Anent A Certain -|- sociation of Life Under- • mirnp\; writers I V-/ vX XXX V CO\NECTIC VT Ml TUAL I.IKK IXB. * V. W. Keeney The Panama Exposition took many busi- RANCE ness men away from home and family for j! R. S Rot« * several months last summer. Before they <^H!T went they had to think about and arrange for EQUITABLE LIFE INS. CO. the payment of the family bills, didn't they? J. C. Johnson They no doubt itemized them. The careful Koocl[ M „ lAI ,„ K ones did anyway. The list probably looked w s Kssirk lNS ' co something like this: J. B. Metzger _ , a. MASSACHUSETTS MUTUAL LIFE Food $ INS. CO. (Telephone, laundry, fuel, light, house-1 H " CordlT ' Operating hold ipment> fire insurance> inci I METROPOLITAN LIFE INS. CO. Expenses , , - . ..... John Heathcote Identals, carfare, doctor s bills. J H. D. soiienbergcr R. F. Baker Rent (or taxes, repairs and upkeep) MUTUAL LIFE INS. CO. OF • NEW YORK flothec • w - c - 'Wanbaugh ,> ' ,otnes W. H. Eby, Jr. S. G. Backenstoss * Advancement / CHARIT Y« tuition books an ? magazines,| NATIONAL LIFE INS. CO. vacation music, amusements, etc. J OF VERMONT _ , ~ W. H. Cummingg Total, $ NEW ENGLAND MUTUAL LIFE 1 • INS. CO. Now here's what we are driving at. When a A A Wert F 1 , 1 .11 ♦ J NEW YORK LIFE INS. CO. family man takes the long journey and never comes G M. SPANKER back, family biils run along just the same. Right ,.,FE here is where the Monthly Income policy does the F L WrlKht INS ' ro trick. Foot up the items and see how it would work PENN MUTUAL LIRA INS. CO. out in your case. Then, if you haven t enough pro- Isaac Miller tectnn for the family and you would like to know PHOENIX MUTUAL LIFE INS. CO. 0 about the very best scheme in the world w r e.^Diemc" for taking care of those family bills, call ™™E!«T.A., t,FK ,NS - co ° ( . . , , W. H. Bushnell on any one of us and learn about the . STATE M™., ~.FE ASSURANCE Monthly Income policy. It costs less c E D ,. h f r OMPA!>x fe'RA of the Nitioul AIIOCII- than the regular form?. It yields on the UNION CENTRAL LIFE INS. CO. tioo of Life I'odervritera who - . __ Mri average double the benefits. v NEWS OFTHISr \ | A jtRAIDRO/a>S ) NO DECISION ON WAGE INCREASE Reading Employes Fail in Their Efforts; Another Con ference in Near Future- Special to The Telegraph Reading, Pa , Dec. 18.—No agree ment was reached at the conference here yesterday between General Super intendent C- H. Ewing. of the Reading Railway Company, and the General Committee of the independent Order of Telegraph Signalmen and Agents, of the road, on the matter of the readjust ment of the wage scale and a change of the working rules. These were pro posed at the annual convention of the A PLATE without a roof, which doea not Interfere with taste or speech Light atrong. durable and beautifull •TICK .ROOFLESS TIGHT _ P L AT cQjfijjMjtfr Platea Made la One Day. Platea Rrpalred on Short Notice. Craw* aid Hrldse Work, «3, »4. is. MACK'S 310 MARKET ST. OTer Jerauld'a Shoe Store OPEX EVENINGS WORKMAN'S COMPENSATION BE WISE,/tTNA"IZE! I 4" 1 | The applications that are coming in show the AEtna men haven't time to knock—We boost. C € foes run from SIO.OO to $12*000.00. Paid to policyholders $263,717,904.00 J | fIBBBBI Wm. S. Essick, General Agent, | TheAtna Smile JU- L _ _-r r m n_n.r rrir r- - j*rs*. .rurr"nJ 5 SATURDAY EVENING, j organization held in this city in No vember. ; While no formal demand for an tn- I crease in wages was presented, ad | justment of the wage scale affecting certain departments was requested. ; The committee was headed by W. 11. | Heard, of Philadelphia, and J. H. Tat low, of the same city, was secretary. J It was decided to hold another con ference in the near future. I Among the changes asked by the : committee was two days off monthly II for telegraph operators and employes lof the signal department. The con ] ference was said to be satisfactory by the committee and General Superin tendent Ewing. Standing of the Crews Export Business Brings Railroad Earning Increase Special to The Telegraph Chicago, Dec. IS.