12 BLAND'S BILL BOOKED For Argument, the Speaker Placing II on the House Calendar. EAUJI IS OXQE MORE TO BE TBIED. He Finds Onlj One Defender on the Floor of the Lower House. THE SENATE HAS A TBRT DULL SESSION "Washington, D. C, Feb. 10 The most significant event in the proceedings of the House, to-day. was the report of the Bland free coinage bill by the Committee on Coinage, "Weights and Measures. The iction was not one which inTolved debate, as the bill merely went on the calendar, to be taken up in the order of it consideration, but it indicated the intention of the free coinage menTo force the bill with all pos sible haste. Indeed, Representative Tierce, Chairman Bland and other leaders of the silver movement in the Honve, assert that the measure will be pressed to a vote and actuailv parsed by the House within the next CO davs. In this event there is no doubt the Senate will have an opportunity of passing upon the Bland bill long before the date of either of the great National Con ventions The House also to-day ordered an inves tigation of the Pension Bureau as managed by Commissioner Itaum. The scope of the iuvestisation is made much broader than that of previous inquiries, and Messrs. Enloe, ot Tennessee, and Cooper, of In diana, as the instigators of the investiga tion, will be expected to furnish the evi dence and practically conduct the fight against the present administration of the bureau. Economists Again Come to Grief. After the reading of the journal nearly in hour was consumed in debate over a reso lution recommended by the Committee oil Accounts for the employment of two addi tional messengers for the House. The resolution passed, after affording opportu nity for several lively speeches by economic members On motion of Mr. Seerly, of Iowa, a bill was passed extending the time for the con struction of a bridge at Burlington. Mr. Catching, of Mississippi, from the Committee on Rules, reported a resolution for the appointment of a select committee of five members to investigate the methods of business in the Bureau of Pensions; whether use has been made by the Commissioner of his official position to promote his private affairs or for partisan political purposes; whether there has been discrimination made between applicants for pensions or practic ing attorneys; whether anv of the clerks have taken advantage of their position to make profits, and whether the civil service law has been violated by the Commissioner. Mr. Enloe, of Tennessee, offered an amendment extending the scope of the in quiry so as to include the methods followed by the Board of Pension Appeals. In ad vocating bis amendment Mr. Enloe criti cized the administration of the Pension Office, and reiterated the charge against the Commissioner and his son which he made last Congress. Commissioner Itaum Defended. Mr. Smith, of Illinois, could see no reason why the Pension Office should be made the ceneral target for a number of gentlemen on the floor. He did not know why this bureau should be singled out for political speeches and political buncombe. General Raum was not afraid of an investigation at this or anv other time in regard to the workings and conduct of his office. Never since the establishment of the office had there been such a high order of work done as had been done since Commissioner Ilaum had taken charse of it. The amendment was agreed to, and the resolution as amended adopted. Mr. Bland, of Missouri, from the Commit tee on Coinage, "Weights and Measures, re ported the bill for the free coinage of gold and silver and lor the issue of coin notes. In substance, itproides for the free coin age of silver at the present "-tandard of 412 grains to the dollar; for the retirement of gold and silver certificates and Treaury notes and the issue of coin certificates in lieu thereof, and that as soon as France shall open her mints to free coinage at the present ratio of 13 to 1, the President shall make proclamation that the United States adopts that standard, and thereafter the silver dollar shall consist of 400 grains and the present silver dollar shall, as far as practicable, be recoined. The minority was given leave to file a minority report not later than Monday next. l)if position of the Hland TSUI. Mr. Bland wished the bill to be placed upon the House calendar; but Mr. Dingley, ot Maine, made the point th3t the bill must inevitably involve an expense upon the Treasury, and should go to the committee of the whole. Mr. Bland said there was no charge made upon the Treasure. The Speaker held the matter in abeyance, stating he would examine the rule upon the subject. He afterward placed the bill on the House calendar. Mr. Cummincs, of New York, from the Committee on Naval Affairs, reported a bill for the establishment of a dry dock on the Government reservation near Algiers, La. Committee of the whole. Mr. Bacon, of N-w York, from the Com mittee on Banking and Currency, called up the bill for the better control and for pro moting the safety of national banks. Mr. .1. D. Tavlor, of Ohio, thought the bill was wholly unnecessary. The laws now, if properly administered, were suf ficient to remedy the evils complained of. In his judgment this measure would block the wheels of business and would do no good whatever. No law of Congress had ever made a dishonest man honest; and if a wished to be dishonest he could be so under this legislation as well as under the present law. In Favor ot the Bank V.ilL Mr. "Walker, of Massachusetts, favored the bill, as providing safeguards against im proper borrowing from the banks. Pending a demand for the previous ques tion the morning hour expired, the "point of no quorum having been made against the de mand. This gave rise to a little pleasant colloquy between the Speaker and