GRAY, BY JANE FORBES-MOSSE., (Translated by Miss H, Friederichs,) Gowns of soft gray I now will wear, ~Like willow trees all silvery fair; My lover, he loves Like clematis; with s1 Which lend the dew- My lover, he loves gray. Wrapp ed in a dream, I watch whore slow Within the fire the wood- -sparks glow; My love, thou art away— : The soft gray ashes fall and shift, Through silent spaces smoke- clouds drift, And I, too, love gray. I think of pearls, where gray lights dream, ’ 3 Of alders, where the mist-veils gleam; : My love, thou art er Of gray- -haired men of high Whose faded locks were hazel brown, too, love gray. And I, The little gray moth turns its flight Into the room, allured by light; My lover, he loves 0 little moth, we are We all fly round a light we see In swamp or Milky Way. —From “Contemporary German Poetry. spent hedge a crown; Sins down, renown, ray. ike thee, 3 There was only one taint of disloy- alty about Billy Houck—he kept his money in the Sarvis Point bank. Round Buckeye Bridge the ques- tion of loyalty had nothing to do with one’s willingness to die for his coun- try or stand up for the flag, or with "one’s enthusiasm for “Grand Old Mis- souri,” but was solely a matter of working hard for Buckeye Bridge and pulling back on Sarvis Point. Buckeye Bridge was the county seat, but seventeen miles farther from the railroad than it wanted to be: Sarvis Point was on the railroad, but | seventeen miles farther from the county seat than it liked. It certainly galled the Bridge. peo- ple to know that Billy Houck was not . depositing his money in the home bank. His fertile four hundred acres, stretching along the bottom just over the creek from town, was the finest farm in the community; and the loads of hogs and droves of cattle he sold spring and fall certainly brought in a | lot of money. And this was deposited in Sarvis Point. “Oh, yes’—Latimer, the dentist, raised his voice a little as Billy an- proached — “Buckeye Bridge will boom now. If a few more of our farmers will just take all their money over to Sarvis Point, it won’t be any time until we have waterworks, elec- | tric lights and street- cars—at “Servi Point. “Funny, isn’t it,”’ he continnal, bit- terly, for he had a little stock in the | home bank, “how the very fellow you would expect to stand by a home in- | stitution is the first one always to turn traitor?” “Billy,” asked Graham, the horse- doctor, as the farmer looked at a plow in Newton’s hardware store, “how’s the Rock of Gibraltar over at the Point these days?” Billy squinted his eye at the plow and did not reply. “It is all right to buy things where you can get them handy,” remarked Graham to a bystander, “but when it comes to depositing your money, you can't expect a fellow to have any confidence in a little old town like this—no, siree! Got to take it to the Gibraltar.” Many other gibes and criticisms, both direct and oblique, were flung at Billy, Some of them were good- natured, some caustic, but he merely squinted his left eye inscrutably and went his way without a word. The fact was, Billy had had trouble with Henry Simmons, the banker— or as nearly trouble as he ever had. He thought the banker had wronged him in a business transaction. Billy stated the case briefly, but Simmons insisted the bank was right. Billy withdrew his funds and transferred them to Sarvis Point. The banker offered the public no information con- cerning the difficulty, and of course Billy offered none, for he lived up to. the advice which he often gave “Win- dy” Jim Davis: “If you are done with a fellow, quit instead of blowing about it; if you aren’t, shut up and go on.” One evening years later Mrs. supper: “I reckon it's a ood thing you | took your money out of that bank; they say it's about to break.” “What?” from his plate. ‘“O pshaw!” he said. ‘“That’s all stuff and nonsense. Henry Simmons is goed for 1 / “I guess it's so,” persisted Mrs. Houck. ‘“‘Leastways, nearly every- body thinks so, and nearly all of them were getting their money out when I was over to town this after- noon.” in the autumn two Houck remarked at Billy finished his supper rather | hurriedly, took his white slouch hat from its nail by the kitchen door, and said he was going 8 town for a little while. x “Well, what did you hear?" asked | his wife when he returned, an. hour later. “Hear?” He sat down in the hick- {to bed for half an hour, although he ‘did not go to sleep, then got up and the matter with you?” asked his wife. (to the bank the next morning, railroad, where the bank is strong as: Billy looked un quickly ; i not reached that stage yet. ATOR. RET iE TRA ory rocker and crossed his legs. “It’s what you don’t hear that counts.” He sat for a long time, his eye squinted thoughtfully at the fire. Yes, the securities were good—he knew most of the big loans. The depositors would not lose, finally, even if the bank failed—Dbut the stockholders would.. It would ruin Henry Simmons. He owned most of the stock—all hehad was in the bank, so they said. . Tt would ruin his rep- Li too. Billy moved uttensily in his chair. “I reckon ‘a fellow might really think he was right when he was wrong,” he remarked. : ‘Mrs. Houck agreed very readily that he might-—too readily, if Billy had noticed. He got up and took from the shelf the little round-faced alarm clock. “What are you going to do?” “Wind -it.”