TAKING TIME by Rebecca Escotf Extension Home Economist When is a bargain a bargain? Boy! The headlines on the junk mail flier made it sound like such a great deal $3,300 cash in 24 hours, no credit check. Wow! What a deal. Then as you read on, you learned the details. You only have to pay a mere 17.9% interest That’s as high as some of the high est credit card cash advance inter est rates. In today’s economy that is no bargain. It’s an advertiser’s job to make money for his company. But it’s a consumer’s responsibility to make wise choices. December is the cra ziest month for advertisers and consumers. As a family financial management educator, I encour age you to be on your guard as you make your spending decisions. There are several guidelines that you can use, but first I want to share with you a success story from my own life of when a bar gain truly is a bargain. Last month my husband and I took a much needed vacation to Savannah, Georgia for four days. And what a bargain it was. We figured out that we spent $23.30 total for the won derful experience. It was a story of using our resources wisely. First, we traveled by plane for $l2 thanks to frequent flyer coupons. Then we boarded at my brother’s GOOD FOOD OUTLET STORES See Our Original Line Of Golden Barrel Products Plus All Kinds Of Beans, Candies, Dried Fruit, Snack Mixes, Gtc. At Reduced Prices * BAKING MOLASSES * MAPLE SYRUP A BARBADOS MOLASSES A PANCAKE * WAFFLE * BLACKSTRAP SYRUPS MOLASSES A SORGHUM SYRUP * CORN SYRUPS * LIQUID * DRY SUGARS * HIGH FRUCTOSE * PANCAKE * WAFFLE A SYRUPS SYRUPS f. A CANOLA OIL A COCONUT OIL A CORN OIL ' A COTTONSEED OIL A OLIVE OIL A PEANUT OIL A VEGETABLE OIL A SHOO-FLY FIE MIX Processors Of Syrups. Molasses, Cooking Oils, Funnel Cake Mix. Pancake & Waffle Mix & Shoofly Pie Iflz GOOD FOOD OUTLET Located At Good Food, Inc. W. Main St., Box 160, Honey Brook, PA 19344 215-273-3776 1-800-327-4406 Located At L & S Sweeteners 388 E. Main St. Leola, PA 17540 717-656-3486 1-800-633-2676 - WE UPS DAILY - -MAC home with his wife and children. They treated us to most of our meals. We did spend $13.30 on supper one night but it bought a bag of sue hamburgers, six fries and four large sodas. I’ve forgot ten, do they make deals like that in Pennsylvania? For entertainment we walked in neighborhoods and along the waterfront We even went to a wildlife preserve and saw bald eagles, wolves, bears and alliga tors. (Our admission to the pre serve was a can of cat food from the pantry.) That vacation was a deal! Now your plans may not include a trip to Savannah, but I’m sure you’re still interested in mak ing wise choices for die use of your money this holiday season. Here are some buying tips: 1. Purchase items that will last Clothing and toys that are not dur able are usually not smart choices. Inspect packaging, check seam finishes, read labels. An expensive price tag or a well-known brand does not guarantee quality. Be sure to ask about return and guar antee quality. Be sure to ask about return and guarantee policies so you have recourse if a blouse fades quickly or if a toy is missing parts. FRANK A. FILLIPPO, INC. - WANTED - DISABLED & CRIPPLED COWS, BULLS & STEERS Call: Frank Fillippo - Residence - 215-666-0725 Steven Fillippo 215-666-7976 If your local itore does not have it, SEND FOR FREE BROCHURE GOLDEN BARREL BAKING MOLASSES 1 Gallon Regularly $8.99 NOW $8.49 GOLDEN BARREL VEGETABLE OIL V 4 Gallon Regularly $2.49 now $2.09 ZOOKIES MOLASSES COOKIES Regularly $2.49 now $2. 19 Saturday Hours Thru Christmas: 10 AM ■ 4 PM Osteoporosis: PITTSBURGH (Allegheny Co.) It’s a disease that is pre ventable and treatable, but only if you know what to look for and how to take action. Here's a quick checklist to help you determine your likelihood of developing osteoporosis and what steps you can take to help prevent it plays an important role in this 2. Purchase items that have multiple uses. An appliance that has one use, a toy that performs one trick, a blouse that is coordi nated with only one outfit, a pan that cooks only one food item, any of these purchases may become dust collectors before you get your money’s worth from them. Select items that encourage creativity or that are versatile. 