RUB Jil STRONGER FINANCIALLY, AND IN THE CONFIDENCE OF THE PUBLIC, THAN EVER BEFORE: A YEAR OF GREATEST GAINS IN PROGRESS, SECURITY AND USEFULNESS. Number of Policies In force nearly 6 Million Increase in Number of Policies in force, over One-half Million Life insurance TWENTWNTH ANNUAL STATEMENT, JANUARY 1, 1905. ASSETS. BONDS AND MORTGAGES JMIUAll First Litinrt on l'lopei-iy, valued lit'. 10,882,977.19 REAL ESTATE owned I y the Company . RAILROAD BONDS ........ MUNICIPAL AND MISCELLANEOUS BONDS UNITED STATES GOVERNMENT BONDS NATIONAL BANK AND TRUST COMPANY STOCKS . Total Miiiknt Vuhio .f nlj-ivo NoimIb ami fiiotiks . $-12,128,507.87 Total Cost V.iliio of nliovo J'.omU mid Stocks 40,i!7,r70.4 1 INUUKASB IN Y.M.IT, !' I!on:h AND Stocks ovhu Cost 9 1 ,4iJ0,U'J7.43 CASH IN 259 BANKS AND TRUST COMPANIES through out the United States, and cash in office ($6,134,811.23 on Interest) .......... INTEREST AND RENTS, due and accrued . . . LOANS ON COLLATERAL SECURITIES Bonds and Stocks, having Market Valuo of $ 7,r))!),22.00 KxooBB of Jlurket Valuo over amount Loaned, allowing iriurKin of security of 1,884,222.00 LOANS TO POLICYHOLDERS On tho Becurity of their Policies the IlcHorvo Valuo on their l'oliclcB being . . $ 4,427,238.00 SEMI-ANNUAL AND QUARTERLY PREMIUMS not yet due, and Premiums in course of collection (iicBcrvo charged in Liabilities) .......... TOTAL ASSETS . . . $15,682,358.73 12,494,957.86 27,681,596.87 10,141,196.00 105,375.00 4,200,400.00 6,832,683.09 641,775.83 5,665,100.00 2,427,950.12 2,888,911.65 $88,762,305.17 LIABILITIES. RESERVE, Legal and Special Amount held to protect l'olicy Contracts. ALL OTHER LIABILITIES Policy Claims, including thoso in proceBS of adjustment ; Premiums paid in advanco ; Unearned Intercmt on Policy Loans J Hills awaiting presentation for payment, etc. SURPLUS TO POLICYHOLDERS ..... $73,954,919.00 1,481,519.84 13,325,866.33 Total Liabilities $88,762,305.17 Paid Policyholders during 1904, over 13 Million Dollars Total Payments to Policyholders, December 31, VIVA, over 92 Million Dollars Increase in Assets, over 16 Million Dollars Cash Dividends and other concessions, not stipulated in original con tracts, and voluntarily. given to holders of old Policies, to date, over, 5 Million Dollars Issued and Paid for during 1904, over 312 Million Dollars LARGEST IN THE HISTORY OF THE COMPANY OVER ONE BILLION DOLLAR: LIFE INSURANCE IN FORCE COMPLETE SCHEDULE OP BONDS OWNED BY THE PRUDENTIAL (Market Value, Jan. i, 1905) Not one of which is In Default of Principal or Interest. DESCRIPTION Year of M.ilurily Int. M.irket Valus Borotiph of Almry Pnrfc. X. J., Wntfr rtorotiKli of (')iiiiliiini. .livi I o., N, Water (Keg.) llurouli of Ojullmni, N. .!., I .ioctrie 1 ,iglit ( Iteg. ) HoroiiKh ( Collinuswooil. N .1., Improvement. ItoroiiKll of Potii, N. .1., Nroi.t Improvcuit-nU Unff'alo I'ilv, N. V., (inn ('on.oimy t'iljr of All-inlic ( ilv, N. ,1 Water City of Kli.uleil, N. J., Ailjiistinfut City of .Itirsoy ('itv, X. J., Aiur-Mnipnt Chy of Newark, tf. .1., Corimi'ate (Hep.) Crtv of Newark, N. J., I'miili d Debt Water.