12 THE DALLAS POST/Wednesday, June 18, 1986 ‘Health ‘Cruise’ held A ‘‘Cruise to the Caribbean Luncheon’ was recently Directors named Harry Rothstein of Dallas and David Andes of Shavertown are among the recently elected members of the Boards of Directors of the Visiting Nurse Association-Home-Health Services, Homemaker Services of Luzerne County, and Home-Care Management of Luzerne County. The Visiting Nurse Association and Homemaker Services are United Way Member Agencies which provide health care in the home to Luzerne County residents. All three are voluntary nonprofit ; agencies. Shown above are, from left, first row, Harry f Rothstein, Elena Parkhurst, and Norma Agati. Second row, b Atty. Stephen Fendler, David Andes, Rev. Paul Farber, Dan By Koze and James Mileski. } Group # sceks seat belt stories People who have been saved from death or serious injury by wearing their safety belts can now help encourage others to buckle up. The Keystone Safety Belt Network is looking for ‘‘saved-by-the-belt”’ stories for its ‘Say Yes to Seat- belts’’ campaign. “Personal stories and testimoni- als are the most effective tools we have in helping the public under- stand how important safety belts really are,” says Juli McGreevy, the organization’s director. “If we can get people to relate to the life- saving experiences of others, many more drivers and passengers will put on their safety belts when they get into a car or truck.” Participants in the program are enrolled in the organization’s ‘‘Sur- vivor’s Club” at no cost. Members receive a certificate recognizing them as living examples that safety belts save lives. Anyone interested in giving their safety belt story or helping support a safety belt use law should contact Juli McGreevy, Keystone Safety Belt Network, 20 Erford Road, Lemoyne, PA 17043. Phone: (717) 763-7151. The Keystone Safety Belt Network is a group of businesses, associa- tions, and other organizations that have joined with concerned citizens to promote a safety belt law in Pennsylvania. 696-3868 Emergency Care at all hrs. Parking On Premises Day, Evening & Sat. Appointments Blue Shield and Insurances Accepted DR. EUGENE A Fully Equipped Facility ® Nutritional Counseling Keller Wheelchair Lifts 197 MAIN ST. LUZERNE. PA. VA and State Approved Wheelchair Lifts For Full-Size And Mini-Vans SALES AND SERVICE « LIFTS Plan for retirement By THOMAS LAVELLE Special to The Dallas Post In recent years we have stressed the need to plan for retirement as early as possible. However, it should be noted that the earlier one plans to retire, the more planning required. Age 65 is the age for full benefits from Social Security and is also used by much of private industry. However, most Social Security ben- eficiaries retire before age 65, and a recent study indicated that age 62 is the most frequent age of retirement in private industry. Reduced Social Security retire- ment benefits have been available at 62 for men since 1961 and for women since 1956. Benefits are reduced for each month before age 65 a person receives retirement benefits. At 62, a person receives 80 percent of the full benefit rate. Reduced benefits are availble at 60 for widows and widowers. Pay- ments to widows and widowers range from 71% percent of the deceased spouse’s benefit at 60 to 100 percent at 65. People who work in some types of jobs - firemen, policemen, military service - may retire as early as age 55. In addition, some employers encourage workers to retire early as a means of cutting back on their payroll. This may mean several years of no earnings that could result in lowering the lifetime aver- age earnings amount on which bene- fits are based. People who start a second job after retirement, as many do, not only earn extra income to meet current living expenses, they also protect their Social Security benefits for when they finally retire at 62 or later. People who retire before 65 gener- ally have to worry about what to do about their health insurance cover- age since Medicare does not begin until 65. Social Security officials recommend that they retain their job-related group health insurance until they reach 65. A person may also consider joining a health main- tenance organization with the provi- sion that the coverage will be changed to supplement Medicare protection at 65. People who decide to delay their retirement until after 65 should note that a delayed retirement credit of 3 percent a year increases their bene- fit for each year after 65 they postpone retiring. (Thomas Lavelle is affiliated with the local Security Security office.) py, Staff honored Course completed Nesbitt Memorial Hospital recently conducted a free babysitting class for teenag- ers 12 to 16 in the Medical Arts Building, Kingston. Shown here are, from left, first row, Paula Dunbar, Kingston; Diana Reese, Larksville; Kim Dotter, Kingston; Michelle Filipow- ich, Parsons; Melinda Ostrowski, Wilkes-Barre; and Mary Wenger, Kingston. Second row, Stephanie Jones, Pringle; Elaine Buck- ley, Kingston; Tami Hopers- berger, Swoyersville; Mal- inda Hosey, Larksville; Jill Kollar, Nanticoke; Mary Johnson, Kingston; Carolyn Cooper, Kingston; Mary Jo Kovaleski, Plymouth; Stacey Halapin, Wyoming and Dawn Sims, Trucksville. Third row, Mrs. Carol O'Malley, R.N., instructor; Candi Staniecki, Larksville; Denise Eldridge, Shavertown; Susan Swarts- wood, Larksville; Kris Egen- ski, Plymouth, Regan Litz, Dallas; Donna Dotter, Kings- ton; Horensky, Julie Ann Mainline Building 121 S. Memorial Highway Shavertown, 18708 (Next to Howard Duke Isaacs) DeMINICO Including on Premises: and Supplements Free Demon- stration Available FOR VANS, EDWARDSVILLE Narrows Mall Office Building Edwardsville, Pa. ® | ahoratory e Cardiology - EKG Testing 287-0283 ® Physical Therapy 287-7135 EXETER 1701 Wyoming Avenue Exeter, Pa. ® |aboratory ® Cardiology - EKG Testing 655-5461 e Physical Therapy 655-9096 KINGSTON Nesbitt Medical Arts Building ® |aboratory e Cardiology - EKG Testing 288-1411 ext. 4200 LEHMAN/DALLAS Back Mountain Medical Center Lehman/Dallas, Pa. ® | aboratory ® Cardiology - EKG Testing 675-3663 ® Physical Therapy 675-8778 (717) 288-1411 MOUNTAINTOP 12 South Mountain Rd. Mountaintop, Pa. ® |aboratory e Cardiology - EKG Testing 474-9243 NANTICOKE Colonial Village Mall Arch St., Nanticoke, Pa. ® |aboratory e Cardiology - EKG Testing 735-4818 PITTSTON Pittston Mall, Route 11 Pittston Bypass, Pittston, Pa. ® | ahoratory e Cardiology - EKG Testing 655-3314 PLAINS Pensieri Building 270 S. River St., Plains, Pa. ® |ahoratory e Cardiology - EKG Testing 823-5819 SCRANTON 324 Lackawanna Ave. Scranton, Pa. ® | aboratory ® Cardiology - EKG Testing 346-4888 SHICKSHINNY 15 North Main Street Shickshinny, Pa. e | aboratory e Cardiology - EKG Testing 542-2573 WILKES-BARRE Imperial Plaza 400 Kidder St., Wilkes-Barre, Pa. e | aboratory 829-7773 WILKES-BARRE Penn Plaza South Main Street Wilkes-Barre, Pa. ® | aboratory e Cardiology - EKG Testing 826-0550 WILKES-BARRE 37 North River Street Wilkes-Barre, Pa. ® | aboratory ® Cardiology - EKG Testing 826-6059 *Radliology services are available at all satellite centers by appointment. CRE