V
!THB HTTSBtJKG , DISPATCH, TUESDAY, FEBRUARY 25, 1890.
OaTY-FOUKTn ANNUA!. REPORT
lOf.tbe Connccilcn:
Blmcat Lite Ininrnnce
&M, lOIUpilUJ.
i To tee ilEMBEns The year 1589 was
.i marked byuonnu&ual incidentin onr finan
clal history, but was one of decided prosper
ity in every direction, and closes with every
j department of the company's affairs in a
-thorouehly sound and healthful condition,
4 and with an increase in business, in assets
J? and in strength.
OPERATIONS FOR lbS9.
The company received
For premiums. H,8,330 47
Forji.terf St and rents... 3,005.405
From profit and loss 217.479 36
Total receipts..
.$7.701,221 !
During the year it paid out
. For claims by death and
? matured endowments.. 4,179,092 S3
Surplus returned to pol-
- Icy holders .. 1,16829 91
Lapsed and surrendered
policies 4M.S9107
' Total paid policy holders $5,839,313 31
Commissions tj acents, salaries,
' medical examiners' fees. printing;
advertising, legal, real estate, and
all other expenses of management 763,804 93
Taxes 308,281 67
Total expenditure t6.916.399 96
Leaving a balance of $781,821 31 to be
carried to net or ledger assets.
At the beginning of the vear the company
began paying death claims on receipt of
satisfactory proois, instead of 30 or 90 days,
ns formerly, and, during the 12 months of
1889, it, therefore, paid the losses for 13
mouths, otherwise, the amount carried to
the increase of net assets would have been
larger by several hundred thousand dollars.
It is of interest to note that during the
year the company paid its members and
beneficiaries on various accounts, $1,420,
976 84 more than it received from them in
premiums.
MOBTAX1TT.
The death losses lor the year 18S9 were
well within the tabular expectation, giving
a saving on the cost of insurance of about
$475,000. It is believed that no company
takes more careful measures fo restrict its
business to safe localities, and those which
will not tend to increase its average mor
tality, or in the personal selection of its
risks, and its success in this direction is at
tested by a uniform and large saving upon
the mortality cost of its insurance from year
to year. .Every jnst claim has been promptly
paid, while equal care has been taken to
protect the members from imposition
through fraudulent claims.
EXPENSES.
Extraordinary expenses to a considerable
amount were incurred by the company dur
ing the past year on account of its troubles
nt the beginning of the year at Indianapolis,
the examinations by the Commissioners of
Connecticut and Indiana, and the advertis
ing ot their results and other matters neces
sarily incident thereto, so that the ratio of
expenses to the income for the year was 9.98
per cent, an increase over the usual low
ratio, but ttill very far within that accom
plished by most companies, and lower than
that of any other company. These matters
are all happily ended, and there is no
. reason known at present why the expense
ratio for 1890 should not return to its usual
average low point. The increased expense
for 1889 did not, however, interlere with the
-company's Ability to declare its Usual divi
dend for the year 1S90. It has not increased
its expenses for procuring new business, of
which, however, it gained an increasing
share.
IJTTEBEST AND BENTS.
The income lrom investments during the
past year shows an improvement over that
of the previous year, and is believed to be
quite as satisfactory as could be expected
lrom any other body of assets selected with
alike regard to ultimate security The
difficulties of such investment at satisfac
tory rates are by no means growing any less
on the average. It is a cause of constant
and increasing satisfaction that in 18S2 we
based all our new business upon the assump
tion of earning only 3 per cent interest in
stead of 4 per cent (which is the basis used
by other companies), and that so large a
proportion of our reserve is already meas
ured by that standard. Already the mana
gers of some of the companies are said to be
considering ihe possible future usefulness
of the great amounts of deferred dividend
surplus held by tbem in enabling them to
establish a 3 per cent instead of a 4 per cent
reserve, or in applying it to supply the de
ficiency of the 4 per cent basis. There is no
doubt that this company took its conserva
tive step in this direction in ample time to
prevent the necessity of the disturbance of
any existing relations in the complete pro
tection oi an ample reserve.
