THE CITIZEN, TUESDAY, APRIL i, 1913. PAGE THREE FOR PROSPECTIVE HOME BUILDERS ' "THE H03IELIKE HOUSE," 'WHIT TEN BY A. E. SAVOVEK IN WOMAN'S HOME COMPANION. Artlclo Contains n Number of Vnlu nblo Pointers Based on Facts Something In It for You. A houso may bo simply a collec tion of the various building materials so put together as to afford shelter, or It may bo so designed as to ex press the individuality of the owner, to meet his particular requirements and to satisfy his Ideals. If it does the latter, then the building ceases to be a mere house and becomes a home. To secure this desirable result many points must be considered, some of which must be taken up be fore the details of the house are de cided upon. First of all, consider whether you arc building to sell at a profit, or whother your house is to be a permanent homo in the fullest meaning of the term; if the former, then you may not build with so great an individuality as to produce some thing which may appear to others as odd or freakish, and you must con sider the neighborhood in which you build in regard to its probable growth and development, even at the sacrifice of personal preference. If the latter, you may gratify your whims with no limit other than your purse. A middle course is the safer and the saner, however, inasmuch as unexpected contingencies may arise compelling you to dispose of your property, and In such a case it is well to have it readllv convertible. The choice of a town in which to locate is decided for all, save the city business man in search of a de sirable suburb from which to com-1 mute; but to him it is important. Such a one should consider carefully not only the real estate values in the various suburbs, but whether or not they are increasing. Ho should look into the matter of train service and fares, as frequently competition will force tho transportation companies to favor certain towns with cut rates. He should investigate tho school and market facilities; the water supply and charges; the tax assessment and what it represents in civic improve ments. Tho problems of city light, steam and sowor should command his attention, for upon these depend not only a large measure of economy, but of comfort and of health as well. Nor should tho actual traveling time between tho house and his place of business bo overlooked, inasmuch as timo spent in journeying to and fro is an item of expense. Then, too, comes the condition of roads and sidewalks, factors which may be over looked in summer, but which assume great importance in tho snow and slush of winter. Last but not least, what is the fire-'fighting equipment of tho town? This is not only import ant as a guarantee of the safety of your property, and oven of your life, but has a decided effect upon insur ance rates. With tho town selected, comes the choice of a desirable sito for your fu turo home. Hero neighborhood and restrictions; distance from school, stores, and station; necessity for grading or filling, and finally, price, must be considered. Of these points, prlco is tho most clastic, since it de pends so much upon tho other condi tions. Thus a lot in a bad neighbor hood and away from tho conveni ences of transportation might not be cheap at any price; on the other hand, land located in a growing sec tion but held at a higher price might ttHtttMfttHMMttHH SPENCER I The Jeweler would like to see you If I you are In the market! for JEWELRY, SILVER-f WARE, WATCHES,! CLOCKS, DIAMONDS, AND NOVELTIES J "GnarAntecd articles only sold." t prove by far the better investment. Also, you probably have a general idea of tho type of house which you will erect, and this preference will havo a bearing upon the site to bo selected for it; a lot totally unsuitod to a formal structure might be an ideal setting for tho cottage or tho bungalow. Yet in a neighborhood of old-fashioned homes the bungalow might appear so incongruous as to depreciate by contrast both its own valuo and that of its neighbors. Your lot chosen, other points should bo attended to before tho pur chase money is turned over. Tho price nsked should be checked up by means of the tax assessments, and by tho selling prices of adjoining plots, as found In the record of deeds enter ed; tho land should be surveyed and tho boundaries accurately staked off, while tho title should be thoroughly investigated. In addition, a warranty deed to tho property should bo insisted up on; this places the burden of defend ing any suits pertaining to the title upon tho seller rather than upon yourself. In all of this preliminary investigating, the services of a reli- ablo attorney or or a title guaranty company are worth their cost in the certainty that the land which you have bought and paid for is yours without question, and. that you will be free from costly litigation after your house Is built. Tho next problem Is the design of your homo; many people reverse the process and select the house before they know where It is to be placed. This Is not always a satisfactory plan, since the land and the building should together produce a harmoni ous effect; moreover, if the lot is of unusual