SRE Bi _How’s this? THE MEYERSDALE COMMERCIAL, MEVERSDALE, PA. Love Insurance By EARL DERR BIGGERS Author of SEVEN KEYS TO BALDPATE | Copyright, 1914, the Bobbs-Merrill ; Company 4 Sm a S— , plain there.” “Before we go up,” replied Minot, “I want you to get Miss Meyrick on the gPhone. and tell her you've returned. TYes—right a iy. You see—last night I rather misunderstood—I thought you weren't Atlan Harrowby after all—and I'm afraid 1 gave Miss Meyrick a wrong impression.” “By gad—I should have told her I was going,” Harrowby replied. “But I was so rattled, you know” — He went into a booth. His brief talk ended, he and Minot entered the elevator. Once in his suit, Harrowby dropped wearily into a chair. “Confound your stupid trains. I've been traveling for ages. Now, Minot, I'll tell you what carried me off. Yes- terday afternoon I got a message from my brother George saying he was on his way here.” “Yes?” “Seems he's alive ard in business in Chicago. The news excited me a bit, old boy. TI pictured George rushing in here, and the word spreading that I was not to be the Earl of Raybrook, ~after all. I'm frightfully fond of Miss “Meyrick, and T want that wedding to take place tomorrow. Then, too, there's Jephson. Understand me—Cynthia is not marrying me for my title. I'd stake my life on that. But there's the fa- ther and Aunt Mary—and considering the number of times the old gentleman has forbidden the wedding already’— “You saw it was up to you, for once.” “Exactly. So for my own sake—and Jephson’s—I boarded a train for Jack- sonville with the idea of meeting “George’s train there and coming on here with him. I was going to ask George not to make himself known for a couple of days. } Tan ir tell Cvnthi Cn tol of hi: ex} tel ©. i * 1 iH ] ve weil—ht I re che vouldn'( Tot suo : vl y done what I asked—uc ways was a bully chap. confounded trains—always late. BEx- cept when you want them to be. I dare say George is here by this time?” “He is,” Minot replied. “Came a few ‘hours after you left. And by the way, I arranged a meeting for him with Trimmer and his proposition. The proposition fled But—I missed him. These into the night. It | seems he was the son of an old serv- | ant of your - name.” “Surely! Surely that was Jenkins! "I thought I'd seen the chap some- ~where—couldn’t quite recall. Well, at - any rate, he’s out of the way. Now, the thing to do is to see good old + George at once’— '. He went to the telephone and got . his brother’s rjom. “George!” A surprising note of af- “fection crept into his lordship’s voice. “George, old boy, this is Allen. I'm waiting for you in my rooms.” “ “Dear old chap,” said his lordship, ‘turning away from the telephone. “Twenty-three years since he has seen - one of his own flesh and blood! Twen- ‘ ty-three years of wandering in this + God forsaken country—I beg your par- don, Minot. I wonder what he'll say to me. 1 wonder what George will say - after all those years.” Nervously Allan Harrowby walked the floor. In a moment the door open- &d, and the tall, blond Chicago man @tood In the doorway. His blue eyes Hower Without a werd he came into the room and gripped the hand of his Pprother, then stood gazing as if he swould never get enough. And then George Harrowby spoXKe. © “Is that a ready made suit you have ~on, Allan?” he said huskily. “Why—why—yes, George.” #] thought so. It's a rotten bad fit, “Allan. A rotten bad fit.” Thus did George Harrowby greet the father’'s—Jenkins by first of his kin he had seen in a quar- | er of a century. Thus did he give the | : Xe to fiction and to Trimmer, writer of ancy seeing you after all these years” speeches. He dropped his younger band and strode to the window. He looked out. The courtyard of the De Ja Pax was strangely misty even in the morning sunlight. Then he turned, smiling. “1 thought you'd come at me with Phe title,” sai ze Harrowby, d wing into a afr. “Don’t go, » ing to take out naturalization papers. I'll do it the minute I get back to Chi- cago—and then the title is yours. In the meantime, when you introduce me to your friends here, we'll just pretend I've taken them out already.” Allan Harrowby got up and laid his - hand affectionately on his brother's shoulder. “You're a brick, old boy,” he said. “You always were. I'm glad Fou're to be here for the wedding. How did you happen to come?” “That's right—you