It may be of interest to know that the in
come of the company from rents does not
include any allowance for its occupancy of
its own extensive and valuable accommoda
tions. PBOFIT AND LOSS.
Dnring the year the company has sold
11 pieces of property at a loss of $10,940 22
on their cost to it. It has sold 32 pieces of
property at a gain of $158,560 39. It has
received net upon the sale of certain
properties turned over to it on the defalca
tion of Joseph A. Moore, $43,230 20. It
has also received certain other sundry items
of profit and loss, making the entire balance
from this source in its favor durin? the
year $217,479 36. It still has other property
received lrom Mr. Moore, upon which it has
never put an appraisal, but which will ap
pear in its profit and loss account ss it is
sold and converted into money. It will be
remembered that the entire loss by him was
charged off at once.
SEAL ESTATE,
During the year 1889 we sold for $879,
916 82 properties which had cost $729,373 85,
a gain over cost of $150,542 97. This makes
a total sale, out of property taken by the
company lor foreclosure or satisfaction of
debt, of properties costing in the aggregate
$6,824,706 46 for $7,810,599 95, a gain over
cost ot $985,893 49.
It has been deemed best by yonr directors
to reduce somewhat the figure at which the
company's home office in Hart!ord stands in
its schedule of assets. -The corner upon which
this building stands is one of the most valu
able in this city or in this State. The build
ing erected upon it was begun in 1870, and
built in a time of very high prices for mate
rial and labor. It is thoroughly fireproof and
admirably appointed in every particular; is
a building which has not depreciated by
time, and will not for many rears
to come. Its cost, together with" the
land upon which it stands, was $1,104,
87994, and it is at this figure of cost at
which it has been carried upon the com
pany's books. It has been decided to de
duct from that cost the sum of $304,879 94,
leaving it to stand at an even $800,000. The
land has materially appreciated in value.
and is still appreciating, while it is the
judgment of the directors that a building
of worthy and suitable character for the
protection of the company's securities and
the enormous collections of valuable papers,
and with an equal renting capacity, could
not be put on the ground at the present
time at a less snm than that which has been
fixed, while It would probably exceed that.
The directors believe there can be no reason
able question that the value oi the property
to the company, for its own nses as its per
manent home, and for the accommodation
and protection of the bnsiness transacted
here, and as an investment, fully warrants
the figure at which thev hare fixed its
future standing on our books, and that that
is a fairly conservative valuation. In his
report of an examination of this company,
to which we shall presently irefer,
the Insurance Commissioner "of 'this
State appraised this property at $700,000
"upon the basis of its value as an invest
,nent to the company." Heiurther said:
"It is absolutely fire-proof, and its vaults
afford a security lor its books, papers, and
securities nowhere else obtainable in Hart
ford. It is one of the most imposing edifices
in the Bute, and has a ralue outside of its
income production as an advertising medium
and as a home for the largest corporation in
Kew England."
"Were the property for sale no valuation
and no change in its status ou our books
would have been made.
the present real estate holdings of the
company now aggregate a cost of only $8,
$56,207 08. '
BONDS.
The company has received payment for, or
hss sold dnring the past year, bonds costing
it $491,377 60. It has purchased during the
same period bonds costing $1,825,624 65. Its
total holding of this class ot securities at the
close of the year was $11,174,822 39. A care
ful scrutiny of the list of bonds of this com
pany will reveal theimniform and unusual
excellence.
BEAL ESTATE LOANS.
During the year the company loaned on
real estate security $7,444,092 95. There
was paid off of such loans $6,180,999 11
There was in force at the end of the year
loans for $32,890,542 44. The company re
ceived cash interest upon its real estate
loans dnring the year $1,904,723 04.
CONDITION OP THE COMPANY.