- City of Newark, X. .1. (He.) City of Newark, N.J. (Keg.) .... City of OrntiL-o. N. .1.. Sewer City of Orange, N. J., SewernKf and Draiiiaire...., City of Penh Anilmy, N. J., N.I100I .. iiy oi i criit Aiun iy, jj. water. Coliuubui, O.. lias ('onm.mv Dover, N. .1., i:ieetiic l.iplit ( oinnanv 1st Mtgo Kio.lern lMiii?neMl ('oiiip.iny "ii.lii Series A Koititurile LiKht ('oiiipuiir of New York (ias and Electric ( 'ompnnv ot'Pergen Couuty iaekeiiBaek, N". .1., Water Company ltekawanna Iron and steel Company Gold Milwnukeo lias l.iiriit Company 1st Mtgo Oold New Ainitor.lnut tlas Co. 1st Con. Mtgo. Gold New Amsterdam (.as Co. 1st Con. Mtge. Gold (Keg.). Newark, N. ,l.t ('ons'iliilnleil (ius Company Newark, N. .1., Gas Comp.tny New .lersoy Zine Company 1st Mortgage Gold.-.. Pnsftaie, N. ,T., Wuter Company South Jersey (as, Klectrie and .Traction' Co.-!'.! Trenton, N. J., (ins and Klcririo Company .......... United Suites Government IV.nd (Registered) Virgin lit Country t'nuded I)elit of the Stale of Va WoslchesbT Lighting ( Ampanr 1st Mtge. Gold W. U. 'I'd. Co., Pomling anil Itonl ICatate Mtge. Gold. Atcli., Top. 4 Santa I'e Itv. Gen. Mine. Gold (Kef;.)... Atchison, ToMka A Santu l-'e lly. Leu. Mlgu. Gold... Baltimore 4 iihio K. It Baltimore 4 Ohio It, 11. Trior Lieu Gold. 1027 11117 1W1 11)34 1927 11)47 11125 lira Ill-it iinid 11'22 11X1S IOCI 1021I-H3 lir.U Will 111112 11121 1'JOH 1 1H40 11152 1926 1027 1948 1048 1043 1044 1026 lo:i7 19X3 1040 I0O7 l9ro I960 1995 1095 1048 1925 .. 1013-14 44 4 4 6 4 5 6 S 4 6 4 6 6 6 4 S 6 5 4 8 S f 4 4 W,m oo 4.r.,(KKI On lS.IMIO 00 9ii,4'.'5 (HI i:i,kiio no 120,000 00 295,000 00 841.700 00 56,750 110 10,700 00 can oo 200.0110 (10 50,000 (10 K0.040 no oi(.2ri0 oo 61,540 (HI I.Vi.050 (10 llf.1,500 (10 S8,I100 Oil 804,000 no 14I.250 00 84:i,ooo oo 2H8.0O0 00 8il9,000 00 231,250 00 51:1,200 00 16.650 IK) 545,000 00 25,050 00 750,000 00 107,000 00 3,000,0110 00 876,250 00 105.375 00 63.:50 00 945,280 00 103.000 00 71.4S7 50 612,500 00 850.877 60 383,000 00 DESCRIPTION Year of Maturity Int. Mirkot Value Baltimore A Poloniae It. V.. Gold 1911 r, 2'l,120 oo liirmmglnun ll. lt I;. K. Ill .M.ir.KaKO Gold 1022 4 4li.(l0 (H) itrumiwii'k Traetion ('.nnpimv 1926 5 4,9irtMtO Central 1'aciliu llailway l.el'ii'miing .Morl(jano 1910 4 Khi.T.vu (Hi Chemipenko A Ohio U. I:. M i lea A 100H 6 fi2.4:JM 0 (IlieaKO A Alton 1!. 11. H' f in.lin-Jl Mortirauo (inld 1019 8 2.0.l::0l'U ChicoKS A R 111. I!. U. Gi '.I. I on. 1.-1 .Mine. (Iu.)... 19".7 6 2.-,llo5 HO Chicago A liast. Illin.m IMS. ( enil Con. 1M Mlge... I9:i7 5 804. 1ST .',0 Chicago A North Michigan U. II. 1st Miko. Gold 19:;l 5 12'.i.:i2o oo ( hicago A St. liilia Ilv 191.'. 