Ginder Finds Niche In Helping Farmers Manage LOU ANN GOOD Lancaster Fanning Staff LANCASTER (Lancaster Co.) After 18 years of working in agricultural lending with several financial institutions, E. Dennis Cinder was ready for a career change. With roots in fanning, a bache lor’s degree in agricultural mecha nization, and a graduate degree in banking. Cinder wanted a job that would tie together agriculture and helping people leant. He thinks that he has found the perfect combination as the new farm management agent serving Chester and Lancaster counties. In that position. Cinder meets one to one with people to help them become good business mana gers. That encompasses a wide area everything from helping determine feasibility of expansion to estate planning. Much of his banking experience will apply in his new role, but one significant difference came with the job change. “In this position, I am not selling anything. In my banking position, I was essentially selling money,” he said. Just like he did as a bank lender. Cinder may help a fanner do a financial analysis of his operation to determine the feasibility of expansion, but the service is only to help farmers see all the angles so that they can best determine the right course of action. Cinder will not make the ultimate decision on whether or not expansion is a viable option. In some cases. Cinder offers perspective on labor issues or • Agricultural • Commercial • Residential to match your specifications • Retaining Walls • Bunker Silos E. Dennis Cinder is the newly-appointed Penn State Cooperative Extension farm management agent serving Chester and Lancaster counties. works out lease agreements between landlord and tenant. He is careful to work through issues so that disagreements can be viewed from both perspectives. In the end. Cinder tells clients, “It is not my money nor decision. You must decide what’s good for you and your family.” Cinder believes that good busi ness managers seek out all the information they can before mak ing major decisions. Many farmers ■HhI% ♦ , J We do box culverts and wing walls • Manure Stor INC. 430 Concrete Ave., Leola, PA 717-656-201 do not know where to turn or how to gather the information. In his position. Cinder has access to many resources and is eager to share the information. Although he will not recommend Etc. one particular person, he will pro vide a listing of professionals such as attorneys or accountants who are familiar with agricultural issues. Cinder grew up on a Manheim livestock and tobacco farm. He recalls showing the grand champ ion hog at the Lancaster Stock yards about 30 years ago. Although he considered return ing to the family farm, a major expansion would have been required to support two families. “I decided not to encourage my parents to take on additional debt,” said Cinder, who worked for Farm Credit, Meridian Bank, and in recent years as manager of the ag lending group for Core States Bank. Cinder, his wife Jan. and College Courses Offered At 4-H Center COLLEGEVILLE (Montgom ery Co.) Penn State Abington Continuing Education is introduc ing undergraduate courses offered at the Montgomery County 4-H Center in the Skippack area. Two evening courses are scheduled to begin in September. These are: Introduction to Individual and Family Development on Tuesday evenings and Psychology on International Calls 6 sec billing. England 12 cents/mln., Mexico 16, Germany 18, Australia 18, Switerland 23, Japan 24 and similar low rates to most other countries. • No Black Box • Quality Major Carrier Service •NO Access Codes • 18/6 sec. Increment Billing • NO Monthly Fees • NO Purchase Necessary • NO Prepayment • Business & Resident use • NO Minimum Usage - • Account Codes with individual • NO Term Contract billing for community phones Pre-Raid Phone Cards only 15 cents a minute. NO surcharge Call Tel-Com Phone Service 1-800-668*7373 daughter Kalah, IS months, live in Lebanon, but would like to move to a more centrally located position to cover the Lancaster and Leba non coimties. In his position with the Penn State Cooperative Extension, Cin der responds to those who request help. Some referrals are also received from banks or from other extension agents. There is no charge for his services. For more information, contact Cinder at the Penn State Coopera tive Extension located at 601 West Town Road, Suite 370, West Ches ter, PA 19382-4546, (610) 696-3500 OR at the Lancaster office located at the Farm and Home Center, 1383 Arcadia Drive, Lancaster, PA 17601-3149, (717) 394-6851. Thursday evenings. The courses will run from 6:30 p.m. to 9:30 p.m. weekly from September 16 through December 9. Each course is 3 credits. The 4-H Center is located on Route 113, one mile west of Skippack. For more information, contact the Penn State Abington campus at (215) 881-7392 or (215) 881-7413.
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