Mr. Reed, of Maine, the latter contending that no business could be transacted until a quorum had appeared, and the Speaker tak ing the view that the morning hour having expired the business pending in it went over until to-morrow, without respect to a quorum. In tne course of colloquy the Speaker said that (with the greatest respect to the gentleman) the gentleman was dodg ing the question, as he had been accustomed to do during the last Congress. The laugh ter caused by this remark was renewed when Mr. Reed smilingly suggested that com plaint had been made against him because he had not dodged any question. Tie House theu went into committee of the whole, Mr. McCreary, of Kentucky, in the chair, on the military academy bilL Onn Place Tf here Economy Fails. Mr. Bowers, of California, made a humor ous speech, in nhich he described his efforts (heated in an easy chair in the lux urious room of the military affairs com mittee) to reform the military academy bill and to cut down expenditures. He was taking his leisure at the rate of $14 a day, and ht was wonderingat the large aggregate of appropriations lor the support of the academy, when a picture arose before him of the cheerless room of the cadet, and he came to the conclusion that he wonld let somebody else reform on that side. Some Democrat yesterday had denounced the Fifty-first Congress for hav ing in the aggregate made immense appro priations. He joined in that denunciation. It was easy to criticise an "aggregate." An "aggregate" was a very convenient term. But he had yet to see any gentleman rise and denounce the Pifty-first Congress for having appropriated too .much for a public building in his district, or for the improve ment for the navigation of a dry creek in which he was interested. Mr."Watson, of Georgia, opposed the ap propriations made in the bill. Economy had to start somewhere. If Congress was to begin to economize, let it begin. There was no place so fit for beginning as the commencement. , In speaking to a verbal amendment Mr. Compton, of Maryland, inveighed against the "desperate and trembling" czar of the last Congress, and against the extravagant appropriations made under his rule, and criticized the appropriations made by the Military Committee, (a majority of whose members had been elected, on the platform of reform), as being extravagant The committee then rose and the House adjourned. Little Done by the Senate. I In the Senate to-day, Mr. Squire, from the Committee on Public Buildings, re ported a bill appropriating 5500,000 for a public building at Seattle, "Washington. Calendar. The joint resolution as to the payment to the State of West Virginia, of her propor tion of the direct tax was again taken up in the morning hour and after debate went over without action. The bill providing for the public printing and binding and the distribution of public documents was then taken up as the unfin ished business. The clause authorizing the franking of official matter gave rise to some difficulty as to the correct phraseology to be adopted, and various suggestions were made. Finally it was fixed in these words: "The "Vice President, members and members-elect of, delegates and delegates-elect to Congress, shall have the privilege ot sending free through the mails and under their frank anv mail matter to any Govern ment official." The bill then went over without action till to-morrow. Mr. Gorman presented the credentials of his colleague, Mr. Gibson. The oath of office was administered to him by the Vice Presi dent. After a brief executive session the Senate adjourned till to-morrow. 1H0 SHOW TOE THE CHINE8E. A Bill Agreed Upon That Absolutely Pro hibits Their Immigration. "Washington, Feb. 10. The House Committee on Immigration to-day agreed to report favorably a bill absolutely prohibit ing Chinese immigration. The bill agreed upon by the committee is that introduced in the House by Mr. Stump, Chairman of the committee, with some modifications. The proviions of Mr. Stump's bill have been published. The report presented with the bill says in part: "The presence here of Chinese is inimical to our institutions, and is deemed injurious and a source of danger. Recently the Pacific slope wai undeveloped, and the Chinese might have been a necessity at one time, but now our own people are fast fill ing up and developing this rich and highly favored land, and American citizens will not and cannot afford to stand idly by and see this undesirable race carry away the fruits of the labor which justly belongs to them." IKCEEASE OF FARM ANIMALS, As Shown by the Annual Estimates Made TJp From Local Ketnrns. "Washington, D. C Feb. 10. The an nual estimates of farm animals, consoli dated from local returns of January to the Department of Agriculture, indicate an in crease of each kind of 3 to 4 per cent of sheep, swine and horses, about 2 per cent in cattle and scarcely 1 per cent in mules. Estimated numbers are: Horses 15,478,000; mules, 2,314,000; cows, 16,416,000; other cattle, 37,651,000; sheep, 44,938,000; swine, 52,398,000. A light increase in value appears in store cattle and beeves, sheep and swine, a de cline of 1 per cent in the price of cows, 2 per cent in horses and 3 in mules. Average values are: Horses, 565 05; mules, ?75 55; milch cows, 521 40; other cattle, 515 16; sheep, 52 58; swine, 54 60. The vales of all aggregate 52,460,953,078. FBEE BOARDING FOB TOTEES. A Novel Scheme Belly TVorked by a "Western Hotel Firm. Spokane Falls, "Wro., Feb. 10. Special It was learned to-day that New man & Fox, proprietors of a variety theater, hotel, restaurant and beer garden, are giv ing free board and lodging to all the idle laborers and hobos if they can get the men to sign a contract to vote as directed in the coming State and national