—The rush of Euro pean export shipments from Chicago, which has necessitated an embargo on all but perishable goods destined for (the Atlantic seaboard, lias enabled the railroads of the United States to show earnings greater than ever in history, j For the month of September United I States railroads showed gross and net I earnings vastly larger than any Sep ! t'-mber since the advent of the steam • railroad, according to official figures . yesterday. An estimate based on re turns by 134 roads, with a total mile age of 179,000 (the total mileage of the country is 250,000) places the in crease in gross earnings for October ! 132,000,000 in advance of the corre | xponding period last year. The net I increase Is $25,000,000. This means that j for every track mile of the 131 rail roads cited the net operating revenue I increase for October, 1915, is from slOl | to $537. Reading Holds Up Freight; Crowd Yards and Sidings j The Reading Railway Company is now beginning to fill up its sidings I along the Hast Penn, Valley , and main line with freight destined j for New York and points on the varl i ous lines which have declared an em i bar go. This is the first time in many j years that the company has been com -1 nelled to take this action. As a con ' sequence it looks as though a general halt will be called until conditions im prove. In Rutherford yards are many stored cars. Between Harrlsburg and Carlisle Junction sidings are Ailing up rapidly. HAKHISBURG SIDE Philadelphia DlvtNlun— lo2 crew first to go after 3:40 p. m.: 128, 121, 117, 106, 124, 108, 134, 113. 116. 115. Engineers for 102. 128, 117, 113, 115. Firemen for 128. 106. 108. 115. Conductors for 124, 108, 116. Flagmen for 12S, 124. Krakemen for 121, 117, 106, 134, 113, 115. Engineers up: Grass. Albright. Ford, llubler. Sellers, May, Yeater, Brooke, Baer, McGuire. I Firemen up: J. A. Peters. Fisher. H. Peters, Slider. Emrick, Klinepeter, Mil ler, Lindeman. Brakemen up: Hoover. Welsh, Pres ton, Kimmerling, Mumma, Felty, Wilt, Moore. Cox. Middle Division—ll6 crew first to go [after 2:15 p. m.: 103, 24. Fireman for 24. [ Conductor for 24. Flagmen for 116. 103. Brakemen for 116, 103, 24. Engineers up: Harris. Hertzler. Clouser, Willis, Hummer, Free. Firemen up: Stephens. Gunderman, Lieubau. Stauffer, Knaub. Sholley, Pot teiger, Eckels. Conductors up: Fralick, Muckler. I Flagman up: Bennett. I Brakemen up: Lenhart. Spahr, Eichel, John Deedy, Bickert, Foftz, Adams, Swails, Henry, Reese. Powell, Bolden. [ Stambaugh. A. M. Myers. Heller. Yard < renn— Engineers for 14, 20. second 22, third 22. 32. Six extra crews. Firemen for third 8. 12, 14, 20, third 22. 36. Six extra crews. Engineers up: Shaver, Dandis. Hoy ler, Beck, Blever. Blosser, Malaby. Rodgers, J. R. Snyder. Firemen up: Waltz. Hall, Brady, Cun ningham. R. J. Snyder. Desch, Graham, Fry, Dougherty, E. F. Eyde, Glass mycr, Ewing, Berrler, Hitz, Peifter. ENOI.A SIDE Philadelphia Division —2so crew first to go after 3:45 p. m.: 212, 225, 205, 235, 203. 247. 249. Engineer for 247. Firemen for 250, 212. 203, 247. Conductors for 49. 50. Flagmen for 35. 50. Brakemen for 3, 5, 12, 13 (two), 25 (two). 29. 49, 50. Conductors up: Thomas, Dayman. Do gan. Brakemen up: Eichelberger. Kirk, Ulce, l/ook. Funk, Malseed, Fitzsim mons. Miller, Hoopes, Dose, Hastings, Welsh. Hutchison. Myers. Middle Division—ls crew first to go after 2:15 p. m.: IC7, 117, 108. 101. Engineer for 117. HARIUSBURG tfis& TELEGRAPH Firemen for 117. 108. Flagmen for 101, 108. Brakemen for 15, 107. 117 (two), 108, 101 (two). Yard Crew*—To go after 1 p. m.: Engineers for second 124. 128. 101, first 102, third 102. Firemen for second 108. .112. 12S, 130. 132, 104. Engineers up: Turner, Rees- Kepford Passmore, Anthony, Neumyer, ltider, Boyer. Firemen up: Yost. ITandiboe. E. T. Brown. Bickhart. P. F. Brown. L.id diok, Huggins, Smith, Sellers. Cumb ler. Hall, Waller. THE READING '* llnrrlnburK Dlvlaion —l7 crew first to go after 9:30 a. m.: 9, 24, 4, 2, 16. 15 1. East-bound: 59. 51. 67, 62, 63. Engineers for 62, 9, 24. Firemen for 63. 67, 1. 9. 