0 l:d,720 (HI Chicago A Went Michigan II. II. General Mlge 1"2I 5 InOKin 00 Chic., IndlanapnlM A lxiuisville Ilv. llefnniliug Mlgo. 1917 5 81,725 O'l Chic, Mil. A St. Paul It. II., N. Miiin. Itiv., 1st .Mlgc 1010 G 2:',H!15 (HI Chic., Mil. ASt. Paul It. II., K. V. Dir., lt Mlge I'.lOO 6 i.1112 50 Chic, Milwaukee A St. Paul It. It., ( hie. A Pac. I)lv 1010 6 21 1 flit) (W Chic, ItiK'k Island A Pacific It, It. Goul. Mtgo. Gold- 19X8 4 470.251100 t hie, ll.K k Iwl. A Pai ilio 11. It. 1st A lie-funding Gold 10:11 4 210.1.25 00 Chic, SU lmls A New Orleans H. II. Con. Gold 1951 6 750,3110 01) Chic, St. U A New Orleans 1!, II. (on. Gold (tcg.) 19.il 6 157.:wniO ( hicago, St. Louis A Plllslnirg It. 1!. Gold IIU'2 6 (-O.MI (hi Chicngo, St. Paul, Minn. AOmah I;. II. Con. Mtgc. 1030 6 515,641100 Chic, St Paul A Minneapolis II. It. 1st. Mtgc. Gold... 1018 6 Hl.illil 00 Cincinnati, Davton A Ironlou It. R 1st Mortgage lull 6 HO. 050 1.0 ( in., Ilatnlllou A llavton Ilv. Itefim.Iing Mlgo. Gold.. 1054 4 7li5,IHHI 00 ( in., Ind.,St. I,. A Chic U.'lt. 1st Mlgo. Gold 10311 4 295, Mill 00 Oil., IikL.SL I.. A( hie It It. 1st Mtgc. Gold (Peg.) 1936 4 l.i;,950 00 Cleve., ( in., Chic A St. P. U. It. Geul. Mlgc. (iold 1903 4 6:i5.:.(W 00 Cleve., ( In., Chic A St. U It. It., Si. Ixiiiis Idvision.. 1990 4 i;s,.'Ujo (hi Cloreland, Columhus, ( in. A luilian:isli.i It. I! 10I4 7 9,810 00 Cleve., Col., Cin. A lud. It. It. General ( on. Mtt,'e 11'3I 6 70,mk) 00 Columhus A Toledo It. It. 1st Murlgago 11HI5 7 22,::: 00 Connect lout Itailwavand I.ir'hiiug ( mupany 1051 4,'J 41iii,(.ih) 00 Consolidated Trillion Company, N7 J 1033 6 511,25(1 00 Detroit, (i'd Rapids A Wcsleru'lt. IL 1st ( on. Mlge.. 1016 4 111,000 OH Kast Teun., Y;u A G..ircia l:y. ):. Mige. Gold 10"6 B 41(1.10(1 00 Ka.it Tenn., Va. A Georg a Ilv. Hiv. .Mtge. Gold 1910 6 62.440 (HI Kliiaheth, Plainlield .1 1 en i al Jers-.v Street liy. 1950 6 97,0(K 00 I'.rie Itr. Consolidaleil Morgage Gi. d 1120 7 2IS.SS0 00 Esse Passenger Itv. Consolidated Mortgage 10n5 6 11,110 01) Kvansvllle A T'erre' llautii II. II. 1st ( on. Mige. Gold. 1021 6 123,(H) 00 Hint A l'cre Marquctto It. It. Cou. .Mortgage 1039 6 , 234,080 00 DESCRIPTION Flint A Pore Marquette It. It. 1st Con. Mlge. Gold l-'rcmout, l lkhorn A Missouri Valley It. It.... Indianapolis Kelt it. It. and stock Yard Co. Con International A Great Northern It. It Jetlersou It. It. 1st Mortgage Gold Jersey ( itv, llolmken A I'aterson Street Ity K. C, I t .-vult A Memphis It. it. Itefunding Mtge K. C, Memphis A Ilii tuiiigham It. It. General Mtge... I.eltlgn valley i:y. ot Aew lora isi Mtge. itoiu l.eliili Yallev Tenuiual Ity. 1st Mortgage Gold hui. I ( itv A Mushing It. It. 1st Mortgage....... ling Island It. I'. Consolidated Gold.. I.oiii islam! IL II. Consolidated Gold i,-iui.villu A Nnshvilio South'n It.lt.f Monon Coll. Jl.) Louisville, N. A. A ( hicago It. H.t Chic A Indianaps. Imisville, New AiOaiiy A ( hie It. It. 1st