THE FULTON COUNTY NEWS. McCONNELLSBUEO PA
ES
CHANGES
IN
INC! SYSTEM
loney Law Displaces 122-Year-Old
Code.
R-REACHING IN SCOPE
iiportant Law Relating to Fl
i Patted 1n Many Yeara Et
tlal Featurea of tha Meaa
ra Explained In Nontech
nical Language.
lBgton, Dec. 23.-The new bill
i the currency, banking and
i of tbo country Is one of the
r-reachlng measured relating to
that have been enacted In
eara.
magnitude of the aubject. the
j of Interest affected and the
,f the debatea In both branches
rel haa to follow the changes
sp the essentials of this highly
il measure In Its Important
j 0I, money, finance, banking
entire range of fiscal subjects,
,nd private, which It affects.
Summary of the Bill.
a view, therefore, of prcscnt
cclnctly and In non technical
e an epitome of the salient foa-
the measure os finally framed,
wlng summary Is given of the
i whole and of Us principal de-
ally speaking, the first steps
ken to bring Into operation the
new financial system will be
an organization committee
at of the secretary of the
r, secretary of agriculture and
er of the currency. '
i have 60 days within which to
r, applications for membership
new system, and one year's
allowed before the government
npel the dissolution of any na
auk that refuses to Join.
Ill "Take Up the Slack."
law law will make little direct
In the operation of the pre
ional banks, except to allow
loan a certain amount of their
ipon farm mortgages.
ief purpose Is to add a new
r machinery to the banking
that will "take up the slack"
the changing business condt
I each year; that will give the
l place to quickly convert their
Bto cash In time of need, and
U bring out new federal cur
rlion It la needed, and retire It
loney becomes "cheap."
4 aro now required to keep a
percentage of their deposits as
bs," part In caBh in their own
ind part of which may be re
id In the banks of New York,
i, St. Louis and other deBlgnat-
fnes of sudden financial de
whrn banks have loaned up to
' limit of their resources, these
I furnish little relief, because
(ire paid out to meet demands
Jis are left In a precarious con
I
Gatlc Principle of Law.
baste principle of the new law
it these reserve funds out Into
tlon when necessary without
g the safety of any bank, and
t ide a place to which local
(nay rush In a crlsia and get
ir the "prlnio commercial pa-
r y hold lu their vaults.
to be accomplished through
i of regional reserve bunks, or
plrs of reserves," In which all
l-hull deposit a stated part of
kiey they are required to hold
Irves.
)r the new system, when
1 flurry comes the banks can
Immerclal paper, such as notes
lind bills of exchange, to thcRe
iIrs," and secure tho use of
iwn reserves, or, If necessary,
he reserve of other banks, by
Ing this security.
new regional banks will re
bout one-half of the bnnk' re-
lof the country. They In turn
permitted to loan back to the
iill but 35 per cent, of these
is, so that in case of emergency
fi of caBh can be brought out
rculatlon quickly.
banks will have to pay for these
bowever, as Individuals have to
a loan from any local bank,
p chargo Is expected to prevent
free use of the reserves held
regional banks.
I New Paper Currency.
)w form 'of paper currency Is
pvlded for, to come out In enso
pgency, and which Is expected
kick Into the hands of the gov
t when times are normal
'treasury notes" will bo printed
government and lssuod through
fglonal reserve bank, and will
o guarantee both of the re
bank and of the government:
demand for currency In any
of the country exceeds the
ff circulating money a regional
an secure this new money
e government and put It into
on; but a gold reserve of 40
:. and commercial paper equal
lull value of the note must be
a reserve behind each note
provision Is expected to be tho
that will drive the new
back Into retirement when It
inger needed.
Clearly Explained.
'allowing analysis presents the
of the new law without ad
Iosely to the technical division
luage of the measure:
f head of the system will stand
Coming to Herself,
e occasion Dr. Francis War
trying to bring back to con
ks a woman who had bad a
stroke. Ills efforts sdemed
be In vain. For a long tlino
:tncos were only the ravings
m, hut all at once sho sat up
nj. looking stralcht at Doc
tor, Bhe cried out: "Oh, you
Hi man!" "Ah," said Doctor
l-liecrfully, "now she'e begin-
ilk sense!" Pearson's Week-
a federal reserve board at Washing
ton,' appointed by Uie president, and
to consist of the secretary of the
treasury, the controller of the curren
cy and five other members. Two of
these shall be expert bankers, but
none shall have banking affiliations or
own bank stock during their service.
This board will exercise general con
trol over the entire system.
