f
iff
'-Mr
UUi .UJD.S1 .j i .BiHjf,
The wiior.E aiit ok Government consists in the art of being honest. Jefferson.
ill r !
z&Zr $& w up w vsr
.vol 6.
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i i
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Acknowledjrins a Debt.
r.Y T. S. ARTHUR.
According to the provisions of an act of As
sembly in a neighboring state, an insolvent
debtor, on giving- up his property, is released
Inim all his moneyed obligations so far as the
law is concerned. If he should become pos
sessed of a million of dollars, the result of ap
pliratiun to business after his failure, he can
.bold it free from all the demands of his ctedi-
inrs, provided he does not acknowledge his in-'
debiedtiess in writing, or lerbally in the pres-
nice of a witness.
It -often happeus that a man who has a go
od
deal of hope in his cental composition, with 1
miclheence and energy of character, gela be-!
otid his dentli and falls. The insolvent law
1
4 (D
teleas him from the burden of debt, and a!
wiser and more orudenl man, he starts again in
the wmld. As soon as he is fairly under way,
a certain class of his former creditors approach
bun, and endeavor to get from him some ac
knowledgement of his old claim. Too often it
happens that the debtor assumes enough of!
.ese obligations which are usually pressed
f ir at once lo swamp him again. But, in gen
eral, even the strict honest debtor that is, he
wliu fully intends paying off all claims against
htm, .if ever able is very cautious not to ac
knowledge any thing until he is able to pay it.
There are too many, however, who positive
ly refuse, even afier becoming comparatively
weal.hy, to meet a single obligation contracted
previously, even though ihe debt be to one who
greatly needs what is owed to him. A case of
tins kind occurred with a man who we will de-
Mgnaie by the name of Woodfall. He was a
fellow of ihe coolest temper in the world, and
hqJ a high regard for justice and honor when
tiey brought dollars into his pocket. He did
husniess rather carelessly, and failed in conse
quence. One of his creditors, named Jacobs,
was a man who had a large family to support.
He could not bear the loss of five hundred dol
ors without great inconvenience. On the day
after Woodfall went 4 through the mill,' as it
was called, Jacobs met him in the road. They
hih lived in a country village.
' I am sorry from my heart at youi misfor
the latter said.
'And so am I,' was returned, f But what
'ati'i be cured must be endured. 1 shalj try
aai.'
' Wiih more success, I hope.'
'Doubtlas And then I will rerhemhfir you
Jacob. 1 know you have as much as you can
In to get along, and ii grievp me to think that,:
iliriiul, my failure, you bhuuld be. broughiimo
"'"re trouble.' - - .
'1 know if it is ever iVyour power, all will
h made up to me.' ' " . " " 't(-' !
'ur priucipaLsud inrreftt hallsee
'he (lav Vfl. I lump 'wllti l ruubliuilr .ui'nri)
In
"iicni man in the face when no. oue can aa.v
" ""VPay me wh; l,uu owesi."
thdt is yutir jipifii, you vyijl'see jt.'
STROUDSB ORG. MONROE COUNTY, PA., THURSDAY,
- 4 1 believe so,' was (he confulent reply. 4 So
don't let the loss you have met with through
me, inconvenience you more than you can help.
All will turn out right. Your five hundred dol
lars may come at a lime when they are needed
touch more ihan they are at present.'
After this conversation, Jacobs felt more
comfortable. He knew that Woodfall was an
active, enterprising man, and he believed that
he would, in the course of a few years, be in a
condition to pay him his live hundred dollars,
principal and interest.'
Time passed on. Woodfall. who had kept
a store previous io his failure, managed to get
a ticw siock of goods, a'nd again commenced
business. At the end of the second year, he
had done so well that he was able rb build a
house. But not a word had he said to any one
about paying off old .scores. At length Jacobs,
wh P"' nia,f !,ad bec" 8rowig P(()rer in-
1 mRr. thought that it would be no
o wu.u uu
harm to call his debtors attention io 'the fact of j
his having promised lb remember him! So,
one day, he called in and said to him, in the
presence of his clerk
'Mr. Woodfall, if you think you are able to
do a little for me no matter how little I shall
feel greatly obliged. I wouldn't have said one
word, only I am dreadfully put to it io get
along.'