3. Purchase items from a list Mall shopping can be disastrous if you don’t have a list! The gim micks, aisle displays, special one day-only offers will cause anyone to spend beyond what they may have intended. Before shopping, check the closets and other hide aways. What items have you already picked up during the year as stocking sniffers? How much have you already spent? Get a grasp on your gift-giving needs before you hit the retail scene. The stick to the written list that includes a dollar range and item suggestions. These tips should help you find the real bargains and make your holiday both enjoyable and afford able. Remember the real bargains are the TIMES you spend enjoy ing the company of those you love. * FUNNEL CAKE MIX * PANCAKE * WAFFLE MIX * ASSORTMENT OF CANDIES A DRIED FRUIT A SNACK MIXES A BEANS A HONEY A PEANUT BUTTER A BAUMAN APPLE BUTTERS * KAUFFMAN PRESERVES * SPRING GLEN RELISHES 1 SPECIALS FOR DECEMBER Are You disease. Women are approxi mately four times more likely to develop osteoporosis than men. Women have less bone mass than men and also lose bone more rapidly at menopause. Are you a couch potato? Lack of regular exercise especially weight-bearing exercise such as walking or aerobics increases bone loss. Are you calcium deli- dent? Low calcium consump tion throughout life limits the amount of bone being built. In adulthood, this may lead to gre ater bone loss. Wha Caucasians and Asians have a higher risk of developing the disease than African- Americans. Are you thin or firail? Underweight people tend to have lower bone mass than people at healthy weight. ls it all in the family? Yes, this is an inheritance you can do without. The tendency to develop osteoporosis may be passed from generation to generation Are ou middlc-ai menopausal? Everyone loses bone as they age. The decrease in estrogen that occurs with menopause accelerates bone loss. Accelerated bone loss also occurs when women cease to menstruate due to low body weight or excessive exercise. ’ou smoke and Do drink? Indulging can take its toll on bones. Heavy alcohol MORTON BUILDINGS, INC. Excellence Since 1903 CONTACT: 3368 York Rd. P.O. Box 126, Gettysburg, Phllllpsburg, PA 17325 NJ 08865 717/624-3331 908/454-7900 Call or wilt* today for mora Information I ■mmmlmji Aakinliu 44 4AA^|f IJfICISIIr PWalilQi MWOljfi llf ilf^W Although osteoporosis typically doesn't become evident until later years, dietary habits throughout life influence your risk of deve loping the disease. A lifetime of adequate calcium consumption not only helps build peak bone mass in younger years, it also helps decrease bone loss in adult years. The recommended intake of calcium is 1200 mg per day (equi valent to 4 servings of milk, dairy products or other calcium-rich foods) for males and females ages 11 to 24 and for women who are pregnant or breastfeeding. Child ren under 11 and all adults 25 and older should consume at least 800 mg (3 servings) of calcium per day. ou? ice an Other prevention strategies include a regular program of weight bearing exercise, modera tion in alcohol consumption, quit ting smoking and estrogen therapy after menopause. As part of the public awareness campaign to inform consumers of the vital role nutrition can play in preventing osteoporosis, ADA’s National Center for Nutrition and Dietetics’ Consumer Nutrition Hot Line is featuring a special recorded message in November 1993 and March 1994. “The Cal cium and Osteoporosis Connec tion” is available to callers from 8 a.m. to 8 p.m. (Central Time) by calling 800-366-1655. A free fact sheet on osteoporosis is also avail able to callers. 1-800-447-7436 At Risk? uie ii lined with low bone mass and smoking contributes to bone loss. Illinois only, call 1-800-426-6686
Significant historical Pennsylvania newspapers