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18 The Dallas Post Dallas, PA Wednesday, June 14, 1995
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The professionals and specialists on this page have studied and worked to become expert in
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Ask an Expert is an advertising feature of The Dallas Post. We use readers’ questions whenever possible. Theanswers and opinions are those of the individual advertiser, and not necessarily those of The Dallas Post,
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1 Q: Irecentlysignedacontractto [i {1 Q:"Ican't believe the minimum Superman's Neck ene . C vid ~~
1] buy a home. In the contract I T balance Squire ong id Sauk ...Life flows from above - down = Q: Can I watch television up
1] agreed to pay one-half of the 1 Fequ re ik a Segoe: inside-out... 1] onmy computer monitor?
1] Realty Transfer Tax, What is it? || made of money...are all banks The spinal injury Mr. Reeves me . "
[1 1] like this?" has Involves the top two 1] A: Yes. A typical SVGA
L 11 A: A real estate contract is an — A: "Not necessarily. We are vertebrae in his neck, the ones — monitor iscapable,butthe he
| Important agreement and it is 1] featuring aspecial ‘Checking of a closest to his brain. At thislevel 1] TV signal must first be
1] essential that you understand all 1] Deal’ for a limited time that thebrainstem is affected causing oy converted in our S
1 ofits elements and ramifications. 11 includes no minimum balance pr oblets with the respirator =u ete] Crater rilintoa ; ja
~t1 Except in certain ci t THE — —{ required for 6 months on ; center, blood pressure an do : jit ak
fi De ae Sram Sreumsmances Joseph Persico, + noninterest bearing checking Carol Novajosky, everything elsefrom there down. Albert Klein —H tuner card. The Compaq Tom Applegate Mo
Win ig eto child Esquire accounts plus your first order of ~ Community Office His injury was a severe one. 11 Presario has this "cable Service Manager w
[|] from parents to children, all sales of lands are subject to 1] exclusive checks are included at Manager The spinal injuries that affect us are everyday ones. HTT] " tree in
[1] taxbyboththeStateof Pennsylvania and the municipality {1 no charge. Stop in and check it ..the box we shouldn't have lifted, the car accident, falls, oid ready" TV feature built in. In many cases we 4 |
+1 where the property is located. The State tax is 1% of the BH out." sports and exercising incorrectly. Less severe but still ®1 {{ can upgrade your existing system to provide B{-
— sales price. The local tax Is usually 1%, but depending BH puting saouz Spinal rvs prossu rs on oup spinal ord 1] these enhanced features. Stop by for a B[
1+ or spinal nerves to effect the proper function of vital par: — : ™]
[] upon the locality, may be higher. 'T a of ou body. prop P + demonstration today! .
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TH Rosenn, Jenkins & Greenwald, LLP fF IONEER a esmere T H
mig Attorneys at Law 1 AMERICAN : Y ; Hl Northeast Micro Computer Systems gL
wi 15 South Franklin St., ui veneer F.o..c. BANK a Klein Chiropractic [1] 222 Wilkes-Barre Township Boulevard, in
wi Wilkes-Barre, PA 18711-0075 1] Route 415, Memorial Highway, Dallas, PA 18612 N. Memorial Hwy., Dallas, PA 18612 gi] Wilkes-Barre, PA 18702 iam |
1 (717) 826-5662 Bi 675-1429 675-3833 as (717) 826-7060 1
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wi COUNSELING [1] DENTIST EYE CARE ml FAMILY PRA iE |
ae —H Q: Is chewing gum harmful to pz ; ae — — Q: Who should get the new +4
—1] Q: Ithink my father should talk to the teeth? : Q: I'm a sun-lover, though I | chicken pox vaccine? 1
i a counselor, but he's elderly and its BE A: Yes and no know I shouldn't be in the sun Bi 1
[1] difficult for him to leave the house? WE Yeo pai) Sun with siger that much. Any words of advice 1] A: After years of research, the 1