campaign. Newman & Fox, in an interview to-day, said that they will farm out their voting hands to the politicians who will pay the biggest price. Five hundred contract voters have already been secured. Thousands no doubt will be retained. All who have the right of suffrage can by applying get free rations and beds until the November elec tion. One Queer Trait of Salmon. Dr. Kinney, of Astoria, Ore., registered at the Anderson yesterday. He had been in the East on business, and stopped over on his way home to see the oil fields. As toria is at the mouth of the Columbia river, the place where the fattest salmon are caught, and there is something curious about it The doctor says the salmon further up the Columbia river and in the side streams are quite thin. After the fish start for the spawning grounds they don't eat anything until they return. The doctor thinks that by the time they have gotten back to the mouth of the river they have eaten plenty of food on the way and have accumulated fat. "Whatever maybe the cause the finest salmon are caught where the Coltimbia empties into the Pacific He says the business has grown extensively, and the prospects are good for a large catch in the spring. Oregon is a Republican State, and whoever is nominated by the party, he says will receive the support of the people. Charged With Forcible Entry. Constable Groetzinger was held under 5300 bail yesterday on a charge of forcible entry and detainer, made by MaryMoriarty. She lives on Liberty street and failed to pay the rent. The constable tried to serve a landlord's warrant on her, and when she refused to open the door she claims Groet zinger broke it open. Miss Dorothy Bisnor will give a lec ture on the Del Sarte system in the Alle gheny High School Hall, "Wednesday, Feb ruary 17, at 4:30 p. m. All are invited. Ad mission free. Miss Bishop's class work will begin February 18. For circulars ad dress M. C Davis, Second ward, Perrys ville avenue, Allegheny, Pa. tts Odd Fairs Heavy Curtains At sacrifice prices, In lots of 2 and 3 pairs of a style at 54, 55, 55 50, 56 and 56 50 a pair. Jos. Horne & Co.'s Penn AvenueSfores. To Let Advertisements. Especially good variety to-day. Read them carefully. If you want to paper your store ceiling come and look at that elegant design, No. 2,912. I have it in,all colors. John S. Roberts, 719-721 Liberty street, head of Wood. Mih Nirw 75c English style suitings at 60c a yard to-day. Jos. Horne & Co. 'a Penn Avenue Stores. Special Kent Lists Advertised to-day. Do not fail to read them. THE PITTSBURG DISPATCH, THURSDAY. KAILEOADS BATTLED Over the Cullom Bill to Give the Inter-Stato Commissioners MORE POWER THAN AT PRESENT. An Attack on the Tariff That Might Have a Show of Success. BOARDS OF TBADE GET A K0UGH SWIPE Washington, Th C, Feb. 10. The Senate Committee on Inter-State Commerce to-day heard further arguments upon the pending Cullom bill to amend the inter State commerce bill so as to clothe the com mission's decisions with judicial force and otherwise to make its provisions more stringent. J. K. Cowan, general counsel of the Baltimore and Ohio Railroad Company, was the first speaker. He made a long argument to show that the bill was uncon stitutional, in the course of which he asserted that the doctrine laid down by the Supreme Court was that what is laid down for a reasonable rate is a judicial question which cannot be determined by a Legisla ture or by anybody except a court of jus tice. By no form or device could Congress take away from the courts the determination oi that question. The commission was not a court, yet the bill proposed to devolve judicial functions upon it. Provision for an Appeal. Chairman Cullom reminded the counsel that there was provision made for an ap peal to the courts from the Commission. The counsel acceded to the suggestion, but added that the courts could only act as appellate buver; they could reject evidence taken by the commission, but could take no new evidence. Senator Hiscock remarked that the bill might easily be amended to meet that ob jection. The chairman called attention to the fact that the bill authorized the courts, if dis satisfied with the commission's findings, to refer the case back for further considera tion or to pass upon' the case after correct ing the record before it. The counsel insisted that the court was still bound by the case made up by the commissions, and was therefore deprived of its full legal function. He then proceeded at some length to point out objections to the probable practical workings of the bill which he said violated the first principles of anything like fair play. In but two cases had the commissioners intervened in court to secure the enforcement of the law. In 95 per cent of the cases the railroad companies had said: "Without questioning your opinion on the subject we yield." What, then, was the occasion for this extraordinary grant of additional power to the commissioners. In answer to a sugges tion from Senator Hiscock that the bill was intended to facilitate the disposition of cases, the counsel declared that instead of speeding the action upon cases the bill really armed the railroad companies with a weapon of delay which the committee might 3 well know now has been used. The Chairman Has a Question. Chairman Cullom The railroad com panies have always done that. Mr. Cowan No, sir: the commission will bear witness that of all their decisions they can point to but two or three that have been resisted, and that the companies are juh as prompt on their side. Continuing he asserted that railroad com panies being bound by the commission's record would insist for their own protec tion on making that record absolutely com plete. That would require the repetition m each case of an enormous mass