The company had in lorce December 31,
1889, 63.830 policies, insuring $151,739,494.
Its assets on that date, treated in the con
servative manner already indicated, were
$57,874,971 71. Its total liabilities on that
date by its own standard, which is higher
than that of any State department, and than
that of any other company, by the difference
between a 3 per cent ana 4 per cent reserve
on the business done since 1882, was $52,
794,795 10. and its surplus by the same
standard was 5,080,176 6L By the standard
of other companies and of the "State depart
ments, its surplus is over $5,600,000.
CONDENSED STATEMENT.
In its 44 years of business this company has
received:
For premiums.. ....... 8158,842,573 41
Interest and rents 61.492,110 78
Balance, profit and loss... 597,709 87
$221,932,283 09
Disbursed
For death claims and
endowments. 573,029,670 23
Dividends to policy
holders 47.395.330 77
Surrendered policies.. 19.576,577 62
Total paid policy holders SH0.031.79S 48
Expenses 18,834,306 55
Taxes 6.763.339 84
Balance, net assets 56.332.8U 24
5221,932,283 09
The amount alreadr paid to policy hold
ers and their beneficiaries, $140,001,798 46,
and the amount of net assets held for the
protection of their policies, 56,332,841 24,
and aggregating $196,334,639 70 exceeds the
amount received from policv holders by $36,
492,266 26.
All this has been done at an expense ratio
of only 8 4 per cent.
EXAMINATIONS OF THE COMPANY.
Following the defalcation in Indianapolis
at the beginning of the year, in order that
our policy holders and the public might be
authoritatively certified of the condition oi
the company, it was determined to ask the
Insurance Department of this State to make
the most thorough and searching examina
tion possible of its condition, its business and
its affairs of every nature, sparing neither
time, labor, nor reasonable expense. Ac
cordingly, on the 5th day of March, 1889,
the examination was begun by the Hon. O.
B. Fyler, Insurance Commissioner of Con
necticut, assisted by "William D. "Whiting,
Esq., of New York, an expert of national
reputation, together with a suf
ficient staff of lawyers and ac
countants. The report of that examination
has been furnished, as far as possible, to all
our members, and widely published by us
in the press of the country.' The examina
tion could not have been made more minute
or complete had the company been regarded
as bankrupt and placed in the hands of these
gentlemen as receivers. The examination
was specifically directed to test the substan
tial accuracy of the company's statement as
of December 31, 18S8, and to thaend the
Commissioner visited and personally ap-
E raised, with the aid of experts selected by
imselr, all the real estate owned by the
company, and every loan upon which inter
est was in default. The results may be
briefly indicated by a comparison of the
main figures of that statement with the cor
responding statement framed by the Com
missioner as of the same date:
Tho company, in its statement,
claimed gross assets 57,460,649 20
The Commissioner found Its assets
to be $57,553,071 64
xne company claimed its iiaoiiiues
to be $52,245,839 61
The Commissioner found its liabili
ties to be 552,241,505 U
The company claimed -Its surplus
to be S 5,214,709 59
The Commissioner found the sur
plus to be 5 541,266 52
In closing his report the Commissioner
said: .
''The examination has been thorough and
exhaustive. The Commissioner believes that
no life insurance company has been sub
jected to a more exhaustive scrutiny in every
branch of its affairs. To accomplish this a
large force has been necessary for over four
months, and the expense has been consider
able. The Commissioner is gratified that
the results vindicate the complete solvency
of the institution, and the honesty and
ability of its management."
It is proper to say, in this connection, that
the valuations ot the commissioner placed
upon our assets over and above their cost to
the company, at which they stand upon our
books, was made solely for his own deter
mination of the question of the solvency of
the company, and not as a guide to its pres
ent treatment of those items, nor as a final
conclusion of the ultimate selling value of
those assets principally real estate. The
company, therefore, adheres to its uniform
practice of carrying these items at their cost
until sold, a practice which results so far
have proved to be entirely conservative; al
though, by adopting the commissioner's ap
praisals entire, we should add a considerable
sum to both assets and surplus.
