THE DAILY EVENING TELEGRAPli PHILADELPHIA, SATURDAY , APRIL 23 1870. snniT or tch mens. Editorial Opinions of the Leading Journals upon Current Topics Compiled Every Day for the Evening Telegraph. ritlSON STATISTICS IN TUE UNITED STATES, from the y. Y. Evenmrt j'twt. Tbe httidy of the latest reports of the State ptiHons in the United States brings to light many Htatitilical items which are- wjggeative us well as interesting. Of our tirty-even States, three Dela ware, Nebraska, and Went Virginia are without State prisons; one New York has five, including the Criminal Luaalio Asylum; one Indiana has three; and one Fennsyl yania hn two; the remainder have one each. There are, therefore, forty in the country. The estimated value of the real and personal property of theoo institutions is abont, $rj,(HH,()(io. The number of colls is 13,338, and their average dimensions eight ftet long, four and a half wide, and seven high, giving feet as the cubic contents of each, or juHt nboiit one half the size required for the proper sanitary accommodation of a convict. The average daily number of prisoners is 10,311; the whole number of v-flioers and at tendants, 1242, and the aggregate salaries paid them, $!)58,472. The average number of prisoners to each attendant is twelve; the extremes being in the State of Nevada, where here is an attendant for every two and a half convicts; and Virginia, where there is but one i o every twenty. It is remarkable that the prisons in these two States also represent the extreme differences in discipline; that of Nevada being the most coercive, that of Vir ginia the least so, of all the prisons of the Union. The total ordinary expenditure of the pri sons was $3,)1 0,5;!."; the total earnings, $2,376,009; the aggregate exoess of expendi tures over earnings in thirty prisons was $877,281; the aggregate excess of earnings over expenditures in the other ten, $111,955; leaving an aggregate of deficits amounting to f.7;.r),32G. The average per capita cost of oonvicts in the State prisons, including salaries, was $200, and the average per capita earnings, including all the prisoners, whether produc tive laborers or not, were $130. The most economically administered prison was the Albany Penitentiary (the prison of the Dis trict of Columbia), where the inmates were subsisted and governed for $113 each; the most expensive was that of Nevada, where each man cost $1224. Had all the State pri sons of the country been managed with the same economy as the Albany Penitentiary, their earnings would have paid expenses and left a surplus of $448,232. The whole number of inmates engaged in remunerative labor was 12,070, being a frac tion less than one-fourth. The contract system of labor prevails in eighteen State prisons; that of working the men on State aooount in twelve. The ave rage annual earnings per man, in the former, were $137; in the latter, exolusive of the two prisons of Pennsylvania, $202; including them, $208. The average per diem paid by contractors was fifty-one and a half cents; the extremes being found in the Massachusetts prison, where it was ninety-four cents, and in that of New Jersey, where it was thirty-five. The average number of hours of labor is nine and three-quarters. The average length of sentences (ex cluding of course those sentenced for life) is, for the whole country, 4 years and 14 days, the prisons of Virginia and South Carolina furnishing the extremes; the average terms being in the first 8 years, and in the seoond 2 years. It is noticeable that the length of sentences is shorter by more than a fourth in the Northern than in the Southern States; being in the former 3 years and 9 months, in the lutter 4 years, 10 months, and 1G days, although persons are sentenced to State prison for far more trivial offenses at the South than at the North; in Tennessee, for example, for stealing a fence rail valued at 8 cents. The proportion of sentences for life in all. the prisons together is about 5 per cent., and the period of detention for this class of prisoners is, on an average, between 7 and 8 years. A man sentenced for life has a better chance for an early release than one sentenced for 20 or even 15 years. Of the inmates of our State prisons, 28 per cent, are returned as wholly illiterate; 70 per cent, as intemperate; and 77 per cent, as never having learned a trade. These figures show to what a fearful extent ignorance, drink, the want of industrial training, and idleness and evil associations as the combined results of all, are stimulants or occasions of crime. There is one class of percentages deduci Lle from these reports which has a sad signi ficance. Nearly one-fourth of all the inmates of these grim abodes of guilt and crime and wretchedness are minors mere boys, rang ing from twenty years down to tbe child that has not reached his teens ! Will not all good citizens be moved by such an exhibition, first, 