Mortgage... .Midland Ity. ( omp.iny of New Jersey 1st Mortgage... Milwaukee'A Nortiiern IL It. 1st Mortgage Minneapolis A St. Louis It. IL, Iowa Kxlension .Minneapolis l.tilnn ity. 1st .Mortgage iioio , MiliueuHilis I'tiioil Ity. 1st Mortgage Gold , Missouri Pacific lly. 1st Consolidated Mtge. Gold Montana Central It. It. 1st Mortgage Gold , M irgans Lmi-iaiia A Texas It. It. A S. S. 1st Mtge.... Morgans Ijinlslana A Texas It. It. A S. 8. 1st Mtge.... Nashville, t nat. A St. Louis ity. ion. .Mortgage Nashville, Chat A St. Louis Ity. 1st Mortgage Newark Passenger Ity. 1st Mortgage New York. Lacka. A'W'eslern K. It. Construction Kew York. Lacka. A Western K. It. Terminal A Imp. N. Y.. I l A W. It. B. 1st Con. Mortgage Funded... Norfnlk A W cstern It. It. Genera) Mortgage. Norfolk A Western It. R. Imp. and Extension. North Hudson County lly., N. J N Tilt Jersey Street llailway Co.. Oswego A Lome It. It. 2d Mortgage Gold Pacific Uailroad of Missouri Kxtcuded Gold l'ero Marquette JL H. Consolidated Gold Philadelphia A Heading It. K. Con. Mortgage Gold... Pittshurg, Cin., Chic A St. I.R.K. Mtge. series A... Pittsburg, Cm., Chic A St. U B. B, Mtge. Series B... Ynrr . Mirket Maturity1 - Value iva 6 20-,.:no no 11-33 6 I' l W W 1011 6 2 .2 ( OH K , 1010 2.;0.(H0 00 , 11HK) 6 107.610 00 , 1919 4 76.0(H) 00 , 19:16 4 1,212,45)1 00 , 103-1 4 2).6si) 00 , 1010 i 133.762 50 , 1911 6 12,828 75 , 1911 6 16..VH) 00 . 1931 6 9H,070 ('0 . 1931 4 16I.2MI OO I 1952 4 Ml.i.00 (.0 . lllll 6 105.MX1 25 . 1010 6 116,575 00 . 1910 6 2'il,l)IO Ot) . 1010 6 132,0110 00 . 1909 7 2,221) 00 . 1022 6 11.225 ( 0 . 1922 6 fi6,2.'H) (H . 1920 6 174, I' d OO . 1937 5 45.435 (H) . 1918 7 49-.57S O'l . 1920 42,350 00 . 1928 6 S5.100 00 . 1913 7 104,060 )fl . 1030 8 274.710 0O . 192.1 8 lltf.HXi 00 . 1923 4 437,750 00 . 1920 7 29,91-0 CO . 1931 6 101 ,0H) 00 . 1934 6 240,7::0 00 . 1914 11.6(H) 00 . 1948 4 r.5.216 25 . 1015 6 1i.8.5i 0 00 . 1938 4 100,90 00 . 1951 4 2,585,000 00 . 1911 7 89.300 00 . 1940 4 556,760 OO . 1943 i4 203,172 50 I DESCRIPTION Y.irof Maturity Pittsburg, fin., Chicago A St. I,ouis It. P. Series F.... lit! Pittsliurg, lincland A T..l.do It. IL 1st Mlgc 1922 Plailihcld Street llailway Co 1023 itapid Transit street lly. o. of Newark, N. .1 1921 Heading Co. and 1'. A It. Coal A Iron ( o. Gold 1997 jlio liraii-le Western lly. 1st Mortgage 19::9 Sandusky, Mansfield A Newark 11. It. 1st Mtge 1900 Second Avenue It. It. of New York I on 1018 St. liu'rs A San Franciico It. It. Genl. Mtge 1931 St. Louis A San I-r:.li( ."o It.. II. Gepl. .Mlge., 1931 St. I.uis A San I'raiKi-i'O It. U. Pef. Mite. Gold 1951 Si. Ix.uis, Iron Mtn. A Southern It. II. Geul. Con 1931 St. Paul A Ilulillh It. It. 2.1 Mortgage 1917 M. Paul A Norliiem Paeilic It. Ii... 11-23 St. Paul A Nortnern Pacitic II. li. tllegi-terid) 1923 St. Paul A Sioux at It. it. 1 t M.irijjc 1H19 St. Paul, Minncap'.iis A M'anil.j'.a It. IL ( on. Mlge.... I'Jl'-t St. Paul. Minn. A .Manitoba li. It. Con. Jltge. (It-.) P.'lCI St. Paul, Minn. A Man. li. li., Icikola Kxtensinn 1910 St. Paul, Minn. A Man. P. P., Moot. I,i., l. t Mtgo... lt'37 St, Paul, Minneai...lis 4 .Manit.i.i.a li. li. l.