~~ The Dallas Post Pi Dallas, PA Wednesday, February 19, 1997 7 A 90th Birthday Celebration Pe House is planned in honor ‘of Mrs. Grace Kocher, RR 1, Box '139, Noxen, PA 18636. She was born on March 8, 1907 in Wiscon- ‘sin. "The Open House will be at her home (up the hill behind Nulton Funeral Home at Beaumont,) on Sun., March 2, from 2 p.m.-4 p.m. The honoree is the former Grace Robbins. She married George a Sayre in 1926 and lived at Kunkle. ; : George was a carpenter/cabi- ‘netmaker by trade and lost his life due to an accident at work in Grace Kocher celebrates 90 1961. They had two children, Angeline Sayre Miller (born on her mother’s birthday) and Lauren Sayre. Grace has three grandchildren; seven great-grandchildren and two great-great grandchildren. Grace married Nathan Straley in 1964 and moved to Beaumont where they raised veal calves un- til Nathan's death in 1979. In 1981, Grace married Arthur Kocher, who died in 1992. We respectfully request “No Gifts Please”, just come and bring some memories to share and help create more memories. Junior League celebrates . local artists February 28 “The Junior League of Wilkes- ‘Barre will host a Night of Culture on Fri., Feb. 28 at 7 p.m. at the Kirby Center in Wilkes-Barre. The celebration will feature six local ‘artists who will discuss and ex- ‘hibit their works. The evening ‘will also include a wine tasting ‘conducted by Dick Murphy. The “. ‘Junior League of Wilkes-Barre @ welcomes the public to this spe- “cial'event. The artists particpating in the Night of Culture include: Leigh Pawling, mixed media and oil; Betty Bryden Wills, ink and wa- tercolor on rice paper; Jean Adams, functional pottery; Judy Youshock, watercolor/batik on rice paper; Sharon Bowar, oil/ watercolor; Anna Ostapiw, pas- tels. Advance tickets are $6. Tick- ets will also be sold at the door for $10. Please contact the Junior League Office at 821-5596 for tick- ets and additional information. All proceeds from the event will benefit the Junior League - YMCA Rooftop Playground Fund. Aaron Nicholas Wolensky born Feb. 15 "Cherie and Ken Wolensky, of @ Grantville, PA formerly of Trucksville, announce the birth of a son, Aaron Nicholas on Feb. 15. The Wolensky’s also have a daughter, Abigail, who is 4 1/2 years old. Maternal grandparents are Don and Doris Stroud of Kingston. Paternal grandparents are Rosalie Wolensky and the late Nicholas Wolensky of Trucksville. Indoor Guard slates performance ~The Dallas High School Indoor Color Guard will give an exhibition performance Thur., Feb. 20 at 5 p.m. at the old Dallas Twp. school QPuilding. The public is invited to view this exciting activity. ‘Spay Day USA' set for February 25 =+ Mayor Tom McGroarty signed a proclamation declaring February “Prevent a Litter Month,” and Feb. 25 as “Spay Day USA” in Wilkes- Barre. To celebrate Spay Day and encourage owners to have their cats spayed or neutered, Valley Cat Rescue, in conjunction with several localveterinarians, is sponsoring low-cost spay/neuter events through- ®: ont February. Owners must register with Valley Cat Rescue to get their sats spayed or neutered at a reduced price; for more information or to ‘register, call 824-8729 between 9 a.m. and 7 p.m. daily. wa 4 ow » Young people of the Sunday School are shown displaying the plague are from left, Megan Johnson, Jillian Seeley, Jason Blandford and Margo Johnson. Youth Sunday School slates craft session as memorial The Junior/Senior High Sun- day School Class of the Trucksville United Methodist Church will serve a Lenten pancake supper on March 2 at 5 p.m. in the Edu- cational Facilities. They will be assisted by the Fifth and Sixth Grade Class, along with their teachers, Paul Reinert and Ned Bessmer. A craft hour dedicated to the memory of Seth Linsinbigler will follow the supper. Each family or group attending will make a wooden plaque for their home depicting the Disciples at the Last Supper. The orginal plaque which serves as the design for this craft project was made by Seth during the Spiritual Day at Camp Acahela in 1990. This day is sponsored each fall by the Protestant Com- mittee on Scouting to help Scouts and Cubs better understand their relationship to God. Betty June Mathers, a member of Trucksville United Methodist Church and a Commissioner of the Boy Scout Troop and Pack #155, chaired the craft project. Members and friends of the church are invited to attend the supper and craft hour. Please call the church office, 696-3897, to confirm your plans to attend. Donations will be ac- cepted to defray the cost of the supper. Special activities for Lent Shavertown United Methodist Church will be observing the sea- son of Lent with several special activities. Every Tuesday at 6 p.m., members will be joining folks from St. Therese’s for Soup and Scripture. Brothers and sisters in Christ will share homemade soup, a short scripture and a time of faith sharing. Also on Tuesdays, Pastors Jan and Doug Clark will provide Lenten