4.0 devise preventive agen cies to keep these youths from falling into crime; and, secondly, to found reformatory homes, houses of discipline, in whioh. cura tive healing processes hhull be applied to them after they have fallen ? About one-tenth of the inmates of our State prisons in a given year receive executive clemency. These sixteen hundred annually pardoned criminals represent many times that number of applicants; in fact those who do not apply are a small minority. The de sire and expectation of pardon, on the part of convicts, has become a sore evil. They are always hoping, planning, working to get out. and this makes them restless, irritable, and unfit for reformatory influences. The true plan is to place our prisons on a proper basis. make their administration permanent, put tnem into tne hands of competent ofheers. and then perhaps to extend still further the admirable New York plan, by whioh the pri eoner's pardon is put in his own hands; the terms of imprisonment being regularly short ened Dy complete evidence of reformation. THE LIMITATIONS OF DEFENSE. From the Jf. Y. Tribune. It will be remembered, at least by all our readers who are interested in celebrated cases, that some years ago Lord William Kus Bell, an aged nobleman, was barbarously murdered in bis own London house by a Swiss valet, who upon his trial was defended by Mr. Charles Phillips. The line of defense adopted by the distinguished advooate was that the murder was committed by the female servants of the house, and he also argued that bloody articles found in the prisoner s box were placed there by policemen with a view to the reward offered for his discovery and conviction. Suddenly, in the very middle of the trial, Mr. Phillips was astonished by receiving from Lis client a full confession of guilt, liut he did not swerve a hair's breadth from the line of defense which he had adopted. Ui lifted to ? jea (? Beayen, wU fvneut'j .declared to the jury that Ood alone knew who had committed this murder ! lie continued his insinuations against the house mail espe cially, the result of which was that the poor girl was carried to an insane asylum. Mr. Phillips did his client no good, however, for he was convicted, and in due time executed. A despatch from this city to the Chioago Tribune (which we have reason to believe substantially correct), in speaking of a crimi nal case which has attracted, we niny say en grossed, the publio attention, says of a pro minent lawyer who has conducted the de fence, that he has apologized privately for indecent allusions to a lady, said that he believed nothing of them, and that ho only made certain remarks (and this is the poiut we wih to emphasize) "in the hope of help ing his client. ' It is to the general charac ter of the professional morality thus in dicated that we ask the attention of the reader. It must often happen that au advocate is called upon to defend a person known by him to be guilty, but, the onus probandi being upon the prosoon tion, the party at bar is entitled to all the benefits of the laws of evidence; and as the trial starts with a presumption of his in nocence, it is the duty of his advocate to the best of his ability, by fair comments upon the evidence, to secure, if he can, an aoquit tal. But it should be understood, and we suspect that it is not generally or well under stood by the publio, that tne benevolent pre sumption of innoeenco is less intended for the protection of the prisoner than for the safety of many innocent men, who, if the rules of evidence were broken down, migVt unjustly suffer. The law simply forbears to press a conviction when a convfotion might establish a dangerous and inequitable pre cedent. So far, then, the duty of counsel to watch the testimony, and to maintain upon it a theory of the prisoner's innooence, may be conceded. But he would err egregionsly who supposes that this great privilege, or this simple right, if he please so to consider it, is not limited beth by the good sense and by the good faith of counsel. The right care fully and ingeniously to defend one person who is not on trial by no means implies the right extrajudicially to arraign another per son who is not on trial at all. The advocate for the defense holds no license to travel out of tbe record in quest of extraneous facts, or more probably of notions which may possibly nelp Lis client at tne expense of somebody else. For instance, upon the trial of John Jones for murder, it is barely possible that the Court might hold as admissible evidence to show that the murder was committed by some highly respectable and perfectly innooent member of society. Now, such is the nature of practice, that if an advooate sees fit to rise and suggest guilt in the most astonishing and unsuspected quarter, although the Court may and would probably silence him as soon as possible, the mischief would be done before the