85515 E 6—Lancaster Farming, Saturday, August 31, 1963 TOBACCO HARVEST COMES to a temporary halt as FHA supervisor and farmer talk over manage ment problems and an operating loan Richard Hoover, left, compliments J David Shenk, Conestoga R 2, on the quality of his tobacco. L. F. Photo. • Hoover (Continued from Page 1) loans, farm ownership loans, water and soil conservation loans, emergency loans, water shed loans, loans for rural areas development and imal housing loans The first rural housing loan in Lancaster County was re cently approved for Mr and Mrs Jelly Towner, Notting ham R 2 At our first stop we visited the Towner family at the lot where their new home will be erected this fall Mr. and Mrs, Towner and their two daugh ters moved to Little Britain township from a Philadelphia suberb about four years ago and have been living in a mobile home on their own lot. “Jerry Towner has been working for the B & O Rail xoad for 14 years and has a good record of employment ” Hoover explained, and even though the family was unable to accumulate the needed capi tal to start a home or obtain bank financing, the FHA direc tors believed he deserved fi nancial help. Rural housing loans need not be made to farmers, but the house must be built in a rural area, and it must be for the dwelling of the borrower. Rural housing loans are made at 4 per cent interest and for a maximum of 33 years. Hoov er said, but borrowers are en couraged to pay off the loan sooner if they can The three-bedroom, prefab ricated, ranch type home will be built this fall, and the Town eis will begin making monthly payments to the FHA As soon as they have built up enough equity in the home to secure bank financing, they will be encouraged to “graduate” to other financial arrangements. Hoover said Hoover went over some of the details of repayment and suggested changes in the house blueprint with the family to make sure the FHA regula tions were being met and that the family understood the re payment terms Both Hoover and Robert Mumma, a student trainee with the FHA this summer, had call ed on the Towners several times before our visit, and most oi the airangements had been completed Mumma, who will be a senior in Agncultuic Economics at the Pennsylvania State University this fall, is spending his sum- LOOK AT THIS PRICE! For this RIDICULOUSLY LOW PRICE you can have this Badger-Algoma Har- vester with hay or windrow Pickup and single row corn head attachments. Our Usual low prices will apply to our BIG BADGER FORAGE WAGON while they last. • DFPA PLYWOOD BOTTOM AND SIDES • RUGGED STEEL FRAME • FOUR UNLOADING SPEEDS • UP FRONT CONTROLS • BIG, 87" INSIDE.WIDTH ~! • 16' OR It' MODELS AVAILABLE R. M. Brubaker Farmersville Equip. Co. mer as a student trainee. • Af- ter graduation next spring he will have the opportunity of entering the service, and his time and accrued benefits dur ing this summer will go into his record. At the. farm of Robert and William Guhl, Nottingham R 2, we met two 27 year old twin brothers who grew -up in the city of Pittsburgh Robert had studied agriculture at the Uni versity of Delaware; and Wil liam is a Dairy Science gra duate of the Pennsylvania State University, but neither had ha'd much actual farm experience When their father, an official of a chemical firm in Wilming- ton, Del, bought the 200 acre farm in Little Britain, the boys took over operation However, (Continued on Page Tf PATZ Sales & Service Barn Cleaners - Silo Unloaders - Cattle Feeders Robert K. Rohrer Quarryville, R. D. 1 Hensel KI 8-2559 $ 1695.00 NO Dealers Please Salunga, Pa, BRADY SELF-CLEANING CHAIN FLAIL MECHANISM Spreads from the rear—like a spreader should—in a wide, smooth, uniform pattern. 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