T 'v: :J sr ftt . Hfc i i. :antner belles PREVENTION OF &larming Scarcity of Eligible Men in Small Com munities ouDuroan woman uvuciLtis Overalls for the Feminine Gardener (TN THK larger cities the unmarried X ttnmln In nsti.illv ahn Khn throtiRh Clr ' eiimstanccs beat know n to liorself lias J -Tlways earned her own livelihood. ,(iV tTh old maid, tin vvn think of on Dar vHUctllar'type of splnsterhood, U IndlRenoui i .M t.A atMBll Inntn Tlmpa n .a flf-rls llr ' In Urss numbers, many of these "maiden ' IttJlA.tf ,...t.. I 1-- l- CI... ! muicb iiitieiikij i'-.-iuiiKiiiK " v" v-.- which "should have married." The reason for this Is obvious The average small town community, unless there Is a large manufacturing concern, '' holds little nrnsnnet for the outli ulio Is 'ambitious. So ho noes nvva.v. first to col . , then later to the big city to live ' In these small towns the "social sea- V1 ton" Is usually at its height In the sum- aTaer, for then the male population Is creator. IJovs come home fiom school c nd tho little Ullage buzzes with excite Blent. But In winter a unlet settles over everything, and the omiK women aie forced to fall back on .tbelr bridge clubs and scwlns circles for entertainment From Kaptner, a town near Johns town, Pa., comes news of a "club for the prevention of o'd maidenhood," which has been formed by several Intrepid jounc women of tho community It Is raid they have nnnouncsJ their willingness to reopen negotiations with i ejected suitors men who received the cold shoulder When Knntner w;as In Its heday and these belles had mar.) admiring Bvvolns Q10ME time ago," writes Mrs J P C fromMap!e Shade, N .1 , "i read In one of the papers that overall factoiles were workln.7 overtime making overalls for women anJ plrli. It that statement authentic or Just paper talk? Can some ef your readers tell me where and In What walk of life the) will bo worn- For my part I think every woman would welcome overalls while doing work where klrts Impede progress. "This )enr most of my time will be pent In my garden with a hoe, and many ether women will do likewise In an ef fort to raise their own truck and so con tribute their mite toward the reduction of the high cost of living "On the beach women wear onl enough THE WOMAN'S EXCHANGE Letters and questions eubmiltfd to this department must be written on one eiite of the paper and tinned with the name of (As ai-ifer Special qxoirles Ilfco Inoje given teloie are invited. It Is understood that the editor doei not necessarily Indorse the sentiment a expressed All communications for this department should so addressed follows: THE MOMA.VS j:CUA.GK, Evening Ledge", Philadelphia, Pa. TODAY'S INQUIRIES 1. How tan the touch ends of Mpnriim bit I 1. How run the drnwlnc of ribbons through edible? , I t. How ran the leaves of a head of lettuce be pirated without tearing? 1. What In the quickest wny to dry lettuce after -ashing It? ANSWERS TO YESTERDAY'S INQUIRIES 1. Stains tan he removed from marble by the applltallon of a paste of benzine and pondered capstone, whirl) should he allowed to remain on ve nliht, then washed oft with warm vintrr, S. Deltrate enameled furniture should not be washed with soap and venter, but rleanrd with sifted whiting applied with a slightly moistened (lath, then wiped oft wttli n plrre of flannel, dip pti In tlear water nnd imllohed with a plrre of Ilk, 3. A little talrum powder prlnk!td on rard that are old and iillrk lotrthrr will make thrm slid mora ratllr. Various Practical Suggestions To the editor of Woman's Paa' Dar Madam Here are a few hints that nlfht help others To clean a mattress, make s thin past of cold starch and apply to soiled parts When drr. rub off with a sti:f brusi utp.at this stvsral times If necessary Two tablespoons of turpentine fldled to a boilerful of ublts ilothes will blearh them out vhlta as snow. Hanclnir them up wet ulll also bleach them. Put a few (trains nf rke In the salt cellars to keep salt from caking-. When stltchlns thin material stitch throuch tiff paper and tear off paper. This will pre vant puckerlnr. Coal that Is kept In a dr airy place will burn much longer than when kept In a close Mllar. Wilted roses may he revived hv putting the itimi of the roses In a tumbler of water, then placing the tumbler with the roses In a vessel large enough to permit covering tho entire, bouquet. Cover tightly nnd let stand twenty four hours. By that time they will be as fresh as when picked. For a slight burn cover the burned spot with carbolic acid being careful to put It only on tha burned place. This will Immediately top tha burning. Then cover the plica with lard, butter or any grease This treatment may ha applied to a painful corn Another remedy.' Make a pasts of water and baklnit aoda, starch or flour, or ue rarbotlzed vaseline live oil or fresh lard This should be spread on a thin pier of cloth and placed on the burned spot. Cover with a bandage In keen out tha air. Scraped white potatoes applied to burns will also relieve