During the time this examination was in
progress the Insurance Commissioner of
Indiana sent a deputation, consisting of
Hon. A. C. Harris and Messrs. Shepard and
Garber, to make an examination to the same
effect. These gentlemen fulfilled their com
mission, taking the company's statement of
December 31, 1888, and verifying it in every
particular, besides making such other in
vestigations as they deemed necessary in
view of the exhaustive inquiry already in
progress at the hands of the Connecticut
Commissioner. The Indiana commission
found the company's statement correct, and
filed it as their report
STANDING- OF THK COMPANY.
In view of the schedule of assets exhibited,
and of the manner in which these are treatea
by the management, and of the ample and
solid surplus over liabilities, by a standard
of extraordinary conservatism, and of the
comprehensive and searching tests which
these assets and the company's business
methods and its affairs have had, at the
bands of men armed with every legal power,
and possessed ot most undeniable qualifica
tions for their task, both in point ot ability,
accomplishment and character, we believe
it is the simple truth to say that uot only is
its strength more firmly based than that of
any otner company, in tne assumptions upon
which its computations and provisions for
the future rest, and that its ability to pro
tect its contracts is, humanly speaking, be
yond peradventure, bnt that these im
portant conditions are known respecting
this company with an absolute complete
ness and certainty which is not the case with
any other similar institution.
It has been for years the one steadfast aim
of this management to furnish to families, de
pendent upon the money earned or produced
by the husband and father, a protection
which shall be perfect in its security, cer
tain to go to those for whom it was origin
ally intended, and not put at the mercy of
speculative side issues, at the lowest practi
cable cost to be attained by careful selection,
prudent management, and close economy.
It is a profound satisfaction to see its suc
cess in these directions, to the present time,
jo completely vindicated, and still more to
feel that it enters upon the fnture prosecu
tion of these few, simple, fundamental, and
purely beneficial aims, under conditions
whicn aflord the highest probability of
equally satisfactory results. Respectfully
submitted,
Jacob L. Greene, President
I lsR.
n f u K w I , bcST "i" Itomert I
I SOAP jssl I
m Of all DrUOfliclt. tint fimm.A a! ImiU.1:. I
Marriage Licensee Omated Yesterday.
Keme. HesMenee,
( Charles Dshletroem..... HoKeesport
iSelma Patterson McKeesport
I Patrick J. McCann t '...Pltubnrg
1 Emma BchatTrath Pittsburg
J James W. Young- Elizabeth
(Sarah SI. Caster Forward township
J Charles A. KUngensmlth Butler county
(LydiaE. Alahan.t .Butler county
5 Christian Deck..... Economy
I Caroline Mayer Economy
( Casper Klein Manslleld
( 8uanna Pats......... ....Mansaeld
John E. Nles ...........Pittsburg
IMaiyflobs .....Pittsburg
I Coraellns Haley Pittsburg
I Mary Kersten Penn Township
(.Addison K. Patterson .. Pittsburg
! Anna Batson .....Turtle Creek
JE.W. Wilson... McKeesport
(Annie Uogberg McKeesport
f Henry E. Chubb Cleveland, o
lldaG. bheets -Allegheny
J David h. Stewart Pittsburg
(Amelia V. McElfresh Pittsburg
( William
Perkln Pittsburg
ndsay. Pittsburg
I Little Lindsay.,
(Michael Rnefleng Mifflin township
1 Augusta Kochsterer....". Pittsburg
J Henry Meyer ..riitsourg
1 Salome BurchI Pittsburg
J George H. Krauss Pittsburg
(Louise Kroenlng... Pittsburg
IMelchor Fehl North Fayette township
I Barbara Cress North JTayette township
I Walter Moore Brooklyn, N. Y
I Alay Davis Itoblnson Allegheny
(Jacob WeatpnaL Jr Pittsburg
I Lizzie Meier Pittsburg
DIED.
