000 "5 107 0011 10" 4.4SS.0OO 1011 'Maximum and minimum limits. "If tho city desires to keep within Its Immediate resources for rapid transit. It can, without relinquishment of Its ultlmato purpose, defer about $22,000,000 of con struction work until moro practicable finan cially, under which condition the remaining cot of construction, about $65,000,000, would bo provided for by tho funds already vottd for transit development. PREFERENTIAL TAYMENTS "With reference to tho propriety of the city granting the company a piefeientlal payment to represent Its existing net In como before the payment to the city of any of Its fixed charges, we believe that the history of rapid transit development In large Ameilcnn cities, especially New Yoik, shows the desirability of somo such pro vision wheio extcnslvo developments arc undertaken, "As the preferential pioposcd In Philadel phia becomes practically a gu.nnntce by the city for a period of fifty veals It Is of great Importance that tho foim and amount bo studied with care. "This preferential, when pructli.illy guar anteed by r.u automatic incieasp in late of faro by a chaigo for transfers, as provided in the proposal ot the Philadelphia Rapid Transit Company, Is moro f.uoiablc to tho company than tho fixed prefeientl.il de pending upon a fixed rate of fare piovlded for In the New York lontiact.s. "For tho detailed reasons stated In out- report, if ii n automatic Increase In f.ue be permitted in the agreement, wo believe that tho city's Investment shou'd fairly rank on a parity with tho company's stock. In stead of the dividends on this stock being paid before any payments aro made to the city It this automatic Incrckso In faio be Albodon stands highest in cleansing and polishing properties. It is safely antiseptic, free from grit ond coloring matter, and will not harden. HAS A DELIGHTFUL "SMACK" thak children like. " f je. of drug stores oni toiltt counters " Trial lube jtte on requtst to ALBODONCO.,154W.18thSt.,N.Y. $7.50 Smart Perforated Buckle effect In gray kid, gray suede, $7.60, white washablo kid, ?8. This is a beautifulfy made pump and an ab solutely perfect fit at instep and heel. The long tapering .last, and the neiv perforated buckle effect give the foot the most graceful and distinguished ap pearance imaginable. SlEDERMAN 930 Chtitnut mnd Mt.. . IV A BRUSH YOUR TEETH WITH I ANP THEY'LL BE CLEAN I La t. DIRECTOR TWINING'S REPORT ASSERTS TJ 1 ' 7 . " !7" ...,... i in. . dm rltv'n Interests in tho particulars ills. eliminated from the agreement, wo believe mat tne company Is ralrly entitled to m cludo In the preferential a dividend on Its stock. Without a study of the service of tho company, and until nn opportunity Is had of analyzing the audit now being made, wo cannot advlso whether such dividend should begin at as largo a rato ns C per cent on $30,000,000. MISCELLANEOUS "Wo advise against building tho Nine teenth street station In the present Market street subway for reasons stated in our report. "Wo bellcvo that tho Market street sub-way-elevated tracks east of Thirtieth street can be used by the Datby lino until June 30, 1924. or later. "Wo recommend that tho straightening of the Market Btrect lino, under City Hall bo deferred until It can 'bo dono without Increasing tho maximum nnnual deficit, which the city will have to meet on account of transit development. "If under tho company's proposal tho funds for cost of equipment be provided by bonds bearing Interest at 6 per cent, tho Interest chargo nnd consequently tho deficit of tho city would bo greater by more than $590,000 annually than If the equipment vvero financed by the city nt a rato ot 4 per cent per annum, "Tho provisions for transfer of tho equip incut to tho city nt tho expiration of tho contract aro not clear, but appear to.mako It Incumbent on tho city to pay tho com pany for the entlro cost of equipment nt the expiration of the contract. During the term of tho contract tho cost of equipment will havo been largely amortized by the Kinking fund provided for that purpose, and Patriotic Meeting To protest against the United States entering War South Broad Street Theatre Sunday eve., April 1, 