' " -
THE FULTON COUNTY NEWS. McCONNELLSBUItCI PA
ES CHANGES IN
RRENCY SYSTEM
Money Law Displaces 122
n Year-Old Code.
' -REACHING IN SCOPE
important Law Relation to Fl
ic Patted In Many Yeara Ee
Ltntlal Featuret of tho Meaa-
la ra Explained In Nontech
'. nlcal Lanfluago.
f .
fclngton, Dec. 23.-Tho new bill
if the currency, banking and
r;gj of the country U one of the
ti Ir-reachlng measures relating to
,A that have been enacted In
.. tpnra
nagnltude of tho subject, the
f if Interest affected and the
r,
cf the debate In both branches
',, irem has to follow tho changes
., , up the essentials of this highly
'.,! measure In Us Important
(sou money, finance, banking
I entire range of fiacal subjects,
j and private, which It affects.
Summary of the Bill.
fa view, therefore, of prosent
..jcclnctly and In non-technical
go an epitome of the salient tea
r" t tho measure as finally framed,
'"' lowing summary Is given of the
"" whole and of Its principal de-
''tally speaking, tho first steps
Eken to bring Into operation tho
Bow financial system will be
1 w un organization committee
JVJlng of the secretary of tho
:o1 y, secretary of agriculture and
ler of the currency. '
n M have 60 days within which to
f 'Hr, applications for membership
new system, and one year's
''allowed before the government
ti'mpel the dissolution of any na
' 1 bank that refuses to join.
fill "Take Up the Slack."
as nw law will make little direct
iln- In tho operation of tho pros
h tlonal banks, except to allow
" ij loan a certain amount of their
Mnpon farm mortgages,
inl hof purpose Is to add a new
tf machinery to the banking
: that will "take up the slack"
(1h the changing business condl
ir I each year; that will give tho
id a place to quickly convert their
it Into cash In time of need, and
il; 111 bring out new federal cur-p-
r)icn it Is needed, and retire It
lie money becomes "cheap."
;a; are now required to keep a
percentage of their deposits as
'as," part in cash In their own
, and part of which may bo re
ir 1 In the banks of New York,
0I oj St. Louis and other deslgnat-
er-
ltl lines of sudden financial do-
rt Avhon banks have loaned up to
J limit of their resources, these
mi furnish little relief, because
re paid out to meet demands
lis are left in a precarious con-
' , Basle Principle of Law.
basic principle of the new law
j, jt these reserve funds out Into
rg (Con when necessary without
ln )g the safety of any bank, and
jivido a place to which local
. iiiay rush ln a crisis and get
' jgr the "prime conimorclal pa
f'lfy hold In their vaults.
t 4 . - v. . .. 1 1 . i. .1 .v. . . 1 .
a iu uu uii;uiiijjiiir.:u itiiuuu
of regional resent banks, or
ilrs of reserves," ln which all
hall deposit a stated part of
ifticy they are required to hold
ves.
the new system, when a
I flurry comes the banks can
nmerclnl papor, such as notes,
nd bills of exchange, to these
lrs," and secure the use of
Mn reserves, or, If necessary,
e reserve of other banks, by
ng this security.
new regional banks will re
bout one-half of the bank' ro
of the country. They In turn
permitted to loan back to the
ill but 35 per cent, of these
is, bo that In case of emergency
of cash can be brought out
' tjculntlon quickly.
jbanks will have to pay for these
Jlowever, as Individuals have to
8 a loan from any local bank,
M chargo Is expected to prevent
' U free use of the reserves held
-Regional banks.
i New Paper Currency.
w form 'of papor currency Is
vtded for, to come out ln case
gency, and which Is expected
ack Into the hands of the gov
t when times are normal.
treasury notes" will bo printed
government and issued through
glonal resorve bank, and will
o guarantee both of the re-
bank and of the government!
i demand for currency In any
of the country exceeds the
bf circulating money a regional
an secure this new money
o government and put it into
Ion; but a gold reserve of 40
t. and commercial papor equal
full value of the note nuiBt be
a reserve behind each note
provision Is expected to be the
a that will drive tho new
back Into retirement when It
'tiger needed.