The temporary "organization com
mittee," or the federal reserve board,
will select from eight to twelve cities
where regional reserve banks shall be
located and will divide the entire
country geographically with these
cities as the centers of districts. All
national banks in a district will be
required to subscribe for the stock of
the regional reserve bank In that dis
trict and to keep a portion of their
reserves there.
Known aa "Member Banks."
Local banks will be known as "mem
ber banks" because they will own the
stock of the regional reserve bank
of their district. Each nu mber bank
will be required to take capital stock
of the regional reserve bank, equal to
6 per cent, of the member bauk'a capi
tal and surplus. The capital of the re
gional hank will Increase or decrease
so that It always represents 6 per
cent, of the combined capital and sur
plus of all the banks of the district
that have Joined the system.
National banks are compelled to
Join and state banks are permitted to
If they bring their reserve require
ments up to the standard set for na
tional banks and submit to national
examinations.
Publlo Can Buy Stocki
Publio ownership of the stock of the
regional rcservo banks Is permitted
only In case enough banks do not Join
In any district to provide a capital
stock of $4,000,000. In Biich event the
publlo may purchase the stock in
quantities limited to $25,000 for each
Individual, but the voting of this stock
will be placed In the hands of govern
ment representatives on the board of
directors of the regional reserve bank.
Tho regional reserve banks may do
business only with their member
banks, not with the public, except that
certain "open market operations" such
aa the purchase and sale of gold, gov
ernment, or municipal bonds, and cer
tain forms of bills of exchange, are
permitted. These banks will make
their earnings from the loans mnde to
member banks, and from tho purchase
and sale of bonds and foreign bills of
exchange.
Mutt Put Up Cash.
Member banks will be compelled to
put up In cash only one-half of thoir
subscription to the capital of the new
banks, the rest can bo called for If
needed by the regional bank. Divi
dends of 6 por cent, will be paid on
this stock to tho member banks, and
the stock will be non-taxable.
After theso dividends are paid one-
half of the surplus net earnings goon
to create a regional surplus fund, and
when this has reached 40 per cent, of
tho reglonnl bank's paid In capital
these earnings are to go into the
United States treasury. The balances
of the net earnings are to be paid to
the United States as a franchise tax.
With- tho machinery thus created
for a new banking system that Is sup
plementary to the commercial banks
of the country, the law provides for a
gradual transfer of part of the bank
reserves to these new "reservoir"
banks.
In order not to disturb business con
ditions, or to withdraw too suddenly
the heavy deposits of country bnnks In
the largo cities, the law provides that
three years may be consumed In shift
ing tbefio balances and that, If neces
sary, part of the reserves transferred
to the regional banks may consist of
commercial paper.
The amount of reserve required
from every bank under the new law,
and the place where It uiubt be kept,
are as follows:
Country banks Total reserve requir
ed, 12 per cent, of demand deposits
and 6 per cent, of time deposits. Five-
twelfths must be held In the bank's
own vaults for two. yean and four
twelfths after that. For the flrst year
two-twelfths must be kept In the re
gional bank, Increasing one-twelfth
each blx months thereafter until it
reaches five-twelfths of the total re
serve. For three years the unallotted
part of the reserve may be kept In
the banks of reserve cities. After
that .line It must be kept either In
tho country banks and vaults or In the
regional reserve bank.
Reserve city bunks Total reserve
required, 15 per cent, of demand and
5 per cent of time deposits. Six-fifteenths
must be kept In the bank's
vaults for the first two years and five
fifteenths after that time. Three-fifteenths
must be kept in the regional
reserve bank for the first year, In
creasing one-fifteenth every six
months thereafter until it reaches six
fifteenths. For three years the un
allotted portion of the reserve may bo
kept In other banks, In Its own
vaulttt, or In the regional bank; after
that time in one of the latter two
places.
Central reserve city banks (New
York, Chicago and St. Louis) Total
reserve required, 18 per cent, of de
mand and 5 por cent, of time depos
its. Seven-eighteenths In the regional
reserve banks and the remaining five
eighteenths In etthor place the bank
may choose.
Regional Reserve Banks.
Theso immense funds of reserves
from "member banks," together with
government moneys, will make up tho
deposits of the regional reserve banks.
Kadi of these hanks will be adminis
tered by a board of nino directors, six
of whom will bo elected by the banks,
and three appointed by the federal re
serve board.
The regional reserve banks may ro
dlstrlct that Is, buy at a discount
from Its member banks "prime com
mercial paper" when the member
banks desire to convert these assets
Into, money.