ths pain. To keep steak, liver, etc. from turning dark or getting hard on the top aide when pur chased one day and not used until the next day, cover with bread crumus ui ftuur und place In a cool spot, Wbcn tbe plaster cracks use vlnegsr Instead of water to moisten the piaster of pans for filling cracks In plaster. It water Is used the plaster hardens too quickly. Add enough vinegar to tha plaster of parts to make a mixture like thick putty, fill the crack xnl sumot on wit,) l knife. lilrs.) F. II. (. I'fnnegrove, N, J. Spring Housecleaning Hints To the Editor of the Woman's Page: , Dear Madam I have found that there Is rtAthlne cttitlal In lornojctt-ia fni rmnr n a lfftam Iron. A atovo rloan-M with nriilnarv ilnvi blacking; moisttned with kerosene will look like Bw. Utfor Morlnr a ntoveplp away for tho ttmratr rub It well with kerosene, ntuff th end with newiDDr to keen out any molatura and ft,;i ftMr-a will be no rust In the fall. rfc 'W . 9Iim sa-an Ka ilunaiil hat a nl t fill lie It uraaha.l ii- asiirvi vsaii sn maiitu uvsvaiit iiiif it, naeslTrv4 with hot soapy water and polished with a flan- Clotn aippea into kerosene EXPERIENCE. i -"-" -Removing Tobacco Stains to the Editor of Woman's Pant: .Tesar Madam Can jou tall mo of a way to fgsjaoro tobacco stains :rom a brata ash tray? I fblnk you published a remedy soma tlma ago. W cannot rememVsr It. (MltB.) L. 11. 1. ' Apply danaturcd alcohol, rubbing briskly .Vtvlth a brusb. ' Currant Custsrrl . J 9tttko 'xittor of Woman's Paoa.' yaaar- asaaam - am einami you a recipe for VaVMC.cvsuira. into a ouiicrea naajog aian I H.fl...l ft(AKMr..W1 , (kK.. BU...B ...JAB ,kA .-Wtrw. w,..v. H...W.., ., vvw, w,r lllVIIl m of two eaaa. ona nlnt at milk an,4 nn. lt sugar. Bak until aet. Best tha pa r; ima aarca va sun iroin. apreaa a sc cfcrrant jam evr tha custard, then add gators wnusa anrj.urown inuvv oven. II iMnrad elthar bot'or cold. KUII.Y r. illit-'My Married tiff ' - I Miter of Woman's Page: ,. , aIn readlaa Thursdsr'a Khmimh noticed a letter written by Miss , Tsauut hr Jetter of much Interest. t Ukolo hear hsr condemning "My a,'. I n. hardly wait each svenlnr. .k -toeaasa..' i iwr Iota af . U ksvw . .- K .-.. V POSE OLD MAIDENHOOD-HEADERS' LETTERS form club for OLD MAIDENHOOD Vyvettes One couldn't ery well lose one's balance of mind with such aid as this bow must undoubtedly Rive in helping to keep one's equilibrium. It is quite n balancer. covering to keep them. out of the clutches of the. law, and It Is conshWctl good form (no pirn Intended) At Pnlm Ketch women cpitnlnlv lire adopting fashions that aie itilklng nnd blznrto If nothing else livening gowns are exticmel) decollete, vet the wcaiern nro rarel) criti cized Tho equestrienne long ago dis carded "jklrts. as does the glil who pla.vs bisketball "Therefore, please tell me wh the vvoild at lirge should be scandalized when one mentions wearlnc a pair of overalls' "Let's all get together, we suburban women triTckers, give the overalls a wel come and go Into our garden unimpeded with skirts and the time wasted In laun dering skirts can bo spent more profit abl) Let tho summer of 1917 bn the be ginning of sane garden clothes for women " lingerie be made less troublesome when It must b done each week? 2, ! It proper for n girl In vNIt at the home of hrr flanr In another city? 3, Is It proper for a young girl Using In llil rll to go to New ork for the day accompanied by a young man to whom she l not engaged? I. It Is not gofHl form to use un) Ink exrept blue blarle for sorlnl rorresiHvndrm e. Iteil would bo entlrri) tml of place. i. Sells on letter are In good form If thrj are quite small and nlrely applied 1. siii randle will lw found iixful In seat Ina toilet nnd medicine bottles tforp parking Ihem for a Journr). "My Dear" or "Dear" To the Frtttor nf H'omaii s Paoe Dear Madsm I hsve been writing to a boy I have known all m life while he Is at school I alwass a enr Paul and slen my full nme Paul My Dear Mary and signs ' Psul He Is nlnetten and I nm fifteen As mother Is at tho hospital 1 cannot iik her advke Put what would jou suggest? For me to sav 'Dear Paul or Vly Dear Psul '? Should I sign Marj ' or Man Harris"? I ion slder mvseif too joune to say My near, ' as he Is not ' my dear' to me M, II T H I am answerlnn our lettoi In (he column According to strict etiquette "lj Dear" Is more formal than Just "Dear ' If 5011 were writing; to a hoy whom .von knew very slightly ou would addicss him as ' .My Dear So-and-So" Hut since jou have been corresponding with this jouth for some time and have known him all jour life 1 should certainly continue to address him as "Dear Paul " Place Cards at Supper To the Fdilor of n onion s Vave Dear Msdam I am suing a pirfv and want lo use place cards for the tahle Please ie me how to use them VV will dan1 -irt hsve a largo supper afterward for about thlrtv six per sons Must plais tards be on the tahle with the names marking the places when the cuests go In to supp-r Vlust earn rinl Im h elude