Clearly Explained.
allowing analysis presents the
of tho new law without ad-
iosely to tho technical division
uage of the measure:
f) head of the system will stand
Coming to Herself.
e occasion Dr. Francis War
trying to bring back to con-
a a woman who had had a
stroke. His efforts sdemed
be In vain. For a long tlmo
ranees were only the ravings
im, but all at once sho sat up
nd, looking straight at Doc
tor, she cried out: "Oh, you
1 man!" "Ah," said Doctor
hcerfully, "now sho'e begin-
Uk sense 1" Pearson's Week-
a federal reserve board at Washington,-appointed
by Uie president, and
to consist of the secretary of the
treasury, the controller of the curren
cy and five other members. Two of
those shall be expert bankers, but
none shall have banking adulations or
own bank stock during their service.
This board will exercise general con
trol over the entire system.
The temporary "organization com
mittee," or the federal reserve board,
will select from eight to twelve cities
where regional reserve banks shall be
locatod and will divide the entire
country geographically with these
cities as the centers of districts. AH
national banks ln a district will be
required to subscribe for the stock of
the regional reserve bank ln that dis
trict and to keep a portion of their
reserves there.
Known as "Member Banks."
. Local banks will be known as "mem
ber banks" because they will own the
stock of tho regional reserve bank
of their district. Each member bank
will be required to take capital stock
of the regional reserve bank, equal to
6 per cent, of the member bank's capi
tal and surplus. The capital of the re
gional hank will increase or decrease
so that It always represents 6 per
cent, of the combined capital and sur
plus of all the banks of the district
that have Joined tho system.
National banks are compelled to
join and state banks are permitted to
if thoy bring their reserve require
ments up to the standard set for na
tional banks and submit to national
examinations.
Public Can Buy Stock.'
Publlo ownership of the stock of tho
regional r'eservo banks Is permitted
only In case enough banks do not join
In any district to provide a capital
stock of 14,000,000. In such event the
publlo may purchase the stock ln
quantities limited to $25,000 for each
individual, but the voting of this stock
will be placed In the hands of govern
ment representatives on the board of
directors of the regional roserve bank.
Tho regional reserve banks may do
business only with their member
banks, not with the public, except that
certain "open market operations" such
as the purchaso and sale of gold, gov
ernment, or municipal bonds, and cer
tain forms of bills of exchange, arc
permitted. These banks wjll make
their earnings from the loans made to
member banks, and from tho purchase
and sale of bonds end foreign bills of
exchange.
Must Put Up Cash.
Member banks will be compelled to
put up In cash only one-half of thotr
subscription to the capital of the new
banks, the rest can bo called for If
needed by the regional bank. Dlvl
donds of 6 por cent, will be paid on
this stock to tho member banks, and
the stock will bo non-taxable.
After theso dividends are paid one
half of the surplus net earnings goes
to create a regional surplus fund, and
when this has reached 40 per cent, of
the regional bank's paid in capital
these earnings are to go into the
United States treasury. The balances
of the net earnings are to be paid to
the United States as a franchise tax.
With- the machinery thus created
for a new banking system that Is sup
plementary to the commercial bank
of the country, the law provides for a
gradual transfer of part of the bank
reserves to these new "reservoir"
banks.
In order not to disturb business con
ditions, or to withdraw too suddenly
the heavy deposits of country bnnks ln
the largo cltlos, the law provides that
three years may be consumed In shift
ing theso balances and that, If neces
sary, part of the reserves transferred
to the regional banks may consist of
commercial pnper.
HOW DISPUTED POINTS WERE ADJUSTED
Tho following changes affecting points at difference botwepn the
senate and house were mado In conference:
Comptroller of currency and secretary of agriculture retained as
members of organization committee.
Comptroller of currency mado ex-ofllclo member of federal reserve
board and total membership retained at Beven and the term of ofllce fixed
at ten years.
Alaska excluded from provisions of act.
After federal rcservo districts are established, national banking asso
ciations shall have 30 days in which to subscribe for capital stock of re
serve banks.
Individuals may purchaso up to $25,000 stock ln federal reserve bank
Instead of $10,000, as provided ln house bill.
Stock not held by member banks shall not be entitled to any voting
power whatever.
Number of regional reserve banks to be "not less than eight nor more
than twelve," as provided by tho senate.
Tho minimum capital of regional reserve banks fixed at $4,000,000.
No senator or representative can bo an officer of a federal reserve
bank. v
No director of Class C directors of federal reserve board shall be an
officer, director, employe or stockholder of any bank.
Each member bank Is permitted to nominate one candidate for Class
A and one for Clues D directors.
Subscription of member banks 6 per cent, of capital and surplus of
subscribing bank. (
Senate provision for the guarautee of national bank deposits elim
inated. Use of federal reserve notes as part of reserves of member bankB
stricken out.