Er at Vous fall 19h benefit! is harmful because of the for protecting my eyes? {1 new chicken pox vaccine is now a |
1 : Your father might benefit from [1 : 3 LH being distributed and should be Ad
—H theSenior Peer Counselor Program. La fo ii ini Seton of sugar A: Sunglasses, sunglasses, — available at your doctor's office _
LH Thi id ¢ y . ny sunglasses! Have fun in the sun : 3 |
is program provides one-to-one —11 mouth survive on simple butitisSO —H soon. It requires extra cold wa
—H supportive counseling to senior 1] carbohydrates (sugar). They ut itis SO important to protect —H refrigeration and some offices +1
bt citizens who are confined to their 11 row faster and rocess the sugar those eyes from the Ultra Violet 11 may not be able to stock the —f I § =
[| home or whodon'tfeel comfortable WE gr form Swrly These acids raysthatcan dosomuch damage | vaccine immediately. fon 7]
|] inatraditional mental health setting. 11 dissolve vour teeth to cause David H. Sorin tounprotected eyes. Studieshave ! 5:3 Wi The new vaccinewillbegiven pjane A. Lowe. M.D ™
| Theprogram isstaffedby volunteers ps1 App Yenason cavities. With higher numbers os PIN shown that exposure to the sun py, “a, ie Goodwin 1 to toddlers at 15 months of age. rE lee
| ageSSand older whodevoteatleast |. Psychologlst 11 of bacteria, the potential for D.M.D. can induce cataracts (cloudy [1] It is not required for school registration and is optional. |
4 three hours a week as a peer —H damages greater. Thisis why home care is so important. areasthat obstruct vision) over time- if you keep your eyes LH Since chicken pox is not usually a serious illness, its main
— Counselor, who enjoy meeting and relating to new people, and Had No, chewing gum without sugar may be helpful to covered (with a good pair of U.V. blocking lenses,) you'll —H advantage is economic - fewer days will be missed from |
%i who have good listening skills. Program volunteers provide 1] your mouth. The stimulated saliva flow may actually really reduce the damage that can be done to those eyes, —1 work by parents with ill children. The vaccine is about
[|] support, reassurance and serve as a resource advocate to cleanse your teeth. This action may help wash away and you should wear sunglasses not only at the beach but 1] 80% effective and vaccinated children who do get chicken &
m1 individuals who are isolated, alone, and in need of some type of 11 excess sugars and bacterial by-products before damage for driying, walking, whenever you are exposed to even [1] pox will have a. milder case. It is not clear at this point 1
Intervention. Presently, CCS helps approximately 700 people OCCUrs. pnt iis small amounts of bright sunlight. Back Mountain Eye whether the immunity will be life long or whether a WT | |
1 over theage of 65 each year, For more information on the Peer 1 If you have any questions, call your Dentist for the Care Center has many fine sunglasses frames that canbe J [| booster immunization will be required in the teen years. @T7] |
wi Counselor Program call 836-3118. ~T1 answer combined with your own prescription lenses to give you Hi Adults and children over 13 who have not had chicken
i Community Counseling Services of N.E. PA David H. Spring D.M.D. he protection (With style) that you need for those precious R14 Doon © a ut Fequiretwodasesof thevaccine fo b | 3
Si. . . . ° fy eyes. - -_— by . ——
+H 110 S. Pennsylvania Ave., Wilkes-Barre JH Gentle Family Dentistry Back Mountain Eye Care Center at Dallas Family Practice =
po 99 Bridge St., Tunkhannock mi 661 N. Memorial Hwy., Dallas, PA 18612 170 N. Memorial Highway, Shavertown, PA =i Sterling and Machell Avenues, Dallas ford
mn 823-2155 or 836-3118 675-7796 675-3627 B 675-2111 H
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} ~ GEMOLOGIST w: GOURMET COOKING H HEALTH & FITNESS = H
{| Q:IwaslookingatCulturedPearisrecently [iE : ui TH ———— oe EE ————- 1] +18 wv home insured for the: I =
