SRT
WEDNESDAY; MAY 24,1972
Women, Too,
Own More
Life Insurance
There was a time not too
long ago when all a wife had
to do when an agent came
around to see her husband a-
bout life insurance was to
serve coffee and cookies. In
fact, not much more was de-
manded of her later than to
remember where her husband
kept the policy and, maybe
the agent’s name. :
Traditionally, life insurance
was developed to replace the
income of the male breadwin-
ner in case of death. or retire-
ment. Today, however, with
more than half the women in
United States contributors to
family incomes, the loss of a
daughter, wife or mother
could deal a significant blow
to the family’s financial re-
sources.
As reported by the Insti-
tute of Life Insurance, wom-
en increasingly are becoming
owners of life insurance. In
1970 some 23 per cent of all
ordinary life insurance polic-
ies were purchased on the
lives of women, compared to
17 per cent some 20 years
ago. Indicative also of the in-
terest among younger women
in life insurance, says the
Institute, have been the re-
sults of a recent nationwide
survey of finance-related atti-
tudes of young people be-
tween ages 14 to 25.
Conducted by Gilbert Youth
Research, Inc., it disclosed
that two out of every three
young women agreed that
“life insurance is a great
thing, everybody should have
it,” the sampling’s most posi-
tive statement. The propor-
tion for young men was one
out of two.
Why do women buy life in-
surance? Mostly for the same
reasons as men. They may
have dependents whom they
want to protect, or they want
to build’ or supplement a re-
tirement income plan for their
later years. Others have poli-
cies to assist their children to
get a higher education, or,
perhaps: to pay off a mort-
gage loan on a house. Also,
in these days of rising afflu-
ence and high taxes, some
own policies to protect the
value of their estates for their
heirs. Worhen of means may
also use their policies as gifts.
Apart from women who
work outside the home, there
are also the housewives
whose loss could prove finan-
cially disastrous to the hus-
band and family. In situations
where young children are in-
volved, it might mean, in ad-
YOUNG OWNERS
Teenagers own 9 percent
of all new cars and an esti-
mated twenty percent of all
cars.
America’s first nut and
bolt factory was established
in 1840.
LEGAL NOTICES
LEGAL NOTICE
NOTICE
On or before 3:00 p.m. E.D.-
S.T. Thursday, June 8, 1972
undersigned will receive seal-
ed bids in the offices of the
School District in the _ high
school on Pennsylvania Trav-
el Route 141 in East Donegal
Township for the old Mariet.
ta Elementary School in The
Borough of Marietta on the
south side of West Walnut
Street.
For copies of the bid form
or for inspection, contact
Ralph E. Coleman, Director
of Business at the school dis-
trict office (P. O. Box 297,
Mount Joy, Pa., 17552; tele-
phone 653-1447).
Immediate possession upon
settlement available. Other
terms and conditions appear
in form of sealed bid.
DONEGAL SCHOOL
DISTRICT
By Dorothy J. Meade,
Secretary
Shirk, Reist and
Buckwalter, Attorneys 7-6¢
-
dition to the heartbreak,
steép financial expenditures
for household help, not to
mention the resultant loss of
income tax advantages for the
husband,
Insurance protects their
families
As for those who are eith-
er unmarried, divorced or
widows, ownership of a life
insurance policy represents
protection for their families,
HARDWARE STORES
' YOUR LOCAL HARDWARE MERCHANT
PAGE 3
be they children or other rel-
atives. According to the Insti-
tute, widowed, divorced or
separated women account for
a much higher share of polic-
its purchased than do men of
similar status.
For a woman of retirement
age, owning a life insurance
policy takes on added signifi-
cance. A retirement income
plan through life insurance
can mean the difference be-
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tween comfortable living —
or just getting by. If she
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According to the Institute,
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billion worth of life insurance
This represented a 121 per
cent rise in their total owner-
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