Gatherings in their office. Two times will be offered. At 6:30 a.m. folks are welcome to come on their way to work or school. Folks will enjoy a conti- nental breakfast, with a short devotion, communion to follow. Others may bring their lunches and come noon with a devotion and communion to follow. Thursday evenings at 7:30 p.m. Pastor Doug will be leading a class on “The Church in the World.” It will be an opportunity for a look at the United Methodist So- cial Principles. Each weekend special Lenten messages will be : goared to the season. Worship services are as fol- lows: Sat., 5:30 p.m. is an infor- mal Chapel Service; Sun., 9 a.m. is family oriented; Sunday 11 a.m. is traditional worship. A Help us assure affordable New postal regulations have required that The Dallas Post re- view all subscriber addresses for accuracy in order to earn the low- est possible postage rate. This is a complex process that includes matching addresses against the Post Office's master address files, converting all addresses to Zip+4 (and in many cases Zip+7) and correcting any errors. Correct addressing is critical in two ways. First, to assure timely delivery, and second, to keep sub- scription prices down by earning the lowest possible postage rate. We need your help so that we can satisfy the requirements set by revised postal rules. The matches must be perfect; if a street name is misspelled in any way, or is identified as “Rd.” in- stead of “Ave.,” for example, the address may be thrown out of the correct delivery sequence. So, we need the assistance of all sub- scribers in order to be completely accurate. Here's how you can help: * Please check your address label, to see that it matches your mailing address. In most cases, that should be a street number and name, not a rural route box number. If you pick up your mail | timely, subscription delivery at a post office, we need to po the box number, not your strech address. : « If you think the address we've assigned is not correct, please fill out and send in the coupon be-. low, or call the office at 675-5211’ to telllus. We will investigate with the local post office and our sys- tem vendor to correct any errors: Please give us your phone num- ber so that we can call you if we: have any questions. e If your paper arrives late, let us know. Within the Back Moun- tain and most of Luzerne County, newspapers should be delivered. with your Wednesday mail. If your paper is arriving late, it may be because it has been assigned to the wrong postal carrier route in the wrong delivery bundle. No system is perfect. Some. streets don’t appear in the Post Office’s master files or are identi- fied improperly, and we are work- ing with postal officials to correct’ those records. Your assistance in’ this process will be invaluable. If you have any questions, please call our office at 675-5211. Thanks. : on Fath mtsisuotuabeabadesiorisnt sheet de oleaded moe eds I SUBSCRIBER ADDRESS CORRECTION I Subscription No. (Up to 4 digits, above name) Name . is Label Address = City State Zip Corrected Address City State Zip Phone No. _/ Return completed form to: The Dallas Post 607 Main Rd., P.O. Box 366, Dallas PA 18612 Or call 675-5211 with your changes. : A : 3 2 s - - . Foastiav. Sa Junior Church Program at Trucksville UM In an effort to bring the word of the Lord into our children’s lives, the Shavertown United Methodist Church will offer a Junior Church Program. During the 9 a.m. Sunday Childrens Service a team of volunteers will find ways of helping our young people turn the right path and make the right decisions as they grow into adults. This will be accomplished through music, arts, crafts, story telling, reading; sign language, love, caring, listening and understanding. Next week’s craft will be pretzel making. All are welcome. Please call 675-3616 for more information. A 2 BANKING [ FAMILY PRACTICE i 5 : How much of a down payment do I need to apply for a mortgage? A: It varies from bank to bank in termsofthepercentagedown payment needed to apply for a mortgage. For example, Franklin First will ask for 5% down if the customer is purchasing a new home. We will ask for 10% if you are building. If you are buying an investment LY operty; the minimum would be 20%. You may need to know, if you are Beposit 35 existing home and you deposit 5% down, you must have ote mortgage insurance. This insurance is provided by the bank doing your loan. Private mortgage insurance (PMI) is very important to a prospective home owner because if this service ‘was not provided, you would need 20% down. You pay this insurance with your mortgage payment every month. It is important to add, the 5% down must be from your own savings. This is verified through application. If you have any questions pertaining to this or any other topic, please call a Franklin First Savings Bank near you. FRANKLIN FIRST Rt. 309 and Upper Demunds Rd., Dallas, PA 18612 675-3621 or 800-262-1210 John Peterson Dallas