At least one-third of the reserves of the country banks must be held
In the vaults of local banks.
House provision for collections at par practically restored, banks to
be permitted to collect only actual expenses.
Itetlrement of 2 per cent, bonds aggregating $300,000,000 within 20
years provided for as against retirement of $125,000,000 in senate bill.
Gold reserve behind the notes remains at 40 per cent., with a gradu
ated tax against any depletion.
Salary of members of tho federal board Increased from $10,000 to
$12,000.
Members of reserve board Bhall servo two, four, six, eight and ten
years Instead of one to five years.
Reserve board can liquidate or reorganize reserve banks.
Compensations for directors, officers and employes of federal resorve
banks shall be subject to the approval of the federal reserve board.
Recess appointments to reserve board shall expire 30 days after the
following session of congress opens.
Net balance of amounts due to and from other hanks shall be taken
as the basis for ascertaining the deposits against which reserves shall be
determined.
Another Evil.
Willis "I see a fellow In New York
took out $250,000 Insurance on $200
worth of goods." Gillis "That's
nothing. I know a lot of fellows who
carry $25,000 life insurance on a 30
cont life." Puck.
No Favorites.
Definition of a boarding house straw
berry shortcake: A circular solid,
every point in which perimeter is
equidistant from the straw bony.
Everybody's Magazine,
The amount of reserve required
from every bunk under the new law,
and the piuce where It must be kept,
are ad follows:
Country banks Total reserve requir
ed, 12 per cent, of demand deposits
and 5 per cent, of time deposits. Five
twelfths must be held In the bank's
own vaults for two. years and four
twelfths after that. For the flrst year
two-twelfths must bo kept In the re
gional bank, Increasing one-twolfth
each tlx months thereafter until it
reaches five-twelfths of the total re
serve. For three years the unallotted
part of the reserve may be kept In
the banks of reserve cities. After
that .line It must be kept either In
the country banks and vaults or In the
regional reserve bank.
Heserve city bunks Total reserve
required, 15 per cent, of demand and
5 per cent of time deposits. Slx-flf-teenths
must be kept in the bank's
vaults for the first two years and five
fifteenths after that time. Three-fifteenths
must be kept ln the regional
reserve bank for the first year, In
creasing one-fifteenth every six
months thereafter until It reaches six
fifteenths. For three years the un
allotted portion of the reserve may bo
kept In other banks, ln Its own
vaultii, or ln the regional bank; after
that time ln one of the latter two
places.
Central reserve city banks (New
York, Chicago and 8t. Loula) Total
reserve required, 18 per cent, of de
mand and 6 per cent, of time depos
its. Seven-eighteenths in tho regional
reserve banks and the remaining five
eighteenths In either place the bank
may choose.
Regional Reserve Banks.
Theso immense funds of reserves
from "member banks," together with
government moneys, will mako up the
deposits of the regional reserve bankB.
Each of these banks will be adminis
tered by a board of nlno directors, six
of whom will be elected by the banks,
and three appointed by the federal re
serve board.
The regional reserve banks may re
dlstrlct that Is, buy at a discount
from Its member banks "prime com
mercial paper" when the member
banks desire to convert these assets
Into, money.
Character of Paper.
The exact terms of this Important
pro-'lalon as to the character of paper
upon which the regional reserve banks
may furnish cash are as follows:
"Upon the Indorsement of nny of Its
member banks, with a waiver of de
mand notice and protest by such
banks, and federal (regional) reserve
bank may discount notes, drafts, and
bills of exchange arising out of act
ual commercial transactions; that is,
notes, drafts, and bills of exchange Is
sued or drawn for agricultural, Indus
trial or commercial purposes, or the
proceeds of which have been used, or
are to be used, for such purposes, the
federal reserve board to have the
right to determine or define the char
acter of tho pnper thus eligible for
discount, within the meaning of this
act.
Eligible for Discount.
Nothing in this act contained shall
bo construed to prohibit such notes,
drafts and bills of exchange, secured
by staple agricultural products, or oth
er goods, wares, or merchandise, from
being eligible for such discount; but
such definition shall not Include notes,
drafts, or bills covering merely invest
ments or issued or drawn for the
purpose of carrying or trading in
stocks, bonds or other Investment se
curities, except bonds and notes of the
government of the United States.
"Notes, drafts and bills admitted to
discount under the terms of tho para
graph must have a maturity at the
time of discount of not more than 90
Wanta Soldiers to Swagger.