of evi dence taken in preceding cases, which would consume much time and defeat the very purpose of the bill. Senator Hiscock believed the evil could be cured by a proper rate. Chairman Cullom and Senator Harris, however, did not see why the railroad com pany should not put in all material evidence before the commission. The counsel re peated that it would not be feasible to dis sent, because the issue was really not made up until the commission was announced; the companies did not know what points they were to answer. Having made a reference to the sending of apermissionto railroad companies to accord special rates to commercial travelers, Sen ator Higgins asked for the counsel's opin ion upon the bill. He reported that there was no more necessity for it than lor a fifth wheel to a wagon. The Commissioners could now grant all that drummers re quested, end the misconception on that point had arisen from he decision of the commission against the Baltimore and Ohio Railroad Company in the "party rate" case." Kicking Against Safety Appliances. William E. Rogers, ex-member of the Board of State Railroad Commissioners of New York, and now a member of the Com mittee on Safety Appliances, spoke in favor of the bill introduced by Senator Cullom to compel railroads to equip their cars with automatic couplers and continuous brakes and locomotives with driving-wheel brakes. Mr. Ely, of the Pennsylvania Railroad, opposed any action at all by Congress look ing to the equipment of railroad cars with couplers, on the general ground that legis lative interference was not needed. As the railroads were directly interested they should be allowed to settle the matter among themselves. He thought the matter would in time adjust itself. A New Decision Rendered. The Inter-State Commerce Commission to-day announced its decision in the case of Murphy, Wasey & Co. against the Wabash and other railroad companies in favor of complainants, who ship chair stuff, bed and matress material in mixed carloads from their factory in Detroit to their other factory in Omaha. On chair stuff, for ex ample, they are charged as much per hund red weight, under the Western classifica tion, for the transportation from Chicago or Mississippi river points, as the route may be, as for the more costly but finished ar ticle. The commission informs of its power and duty to fix minimum charges in cases where complaint is made of un reasonable rates. The points ' decided are briefly as follows: A carrier should receive a greater compensation in the aggregate for hauling a carload of large tonnage than one of less tonnage, but other things being equal as a general rule the rate per hundred weight should be less in the former than in the latter case. A maximum rate is prescribed for complain ants shipments in mixed carloads of chair stuff, spring bed and mattress material, all wooden, minimum weight, 25,000 pounds, of not exceeding : 20 cents per 100 pounds from Mississippi river points in Omaha, re sulting in a through rate from Detroit to Omaha, via Chicago, of 30 cents per 100 pounds, and via Mississippi river points, not through Chicago, of 30J4 cents per 100 pounds. FUTTJBES GIVEN A BWIPE. A Witness Says Boards of Trade AVe Only Big Bucket Shops. Washington, D. C, Feb. 10. Mr. Forbes, of the Duluth Board of Trade, ap peared before the House Committee on Agriculture to-day with an argument against the passage of the proposed anti options bill. Its passage, he contended, would demoralize the grain trade of the whole country, and especially of that por tion of it which was dependent upon water navigation to transport products to market. Mr. ..Howard, a merchant of St. Louis, favored the bill, declaring that dealing in futures was the most subtle kind of gam bling that had ever emanated from the brain of man. It was the greatest curse that had ever struck the great nation of America, The hog products of the United States for the past ten years had not paid the cost of the hog, and yet the hog pack ers of Chicago had become millionaires. They had become so by gambling in futures. The grain ring was the strongest ring in ex istence in the country and was impoverish ing the nation. This question rose above the question of politics or religion, for any politics or relicrion which permitted a poor man to be deprived of the fruit of his toil did not deserve to be sustained. He did not want to cripple commerce in any way; he desired to prevent gambling. If ne sold a man 1,000 bushels of wheat he wanted it to be wheat and not 1,000 bushels of wind. If this vilest system of gambling was not put a stop to it would lead to revo lution. There was no difference between a Board of Trade and a bucket shop, except that one sold a bushel full and the other a bucket full. The bucket shop was only an offshoot of the Board of Trade. Through out the country there were bank failures and defalcations, and nine-tenths of 'the money stolen went into this pot of futures. NOT STEPPING BACKWARD. The Springer Flan of Attacking the Tariff and How It "Will Work The First Point Is the Wool Schedule, and It Will Sur fer Greatly. Washington, D. C, Feb. 10. There has been a substantial agreement reached by the Wool and Woolens Special Committee of the Democratic majority of the House Committee on Ways and Mean3 on the pro visions of the wool bill. The special com mittee, by agreement among the Democratic members, was charged with the duty of con sidering the Springer wool bill, draftingtany proposed modifications and gathering special information relating to wool growing and woolen manufactures. Its members have agreed upon the changes in duties they will recommend, and a conference of the Demo cratic members of the committee. has been called for to-morrow morning, at which the