scandal could be arrested. This is an inevitable infirmity of legal proce dure from whish in the nature of things there is no escape, except through the chivalry and honor of counsel. All the more, possessing this tremendous power, should the advocate be careful so to use it that the rights of other parties outside tbe case may not be in the least compromised. This, indeed, is his best policy, for in the end a system of roving in quisitions in quest of evidence half true to bolster up theories wholly untenable can do the advocate no good. It is a game at which, if it is to be permitted, the prosecution can, in the nature of things, beat him in nine cases out of teVi. The general idoa is that an advooate, in managing the cause of his client, should re member his client alone; and within proper limitations, and as between the respondent and the Government, the idoa is a good and sound one. But surely, even the most remote deductions from this theory give a practitioner in the criminal courts no moral right, however re may suppress the true, to suggest the false to the damage of innocent persons. In con ducting a cross-examination, for instance, it may be proper for counsel to presuppose that the memory of the witness has failed him upon the direct, or that he has not shown the proper relation to each othor of the facts brought out in his evidence; but, except in rare and palpable cases, we should very much doubt the moral right of cross-examining counsel to assume that the witness has already committed perjuryjand to do this merely for the sake of confusing and embarrassing a witness would be ungentlcmanly and dishonorable in the extreme, however it might be profession ally considered. Thus we see that the appa rent license which the leniency of the law allows to a criminal defense is itself hedged about by certain laws of personal honor. The advocate himself is an officer of the court, and has a personal interest in maintaining its dignity,, its equity, and its good name. lie is to save his client, if he can, but he is not to save him at the expense of other reputa tions. If he is paid for burnishing one cha racter, it does not charter him maliciously to blacken another. He may comment fairly upon the evidence; but hint, innuendo, and malicious suggestion are not now, never have been, never will be, in court or out of it, such a commentary. JUDGE IIACKETT AND THE McFAR LAND CASE. From the N. Y. Sun. We think the opinion is all but unanimous that Recorder Uackett presides over the Illoh- ardson-Mcr arland trial with dignity, ability, and impartiality. He has made two import ant rulings in the case, whioh have excited a good deal of comment among the members of the legal profession, as well as in other circles. The first of the rulings to which we refer was the exclusion of the testimony offered by the defense in regard to certain transactions. such as Iiiohardson's dictation of memoranda respecting the disposition of his property. and the so-called marriage ceremony, and other matters affecting him, in which Rich ardson bore a part in his room at the Astor House subsequent to the shooting. The defense offered this testimony for the purpose of satisfying the jury that these transactions were of such a nature that they so aggravated Richardson's wound and state of body and mind that, except for their oc currence, death would not have happened; in a word, that the pistol shot was not the necessary and unavoidable cause of Kionara son's death, but that it resulted legitimately from the excitement caused by tnese transac tions. Now, arguing from first principles. and keeping clear of adjudicated cases, it would be very diffioult to convince either a lawyer or a layman that suoh testimony was not admissible. The vital point at issue is the cause of lUchardson s death. Suppose, after listening to all the testimony in regard to the shooting, the nature of the wound, and the kind of medical treatment to which it was subjected, and then, after listening to the testimony which has been excluded in regard to these other traasactions, distinguished sur geons should be willing to swear as experts that, in their opinion, except for these other , URHHttJ9BS WVliiUfiWA W0U'lhfty9 recovered; has not the defense a right to introduce in evidence these transactions for the Bound reason that they are pertinent to the main inane, namely, the cause of Iiiohardson's death? The Recorder seems to have based his ruling mainly upon a oase decided by Chief Justice Bigelow, of Massachusetts, who, in his elaborate opinion, claims to have ex amined a large number of adjudications bear ing upon the point. It may, however, turn out, as it often does, on a thorough explora tion of these decisions, that a distinction runs through them which destroys their value as precedents in the Hoi arland case. JLbe second ruling of the Recorder to whioh we refer did doubtless, at the