The
By WILLIAM C. UTLEY
Y THE end of June approxi
mately 1,000,000 American citi-
zens more than sixty<dive years
old will be receiving pension
checks from funds created by
and federal co-operation. This will be
the beginning of the benefit payments
onder of the spectacular
one most
the United States, the
social security act.
The act, signed by President Roose-
August 14,
against extreme poverty
velt 193
lection in
insurance
the largest
Unless it
age, and
ment, Is ever
sassed. the
Supreme court unconstito-
nax
sive years, may ult]
SKE) (X%) a
iccumn
lic health service, the blind, children's
and material welfare, and similar pub-
lic responsibilities,
to states in the past for education, road
building and other purposes
By 1942, these grants-In-ald will be
3 5
passed by the
the
in importance,
old age provision of law
the fed.
for by
systen
eral
employers
operated entirely
government,
by
will be paid
with
and
ial aid
employees, no
federal ge
finand
Tax Starts in 1937,
employer of one or more
ul
womes liable for a 1 per cent
tax on his pay roll. After three years
the rate will become 13 per cent:
increase
nens g
pension
as 17635,
ance has been
than forty yes
the Unite
in a
purity act,
tomntine
empting,
far beyond
fa: what
rane have been several dec
veloping.
Right
ander way
now there is a far
*
to get states to submit
sige plans which w
he
ill be acceptable to
social security board and its di.
Frank Bane
have already si
which have met, or soon will
the board's approval 1
Delaware, Idaho,
land, Michigan, Mississippi,
Nebraska, New Hampshire, Vermont,
Wisconsin, Wyoming. Alabama, Colo-
rado, Connecticut, Florida, Kansas,
Massachusetts, Montana, Ohio, Rhode
Island, Utah, Washington and the Dis.
trict of Colombia.
Eighteen other states have
legislation which will them
apply for federal aid at some future
date. Only Georgia, 4ouisiana, New
Mexico, North Carolina, South Dakota,
South Carolina, Tennessee and Virginia
are without old age pension laws, but
such legislation, it is believed, will be
presented to the next session of the
gtate legislature In
New Deficiency Bill
The house appropriations committee
has recommended the appropriation of
$42.004.500 for social security in the
new deficiency bill which, it Is ex.
pected, will soon be passed. This will
replace the one which was defeated by
the famous filibuster of the late Huey
Long In the senate last summer. In-
cluded In this appropriation will be
R24. 600.000 for old nge assistance to
June 30, £5.000000 for the aid of de-
pendent children, gand SI000000 for
the care of the blind.
rector,
states thmitted
hey are:
Maine, Mary-
Missouri,
fowa,
enable
each.
From a politieal polot of view, it is
probably the old age pensions which
are the most important part of the act
at the present time. Certainly the
spread of publicity concerning the
Townsend plan has emphasized the
necessity for caring for the aged whose
earning power has declined or van.
ished, And it Is the old age pensions
which first go into effect.
The act makes two provisions for
old age. In the first of these pro-
visions, the one now in effect) the fed-
eral government matches, dollar for
dollar, the old age pension systems of
the states, up to the point where per-
sons of seventy or more dre being paid
“$15 by the state and $15 by the fed
eral government, These payments
would be financed out of the treasury's
general fund and the cost would be
borne by all the taxpayers; it Is pos
gible that a beneficiary may pay noth.
ing toward his own pension. Similar
federal grants-in-aid are given for pub-
a lax
reases on the same
tax 6 pe
ies piay in this
for
United
no part oper
to
pen-
be paid to employees
the money goes directly
States treasury. The
ons which will
his arrangement will bear no
relation to the employee's needs In hia
old paid the
amount due him In his contract. Such
age: he will be
simply
an arrangement will of course require
amount of accounting the
federal
will
individual.
on
the government,
roll records
every
employees are exempted from the tax:
Governmental units: rallroads: non
profit, religious, charitable, sclentifie,
literary and educational organizations;
agricultural labor; domestic service:
casual labor, and employment on ship
board.
No benefits will begin
to be paid
chance to assume a little body. Then
all persons xixty-five or older who have
contributed will become eligible to re
ceive payments monthly for the rest
of their lives. These payments will be
based upon the amounts paid to the
credit of the heneficlaries,
How Payments Are Computed.