matter will be fo'rmally considered. As the special committee numbers five out of the ten Democratic members of the Ways and Means Committee, it is believed the agreement reached embodies the pro visions of the free wool bill whirhthe Ways and Means Committee will recommend to the House for passage. The changes to be made in the bill as introduced by Mr. Springer have not yet been formally drafted, and it will be some days before the bill is put in shape. Very substantial re ductions have been made in the duties on woolen manufactures proposed by the bill as introduced by Mr. Springer. All Duties on Wool Cut Down. The ad valorem duties on woolen manu factures of all kinds, including cloths, dress goods, carpets, and all other woolen articles imposed under the McKinley law, and which rates were left unchanged by the Springer bill, have been cut down wherever in excess of 40 per cent, and the average rate of duty proposed by the new bill on woolen manufactures is about 5 per cent be low the uniform rate of 40 per cent fixed by the Mills bilL Under the agreement reached wool is made free, as proposed by the Springer bill, all duties on woolen manu factures, where 40 per cent or less under the present law are left unchanged; where more than 40 per cent they are reduced to that rate, so that no woolen duties will be higher than the Mills rate, and those on the cheaper grades of goods will be less. Under the McKinley law duties range from 30 to 60 per cent, so that there is a re duction of 20 per cent made from the high est rate now imposed, and the average rate is brought down to about 35 per cent. On shoddies and waste the agreement adopts the Springer rate of 30 per cent against a present rate of 30 cents per pound. All compensatory duties, of course, are taken off, as raw wool is made free, so that the present per pound and per yard duties will be abolished if the bill becomes a law, and only ad valorem duties retained. A Step Far From Backward. Membersof the committee say that the wool bill will be the principal measure re ported from the committee, and that -an ex amination of its provisions, whn formally announced, will show that not only has "no backward step" been taken in the direction of tariff reform, but" that a step in advance has been taken of considerable importance, and that on the wool schedule, regarded by all tariff reformers as the key to the pro tective tariff system, reductions are made greater than those proposed by the Demo crats two years ago. A careful consideration of the bill, they believe, will "show that it is proposed to make a substantial attack on the tariff, and at the same time one which may have a fair show of passage through the Senate and of becoming a law. THE BOTTOM OF THE SEA. Its Outlines Being Traced, Preparatory to the Laying of a Submarine Cable. , Washington, Feb. 10. It has been de cided by the Navy Department to make an other line of soundings before definitely de ciding upon the route for the proposed sub marine cable between San Francisco and the Hawaiian Islands. This conclusion has been reached after an examination of the full report, ust received here, of the sur vey of the two lines recently completed by the Fish Commission steamer Albatross. Many irregularities, ranging from normal to submarine mountains 2J miles in height, were found in these two lines. Valuable in formation, however, has been gained by the survey, as there are sufficient data now at hand to indicate the most favorable line to be next surveyed. Orders were telegraphed yesterday to Lieutenant Commander Tanner, of the Al batross, at San Francisco, to get his vessel ready at once for making the new survey. The new line will be run in a great circle at or near Point Concepcion, Cal.,to the island of Hawaii. With this line completed the Department will be tolerably familiar with the bottom of the sea covering an area of nearly 300 miles in width between the Cali fornia coast and the Hawaiin Islands. The experts of the Hydrographic Office have kept carefnl record of all the soundings made, except a more Jevel line on the great circle which it is now proposed to run. The work already done, they say, indicates the possibility of a line comparatively uniform at an average depth of about three miles. SSLF-GOVEEHMEHT FOE UTAH.' A Hearing Granted Yesterday to a Delega tion From tho Territory. Washington, D. C, Feb. 10. The House Committee on Territories gave a hearing this morning to a delegation of citizens from Utah, in favor of the passage of the bill introduced in the House by Dele gate Cain, and a similar bill introduced in the Senate by Senator Faulkner providing for local -self-government for Utah and for election of the Territorial officers. Among the persons present were Ex-Governor West; Mr. Smith-, a lawyer of Ozden, and Judge Judd, formerly Associate Justice of the Territory. ' The tenor of the arguments advanced to day was that the present government of the Territory was inadequate, corrupt and im practical. Charges were made by the spokes man that the officials in power administered the affairs of government more for their own personal aggrandizement than for the good oi the people, and that malfeasance in office was common. Some Wat' Claims Adjusted. Washington, Feb. 10. Mr. Stone, from the Committee on War Claims to-day reported favorably the bill to reimburse California, Oregon and Nevada, for moneys expended in the suppression of the Rebel lion. California is under the bill entitled to $2,451,369, Oregon 5224,528 and Nevada to 5404,000. ' On center table to-day new combination dress patterns, worth 510 to 520, at 56 50 to day. ' Jos. Horne & Co. 's Penn Avenue Stores. To Let Advertisements. Especially good 'variety to-day. Read them carefully.,, ,-c . ' t:i FEBRUARY. 