first blush, ex cite some surprise; but, when clearly under stood, it will be found to be based on Bound law and common sense. The counsel for McFarland have interposed the defense of temporary insanity, or rather such a partial dethronement of the reason as to exempt McFarland from legal responsibi lity for the act of shooting Richardson. They endeavor to account for this state of mind by certain facts in respect to the relations exist ing between Richardson and MoFarland's wife, which came to tbe personal knowledge ot Aici' ariand, and wnicn he believed. They endeavor to account for it, also, by certain facts in regard to Richardsen'B agency in taking McFarland's children away from him, some of which facts were within the personal knowledge of McFarJand, while others were reported to him and credited by him. Iow, the real point at issue in this branch of the cose is, what was the state of Mo Farland's mind, what was the cause of that state, and was the condition of his mind such as to relieve him of legal responsibility, on an indictment lor murder, for the shooting of Richardson ? Holding his clear intellect steady to this point, the Recorder well says that it makes no dinerence for the only purpose of this trial whether the faots which upset McFar land's mind were true or false. The ques tion is not as to their truth or falsity, but whether McFarland believed them in whole or in part, and whether this belief was the cause of that condition of mind which, as his counsel allege, absolves him from legal res ponsibility for the act for which he is in-, dieted. That this is sound law nobody can dispute. That it will materially narrow the field whioh the prosecution will be allowed to traverse, when they come to put in their rebutting and explanatory proof, is seen at a glance. That, if rigidly enforced, it will leave many per sons whose names figure conspicuously in this trial in very embarrassing positions, is painfully apparent. THE WEALTH OF THE SOUTH. Prom the Jf. Y. Times. The highest proof of the folly of slavery. of the stern neoessity of crushing the Re bellion, of the general wisdom ef the recon struction policy of Congress, and finally the highest assurance of our peace and solidity as a nation in times to come, is found in the present prosperous and contented condition of the bouth. states so lately rent by civil war, their towns sacked and their fields devas tated, are now rich in resources. Men whose motto was, only five years ago, "war to the knife, and the knife to the hilt," now nego tiate amicably with the objects of their former hatred, and appeal to them to supply the two great wants of the South, skilled labor and capital. The North responds with hearty will the "era of good feeling" is fully come. Southern traders are again the main stay of New York commerce, the old enmi ties pass out of the memory of men, and, best of all, a sane secessionist is to-day as much a rara avis as the "undevout astronomer." Ex-Governor Wise is contentedly arguing cases in the United States Supreme Court; Beauregard negotiates with Roseorans for new railroad connections; Virginia, startled at the colored emigration to the cotton States, has found a new question in "what shall we do without the negro ?" The truest test of a solid political triumph is found in results like these in a general absorption of the publio mind in the material concerns of life. Of course our national bent of character, common to both sections, has much to do with this. The happiest omen at the close of the war was the rush made by Confederate generals and leaders for the vacant railroad superintendences and presidencies, and for the organization of new express companies. The terrifio energy which for five years expended itself 'in long cam paigns and storms of battle could not die with the Rebellion only the spear has become the ploughshare and the sword the pruning hook. The South, somewhat disturbed by Bourbon fools, as it may be here and there, is neither an Ireland nor a Poland. It puts on few airs of martyrdom. In fact, there can be small pretense amon g sensible men of the "merciless tyranny" of which mere demagogues complain in the face of a generally conceded agricultural and com mercial prosperity. The securing of a good cotton crop implies faithful labor and do mestic quiet. Last year this orop probably reached three millions of bales. At the average price paid this season it will realize, or is worth, about $310,000,000, currency, or over $250,000,000, in gold. More cotton has been raised in previous years, but never has more money been realized in the aggregate. The crop of 1859-GO, alniout five million bales, brought less money and had less pur chasing power than that of 18G9-70. Cotton has been deposed from the throne, but has since accepted office as First Lord of the Treasury. The decrease in the aggregate of the cotton crop, therefore, does