.Soldiers ought to swagger according
to the colonel of the One Hundred and
Sixteenth regiment, which Is located
at Vanses, near Lorlent, France. He
has Issued a special order to be read
In every company of his command,
which reads as follows: "A soldier's
uniform is only comely when it Is
worn with pride, even with swagger.
Under these conditions it Is incompar
able. Try to bo chic, and while you
are ln the army, at least put sonii
ieart Into yourself."
FIVE FUNDAMENTALS
OF THE CURRENCY BILL
Ittue of currency, guaranteed by
the government, bated upon notes
and bills repretentlng commercial
tranaactlont and backed by a gold
reserve. The new currency It ex
pected to contract and expand to
meet the varied demandt of trade.
Concentration of the bank re
serves of the country In regional
Inttltutlont capitalized by the
bankt of the country and con
trolled by directors elected by the
bankt.
Creation of a market for the ne
gotiable commercial paper which
forma the bulk of the attett of the
banks, where, In time of street,
those attett may be easily and
without lost tranaformed Into cath.
Establishment of from eight to
twelve great regional bankt
throughout the country, which will
Istus currency, rediscount paper
and centralize and mobilize the re
tervea of the local banks.
Creation of a federal reserve
board of seven members appointed
by the president, with final power;
of control and tupervitlon over the
entire syttem.
days; provided, that notes, drafts and
hills drawn or Issued for agricultural
purposes or based on live stock and
having a maturity not exceeding six
months may be discounted ln an
amount to be limited to a percentago
of the capital of the federal (regional)
reserve bank, to bo ascertained and
fixed by the federal reserve board."
The "Elastic" Element.
Tho new trensury notes, which aro
to furnish the "elastic" element ln tho
currency Bystem, and to add to the
country's circulating money In time of
need, will come luto use ln tho follow
ing way:
The notes will be printed by the gov
ernment, with a distinctive style for
each regional reserve bank. Ono of
tho three directors named by the fed
eral reserve board for each regional
bank will be known as the "federal re
serve agent" for that bank, and a sup
ply of the notes will be placed in bis
custody.
Should a regional bank desire to
pay out more money than Its cash re
sources will permit, the law provides
that It muy put some of its rediscount
ed commercial paper Into the hands
of tho "federal reserve agent," and re
ceived in return tho new treasury
notes.
For each noto that It puts out Into
circulation, tho regional reserve bank
must set asldn in gold 40 per cent, of
the vnluo of tho note as a gunrantco
for Its redemption. This gold, with
tho commercial pnper held by the
"federal reserve agent," is the pro
tection behind the new money; hut
these noteB will also be guaranteed by
tho government and may bo redeem
ed In gold In the United States treas
ury. , Reserve Required.
Each regional bank, under the act,
must keep a resorve of 35 per cent, of
tho deposits it has received, besides
the 40 per cent, gold reserve behind
the treasury notes It issues. If the
gold reserve behind the notes fulls be
low 40 per cent, a heavy tax Is Im
posed on the bank, which ln turn adds
the tax to the rate It charges member
bnnks for rediscounts This was de
signed to stop au over-expansion of
currency. In times of sudden stress
the federal reserve board can suspend
those reserve provisions, In order to
furnish quick relief 4o any couiiuu
uity. Ono regional bank cannot again pay
out the notes of another, except under
a heavy tax. ' Theso notes aro expect
ed to return to the regional banks and
be withdrawn from circulation when
the need of their we passes.
Take Up Bonds.
Nono of the existing forms of cur
rency except tho national bank notes
will be disturbed by the new law. The
United States bonds, now used to se
cure tho lssuo of national bmk notes,
are to bo taken up at tho rate of $25
000,000 a year by tho regional re
serve bnnks and now trcusury notes
or short term three per cent, boudd
will take their place. National bank
currency is expected gradually to re
tire. The federal reserve board will exor
cise final control over tho eutire op
eration of the system. It can compel
one regional bank to loan to another
ln time of need; can suspend all re
strictions surrounding the reserves
which regional banks must hold, and
con remove directors of regional re
serve bankB whenever It Is believed
necessary.
Banks In Control.
While the banks retain control of
the boards of tho regional reserve
banks, their connection with the fed
eral reserve board la only through
an advisory council, mado up of one
representative from each federal ro
serve district. This council will meet
in Washington to confer with the fed
eral reserve board "on geuerul busi
ness conditions" and to make recom
mendations and suggestions concern
ing discount rates, note Issues, and re
servo conditions.
