FOLLY OF EXTRAVAGANCE Dr. Talmage Says Causes the Great Fi- nancial Disturbances Which Take Place Every Few Years. PEOPLE WHO LIVE BEYOND THEIR MEANS [Copyright 1901.1 Wasmixgron, D. C.—In this discourse Dr. Talm shows the causes of the great financial *§iaturbances which take place every few years, and arraigns the people who live beyond their means; text, Jere miah xvii, 1, “Ag the partridge sitteth on eggs and hatcheth them not, so he that getteth riches and not by right shall leave them in the midst of his days and at his end shall be a fool.” Allusion is here made to a well-known fact in natural history. Ii a partridge or a quail or a robin brood the eggs ol an- other species, the young will not stay with the one (hat happened to brood them, but at the first opportunity will as- sort with their own species. Those of us who have been brought up in the country have seen the dismay of the farmyard ben, having brooded aquatic fowls, when after awhile they tumble into their nat- ural element, the water. So my text sug- gests that a man may gatber under his wings the property of others, but it will after awhile escape; it will leave the man in a sorry predicament and make him feel very silly. What has caused all the black days of financial disasters for the last sixty years? Some say it is the credit system. Some- thing back of that. Some say it is the spirit of gambling ever and anon becoming epidemic. Something back of that. Some say it 1s the sudden shrinkage in the value of securities, which even the most honest and intelligent men could not have fore seen. Something back of that. I will give you the primal cause of all these dis turbances. fi is the extravagance of modern society which impels a man to spend more money than he can honestly make, and he goes into wild speculation in order to get the means for inordinate display, and sometimes the man is to blame and sometimes his wife, and oftener both. Five thousand dollars income, $10. 000, £20000 income is not enough for a man to keep up the style of living he pro- poses, and therefore he steers his bark to- ward the maelstrom. Other men have sudden!y snatched up £50,000 or £100,000 why not he? The present income of the man not being large enough, he must move earth and hell to catch up with his neigh- bors. Others have a country must he; others have an extravagant ca terer—so must he; others have a palatial residence—so must he. Extravagance is the cause of all the de falcations of the last sixty vears, and if you will go through the history of all the great panics and the great financial dis turbances no sooner have you found the story than right back of it vou will find the story of how many horses the man had, how many earriages the man had, bow many residences in the country the man had, how many banquets the man gave—always, and not one exception for the last sixty years, either directly or in directly extravagance the cause Now, for the elegances and t ments and the decorations of life I cast my vote. While 1 am considering this subject a basket of flowers is handed in flowers paradisaical in their beanty—whit calla, with a green background of nia; a cluster of heliotropes nest some geraniums; sepal dnd periant! ing on the marks of God's finger When I see that basket of flowers, they persuade me that God loves beauty i adornment i God geat—s0 he 3} them and decoration. have made the earth so as to sup gross demands of sense, but left it wi out adornment or attraction Instead the variegated colora of the seasons, the earth might have worn an unchanging dull brown. The tree might t forth its fruit without the prophecy or blos som. Niagara might have em down in gradual descent without thunder and winged spray. Look out of vour window after there has heen 2 whether God loves jewels of snow under a microsco God thinks of architect manded the priest of olden time to his robe adorned with a wreath of gold and the hem of his garment to be embroid ered in pomegranates. The earth sieeps and God blankets it with the brilliants of the night sky. The world wakes, and God washes it from the burnished laver of the sunrise. So I have not muéh patience with a man who talks as though decora tion and adornment and the slegances of life are a sin when they are divinely rec ommended. But there is a line to be drawn between adornment smd decora- tion that we can afford and these we can not afford. and wher a man crosses that line he becomes culpable. I cannot tell you what is extravagant for you. You cannot tell me what is extravagant for me. What is right for a aneen may be squandering for a duchess. What may be economical for you, a man with larger in- come, will be wicked waste for me. with smaller income. There is no Hon rule on this subject. Every man before God on his knees must judge what extrava- gance, and when a man