11, 1892. WHAT CONSERVATIVE MANAGEMENT WILL DO IN LIFE INSURANCE. Thirty-Third Annual Statement of the Northwestern Mutual Life Insurance Company It Shows High Interest, Low Death Rate, Large Surplus and Un paralleled Dividends to Follcy-Holders. Milwaukee, Jan. 26, 1892. To the Trustees and other Policy-Holders of the Northwestern Mutual Life Insurance Company: The executive committee ot the board of trustees submits its report of the business of 1891, found herewith in detailed statement; before entering upon which, however, a few words may be fitting: The official investigation of a leading life insurance company, and widely-published letters from tne presidents of two other leading companies, announcing retfench ment and more.conservative methods of se curing and transacting business have largely centered interest in life insurance matters during the past few months, and have very naturally suggested to the public that re form is necessary in some of the methods and practices that have recently grown up in carrying on the life insurance business. The Northwestern is an advocate of re form, first of all within itself, if needed; then wherever and whenever needed. Be lieving it to be safer and better for any in stitution to find 'its own opportunity for improvement, its practice always has been whenever retrenchment was possible or amendment desirable, to forthwith make the company better in such regards. This com pany has from the beginning aimed to con duct its affairs in all departments with a rigid adherence to sound and honest business-principles and economy, and to con tinue In its service only thoe whose work boi e evidence of efficiency and Integrity. Reform In life insurance methods is con sidered necessary; first, in the character and quality of business obtained; second, in tne expense of securing business and adminis tering company affairs, and third, in the in vestment of trust funds. Piedzed As the Northwestern Has been and is., to increase its strength and usefulness from year to year, let us examine briefly the company's recent record in the above particulars. The stand aid or membership in this company has always been high, higher, indeed, in 1891 with a new business of sixty-five millions than ten years before with a business or only fifteen millions. The average death rate of the company during the past 20 years was 1.06; dm tag the past 15 years, 1.03; during the past ten years, 0.97; during the past five years, 0.95; durinz the past year, 0 89: and lowoi during each period than tho death rate of any other leading company. The supi emacy of theNortn western among its principal competitors, in point of inter est rato, continues. Comparison of this re port with statement of last January will show that the .rate actnally earned in 1891 was 6 1-10 per cent on the assets at the be ginning of the year. Interest accrued but not duo exceeds same Item one year ago by over $150,000. The same well-known, care ful and exact standard and methods govern tho Investment of its funds, and wa think no other company can show its entire "re serve" Invested in first mortgage bonds. In 1893 the amount added to surplus 4n tho Northwestern exceeded that of any other company, while in 1891 this increase was 52 per cent larger than in 1890. Figures on any of tneso points in other companies aro not yet made public. Relative to the expense of securing new business, our company has not for years in a single instance paid salary to any general or soliciting agent; while the frado and rate of commission paid or business is no higher tnan eight years ago. The "ratio of expenses and taxes to new business" during 1889 and 1890 was lower in tho Northwestern than in any otherregular company.and lower still in 1S91; moreovor, our company, during each of the years 18S8 and 1889, after deducting ex penses, losses, endowments, dividends in fact, all disbursements had a larger per centage of income remaining for investment than any other company in the United States, with a single exception, one of the smaller companies. In 1890 the Northwestern led all the companies in this respect, our ratio that year Deing as per cent nignor man the average of the ten largest companles.and 12 per cent higher than that of the company standing second. The company's record in thisiegard was 6 per cent higher last year than in 1S90. It is also proper to state In this connection that our company, during 1890, in collecting nearly nine millions of dollars in piemiums, lost through Its' agents only $76 90, or less than ono one-thousandth done percent. In 1S91, in collecting over ten millions of dollars, it lost nothing. Our policyholders have become willing to waive the distinction of belonging to the largest company in the world, or the com pany doing the largest business in the world, since they have experimentally learned that such results as the foregoing mean not only inoreascd and increasing solidity and strength, but annual and substantial benefits to them not equaled by any other company in the world. The company during tho past year paid dividends on its first ten-year tontine poli cies, Issued in 1881, that proved very satis factory, and justify tho belierthat, what ever the results under such policies may he in the futuie, they cannot fail to yield larger surplus returns for premiums paid than any other form or lire and investment intrarance in thjs or in any other company. Tho new business or tho company was larger in 1891 than during any preylons year: the business each month of the year being larger than in any corresponding month in the company's history. The steady growth in this regard may bo seen from the follow ing table: Year. No. Amount. Premium. 