An Important change tn national
banking methods embraced In the new
low will permit all national banks ex
cept thoso ln New York, Chicago and
St. Louis to make direct loans on five
year farm mortgages up to 25 per cent,
of their capital and surplus, or up to
one-third of their time deposits.
Another provision In the law per
mits national banks having a capital
of $1,000,000 or more to open foreign
branches. Similar authority Is given
to the regional reserve banks, the pur
pose being to facilitate tbo develop
ment of American trade abroad.
Valuable Hint From Germany.
Many industrial firms In Germany
provldo their workmen square pieces
of cloth for cleaning purposes Instead
of tho cotton waste that is usual here.
The schema has the advantage of econ
omy. She Had Her.
"I see, Mary, that in our city there
Is ono policeman for every 521 inhabi
tants," said the lady of the house
"Don't know, and don't care," was the
maid's reply. "I've got mine already."
Housework is a
Tie dally cares of keeping house
and bringing up a family are hard
i enough for a healthy woman. The
: tired, weak mother who struggles
froi morn to night with a lame, ach
ing back Is carrying a beavy burden.
Many women believe that urinary
disorders and backache are "female
troubles" and must be endured. But
men suffer the samo aches and trou
bles when tho kidneys re sick.
Women are especially subject to kid
ney disease. Tight clothing, indoor
work, the ordeals of childblrtL, the
worry, and the stooping, straluiug and
striving of hoasework all help tc bring
It on. At first the trouble may bo only
backache, sick headache, dizziness
and a drowsy, dull languid feeling, but
this condition le dangerous to neglect,
for dropsy, gravel and deadly Brlght's
disease start .j some such snip!: way.
Don't be discouraged. When back
ache, nervousness and Irregular or
painful passages of the kidney secre
tions begin to bother you, uso Donn's
Kidney Pills, the remody that has
brought now life and strength to thou
sands of suffering women. There are
so poisonous nor narcotic drugs in
The Up-to-Date Child.
Papa We'll travel ln SlumberlanO.
Kid Then we'll go In sleepers.
Important to Mothers
Examine carefully every bottle ot
CASTOK1A, a safe and sure remedy for
Infants and children, and see that it
Bears the
Signature
In Use For Over 30 Years,
Children Cry for Fletcher's Castoria
An Obttlnate Theorist
"Jo St rut hers Is a reformer. Isn't
he?"
"Yes," replied Furmer Corutossel,
"but he's ono of thoso reformers who
don't get anywhere. IIo'Il stop a lot
o' men who ore tryln' to fix a mudholo
In the road and get 'em all worried
over his suspicions about what's bein'
done in Wall f treet."
ITCHING, BURNING ERUPTION
Thomasvlllo, Ala. "I suffered with
eczema on my hands and feet two or
three years. About eleven years ago I
became troubled with on Itching, burn
ing eruption which came on my hands
and feet In littlo water blisters and In
about a day or two when I would let
the water out or wash It out, using my
hands, then the places would fenter
and itch to beat the band. I could not
do any work that was rough on my
hands at all. It caused me great Buf
fering and Inconvenience.
"I tried everything that I knew of
or was told and never was really re
lieved until I began uslns Cutlcura
Soap and Ointment. I would wash the
parts In water with the Cutlcura Soap
and then v. hen I dried them I would ap
ply tho Cutlcura Ointment on tho sur
face In the daytlmn, and at nlht I
would get a soft piece of cloth and
apply tho Cutlcura Ointment on my
bands nnd let it stay that way all
night. A perfect cure was effected.
No one will ever know how glad I was
to get my hands and feet cured."
(Signed) Geo. C. Crook, Nov. 25, 1912.
Cutlcura Soap and Ointment sold
throughout tho world. Snmplo of each
free.wlth 32-p. SUIn Took. Addrecs post
card "Cutlcura, Dept. L, Boston." Adv.
Her Shopping Husband.
Here Is something new, a widow's
"shopping husband," and it comes
from a London court. A widow had
sued to recover 'iQ, tho value of a
pair of diamond earrings.
Sho stated that on June 23 sho went
to the shop nnd bought the eanlnps.
Afterward sho was not satisfied, went
back to the shop, nnd ufler a heated
discussion called at a pawnbroker's,
who valued the stones at 20.
Counsol read a letter from the plain
tiff, ln which sho said that her "hus
band was not Batisllcd with the
Btones." "But you aro a widow?" ho
added.