15, 16, 17. Conductor for 9. Brakemen for 59. 62. 63, 67, 1. 2. 15. 16. 24. Engineers up: KaufTman, Massimore, Tipton. Bonawitz, Bruaw. Firemen up: Blumenstein. Miller, Brown, Easteline. Angpach, McMullon, Kohl. Peters, Miller, Woland, Howell, Beecher. Conductor up: Orris. Brakemen up: Minnlch, Ware, Ua man. Duncan, Heister, Sliipe, Dart, Yoder, Boltz, Fenstemacher. Jones. Taylor. Wise. West. Ely. FIVE KILLED AND FIFTEEN INJURED [Continued From First Page.] blame the heavy fog prevailing at the time of the accident for the crash. The list of dead: Dcail Joseph E. Kelley, conductor of the accommodation train, which was smashed by a string of empties. Kel ly's home was in Washington. O. A. Taylor. Chester. S. M. Dtirnell, colored, Newark, Del. Durnell was also identified under the name of Queen. Clarence Hopkins, colored. Crum bine. Daniel Tollinger, 48 years old, in spector for the Baltimore and Ohio, Philadelphia. WILL PROBE CAUSE OF LATE REPORTS Economy and Efficiency Com-1 mission Takes Up New Phase of Slate Activity TROUTMEN WILL MEET Will Discuss Propagation With Commissioner Bullcr—News of the Capitol \\\ 1 j(/J made by the new S\\\ State Economy and \\OAA Efficiency Oommls { sion into the rea c.' the commission, and letters will be addressed to heads of departments and commissions asking for data when reports were completed and when sent to printers. The printers will also make statements about re ports. Some reports of departments of the' government are issued one and two, and some times, three years after the period for which they were written. Complaints have been made at the Capitol and the time when reports are finished will be noted and steps taken to correct any difficulties. Now Indemnity Company. The Allegheny County Indemnity Company has been chartered to handle liability insurance. It has SIOO,OOO capital. York Gets Another. York has had another automobile company incor porated, the Anderson Motor Com pany of York, has been chartered with $25,000 capital. Inability To Wont. lncorpor ation of coripanies to engage in em ployers' liability insurance has been a feature of the work of the State De partment at the Capitol this week and papers for six such companies having been either issued or sent to the gov ernor for his approval. Since the first of the month three companies have been chartered for Philadelphia and two for Pittsburgh while others have been chartered with headquar ters in other places. New Stamps Iteady lssues of stamps for the States new stock i transfer tax. which becomes opera tive January 1, will be made by the auditor .general next week and they will be on sale at the approved de positories during the last week of the month. Tile stamps are beiug given special treatment here to prevent frauds and unusual precautions hava been taken to prevent any counter feiting. Hoard Meets Tuesday. The State Workmen's Compensation Board will meet Tuesday to discuss some new rul ings and to meet coal operators. Must Change Plans.—The State De partment of Health has notified Slilp pensburg to make material changes in its water supply. Addresses Issued. Harry A. Mackey, chairman of the State Work men's Compensation Board, has issued copies of the address delivered by him before the State Street Railway Asso ciation at Scranton last Tuesday. They were sent out from the Philadelphia office of tile Board. Matfec Interested.—Charles J. Ma gee, of Pittsburgh, State senator, is one of the incorporators of the Lougliney Motor Company, of Pittsburgh. Attending Meeting. Members of I the State Industrial Board are in ses jsion at Philadelphia to-day. Vacation Dates. The auditor gen jeral's department has announced .that Christmas vacation will run from De cember 23 to December 28. Trout Men to Meet. Commercial tvoat growers of the State have been asked by Commissioner of Fisheries Bullcr to attend a conference here on Monday on co-operation between the State Department of Fisheries and the commercial growers. The idea will be to have a series of meetings dur ing the coming year