1S87 13,009 $32,125,953 00 $1,322,152 66 1883 15,212 40,258.81100 1,638,459 03 1889 18651 48,058,079 00 2,084,053 99 1890 23 046 58,761,774 00 2.4S4.023 58 1891 25,935 64,605,382 00 2,643,714 49 Addinsr restorations, etc.. as is done in the official reports of Insurance Commissioners, as well as in the advertisements of other companies, tne amount of new business of tho company written In 1891 was $68,390,472. Tho work of the loan department shows a larger amount of money loaned than during any previous year, $10,284,024 22. Following is a statement of loans made on bond and mortgage for five years last past: Yeah. Loaned DnrlnglTotal Amount the Year. of Loans. 1SS7. 1888. 1S89. 1890. 1801. $ 5,702,835 77 5,405,279 05 6,069 272 24 9,899,700 IS 10,2S4,C24 22 $24,211,405 86 27.352,727 OJ 30,033,434 1, 35,455 653 K s. Tho assets January 1, 1891, were $43,823,- 755 45. The income for 1891 was: Premiums and annuitlos $10,117,944 20 Interest and rents 2,426,753 51 Total $12,544,697 71 The surplus over a I per cent reserve is $7,891,790 55. Tho whole number of policies in force Jan uary 1, 1892, was 113,628, amounting to $C75,-' 674,753, an increase for the year of 15,003 poli cies and $36,765, 946 insurance; probably no other large company can show such a pro portion of insurance gained as. compared with new business written during the year. Tho death Tatto for tho year was 0.89 of the mean amount at Tlsk. The average rate of all companies reporting to the Massachusetts Insurance Department in 1890 was 1.3. During the 33 yeais since tho Company commenced business it has paid to tho representa tives of its deceased .policy holders, ror death losseT. $23,345,2S6 23 And to Its living policy-holders for dividends, matured endow ments, surrendered and lapsed policies 33,615,356 99 Total $36,960,643 24 Add present assets 48,826,755 45 Amount paid to policy holders and held for them $105,787,398 69 Total premiums received 94,671,403 68 Excess of assets and payments to policy holders over pre mium receipts $ 11,115,990 01 Tho payments to policy holders added to the present assets amount to over $11,000,000 more than the entire premium receipts. The annaal statement heiewith shows tho income and disbursements for the year 1891, and the amount of the assets, liabilities and surplus, December 81. The assets have in creased $6,473,842 49 during the year, and the surplus, $1,359,463.57. The statement shows that the securities in whioh the assets are invested are of tho superior quality required by the oharter and Justified by the experi ence of the Company. The examining committeoiof the Board of Trustees, consisting of Messrs. A. P. Water man, George F. Wheeler and F. F. Adams, aro now engaged in the examination of the Business for the six months ending on the 31st of December la3t, and, will submit their report to the board at the meeting to be held on the 27th Inst. II. L. Palmer, I C. D. Nash, JIatthxw KxemAit, I W. P. MoLarkj, Geo. W. Mitohih, Charles E. Dver, WlLLABP MEilULL, Executive Committee. 'JAtIART27, 1892. We have Just completed a careful exami nation of tho, books and accounts and find -that tho accompanying statement of the ,i- te& .-., r, '-'.., . z 5 VJ . .:t.4' . L . - -ZaA..-vSMlr im. 1L ..RhZZmZ In?-Mb condition of the company on the 31st day of December, 1891, is correct. ' A. P. WATERMAN. GEO. F. WHEELER, F. F. ADAMS. Examining Committee of the Board of Trus tees. ANNUAL STATEMENT JANUARY 1, 1892. I3TCOME. Premiums $10,111,607 72 Annuities 6,336 48 Interest and rents... 2,423,753 51 Totalincome $12,541,697 71 DISEURSEMEST9. Claims by death $ 2.289,686 13 Matuied endowments 497,050 11 Annuities. 6J 40 Surrendered and lapsed policies. 315,850 37 Dividends to policy holders 1,028,390 35 Total payments to policy holders $ 4,161,043 40 Taxes.. 133,054 67 Commissions, agents' expenses and sal aries 1,539,356 54 Medical examina tions 116,786 30 Official salaries and expenses of trus tees 189,273 75 Legal, loan and real estate expenses 118,382 30 Advertising 5,852 DO Supplies and express- age 47,9273 Exchange and post age...:. T...- 65,033 62 Fuel, gas, building, furniture, traveling 18,564 69 Premiums on bonds bought 14,04117 Profltandloss 5149 Total disbursements 5 6.409,337 56 ASSETS. Loans on bond and mortgage $40,713,057 41 Premium notes 546,319 88 Real estate 1,026,880 04 United States bonds, market value 129,835 00 State and municipal bonds, market value 2,839,792 11 Cash on hand and in banks 1,783,303 93 Accrued interest and rent 679,053 50 Ledger accounts and bills receivable 17,873 75 Deferred premiums (20 per cent de ducted) 713,932 40 Premlumsincourseof collection (ditto)... 372,650 40 Total assets $13,826,755 45 LIABILITIES. Losses and endow ments unadjusted. .$ 191,036 90 Unpaid dividends.etc. (estimated) 100,135 00 Reserve for paid up insurance claim able, and for an nuities 152,412 00 Reserve required by laws of State (actu aries' 4per cent) 40,488,331 00 Total liabilities $40,934,964 90 Surplus on 4 per cent basis $ 7,891,790 55 HENRY C. AYERS, GENERAL AGENT, Bank of Commerce Building, corner Sixth avenue and Wood street, Pittsburg, Pa. All Sorts and Conditions of 9Ien, No matter how widely at variance on other points, concede to Hostetter's Stomach Bit ters sovereign potency In cases of malaria. This is the universal testimony from all classes. Chills and fever, intermittent, dumb ague, and aguo cake invariably suc cumb to It. So do dyspepsia, la grippe, con stipation, biliousness, rheumatism and kid ney trouble. Emigrants to and sojourners in malarious regions should provide them selves with this genial means of protection. OUR THURSDAY OFFER. The Best Suit of Clothes Yon Can Pick In Onr Storo for S13 P. C. C. C, Clothiers. To-day, February 11, you have jiennis sion to go through our establishment and pick any suit of clothes, regardless