shape or Is not level, a home may bo so designed that these de fects are converted Into advantages, The sources of light, shade, and near ness of surrounding buildings may also modify your arrangements. Whichever method you follow, necessity will force you to procure your plans either through tho ser vices of an architect, or from the "ready-made" stock of some building concern. Probably you havo seen plans and photographs of some par ticular houso which suited your fan cy. In tho pages of a magazine; if so, it is easy to ascertain the name of tho architect who drew them and from him secure a set of plans. It is easy to be misled in such matters, however, for It is hardly possible that such a house will suit you in every particular, and to make the do sired changes without employing a skilled designer and engineer is not always possible. Of course, your builder will offer to effect such modifications but, be ware! Ho has the knowledge, per haps, but the temptation to use it to save money for himself rather than to advence your interests is a strong one. It Is safer to employ an archi tect who will work entirely to safe guard you, draw plans and specifica tions that will properly interpret your ideas, and will follow tho con struction In order to see that you get what you aro paying fojy his charge for these services is but a small per cent, of the valuo of the house, and may save you Infinite trouble and great expense. Great exactness is necessary in tho preparation of plans in order that your house may be safe and artistic, as well as comfortable and suited to your requirements; the specifications must be drawn with care and with amplo detail, in order to avoid dis putes. Then comes the letting of tho con tract, for which competitive bids should bo submitted to you or to the architect. Have several reputable contractors furnish their estimates for tho work; you will bo surprised at the difference between their fig ures! Offers will be made to do the work at cost plus percentage by which method the owner pays all bills, plus a certain commission on actual cost paid to the contractor; or propositions will be submitted to do the work by day's labor, which means that you will pay all material bills and labor charges under a cer tain agreed scale until the building is completed. 'Either method will some times effect an economy, but you must be sure that the contractor Is honest and responsible; on tho cost plus percentage plan it Is so easy to skimp on the materials, and under the day's labor scheme the opportun ities for "soldiorlng" and so dragging out the job are unlimited. In gener al, it Is unsafe to enter into anything but a straight contract, unless the work is to be supervised by an archi tect whom you can trust. The straight contract should fix the figure for which the work, ac cording to plans and specifications, is to be done; should require the build er to furnish a bond to tho full amount of the contract; should stato tho final authority in all disputes; should fix a time limit for tho com pletion of each portion of tho work, in order Miat protective measures may be taken the instant that tho contractor begins to fall behind; should state that no extras aro to be allowed except those authorized by tho owner in writing; should fix tho responsibility for the payment for permits and for adequato insurance, n.l r.1. .. 1 .1 n f, tuu OUUU1U U11UI1U IL BUUUUUIU Ui. payments providing ror a reservo or not less than fifteen per cent, over and above tho valuo of completed work at all times until the building is finally accepted. Tho reason for each of these provisions is apparent, but too often one or moro is omitted. While It Is impossible within such narrow limits to give a recipe for avoiding all of the quirks and tang les of the building game, a duo re gard to the essential points hero out lined will eliminate some of the usual sources of trouble. Noah Was g 000 Years 1 tin Before he knew how To build the Ark Don't Ioso your grip. Never too old to start n Savings Account Honesdale Dime Bank T H E Honesdale,! Pa- Pays TnitEE Per Ce.t. Compound Interest. Ono Dollar or inoro received at any time. ooooooooooooooooooooooooooooooooooooooooockoooooooooc ALLEGED ROBBERS OF U. S. MAIL CAUGHT. Paris Police Get Three In Great Pos tal Thieveries. By the arrest of two sorters of Amer ican mail and n notorious character tho police of Paris bolievo they have put an end to the robberies which have baffled them for ten years. Tho thefts run into the hundreds of thousands of Jollars, and many Americans havo suf fered. By a long process of elimination, among 200 sorters of American mall suspicion centered upon a sorter nam ed Dupont. IIo was seen to take a package when leaving the postofllce and meet another sorter named Itoux. The two wero afterward joined by a notorious re ceiver of stolen goods, who was ar rested as he left tho Itoux lodgings. Upon being searched tho polico found .