Do a little for you ? How ? I don't exact
ly understand you,' was Woodfall's reply, wiihjber him even at this late day.
a look of innocent surprise. Woodfall got into the sleigh with a bright,
4 That old account, you know, Mr. Woodfall.' j cheerful face. They had not ridden far, before
4 Old account ? I don't know of any old ac- j he said
count, Mr. Jacobs.' j 4 1 believe, Jacobs, it is most time that I was
Oh, yes ! Don't you remember the five beginning io remember you. How are you
hundred dollars that you owed me V ! getting along V
4 1 do remember that I once owed you thatj ' Badly enough. If you don't do something
sum ; but it was paid long, long ago. No man for me, I shall be broken up.'
can come forward in this world and claim a i Oh, no not so bad ns that ?'
do',ar fforn me.'
Jacobs looked confounded. At first he was
strongly templed to get angry, and speak out a
P,ece 0" n's mUl PreI,y freely ; bin he restrain-
ed lh,s ,ee,,n. and merely remarked, in a low j
,one ,hat reached u,,,y his debtor's ear 4 From
1 did not 'P1 'his. He then turned off!
i l. . 1 l r. .1 I
ai,riW ie'1 ,u re.
lJoor Jacobs was terribly diappomted at this J
unexpected issue. He had watched all ofj
Woodfall's operations with an anxious eye,
counting every dollar that he made, and seeing!
in his evident prosperity the surety for his mo
Uut now ,he ,0,,d ,lnPe' so ,0"S cherish-
ed' f "covering his own, faded away, and left
his mind in gloom and despondency.
On the next day he met Woodfall on the
street, and was about passing him, when that
individual paused, and reaching out his hand,
said, with the most perfect self-possession, and
as if nothing had happened to interfere with
their friendly relations
4 Ah, good morning, friend Jacobs. How are ;
you to-day?
Jacobs yielded his hand reluctantly, and re-
P''ed coldly
1 am well.
4 How are you getting on now V pursued
Woodfall.
4 Badly enough,' was briefly returned.
4 I am really sorry to hear it. But don't be
discouraged; there is nothing like perseverance.
It is one of the main-springs of siicees.'
This made Jacobs angry, and he taid, with
a good deal of warmth
4 There is little good in perseverance if, at
least, vou are to lose (he hard earnings of four
or five years at a single stroke of an insolvent's
pen.'
4 You allude to me, 1 suppose ?'
4 I certainly do.'
4 Don't make yourself uneasy, my friend;
lhat mailer is safe enough. 1 will pay you ev
ery cent I owe you before long.'
4 Didn't you deny being my debtor to the
amount of a single cent yesterday V
' I did ; bul that was in the presence of a wit
ness. Do you understand ? 1 am not quite
ready to pay you yet, and don't intend acknowl
edging the debt until I am. But make yoursell
easy about it ; your money is safe enough.'
Thus assured, Jacobs fell relieved in mind.
His business was bad,, not really yielding hitu
a comfortable support' (or his family ; Jbiil the
promise of Woodfall buoyed him up, and in
spire! him with now energy. Hu cuuiucd no
his five hundred dollars as certain, for his debt
or was making money fast, and would, without
doubt, feel perfectly able, in a little while, to
make all &iraiht with him.
Six months more rolled by, during which
lime not a word was said about the old claim,
although the debtor and creditor met every few
days. There began to be quite a marked con
trast in their appearance. Woodfall had a
cheerful, contented look, while the wholo as-
j pect of Jacobs' face, apparel and all, was de-
The business of Jacobs required him to keep
a horse and wagon, and to make frequent short
journeys into the country. In the Winter lime,
a roughly constructed sleigh took the place of
(the wagon. So much reduced did heat length
1 O
j become, thai it became a serious question
I whether he would tint be obliged to sell his
horse, although he might almost as well sell
the tools with which hu worked as his horse.
One cold day in January, he hitched old Tom
to his sleigh, and started off with some of his
wares for a neighboring village. In passing the
store 'of Woodfall, he was hailed by its owner:
4 Slop. Jacobs, cried that individual; 4 I am
going for a mile or two out of town, and if you
! have no objection, will keep your company?'
' None in the least,' replied Jacobs, over
whose mind instantly spread the pleasing hope
of being able to persuade his debtor to rcmem-
4 Indeed it Is, then. I am hardly able to
keep soul and body together.
Cm
1 Really, I am sorry to hear you say so.
take courage ; times are growing better.
won't be long before I shall have it in my pow-
er to make all mraiglu with you.'
4 Cmildn'i you do a little for me now ? If it
t .........
was only a hve-Huliar bill at a time, it would
help me very much.'
'Oh, yes; I can do lhat for you, easily
enough.