name on It? Could sou suggest a novel game for persons whoso ages range from twenty. five to tn ri five? (.Mrs.) 8. As jour fjuests are lo he seated for supper a place card should he put at each cover, with the nam of the man or woman jou wish to have occupy the seat written on It The Idea of uslnr place cards Is sup posed to make It easier for a hostess to place her guests In seats near those who will be most congenial The thoughtful hostess studies the matter of seating guests with great care. At very formal dinners the name of the woman the hostess wishes a man to take In to dinner Is written on a card and Inclosed In a tiny envelope, which I. addressed to the man. These envelopes are placed In the men's dressing room, and each man takes his before descending to the drawing room. When he reaches the draw ing room, after greeting Ills hostess he Joins the woman whose partner he Is to be during dinner. When they enter the dining room their places will be found where the little place cards indicate. These usually are laid on the napkins. Invite your guests to send jou, before the party, the earliest photograph of them selves they have. Mount these on a long strip of cloth and Invite the guests to In spect the gallery. Place a number over each photograph and request the guests to guess who. each one Is and write the name opposite the number on the paper. Have a prlxe for the roan and one for the woman who guesses the greatest number correctly Several novel games have been printed in the Woman's Exchange through the last week and that preceding. These, you might make use of for your party, Wearing ot Coraeta T fe Editor of TVotnoa'a Paoe: Dear Madam Do you consider It Injurious to wtsr constat; Tl 'am atataert years vt age, "and largo for rny ags. but my mother -considers rat too young to waa them, LILLIAN N, It all depends on the style of corset you wear. If you are overdeveloped jrou should certainly wear staya or some kind. The athletic- girdles are being worn t-r -my young glrU and these are so constructed that they owW not .poMibly be Injurious. w Bfg Lialiaaaaaaam IO I You should, ao jut reliable corsatlera and ;Vf'sd'''Miftw; teimfim L)0EyHiLADteLkiA; .saotrdyv. kmm Jbir WHY IT'S USUALLY A MISTAKE TO DYE OR BLEACH OUR HAIR By LUCREZIA MORI The Fnmnus Hpanlsh Prims Donns u-pvO VOU ndvlse dyeing or bleaching Hie iyhalr If it Improves the iippcnrnme lo hvn it a llgnlei' or darker elude? ' writes n woman who, Judging from the iet of her letts-, posiQS3Cs an unusual amount of good sense. If she hid imufimI tn nrgue this riuestlon out with herself I feel sure that she never would have written to me Thete nro others who do not even stop to ask the question but who on the im pulse nf the moment de nr blench their hair nnd think about It sftervv.itd much to their noriow 1 11 i - ....I n..K nfAM .-..( IhlV atraKht' 'horn I.UCI.B.I V aoni the rhotildei ' talk Is written The woman who Is foolish enough lo t hinge the rotor "f her hair crv rarelj Improves her good looks Nnture Knew vvlnt she was doing when she tinted the tresses nf this one nf riven hue and Ihil one of burnished gold She tiinnlnglv conltlvis to give us lomplexlons to match our h.tlr, and In 1 hanging the color of out Iresies wo rannol effeil the complexion rlnnges tn acioinpanv them If nature of her own accord makes the hilr a d fferenl color nhn changes the Ion" of the pompleslnn to blend with It Therefore vou are 1110M ntlrncihe with hair of the color nature Intended It Them Is no hair dve that Is nbeoluMv hirmles Dved hair Is never In 'he leist degree beautiful , You may think Ihtt no one delerta the fact that It Is arllflclallv colored but jou are fooling no one hut jourself The mere fart that vnur complex ion ilo.es not correspond with voiu hilr proclaims that something Is wrong , i ig DIARY OF A WELL-DRESSED GIRL An Economical Sport Suil A'Tr;n paving a long and exhaustive visit to Iho shop the other rtiv Itelh Ppxuldlng nnd I came home thoroughly dis gusted at the high prices asked for feminine wearables We Intended to buy ";'ort suits, but I he kind we wanted were far bejnnd the amount we had rounted upon pajing nut woman-like wocouldnt forget hnvr perfectlj stunning wn had looked In the aults of Jersey cloth khaki kool and pongee llelh was captivated bv n verv good-looking model of Dutch blue silk Jersey trimmed with bluii and white in a checkerboard de sign The skirt of plain blue was nit cli cular with an oddlj shaped joke Patch pockets with tops of the checkerboard mate rial trlmmid the front The Jacket was unite full and had excep tional! good lines A belt of the checker hoard Jersey confined the fullness at the waistline, and the large sailor collar and wide turned-back cuffs nro bordered with the bliiH and white material I had found a suit consisting of a silk sweater coat and skirt of khikl kool moro to my liking The sweater was n delicate penchblnw pink with trimmings of apple green 'I he plaited skirt was of the khaki kool In a sllghtlj darker