BIS-Lancastar Firming, Saturday, January 28,1989 Winter Workshops '(Continued from Page B 16) or $20.00 for all four classes. LOOKING MY BEST BY USING LINE, DESIGN AND TEXTURE- This class will attempt to show how line, design and texture relate to each other and how they can be used to,make personality statements and enhance various body types. Workshop #ll-7:00-9:00 p.m., February 21. Workshop #l2-1:00-3:00 p.m., February 22. LOOKING MY BEST BY USING COLOR- Color families as an aid in color coordination, and color as it relates to personal coloring will be discussed, as will the emotional statements various colors make. Workshop #l3- 1:00-3:00 p.m., February 28. Workshop #l4- 7:00-9:00 p.m., February 28. LOOKING MY BEST WEARING ACCESSORIES- Using scarves, jewelry, shoes, handbags, gloves, and hair acces sories will be discussed. The many ways scarves can be used will take center stage at this class. Workshop #l5-1:00-3:00 p.m., March 7. Workshop #l6- 7:00-9:00 p.m., March 7. LOOKING MY BEST WITH A CAREFULLY PLANNED WARDROBE- Elements of a basic wardrobe, taking into account different body types and life styles will be discussed. Workshop #l7-1:00-3:00 p.m., March 14. Workshop #lB- 7:00-9:00 p.m., March 14. SEWING AND CRAFTS their future development. FOR PROFIT SEMINAR- is INSTRUCTOR: Barbara W. scheduled for April 24. Watch Davis, Ph.D., Extension Individu next newsletter for details. al and Family Development Spe- FOODS AND NUTRITION cialist from Penn State University. CREATIVE VEGETABLE Cost: Free. COOKERY- Tired of the same Workshop #25- 1:00-3:00 p.m., old vegetables day in and day out? April 6. Looking for new ways to prepare FAMILY RESOURCE those vegetables that are supposed MANAGEMENT to be “good for you.” Would you INSURANCE: IT’S A like to leant how eating vegetables RISKY BUSINESS- This work may reduce your risk of develop- shop is targeted to those individu ing cancer? Sign up for the new als who want to improve then course beginning in March called decision-making skills regarding “Creative Vegetable Cookery.” insurance. The two hour session Designed as leam-at-home les- w m include group activities and sons to be completed over an discussion. INSTRUCTOR: eight-week period “Creative Veg- Marilyn M. Furry, Ph.D., Exten dable Cookery” provides; recipes s i on Family Resource Manage and menus; tips on vegetable stor- ment Specialist, Penn State Uni age and cooking; and background versity. Cost: Free, information on the role vegetables Workshop #26- 7:00-9:00 p.m., play in cancer prevention. April 13. A $5.00 fee is required to regis- FAMILIES MANAGING IN ter for this course. This covers THE 80’s- LEARN AT HOME reproduction of the lessons and who’s taking care of the money? mailing costs. Limit; 50. You? Have you ever come to the If you would like to register, e „d of the month and wondered please complete one of the where the money went? Do family registration forms and return it by financial decisions simply seem to February 19, 1989. happen? Do all members of your MICROWAVE BASICS- Did family know where legal and you just receive a microwave or financial papers use? Most of us do you have one you do not use to fed a little uncomfortable with its full potential? Learn how to these questions, take advantage of all the marvel- Managing finances is not just a ous features your microwave j o h for bankers, we alkieed to do offers you. In this workshop you , t f OT ourselves and our families, will discover how the microwave But how? Sometimes the hardest works, cooking techniques, part of getting organized is decid- I Workshop Tide Cosl Name— Addresi Phone (Home] (Work) microwave utensils and recipes. Class Limit: 35. INSTRUCTOR: Audrey Hallgren. Cost: $6.00. Workshop #l9- 7:00-9:00 p.m., March 7. Workshop #2O-10:00-12 noon, March 8. LITE AND HEALTHY MICROWAVE IDEAS- This workshop will present tasty low sodium, low fat, low cholesterol and low-calorie dishes using your microwave. Class Limit: 35. INSTRUCTOR: Audrey Hall gren. Cost: $6.00. Workshop #2l - March 15. Workshop #22- 7:00-9:00 p.rn., March 15. HOUSING MOISTURE AND WATER CONTROL IN RESIDENTIAL ENVIRONMENTS- This prog ram will address factors contribut ing to moisture build up/water seepage in homes and techniques to help solve these problems. INSTRUCTOR: Phyllis A. Ear ner, Ph.D., Extension Housing Specialist with Penn State Univer sity. Cost: Free. Workshop #23- 1:00-3:00 p.m., January 31. Workshop #24- 7:00-9:00 p.m., January 31. FAMILY STRENGTHS BUILDING PERSONAL STRENGTHS AS MIDLIFE WOMEN- This workshop for women approaching or experienc ing midlife