not imply any reduotion in the wealth it produces. It is attributable to other causes than inability to plant and harvest. The war left behind some salutary lessons. It proved the folly of relying upon the North for corn and baoon, and a great breadth of land formerly employed in raising cotton, sugar, and tobaooo is now occupied by cereals the result being that the South has less to buy, while what she has to Bell brings the same returns. Another feature in the new wealth of the South is the earnest and successful effort it is making to establish manufactures, and that is another of the lessons of the war. Those who have fought along the splendid water-power of the James river, who have marched across Georgia, traversed the rioh coal and iron regions of Alabama, or have seen in the far southwest I'exas springs which are rivers boiling out from under the mountain sides, need not be told how muoh of power has lain idle or wasted itself away. The Comal river, in Texas, is only two miles long from its source to whore it empties into the Guadaloune; yet it is as largo as the Merrimack, knows neither freshet nor drought, and has a rapid full. Situated in the centre of the finest wool-growing country in the world, and surrounded by the indus trious Germans of New-Braunfels, its sur passing advantages for woollea manufacture were never developed till during the war, when a splendid mill was erected and equip ped with Manchester machinery. So, all over the South, the war has knocked the laziness out of the people and beoome a blessing in disguise. The shrewd New England men knew well enough that in conquering the Rebellion they also built up a powerful competition. They see that they are no longer the only artisans, and that in liberating the slaves they have liberated not only four but twelve millions of active minds. Two years ago Mr. Wilson said in the Senate that New England reoog sized this fact, and intimated that if the iron protectionists of Pennsylvania pushed thoir absurd pretensions pretensions which have made it impossible to build an iron ship in an iron country they might find New Eng land ready to strike hands with the South for free trade. The North and South are as suming new oommeroial as well as politioal relations. A community of interest is grow ing up between them, and Pennsylvania mo nopolists may yet find themselves standing alone. Would it not be wise for the Came rons and the Kelleys to look to this ? THE BUREAU INVESTIGATION. From the Miuouri Republican. The New York Tribune says: "General O. O. Howard Is fortunate in his calum niators. Years ago It was Andrew Johnson who maligned htm In long and frequent veto messages on tbe Freedmen's bureau bill. Afterwards It was General Gordon Granger who went spying among the subordinate! that be might find matter on which to grouud Indefinite and general abuse of the chief of the bureau, which It will be remembered was subsequently delivered In a long report, which read very much like the effort of an amateur correspon dent of a fourth-class newspaper. Mow it is Fer nando Wood who impeaches the honest; of bis ad ministration of the airalrs of the freedmen. if the witnesses who are to sustain these charges have no better standing with the publio than the accusers, the prosecution will prove contemptible persecution. But there is little doubt that the result of tin case, which some one has aptly termed 'Mackerel vllle vs. llavelock,' will be the complete vindication of Gene ral Howard." We have no desire to prejudge General Howard in the investigation now pending in regard to the management of the Freedten's Bureau, but we nevertheless insist that touch stuff as the above is in very bad taste, to say the least. President Johnson undoubtedly did direct the attention of Congress to the Freed men's Bureau, and intimated strongly that it would do no harm to keep a strict eye upon the workings of that machine; and in so doing he was simply performing one of the most important duties incumbent upon his high. cilice. 'Xhe President is not merely the execu tor of laws, but he is, or should be, the guar dian of the people's right? and the people's money. Here is an institution which, as it is now officially declared. has disbursed not less than twelve mil lion dollars, and this immense sum has flowed through the hands of General Howard without either check or restriction. Con gress ought not to have waited for the sug gestions of President Johnson, or the report of General Gordon Granger, before giving the matter a thorough sifting, and if the ex amination had resulted satisfactorily, so muoh the better for General Howard and the coun try; if not, then the evils of mal-administra-tion might have been nipped in the bud, and the treasury saved from further depletion. But when Congress spurned the advice of President Johnson because they hated him, and laughed at Granger's report because