don’t know, do you? I came in response to a telegram from Boyd's of New York.” “From—er—Boyd’s?’ asked Allan blankly. “Yes, Allan. That yacht you came down here on didn't belong to Martin Wall. It belonged to me. He made away with it from North river because he happened to need it. Wall's a crook, my boy.” : “The Lileth your ship! My werd!” He explained briefly how Wall had acquired Chain Lightning's collar a: d returned a duplicate of paste in its place. The ‘elder Harrowby listened with serious face. “It’s no. donht the collar he was trail- Sew . * "mn" ho enid: “And Ee Law ba enone ta peed the vacht jut. whon final: bo ecot his eager firers on those dismonds. poor. old rying into the peerage,” Cynthia said. “My dear,” said the duchess, “when. Lismore, “do not dance the tango or : Nor am I willing to learn you introduced that brother cf Lord Harrowby’s this afternoon—that big, splendid chap who said America looked better than a title to him—I could have thrown my arms about his neck and kissed him!” She came closer to the girl and stood looking down at her with infinite tenderness in her washed out eyes. “Wasn't there—any American boy, my dear?” she asked. “I—I—hundreds of them,” answered Cynthia Meyrick, trring to langh. The duchess turned away. “It's wrong of me to discourage you like that,” she said. “Marrying into the peerage is something, after all. You must come home every year—in- . sist on it. -Johnson, are these the best ' caviar bowls the hotel can furnish?” Wa!l mnst have had the shock of his | life.” “How's that?’ “It wasn’t Wa!l who had the dupli- cate made. It was—father—vears ago, when I was still at home. He wanted money to bet, as usual—had the dupli- cate made—risked and lost.” “But,” Allan objected, ‘“he gave it to me to give to Miss Meyrick. Surely he wouldn't have done that”— “How old is he now? Eighty-two? Allan, the old boy must be a little i childish by now—he forgot. I'm sure he forgot. That's the only view to take of it.” A silence fell. In a moment the elder brother said: “Allan, I want you to assure me again that you're marrying because you love the girl—and for no other reason.” “Straight, George,” Allan answered, and looked his brother in the eye. “Good kid. There's nothing in the other kind of marriage—all unhappi- ness—all wrong. I was sure you must Ii Diao “It’s no doubt the collar he was trailing you for, Allan.” be on the level—but, you see, after Mr. Thacker, the insurance chap in New ! York, knew wha I was and that I | wouldn't take the title, he told me about that fool policy you took out.” “No? Did he? “All about it. Sort of knocked me silly for a minute. But I remembered the Harrowby gambling streak—and if you love the girl and really want to marry her, I can’t see any harm in the idea. However, I hope you lose out on the policy. Everything O. K. now? Nothing in the way?” “Not a thing,” Lord Harrowby re- plied. “Minot here has been a bully help—worked like mad to put the wed- ding through. I owe everything to him.” ! The Duchess of Lismore elected to give her dinner and dance in Miss Mey- rick’s honor as near to the bright Flor- ida stars as she could. On the top floor of the De la Pax was a private dining room, only partially inclosed. There in the open the newest society” dances should rise to offend the soft southern sky. Being a good general, the hostess was early on the scene, marshaling her forces. To her there came Cynthia ’ brother’s | i Minot- Allan, youn and Jour Or y . S ‘bh iS YF can't d Al i and do legally can’t . I’ve always been intend- | 1 Meyrick, radiant and lovely and wide eyed on the eve of her wedding. “How sweet you look, Cynthia!’ said the duchess graciously. “But, then, you long ago solved the problem of what becomes you.” “I have to look as sweet as I can,” | “All the rest ! replied the girl wearily. of my life I shall have to try and live up to the nobility.” She sighed. “Po th busy ov ft} at i Cynthi suppose 1 1 Tall for 1 3 8L00d 100KIng the girl an all too evident pity in ner eyes, “It isn’t all it might be, I fancy, mar- | | away, i tally rehearsing. And the Duchess of Lismore, late of Detroit, drifted off into a bitter argu- ment with the humble Johnson. CHAPTER XVI. hb Paddock In Trouble. ISS MEYRICK strolled away, out upon a little balcony open- ing off the dining room. She stood gazing down at the wav- ing fronds in