$(1,400 in American checks, whereupon both Dupout and Itoux wore arrested. In their rooms numerous partially burned letters were discovered. Itoux confessed to his shnre of the thefts. HAS A BUNGALOW FOR CATS. Chicago Woman Builds Unique House For Fifteen Pets. A bungalow for her blooded prize winning cats has Just been completed in a suburb of Chicago by Mrs. Albert E. Butler of that city. Fifteen eats are provided with apartments in the building. The bungalow is of modern construc tion and has many conveniences. Its rooms are named for (lowers and from her own private greenhouses Mrs. But ler will supply the various rooms with that particular fiower supposed to be the most conducive to good nature and disposition on the part of certain par ticular members of her feline family. In ono of the most spacious apart ments will bo plnced Mrs. Butler's American champion "blue eyed white Persian," called Champion Sir Friar, whoso residence will be called the "chrysanthemum apartment." The building is about fifteen feet square by ten feet in height and con tains ton.apartments. $17,000 FOR CHINESE ART. Jade Carvings Owned by Emperor's Great-grandson Sold. Moderate prices ruled at the sale of tho collection of Chinese carvings in Jado and other objects of art formed by Prince Kung Pu Wei, great-grandson of the Emperor Tao Kwang, held at London recently. In all $17,000 was realized. A white vase and cover, carved with gourds and foliage in high relief, on a carved wood stand, eleven Inches high, wero bid in for ?S40 by a col lector named Partridge. A dark green vase and cover of flat tened shape, carved with panels of kylins in relief and palm leaves round tho shoulder in key pattern borders, tho handles carved with fungus and loose rings, and tho cover surmounted by n figure of a kylin, standing fifteen and a half Inches high, were sold to Gooden Fox for $523. CAPTURES A REAL CHIGWERI. First Specimen of Wonderful Animal Brought to United States. The Brazil Lloyd steamer Germanl cus arrived in New York recently from South American ports' with the cabins filled with stuffed animnls. birds and snakes of all kinds which had been collected by Captain Berndt, who is an amateur taxidermist and naturalist. Ills collection included a specimen of the golden headed umtl-amma of the Amazon and the whistling chigwerl of the upper Orinoco. Tho latter is held In such awe by the Warooma Indians abovo Arturo's falls on tho Orinoco that they the Waroo mas, not the chigwerls givo away all their possessions and tako to tho woods when they hear their mournful note tho chigwerls', not tho Waroomas' at night. LIPTON HAS A SUCCESSOR. Another Englishman Says He Is After the Great Yacht Race Trophy. Charles C. Allom, owner of tho faBt British fifteen meter cutter Istrla, stated recently ho had been consid ering with several friends sending a challenge to tho New York Yucht club for tho America's cup. How far his plans havo progressed he did not say, except that If tho chal lenge should be decided upon It will be based upon International rules and tho challenger win bo a twenty-three meter yacht, somewhat smaller than a soventy-flvo footer. This announcement revives tho Inter est raised by tho previous challenge from Sir Thomas Upton, which was rejected because of tho conditions ask ed by the Irish baronet AMERICAN IDEAS MG BERLIN The German Molropolis Being Transformed. PRINCE HEfJRY IS DISMAYED Wonderful Advertisements of Yankee Origin Startle Teutonic Citizens. German Girls Now Portrayed Accord ing to Gibson Ideals City Is Full of American Bars. Prince Ilenry of Prussia is much dis mayed, by tho Americanization of Ber lin. Since ho arrived home from Ja pan he has discovered that the sacred palace quarter Is rapidly being Ameri canizedthat is, ou the Spree's bunks, near his own palace, a boarding stood high to protect some work, and on it glowed n gigantic paper ear. Tin; ear was rosy, irreverent and tipsy looking, and from a dlstauce It looked more like n mere drunkard's nose. Beneath it flamed "Hoeren Sle" Do You Hour? mid all this was an advertisement for soap. Ilenry wns displeased witli this extravagant ear und made the remark that "the Americanization of Berlin is making life sad." And not only Berlin life. A Hanover aewspaier recently nppeared with its front page made up as an ordinary news page and a big scare heading, "Krupp v. Bohlen and nolbach Offers a Million Marks." Under this wns an explanation that the husband of Ber tliu Krupp, the cannon queen, had ejaculated that he would pay a million marks to cure his headaches and that Herr Schmidt or Herr Mueller has nu unfailing means to win the million, only he doesn't want it, as with true philanthropists money is no object. In what way this thing is American the average German doesn't know, but he knows that it is American. Every thing big, soaring, startling and In genious is American. And Berlin has become the biggest, soaringest, star tllngest, most ingenious city in Europe. It is all quite new. Where ten years ago Friedrichstrasse and Potsdamer Plata resembled tho liveliest spots in Emporium, Pa., they have now come to resemble tho liveliest spots on Broad way for crowds, street cars, illuminat ed sky signs and noise. Craze For American Art. German-American artists are rebuild ing Berlin on (German) American lines. There are no skyscrapers because po lice regulations limit Berlin to five humble stories, but the new German department stores are built of steel on best skyscraper principles. Likewise there Is a craze for American art. It started two years ago, when Berlin had an American picture exhibition, and it lias degenerated into a universal Gibson girl craze. In the streets Ger mans look as German as ever, but Ger man beauty has ceased to bo a German ideal. Tho fancy stores are full of pic tures of Impossibly slim and clean cut, clean shaven young men, who kiss im possibly American Gibson girls. The originally German picture postcard business has been entirely American ized as regards Its ideals of beauty. This craze exists also outside Berlin. The Augsburger Abendzeltung started a schoolgirl and schoolboy drawing competition to show Bavarian Ideals of beauty. Sixty out of 170 school girls seut in drawings of "tho unmistaka ble young American man with the well mado chin which we are so used to," whtlo half the boys' ideals of feminine loveliness were either Gib son girls or German girls "modified by Gibson influence." American Bar Popular. Innocent Augsburg confines its Amer icanism to tho pictorial side. Berlin goes further and tries to live Amerl canwlse. Tho theater, concert and cabaret are being ousted by what Ber lin considers the "American" bar. Five years ago an American bar ex isted only In tho Kalserhof hotel. Now there are registered in Berlin over seventy "bars," most of which claim to be moro or less "American" and prove their claims by long schedules of cocktails and Juleps with Anglo Saxon names. Tho "American" bar. like most other American institutions In Berlin, was originated by rich re turned German emigrants from the United States. Tho 2,000 Americans living in Berlin, who aro mostly mild, musical and sober, seldom go near these bars. If they do go near them they make weird remarks upon tho list of "American drinks" upon tho "White mountain cocktail," the "Was may cocktail," tho "sliver Julep," tho "ryo high bowl" and tho still moro wonderfully named concoctions which are introduced to Berllners as the lat est Inventions of incalculable America. Another sign of Berlin's American ization Is Berlin's way of living. The onco domesticated Berliner is desert ing bis self contained apartment for the hotel and the apartment hotel. Tho passion is to cut down domestic Rfo and to got rid of tho Pomeranian "Dlenstmaedchen," who Is uppish. Italy Gets Many Aeroplanes. Tho nowly formed Italian transaeii al society has undertaken to build a largo number of aeroplanes for the Italian army. Six hundred thousand dollars has been subscribed for aero plane construction, which will provide for about 200 aeroplanes. Seven mono planes and sixteen biplanes are to be delivered la April. DRESSY STYLES for SPRING Wit Now on Sale at Menner & Go's Stores Junior and Ladies' Tailored Suits New Guts and cloth. The New Lengths and Weaves in Separate Coats. The Easter Waists in Silk, Net and Fine Lawn are attractive and Sty lish. The dainty shades in Silk Gharmeuse, Poplin and Ratine are exquisite and knobby. New Spring Kid and Silk Gloves. Our Corset Department have the new forms and lengths. None better. FOR SALE Contains S rooms with all modern appointments. Equipped with steam heating plant. House Is In exceptionally good condition. Lot 50x125 feet with barn that can be used for a garage. Located on East street and is the property of A. B. Transue. Tho owner desires to dispose of his property this spring and places his valuable brick house and lot at only $1,500.. Terms made easy. Consult the BUy-U-A-IIoino Realty Co., Jadwin Building, Honesdale, Pa. Known as the Col. Edward Gillon property and situated upon West Side avenue at 1414 is for sale. It is modern throughout, has 10 rooms, only built a 'few years, suit able for two families. Equipped with steam heat and electricity. Ideal location. Largo lot. Must be s61d immediately for 3,200 CASH. For further information consult tho Really Company, iuy-u-A-Home Jadwin Building, Honesdale. We SeSIl Surety Bonds. BENTLEY BROS. Fire, Life, Accident, Automobile, Liability and Boiler INSURANCE LIBERTY HALL BLDG., HONESDALE. Consolidated Phono 1-O-L. ABSOLUTE SECURITY FORTY-TWO YEARS OF SUCCESS 1913 WAYNE COUNTY SAVINGS BANK HonesdaEe9 Pa. The Leading Financial Institution of Wayne County . 1 THE PROOF Wo lead in CAPITAL STOCK $ 200,000.00 Wo lead In SURPLUS and UNDIVIDED PROFITS 372,862.00 We lead in TOTAL CAPITALIZATION 572,862.00 (Our CAPITALIZATION 1b tho DEPOSITORS SECURITY) Wo lead In Deposits 2, 403, 348. GO Wo lead in TOTAL RESOURCES 3,040,099.22 This year completes tho FORTY FIRST since tho founding of the WAYNE COUNTY SAVINGS BANK. MANY BANKS havo como and gon e during that period. PATRONIZE ono that has withstood tho TEST of TIME. OFFICERS: W. B. HOLMES, President H. S. SALMON, Cashier A. T. SEARLE. Vice-President W. J. WARD, Asst. CaBhler. ' DIRECTORS: W. B. HOLMES F. P. KIMBLE T. S, CLARK A. T. flBARLB W. 'F. SUYDAM O. J. SMITH H. J. CONGER H. S. SALMON J, W. PARLEY E. W, QAMMELXj NOV. 12, 1912. S3