he was a conservative, they virtually shouldered the entire responsibility of Howard and his bureau, and the onus of whatever errors or blunders he may have committed they must share. When a oommittee of investigation is ap pointed at the request of Mr. Fernando Wood, Congress in effect acknowledges that there may have been some truth in the criticisms ef President Johnson and General Granger. and that at any rate it will do no harm to look into the whereabouts of the twelve millions aforesaid; but this is very much like looking the Btabie-door alter the horse is stolen, Suppose, for instance, it should be ascer tained that a few hundred thousand dollars. more or less, have been waste or misapplied by General Howard, what recourse is there now? No bonds were required of this officer for the faithful discharge of his duties, and whatever funds, if any, he has diverted from the proper channel, are gone past all re covery. The investigating process ought to have begun years ago, and President Johnson was right, eminently right, when he urged it again and again. The Tribune's comparison of Howard to llavelock might as well have.been omitted, for, without the slightest irreverence, we may say that "the Christian hero" business is a drug in the market. General Howard has blazoned his religious professions from the housetops, and done a vast amount of aea p on able and unseasonable preaching with tongue and pen, but the nation just now is much more interested in knowing something about his practice, and if the fruit should prove worthless, there will be no difference of opinion as to the character of the tree which produced it. General Havelock saved India from the grasp of the Sepoy rebellion, and died before the British Government bad opportunity to reward him for his inestimuble services. Had he lived, and been appointed commissioner of a Sepoy bureau for the education and eleva tion of the Hindoos, from what we know of the man, we doubt very much whether Have lock would have invested $24,000, which did not belong to him, in bonds of the First Congregational Church, or ordered a univer sity built at Government expense of worth less brick, because he happened to be one of the owners of the patent right. "Compari sons," as Mrs. Malaprop would ay, "are WOMEN AT OXFORD. From the Cincinnati Commercial. The woman's rights movement is making much less noise is .England than in this ooun try, but much more substantial progress in the right direction. The official announce ment contained in our foreign telegrams of Wednesday, that the delegates for conducting tbe local examination of Oxford University have decided to admit girls on the same foot ing as the other sex. is one of the most sig nificant events of the age, and should it assume tangible shape at the examinations which oc cur in June, will undoubtedly be imitated by every prominent institution of learning in Europe and America. Where uxiord leads, none need be afraid to follow, for it is not only the greatest university in the world, but per haps the most conservative and aristocratic of all Dating back to the year 1050, and believed by many to have been loundod by Alfred the Ureat, the history of uxtord is a port, and almost the best and brightest pare, of the history of the nation of which it has long been the pride and ornament. The E resent code of statutes was framed by Aroti ihhop Laud in 1G2D, and confirmed by Charles I in 1035. The ohanoellor is eleoted for life by the convocation, and for the last two cen turies has always been chosen from the ranks of the highest nobility. The late Earl of Derby held the position at the time of his death. The actual head or executive officer is the vice chancellor, who is nominated every vear by the chancellor, and usually holds it, by successive reappointments, four years. The sonisoallus, or high steward, is also a noble man nominated for life by the chancellor. The discipline and general management of the whole establishment are in the hands of a large staff of offioials working together in the har mony of the most perfect system. Nineteen colleges and five halls the latter not incor porated are attached to the university proper, and eaoh is governed by its own head, elected for life, and its own laws; though all the members are obliged to obey the rules of the University. Five hundred and fifty-seven fellows, or poor scholars, are supported by these colleges; these are usually chosen after having gained their bachelor's degree, and are the tutors, and with, the bead, form what ia known as the body of corporate proprietors. The total annual income of Oxford is set down at 460,000, or about $2,300,000 of ourmoney. The number of members' entered upon the books is between six and seven thousand; the number of actual students about fifteen hundred. The libraries connected with the university are among the finest in existence; the liodieian alone, which was opened in 1G02, contains 200,000 volumes. Galleries of pictures and statuary, museums of antiqui ties, ana every appliance wnicn me ingenuity and liberality of man can devise for the culti vation of the useful and the beautiful, are here to be found upon the most magnificent scale; and when women can enter the walls of classic, venerable, imperial Oxford, her perfect equality with man, at least in the Eursuit of knowledge, need never afterwards e disputed. ilNSURANOb.. INSURANCE COMPANY or NORTH AMERICA. JANUABT 1, 1870. Incorporated 1T94. Charter Perpetual. CAPITAL 8300,00r ASSETS 8,7S.I,3S1 Lohm paid since organizations. ..843,000,000 Kecelpta of Premiums, lM69....8t,991,8Jr4S Interest from Investment, '69. 