tone of npple green I actually dreamed about this sport suit. and knew that Id never be satisfied with anvlhlng that wasnt oqunllj ns smart Beth felt the same way I wa3 sure that I could duplicate the one she liked, but mine was not such an easj problem to solve I could buy khaki kool and make the sklit. but tho slk swelter was the stumbling block Then I happened lo read th 'ad' of a specialty (.hop that was going out of busi ness Listed nmong the different things lo be on sale were silk Hvveaters I lost no time in getting to tho shop, and found three lovelj sweaters but none of Ihem was pink and npplegreeii Hut there was a licnntj of tho palest tone of tan trimmed with Ian and bright green, plaid I slipped it on. nnd finding that It fitted perfectly and was be. coming I bought It The sweater Is woven with a sailor ioI lar. cuffs and a border down each sido of the front of the plaid The pitch pockets have plaid tops nnd the sash belt of plaid his green tassels at the ends H Is as effective as the pink nnd green sweater nnd far more practical I found no trouble In matching the sweater with tan khaki kool and In two dajs had the box-plaited skirt finished I MY MARRIED LIFE By ADELE GARRISON 7oit; Dicky Came and Made the World Again Right WHAT did Mrs Stewart mean? I aBKeu mvselt dazedlj, as I heatd her murmur ing. "Poor blind child ' over my bowed head Then I remembered a page of "David Copperfield. one which I had read so long ago that it was almost lost to my memory It was fSetsy Trotwood, David Topper field's old aunt wh had murmured ' Blind blind, blind ' when her nephew had told her that If he thought Dora and he could cease to love each other he wquld go out of his mind She hid known tint his real love was for Agnes the companion of his 1 hlldhood Did Mrs Stewart Imagine? No I would not pursue the parallel further It was not long before thn potency of the cordial and the magle of mv friend's smoothing hands brought me back to my self 1 realized for the first time since thn telephone had rung that my quarrel vvtth Dicky was over What had Jack said? That my husband loved mo madlj. devotedly I clung to those words as a drowning person would cling to a rope thrown him Through the rack of my emotions, through my grief at Jack's going, one thing stood out Dlckj. my husband, my own man, waa coming for me In a few moments I would be In his arms The thought stirred me Into action I knew I must not look a white-faced wreck. I must not let Dicky Imagine that my part ing with Jack had affected me so much. I put up my hands and took Mrs. Stewart's In mine, ... "Dear friend," I murmured, "thanks to you. I feel better now If you will Just let me arrange my hair and make myself a bit more presentable, I shall be ery grateful, Indeed." "Of course." she said heartily, "come right In here"' She led the way to her bedroom, a tiny room opening from the one In which wo had been sitting. Filling tha washbasin on her old-fashioned stand with water she laid out fresh towels for me and left me to m j self. ' I bathed my face and hands vigorously in the cold water, rubbing my cheeks until some semblance of color came back into them. Then I arranged my hair, and feeling and looking more like myself, came back Into Mrs, Stewart's slttlpg room to wait for Dicky's coming. In reality, 1 had not long to wait. But It seemed houra before 'the prolonged ring of the doorbell sounded a peal ot hope to my ears. I was sure It was Dicky's ring. Whenever he Is nervous or excited his every motion Is a strenuous one. "Stay here," she said abruptly, "I'll ro down and let him In and send llm up here. Tou may have this room tq yourselves for a while, nut remember," aha continued, "Jack Is due to telephone me In about three-quartera of an hour, I want you tn be gone before then. That lad lias been through Just enough tonight." Her tender pmue, me Kips wnicn ane lrt I upon my forehead, robbed the word of knew then,' a, in - - r nicnchlng Is even more slsngerotis than dyeing The terms "chemical blonde" nnd "peroxide beaulj." ou know, lire never as soc'aled Willi u-ninen of refinement nnd iul ture. Kven til" 'touching up' ptorwn that Is done to make blonde tresses retain their golden inlnr ot In imp irt n tcddlsh tinge tn rhnsiimi Imlr 1-.111 lie Immedlntell de tected. New hair Is mnstanlly growing nut iroin me loots, wnicn is nivvajn - n uin shade This keeps 11 "person a slave to the peroxide habit for almost every time th hair Is shampooed the hair must be bleached nl the mots The onlv wise llilng lo iln about the color of jour half Is lo leave It ns nature In lemled It should be liven If you dislike the roloi of lour halt- j nil mil make jour hair nttraitlve hv kc-jplng It well groomed mid hralthj If It happens to bo too oily upply the following tonh lo make It (luff j TOM'' roll OII.V IIAIIl rinrlure ir csntharldes 1 drain 'llnrttiro nf tapslcunl ...'s dram 'llnctureof nuv vonilm . .' drams foena nil . , nnnc Alcohol or bay rum a'4 ounves Shake well before