> He set the hand at three. About midnight he got up and looked at the clock. He went back began to dress. ‘Billy Houck, what in the world is {1 hour. “What are you going to do?” 0 always looked for the best in Uf - had; whose life was an inspiration; “benediction. —A. J. Stanley. UYYUUYYBUYTUUS UY SOIT STITT BY “Just going over to Sarvis Point, 2 he answered, casually. “I thought I'd get an early start. You go to sleep; I'll get my breakfast over there.” When Henry Simmons came down the cashier saw he had spent a sleepless night. The cashier had rot slept much himself. Simmons was presi- dent of the bank, its chief stockholder and transacted most of its important business in person. He had founded the bank four vears before, and it had prospered far better than he had even hoped. He had put every cent he could raise into it, and from the profits he had built and paid for a house. Simmons was still 2a young man, hardly past thiriy, and he and his wife were very proud of the new house—the first they had ever owned. It had been finished only a month. It was the neatest house in town, stood on a little eminence only two blocks up the street from the bank, and was in plain view from the side window of the banking office. Many" times a day, as the young man went about his work, he glanced out of that window. Simmons and his cashier had made every preparation possible for the run, It still lacked five minutes of nine. Several times one of them had stepped out of the back door to observe the signs. There was no line at the front door—the panic had But there was an unusual number of men in town, some sitting on store platforms, some standing round doors, others in front of the blacksmith shop, but all in sight of the front door, of the bank. It looked ominous. When the scare began, two days before, there had been twenty-five thousand dollars in the vaults. This was more than the legal requirements, for the deposits were under a hundred thousand. Five thousand of the available funds went out that first afternoon, ten thousand | the next day; but now, if something and loved much; who has gained the respect of intelli- gent men and the love of little children; who has filled his niche and accomplished his task; who has left the world better than he found it, whether by an improved poppy, a perfect poem, or a rescued soul; who has never lacked appre- . . ciation of the earth’s beauty or failed to express it; who has did not happen to check the rum, it would all be over before neon—the door would be closed. Simmons had telegraphed for the ten thousand they had on deposit in| St. Louis, but it could not arrive be- fore the next morning — and that would be too late. Even if they had! it, it would merely give them a few more hours of life, unless something checked the unreasoning panic among the depositors. As the clock ticked off the last five minutes, Simmons stood with his back to the cashier, looking out of the side window toward the new house. It was nine o’clock. The eashier opened the front door. One, two, three minutes passed, then a custom- er came in with a show of leisureli- ness and withdrew his deposits. As he went out another came in. Before the second was paid, the third en- tered. When the clock hand had reached the half hour, three or four were in the bank waiting their turn; and a hasty glance out of the win- dow told the banker that others were coming. : Simmons had taken the paying- window himself, and settled the ac- counts as deliberately as possible without obvious delay, hoping desper- ately that something would happen to check the run. In the first hour two thousand dol- lars went out over the counter, and still the people came. In passing to and from the ledgers at the back of the office Simmons often gave a quick, nervous glance out of the side win- dow. The cashier, following that glance, saw that the banker’s young wife was almost constantly on the front porch of the new house. Sometimes she seemed to be sweeping, again dusting a rug; but with one excuse or the other, she was nearly always there, her face turned toward the bank. The money went faster the next At eleven o'clock only four thousand dollars remained. © When that went the doors must close. Only four thousand dollars between Henry Simmons and bankruptcy, and it was trickling from his fingers like sand in an hour glass. Another hour at most and his capital, his four years’ work, and the house, would go. : His face grew a little grayer, the lines deepened, but his teeth shut tightly and his hand and eye were steady as he counted out coin and currency to frightened depositors. Twenty minutes past eleven, and only two thousand dollars left. The sum wou 14 not last until noon. A line Luuy vu youu YOUU LUBY TU BYUUUUUULY uuvg | SUCCESS. I r has achieved success who has lived well, laughed often ce others and given the best he whose memory is a gaddcadadadddddd had formed now, reaching from the’ pay ing window through the door and down the steps outside. Billy Houck came to the door, walking leisurely, a large old leather valise in his hand. They let him pass, for they knew he had no money there to draw out, and they craned their necks along the line to see what he was going to