to discuss plans | for improvement of the output of the | young trout. To Probe Wreck. The Public | Service Commission to-day detailed | John P. Dohoney, investigator of ac -1 eldents, to make an immediate in quiry into the cause of the wreck on the Baltimore and Ohio railroad at Felton last niglit. The report is to be presented when the commission meets here next week. Deer Sold for Sausage. The De partment of Agriculture has heard that the State Game Commission is investigating reports that deer meat is being sold in sausage in some dis tricts of the State. Hunters who shot more deer than the law allows arc blamed. Governor Addresses Farmers. Governor Brumbaugh was given a fctWty reception by over 500 farmers of Tioga county when he opened the Tioga county farm bureau yesterday at Wellsboro. It was one of the big events of the year on the northern tier. The Governor was entertained by State Treasurer Young, who was also a speaker along with Prof. M. L. McDowell, of State College and Ex- Senator George AV. Wiliams. DECEMBER 18. 1915. E. 0. DARE & SON | Anson P. I>nre, Surviving Partner Insurance tA* - 19 North Third Street Harrisburg, Pa. | When purchasing a piece of real estate, the prudent.'man employs a i lawyer to examine the Court records and thus mnke sure Ills title is good | and the property free of debts. [ Do you use this same precaution when buying lire Insurance? Too > many Insurers are under the mistaken impression that It requires no | skill to properly draw up a tire insurance policy form. Look up the > court trials and see the error such persons make. Having spent a lifetime finding out how to properly write tire insur , mice contracts, we offer you our services at no greater cost than eom ' petitors who have injected themselves into the business without any i knowledge of the business. YES, WE WRITE WORKMEN'S COMI'EN j SATION INSURANCE. [ AVOID trouble by having your business written by one who knows > how. ! Dell Phone, 2338 BIG COAL ELEVATOR DESTROYED BY FIRE [Continued From First Page.] signed to the adjoining buildings. The other firemen gave their attention to the blazing beds of coal and burning buildings. Sulphur fumes and steam drove the firemen away from the siz zling mass of coal at frequent in tervals. Several times buildings adjoining were ablaze, but the flames were promptly extinguished. Many neigh bors brought out their garden hose and used liyydrant streams with good results. It was 4 o'clock when the firemen were ordered home, the Mount Pleasant company remaining. At 4.30 the tire broke out again, but the tire men made short work of the second blaze. To-day the, coal piles were still burning in some places. Modern Structure The John E. Dare coal elevator was a modern structure and the largest of its kind in Central Pennsylvania. It i was erected last Spring at a cost of $30,000. The motor equipment for lift- Ing'coal from cars and in running the cars used for distribution of the coal to the bins was installed at an addi tional cost of SIO,OOO. The building covered a plot 250 feet long and 85 feet wide. It had a ca pacity of 7,500 tons under cover and included automatic machinery for un loading: coal, screening and loading it on carts. There were 5,000 tons of coal on hand, including 800 tons of pea coal, received within the last ten days. The different grades of coal on hand average in price from $4 to $7 a ton, retail figures. None of this coal will be salable, even that only slightly burned by the fire is a total loss. Close to the burning building were garuges used by Mr. Dar and private car owners. In the garages recently erected by Mr. Dare were fourteen au tomobiles. including large trucks used for hauling furniture and coal trucks. Adjoining were the Dare stables, in which were four carts, two auto coal trucks and fourteen horses. All were •saved, but the garages were destroyed. The employes of John E. Dare num.