using nnd npplj with tho finger tips When the hill is drv nnd lifeless Innk. Ing th.s IoiiU will Improve Its find lion lo.s'ii' rnu nitv iiaiii iweet almond n'l . Pj ouiv-s oil of roseinarv 's oiln Oil nf cinnamon IT drops Mix well and massage with the finger tips Into the scalp nightly, or cAerj other night as required Tho strained Juice of a lemon added lo the rlne water will keep light hilr from turning dark nulikly IC'npvflKhl) An up-to-thc-minule sport suit. am thoioughlv satisfied with tho completed suit In fact. I like It better than the orig inal model on ai count nf tho more ' "cn sllilo," color scheme In the meantime Heih bid been "owing on her suit with a helping hand now and then from me and vesteidav we pulled out the last bi'tlng thread Hers Is so exactlv llkn thn one In the shop Hint It would be almost Impossible to tell them apatt Naturally, wero verv much pleased with ourselves, having saved a 'heap o' monej " Hut monej burns holes In Vteth'H pocket, evidentlv, for she sild with great jov "We've enough left lo huv a hat 01 two, nnd we must have sport hats to wear with out new suits ' 'Ken so," answered I (C'oitvrig-i- ) ait felt that I was making a mistake In leturnlng to my husband and shutting my brother-cousin out of my life The door closed behind her I clenched my hands In an agony of Impatience Sup pose the person at tho door should not be Dlckj, after nil' I hcird her footsteps go haltingly down the stairs Would sue never reach tho bottom'' I stole lo tho door and noiseesly opened II Just enough to be ablo to hear the voices lp the lower hall I heard the hall door open and then a sound of a. voice that sent mn back to my chair breathless with ter rified happiness Dlckv had arrived He ran up the stairs, two steps at a time and Knocked nt (he door of the room In which I sal 'I'omo In," I said faintlj I felt ns If nij feet were shod with lead There was no need for my moving, how ever Dicky has the most abomlnahlo tem per of anj person I know, but he Is ns rojal In his repentance as In his rages He crossed the room at almost a bound, his ejes shining, his face aglow, his whole handsome figure vibrant with life and love ' Sweetheart ! Sweetheart I" he murmured as he folded me In his arms. "Will jou forgive your bad boy just this once more? 1 have been a Jealous, Insulting brute, but I swear to jou " (Copjrlsht ) (C'ONTINL'KD MONDAY ) L I mm IMinimillllllllurrjTjTjg iSflsP Wvrrc- H m, v. . i4f, 90$, I 1 . .,., iL-- PRESBYTERIANS TO ASK NO AID OF CARNEGIE Church Has Pension Fund on Actuarial Basis, the Rev. Dr. Voulkea Tells .Foundation UNLIKE EPISCOPAL PLAN Contributory System of Ministerial Re lief Put Into Kffecl in 1912 No money will be naked of tho Cnrnegle foundation by tho I'iabjterlan Churth for the support of Its aged nnd retired minis (ers This has been announced by the Itcv Dr William IHiam Koulkas, general sec tetary of the Combined Hoards of Minis terial Itellef nnd Sustenlalion I'uiid of Hie Presbvlirlan Chinch In the Lulled Stales in a letter sent lo Dr senrj H 1'rltchelt of the Cnrnegln J'oiihdatlnu The announcement of Dm tor I'oulkes fol lowed the contribution of J32I.7U by the Csrneglo I'oundatlnn to thn pension fund nf tho Kplnniul Chinch The campaign to raise mnnoy foi the pension fund for tho Kplscopil clergy has been endeu. and a total of JB,500,00O, Im ludltig the Carnegie gift, has been subscribed nocinit 1 oi'ij-cnss i,i:tti:r Iho letter to Doctor 1'iitc licit follows in pait: "MyDear Dm tor I'riUhelt "I he ihserlng tinvs Unit the Camcgle foundation Inn nppinpilated $121,714 ST In lid of the Church pension fund of the Prot estant fplopal Church leached me ji-s-terdaj 'My purpose In willing Is not (as It night reasonably be assumed It would be) lo laj an tlalm lo the money of the foun dation foi the work nf nut bnatil Mv motive Is an enmoit desire that mlruudle lecognlllnn bo given 10 the fait that Iho Pieshj lerian riitmli has adopted n pension plan upon a "mind iili.nrlil basis, that It Is steadily growing and uistlfylng llsclf I im suie that nothing lint I am writing can be construed i 1 he faintest leflectlon upon tlie eminent w li I mi nnd success nf the Pmtestanl fplscopil plin That plan Is idnilrahlj suited t the ''hutch whk.li has so suecessfullv promoted it s jou ate well aware tho $', nnnnin) which has Just been pledged s not (he uni of monej that is needed to eT tblls'i the pension, but onlv that Bum necessatv to take cite nf accrued liabilities The continued solvency of the fund tests upon the willingness and fidelity of thn Mil Ions pailshes of the Ptotctlant I'plscopal Church lo pay the seven per cent assessment 'for neaily 2W1 veils the Pieshvterlan Church in tlie I S A lonllned Us work for Its aged ministers nnd missionaries to the scheme of relief, with all nf Its humiliating features and Its essentl il limitations Some ten j ears ago thn plan of the contributory pension was devised studied, modified and finallv adopted As j 011 are doubtless nvvare, in 1112 the (leneral