[| at one of the malls. The Salesperson told [ 1] Q: I've started substituting | Q: How can I get stronger for TH Or ny unt? Vy
me the necklace I was looking at was a 71 lain low-fat yogurt for 1 football? wi right a : w
| uniform matinee length necklace. I asked P w-iat_ yogurs, = <
1 the person to explain this to me - but they || mayonnaise in many recipes. {| A: It's more a matter of power [| A: How can I tell? It should not Ep
[i * wereunable todoso, What did thismean? I] How many calories am I | rather than strength where | be necessary for you to pay | 1
LU A: The uniform - matinee necklace means —H saving? POWER = FORCE X DISTANCE |_|] several hundred dollars for an |]
{1 thatthepearlswere all uniform insize. The mn =i . TIME . | || appraisal to determine the a
Ll matinee length was 20 to 24 inches. Eid al This is a lot easier to ||| proper amount of coverage — |
mi - - Pearls are 1 A: Compared to regular v : {1 needed on your home. Gordon fn
|_|] arranged with gradually increasing sizes. 1] p . ad understand than it looks. Force —H Insurance Agency has a no cost oe |
fetus MCAS [| mayonnaise (100 cuoie per P| rE ei :
1] the largest in the center. The ideal lengt Ball n ou save La dd . : ha 3 =
le arp ane oo Bh Jay Karnofsky, Hy 7 respoor tng DH Oliver 1] notdefined ashnear butrather, Bil Ranter fi Zi astemine the approsimate. Charlie Gordon 1
1] Cultured Pearls - A Gem started by President 71 approximately Sjcaloriesp ili directional. You know it as anier | replacement cost of your home.
11 insertion of a tiny Mother of Pearl Bead or other small round object [1] tablespoon when using low-fat yogurt (11 calories T1| agility or coordination. Time is how quickly one moves 1 Javing 2 Representative bi Jour home is sal some ]
[—{ inside the living tissue of an oyster. The oyster coats this bead with a —H per tablespoon)! If this amount is substituted daily, through the directional movements or more commonly, [R1-{ [niormation on the particuiar characteristics o wy our =
| Bacie(away of covering the lrfitant) Thisgrows intoa matireculiured 1 that bout 9 pounds lost over the course BH acceleration. Therefore, power is the force an individual [-— home, such as the size of the home, porches, number o 1
1] pearl in one to three years, depending upon seasonal conditions and i at can mean about J pounds 'ost ove can apply against resistance and over distance within the |_|] stories, and quality of construction. You may be risking Eg .
mi wie fnporatuis. pr ks hk LH ofayear. Plain low-fat yogurt is primarily composed shortest time period. Excellent exercisesto developpower [| financial disaster by being Uh desinsuved of ras Ing money 5
fet Nl you purchase a strand 0 ris or an a - ai ° . Sica a i A || . i Wa
I pr a ea [| of protein and carbohydrates, while mayonnaise is 11 arepower cleans, olympiclifts and plyometrics. Strength FT] bY being ver insured: Call Charlie Goydos Insirance =
Hi i rasr ioe A stam | |] 100% fat. As an added benefit, yogurt is a good [| exercisessuch assquatsand thebench pressareimportant wi y g 5 Rn
[1] ae hel Ll source of calcium | || in assisting power development but power itself is the Ba —
w Gl 1 b H Oli 11 may lewintin superior football performance forevery HM | | NATIONWIDE fod
RE 0 iver Cl) position : - INSURANCE ¥
3 ll bd hod tpl -— fre——
HE! : |] 3 [| One-to-One Fitness =i es Nationwide is on your side Pe
Hl lf JEWRHERS J 6 wi 550 Memorial Hwy., Dallas pe 417 Memorial Highway, Dallas wl Gordon Business Center, Suite |, ®
un. _ : ; - 675 -0790 "i 675 6554 i! 194 N. Memorial Highway, Shavertown, PA 18708 w
{1 141 S. Main St., Wilkes-Barre « 823-7111 mt [1] - [ { 675-5234 eo
1
INVESTMENT
GROWTH STOCK
10 THINGS YOU SHOULD NEVER SAY
Part 1
1. "If it's gone down this much
already, it can't go much lower." It's
never too late to sell if it's a bad
business that's getting worse.