Character of Paper.
The exact terms of this Important
provlHlon as to the character of paper
upon which the regional reserve banks
may furnish each are as follows:
"Upon the Indorsement of nny of Its
member banks, with a waiver of de
mand notice and protest by such
banks, and federal (regional) reserve
bank may discount notes, drafts, and
bills of exchange arising out of act
ual commercial transactions; that Is,
notes, drafts, and bills of exchange Is
sued or drawn for agricultural. Indus
trial or commercial purposes, or the
proceeds of which have been used, or
are to be used, for such purposes, the
federul reserve board to have the
right to determine or define the char
acter of tho paper thus eligible for
discount, within the meaning of this
act.
Eligible for Discount.
Nothing In this act contained shall
bo construed to prohibit such notes,
drafts and bills of exchange, secured
by staple agricultural products, or oth
er goods, wares, or merchandise, from
being eligible for such discount; but
such definition shall not Include notes,
drafts, or bills covering merely Invest
ments or Issued or drawn for the
purpose of carrying or trading In
stocks, bonds or other Investment se
curities, except bonds and notes of the
government of the United States.
"Notes, drafts and hills admitted to
discount under the terms of the para
graph miiBt have a maturity at the
time of discount of not more than 90
HOW DISPUTED POINTS WERE ADJUSTED
Tho following changes affecting points at dlffcronce botwepn the
sennte and house were made In conference:
Comptroller of currency and secretary of agriculture retained as
members of organization committee.
Comptroller of currency made ex-offlclo member of federal reserve
board and total membership retained at seven and the term of office fixed
at ten years.
Alaska excludod from provisions of act.
After federal reservo districts are established, national banking asso
ciations shall have 30 dayB In which to subscribe for capital stock of re
serve banks.
Individuals may purchase up to $25,000 stock In federal reserve bnnk
instead of $10,000, as provided in house bill.
Stock not held by member banks shall not be entitled to any voting
power whatever.
Number of regional reserve banks to be "not less than eight nor more
than twelve," as provided by tho senate.
Tho minimum capital of regional reserve banks fixed at $4,000,000.
No senator or representative can bo an officer of a federal reserve
bank.
No director of Class C directors of federal reserve board shall be an
ofilcer, director, employe or stockholder of any bank.
" Each member bank Is permitted to nominate one candidate for Class
A and one for Class D directors.
Subscription of member banks 6 per cent, of capital and surplus of
subscribing bank. (
Senate provision for the guarantee of national bank deposits elim
inated. Use of federal reserve notes as part of reserves of member banks
stricken out.
At least ono-thlrd of the reserves of the country banks must be held
In the vaults of locnl banks.
House provision for collections at par practically restored, banks to
be permitted to collect only actual expenses.
Retirement of 2 per cent, bonds aggregating $300,000,000 within 20
years provided for as against retirement of $125,000,000 In senate bill.
Gold reserve behind the notes remains at 40 per cent., with a gradu
ated tax against any depletion.
Salary of members of the federal board Increased from $10,000 to
$12,000.
Members of reserve board shall serve two, four, six, eight and ten
years Instead of one to five years.
Reserve board can liquidate or reorganize reserve banks.
Compensations for directors, officers and employes of federal rosorve
banks shall be subject to the approval of tho federal reserve board.
Recess appointments to' reserve board shall expire 30 days after the
following session of congress opens.
Net balance of amounts due to and from other banks shall be taken
as the basis for ascertaining the deposits against which reserves shall be
determined.
Another Evil.
Willis "I see a fellow in New York
took out $250,000 lnsurnnce on $200
worth of goods." Glllis "That's
nothing. I know a lot of fellows who
carry $25,000 life Insurance on a 30
cont life." Puck.
No Favorites.
Definition of a boarding house straw
berry shortcake: A circular solid,
every point In which . perimeter is
equidistant from the strawberry.
Everybody's Magazine.
Wants Soldlert to Swagger.
.Soldiers ought to swagger according
to the colonel of the One Hundred and
Sixteenth regiment, which Is located
at Vannes, near Lorlent, France. He
has Issued a special order to be read
In every company of his command,
which read9 as follows: "A soldier's
uniform Is only comely when It Is
worn with pride, even with swagger.
Under these conditions it Is Incompar
able. Try to bo chic, and while you
are in the army, nt least put souii
aeart Into yourself."