do. : “Excuse me, fellows,” he said to those nearest the window, ‘“won’t you let me have a turn for a few minutes so I can get rid cf this mon- ey? I'm sort of tired carrying it reund, and it’s nearly dinner time.” " They gave way, and Billy set the valise on the ledge, and began to lay out stacks of bills. ‘I want to make a deposit.” Simmons’ hand shook slightly as he reached for a deposit slip. At sight of the bills—it was an encouraging looking pile, looking larger than it really was, for most of them were five-dollar bills—the line wavered and broke up, the men scat- tering round the office. They still held their checks, but watched the transaction at the window wondering- ly. The word had quickly passed out at the door and down the street that Billy Houck was making a de- posit, and the deposit grew with the report. “Four thousand?” Simmons looked up from his pad when the last stack of bills was counted. For an instant his eyes looked straight into Billy’s, and said things that made a lump rise in his throat. “All right.” And there was much more in Billy's tone than any guessed but Simmors. ‘Good weather for corn gathering, isn’t it?” “All right, fellows,” said Billy, as he moved away. “Much obliged for the turn.’ But no one approached the window, “Hello, doc!” said Billy, noticing Graham, the horse doctor, who had been in line with a check for his bal- ance of sixteen dollars and thirty cents. “ How fs your confidence working? Little spavined, isn't it?’ ‘““And here's Latimer, too!” He squinted his left eye at the dentist. ‘proached the paying teller. { pegs. “Reckon you are getting your money out te build an electric line—to Sar- vis Point?” : Billy lingered a few minutes, eye- ing the crowd one - after another | quizzically, not one of whom ap- Those nearest to the door began to drop out. When the hands of the clock reached ten minutes to twelve only two men besides Billy remained in the outer office. One of these ap- proached the window. ‘I reckon I won’t need this money, after all, Mr. Simmons.” And he redeposited five hundred. The other man put back his two hundred. Simmons stepped to the side win- dow, threw up the sash, and put his handerchief to his face, gave it a quick flutter. en Billy Houck, who was passing down the front steps, glanced up the street in time to see a little woman on the front porch of the new house wave her hand exultantly.—Youth’s Companion. 90000809860090060660220CH CAMPING WITH PEARY 5 IN THE ARCTIC 8 0 coc2eocos8800e 0560060300000 The fourth installment of Peary’s Story in Hampton’s deals with the thrilling adventures of hunting Arctic big game, and the camp preparations for the long night. “A man’s first night in a canvas tent in the Arctic is likely to be rather wakeful,” says the Command- er. “The ice makes miysterious noises; the dogs bark and fight out- side the tent where they are tethered; and as three Eskimos and one white man usually occupy a small tent, and the oil stove is left burning all night, the air, notwithstanding the cold, is not overpure; and sometimes the Es- 0 Ld 0 fa ® ® ® © kimos begin chanting to the spirits of their ancestors in the middle of the night, Sometimes, too, the new man’s nerves are tried by hearing wolves howl in the distance. “The tents are specially made. They are of light-weight canvas, and the floor of the tent is sewed directly into it. The fly is sewed up, a circular opening’ in it, just large’ enough to admit a man, and that opening fitted with a circular flap which is closed by a draw string, making the tent ab- solutely snow-proof. An ordinary tent, when the snow is flying, would be filled in no time. : “The tent is pyramidal, with one pole in the centre, and the edges are usually held down by the sledge run- ners or by snowshoes used as tent “The men sleep on the floor in their clothes, with a musk ox skin or a couple cf deerskins wrapped round them. since my Arctic trip of 1891-2. “The ‘kitchen-boz’ for our journeys is simply a: wooden box con- taining two double-burner cil stoves, with four-inch wicks. The two cook- {ing pots are the bottoms of five-gallon | coal-oil tins, fitted with covers. When packed they are furned bottom side up over each stove, and the hingel | cover of the wooden box is closed. On reaching camp, whether tent or snow igloo, tbe kitchen box is set down inside; the top of the box is turned up and keeps the heat of the stove from ndelting the wail of the igloo or brrning the tent: the hinged front of t= box is turned down and forms a tah 2'e. The two cooking pots are filled with pounded ice and put {on the stove; when the ice melts one pot is used for tea, and the other may be used t> warm beans, or to boil meat if there is any. ‘Bach man has a quart cup for tea, and a huunting knife which serves many purroses. a fork, and one teaspoon is consid- ered quite enough for a party of four. Each man helps himeeif from the pot —sticks in his knife and fishes out a piece of meat. “The theory of field work is that there shall be two meals a day, one in the morning and one at night. As the days grow short, the meals are taken before light and after dark, leaving the period of light entirely for work. Sometimes it is necessary to travel for twenty-four hours with- out stopping for feed.” WORDS OF WISDOM. It's very lucky for a child not to take after its father. When the devil invented money he found he had a sure thing. Much of our generosity is inspired by a passion for showing off. A woman is always a girl till she gets married, years or no years. Too many matchmakers Spoil the Tomance. A man can admire himself for the way his wife forgives his failings. A woman believes in love ahead of everything else, so that when it comes out behind she can still go on believing. Be A womdn can have more sentiment aroused in her by stopping to lock at a baby cap in a shop window than by going to the most thrilling play that ever was acted.