Assemblj of oilr Church combined under one dlrectotate the old re lief corporation and tho newer Ministerial Suslentnllon fund We hive been making steady ptogress since that hour Our report to the lomlng (leneral Assemhlv will show that In actual bonds mm (gages and cash awaiting investment tlie relief corporation will have apprmclmatelv SI 000,000 and the sustenlalion corpontlon ?1 000 000 In ad dition to this we have In our treasury more than 61 000 bona fide subscription cauls, covering a limited period of jears and iggregatlng approximated 11.000,000 We have a small slulnkage upon these subscrip tion1 due lo the cancellation made neces sary hv death nnd In n few cases, bj busi ness reveises "I nerd not refer In this ommuiilcation to the woik of our relief department It Is thtough this department that we nre taking care of our 'accrued liabilities,' looking at the ministry ns a whole That is to say, those ministers and missionaries vvho were unable to begin to make provision for them selves on the bisls of n co-operative pension ire being cared for bv the relief department. We will hive appropriated this fisi.it jear apiioelmitcIy $3C0,000 direct to our relief annuitants. PKNSION SYSTHM 'Our pension pvslem is n contributing one wherein the person uniting pus one lift h of the cost of the pension graded tie ending to liis ni her nge nt entinnce it veiv definltelv embodies the principle out lined In vnur prcllmlnai v statement to bulletin No 0, page ten, Iloniin VII, 'a pension sjMoni on the reserve plan sus tained bv Joint contributions of cmplojer md emplove "Iheie Is of course, a radical difference between our sustentatlon plan and the pen sion fund of the Protestant Kplscopal Church The latter is a pure pension plan, installed at once by the secuilng of a large fund for accrued nihilities Since our Church is In n technical sense, a dem ocratic Church nnd since It does not te spond leadilv to ascsstnenls upon parishes, we were dearlv nf the opinion, and con tinue to be so todaj that the only wise way for us to build up a pension fund was to huild It up grnduallv taking every new step upon ,1 sound actuarial basis nnd onlv promising to pay what wo were permitted to piv b our aituarlil calculations I.iat jear befoie going lo the Oeneral Assembly, we secured an Independent actuarial Inves. ligation, nt the hands of Mr Oliver W Per rln, an actuary of the Penn Mutual Life In surnnco Conipanv who with his assistants, made a thorough atuljsls of our basis of THE CHEERFUL CHERUB A rpiser isrvt tjKd in spite. Of dolKr.5 by th score A dime 13 just ti. dime to him And it is nothing mora, n RTC""' ft V-N . 1" & J&l "V. . J-W For the invalid as welfas tKose in perfect Health , Bakerk Coctqf, is anideal food'bev erage,, pure, delicious andwholesome. Walter- Bakfer & Co. ESTABLISHED 1760 - UUHCH&aTtrVMASa. 31 ' i v'V-i rates and a careful rtvle-V of our Per in. and lie came to the following w"U... over his signature! AOTUAltVS niU'OUT The Investigation of the Ministerial Sustenlalion Fund, which I ""l'1"": as of December I. 1 S I K. nt the re nuest of tho board, Ins covered the valuation of the liabilities of the fund as of that date, nnd an analysis of tho progress of the fund with te.pect lo ?h? mortality lljal.l.lty fit' ence, the Interest earnings on the In .esled funds and the expenses of ad ministration These factors am vital In maintaining solvency alnre In the ag gtegale, as shown by the actual ex perience of the fund they must com pare fnvotably with the assumptions made nl tho inception of the fund In the calculation of the premium intes in the iicllial working out of these nssiimp lions tho Investigation shows hat the combined mortality and Isahlllty ex perience has ktpt safely within the lim its prescribed by the premiums nnd thai the Interest earnings dutlng the preceding jear have been mere than r,irlv pi cent more than the amount icmiltcil to maintain the assumed In terrst rale The savings from both favorable mortality and Interest earn lugs have been sutllclenl In fact, to gether Willi the margin for expenses provided bv the premiums, to cover cnmplelelv the expenses of administra tion during Hie preceding jear The assets of the fund on December 1 llfi have reached a total of 601, R72 10, 'of.whlch 2IS.ir.8 SJ Is set aside , ns nn endowment A careful valuation of the liabilities nf the fund reveals the fait that Hie Interest earnings on the endow infill fund together with the re serve fund denied out of the balance nf assets are sufficient lo provide fnr the guirantee made during me current jear of seventj per cent of the maxi mum benefit" Taking all of these results Into con sldern'lo" therefore the present condi tion of the fund should win the confi dence of prospective members nnd be a matter of svllsfnrtlon to existing mem bers ns well as to tho management Yoiits very truly, 01,IVi:il V PKItrilN Aetuarv "I am "ending vou under separate cover copy nf our last annual report Pages 20-27 will Illustrate the point