Sl
JACK I. SWIRE, a
business administration
major at = Rutgers
University, New Brun-
swick, N.J., has been
notified that he attained
the Dean’s List for the
1981 spring semester.
A 1978 graduate of
Lake-Lehman High
School, Jack participated
in football, track, and
wrestling and was a
member of the National
Honor Society:
Jack is the son of
Marilyn Swire Neifert,
and the late Jack Swire of
Loyalville. His brither
Ronald, is presently a
senior at Lake-Lehman
High school.
AND MRS.
DANIEL MACAVOY and
daughter BECKY left
recently for, Nairobi,
vice president ' ad-
Kenya, East Africa to’
minstration for Custom
serve as missionaries for Management ‘© Corpora-
four years. They are tion, Kingston, has been
serving under the Grace appointed to the 1981
Independent © Mission faculty of the New
Board. They will be England Hospital
planting and Assembly. He recently
conducted a management
n East Africa. workshop for health care
Dan and Janice are both: executive and super-
graduates of Bob Jones visory personnel
University, Greenville, representing forty-three
S.C. Dan was ordained
this month" at the Bethel
Baptist Church, Seller-
hospitals throughout New
England at the Assem-
bly’s fall 1981 conference
sville, Pa. At the same series in Boston,
service, they were Massachusetts:
commissioned as Griffin and his wife
Missionaries. Mary reside in Dallas
Dan is the son of Mr. with their three children:
and Mrs. Sheldon William Jr., T.J., and
MacAvoy, Shavertown, Shaunna.
Pa. ,
RITA STEFANOWICZ
of Harveys Lake and
VESTA BREAKSTONE
is a surgical patient at
JOHN MULLER of Sweet Daytona Community
Valley attended the Hospital in Daytona
Fourth: Annual Eastern Beach, Fla.
Regional 4-H Leaders
Forum.
The conference was
designed to help volunteer
leaders gain additional
skills. in working with
youth: Over 200 volunteer
4-H leaders from 12
Eastern States and the
District ‘of Columbia
attended. Twenty-four 4-
and two
Formerly of Trucks-
ville, she and her husband
Royal Breakstone, have
been residents ‘of Florida
for the past year. She was
formerly employed in the
Alumni Relations Office
at Wilkes College.
JOHANNA MILLER of
Johanna Miller Beatty
ticipated from Penn- Shoppe, RD 5, Chase Rd.,
&yivania.
John and Rita's par-
ticipation was made
possible by a travel
scholarship from J.C.
attended the Redken
Regional Seminar which
was held at the Marriott
Hotel, Philadelphia.
Penney Company and the Highlighting the
Luzerne County 4-H seminar was famed
Development Fund. Canadian hairstylist,
Martin Parsons, captiva-
ting the audience with his
scientific methods of
designing and cutting
hairstyles. Other topics
covered were the latest in
color, perms, men’s hair-
styles, skin care and
makeup.
are not.
JOYCE M. DOMBEK of Dallas and JOSEPH J. VOY of
Ormond Beach, Florida were married recently in a
Ask any prudent person
about making a will, and
he’ll reply: ‘Sure, it’s the
thing to-do.”
Actually a will is
merely a legal decla-
how you want property
disposed of after death:
This is made known
through a written decla-
ration put ‘into effect
points® out ‘B. Wayne
Kelly, Extension farm
management specialist at
University:
This - means that
anyone, married or
This is what ‘might
happen if a husband dies
intestate (without a will):
~If the wife is the only
heir, she receives all of
the estate:
--If there are some
children or descendants of
children, the wife
receives only one-third of
the estate. The remainder
is divided equally among
the children. If the
children ar minors, this
distribution of the estate:
ship for the mother who
tries to keep the family
together.
--If there: are only
brothers and sisters, the
wife receives the first
Daytona Beach.
Beach, Fla.
JACK H. MEEKS,
Dallas, Wyoming:
Seminary’s first Director
of Development-Alumni
Affairs, plans to’ retire
Dec. 31, announced Dr.
Wallace F. Stettler,
president of the college
prep school.
Stettler has appointed
JOHN. H. SHAFER,
Shavertown, who has
served as the school’s
Associate’ Director of
Development-Alumni
‘Program since May 1979,
tobe the new Director of
Development © effective
Jan. 1, 1982. "
Stettler appointed
Meeks to his position May
15, 1968. Serving in that
position for the past 131%
years, Meeks con-
tinuously worked to build
a Development-Public
‘Relations-Alumni Dep-
a will, the legal term for
this is ‘‘Intestate.”’ In that
event, “disposition ‘of he
estate‘'is handled by the
laws of the state.
can state in writihg who $20,000 and one-half of the
Atten- shall receive his estatein remaining value of the VICKI DELANEY, skin Upon completion of this
the event of death: estate. : care specialist at Joseph course Mrs. Delaney
If a person dies without Having a lawyer writea Maniskas Today’s Hair, received an award and is
Dallas, recently returned
from Great Gorge, N.J.
where she attended
Redken « Educational
and two daughters.