—From ‘‘Reflec- ‘tions of a Bachelor,” in the New York | Press. » sledge ke I have not used sleeping bags He does not carry’ WHY IS A BACHELOR? Letters From 500 of Them Contain Hints of the Answer. A woman’ 8. ‘magazine recently sent out a list af questions to about 500 bachelors in variousparts of the coun- try. These questions dealt with the question of matrimony. The first one was: ‘What yearly in- come do you regard as necessary to a man of your social standing hefore entering upon married life?’ , The second ‘was: ‘““Are the young women of your set rightly brought up and trained, do you think, for the re- sponsibilities and self-denial of ‘wife- hood and home making?” About half the young men ques- tioned express the belief that the girls are not adequately trained for the du- ties and responsibilities of wifehood. A sizable minority, between fifty and sixty, pronounce the training satisfac- tory. : In regard to income the estimates received vary from $500 a year in a ‘Connecticut village to $15,000 a year in Chicago. The average among the 500 men figures out $2439.40. A fa- vorite figure is $1500, but the $15,- 000 mark and several estimates of $10,000 bring the level up. Those who think it essential that newly married couples should have the comforts and luxuries of the pa- rental home are forty in number; those who think this unessential, 116. Those who believe such comforts and luxuries out of the question for the young husband to provide, 127; those who think such comforts and luxuries are not greater than the young hus- band can provide, if they so desire, ten. Eere are some of the letters which were received by Good Housekeeping, the magazine which sent out the let- ters: “Two people can certainly live in the Middle West on $1500, but it will take every cent of that amount to live as an educated man wants to live. I certainly should not attempt marriage on any less, and I'd almost be frightened to try it on that sum.” This from Omaha, Neb. A man from Texas says: “You couldn’t want a better living if you are a home man and live a moderate life than you could have in Texas on - $1500 a year. That sum would not only allow you to live well and have. plenty of recreation, but would en- able you to entertain your, friends and relatives occasionally.” “I'd want to be suré of $40 a week to marry,” says a Chicago bachelor. “A man can’t ask the girl he cares for to make too many sacrifices.” f One who describes himself as “a . bachelor of arts” says: “Eighteen hundred dollars a year is the least de- gree of poverty a man should ask a girl to share with him.” : ; “Health, courage and $1500,” says 5 a Massachusetts youth. : “As I look at it you need, if you're living in New York City proper, an income of at least $100 a week to~ marry con. I wouldn't try it on. any - less for my part. If you haven't got. ~ that, wait. That's what I'm doing. I~ can make out now by myself on §60 a week. But I don’t know a girl in New York—a girl really worth while —that I'd ask to share that with me.” This is a New York opinion. A compositeopinion from five bach« elors keeping house by themselves in Kansas City, Mo.: “A couple must have $3200 a year In the Middle West (more in the East).’ 8 “TIT do not think the question of self-denial has ever been practiced, if considered, by the young ladies of my .. set,” writes a city man. : On the other side is a Chicago young man who says tersely: ‘Yes, it’s a question of common sense and most of them have it.” “They can make excellent fudge, but I would not like to try their bis- cuits,” writes a man from Washing- ton. “They play the piano well, but I doubt if they could buy a steak. Some of them manage two or three admirers excellently, but one servant would be too much for them to han- dle.” Spokane, Wash., speaks thus: “Few have any domestic ability and fewer know how to economize. Otherwise they are by estimable young wo- men.’ How the Boy Was Caught. Jerome S. McWade said of the management of children in a recent Sunday-school address: ‘Diplomacy succeeds best with the little ones. A lad of nine came all puffing and rosy in out of the cold the other night and said: : “ ‘Pa, I'm tired. I've sawed enough ° wood for this evening; ain’t I? I'm awful tired.’ . “ ‘Pired?’ cried the father, looking up from his paper with an air of sur- prise and disappointment. ‘Why, I bet your mother a quarter you’d have the whole pile done before supper.” “ ‘Did you?’ shouted the boy, tak- ing up his hat and mittens again. ‘Well, you'll win your money if the saw holds out. Nobody ever bet on me and lost.’ = wl * “And he rushed back to his hard task again, his eyes flaming with en- thusiasm.”