the courtyard six stories below. If only that fountain down there were Ponce de Leon's! But it wasn’t. Tomorrow she must put youth behind. . She must go far from the: country she loved—did she care enough for that? . Strangely enough, burning: tears filled her eyes. Hot revolt surged into. her heart. She stood looking down— Meanwhile the other members of the. dinner party were gathering with ‘ten- der solicitude about their hostess in the ballroom beyond. Dick Minot, hopeless, glum, stalked moodily among them. Into the crowd drifted Jack Paddock, his sprightly air noticeably lacking, his eyes worried, dreadful. “For the love of heaven.” Minot asked, as they stepped together into a secluded corner, “what ails you?” “Be gentle with me, boy,” said Pad- | dock unhappily. “I’m in a horrible | mess. The graft, Dick—the good old graft. It’s over and done with now.” “What do you mean?” “It happened last night after our wild chase of Harrowby—I was fussed —excited—I prepared two sets of re- partee for my two customers to use tonight” — “Yes?” | “I always make carbon copies to re- fer to myself just before the stuff is to | be used. A few minutes ago 1 took | out my copies. Dick! 1 sent the same repartee to both of them!" In spite of his own troubles, Minot laughed. “Mirth, eh?” said Padlock grimly. “I | can’t see it that way. Anyway, this is my last appearance on any stage as a librettist. Kindly omit flowers.” And Mr. Paddock drifted gloomily While the servants were passing cocktails on gleaming trays, Minot found the door to the balcony and stepped outside. A white wraith flitted from the shadows to his side. “Mr. Minot,” said a soft, scared little voice. : “Miss Meyrick,” began Minot hur- riedly, “I'm very glad to have a mo- ment alone with you. I want to apolo- gize—for last night. I was mad. I did Harrowby a very palpable wrong. I'm | very ashamed of myself as I look back, Can TI hope that you will—forget—all I said?” She did not reply, but stood looking down at the palms far below. “Can I hope that you will forget— and forgive?” She glanced up at him, and her eyes shone in the dusk. “I can forgive,” she said softly, “but I can’t forget. Mr.—Mr. Minot”— “Yes.” “What—+what—is—woman’s _ greatest privilege?” Something in the tone of her voice sent a cold chill sweeping through Mi- not’s very soul. He clutched the rail for support. ; “If—if you’d answer,” said the girl, “it would make it easier for’— Aunt Mary’s generous form appeared in the doorway. 2 “Oh, there you are, Cynthia. You are keeping the duchess’ dinner wait- ing.” Cynthia Meyrick joined her aunt. Minot stayed behind a moment. Be- low him Florida swam in the azure night. What had the girl beezn about to say? Pulling himself together, he went in- side and learned that he was to take in to dinner a glorious blond bridesmaid. When they were seated he found that Miss Meyrick’s face was hidden from him by a profusion of Florida blos- soms. He was glad of that. He want- ed to think—think, A few others were thinking at that table, Mrs. Bruce and the duchess among them. Mrs. Bruce was men- The duchess glanced at her. “The wittiest woman in San Marco,” thought the “Bah!” lock meanwhile was toying i He had little hostess. th his food. | | assified him | of the attrac- | B= | 5 | > Mrs. Bruce | glared at the hostess. Mr, studied his plate intently. “1 for one,” went on the Duchess of the turkey trot. take the necessary steps to them.” A little ripple ran round the table— the ripple that up to now had been the exclusive privilege of Mrs. Bruce. That lady paled visibly. that there was no coincidence here. “It seems too bad too,” she said, fix- ing the hostess firmly with an angry eye. “Because women copnld have the world at their feet if they'd only keep i their feet still long enough.” It was the turn of the duchess to start, and start she did. As one who could not believe her ears, she stared at Mrs. Bruce. The “wittiest hostess { in San Marco” was militantly under { way. “Women are not what they used to | be,” she continued. { mad about clothes, or they go to the other extreme and harbor strange ideas about the vote, eugenics, what not. In fact the sex reminds me of the type of. shop that abounds in a small town—its specialty is dry goods and notions.” The duchess pushed away a plate which had cnly that moment been set before her. She regarded