Seminar on skin care.
artment.
Although he is retiring,
Meeks will still maintain
a part-time relationship
with: Wyoming Seminary.
He will work as a special
LIFETIME FEDERAL TAX EXCLUSION
assistant to the Develop-
ment Office, visiting and
cultivating on behalf of
the planned-deferred
giving program of the
school.
TAX-EXEMPT
(IN THE CASE OF A JOINT RETURN)
LIFETIME FEDERAL TAX EXCLUSION
SUPPORT
THE STUDENTS!
All proceeds from the books listed
below, authored by Dr. F.Bud
Schooley, will go to the Sister
of College Misericordia.
Living Water Faith and Mercy |
Spiritual Traveler ~~ The Word*
Available at College Misericor- :
dia and your local bookstore.
eA fifth edition of The Word wil be pub-
lished later.
Q.
bY ie "The Famous A.
Country Store
) Q.
MEMORIAL HWY., DALLAS
a A.
DARING’S OWN COUNTRY SMOKED
: TASTY : Q,
FRANKFURTERS +:
FRESHLY
MADE
KIELBASSI ¥
SCRAPPLE &
LIVER PUDDING
A.
DARING'S FRESH COUNTRY SMOKED
DARING’S FRESH COUNTRY SMOKED
DARING’S FRESH COUNTRY SMOKED
*1.59
: Fresh Meat -
Specials "
i
TOP ROUNDS eghiDE :
% | DETERGENT
(cut to order) bk x % 99 Sond
LEAN BEEF CUBES arbor
Ib. 3 i 89 1 (WITH COUPON) 3
Daring’s §
ANNUAL INVESTMENT YIELD
10.77 %
THROUGH NOVEMBER 27, 1981
NOMINAL RATE*
10.360%
THROUGH NOVEMBER 27, 1981
WHAT IS THE TAX-EXEMPT WNB ALL-SAVERS
CERTIFICATE?
The tax-exempt WNB All-Savers Certificate is a
one-year certificate, issued anytime from October
1, 1981 to December 31, 1982.
WHO SHOULD BE INTERESTED IN INVESTING
AND WHAT IS YOUR MINIMUM INVESTMENT?
Individuals with a taxable income of approximately
$15,000 or those in the 30% tax bracket and above
may benefit from All-Savers Certificates. The mini-
mum deposit in an All-Savers Certificate is $500.
WHAT IS THE RATE OF INTEREST BASED ON?
The Certificate will have an annual investment
yield equal to 70% of the average yield on 52-week
Treasury Bills.
The rate will be based on the most recent auction
(before the week in which the certificate is issued).
The rate of interest at the time you are issued
your WNB All-Savers Certificates remains the
same for the life of the certificate and may be paid
quarterly. Payment of interest quarterly will lower
the annual investment yield.
WHAT IS TAX-EXEMPT UNDER THESE NEW
SAVINGS-CERTIFICATE REGULATIONS?
The interest is tax-exempt up to certain maxi-
mums. The amount that anyone may exempt from
limited to a life-time federal tax exclusion of
$1,000 ($2,000 in the case of a joint return). _
If for example, you as an individual receive $800
only the first $1,000 of interest income is tax-
exempt.
In. the case of a joint return, if both parties
receive $1,600 of All-Savers interest in 1982 and.
$1,000 in 1983, only the first $2,000 of interest is
tax-exempt.
‘0
TAX-EXEMPT EXCLUSION?
First of all, you must purchase an All-Savers
Certificate between October 1, 1981 and December
31, 1982.
Although no further All-Savers Certificates will be
issued after December 31, 1982, the interest paid
on such certificates issued through December 31,
1982 will be entitled to the exemption.
This means that all of the interest tax-exempt
under the certificate will be earned by December
31, 1983.
DO CORPORATE FUNDS QUALIFY FOR ALL-
SAVERS CERTIFICATES?
Yes. But interest paid to corporations will be fully
taxable.
The interest paid on All-Savers Certificates is
tax-exempt on a federal tax return only when
earned by an individual or an estate which
acquires that certificate due to the death of that
individual.
CAN | CASH IN MY ALL-SAVERS CERTIFICATE
PRIOR TO MATURITY?
Yes, you may. An early withdrawal will eliminate
the tax-exempt status of your certificate. Also,
A SUBSTANTIAL PENALTY is required by law in
the event of an early withdrawal.
CAN | CONVERT MY PRESENTLY HELD WNB
CERTIFICATES OF DEPOSIT INTO A WNB ALL.
SAVERS CERTIFICATE?
Yes, if your presently held WNB Certificates will
mature in less than 12 months, you may convert,
without a pre-payment penalty, and invest the
proceeds in a WNB All-Savers Certificate. Pro-
vided, the rate in your converted Certificate of
Certificate,