8 P.M. EMERGENCY PEACE FEDERATION That this has been so for many years is an eloquent triWute to the SECURITY and PROTECTION afforded by the GENERAL ACCIDENT, whose organization encircle the Globe. OVER SIXTEEN MILLION DOLLARS IN CLAIMS HAVE BEEN PAID IN THE UNITED STATES 7 We respectfully suggest if you want Compensation or any other kind of it with tho Philadelphia Branch 421 Walnut St. A car built to out rank the ordinary and confound the commonplace that is the National. To drive one is to know motor merit at its height; to own one is to realize elegance at its climax. S. V. tho provision for tho division of net In come Is such that tho sinking fund chargcH virtually come out of tho ciiys mm.; Tho city would, therefore, In effect bo pay ing twice for tho equipment, which, it in tended, In not equitable. "Tho Blnklng fund charges on city bonds, or tho portion of such" charges equivalent to n proper depreciation reserve, should ne deducted from net earnings before tho company's 5 per cent dlvWend Is deducted., RECOMMENDATIONS "Wo bellcvo thnt a buslness-llko method of handling tho problem now presented to tho city Is comprised In tho following plan: "First. Cut tho program of Immedlato construction of rapid transit lines ns nearly .as practicable to the amount of the ap propriation. "Second. Defer for a period of lower prices such portions of the construction ns will not Intcrfero with tho valuo of tho rapid transit system to the public. "Third. Devote to tho payment of fixed charges on the city's Investment In rapid transit such part as practicamo 01 tne an normal Increase of taxes on real estate caused by rapid transit development. "Fourth. If thcro should still remain a deficit In the payment of tho city's Interest nnd BlnklnR fund charges nil cost of con struction, Increase tho faro In order to mako the unrtei taking self-supporting; first by 11 chargo 'for transfers between high speed nnd surface lines; or second, If this be not sufficient, by charging bIx cents on high-speed lines with a flvc-ccnt faro on surfaco lines; or third, by charging a uni form six-cent fare on both high-speed und surfaco lines. "Fifth. Formulate a working contract em bodying the foregoing changes and guarding Service The Wanamaker Store, one of the country's greatest successes in mercantile enterprise, is the dream of a great man come true. It entertains thousands upon thousands of Philadelphians every shopping day and scarcely a stranger comes to this city who docs not take advantage of the privileges offered by the greatest club in the world. Very few realize, however, what wonderful precau tions are taken for their safety whilst they are in this store. The fact is that nothing is overlooked. THE GENERAL ACCIDENT COMPANY, through its Inspection Service, carried out by its Safety Engineers, is one of the principal agencies employed in guard ing the patrons. This great Casualty Insurance Company, whose Home Office is in Philadelphia, protects Wanamaker's by Insurance and by SERVICE. reliable Automobile, Burglary, Public Liability, Elevator, casualty insurance that you ftquest your broker to place GENERAL ACCIDENT FIRE AND LIFE Assurance Corporation, Ltd. General nulldlnir, Fonrth and Walnut Sl.. Flillndelphls FREDERICK l!ICirAI!DSON. United State Manager. United Mates Trustees, Glrard Trust Company, I'hlladelplila MIGBWST.VMII HURLEY & EABLEY, Inc E..Cr? ftrwd and RaeSti. Philadelphia ' tho clty'B Interests in tho particulars dis cussed In our. report." Mann 4 Dilks 1102 CHCtTNUT STREET Ladies and Misses' Tyrol Wool Suits r Nciv Sprina Modeta Original in Designs Exclusive in Colors Tyrol Wool Suits aro individual. In model and color they represent an exclusive beauty not to bo had at any other store. New high lirrht colors. $23.75 to $34.75 Sports Hats Chic and authentic. Mann & Dilks 1102 CHESTNUT STREET and Safety Six Cylinders 185Q OiOgIvp Cylinders 2250 National Motor Car & Vehicle Corporation Seventeenth Successful Year Indianapolis .W .,y n M til ill I Rl HI fl I m "m :jftlaAiii,Lm .'r jsrf1 t frf ' -te&:Y53SAMa . . , ,i , j&,"f r ' WSZti Wfe.' kijC &;.-a- , -i i. tt; B 5!.
Significant historical Pennsylvania newspapers