Mrs. Bruce <= with the eye of Mrs. Pankhurst face to face with a prime ministe~. “We are hardly kind to our sex,” she said. “but I must say 1 agree with You. And the extravagance of wom- en! Half the women of my ac- quaintance wear gorgeous rings on their fingers, while their husbands wear blue rings about their eyes.” Mrs. Bruce's face was livid. “Madam!” she said through her teeth. “What is it?” asked the duchess sweetly. They sat glaring at each other. Then with one accord they turned to glare at Jack Paddock. Mr. Paddock, prince of assurance, was blushing furiously. He stood the —_— [aie Dg 7, — 1 d=) = = =| a “What—what is woman’s greatest priv- ilege?” combined glare as long as he could, then he looked up into the night. “How—how close the stars seem,” he murmured faintly. It was noted afterward that Mrs. Bruce maintained a vivid silence dur- ing the rem®inder of that dinner. The duchess, on the contrary, wrung from her purchased lines every possibility they held. And in that embattled setting Mr. Minot sat, deaf to the delicous lisp of the debutante at his side. What was woman’s greatest privilege? Wasn't it— His forehead grew damp. His knees trembled beneath the table. “Jeph- son—Thacker, Jephson—Thacker,” he sald over and over to himself. After dinner when the added guests invited by the duchess for the dance crowded the ballroom Minot encoun- tered Jack Paddock. Mr. Paddock was limp and pitiable. “Ever apologize to an angry wom- an?” he asked. “Ever try to expostu- late with a storm at sea? I've had it out with Mrs. Bruce—offered to do any- thing to atone. 8he said the best thing I could do would be to disappear from San Marco. 8he's right. I'm going. This is my exit from the but- terfly life. And I don’t intend to say goodby to the duchess, either.” “I wish I could go with you,” said Minot sadly. - “Well, come along.” “No. I-I'll stick it out. later.” Mr. Paddock slipped unostentatiously away in the direction of the elevator. On a dais hidden by palms the orches- tra began to play softly. “You haven’t asked to see my card,” said Cynthia Meyrick at Minot’s side. He smiled a wan smile and wrote his name opposite No. 5. She drifted away. The music became louder, ris- ing to the bright stars themselves. The dances that had furnished so much bitter conversation at table be- gan to break out. Minot hunted up and stood 1g miser- at fairyla eyric See you nd 1 1 tur gre eye “Ig She Ic Se “It is.” she whispered faintly. She realized | “Either they are \ The most misera™™ lappy man in history, he gasped. “Cynthia! It’s too late—you’re to be | married tomorrow. Do you n— you’d call it all off now—at the last ; minute?” , She nodded her head, her eyes on the ! ground. “My God!” he moaned and turned away. Harrowby,” she said faintly. “Because I've come to—I—oh, Dick, can’t you see?” “See! Of course I gee!” He clinched his fists. “Cynthia, my dearest’— Below him stretched six stories of open space. In his agony he thought of leaping over the rail—of letting that be his answer. But, no, it would dis- arrange things so. It might even post- pone the wedding! “Cynthia,” he groaned, “you can’t understand. It mustn’t be. I’ve given my word. I can’t explain, I can never explain. But, Cynthia—Cynthia”— Back in the shadow the girl pressed her hands to her burning cheeks. “A strange love—yours,” she said. “A love that blows hot and cold.” “Cynthia. that isn’t true. you’ “Please! Bicase let us forget.” She steiped into the moonlight, fine, brave, smiling. “Do we-—-dance?’ “Cynthia!” he cried unhappily. “If you only understood’ — “I think I do. The music has stop- ped. Harrowby has the next dance. He'd hardly think of looking for me here.” She was gone. Minot stood alone on the balcony. He was dazed, blind, tr mbling. He had refused the girl w thout whom life could never be wrth while. Refused her to keep the faith! He entered upon the bright scene in- side, slipped unnoticed to the elevator and, still dazed, descended to the lob- by. He would walk in the moonlight unti] his senses were regained. Near the main door of the De la Pax he ran into Henry Trimmer. Mr. Trim- mer had a newspaper in his hand. “What's the matter with the women nowadays?” he demanded indignantly. Minot tried in vain to push by him. “Seen what those London suffragettes have done now?’ And Trimmer point- ed to a headline. “What have they done?’ asked Mi- not. “Done? They put dynamite under the statue of Lord Nelson ‘in Trafalgar square and blew it sky high, It fell over into the Strand”’— “Good!” cried Minot wildly. “Good! i I hope it smashed the whole of Lon- don!” And, brushing aside the star- tled Trimmer, he went out into the night. CHAPTER XVII Minot Goes Through Fire. iT was nearly 12 o'clock when Mr. Minot, somewhat calmer of mind, returned to the De la a Pax. As he stepped into the courtyard he was surprised to see a crowd gathered before the hotel. Then he noticed that from a second floor window poured smoke and flame and that the town fire department was wildly getting into action. He stopped. Fis heart almost ceas- ed beating. That was her window— the window to which he had called her on that night that seemed so far away—last night! Breathlessly he ran forward. And he ran straight into a group just descended from the ballroom. Of that group Cynthia Meyrick was a member. For a moment they stood gazing at each other. Then the girl turned to her aunt. “My wedding dress!” she cried. “I left it lying on my bed. Oh, I can’t possibly be married tomorrow if that is burned!” There was a challenge in that last sentence, and the young man for whom it was intended did not miss it. Mad with the injustice of life, he swooped down on a fireman struggling with a wabbly ladder. Snatching away the ladder, he placed it against the window from which the smoke and flame poured. He ran up it. “Here!” shouted the chief of the fire department, laying angry hands on the ladder’s base. “Wot you doing? You can’t go in there.” “Why the devil can’t 1?” bellowed Minot. “Let go of that ladder!” He plunged into the room. The smoke filled his nostrils and choked him. His eyes burned. He staggered through the smoky dusk into another room. His hands met the brass bars of a bed, then closed over something soft and filmy that lay upon it. He seized the something close and hurried back into the other room. = A fireman at anether window sought to turn a stream of water on him. Wa- ter—on that gown! “Cut that out, you fool!” Minot shouted. The fireman, who had sus- pected himself of saving a human life, looked hurt. Minot regained his win- dow. Disheveled, smoky, but victo- rious, he half fell, half climbed, to the ground. The fire chief faced him. “Who was you trying to rescue?’ the chief demanded. His eyes grew wide. “You idiot!” he roared. “They ain't i nobody in that dress.” “Darn it, 7 rn and stood, a LI To an admir- tesaw that “It would be all wrong to marry ! I do love | ing crowd wes surrounding pum. fie broke away «ad hurried to his room. Cynthia Meyrick’s final words to him rang in his ears. Savagely he tore at his ruined collar. Was this ridiculous farce never to end? As if in answer a distant clock struck 12. He shuddered. Tomorrow at high noon! Early Tuesday morning, while Mr. Minot still slept and mercifully forgot, two very wide awake gentlemen sat alone together in the office of the San Marco Mail. One was Manuel Gon- zale, proprietor of that paper, as im- maculate as the morn; the other was that bread and breezy gentleman known in his present incarnation as Mr, Martin Wall. . “Very neat—very neat indeed,” said Mr. Wall, gazing with evident ap- proval at an inky smelling sheet that lay before him. “It ought to do the work. If it does it will be the first stroke of Inck I've had in San Marco.” Gonzale smiled, revealing two even rows of very white teeth. “You do not like San Marco?’ he renfr-nd 3 snorted angrily. “Ti » it? Toes a beheaded man like the 2:2? Tn a Ig and golden pro- fecsicnal «aveer T'va never struck any- fh'ng !%e this town before for hard luck. I'm not in it twenty-four hours when I'm left alone, my hands tied, with stuff enough to make your eyes pn out of your head. That's pleasant. | Then, after spending two months and a lot of money trailing Lord Harrowby for. the family joois, 1 finally cop them. 1 give the crew of my borrowed boat i orders to steam far, far away and run now that!” Minot erled. | to my cabin to gloat. Do I gloat? Ask me. I do not gloat. I find the famous Chain Lightning's collar is a very superior collection of glass, worth about 23 cents, I send back the glass and stick around, hoping for better days. And the best I get is a call from the owner of my yacht with or- ders to vacate at once. When 1 