FIVE FUNDAMENTALS
OF THE CURRENCY BILL
letue of currency, guaranteed by
tha government, bated upon notes
and bills repretentlng commercial
trintactlona and backed by a gold
reterve. The new currency is ex
pected to contract and expand to
meet the varied demandt of trade.
Concentration of the bank re
aervea of tha country In regional
Inatltutlona capitalized - by the
banka of the country and con
trolled by directors elected by the
banka.
Creation of a market for the ne
gotiable commercial paper which
forma the bulk of the attett of the
banka, where, In time of ttrett,
thote atteta may be easily and
without lost trantformed Into cath.
Ettabllthment of from eight to
twelve great regional bankt
throughout the country, which will
Issue currency, rediscount paper
and centralize and mobilize the re
tervea of the local banks.
Creation of a federal reserve
board of teven membera appointed
by the pretident, with final powers
of control and aupervltlon over the
entire system.
Housework is a Burden
days; provided, that notes, drafts and
bills drawn or Issued for agricultural
purposes or based on live stock and
having a maturity not exceeding six
months may be discounted In an
amount to be limited to a percentage
of the capital of tho federal (regional)
reserve bank, to bo acccrtalned and
fixed by the federal reserve board."
The "Elastic" Element.
The now treasury notes, which are
to furnlnh the "elastic" element In tho
currency system, and to add to the
country's circulating money In time of
need, will come into use In tho follow
ing way:
The notes will be printed by the gov
ernment, with a distinctive stylo for
each regional reserve bank. Ono of
the three directors named by the fed
eral reserve board for ench regional
bank will be known as tho "federal re
serve agent" for that bank, and a sup
ply of the notes will bo placed in his
custody.
. Should a regional bank desire to
pay out more money than Its cab rc
bources will permit, the law provides
that It may put some of Its rediscount
ed commercial paper Into the hands
of tho "federal reserve agent," and re
ceived In return tho new treusury
notes.
For each note that It puts out Into
circulation, the regional reserve bank
must set asldn in gold 40 per cent, of
the vnlue of tho note as a guarantee
for Its redemption. This gold, with
tho commercial pnper 'held by the
"federal reserve agent," is the pro
tection behind tho new money; but
these notes will also be guaranteed by
tho government and may bo redeem
ed In gold In tho United Stales treas
ury. , Reserve Required.
Ench regional bnnk, under the act,
must keep a reserve of 35 per cent, ot
tho deposits It has received, besides
the 40 per cent, gold reserve behind
the treasury notes it Issues. If the
gold reserve behind the notes falls be
low 40 per cent, a heavy tax Is Im
posed on the bank, which in turn adds
the tax to the rate It charges member
bnnks for rediscounts This was de
signed to stop au over-expansion of
currency. In times of sudden stress
the federal reserve board can suspend
these reserve provisions, In order to
furnish quick relief 4o any commu
nity. Ono regional batik cannot again pay
out the notes of Another, except under
a heavy tax. ' Theso notes aro expect
ed to return to the regional banks and
be withdrawn from circulation whou
the need of their ute passes.
Take Up Bonds.
Nono ot the existing forms of cur
rency except the national bank nous
will be disturbed by tho new law. The
United States bonds, now used to se
cure the issue of ..atlnnul bank notes,
are to bo taken up at the rate of $25,
OUO.0U0 a year by tho regional re
serve banks and now treasury notes
or short term three per cent, bonds
will take their place. National bank
currency Ja expected gradually to retire.
The federal reserve board will exer
cise final control over the entire op
eration ot the system. It can compel
one regional bank to loan to another
In time of need; can suspend all re
strictions surrounding the reserves
which regional banks must hold, and
can remove directors of regional re
serve banks whenever It Is believed
necessary.
Bankt In Control.
While the banks retain control of
the boards of tho regional reserve
banks, their connection with the fed
eral reserve board Is only through
an arivlsory council, made up of one
representative from each federal ro
serve district. This couucll will meet
in Washington to confer with the fed
eral reserve board "on geueral busi
ness conditions" and to make recom
mendations and suggestions concern
ing discount rates, note Issues, and re
servo conditions.
An Important chnnge In national
banking methods embraced In the new
low will permit all national banks ex
cept those In New York, Chicago and
St. Louis to make direct loans on five
year farm mortgages up to 25 per cent,
of their capital and surplus, or up to
one-third of their time deposits.
Another provision In the law per
mits national banks having a capital
of $1,000,000 or moro to open foreign
branches. Similar authority 1b given
to the regional reserve banks, the pur
pose bolug to facilitate tbo develop
ment of American trade abroad.
Valuable Hint From Germany.