Plaintiff Yes; I sometimes when
shopping use tho term "my husband,"
because I have been "done" to often.
Was Back at the Back.
During study hour the youngest of
four boys was poring over his primer
los8on while tho others wero playing
tanrblee.
"Mother," tho youngster Bald, "If I
had as many lessons to get as thoso
boys I would study all tho tlmo. If
they don't mind they will be sent
back."
The mother Immediately called tho
lioys In to observe study hour and re
lated to them what their youngest
brother had said.
Walter answered his bnby brother
by saying: "You'd better tudy your-
solf. If you don't you'll bo sent back."
"Whyi I'm already In the 'caboose,' "
was the reply.
Pats It Along.
Senator La Follotte, during his re
cent visit to Philadelphia, Bald apropos
of a flagrant piece of hypocrisy:
"Why, the man's as bad as a New
port groom I heard of.
"This groom stood beside his master
while a veterinary examined a costly
cob. The veterinary, at the end of his
examination, pronounced the cob in
curable and took leave. Then the
master, sighing heavily, turned to the
groom saying:
" 'Well, James, what am I to do with
the poor beast now?'
"'Conscientiously speaking, sir,' tho
groom replied, T think you'd better
part with him now to another gentle
man, sir.' "
Business to Blame.
"That follow uses shocking lan
guage." "You must excuse him; he's a tele
phone lineman."
Try It Cry ltl
"If at first you don't succeed, cry,
cry again."
That's the way to got a gown from
the horrid men.
CEveryPctwtf V- I
"Oh! What a pain."
When Your Back is Lamc-Rcmcmbcr tho Name"
LOAN'S fflBNEY PILL!
iaU by an Dealer. . price 50 cenb. Foster-Mi!bum Co, Buffalo K Y. PrppHeloa
SAVED BY PRESENCE OF MIND
Jew Outwitted Russian Guard by Imi
tation That Mutt Have Been
Remarkable.
Aaron Seldentaft Is a clever fellow,
as you may understand when you learn
how his quick v. It recently brought
him safely out ofn situation of tbo
utmost peril. Aaron desired to visit
RusBla, but he had no passport, lie
Bald to his friend Mendel:
"You have a ptssport; I'll get Into
a big bag and you shall carry me
across the border. It tho frontier
guard asks you tc put tho bag down,
you'll say you can't because there's
glass lu It and It will break."
Mendel was obliging. lie shouldered
tho hag with Seldentaft in It ami np
preached the boundary. The frontier
guart' asked what v. as In the bag and
Mendel answered, "Glass." Thereupon
tho soldier drew his sword and ran It
through the bag. It might easily have
gone very hard with Steldentaft If he
had forgotten his rolo and cried out.
Hut ho didn't. Instead he made a
noise like this: "Kllng, klang." And
so he got alive Into Rm-sla.
Ho often relates his adventure and
ho always adds: "When ono is labeled
glass, one must behave like glass."
New York Kvenlng Post.
The Alternative.
"Do you ever, my good woman, casti
gate your children?"
"Never, mti'am. I only wallop 'em."
Hypocrltal.
"How Is tho moral tone of this com
munity?" "It Is sounded with tho loud pedal
on."
Mother (J ray's Sweet Towders for Children
Itelleve I everislinets, ll.-.d Ktomitch, Teething
DlKorders, more n ml regulate the bow els nnd
are a ilensant remedy for Worms. Used 0
Mothers for 24 yenrs. Tliey are so pleasant to
take, children like them. Tim rrtr fall. At
ail Droittrlns, S.'ic. KuinIe HiFl". Address,
A. 6. Omitted, Le Roy, N. Y. A dr.
Absent Treatment.
"Now people are being advised to
choose dresr- to match their I'ouls."
"Willi a good many people that will
lie like a bald headed man choosing
clothing to match his hair."
Those Ambiguous Tltlct.
"What is the subject of tho lecture
tonight?"
"'The Dynamics of Truth.'"
"I see. The lecturer Is linh'.o to
talk about anything, everything or
nothing."
Wifely Scorn.
"So you're peevihh about buttoning
my gown, eh?"
Ho only grunted.
"Why, my iirHt husband also buL
toned my shoes and my gloves."
The Diagnosis.
"Tom tried to hide at first that be
was going to try and borrow money,
but he made such transparent ad
vances for the loan of ten dollars"
".h, I boo; sort of X-ralse."
Counter Complaints.
"My wife treats me liko a dog."
"I wish my wife would treat me
sho doeR her Pom."