In hand. "We fullj reallie that there may be dif frrences of 'opinion ns lo the relative merits of a fullv Installed pension plan founded upon an nrturlil basils and of a pension fund eqiiallj sound artuarlallj, but grad ually being developed and not established all at once" RELIGIOUS BREVITIES Atl-Hsv evnnsellstle service will he conduct! tomorrti In the I'nlon l'lrehouse Hall, c'vnwvd under the auspices of the first Methodist Church Th Itev Dr V J .shlpwiy. once an artor, formerly of London, Knaland. will preach at 11 n m 3 P m an I 7 p m Tho Cost of High Living" will he the topic of the sdlress by Andrew Haushy tomorrow nlRht tn the Inasmuch Mission auditorium, lull Locust street Miss Anna Udder will sing Judts Henry Nell of Chicago, father of ths mothers pension svstem will speak on "Lib erty and Lducjllon" at tho Mroad Mret Thea tre tomorrow afternoon at 3 o clock under ths auspiics of tho Hoclallst Literary Society Members nf th Drejel Hiddln nihle Classes In several hundred churches in this countrj. Canada West Indies and Scotland will open a world wide campaign for the Increase of Hlhle doss membership tomorrow The results of the campaign will he announced at the annual aerv l( nf tho dassca in Holy trinity Church on April 20 , fleorire l.ong founder and superintendent of the Inasmuch Mission assisted bv his wife, will condud a ten (lavs series of evangelistic meet ings nl the Falls of Schujlklll rresuvterlan Church beginning tomorrow night The first topic will bo "A Modern Miracle ' The rtev V.trren I. Hogers, rector of St John a Church, Jersey Cits will have charge of tho second In th,- series of six Mnten services ul tho t hurch of St Luke and the Uplphany tomorrow- afternoon. The Rev rr 3 flltchle Smith, nf Princeton CnlverslO formerly pastor nf thn Market Square, Presbyterian Church, llarrislturff, will preach at tho Arch Street Presbyterian Church nt both services tomorrow The Hev Walter (Setts, pistor of the Twelfth Culled I'resbsterlan Church, will apeak tomor row afternoon at the North nraneh Young Men s Christian Association. During March I'rof John l Mahones will lecture every Tues das night on ' tlreat Dlsroyerlea In Literature" t the Cnlversallst Chnrrh of the flestnratlnn the Itev Dr John Clarenra Lee will preach Inmorrow morning on The Beatitudes ' and the Itev Alfred Judge at night on 'A Ilagfull of Holes Large contributions are reported daily by the conimltlee In charge of the "o 000 Baptist settl, mein house The Hinckley Baptist church whh h began the campaign with n pledge for Jjnn has Increased ita pledge to 11800 'I he Salvation Army forces tn Philadelphia will hold a mass meeting at the Klghth and V Ine streets citadel on Wednesday to welcome homo Colonel Itirhard K Holz commander for Phila delphia and the Atlantic coast province, who has been on an Inspection four In tho South ' The Last Day and Armageddon" Is the subject of an address hv K Cooper at the tlrani I'ralernltv Hall tomorrow night under the nuspbea of tho Chrlatndelphla Hcclesla Dr llussell If Cnnwell will give his lecture i r. s of Diamonds Monday night at the lliptlsi lemplc The Hev r.eorge ( halmers nirhmnnd will preach tomorrow night on ' Has Civilisation TIME ALONE TELLS All plumbing fixtures look pretty much alike, and almost any fixture Is good for a year or two. but after that the difference In quality shows only too, plainly. ...I'.l.eck Bathroom Fixtures will outlast a lifetime, for they are made by skilled craftsmen working with ths best ma terlala As beautiful In design and finish aa they are serviceable, and economical. duxxfixos.Co. Showrooms 44-46-48 and SO North Fifth St. Ltd. fly .--k ' ftnnjJaaaVSj''-sC ' af""Cf'flRi3jf I 9-ft f-(jPvSMii-5afl aT--' V-AV,.upsJ KQJ)W Failed Doeter rarknurat Ran ti'i I'VltVl ..IUIIHB'1 .v-, uTviurt Nortl Logan square. The Iter, Charles K, dllbert Hit,,' Churrhman, will preach tomorrow mVrJi the Church (if the Holy AMstle,mS!?i' monthly musical festival wf be held h,ki"lt night service. Horace J Bridges, leader of ths rA.JB nthlral Culture Hoc ety. will aP.k Vl(21 morning on "United Stales and th. T S"! Peace" at tho llroad Street Theatre CoiWl 3?1 NEW.TH0UGHT CENTER of Germantown 0013 flernmnlnwn Ate. Library Open dally, 2:30 to 4:30. Lecture, Thursday evening at t, Song Service. Sunday, 8 p. jjt NEW THOUGHT Unity Center of Philn. ' 1713 Sansnm HI, I'resser Iljfi The days of worshiping a rem!. Und ne Rotn-f The New Thonih? Influence Is KrowlnR- more and rmlvi1 and epme of our practitioners ' now teaching lieallnc In vari?,1 church denominations throughout ihi country. Come nnd learn either , class or individual lessons r ,n Open dally, 11 to 4 d.WHnMd.jv evenln at S, , ., Junior Sunday school, J p jj New- ThouKht magazines and nt, ciatuto for sain at each center. GAR RICK TREAT RE Bible Says the Turl Is Doomed Drltlng the Turk from Kurope will preeht! tale the Armageddon nf rraphery anTID voice Ararrlcn. , Doctor Wilkinson whose lecture In th. c. rick Theatre last Sunday night