first came here I swore I'd visit that jewel- ry store again—alone. But there's a jinx after me in this town. What's the use? I'm going to get out.” “But before you go,” smiled Manuel, “one stroke of luck you shall have.” “Maybe. I leave that to you. This kind of thing"—he motioned toward the damp paper—-‘is not in my line.” Te bent over a picture on the front page. “That cut came out pretty well, didn't it? Lucky we got the photo- { >h before ‘big brother George ar- rived.” “I have always found San Marco lucky,” relied Gonzale—“always, with one trifling exception.” He drummed reminiscently on his desk. “I say, who's this?” Mr. Wall point- ed to a line j beneath the name of the paper. “Robert O'Neil, Editor and Proprietor,” he read. Manuel Gonzale gurgled softly some- where within, which was his cunning, noncommittal way of indicating mirth. “Ah, my very virtuous managing edi- tor,” he said. “One of those dogs who dealt so vilely with me. I have told you of that. Aianuel Gonzale does not forget.” He leaned closer. “This morning at 2, after O'Neill and Howe had sent today's paper to press as usual, Luypas, mv ‘ulation man- ager,tand 1 ar’ ree “_y virtuous edi- tors had der r.odity (o'r vest.” Tuy- pas and I sid te presses. We rpm Cont Le RY substitute O'Neill ana rage form. tha will not know. Always they sieen until noon. In this balmy climate i: is easy to lie abed.” Again Maonvel Gonzale gurgled. “May their sep be dreamless,” he said. “And should our work of the morning f2°1 ray the name of O'Neill be the fir:t to concern the police.” Wall laughed. “A good idea,” he remarked. He looked at his watch. “Nine-fifteen. The banks ought to be open now.” Gonzale got to his feet. Carefully he folded the page that had been lying on his desk. “The moment for action has come,” he sald. “Shall we go down to the street?” “I'm in strange waters,” responded Martin Wall uneasily. “The first dip I've ever taken out of my line. TNon’t believe in it either. A man should have his specialty and stick to it. However, I need the money. Am.I letter perfect in my part, I wonder?” The door of the Mail office opened, and a sly little Cuban with an evil face stepped in. “Ah, Luypas,” Gonzale said, “you are {continued next week) PELL EEL vLL EL EE PRACTICAL HEALTH HINT. $+ + $+ ¥ Use of Mineral Oil. ¥ Dr. Le Tanneur contributes to ¥ the Paris Medical some practical ¥ points in the use of mineral oil ¥ in constipation. The oil, he says, ¥% is in no way digested or even ¥ modified by the juices of the ¥ stomach and intestines. It acts ¥ as a lubricant and nothing else, ¥ though it tends to heal abrasions ¥ of the intestinal wall caused by ¥ rough particles of food. ¥ The $ + hdd bbbbbrdbdddse New York Medi ‘al & Sy 1 2. oll 8 re br Orn, PROMOTI HAPPY | AMERI How One Co Harmony AN INDUST All Grievance: Through Rep! of Company tigated. For more th progressive ind plants scattere in several stat been improvin employees thro called industri: an industrial ¢ basis of demos dence between pany and the from 10,000 to To deal wit of such a vast task involving Nevertheless t! representation ried on social a work on a com succeeded in without frictio ence from th year several been made up company. Altogether tl ed itself to an in the establi lations betwee dustry. A mc of such scher tories is heart] broad-minded country who h Industrial Con the purpose 0 employees tog of the consery that the capte workingman shoulder to pr against condi! prevail after t Workers E The Industr was adopted the directors a referendum By secret ball iny’s var atives whe nts in all n nent, Hvl p! tions, the ad] and other ma and interest. president ‘Lee: the wou as presidents tives Empldyees official with the industa 1] to the | in cons pan} president TI he has not rec carry his case on Industrial tion, comprise resentatives a sentations, an qaustrial Comn Confer Indor. the drawn np ma service and o company’s rel: are settled by creases in wi conference be and the work: In all matt ment the en play an impo! signed to joi they serve wi company £1 Inittees- Safei tion. Health a tion and Edu idea of the b ny’s interest curry out the committees t money and eff it has always of paternalisn Since the i the company programme 0 for its employ property. The of charge, es: series of prize the cultivatio Many of tae automobiles. have been pr to employees Industrial Oo