goes Into expen: ditures beyond his meuns he is extrava. gant. When a roan buys anything he can- not pay for, he ia extravagant. There are families in all our cities who ean hardly pay their rent, and who owe all the merchants in the neighborhood and yet have an apparel unfit for their cir cumstances, and are all the time sailing #0 near shore that business misfortune or an attack of sickness prepares them for pauperism. You know very well there are thousands of families in our great cities who stay in neighborhoods until they have exhausted all their capacity to get trusted. They stay in the neighborhoods until the diuggists will Jet them have no more medicines, and the butchers will sell them no more meat, and the bakers will sell them no more bread, and the gro ceryman will sell them no more sugar, Then they find the region unhénithy, and they hire a carman, whom they never pay, to take them to some new quarters, where the merchants, the druggists, the butchers, the bakers and the grocerymen come and give them the best rounds of beef and the best merchandise of all sorts until they find out that the only compen. sation they are going to get is the ac quaintance of the patrons. There are thousands of such thieves in all our big cities. You see, I call them by the right name, for a if a man buys anything he does not mean to pay for he is a thief, Of course sometimes men are flung of misfortunes, and they canndt pay. 1 know men who are just as honest in havin failed as other men are honest in suc . ing. 1 SuDpose there is hardly a man who Las gone through life but there have some times when he has so hurt of misfortune he could not meet his obliga tions. But all that I put aside. There are a multitude of people who buy that which they never intend to which there is no reasona they will ever be able to pay. you have become oblivious of Sonauts and mean to defradd, why not save the mer t as much as you can’ Why not some day to his store and when y is looking just shoulder the ham or the spare rib and in modwst silence steal a : That would be less criminal, because in the other way you take not only the man's , but you take the time of the mer. chant and the time of his accountant, and ou take the time of the messenger who Brought you the . Now, if you must , steal in a way to do as little dam- age to t er an ble. Be a a ey when a na nee was being discussed, and, stretching him- any morning and soe > : Put a crystal and see what God dew Tr : ture com © have self to his full height, in u whrill v&ce be cried out: “Mr. Chairman, I have discov. ered the philosopher's stone, which turns everything into gold—pay as you go." So- ciety has got to be reconstructed on this subject or the seasons of defaleation will continue to repeat themselves. : You have no right to ride in a carriage for which you are hopelessly in debt to the wheelwright who furnished the landau and to the horse dealer who provided the blooded span, and to the harness maker who caparisoned the gay steeds, and to the liveryman who has provided the stab- ling, and to the driver who, with rosetted hat. sits on the coach box. Oh, I am so glad it is not the absolute necessities of life which send people out into dishonesties and fling them into mise fortunes. It is almost always the super- fluities. God has promised us a house, but not a palace; raiment, but not chin- chilla; food, but not canvasback duck. I am yet to see one of these great defalea- with extravagance. While once in awhile a Henry Irving or an Edwin Booth or a Joseph Jefferson thrills a great know aswell as I do that the vast major- ity of the theatres are as debased as de- based they can be, as unclean as unclean they can be and as damnable as damnable they can be. Three million wrong direction Over a hundred millions. paid in this country for cigars and tobacco a year! About $2,000,000,000 paid for strong drink in one year in this country! With such ext ravagance, pernicious can there be any permanent prosperity? Business men, cool headed business men, 18 such a thing a possibility? travagances also account, as of the officers The store on the business forgeries, the abscondings of the banks. fashionable avenue. band’s craft capsized by much domestic sail. the leak in the merchant's money till. That is what cracks the pistols of the sui- cides, That is That again ity. ple, so far as I can get their attention, 1 want to arraign this monster curse of ex- carrying too what stops insurance companies. in its triumphal march of prosper J I anathema. not your scorn and hurl at I know it but some of get up and go out. You Some of you make a great and after awhile you will die, and minis ters will be sent for to come and stand by vour coffin and lie about your excellences, but they will not me, 1 will tell you what my text will be: “He that provideth not