114,69674 8J,10U,5.I1I Lohn paid, 1869.. ..81U35,36'84 Statement of the Asset. hint Slort&ges on City Property $768,480 united Bute UoTernment and otber Loan Bonds. 1,123,844 Railroad, Bank and Canal Stocks S5.7U8 Uuh In Bank and Offloo 147.830 Lous en Collateral Security 12,668 Notes Reoeirable, mostly Mai in e Premiums... 831,944 Accrued Interest 80,367 Premiums In eonrse of transmission .. 85,198 Unsettled Marine Premiums .. 100,900 Real Estate. Onto ot Oompanr, Philadelphia. . 80,000 aiaiLUiviMJi Arthur O. ran oil R. Oope, Samuel W. Jo In, Edward H. Trotter, John A. Bros n, Edward B. Olarke. Charles Taylor, T. Charlton Henry. Ambrose Wbito, Alfred 1. Jeesup, William Welsh. Louis O. Madeira; S. Morris Wain, Charles W. Cnsnman, John Mason, Clement A. Grisoom. George I Harrison, I William Brookie. ARTHUB G. COFFIN, President. CHARLES PLATT, Vloe-Preetdent. Matthias Maris, Secretary. O. U. Reeves. Assistant Secretary. 4 1 S B U R Y LIFE INSURANCE C0,f N. Y. Number of Policies issued by the fire largest New York Companies daring the nrst years of their existence : MUTUAL (23 months) iom NEW ?ORK (18 months) losi Manhattan (17 months) 953 KNICKERBOCKER. .. (20 months). 669 EQUITABLE. (IT months) Sod During the SI months ot Its existence the ASBURY HAS ISSUED 2600 POLICIES, INSURING NEARLY 10,000,000. Reliable Oanrassing Agents wanted throughout the ooun try. JAMK8 M. I)NOAORH, Manager for Pennsylvania and Delaware. Office, No. ri WALNUT Street, Philadeluhia. BAMUKL POWERS, Special Agent. 181 THE PENNSYLVANIA FIRE INSURANCE JL COMPANY. Incorporated 1826 Oharter Perpetual. No. 510 WALNUT Street, opposite Independence Square. This Company, favorably known to tbe community for over forty years, continues to insure against loss or dam axe by fire on Publio or Private Buildings, either perma nently or for a limited time. Also on furniture, btooks of Goods, and Merchandise generally, on liberal terms. Tbeir Capital, together with a larne Surplus Fund, Is invested in the most careful manner, whioh enables them to offer to the insured an undoubted security in the oase of loss. DinEOTona. Paniel Smith, Jr., I John Deverenz, Alexander liensou, lsaao Uazltfhurst, J nomas Smith, lienrv Lewis. xaomas nouins, ibaniel Haddock. .Ir J Uillinguara Fell, r ,, .,iAN1KL' SMITH. Ja.. President. WM. O. CROWELL, Secretary. a 30 TILE ENTERPRISE INSURANCE CO. OF X PHILADELPHIA. Office S.W. eornerof FOURTH and WALNTTT Streets FIRK 1NSURANOK RXULUHIVKLY. PERPETUAL ANOTKRM POLICIES ISSURD, CASH Capital (paid up in full) $JU,OUO'00 Cash As-eu, Jl- SM 4,303 1. F. Ratohf ord Starr, i J. Livingston Rrringsr Nalbro Vraziar, James L. (Jlut horn, John M. Atwood, Wm. O. Roulton, Hon). T. Tredick, '.Charles Wbenler, George H. Stuart, Thomas U. Montgomery, John H. Krown, Jamee M. Aerteen. K. RATOHFORD STARR, President. THOMAS H. MONTGOMERY, Vice-President. ALEX. W. VVI8TKR, Secretary. JACOB K. PETERSON, Assistant Secretary. Jf$ME INSURANCE COMPANY No. 809 CHESNUT Street. INCORPORATED 1858. CHARTER PERPETUAL. CAPITAL $3(10,0(10. FIRE INSURANCE EXCLUSIVELY. Insurance.against Loss or Dsmage by Fire either by Per. petual or Temporary Policies. DIRECTORS, r-i. .-I di.i.. i. u . v.- 'William H.Rhawn William M. SoyferU John Jf'. Smith, Nathan Uillea. unnn rtessier, ur.. Edward H. Orne. Cbarles Stokes, John W. Evermaa, Mordeoai liuxby. George A. West, CHARLES RICHARDSON, President. WILLIAM IL RHAWN, Vioo-President. WnXIAMB I. Blanoha&o, Secretary. 7 23 pdl'EKIAIi FLUB INSURANCE CO., LONDON. ESTABLISHED 1S03. Paid-up Capital and Accumulated Funds, 8,000,000 IN GS-OHiD. PREVOST & HERRING, Agents, 9 4 No. 107 S. THIRD Street, Philadelphia. 0HA8. M. PREVOST. OH AS. PjJIE BRING. CORDAGE. Manilla, Siial and Tarred Cordage, At Lowest New York Prloes and Frolghts. EDWIN II. PITLEIl fc CO.. Factory, TENTH St. and GERMANTOWN Avenue. StoreNo. 