changes will help par ticipants understand their feelings, identify their strengths, and initi ate personal strategies that will help them make the midlife transi tion a strong building block for ing what to do first, and then to do The Penn State Cooperative Extension may be able to help. If you are trying to save money to buy a home or to improve one, if you have children you hope to send to school, or if you are plan ning for retirement you’ll be inter ested in our program. It’s a series of five mini-lessons on basic financial skills you can use at home. Each lesson covers a single financial topic all families need to know about. How to organize your financial and legal papers, how to set up a system for spending and saving, how to know how much you are really worth or the fami ly’s net worth and how to manage credit are some of the subjects covered. 10:00-12:00 To pre-register for the leam-at- 12. INSTRUCTOR: Donna tome program, complete one of Lucidi-Nachwostach. Cost; the registration forms and send $21.00 (includes $6.00 for your check for $3.00 to cover pattern), nailing costs. Registration dead- Workshop #29- 6:30-9:00 p.m., line: February 19. April 12, 19, 26. CREATIVE USE SEWING MACHINE OF I FTSURF TIME MAINTENANCE- When was THFHFART OF CURVED * e last time yOU serviced . your PIECING- If you like (he look Of machine, as riXOTmendrfmlhe te S K’k are sensitive to aecrnno of fabric,fitted to diagonally set pieces whtch collect m the movntg Making The Most makes this a challenging block. ~ , During this 3-hour class, you SCRAN lON Most of us will piece one block, then inset it have problems with money. One into a square piece of fabric. Inter- problem is not having enoug mediate sewin 6 skills are abso- money to do aU the things we need lutely necessary. Ideas for using dp and to buy all the things we this block in creative ways will be to huy- Another is not spend presented. mg our money w,sely to ® et ' h& Supplies needed for class; sew- best use out ing machine: extension cord; sew- » seems that we never have as ing and cutting supplies; iron and ™ch money as we would like o mat, 3/8 yard of a solid, 100% cot- have but we can all learn to ton fabric; 8-10 pieces of coordi- handle our money to get the most nated cotton calicoes (5"xl0” outof it, to buy more of the things each is sufficient): rubber cement; we need, and to do more of the paper scissors. Class Limit: 15. things we want to do. The key is to INSTRUCTOR: Donna Lucidi- P lan for spendmg and saving, and Nachwostach. Cost: $15.00 » try to follow it. Many of us (includes $3.00 for pattern). don’t want to take the time to plan. Workshop #27- 9:00-12:00 but those who do are much better noon. March 4. off financially. TRADITIONAL FINISHES The first step in planning is goal FOR QUILTS- Put an end to the setting. What do you want in the frustrations and puzzlements of future? Consider both short-term quilt borders and binding. Learn (such as buying a new coat or a the traditional techniques that can saving for a vacation at the shore) give your quilt a classic ending, long-term goals (like owning and also some updated ideas for y° ur own h° m ® or sending your bindings with flair. ch dd to college). Your list shou d In this class, you will prepare a consist of things that are really sample notebook of: a mitered important to you, that are worth border comer, a butted border cor- working for that require careful ner; a wrapped binding: continu- P lanni ng and thoughtful decisions, ous binding; double bias binding However, be realistic. Know your applied to a straight edge and a °wn abilities, skills and financial curved edge; mitered binding cor- resources. ... . ners; prairie points and a ruffled . involved develop edging. The samples will be yours mg a budget - a plan for spendmg to refer to as needed in future quilt and saving. A working budget not - ts only helps make your money go This class is for the person with J“*her. but can also mean more some quilt-making experience. happiness, less preoccupa ion but who needs more instruction on with money, and a better, saner ending the quilt. a t,tud ® u to ™ rds h f e \ A welU Samples will be prepared in P lanned bud g* c f n h dp you: class, so a sewing machine is ‘ P rev ® nt f f ulse s P end “W , necessary. A supply list will be what you can or cannot sent prior to the first class. A mini- . j cnow w j, ere y our money goes mal supply fee will be requested at , increase savings the first class, to cover cost o , decide how to protect against handouts. Class Limit. • t j, e financial consequences of INSTRUCTOR: “ C 1 ' unemployment, accidents, sick- Nachwostach. Cost: $l5. . ne ss, aging, and health. Workshop #2B-6:30-9.3 p. budget doesn’t have to be March 27 and April 3. complicated or rigid. But it does m u- take planning and determination TRADITIONS- (Machine■ P»ec- to J ow settin g U p a mg. qut \ budget, involve all family mem “Tnck pieced is a quic yP bers. Consider each person’s traditional block. ~" crr y needs and wants so that all family Pine Tree, Rolling Pin and y g mem be rs feel they are a part of the Geese can be a nightmare plan. Be prepared to compromise, gles when cut and pieced in a plan cannot succeed unless itional manner. But wha jy gj ere - s a g nanc ial partnership, when usmg this exciting method - n developing a # i of quick piecing. Imagine ... you don’t cut tt single triangle!! Amaze others with your piecing skill! You can also use the method to make an adaptation of Sunshine and Shadow, another difficult design. Learn the method, then proceed to make three sample blocks of your selected traditional blocks. You’ll be amazed at how quickly you can piece these traditional quilt blocks. If using coordinated fabrics, you’ll have the basis for a 3-block wallhanging, for which instructions and pattern will be provided. Participants must bring their own sewing machine. Participants should have some knowledge of quilting or have sewing experience. A list of sup plies required will be sent to those persons who register. Class Limit: parts of the machine. Lack of proper oiling and lubricating can also interfere with optimum machine performance. If your machine starts sluggishly, is noisy, makes loose or skipped stitches, maybe it’s time for a thorough cleaning. Why not bring in your machine and learn the bas ic maintenance procedures, including tension and pressure adjustment Participants are requested to bring the following items to class: sewing machine, sewing machine oil, tweezers, brush for cleaning machine parts, screwdrivers (the tiny ones which came with your machine, and one medium size), threaded bobbin, spool of thread and small piece of scrap fabric to test thread tension, and your user manual. Class Limit: 15. INSTRUC TOR: Donna Lucidi- Nachwostach- Cost: $7.00. Workshop #3O- 12:30-2:30 p.m., March 4. Please complete a separate form for each workshop or meeting you plan to attend and return to Winter Workshop, Penn Stole Coopera tive Extension, 1383 Arcadia Road, Room 1, Lancaster, PA 17601. Registration form can be hand written. Of Your Money budget is estimating your income. Total all money you will receive during the budget period. This includes wages, salaries, interest from bank accounts and invest ments and gifts. Next, estimate your expenses. Group your expenses into three categories: fixed, flexible, or set asides. Fixed expenses are pay ments that are basically the same amounts each month. Fixed regu lar expenses include such items as rent or mortgage payments, taxes, credit installment payments. Fixed irregular expenses are large pay ments due once or twice a year, such as insurance premiums. Flex ible expenses may vary from one month to the next, such as amounts of money accumulated for special purposes, as for Christ mas gifts, savings and emergency funds, and long-term goals. Use old records, receipts, bills, and cancelled checks to estimate future expenses. If .you have no previous records, keep track of all expenses for at least one full month to obtain a record. This requires recording every expendi ture - from the candy bar you bought for an afrrenoon snack to the gas you purchased to fill your car. It’s best to carry a notebook with you and then record the expenditures in a journal at home. Compare your total expected income with the total of your planned expenses for the budget period. If your planned budget equals your estimated future income, are you satisfied with this outcome? Have you left enough leeway for emergencies and errors? If your expenses add up to more than your income, look again at all parts of the plan. Where can you cut down? Where are you overspending? You may have to decide which things are most important to you and which ones can wait. You may be able to do some trimming on your flexi ble expenses. After your plan is completed, put it to work. At the end of your budget period, evaluate your plan. Compare what you spent with what you planned to spend. If your spending was quite different from your plan, find out why. If your plan did not provide for your fami ly’s needs, you will want to revise it.
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