4 1 (bank you from my heart, Mr. Woodfall,'
replied the grateful creditor. 4 When shall 1
call on you V
4 Almost any time.'
' To-morrow V
' Yes, certainly.'
4 Very well; I will see you to-morrow.'
Woodfall rode with Jacobs for a couple of
miles. The latter promised lo call for him in
the evening as he returned home.
On the next day, Jacobs went to the store of
hjs (ebior u hi, a cheerful spirit. He intended
'mask for fifteen or twenty dollars, lo enable
him to pay off a little debt in order still to re
tain his horse, which he had seriously content'
! plated selling uuh a view to get money lo li
quidate this very obligation. Woodfall smiled
as he entered. Jacobs drew him aside, and
asked for ihe sum he wanted.
' In about a week you shall have it. Call in
a week.'
This was said in a tone so low, that the clerk
who was in the store could not possibly hear it.
Disappointed, but still hoping, the creditor
waited another week, and then called again.
' You will do something now, I hope, Mr.
Woodfall ?' he said.
'I i in sorry, but 1 cannot do atiy thing to-day,'
was replied, in a low voice so low lhat it
reached no ear but the one for which it was in
tended.. ' When will you let me have a little money
The Miialiesi sum will be of great use to me.'
Vnry soon.'
4 How soon V
4 Say three or four days.'
Jacobs went away with a troubled spirit. He
began to distrust his creditor's intention of pay
ing at all. At the end of the lime specified, he
called again upon Woodfall, determined, if pos
sible., lo gel him to make some acknowledg
ment of the debt before his clerk, and then sue
him, and bring up ihe clerk to prove thai an ac
knowledgement had been made. But Wood
fall v.is iuo vid,v av'4U' tor him; he touk es
AUGUST 21, 1845."
pecial care not to commit himself in the smal
lest degree.
Foiled in this attempt, he became angry, and
said some rather hard things to his creditor,
who took it all very kindly. When Jacobs
went out, Woodfall went with him, and after
they were beyond ear shot of any one, said
' You needn't try to make me acknowledge
that debt; I am too prudent a man to be caught.
But I tell you now, as I have often told you be
fore, that you shall be paid every cent.'
' Bui why don't you show your willingness
by doing something for tne now? You ate able
enough.'
4 You may think so; bin I am the best judge
of that.'
' You are building a house.'
4 True; but it is all in trade. 1 don't have lo
pay out a single dollar in cash.'
4 Bul Tin sure you might spare me a little.'
4 And so I will, very soon, if you will only
have patience.'
4 It is very hard fur a man to have patience
when he sees himself on ihe verge of ruin. If
I can't get a liltle money 1 must sell my horse,
and then dear above only knows what 1 shall
do.'
4 1 am sorry for you, Jacobs, and will do
something soon, depend upon it. Keep up a
brave heart; you will come out right side up at
last.'
4 No thanks to vou, muttered the creditor, as
he turned on his heel abruptly and strode off'.
4 See here, Jacobs,' cried Woodfall, after him.
Jacobs stopped and looked round.
When are you going in the dtrection of Mil
ton again.'
4 Day after to-morrow,' replied Jacobs.
4 Well, atop fur me if you please ; 1 should
like lo have some talk with you.'
Jacobs promised to do so, but with no cordi
ality in his manner. On the next day he was
j called upon by a man lo whom he owed fifteen
J dollars. For this debt he had been dunned over
It and over again, until he hated even the sight of
the individual to whom it was due. Rather
sharp words passed between them, and the in
terview ended by a threat on the part of the
creditor lo proceed against him on the next day
and recover by law. This threat seriously a
larmed him. For more than half of the night
that succeeded he lay awake, thinking and
thinking what in the world he should do to a
void the threatened evil.
On the succeeding morning;, he seemed much
calmer, and even in a cheerful tone of mind
Soon after breakfast he called over to a neigh
bor's house, where he had a long conversation
with a young man named Parker, who, like
him, had lost monpy by Woodfall, and who did
not feel very kindly towards that individual in
consequence. Ho then returned home. Hal
an hour afterwards, the young man just men
tioned came over to his house, and held another
long conference with him
It was, perhaps, about ten o'clock, that Ja
cobs drove out of his yard in his sleigh, and
went off at a brisk trot. Woodfall was ready
to improve ihe opportunity for a ride; he stood
in his door, and smiled very graciously as Ja
cobs came up. There was a largo sized bar
rel on the sleih. As Woodfall took his seat
along side of his creditor, he turned himself
partly round, and placing his hand upon the bar
rel, said
' What have yon here V
4 Some of my wares.'
4 You take a good lot of them V
4 Yns; I hope to make the best trip of the
season to-day. If I don't do so, it is all over
with me, for Cassel is going to put the screws
to me.