of the iormer prices, for 513. None of these fine suits were damaged by fire, smoke or water. All damaged goods were removed to our basement-bargain department. This is no ordinary sale, but because of our late fire we are justified in selling off all the goods not damaged at enormous reductions. Suits that are worth 525, $28 and 30, and for which tailors charge 540, are in this sale at $13. Last week it was overcoats, this week it is suits. Most of these suits are so elegantly made and of such fine materials that few clothing houses carry them. The list includes: Pine cheviots, clay diagonals and worsteds, elegant cassinier'es, narrow and wide "Wales, extra finepinchecks, cross bars and plain patterns. The cream of an elegant stock. P. C. C. CL, Clothiers, corner Grant and Dia mond streets, opp. the Court House. The People's Preference. "The people of this vicinity insist on hav ing Chamberlain's Cough Remedy and do not want anv other," says John V. Bishop, of Portland, Mills, Ind. The reason is be cause they have found it superior to anv other, especially for the grip and the cough which so often follows an attack of tne grip. 50-cent bottles for sale by druggists. TTSSU The largest line of pressed parlor papers ever brought to Pittsburg. JOnN S. "ROBERTS, 719-721 Liberty street, head of "Wood. MTh To Let Advertisements. Especially good variety to-day. Bead them carefully. Beautirul Valentines From 10c to $10. E. S. Davis & Co., 96 Fifth avenue. Special Rent Llgts Advertised to-day. Do not fail to read them. GENUINE DIAMONDS AT FANCY PRICES A THING OF THE PAST! Still having a large lot of Genuine Diamonds of our last fall importation oa hand, and desiring to dispose of them at once, we have made a reduction of 25 per cent on the formcrlow prices of our entire stock of Eing9,Studs,Eardrops,LacePins, Pendants, Necklaces etc Each article is marked in -plain figures, showing.the former selling price and our "MASK-DOWN" price. SMIT'S CHOICE PROPERTIES. SELECT Any of these and you select a. first-class brick bouse in a desirable location. Price. Location. Front Ft. No. Booms. $ 7,500, Roup, 30 7 7,760, East End, Corner, 9 8,500, East End, 40 9 8.5CO, Roup, Corner, 8 9,000, Roup, 50 9 10,000, East End, 60 10 10,000, East End, 40 lO 11,500, Roup, 40 9 12,000, East End; 40 10 13,500, Shadyside, 40 10 15,000, hadyside, 90 12 17,000, Bellefleld, 37 13 20,000, Bellefleld, 50 10 21,500, Bellefleld, 100 ' 14 25,000, East End, 108 12 25,000, East End, 60 12 25.O0O, Bellefleld, 78 lO 25,000, Shadyside, 80 15 MURRY & EDSALL, Fidelity Bulldine," 121 Fourth Ave. felO-22 no Those intending to locate, a most desir able site FREE, In newly laid out town, near Pittsburg. SHIPPING POINT Unsurpassed, transportation by competing railroads and water. Freight Rates SAif Pittsburg. EVEEY ADVANTAGE TO OFFER. For full particulars address ENTERPRISE, fe9-63-TT DISPATCH OFFICE. FOR SALE-EAST END HOUSES, Desirably located. SOME ON PAVED STREETS. Aiken av., 7 rooms, lot 50 It. front, 4.200. Howe St., G rooms and attic, $4,300. Clayboume St., new house, 6 rooms, attic. $1,000. Aiken ay., two houses, 5 rooms each, both $1,300. Gross St., new house, 5 rooms, $3,200. Bond St., new house, 6 rooms, $3,500. Baum St., 8 rooms, $1,300. Copeland St., 5 rooms and attic, $1,500. Of many of these arrangements for easy payments can be made. Small nayment down. Remainder on long time. Send for newprinted list W. A. HERROX & SONS, 80 Fourth ay. ie5-83-5,9,11.13 AN ELEGANT HOME IN BEST RESIDENT " PORTION OF EAST LIBERTY FOR 810,000. fe4-86 Brick house of 11 rooms, reception hall, bathroom. all modern conveniences; lot with 81 feet frontage; shade trees.shrubbery.etc situated witnin ummutea walk of three rapid transit lines and P. R.R.; excellent investment, or beautiful home; one-third cash, bal ance to suit purchaser. A. S. GRAY A CO., Boom 43, Eisner Building. $3,100 Buys a 6-room frame house in East End. Bay window, inside shutters, slate mantels, both gases, handsomely papered; 15 feet front on a good street, within one square of North Hiland ay. Investigate this. BAXTER, THOMPSON 4 CO., fe7-174rrsu 162 Fourth av. TO INVESTORS. I have for sale $34,000 at 97K. total issue 0 per cent 30 yeara water bonds, guaranteed by a city. A flrst-class investment. WILLIAM X. HUDSON, Attorney at Law, Room 5, No. 100 Diamond St., Pittsburg, Pa. no29-rhsu F OR SALE $500 down. Remainder as rent. East End; well located. Stylish new house. Six rooms and finished attic. Hath, pantry, laundry, modern fixtures. Location desirable and accessible. Price only $4,000. (36) "W. A. ilERRON & SONS, 80 Fourth ay. fe6-29-jrruTh3 FOR SALE. Bids will be received un til FEBRUARY 10, 1892, for the SEWER PIPE WORKS And manufactured pipe on hand, of tha Penn'a. Man'fg., Mining & Supply Co., at TORONTO, OHIO. The company reserve the right to reject any and ail bids. Address all communica tions to JOHS S. D AVISOK.Treas., P. O. Bos 734, Pittsburg, Pa. jal7-26-TT3sn E OR SALE Good Houses. Location Very Central. Short Distance From Court House. $5,000 Brick, 8 rooms; lot 20x100 ft. (15.) $3,200 Brick, 6 rooms; lot 23x160 ft. (95.) $9 000-Double brick; lot 50x100 ft. (13.) $3,500 Brick, 6 rooms and attic (105. ) $2,500 Frame, 5 rooms and attic (104). Send for new list. W. A. HEBRON & SONS, fe5-S0-TTT3 80 Fourth avenue. S14r,000. EAST END. $2,000 cash, $1,000 per vear. On the finest res. idence street, near Fifth av., substantial, new, modern style 14-room brick dwelling, parlor, library, dining room and kitchen on first floor; excellent laundry, stationary tubs, two w. c's, electric light; lot 52x137. . M. F. HIPPLE CO., 96 Fourth avenue. fe941-TTS 3 fe6-34 Cor. Liberty and SmithMi: AND T 311 Smithfield Street- fe7-TTS, v a & ' TrAar - . -jr;.- ."&... . fwm -fc -ii WIVIV- --