-t Mite. If l.t St. Paul, Minn. A Man. II. II. 2d Ml-.-.Oi'.w 1st) Cold Vfi T'-rre Haute A ItulianarHl;3 P. li. c.,:i. Mtgc 1:'V5 Texas A New Orleans It. IL 1st Ml.-- 19H5 To.islo, Walborul-n Vail- r A t'lno li. fl. Setns A 19;l T ile.lo, Wal. Vailcy 4 Ohio 11. li. lit Mlge. Series B. WSJ T-lleilo, Wal. Valley A (lilio It. P. 1st Mlge. riefws C 1912 Trenton, N. J., street iiy. ( oiis..lidated Mtge 1918 Trenton, N. J., Passenger l:y. Con. Mlge 1931 Cni.iu A lausTsTt li. li. 1st. Mtge - PHI5 l uion Pa. ilic First It. P.. and Lai.. I Grant 1947 I n ion Paeilic 1st Mlge. It. 11. and Land Grant (Iieg 1917 v irgmia Midland lly. 1st Mtge. Scries B . 1911 Virginia Midland Iiy. S-rita C . 1916 Western New York A Pi-tin. 11. 11. 1st !t;e 1937 West J.ncv 4 Sea Shorn IL IL 1st Con. Mtg 193 West Shore li. li - 21-61 W iacousiu teutral iiy. IstMsriu U.U. jltuc. .......... XMt Market Value 441 43 ,880 00 A 12,150 00 6 8,000 00 5 3V..340 00 4 I 29,800 00 4 . 191.1H) 00 7 33,450 00 5 111,5.0 m S 15,925 00 R 184.150 00 4 532,5(0 00 5 1,055,670 00 6 3ss;mo 00 5 424.0.50 (fl 6 81.740 00 6 27,060 00 22,212 50 2,650 00 II 218.650 00 4 In :i'si 00 4 41.S,0O0 00 4 105.120 00 5 23, 508 7S 7. 107,590 00 4'i 55.3.15 00 41 3.2.55 00 4 2H,025 00 123.900 00 8 21,960 00 7 17.510 00 4 . 157,500 00 4 161,975 00 6 44,400 0O C 296,250 00 5 591.025 OO 2'i KW.IHM) 00 4 64 800 00 6 30,509 37 137,928,167 87 Home Office Newark, N. J. THE PRUDENTIAL INSURANCE COMPANY OF AMERICA Agents Wanted Incorporated a Stock Company by tha State of New Jersey , OFFICERS JOHN F. DRYDEN, President LESLIE D. WARD, Vice President EDGAR B. WARD, 2d Vice President FORREST F. DRYDEN, 3d Vice President WILBUR S. JOHNSON, 4th Vice President and Comptroller.' ' ' JACOB E. WARD,' Counsel. EDWARD KANOUSE, Treasurer. EDWARD GRAY, Secretary. T. C. E. BLANCHARD, Supt. of Real Estate. F. C. BLANCHARD, Supervisor Loan Dept JOHN K. GORE, Actuary. VALENTINE RlKER, Asst Secretary. WlLLARD I. HAMILTON, Asst Secretary. HENRY OVERGNE, Asst. Secretary. GEORGE W. .ViUNSICK, Asst. Secretary. EDWARD H. HAMILL, Medical Director. ROBERT L. BURRAGE, Medical Director. FREDERIC A. BOYLE, Cashier. FREDERICK H. JOHNSTON, Associate Actuary. WAV. PEPRY WATSON, Assistant Medical Director. FREDERICK L. HOFFMAN, Statistician. GEORGE H. KlRKPATRICK, Assistant Actuary. GEORGE B. SPEER, Supervisor Ordinary Agencies. GEORGE W. GOUE, Supervisor. Branchoffice in Reynoldsville : Jos. H. Crawford, Asst. Supt, New I. O. O. F. Bldg., Main St., Reynoldsville. CHAS. B. KNIGHT, General Agent, Ordinary Department, 704-5-6-7, Pittsburg Bank for Savings'-Bldg., Fourth Avenue and Smithficld St., Pittsburg, Pa.