* bered twelve men and one woman. | They will be out of employment, until i arrangements are made to continue business. Mr. Dare said he could not plan for the future until his losses were adjusted, but he would make some early arrangement to take care of his trade. Some Narrow Accidents Follow Dare Fire Last night's tire at the John E. Dare | coal yards brought some sensational ! accidents and narrow escapes, due to I the slippery streets. The Allison j Truck went into a ditch at Sixteenth land Market streets. No one was in jured. The truck was stalled until horses from another company helped to drag it out of the hole. Occupants of two automobiles hat/ a narrow escape at Fourteenth and Derry streets, in a head-on collision An automobile driven by J. Iless, of 1853 Park street, skidded, crashing into a jitney car driven by Samuel Greek, 1232 Derry street. The jitney was enroute to the city from the fire and was turning the corner at Four teenth and Derry streets, when the Hess automobile going out Derry skidded. Both cars were badly wrecked. The occupants injured were Susan Kaylor, 130 Dewberry street, cut on the face and lips from broken glass; Mary Dawson, same address, cut on the left ear; and Howard Warren, 105 Filbert street, cut on the arm and bruised about the body. The driver was uninjured. Soon after the accident occurred John C. Kindler, (ire chief coming out Derry street crashed into the Iless automobile and slightly damaged the front of his car. There was no light on either of the wrecked auto mobiles. GERMANS WILL INVADE GREECE [Continued From First Page.] Skouladis, the Germans would be compelled to attack the British and French forces. The landing of the Italian forces in Albania is likely to prove an important factor, as the Italians may be able to attach them selves to the remainder of the Serbian army for concerted action. Offensive in AII Directions 1 f all current reports were true, the Germans would be preparing offensive movements In all directions, in Bel gium and France, in Greece, against Egypt, on the Riga-Dvlnsk front and in GalliMa. British military critics be lieve, however, that the central pow ers have not enough available reserves for an offensive movement on more than one front. In fact, it is fre quently argued in England that the central powers are approaching the last stratum of reserves in men and must make a determined effort to ob tain a victory over one of their ene mies. A call to the colors of four classes of recruits who enlisted under the Earl of Derby's plan to solve Great Britain's recruiting problem is taken by the British public to mean that the plan has been a success and that there wili be no conscription, for the pres ent, at least. Bulgarians May Knter The Bulgarian army which is rest ing on the Serbo-Greek frontier is es timated to number 100,000, a Salonikl dispatch states. Some correspondents there believe the Bulgarians' halt is only temporary and that they will co operate with Austro-German forces in a movement on Saloniki, which the. entente allies, are fortifying rapidly. Premier Radoslavoff, of Bulgaria, is quoted by a German correspondent as declaring that Bulgaria Would! tight on Greek territory only With the guaran tee to Greece that Bulgarians would retire to their home soil after accom plishing the task of driving the en tente allies out of Salonikl. A dispatch from Berne advances the belief of a military writer there that a Teutonic move against Saloniki will be instituted if the central powers do not secure from Greece guarantees that the allies will be confined to their Saloniki camps. Work on Fortifications at Saloniki Being Pushed By Associated Press Saloniki. Greece, Dec. 17, via Paris, Dec. 18.—Dispatches received by the entente army officers here report the arrival at Sofia, Bulgaria, of eight, batteries each made up of three 7>« inch guns which are bound foi Saloniki. The work on the fortifica tions here is being pushed as rapidly as possible. • • | I T j Mr. Business Mao! | If you are interest led in calendars or advertising novel t ties, drop me a card I and I will be glad to t call and show i i I samples. Stanley C. Smith i 1605 GREEN ST. 1 i I 9