Not That Kind.
"Toothache, eh? Why don't you get
tho tiervo killed?"
"I haven't tho nerve."
A man may never discover how Ig
norant ho Is If ho doesn't try to toll
his wlfo how to run the house.
You cannot climb the ladder of suo
cess any faster by stopping on the
lingers of thoso you are pasting
Anon.
Keeping Her Word.
"Did Alice make a name for herself,
ns sho said sho would do?"
"Uh'hiih. Alyce."
Stubborn Throat troubles are entity re
jievetl by Dean's Mcnllmhted t'onrh Drops.
Tliey act like mauio 6o at all DnigK'sts.
Truth 1b stranger than fiction. If
you don't bdleveit, havo an amateur
photographer take a picture of you.
The
big stick"
the avenigo man
fears Is his wife.
"Do You Spank Your Baby?"
Barnes are sood when they
urinate nerves, i-unow
IXV'&Jtrt Or. FAHRNEY'S
m?XiiSj The
standard American remedy for Infant enmnl.ilnt l..u.n.. rv..t-
Infantum, rrres Om-ittnation end folic, makes Teething- airaele and
S rents at driimmts.
ilsde only by UUS.
r Jit-it Ccifb Frup. Tmmw Uoud. Un I'l
f' In tin. Bold br iMtrriit. Jh
Burden
Doan'i Kidney Pills nothlug to injur
nor cause a habit Delicate women
can uso them with perfect safety.
The following case Is typical of the
cures effected by Doan's Kidney Pills.
Grateful testimony Is the best evi
dence: A PHYSICAL WRECK
Confined to Btd For Six IVmAj
Mrs. J. Lenan. Monron fit., Archbald.
Pa., nays: "I had awful liutieneta acrot
my buck and It kept me from resting at
nlKlit. I tufforcil from terrible hendachut
ui.d dlizy npll and Ihey offfit-tej my
iiiKht. The kidney errftlons wera irre(tu
Inr In pansiixo, mid my health was goln
,1.,1,-n riuv in- ilav l-'iniillv mv feet and
I iinklea lipgnn nt-lllnK and I wasn't ablt
. to tlo my mIiiics. I got so bad I couldn't
stay up uny longer and for six weeks. I
was sick abed, unable to move hnnd or
foot. I was a pliynloal wwk. At tint
crltlc.il time, a neiistibor sent me a few
Donn's Kldnoy IMIlt and told me to try
them. To my dellclit, they helped ma
I rum the first anil 1 kept on iisin them
until I wot completely cured. I have been
free from kMney trouble ever since and
I am now enjoying; irood health. If Donn's
Kidney Fills had only come to my atten
tion sooner. I would certainly have been
spared a Rood deal of expense and sur
fcrlni?. My recovery lias surprised every
one." .
Getting Acclimatized.
Old Mun Ilardimt mado his home la
Havana after lfting many unregon
crate years In the north.
" dnt ever brought you to Hava
na?" was tho mutual query.
"Damfino," chuckled the chap who
Lneu- nf Ma riant ncrformancrs. -"Un
less he realizes the sands are runnliik
out and wants to get acclimatized."
From tho Times of Cuba.
Surplus of Stock.
"What do you think of this bride
having 8,000 gueiits at her wedding?"
"I wouldn't luvlte so many. I
wouldn't care to get (liree or four
thousand pickle forkB."
Poets aro born, not mado. Conse
quently Adam, with ull tils other faults,
couldn't have been a pott.
ttrs.Wlusluw's Hooiblnit Pynip for Children
teetblni;, softens tlie guins, reduces IntUnnne
tlou, allays putu.cures wind coilc&c a botUajtar
Tho fruits of Industry do not groi
on every family tree.
ale's
7
Honey
of Horehound and Tar
the best of all gpccifici for the prompt
relief of coughs, colds and tore throat.
i
Ittoolhes and heals.
Sold by all druggists.
"a Wlt-n II Arhes Asaln
fX PikVs Toothache
Drops
The Wretchedness
of Constipation t
Can quickly be overcome by
CARTER'S LITTLE
LIVER PILLS.
i,,, ......i.t
crntlvem the A' ; SvSrxS
liver. vuru
Biliousness, v-'V
Dizzi
ness, and Indigestion. They do their duty.
SMALL TILL, SMALL COSE, SMALL PRICE.
Genuine must bear Signature
FREE TO ALL SUFFERERS.
