UNIVERSITY PARK - An
increased number of farmers in
Pennsylvania may benefit from an
innovation in crop insurance now
being offered by the Federal Crop
Insurance Corporation (FCIC),
according to Bill McSweeny,
assistant professor and extension
economist at Penn State. “The new
program is entitled Actual
Production History (APH), and
may attract a large number of
farmers in Pennsylvania,” Mc-
Sweeny says.
Shifting through a gear pattern in search of reverse can really slow a job
down. A Kubota tractor can get it done faster.
Our L 3750 (36 PTO hp) and L 4150 (40 PTO hp) tractors come with your
choice of an easy-to-operate BxB transmission or an even easier hydraulic
shuttle-shift.
These tractors also come with a 5-cylinder direct-injection diesel engine,
power steering and position and draft control. Both are available with 4-wheel
drive.
So next time you’ve got a load of
dirt in the bucket and can’t find
reverse, think about looking for a new
Kubota instead.
See TJie Full Line Of KUBOTA Tractors At Your Participating Dealer
PENNSYLVANIA
AVONDALE
Thomas Power Equipment
215/268-2181
BIGLERVILLE
O.C. Rice, Inc.
717/677-8135
BLOOMSBURG
Tractor Parts Co.
717/784-0250
DOVER NEW PARK
Straley Farm Supply Inc. "
717/292-4443 or 292-2631 717/993-2511
HONESDALE
Marshall Machinery, Inc.
717-729-7117
HONEY GROVE SPRING MILLS CHESTERTOWN
Norman 0. Clark & Son, Inc. Rishel’s Sales & Service W.N. Cooper & Son, Inc.
717/734-3682 .814/422-8826 301/778-3464
Crop insurance changes
“In the past, coverage was based
on weighted county average yields.
The highest yield guarantee level
was 75 percent. Many farmers
have found crop insurance unat
tractive in the past because their
possible indemnity payments
would be based on 75 percent of a
yield figure the farmers already
felt was too low.
The new APH program,
however, will provide insurance
guarantees based on individual
yield histories. That means
IRWIN STATE COLLEGE
Laspina Equipment Rishel’s Sales & Service
412/864-5147 814/238-7788
LEBANON
Keller Bros. Tractor Co.
717/949-6501
LITITZ
Keller Bros. Tractor Co.
717/626-2121
REYNOLDSVILLE
McGarvey Equipment, Inc.
814/653-9637
producers with yields consistently
higher than the county average
will no longer be penalized when
purchasing crop insurance,”
McSweeny explains.
From a farm management
perspective, a feature of this new
program is the importance of
farmer maintaining accurate
acreage and production records.
With such records, the farmers
with high yields can generally
expect to get a higher yield
quarantee at a lower price than
KWARDS
FASTER
(DKUBOin
Nothing like it on earth™
WELLSBORO
Benedict’s Ford Tractor
717/724-2839
WESTCHESTER
M.S. Yearsley & Sons, Inc.
215/696-299(1
FLEMINGTON
Poniatowski Bros., Equip. Co.
MARYLAND 201/782-3514
RISING SUN HAINESPORT
AG-IND Equipment Co., Inc. Material Handling Systems
301/658-5568 or 398-6132 609/267-6100
explained
they would have received under
the old program,” McSweeny says.
Farmers without records can still
obtain insurance, but must report
their acreage and production
annually. Yield guarantees in
succeeding years will be based on
those records to the extent that is
appropriate. While protection will
be available for only corn, grain,
sorghum, peanuts, tobacco, cotton,
and rice in 1985, all crops will be
covered by 1987.
Information about this insurance
HAGERSTOWN
Arnett’s Garage
301/733-0515
NEW JERSEY
ELMER
Roork’s Farm Supply, Inc.
609/358-3100
HAMMONTON
Rodio Tractor Sales, Inc.
609/561-0141
Lancaster Farming, Saturday November 10,1984-D2l
THf f 4
$ , %
Poultry Buildings
Barns - Disinfecting
Fly Spraying
Dairy Whitewashing
6 & 6 HIGH PRESSURE
(AGRICULTURAL HIGH PRESSURE WASHING)
Barry Garber
367-3649
.'Mil Machine Wort
\ , Welding & kC>
■ flft/ Farm Supplies
■ Hardware |
1 CUSTOM BUILT WOOD & B
■ COAL STOVES
■ • Welders & cutting torches
■ • Custom made farm gates, etc.
| • Custom built high pressure washers
■ • Stainless steel, aluminum and spot
J welding. .UPS Service
* HIGH TENSILE WIRE FENCING
I
PLATE SHEARING AND
PRESS BRAKE WORK_
Coming 500 n... Approx
5,000 Ft of 11/*”I 1 /*”
Good. Used Pipe
D.S. MACHINE SHOP
DAVID E. STOITZFUS
3816 E. Newport Road
Gordonville, PA 17529
1 Mile East ol Intercourse on Rt. 772
plan was presented during an
FCIC training conference in
Boston, Oct. 28 and 29. The con
ference was called to further ex
plain benefits of the APH program
to USDA officials and private
insurance industry represen
tatives who will be responsible for
APH training. Dr. McSweeny was
one of several Extension
specialists from the northeastern
states who attended the con
ference.
Crop insurance, even with the
new program changes, will not be
a cure all in the management of
income risk by farmers, Dr.
McSweeny notes. By its very
nature crop insurance is designed
to protect against yield loss,
primarily due to inclement
weather conditions and pest
populations over the growth cycle
of a crop.
Yield uncertainty, however, is
but one source of risk that fanners
face in today’s agriculture.
“Concerned fanners will evaluate
all means of reducing income risk
and select the combination of
protection devices (for example,
crop insurance, hedging, forward
contracting, and commodity op
tions) best suited to their own
needs,” McSweeny says. “This
combination might include one,
several, or none of these means of
reducing risk, depending upon the
farmer’s own circumstances.
Nevertheless, the APH program is
a much needed improvement over
previous crop insurance
programs, and warrants checking
into by all Pennsylvania farmers,”
he concludes.
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