SUBSTANCE ABUSE
Q: How can a family member help a loved one
recover from alcoholism?
A: Many family members of the chemically
dependent person initially feel a sense of relief
when an individual enters chemical
dependency treatment. They often believe
when the chemically dependent person stops
using, the family will be all right again. They
PLUMBING & HEATING
Q: What should I look for
when considering a central
air conditioning system?
REAL ESTATE
Q: I'm reading & hearing about
prequalification & pre-approval.
What's the difference?
1
1
1
A: With prequalification the amount
of mortgage and buyer can afford is |
1
2."Ifit'sgone this high already, how
can it possibly go much higher?"
When you've got a winner, you stick
with it - like Wal-Mart through the
'70's and '80's and Microsoft in the
‘90's. John F. Gager
3. "Eventually, they alwayswelcome Registered Principal
back" No, they don't. Remember
Manville, International Harvester, Western Union?
4. "The price is $3, what can I lose?" You can lose 100%. Don't
be tempted by long-shot, low priced stocks; they rarely pay off.
5. "It's always darkest before the dawn." Never buy stock on the
mere hope that business will improve. You need more reasons
than that.
Peter Lynch,
"Winning on Wall Street.", 1992
See next month's Ask an Expert for part 2
Gager & Associates
A: Select a licensed and
insured contractor that
carries a name brand that
you recognize. The unit must
be sized properly to give you
Cliff Parker
consistent comfort. Check
. theefficiency rating to save on energy costs. Be sure
that it features a sturdy cabinet and that it is set on
a sound absorbing pad. It is essential that an
electrical disconnect be installed at the condensing
unit. Always check the warranty details.
Parker Fuel Co.
determined by a Realtor ora Lending
Officer.
With pre-approval you are
prequalified by a Lender and a loan
application is completed, a full credit
check is done, along with verification
of assets, debts & employment. All
Muriel Farrell
the steps to mortgage approval are completed except for the
appraisal. You can now look for that new home and show the
seller you are already approved for a predetermined amount of
dollars. -
Century,
_—
Jean Innamorati, Realtor
may not recognize themselves as "co-
dependent"; a pattern of painful dependency
on compulsive behavior and approval-seekin
in an attempt to find safety, identity, and self-
worth.
We believe it is essential that family |
members participatein thetreatment program
of the chemically dependent and become Juanita Bednarz
involved in their own treatment Fi which is designed fo help them cope with
their own problems that stem from the disease of chemical dependency. A
newly recovering addict returning to a family with no reco ery will risk being
snagged by the disease again, if family members remain stuck in old behaviors
motivated by fear, anger, distrust, shame or guilt.
The best thing a family member can do to help a loved one recover is to get
involved with Al-Anon and the 12-Step recovery process, thus learning
healthy ways of relating and dealing with life's problems.
CHOICES
Ty
BEANE HUNEGZTYENEREANERERERNGREEER
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1016 Lower Demunds Road Muriel Farrell : WYOMING VALL EY HEAITH CARE SYSTEM |
Box L, 2 Woodland Drive, Dallas, PA 18612 Dallas, PA 18612 Associate Broker / Manager / Marketing Consultant S18 Wyom ing Avenue, Kingston, PA 18704 |
(717) 675-7200 675-4949 or 675-1155 (717) 675-2159 717-283-2388 « 1-800-762-9492 |
Have a Question: Ask an expert to answer it. Send your questions to the Expert of your choice, 4 |
c/ 0 The Dallas Post, P.O. Box 366, Dallas PA 18612. Deadline for questions is the 20th of each month. J [