Many Industrial firms In Germany
provido their workmen square pieces
of cloth for cleaning purposes Instead
of the cotton waste that Is usual here.
The scheiue has the advantnge of economy.
She Had Her.
"I boo, Mary, that In our city there
Is ono policeman for every 621 Inhabi
tants," said the lady of the house
"Don't know, and don't care," was the
maid's reply. "I've got mine already."
TLe dally cares of keeping house
ad bringing up a family are hard
enough for a healthy woman. The
tired, weak mother who struggles
from morn to night with a lame, ach
ing back is carrying a heavy burden.
Many women bolleve that urinary
disorder! and backache are "female
troubles" and must be ondured. But
men suffer the saniu aches and trou
bles when the kidneys re sick.
Women aro especially subje6t to kid
ney disease. Tight clothing, indoor
work, the ordeals oi. chlldblrtL, the
worry, and the stooping, straining and
striving of housework all help to bring
It on. At first the trouble may bo only
backache, sick headache, dizziness
and a drowsy, dull languid feeling, but
this condition lc dangerous to neglect,
for dropsy, gravel and doadly Aright'
disease start .j some such snip;, way.
Don't be dlscouragnd. When back
ache, nervousness and irregular or
Dainful nasRngcs of the kldnoy secre
tions begin to bother you, uso Doan's
Kidney Pllla, the remedy that Da8
brought new life and Rtrength to thou
sands of suffering women. There are
no poisonous nor narcotic drugs in
KEmyPIcture.
MellsASfar
h'i ,4 Ma i--;yj
i i
I flAi I rr't II
ui! h fiat a pain.
Tvan'airMnav Plllo nothing to Injur
iUHU aaewa.-,f u
nor cause a habit Delicate women
can uso them with perfect safety.
The following case Is typical of th
cures effected by Doan's Kidney Pills.
Grateful testimony Is the best evi
dence: A PHYSICAL WRECK
Confined to Btd For Six WJ
Mrt. J. Lenune, Monro Bt., Archbnld,
ra By: "I hail awful lumcnuM tcrost
my back and It kept me from reatlng; t
nt(?i't. I suffiTHd fmrn turrlblu hendachet
ui.d dlxzy Hpcllii ami they a(Tctei mjr
iL-hi. Thn kliiimv Becrininn wera Irru-
Inr In piiKHUKO, und my health was goln
duwn diiy by luy. J'lniilly my feit and
I imklos benn awt-llliiff and I wam't able
. to do my Mimes. I K" I'1 I couldn t
may up uny lontfi-r and for nix wn-ks. I
wim tick abed, -unable to move hand or
font. I wu a piiymriu wp-k. i
rHHil tlmn. a nc irlibor si'tit me a fw
i ..., Ki.inov TMlla and told me to try
them. To my d.-llKtit, they helped m
trom tho first and 1 kept on ualnii them
until I was completely cured. I have been
frc from klilnoy trouble ever mnce bjiu
I nm now enjoying K"od health. If Doan a
Kldnoy I'lllt hud only come to my atten-
.nnnnr I unlllrl CfTlllllllV tiaV bO
epured a Rood d"! ot expense and uf-
ferlnif, iuy recovery nu uiy" -
I one."
"When Your Back Is Lame-Rcmcmbcr tho Name"
LOAN'S KIBNEY
jflU by n Deolai, . Price 50 cenlj. Foster-Mnbum Co, Buffalo, M Y. Proprietors
The Up-to-Date Child.
Papa Wo'll travel In Slu moorland.
Kid Then we'll go In sleepers.
Important to Mothers
Examine carefully every bottle ot
r ASTOIII A a nafa and sure remedy for
Infants and children, and see that It
Bears the
Signature
In Use For Ovor 30 Years
Children Cry for Fletcher's Castoria
An Obstinate Theorist
"Jo St rut hers Is a reformer, Isn't
he?"
"Yes," replied Furmer Corntossel,
"but he's one of those reformers who
don't get anywhere. Ho'll stop a lot
o' men who aro tryln' to fix a mudhole
tn the road and get 'em all worried
over his suspicions about what's belli'
done in Wall ctreet."
ITCHING, BURNING ERUPTION
Thomaavlllo, Ala. "I suffered with
eczema on my hands and feet two or
three years. About eleven yenrs ago 1
became troubled with an Itching, burn
ing eruption which came on my hands
and feet in littlo water blisters and In
about a day or two when I would let
the water out or w ash It out, using my
hands, then the places would fetter
and itch to bent tho band. I could not
do any work that was rough on my
hands at all. It caused me great suf
fering and Inconvenience.