4 Oh, no.'
4 Yes, he is, though. He's mad as a March
hare about the tnfie 1 owe him.'
4 I'll see him, and persuade him not to do so.'
4 1 wish you would. Toll him that I am do
ing my besi, and will honestly pay him every
dollar if he will only be patient.'
4 1 certainly will, Jacobs. I will tell him to
wail a few months, and, perhaps, by lhat time
I can settle the bill.
Couldn't you relievo mo by assuming it,
even at a longer date ? Cassell will be glad to
lako you and release, me
Why, no; I exactly wish to do lhat.
However, can make him wait, and perhaps
No 12
I tCirt truiililtiv tin ... I - K .11 f..
eel anie tu
pa3' it for you.'
4 That will do; any thing to give me lime.
But I do wish you would consider me. I dis
like to say so much to you about my claim; bn:
indeed, I am in real distress. You do not know
how near I am to tho wall.'
4 As 1 have often said before, I feel deeply
for you, and will as soon an possihlf, pay ym
what 1 owe you, principal and interest.
4 That, is five hundred dollars with miero.st.'
4 Yes; I owe you Jive hundred dollars justly,
and
4 Gee, Tom !' cried Jacobs, in a quirk, ex
cited voice, reigning his horse around so sud
denly as nearly to upset the sleigh, and then
putting whip to old Tom uith so free a good
will, that the horse dashed off towards' i!ij
town they had left at full gallop.
4 Jacobs, what do you mean V inquired
Woodfall, wilh a look of surprise and alann.
The man seemed to him auddeitly bereft of Ua
senses.
4 All right ! I thought this would be the best
day's work I had done for five years. Hurrah!
A bright idea lhat of mine, wasn't it Parker.
A loud laugh sounded from the barrel in tho
sleigh. The head flew up in the air, and a,
man stood erect in the barrel.
Woodfall started to his feet in mute astonish
ment. ' I believe you owe me five hundred dollars,
Mr. Woodfall,' said Jacobs, with a broad smile,
as he looked around into his debtor's face, while
he touched up old Tom with his whip. 'Our
mutual friend, Mr. Parker, here, has heard your
frank acknowledgment of ihe claim, and is
ready to testify to the fact at any moment.
Ain't you Parker V
4 Oh certainly.'
Woodfall sunk down upon the seat from which,
he had risen, and Parker climbed out of tho
barrel, while Jacobs elated beyond measure,
urged on his old horse to the very lop of his
speed.
The confounded debtor remained silent until
they had nearly reached his store, when look
ing up he said
4 Don't for mercy's sake, mention this. I
will settle your claim and be done with it, very
soon.
Humph; you have been talking that way foe
I don't know how long. No, no, you must como
up to the chalk at once.'
4 I'll give you a hundred dollars to-day, and
a hundred every three months until all is paid
off. Won't that do V
4 0 yes: but I must have your notes.'
Woodfall thought for a little while, and then
said
4 You shall havo them.'
4 Very well.' 'Alum' is the word.
In half an hour the happy creditor had one
hundred dollars in his pocket, and four notes,
payable at three, six, nine and twelve months,
for one hundred dollars, each duly signed by
Augustus Woodfall. These have all been paid,
and Jacobs is again on his feel and doing well.
He has not since been able to meet Woodfall
without an involuntary smile. Although he
kept the secret, Parker thought it too good a
joke to sleep, tho town soon rung with it.
Several other creditors have laid traps for
Woodfall, but the old fox is not to be caught a
second time.
Successfnl Evasion of the Incense
Law.
44 Hank," said a legal suasioniat to one of
the " boys" about town the other day, 44 1 want
to complain of the keeper of the for sel
ling liquor do you know anything that will
help tne?"
" No, s-i-r," was the reply, " I don't ihink
there has been anything sold in the house that
would bear a 4 bead or properly come under tho
denomination of intoxicating drinks, since Mr.
Steans got his aqueduct a-running." Spring--
Jield Post.
Some body has said lhat the reasoa. why
New England was more prosperous than the
Southern states, -was that the people of New.
ngland preferred keeping sheep lo dogs.
A newly invented musket has recently been
tried at Potsdam (Prussia) with perfect success.
It will carry from 1000 to 1200 paces, and wil.
fire fifteen times in a minute.