for hi and especially for those in his own household, 18 worse than an infidel!” What an apportionment! sand dollars for God! gance the cause of And the de funeral day. there your did cuts close. | stand it well, § Own thou. cent Twenty for ourselves wed Ah, my friends, ext a geoconunts i one God 1 goes on even to the 3 thas expenses are so great before they der ground they are insolvent There are families wicked sponse to the that go into demands of They put in casket and tomb which they ought to hey wanted bread: them a tombstone One would hat the last twn ob tions people would be particular about id be the physician and the under. sker. Be are the two last of ligations, those two professions are al alw ays cheated in great haste, you gave think nink 1 ause they and he must come day and night. They send for the undertaker wntid the great solemnities. and often these two men are the very last to be met with compensation. Merchants sell goods, and the goods are not paid for. They take back th wis, I'am told. But there is noe relief in this case. The 1 spent all he had in luxury and extravagance while and then he goes out of the and has left nothing for his { nothing for the obsequies, out of the he lived and ae he steals the doct pills and the undertaker's slippers. [ was reading in a New York paper an account of the obsequies in a fami ate estate, world he iy of very moder aggregate was KN, in ork of moderate estate extreme luxury i The family, desirous up the magnificence, orders the following things. They were produced and never paid for to this day Casket, fie Hea mm tiie covered with Lyons velvet, silver moldings : oH Heavy plated handles Solid silver plate, engraved in Roman letters "re 75 Ten linen scarfs. . Floral decorations ats cue 8 Music and quartet choir at the house 4&0 Twenty carriages . Lhen fifteen other important expen ditures amounting to. Making an aggregate of... his last home and never paid for! led his family. Swindle 18 swindling it now. curses of this day, the extravagance, the wicked extravagance, of the country. And then loo impoverished. Men give so much times for their indulgences nothing for the cause o Twenty-two million dollars expended in this country a year for religious Swin- the world. He pended for religion compared with the of dollars spent for ram! So a man who dulgences, chiefly in gluttonies, and sent hither and yon for all the delicacies and $200 for himself. Then he was reduced to one guinea, with which he bought a rare on Westminster bridge, and jum the Thames—on a lasge scale what mea are doing on a small scale. Oh, my friends, Jet us take our stand against the extravagances of society. Do not pay for things which are frivolous not put one month's w a trinket, just one trinket. Keep your credit g by seldom asking for any. Do not starve a whole year to afford one Belshazzar's carnival. not buy a coat of many colors, and then in six months be out at the elbows. Flourish not, as some people 1 have known, who took apart ments at a fashionable hotel and had ele gant drawing rooms attached aud then vanished in the mighty not even leaving thle Sompliments o he andiced, tell you, my friends, in the day of God's judges we shall not only hace to give an neccount for the way w= made our money, but for the way we spent it. We have p% to leave ali things that sur roun us now, Alas, if any of ing hour fol Be theDng hom who wl Ut e of tto then turned over with her fi 8s or salary into sea wi which cost its t ha while 1 bare the aut orlty "of or NOUNCIng pame or Br gy. Last Visit to Circus Talk had turned upon the old-time circus. The man with the gray hairs in his beard and whose front teeth were unmistakably false, had only smiled at some of the other stories, “That reminds me,” he said finally, “how 1 once paid $36 and lay in bed for three days, living on liquid diet, in order to see about half of three cheap acts in one of those old one-ring cir- cuses, “I was a big, overgrown boy at the time. I lived in a small town twelve miles off a railroad, and when a spall circus billed the town and finally put up its tent and side show on the vacant lots next to our house, I didn't like to dig up the price. Especially I didn't like it when 1 noticed that the shed roof of our coal-house slanted upward to- ward the open space just under the edge of the canvas roof of the main tent. “So, while the ticket agent was busy, I sprawled out on the sloping roof, face down, with my head just over the edge of the coal shed, looking over the heads of the spectators the tent and into the tinse { the ring “And, inci was exactly in that position roustabout saw me roof with a ut six as ¥ stuck nto a inside ! CS © entally, 1 when a circus and lifted me off the that knocked man 3 i § i good teeth as ever a Ben Davis aj “And I've ne never I $ pen 10 a circus Ten Men Naturalized, 1 Nn wore naturan Hing At the Pienieo what Bertie makes these ries taste so queer?’ “1 don't know, mamma, | dering » put the bottle ra wrong side up. out Each pacsage of Purxax Favevess Dir colors more goods than any other dye and colors them better too. Sold by all druggists. A new French steamship line is to he established between De d Fr Stall ominion and French Myrrh, which comes from Arabia and ersia, was used as medicine in the time of Solomon MAA Rest For the Rowels. No matter what ails you, Leadschs to a rancer, you will never get well until vour bowels are put right. Cascanzrs help nature cure you without a grips or pain, produce easy natural movements, cost you just 10 cents fo start getting your health back, Cas. canxrs Candy Cathartie, the genuine, put up in metal boxes, overy tablet has Ec? stamped on it. Beware of imitations, The frog is a kicker, but the fish gets along swimmingly. : Ee Te a a FITS permanently cured, No fits or nervons. ness after fret day's use of Dr. Kline's Great Nerve Restorer. §2 trial bottle and treatise free Dr. R.H. Krixg, Lid, 981 Arch 8t., Phila, Ps The self-made man never thinke of apologizing for himself. Mrs. Winslow's Soothing Syrap for children , soften the gums, reduces inflamma. tion, allays pain, cures wind colic. 20 a boltis It is easy to fall into a fortune without hurting yourself. Tamsure Piso's Cure for Consumption saved my life three years ago. Mas, Tuomas Ron. nixs, Maple 81, Norwinh. N.Y., Feb, 17, 1000, It is casier to pay compliments than to pay debts. 1 SAO. A AL 8 4 Albert Burch, West Toledo, Ohio, says: “Hall's Catarrh Curve saved my life,” Write him for particulars. Bold by Draggists, 50. An uncertain tem is better than onc that is certainty bad, H. BH. Guesx's Boxs, of Atlanta, Ga., are successful Dropey Specialists in the world, their Uberal offer in advertisrsment in column of y this paper It takes a pointed remark to get into some heads, : ” % Laundering Thin Dresses. To launder the exquisite creations of mns. tins and lace in which this season abounds has become quite & problem, yet the most delicate materials will not be injured if washed with Ivory Soap snd dried in the shade, But little starch nead be used. Eviza BR, Panxen, The present year will see the starting of at least three expeditions, representing three different nations, in an attempt to solve some of the mysteries of the South Polar regions. One will sail from Ger. many, another from England, and a third from Sweden. The Swedish expedition is undertaken with enthusiasm, and King Os car will personally give it financial aid. Of 2000 pigeons set free at Bpandau, the majority reached Hamburg, a distance of 180 miles, in three hours, Some people act like fools and other people don’t have to act. Ladies Can Wear Shoes One size smaller after using Allen's Foot. Ease, un powder for the feet, It makes tight or new shoes easy. Cures swollen, hot, sweat. ing, aching feel, ingrowing nalls, corns bunions. At all droggists and shoe stores, 25¢. Trial package FREE by mail. Address Allen 8, Olmsted, Le Roy, N. Y. And Speaking of women who cry, the Eskimo women fairly live on blubber. Nature Needs Awistance only. Many of the cases of eerious illness could be checked at once with a dose of Crab Orchard Water, taken in time. The dence peopie. confi oLther greatest east In the the man whe has in himself has Time flies, but ¢ bandmaster can beat it. Reducing the Demand. } i sold tity of 1 FHI TI0C ““ About a year sgo my hair was coming out very fast, so 1 bought a bottle of Aver’s Hair Vigor. It stopped the falling and made my hair grow very rapidly, until now it is 45 inches in length.”” — Mrs. A. Boydston, Atchison, Kans, There’s another hunger than that of the stomach. Hair hunger, for instance. Hungry hairneeds food, needs hair vigor— Ayers. This is why we say that Ayer's Hair Vigor always restores color, and makes the hair grow long and heavy. $1.00 & bottle. All dregyists. If your druggist cannot supply you, send us one dollar and we will express you a bottle, He sure and give the name of your nearest express office, Address, J. C.AYER CO, Lowell, Mass. Dizzy ? Then your liver isn’t acting well. You suffer from bilious- ness, constipation. Avyer's Pills act directly on the liver. For 60 vears they have been the Standard Family Pill. Small doses cure. auardgists Want vour tmoustsehe oy beard a beautiful Srown of viel biack ® Then tee BUCKINGHAM'S DYE {95.42% WO Me AOR Wess WW A Renl Funny Story. 