Branch Manager 00 5 0 0 OO Q: How do you differentiate between hayfever allergies and sinus infection? A: Runny nose, coughing and sneezing are common components to these illnesses. A cold usually starts with a clear nasal drainage and a scratchy throat. Over the next week it progresses through a stage of nasal congestion and thicker Diane A. Lowe, M.D. drainage. It should clear without any treatment in 7-10 days. Allergiesinvolve clear nasal drainage and may also include itchy and watery eyes and wheezing. They do not change over the course of time, except to become better or worse. Either allergies or colds may progress to a sinus infection. When this occurs, the nasal drainage will remain for a prolonged period. Headaches around the eyesare prominent. Theremaybeafever. Sinusinfections require antibiotic treatment, so see your doctor if you suspect one. Dallas Family Practice 100 Upper Demunds Rd., Dallas 675-2111 [1 | ANGE TE EV * HEALTH & FITNESS | INSURANCE | Tid 1 A New Form of Exercise That's Almost 100 Years Old. L Utd] | » i ll le 1 I train many rehab patients with pain in | li | 1 Q: Why pay on time?? How much time is needed to get my payment recorded? A: Paying on time means mailing your payment 5 to 7 days before the due date. It takes that long to get to the insurance company through the mail, then it must be recorded and processed, and entered into our computer system to stop those late reminder notices from going out. Many times as your payment is being processed, those late notices are automatically being sent out EEE ET their lower backs on the Pilates table. OR Ea | y dd 1 1 I 836-2535 Bill Ranieri Because it helps people build muscle mass, increase flexibility and gets them to move their limbs without involving the vertabral column, it's a great conditioner while the patients recover from injury. Bill Ranieri N.E. Pain & Rehab by the computer. On time payments help your company Charles W. Gordon, Jr. keep rates down and provides peace of mind that your insurance protection is intact. In today's computerized world, electronic funds transfer is a great way to make sure your payments are received on time. It also saves time and postage, save ;you the monthly installment charge, and this highly efficient payment method puts modern technology to work for you to eliminate expenses that tend to increase your insurance rates. The Charles W. Gordon Insurance Agency is a professional computerized agency that has the facilities to organize your protection needs through Nationwide Insurance Company and bill your premiums thorough electronic transfer in easy monthly installments, call us at 675- 4 iz Gordon Business Center, Suite 1, NATIONWIDE 194 N. Memorial Hwy, Shavertown, PA 18708 YIN OR ANCE 675.5234 ET CT ‘ IEEE wo» xX fp — “ 1 MENSA BREE DEON ENN INVESTING Q: I am a self-employed individual looking to establish a nest-egg for my retirement. What is available to me? A: Most people who are employees for larger companies have access to the company 401- k Plan, and/or the company pension plan to which contributions can be made to build a retirement fund. But for Ross G. Macarty people like yourself who are self Financial Consultant employed, you are solely responsible for establishing your own retirement fund. In addition to your IRA account where you can contribute up to $2,000 per year, the self-owned business can establish what is called a Simplified Employee Pension (SEP) plan, or a Keogh Plan. The self employed individual can then contribute 15% of annual salary (up to $30,000) in this tax-deferred pension account. For complete details, please call the number below. 5S Merrill Lynch 600 Baltimore Drive, Wilkes-Barre, PA 18702 (717) 829-8048 » 1-800-275-1885 COUNSELING Q: What aresome warningsigns that ateenager may be depressed or suicidal? A:No on sign in isolation indicates depression or suicidal intent, but some things to look for include a change in normal eating or sleeping patterns, a deterioration in grooming habits, or increasing social withdrawal. Suicidal teenagers often overtly threaten to harm themselves, talk about feeling hopeless and trapped, and give away prized possessions. If you are worried that a teenager might be seriously depressed or at risk for suicide, they should see a mental health professional for an evaluation. Bud Brezinski Assessment and Referral Coordinator First Hospital Wyoming Valley 149 Dana Street, Wilkes-Barre, PA 18702 717-829-7900 « 1-800-624-9902 DEE DNE . dal pspdak d fshgaleg alo p yn | EE TE EE I EJ OL OT I | 2 NR FC I OE OR A El -— 1. + G — 23 +] 4 ws} }oo)= The professionals and specialists on this page have studied and worked to become expert in their fields. They are ready to serve you with their knowledge. Ask an Expert is an advertising feature of The Dallas Post. We use readers’ g [3 «le z v uestions whenever possible. The answers and opinions are those of the individual advertiser, and not necessarily those of The Dallas Post.