wag luiSS to by a capacity audience and caused m!U than ir.niv persons to be turned airly. ".TJ speak in the theatre tomorrow ev.nins ! The Doom of the Turk Coretold wRi iffl Kipulslon From L'urope Precipitate a li72 Terrible War the Armageddon of PreohU? Involving the United States'" Doctor VVIikXl son who has studied the prophecies for Tim and Is widely known as a speaker of abllitt will show what the seers of old prediS concerning the rise and destruction of J2 Turkish nation, and what will happen to it. entire world when he Is wiped out of silii. ence llerent threats by statesmen In Rurou that the Turk must gn, will be compared sriu what the prophets twn thousand years im de,lared would be his fate, and the speak,, will show that these prophecies are fast ful filling before our eyes The lecture will b. Illustrated with many stercoptlcon vl-j, ij will bs free, tn the public r lrvln j Uar, gan will preside at the nrgan and Docta? Wleat will lead his Brass Quartet. " Doors will be open at (1 30 p. in njEMniotrs .NOTICES Ilaptlst nAPTIST TKvll'l.i:. Broad and Berks nUSIF.I.L If CONWULL will preach UM a m and 7 30 n m 71 FREDERICK MART IN' basso, will assist til I C nOrUS III lliu r.riiirih r-t,t-- CLARENCB RKVNOI.DS. organ's! Kvery one welcome ft Monday evening. .March S. Doctor Conwil I will Rive his lecture, "ACRES OF DbV I Zli,un ciuv-tni't s'rrtF.nr nvrTisT ciicrch . I (irmnui ai sif-ni in i"iu ni , imrmnE n adams. d. d . rantor. D 4. a. m lirothprhoor) of A and P. 10 30 b in Worship Preachlnc by th Pill lor mem. 'AwaK,- 2 30 p. m Bible School1. 7 n m. Vou n ir peoplo 1116611111? 7 4 n m Worship rreachlriff by ths Pi I tor Them. "The Last Knmy " I Mfleen minute' sons eerlce. Allcs Btk I UicKeson, ioiiniai. Brethren riKHT CHURCH OF THR HUKTHREX nunlr). ror. Carlisle and Dauphin sti. Preachlnu 10 10 a. m. and 7.43 p. m. tSunU School. 2 30 p m Iraser Meeting each Wednesday evening rthtcal Culture MIE. M()n('K 4. nKIDf.r.S will speak on 'Tb. 1 I'nlted States and the Com ine reacea" V BroM street xneatre n n Lutheran AT Tilt: rltlhSIILY rilL'Rtll Idlh and Jefferson sts DANIEL h VvEKJLB Pastor Snerlnl .Vlnrnlnfir Service nt 111 10 Hv Homer V' lope, rennslvanla Antl-Stloa League Subject "The New America." i Hlhle school, -J 30 p m. evening service e IIS p in .ij-f. and Double .Vllied Quirtei.l; ers and Leanera " r Male Ouartet an Sermon "Lifters IIS MelbodNt Kplscopal rnfTTSfllll A V. fn esih st nv. E.W HART I D. hervlcea 10 30, 7 30. 3. g tM. j I'resDjcerian . Altril ST. rill.smTKRIAN CIIIKCU IRth and Arch .... ..... Dr .1 Ritchie Smith of rrlnceton. will pt4 I at In I", and S o clock I Sundav "School at 1-' llecltal by Mr. Dom I ert at , 3U Sunday evening March 11. Dr. Macartney SHI I preacn tne nrsc. or a series ot sermoos oa "Time and Immortality." HOPE, .ltd and Wharton sts. Rev. J. nfUt I HOLTMN. .Minister In 41 a m , "Secret I Mns ', 7.1, n m . Communion - Protestant Kplscopal (lintlll OF THK HOLY AI'OOTI KS. 21st Christian sts . HBV. aCORQB 1IEBBM TOO!', n I) Pastor u ., 10 10 A At HOLY COVIMUNIOV AND AIOV. by the Rev t'llARLKS K. OH-DSRI. Editor of the CHURCHMAN. T 3 30 P M SUNDAY SCHOOL AND BDJU Tin p' M-nnil MONTIILT MUlICil KESTIVAL "Tlin DARKESI' HOUR."- g HAROLD .MOORE, will be rendered M.UJ choir. Mr K. Lvman Wheeler, OrganIK Choirmaster, assisted by Allss Catherine l.eldy, harpist. Mr Frederick llahn. violinist. Miss Charlotte Taon. soprano. Mrs Alay W Lnfland, soprano. Airs Harry A Orr. contralto. Air John Hlppwell. tenor. Mr Harry Waller, baas The public ta cordially Invltad. CIll'RCII or ST. MIKE AND IB 13th atreet below Spruce. Rev. DAVID M 8TEKLE. Rector. 8 a m -Holy Communion. 10 a. m. Sundav School. 11 m -mr-Wnlir f'nmmnnl-- --jsl C.ri-AS -1 p. m. Evening Prayer, Anthem andAfi Preacher II a. m n. Tlr n.vld M. SUUs Treacher. 4 p m., Rev. Warren L. Ilottrl.s ST. JOHN'S, Urown"bel.Jd Rev. EDWIN LAM.' Tt Tr a. -.... iit n .i , . nerrii;i i" o . conllrmatlon Sermon and Holy Community " 30 Sunday School; 7:45. Olrla' Friendly cletv Admission Sen Ice. Sermon by IU .. ti. M Medary. ? Horlall-f Ttf.r.--' fiAAt!- L JUIIUK IIEMIY NEIIiTof "Chlcago'fatb-jrjj FIRST U.MTAItlAN. S12S Chestnut at. iu a.m Bunoay ocnooi. . , -tl 11 a. m Rev. I C. Cornish, ot Boston, preach. B1 y Anthems! "In Heavenly Lovo Abiding, "ti Parker, and "Turn Thv Face. From MfK't1 by R. K. Allller. Thllln H. aoepp. ermSt (IF.RMANTOWN UNITARIAN SOriBTT. nr Hunday Frhool. 10. Kervlce. 11 a. m. duW Th 1nrtfntA Man t M'esleyan Methodhl KiRHT ur-sivviv ruiTiirir 4 .7.45 p. m Doctor cUmenti. returnlnf. lecture tour, will preacn MUfellaneooa '$ TnE OOSPELAND RKt-IEF. A8S0CUTH BUNDAY Nlllltl PKOrLB'S AIF.ETINP AT TJIK nnrvAnvvAV mirATnR FRONT AND YORK HTH, ! . (JF.OROB BULLY WILL 8PBAK JM t.. .'""V"rl lienaion system, win scw "Liberty and Kducatlon" tomorrow, st I fc m at llroad St. Theatre. Aluslc by H'"'' String Quartet. Pnhll- Invited 2. Unitarian - U pOlVWIA ."H" vV, L ' klASiaS am HTADELrHIAN
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