"1 tried everything that I knew of
or was told and never was really re
lieved until I began uslns Cutlcura
Boap and Ointment. I would wash the
parts In water w 1th the Cutlcura Soap
end then v. hen I dried them I would ap
ply tho Cutlcura Ointment on tho sur
face In the daytimo, and at niht I
would get a soft piece of cloth and
apply the Cutlcura Ointment on my
hands nnd let It stay that way all
night. A perfect cure was effected.
No one will ever know how glad I was
to get my handa nnd feet cured."
(Signed) Geo. C. Crook, Nov. 25, 1912.
Cutlcura Soap and Ointment sold
throughout tho world. Samplo of ench
free.wlth 32-p. Skin Hook. Address post
card "Cutlcura, Dept. L, Boston." Adv.
SAVED BY PRESENCE OF MIND
Jew Outwitted Russian Guard by Imi
tation That Mutt Have Been
Remarkable.
Aaron Selilentaft Is a clever fellow,
as you may understand when you b arn
how his quick wit recently brought
him safely out ofM situation of tho
utmost peril. Aaron desired to visit
Russia, but he bad no passport, lie
enlil to his friend Mendel:
"You have a passport; I'll get Into
a big bag and you shall carry me
across the border. If the frontier
guard asks you tc put the bag down,
you'll say you can't because there's
glass in It and It will break."
Mendel was obliging. Ho shouldered
tho bag with Seldentaft In it and np
proaehed the boundary. The frontier
guan' asked what was In the bag and
Mendel answered, "Glass." Thereupon
tho soldier drew his sword and ran It
through the bag. It might easily have
gone very hard with Steldcntaft If be
had forgotten his rolo and cried out.
But ho didn't. Instead ho made a
noise like this: "Kllng, klang." And
so he got alive Into Russia.
Ho often relates hla adventure and
ho always adds: "When one is labeled
glass, ono muBt behave like glass."
New York Kvenlng Post.
Getting Acclimatized.
Old Man Ilarduut made his home in
Havana after lfting many unregon
crate years In the north.
" iint ever brought you to Hava
na?" was tho mutual query.
"Damfino," chuckled the chap who
Lnnir rt rmut III r frt r fll.'l tirPl. ""Iln-
Mll-n . ,' , .
less he realizes the sanCs are runnlmj
out and wants to get acclimatized.
From tho Times of Cuba.
Surplus of Stock.
"What do you think of this bride (
having 8,000 guests at her wedding?"
"I wouldn't Invite bo many. I
wouldn't care to get three or four
thousand pickle forks."
Poets aro born, not mndo. Conse
quently Adam, with all his other faults,
couldn't have been a poet.
Mrn.Wlmlow'e Hnothlnir Syrup for Children
teethlnc, aoftena the gum, reduce lntlsmm
lltin.ullaye pulu,rurtu wtnu coitc.iic a butttaJU)
The fruits of industry do not grow
on every family tree.
The Alternative.
"Do you pver, my good woman, casti
gate your children?"
"Never, mh'am. I only wallop 'em."
Hypocritat.
"How Is tho moral tone of this com
munity?" "It Is sounded with tho loud pedal
on."
1
Her Shopping Husband.
Here Is something new, a widow's
"shopping husband," and it comes
from a London court. A widow had
sued to recover 30, I lie value of a
pair of diamond earrings.
Sho stated that on Juno 23 sho went
to the shop and bought the earrings.
Afterward sho was not satisfied, went
back to the shop, and after a heated
discussion called at a pawnbroker's,
who valued the stones at 20.
Counsel read a letter from the plain
tiff, In which sho said that her "hus
band was not satisfied with the
stones." "Hut you aro a widow?" he
added.
Plaintiff Yes; I sometimes when
shopping use tho term "my husband,"
because I have boon "done" to often.
Wat Back at the Back.
During study hour the youngest of
four boys was poring over his primer
Josson while tho others were playing
marblee.
"Mother," tho youngster said, "If I
had as many lessons to get as thoso
boys I would study all tho time. If
they don't mind they will be sent
back."
Tho mother Immediately cnlled tho
lioys In to observe study hour and re
lated to them what their youngest
brother had said.
Waltor answered his baby brother
by saying: "You'd bettor Ktudy your
self. If you dou't you'll bo sent back."
"Why! I'm already In the 'caboose,' "
was the reply.