Monthly benefit payments will be
computed on the total wages paid the
contributing worker from the time the
plan goes into effect until the time he
becomes sixty-five years old. His
monthly benefit will be equal to one-
half of 1 per cent of the first £3,000 he
earned during those years, plus one.
twelfth of 1 per cent of the next $42.
000 (which must be earned over a peri.
od of 14 years or more-—wages over
£3.000 in one year will not be counted),
plus one-twenty-fourth of the next $42.
000. However, the benefit to the insured
will in no instance be allowed to ex-
ceed £85 a month, or £1,020 a year,
Since the death rate in the United
States is declining year by year, there
sire annually more old people in pro-
portion to the number of wage-earners,
This proportionate number, it is be
lieved, will increase through the com-
ing decades, so that the heaviest pay-
ments of the federal pension system
will not come for, say, about forty-odd
years. Against this time It is the plan
of the social security act to build up
a reserve fund which will crowd the
$50,000,000,000 mark by 1980,
One of the stipulations of the act is
that this fund be invested in United
States government obligations, But
never have these obligations reached a
total of anything like $£350,000,000,000,
and with the national debt now stand-
ing at a record high, it is to be sup-
posed (or at least hoped) that the ten.
dency in future years will be to reduce
these obligations rather than add to
them. To turn sufficient of its out.
standing issues over to the fund, the
government in that case would have to
buy them back from the banks, and
even write out more promises-lo-pajy
with interest. To realize
fund it would be necessary
such a
for
on
$
the
and the banks again, a slow and labo-
rious operation.
At least,
& the
those are some of the crit.
Another
fund of such enorm-
to
act has received.
RR reserve
would be a constant temptation
seek
grafting politicians who m
yolitical advo
ypularity by
nts or smaller
in a
he fund
Aids Naturalization.
wav that the =
to be paid
as
crease in the
IRIEL
So much wo pensions : now
or unempl wurance
Two model plans have
by
called the
been suggest
ed for states the social security
board. One is “nooled re
erve” plan and the
nilan
plan.
One * mployer re
ve
!
serve” Contributl svdar the
Serve Oniridvulions unaer ian
United
trust
first plan are deposited in the
Ntates
fund.
tributions
treasury’'s unemployment
Benefits are paid with all con-
in
is operating.
undivided the states
henefils
would be paid to each unemployed per.
gon who was eligible, without regard
tion experience. For rating purposes,
records would be kept on all employers
In the states where the “employer
reserve” plan Is adopted, separate ac-
counts are kept for each employer,
with his contributions being credited
only to his own reserve account. Thus
an employee's benefits would be limit-
ed by the amount of his employer's re-
serve account; and the employer's re
serve could be charged only with bene-
fits pald to his own employees,
All corporations or individuals in the
United States who employ eight or
more persons for 20 weeks (with the
same exemptions as are provided in
the old age pension plan) dre subject
to the tax which will support the bene-
fit payments for unemployment insar-
ance. This tax will be paid entirely
by employers. It will amount to 9
per cent of payrolls for this year, 1.8
1938. Employers In states where the
“employer-reserve” plan was in effect
would become eligible for decreased
rates in the payroll tax in 1939, pro-
vided their reserve accounts equal 7%
per cent of the payroll for the year
before, and five times the total benefits
paid from their accounts in any one of
the three years preceding. Employers
under the “pooled reserve” plan would
become eligible for lower rates or lia-
ble for higher rates in 1041.
Forcing State Co-operation.
The social security act provides the
federal government with a club for
forcing the states to adopt one of its
recommended plans, Employers In
states which adopt the “pooled reserve”
or the “employer reserve,”
plan approved by the social
curity board,
fund of D0 per cent of the tax.
“sncouraging” agent is obvious; If a
state doesn’t fall in line, nearly 3 per
cent of all its payrolls goes out of the
state and doesn’t return.