0id Tim Linkina, the barber of Wabash Ave. nue, Chicago, is a great student of proverbial philosophy, and be sometimes entertaing his customers, in the interval of a "'serape’ or known Jrovers of the past to the conditions or requirements of the present. His regular customers know his strong point, and many & man who apparently goes in for a shave, is really in search of a rest in a cosy chair, and bas & desire to hear “Tim” hold forth pro- verbially, One day last week a stranger came in for a shave, and as he stretched himself wearily in the chair, Tim prepared to lather bim, The man incidently remarked that he bad been prevented. “Well, it's better late than never,” said Tim, smilingly. “Not al. ways,” replied the stranger, slowly, “How I never lost never did, but I would Now, why was it bette for me to lose {t late than not at all 7” Tim continued : “Don’t know what | wonld have done in my predicament, only an old aequain. on the Lake front let me have twenty to go on with,” “AL chipped in Tim, “that was good! A friend in noed is a friend indeed. “*No, he isn’t,” snapped the man who was being shaved, “There vou're dead wrong again. How can a friend in need be a friend indeed? 1 have a good many friends who arealways in need and they are a nuisance Tim thought the mitted that the man was right. He had al. most made up his mind not to speak again when the stranger continued, “Yes sir, they Why, one of them fellows bas been calling on me for the past year and threztens to get even with me some way if I do not loan him fifty dollare. He threatens me at every visit,” “Oh, 1 wouldn't mind that,” replied Tim unconsciously, “you know A barking dog never bites.’ his mouth, strain ? Have you ever ventured to go too and if you did, what did he do to you 7 Did you ever know a bark- ing dog that didn’t bite if he got the chance? Tin said he couldn't exactly call to mind ans canine sequal nee thet strictly fulfilled the claim in the proverb, and there was a silence for a few minutes while his razor was gliding over ths man’s f Then the } If as he bethought him of a good joke he said, as he applied the bay 1 don’t believe the bar- bers’ proverb at ail? What's that 7 “Two heads are answered Tim. “Of cou why they are, in my | ald like to thes thie th ROS, arver sm i BEEOeC better BBY verbs, at least ir pr mt two heads heads Wee i she is to get TED wrap} you see, my wife is ing the same two heads are bette; in that case said Fim for the Lhe ehave and sad better tell ¥ ne 8 doing when the 1 Then if she send n Kpios ( Toledo SOS Very until after Reptember lst next List is isened Wools she can have ber pick of Triplets it a fethod Th ive got no youre a fraud NASI Chicago Girl, The Chicago Giri—Plague take this Eastern culture, : Her Boston Aunt—What is the mat- ter, my dear? The Chicago Girl—1've really become interested in Ibsen. 1 think he's bully. 1 take to transcendentalism without any trouble; I'm getting used to eyeglasses, and 1 dote on dignity, but 1 can’t get over saying “rats!” instead of merely elevating my eyebrows. 2 Is the oldest and only business college in Va. own. ing its building —= grand new one. No vacations. Ladies & gentlemen. Bookkeeping, Shorthand, Typewriting, Penmanship, Telegraphy, &c. Leading business coll south of the Polomae river, —Pkila. Stemographer. Address, G. M. Smithdesl, President, Richmond Va. DYSPEPSIA ¢ peed not be endured 8 day longer !f yOU Use A oatural medicine] witer—eencentrated. Aperient, laxative, tonic. A specific for all liver, kidney, stomach and bowel disorders it cures Torpid Liver, Bilionsnces, Joun dice, Chronle Dissasse of the Kidoays, Dyspepeia Heartburn, Sok Headache, Dysontery Constipation, Files. Crab Orehard Water is the most off carious of the natur «al mineral weleds, mos ' ; most The genuine is solid by ali druggists with Crab - Apple trade mark on TRADE Jang every bottle CRAB ORCHARD WATER CO., Louisville, Ky. 0000000060000 To make If You Wis $15.00 by solving a comparatively easy Tuouvcut Test, which will give the name cf a well-known flow- er. send your name and address to “Tue Unioue MONTHLY, Dept. A. Temple Court, New York. § WANTED for the Brohard Sash Lock and Brohard Door Holder : F nae Artive workers ev e can exrn 34 siwsTs a sleady dem { our goods ssh look, with prices, terms, otc, free for I Stason for postage FTHE BROHARD OO. - Statien “0,” Philadelphia, Pa. WILLS PILLS—BIGGEST O7FcR EVIR MADE. For only 10 Cents we wil] send toanr P 0. a1 Crome 10 days f aril id put the Tamat 5 ni treatinent § nS 0% Mon. wiears wo Th FOU 00 the Wack pow 3 aske ey rightist your bs je Address sil GO n K.B. Wills Medicin Company, 23 Flizs. beth wt. Hagerstown, Md, Branch OMosrys: i290 lndinaa Ave., Washingiea, 0, C, sted J ® of Asgryiption Sak SCALES a a ead Writs for prices JESSE MARDEN 188 Charles 3t , Balvimons, Mo, DROPS . NEW DISCOVERY: gives eaves. Book of bestimotusls snd guick relies’ and curses worsh 10 days’ treatment Free. Dr. B H. GRILK SS0NE Box B Atisstis, Os “The Sauce that made West Point famens.” McILHENHY'S TABASCO. USE CERTAIN ic” CURE, 2 wemk eves, nee ( 1HOMpSOn’s Eye Water I SUI OF ALL. impose.
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