II fnuetcl tttl Tr S"N IS HUM tuv t nl't.ur I Me hi. I k
l fFI.rt frnrn HIDNkV, BI.MU'Mt, SKUVUt'ft PfOM,
CMM'IMIC A-! .(A, M ( kM.lKN rwl'Pl ll'NVHlH,
wnt (i.r mr FRa?. book, thk usr inhthittiv
MMMCAI. BOOK I K WNIT1 RN.I TTKI.i 1 At.l at'Ul (bra
M-rt,'.- imI .', urMtRum r. ri'Kn rrri nun by
T Sl n f rtf avl aToursndnnle
rim i'i-rri.
If lt l tirnr lv f..r HH'Hnh ailm.nl. I oo't Mini a cent.
AMol it) FKEK. No'tnlliiwup-rlmiuri. 1K l-PCLKVO
stsu. ui. Ua un i ucs Ku. Uamki, i LuNUun, fese
LARGE
ARNATION
PERFUME
AKE
Very lateu, ents on
perfume bllK: necee
sny sud dliint to
every wnnmn snd
Cl rl : 1 tn'1 tis An id i
run be thru" n in the
trnns smnng- elnthes or rsrrtiwl on In nenn, ul
wa jn sirinsmu s strong rarnntlim erlnme: III IsmS
for ri-in, put up In Hllracllve nirtul box anil ftenl
pmitiattl tiinn? aridrorui fir2ta. I'lni-e eoln l.Mwefii
cunlrmAn! furtinfetr. unlyafi-wntorelen.aemlnow.
1 ttuoua SblUKiur, Mfr.HiJ 81. a i;m Ar.,Curaule,US.
PACKER'S
HAIR BALSAM
i toilet pr mai-h, turn ot mTlfc
J I ri (Mi to r. t it t t lUndru ft.
C D ; I
Mm
e or nawioring v-vior etna
Buty to Cray or Faded Hair
TIP flP37 TREMED, usually ;lTes ontck
I JjilUiO I relief, numb reiuuves swelling
a slmrt btTStli.otien Kites entire relief
' lnl6lnVNilsys. trial treslnirn tsentFrte
Dr. THOMAS E. CRF.FN. Suereuorio
Or. H. H. Greens Sons, Box 0, Atlanta, Ga.
IIOVS 4.IKI.M TO WOKK III KINti M'AKR
Tltlh; anility fti per we, k at aiurt, easy
work, input nilvitni-einenl and pi-nmiurnt po
ahli'ii. VLirtli-ultira fur a anintp. (. W.
Mltrrs, IUIMI llunklli k, I'otliiElun, kr.
V4IIY TOI.MUfli Idl.Y WHIMiM-AT Out
new lm-xp-nalv Ireutttirnt liaittha them
qult-kly. Kasy to use. Partlrulurs freo,
l.illpm Tullel Uooils Co., Ilnliflrld. Tone.
Hi: AL KSTATU
I OII HA! K 7! A. NR. STAItKKV, nOAN
oke Co.. Vs.; 35 a. eulL, 5 r. hntiae, out.
bldKa.. trult. J T. llarrry, lis a I HaiUonl, Ve.
I'OK RALE ICS A. CARQ1.1NR CO.. MD.J
"t a. cull., t r. mume, barn. outbMiia , orch..
Stork, ele. C. IIHWAtlD, R. i. Hutius, Md.
MK KH.K K A. IN TtKDrORD CO., ,YA.
80 .
cull.. h
nuthuitia., orch.. etc. Addr.
K. t
Wimmi
r. 17 8. 7th St., Coahncton. X
I OK XW.K IIOSI-ITAL AND SANITARIUM
Mini lo.athin. Will pari. iff, citab. trad.
Well fin tiiflti'il. in r., all mod conv. Ailapt
ei for h.iM, Kaay 1,-rma. A. 8. ItOCliM, M.
!.. aiilt.il SI., (harlclnn. W. Ve,
art comfortable, and too must soothe their
tne example of wise mothers end sire them
TEETHING SYRUP
Trial bnttv free it yon mention this paper,
D. 1'AUUNhV & SUN, lUauirowu. Mo!
"AI.KANO' BTatctit mM!ct dlswifrry, enr
Mood ;uLitn, riifiiuiuMiia, -mfti)fi, f(-ron, kia
(liftioa, KiIt-rstMl liy t.otornn-fiit p)iT-ttrl.iti
W. N, U BALTIMORE, NO, '-1914,
V H
4
Use A
STl illnSSTia
1,
S3
v..
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