Unemployment Insurance acts have
been passed by 11 states and the Dis
trict of Columbia, most of them In
1085, in anticipation of the federal leg.
islation, although In Wisconsin unem-
ployment Insurance has been in effect
for many years. It is possible that a
few states will join the ranks this
Year,
© Western Newspaper Union,
Opinions on Dinitrophenol
URING the war many cases
of dinitrophenol poisoning
occurred among French munition
workers. The poisoning which
was often severe and sometimes fatal
was of such common occurrence that
a special investigation was undertak-
en by three French research workers,
These workers found that dinitro-
phenol increased the amount of oxygen
needed by the Individual to ten times
the usual amount, that heat was in-
creased Inside the body so that sugar
was taken in great quantities from the
liver and muscles, In 1033 Drs, W. CG.
Cutting, H. G. Mehrtens, and M. L.
Tainter stated in the Journal of the
American Medical Association that they
had found that in addition to the burn-
ing of sugar from the liver and
cles, fat in the body was burned also.
As the drug thus burned up surplus
tissue a number of ex-
periments made
reducing welght by
of dinitro-
The dose was
given according to the
weight of the individ-
ual, and rate at
which the body proc-
esses work was in
from 20 to 30
per cent the first hour.
After 24 hours
rate at which the body
work began
to decrease and down to
the norma! rate by the third day. No
fil effects were found In the eight pa-
tients after dinitrophenol
for two months
mus-
were
in
the use
phenol.
the
#41
creased
the
Dr. Barton
pr OCORROS
was
BEAN
even giving
Results of Experiments.
The drug was then given to nine oth-
er patients for prolonged periods, all
of whom weight |
down on
eaten. In
fects were noted,
lost without
the amount of food
these nine cases on
These research phy
cluded that
in the
dinitrephet
useful treatment
overweight,
However,
dangers of
tients,
be
tions,
the Council
try of
vd extensively
overweight
with the necessary it is
estimated that 4.500 patients in Cal
me were treated in one
fornia al
and that probably
Year
100.0040 persons have
used the drug In North America.
Big Demand for Drug.
Naturally
mand for a
welght without
food intake
ercise,
However, the other si f
ture shows that
“sensitive” to the drug and are afflict-
ed with skin eruptions more or less
severe, And unfortunately there does
not seem to be any means of knowing
beforehand If the drug will cause trou-
ble because skin tests are of no use,
Other disturbances due to the drug
were itching, swelling of the lining
of mouth. nose and throat, loss
smell and taste,
“Up to the present time six deaths
from dinitrophenol have been reported.
In two of these cases especially large
doses were taken, but in two others the
amounts used were larger than
those recommended by Doctor Tainter
and his co-workers.”
When Death Occurred.
“In most of the cases death occurred
within 24 hours of the onset of the
symptoms of poisoning which are diz.
giness, breathlessness, fatigue, fever,
and excessive perspiration”
It is therefore strongly advised by
research workers that the use of the
drug be limited to carefully selected
cases, Patients with diabetes, inflam.
there has been a
t big
reqguce
on the
need for ex-
- $y 11
drug that will
21848 rua
cutting
down
and with no
the
individoals are
:
THM.
pnt
many
of
not
of the liver and heart, should not be
given the drug.
In Germany an official warning re-
garding the danger of dinitrophenol
has been issued. In Canada obesity
or overweight has been included In
the list of conditions for which rem-
edies cannot be sold.
The thought then is that this drug
does help to reduce weight In certain
cases, but as it causes skin eruptions
in some, death in others, and should
not be used In patients with diabetes,
kidney, liver and heart ailments, It ean
only safely be taken under the super.
vision of a physician.
* - *
High Blood Pressure
by A study of 182 high blood pressure
cases Dr, D. Ayman found an in
crease In both physical and mental
activity. They are dynamic overactive
persons with a large and steady out-
put of energy. They are sensitive and
quick-tempered and that would appear
to have been born In them,
The point then Is that high blood
pressure, while more frequent in over.
weights, Is quite common In those of
normal weight who are overactive,
sensitive, highstrung, nervous. The
treatment of course is to try to ac
quire a “calmness of spirit” by de
veloping a philosophy of life by means
of religion or by other methods,
© WNU Bervice,
OF INTEREST 10 |
THE HOUSEWIFE |
If your cactus does not bloom pinch |
leaves and branches, leaving only
branches that grow upward,
whenever soll is dry.