98 N. WATER Bt and 33 N. PEL AW ARB Aveeue. MICHAEL WIATKB. OKOKOB B. 8. CHLBR. WEAVER L CO., Hope and Twine Manufacturers AND Healers) In Hemp and Sufi Chandlery. No. 89 North WATER Street, 1 lm No. 93 North WHARVES, TtiUaduipUla. INSURANCE. DELAWARE MUTUAL BAFKTT IN8UKANCK COMPANY. Incorporated by the Leguumra of Pennsylvania, 1830. Office sontheaM corner of THIRD and WALNUT i ( , Btroow, rniiaauipnia. ' MARINE INSURANCES On Vessel, Cargo and Freight to all parts of the worm. " INLAND INSURANCES ja goods by river, canal, lake and laud carriage te all parts of the Union. riRB IN8URANCK8 Merchandise generally; on Stores, Dwellings, Houses, eta. . ASSETS OF TUB COMPANY November 1, 1869. 1200,000 United States Five Per Cent. Loan, ten-fortlos S3t,000"00 100,000 United States Six Per Cent. Loan (lawful money) 10T.TR0-00 C0,000 United States Six Per Cent. Loan. 1S81 eo.OOO'OO 900,000 State ot Pennsylvania SU Per Cent. Loan SIS, 960 00 900,000 City of Philadelphia Six Per Cent. Loan (exempt from tax) 8O0.M3-00 100,000 State of New Jeraoy Six Per Cent. Loan 03,00000 90,000 Pennsylvania Railroad First Mortgage SU Per Cent. Bonds 456 ) 96,000 Pennsylvania Railroad Se cond mortgage Six per Cent. . Bonds 93.8W0S 96,000 Western Pennsylvania Rail road Mortgage Six Per Cent. Bonds (Pennsylvania Railroad guarantee).. 10.000 OA 90,000 State of Tennessee Five Per Cent. Loan 16,0000 T.ooo Mate of Tennessee Six Per Cent Loan 4.8TO-00 13,000 Pennsylvania Railroad Com- pany, 860 shares stock 14,000 W 6,000 North Pennsylvania Rail road Company, luo shares stock 1,90000 10,000 Philadelphia and Southern Mall Steamship Com- . pany, 80 shares stock T.600-00 944,900 Loans on Bond and Mort- RRfre, first liens on City Properties 94,90000 11,231,400 Far. Market Talne, H,30o,8T0D0 , . C0t. I1.B16,6W87. Real Estate M,ooo-0 Bills Receivable for Insurances made. . . 333.70010 Balances due at Agencies: Premiums on Marine Policies, Accrued Interest, and other debts due the Com Py.. .. SO, 097 -W Btoek, Scrip, etc., of Sundry Corpora tions, $4706. Estimated value 3,74010 Cash In Bank $l68,8iR-88 vawutvniH MifM 1S9,W11 11,883,100 m DIRECTORS. Thomas C. Hand. I Samuel K. Stokes, jimiu j. xuvui, Edmnnd A. Bonder, Theophllus Panlding, lames Traqualr, Henry Sloan, Henry C. Dallett, Jr., "ames C. Band, William c. Lndwlg, Joseph n. Seal, Hugh Crals;, John D. Taylor, George W. Bernadon, rv luiaru i. iwuilon, Edward Darlington, H. .1(111 nil HrrviltA Edward Lafouroade, Jacob Rlegel, Jacob P. Jones, James B. McFarland, .loHhllfk P. Rvrn. Spencer Mollvaln, - i. it. oempie, riusonrg, A. B. Berger. Pittsburg, D. T. Morgan, Pittsburg: WUl!m (1 Hnnaton. THOMAS C. HAND, President. JHN C. DAVia, Vlce-rtosldeofc HENRY LYLBTJRN, Secretary. HENRY BALL Assistant Secretary. 1 1 HOMESTEAD LIFE INSURANCE COMPANY. Policies Issued on all the Ordinary Plans, AT LOW RATES OP PREMIUM, With full participation In tbe Profits. All Policies Nonforfeitable. Ful Cash Surrender Indorsed on Each Policy. NO RESTRICTIONS A8 TO TRAVEL OR "KESI DUNCE. The form of policy adopted is a plain and simple oon. tract, precise and detinite in its terms, and tree trout ambiguous conditions and restrictions. Special attention is called to the HOMESTEAD PJUAJS this Oompanr, offering the combined advantages OF THE Building- -.Hiociatiou AUDOr Xil O XiifsmTiiioo. Every lolIcy Holder Necures a House of Ills Own. Descriptive Pamphlets, with Rates, furnished on appll cation to the Couipanv. OFFICE, N. W. corner Seventh and Chesnut Sts. PHILADELPHIA. WILLIAM M. SEYFERT. President. LAURENCE MYERS, Vice-President. D. HAYES AGNEW, M. D., Medical Director. , R. W. DORPHLEY, Secretary. WILLIAM L. HIRST Counsel. DimrcTons. Wm. M. Beifert, Laurence Myers, ti. M. Myers, Wm. S. McManus, Wm. B. Reaney, Edward Heinuel, II. P. Muirbeid. Clayton McMiohael. 496ra 1829 cnARTER PERPETUAL. Frantiin Fire Inniance Company OP PHILADELPHIA. Office, 1308. 435 and 437 CHESNUT St Assets Jan. 1 ;70f$2f 825,73 1 "67 CAPITAL tlOO.OOOW AOCRUKD SURPLUS AND PREMIUMS... .a.6.? tT7 INCOME FOR UUA. LOSSES PAID IN 1869, SB1U,UUU. si4,we Losses pai since 1829 over $5,500,000 a Perpetual and Temporary Polioies on Liberal Terms. The Company also issues policies upon the Rents of sll kitnlsof KuiltiiriKS, Ground Rents, and Mortgagee, i'be ''FRANK IN" has no DISPUTED C-lxM. DIRECTORS. Alfred O.Baker, Alfred FJtler, Samuel Grant. M T.?m-' ,Kfi . . teorgeW.Kiohards, V. Uliam 8-Oraut, Isaac i Lea, I Thomas 8. Ellis, tiaorse Fales. . ' Gustan is 8. Reason. ueorge ceiee, AI ,-rKD O. B A K.ER, President. GKORdK FALES, Vioo-Presidens, JAMES W. MCALLISTER, Secretary. l UKOUORK M. RKGKR. Assistant Secretary. I lis n I R B ASSOCIATION. INCORPORATED MARCH ST, IW. OFFICE. NO. M NORTH FIFTH STREET INSURE BUILD HOUSEHOLD FURNITURE, AND MERCHANDISE GENERALLY, From Loss by Fir (In tbe City ot Philadelphia only). AHSET8, JANfjAHY 1, 1S70, 81,372.73'A-3. TRUSTERS. WM. H. HAMILTON. JOHN OAKllOW, CiEOSGK I. YOUTH Q, JOK. B. I.YNDALL, CHARLES P. BOWER. JKHSrC LIGHTKOOT. ROUT. SHOEMAKER. l'H'IKR AKMUKUhT-R, I KV1 P. uusis, uium""i M 11. DIUKiNMON, B JOSEPH E, SUHELL. WM. U. HAMILTON. President. SAMUEL cPARHAWK, Vice President, WILLIAM T. BUTLER 1 5j Secretary,
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