Pats It Along. y
Senator La Follotte, during his re
cent visit to Philadelphia, said apropos
of a flagrant piece of hypocrisy:
"Why, the man's as bad as a New
port groom I heard of.
"This groom stood beside his master
while a veterinary examined a costly
cob. The veterinary, at the end of his
examination, pronounced the cob In
curable and took leave. Then the
master, sighing heavily, turned to the
groom saying:
" "Well, James, what am I to do with
the poor beast now?'
" 'Conscientiously speaking, sir,' tho
groom replied, 'I think you'd bettor
part with hirn now to another gentle
man, sir.' "
Business to Blame.
"That follow uses shocking lan
guage." "You must excuso him; he's a tele
phone lineman."
Try It Cry Itl
"If at first you don't succeed, cry,
cry again."
That's the way to got a gown from
the horrid men.
Mother (iray'a Sweet Towdrra for Children
Ketleve I rvrrWmcn, b id Momuch, Teething
DlKorJrm, mote mid regulate the bow eta and
are a pleaaant remedy for Wornia. Uaed by
tluthera fur it yrnra. The are ao p!eanunt to
take, children like tlietn. Thn rvtr fait. At
II proKKlntN, t.'ic. Sumple 1KK1!. Addreas,
A. 6. oiutitcd, Le Roy, K. Y, Adr.
Absent Treatment.
"Now people are being advised to
choose (itest; to match their eouls."
"Willi a good many people that will
he like a bald headed man choosing
clothing to match his hair."
K k . .
V Honey
of Horehound and Tar
the best of all specifics for the prompt
relief of coutrlw, coldt and tore throat.
Ittoothcs and heals.
Sold by all druggists.
When It Achea Again Uae
Pike'a Toothache
Drope
Those Ambiguous Titles.
"What Is tho subject of tho lecture
tonight?"
'"The Dynamics of Truth.'"
"I see. The lecturer is liable to
talk about anything, everything or
nothing."
Wifely Scorn.
"Po you're peevish about buttoning
my gown, eh?"
Ho only grunted.
"Why, my first husband also but
toned my shoes und my gloves."
The Diagnosis.
"Tom tried to hide nt first that he
was going to try and borrow money,
but he made such transparent ad
vances for tho loan of ten dollars "
"h, I see; sort of Xralse."
Counter Complaints.
"My wife treats mo llko a dog."
"I wish my wife would treat me as
Bho does her Tom."
Not That Kind.
"Toothache, eh? Why don't you get
tho nerve killed?"
"I haven't tho nerve."
A man may never discover how Ig
norant ho Is If ho doesn't try to toll
his wife how to run tho house.
You cannot climb the ladder o.f suo
cess any faster by stepping on the
fingers of those you are p.isnlng.
Anon.
Keeping Her Word.
"Did Alice make n name for herself,
r.s sho Bald sho would do?"
"Uh'lnih. Alyce."
Stubborn Throat troubles are caiily re
lieved by Deim' Mentholated CoiU'li Drops.
Thry act like manic 6o at all DniKK'ots.
Truth Ir stranger than fiction. If
you don't bt lieve it, have an amateur
photographer take a picture of you.
The "big stick" the nverugo man
fears Is his wife.
The Wretchedness
of Constipation
Can quickly be overcome by
CARTER'S LITTLE
LIVER PILLS.
Purely vegetable
act surely and W'". M C A DTFD C.
l the jfO.C'hl-!
gently on
liver. Cure
Biliousness,
.tartar il
ITTLE
IVER
PILLS.
r.css, and Indigestion. They do their duty.
SMALL TILL, SMALL DOSE, SMALL PRICE.
Genuine must bear Signature
FREE TO ALL SUFFERERS.
If yoiifaul OUr. Si'h Is kl H UOW h or' i'.i) f tlth M Ll-fcl
ii:fF.it (mm KlDNr.V, HI.a)i-ft, hKHVOI'd I'lfctAn!.
OHK'isic vak nt v,i h.i u .rk.Mn.Mt in rwipi IONS PILIS,
wnta fir my book, run hsr Instki crivi
MFt)tCAf. BOOK k VI K WRIT1 KN.I TTICI.I n Al l abnut th'fl
PI" 'A : inel t';l KCUARk MM K t THtS FFVI t'lID lf
THR MCVV PftfcNCH REMEDY. N..N2 N.3.
THE5?APION "5
If tt'i t'irrrf 1v fir VH'H own nilmrnl. l-on't smhI a cant.