* * *
To dice or cut marshmallows easily
dip .a dry scissors into powdered
sugar,
- * -
Meat thawed quickly is likely to
be tough. Keep frozen meat in
warm place before cooking,
w » -
teaspoon of chopped maras
chino cherries and one tablespoon of
One
orange juice added to boiled
dressing makes a delicious
for fruit salads,
» - »
ing
If an apple tree is broken by
I 3]
sharp knife
wound with
with a and
treat the then
give It a coat of linseed oll and lead |
paint. Do not let the
the live bark.
or chisel
creosote,
vp wid Oe
creosole touch
Chocolate cake scorches easily
bottom and des because of
large percentage of fat it contal
is therefore necessal to bake
a moderate oven,
Tie a
the
when cu
over
through
saved,
Add one-eighth
tartar to c¢
used in
delicious
of and
gives it a
inpamon
annie sauce It
appie sauce, :
flavor.
sugar
Happiest Age to Marry Is
ulations.
ages at which
ie +3
marry
est chance o
prepared
fessor of
ford Theol
ing to this
the chance
mathematic
three for
for the bride
Ho
Bi
wever t
ef le
Ness ©
and the
three
Novos
\Magazi
POWER WITHIN
The power for real achievement
is within you, Where you are now,
is the pluce to do your best work
to translate your good Iintens
do actual deeds. You =
tions to
do it. Of course you can!
‘Quick Safe R
For Eyes lrrite
By Exposure
REPT BRAT
FE)
ond D
lL
* EYES
Or Divine
To borrow is human—to pay back
a
Still Coughing
®
?
No matter how many medicines
you have tried for your cough, chest
cold or bronchial irritation, you
get relief now with Creomulsion,
Berious trouble may be brewing and
you cannot afford to take a chance
with anything less than Creomul-
sion, which goes right to the seat
of the trouble to aid nature to
Joothe nd heal the inflamed mem
branes as the germ-laden phlegm
is loosened and expelled.
Even if other remedies have
failed, don't be discouraged, your
druggist is authorized to guarantee
Creomulsion and to refund your
money if you are not satisfied withy
results from the very first bottle,
Get Creomulsion right now, (Adv)
Worry Defined
Worry is interest paid on troublg
before it is due.
Cardui During Middle Life
Women who are entering middle
life will be interested in the experi-
ence of Mrs. L.. C. McDonald, of
Paragould, Ark., who writes: “I took
Cardui during change of life. 1 was
s0 weak, so nervous, 1 could hardly
I just dragged around. I had
ng spells and would just give
y and head hort. [
»
ting
M
~
Ou
y back
cad of Cardui. I took about seven
les. It gave me relief and
I am now 60 years past,
» & pretty good day's work
and garden.”
of women testify Carded
does sot benefit
physician,
ee
ol
bene.
YOu,
is nt
>» oe and §)
77a Hisens Clos, Wie
hair soft and flafly, 60 conts by mail or st
~
INSTANTLY
and Upsets
F you want really quick relief
from an upset or painful
stomach condition—arising from
acidity following over-eating,
smoking, mixtures of foods or
stimulants — just try this:
Take—2 teaspoonfuls of Phil-
lips’ Milk of Magnesia in a
full glass of water. OR — 2
Phillips’ Milk of Magnesia
Tablets, the exact equivalent
of the liquid form.
This acts almost immediately to
alkalize the excess acid in the
stomach. Neutralizes the acids
that cause headaches, nausea,
and indigestion pains. You feel
resulls ot once.
Try it. AND — if you are a
aL
frequent sufferer from “acd
stomach,” use Phillips’ Milk of
Magnesia 30 minules after meals.
You'll forget you have a stomach!
When you buy, see that any
box or bottle you accept is clear-
ly marked “Genuine Phillips’
Milk of M ia.”
SIGNS WHICH OFTEN
INDICATE “ACID STOMACH"
PAIN AFTER EATING SUPCPLESSNESS
OF MAGNES
Great Knowledge
To be a great man one must
i
Neither Commended
The passions of youth are scarce
of one's fortune.
ilnkewarmness of age.
oak
ow do | feel....