AtMl it)t) PNKKa No'tnlltiWupVlrruUr. i'K I VCXIKO
ialL-.t-u. HASahkiucK hu.liAi.nnk aii. LuMort,fc.MCk,
LARGE
ARNATION
PERFUME
AKE
Vtt Intm, cn mil
pfriuniH blUv. nrcpsi
ftiiy and delight 10
Terr woman nnd
HirUI.UO'n hfliiRftoiili
ran Lm thrown In the
tmnk amwift cloth" or mrrlmi on th wron, nl
way itkviiiKtmn strwntrcainntlon tirtum: will !
for jrnv, poi up tn Httrnrttve wiul bx and ifnt
pom tl(t lnn? l3rrift for I'lntvcotn thMwfa
ranlhonrd forfcafet?. Uniy afrw m'rlrfl,f"ndnow.
TliutiLU SLUuu Wt, Mfr., Br J tit. A liU AT.tCordtj.e,ja.
PACKER'S
HAIR BALSAM
A tnlltt preparnttun of tnrrlt,
Jlf toer.lh-ttti tlatltlrutf.
For Ractorint Color and
laauty toCray or Fadad Hair
foi'. ml ti wat l'ruiri.-t.ifc
JIPnnqVTREATED.n'M.llTirlTMoMck
kfm J LtlUf u I rvlift.HiHio rr-uioyo iwealp
K J siiiirt bi'cntb.ottrn Kivt eiul r rllr-f
Tj f lnlfti'!filv.TrtAltn-atiiirnterntFra
A THOMAS E. ;RF.FN. Surrntor to
Dr.H.H. Grtent Sont, Box 0, Atlanta, Ga.
IllttX 4 (.IKI.N 1U WOKK 1)1 KIMi M'AKK
TIMh; nullity 16 per wu k at Blurt, eaay
work, input advii nrvmoiil find prrmduent po
IMi'ii. p'trth-iilnra for a auimp. (1. W.
mi i i: is. men nunkii. k, loiintioii. ky.
ttllV TOI.KKATF. H1I.V WKINKM-Ji? Out
new ItirxptMialva tri-aunt-nt Imiuarii-a thtna
quickly. Kimy to uae. PartlrulMra fra.
l.illlila TulM Unoda Co., l.lli hllrld. foi.a.
KIML KSTATU
JOB 8AI.K 71 A. NH. RTAItKEV. ROAN
oke I'o.. Va. ; .15 a, cult. 6 r. houao, out.
tildfia., fruit. J V. Ilarrry, Enat Kaillord. Va.
FOB SALE II! A. CAROLINE! CO., MD.
iU a. cult.. 7 r. riniiii. barn, outbtdua . orch..
llork. olc. C. lluWAUD. Ft. !, Iloliba. Md.
FOR Sl K 17 A. IN It KD FORD l"0 .yA.J
NO a. cult., tiouao, nutbldira., oreh., etc. Addr.
V. U WiuiintT. !)H 8. 7ll St., Coahocton. 0.
FOB S W.K IKIM'ITAL AND SAMTAKJU'M
I.ltirl Io. hii in. Well payl.-iK. i-atab. trada.
Wi ll fin iilrlu il. JO r.. nil mod. conv. Ailaix-
M for hot. 1. I'.iiny ti rma. A. N. ItlKitlS, M,
II.. '.'i4 Canllul St.. t Imrlr.loo. w, Va.
"Do You Spank Your Baby?"
latiiri .re food mhrn thejr art comfortable, and you must tooth their
delicate r. erven, roiiow toe examine oi wise mothera and Jive them
WJV?i Dr. FAHRNEY'S TEETHING SYRUP
rJ V ,nf,n'
tandnrd American remedy for Infant complaint
um. cures mnMination and l ic. makes Ti
i emu at dniKRtsta. Trial Kittle free it von mrntion tlii paper,
ly ti Jjua. U. iV.UK.NH & Uacustowm. Ma
Prevents ("holera
Culic, makes Teething simple and
mm
ma .j
tiiUlA'lIJJ.iiJalii
titOifh Fyrujie Tulct Good. I
In Mm. UnM br Drnrrlit.
i ' ; i' .'iH V il .S'i !
"AI.KANO" aretm medical dlso-ri-ry, enn
blond ;uuion, rlieuuiuUMti. M-rorulit, eorna. aam
UI.PSKCS. Ko'lorMHl tiv Ijo.ornniont plirlplnna
tuud lurfni' buus. mUauiuaiLU! iu.,Uit.ka,Ua
W. N. U., BALTIMORE, NO. '-1 9 14.