BECK On Sabbath evening, February 23,
1890, at 6.30, Washington Beck, In the 51st
year of his age.
Funeral at the residence of his father, 118
Eighteenth street, Southside, Tuesday at 2 p.
sr. Friends of the family are respectfully In
vited to attend. 2
HARRIS On Monday. February 24, 1890. at 1
o'clock V. M.. CATHERINE HARRIS, In the 74th
year ot her age.
Funeral at the residence of her daughter,
Mrs. H. P. Gaxzam. 74 Arch street, Allegheny,
Wednesday at 2 o'clock p. m. Interment
private.
HARKINS On Monday, February 24, 1S90,
at 9 J5 p. m., Dennis Habkins, in his 70th
year.
Funeral from his lata residence, rear of 161
Cass are.. Ninth ward, Allegheny, on Wednes
day, at 8.30 A. M. Friends of the family are
respectfully invited to attend. "" 2
HTJNTER-Sunday at 9.30 A. K., GEOBOE A.
Hcnteb, aged 29 years.
Funeral will take place at his late residence,
Tarentum, Pa., Tuesday, February 25, at 2
o'clock p. M. Friends of family are respect
fully invited to attend. f
LYNCH On Monday, February 24. 189a at
8.S5A.M., Julia, daughter of William and
Winifred Lynch, aged 8 years.
Funeral from the residence of her parents,
Carson street, foot of Castle Shannon Incline,
on Wednesday the 26tb inst.at 9 o'clock: a. m.
Friends of the family are respectfully invited
to attend.
MURPHY Sunday.Fobruary 23,.at 11 o'clock
p. m.. Terence Murphy, aged 38 years.
Funeral from his late residence. No. 1407 Car.
son street, Southside, Wednesday morning
at 9 o'clock. Services at St. John's R. O.
Church. Friends of the family are respect
fully invited to attend. 2
McCALL Snddenlr, at bis home, 158 Luna
St. East End, on Sunday, February 23, 1S90, at
3.30 p. u., John S. McUall, in his 71st year.
Funeral services at the Park Avenue Pres
byterian Church, East End, on Wednesday,
26th inst. at 2 P. K. Friends of the family are
respectfully invited to attend.
McPHERSON On Monday. February 24,
1890, at 6:45 P. M., MISS M ABY MCPHERSON.
Funeral services at the family residence,near
Bharpsburg, on Wednesday, February 26, at
3 r. n. Interment at Greenwood Cemetery. 2
McKENNA On Saturday, February 22, 1800,
at her residence, 320 Penn avenue, at 2:15
o'clock P. JL, Mrs. B. McKenna, sister-in-law
of L. Qlesenkamo.
Funeral services at St Mary's of Mercy
Church, Third avenne and Ferry street, on
Monday morning, at 8:30 o'clock. Interment
private. 2
PETT1CORD On Saturday, February 22,
1890, at 7:40 P. M., John P. Petticobd. Jb.
Funeral services on Tuesday at 2 p. St. rrom
his late residence, No. 324 Washington avenue,
Allegheny. Friends of the family are respect
fully invited to attend.
STEPHENSON At Hazelwood, on Satur
day. February 22. 1890. at 7:50 p. jr.. Prof. ISAAC
N. Stephenson, agea 52 years.
Services at his late residence, Hazelwood,
Tuesday, 25th lest,-at Hilt P. k. Interment
private. 2
TOWER At Dallas, Tex., February 24, 1890,
Mrs. M. A. Tower.
Notice of funeral services hereafter.
WEIS3ERT Ou Sunday evening, February
23,1890, at 7 o'clock. WILLIE H., eldest son of
Jobn S. and Matilda Weissert nee Braun, aged
7 years 11 months and 7 days.
Funeral will take place from the residence of
his parents, old Butler pike, Shaler township,
on Tuesday afternoon at 1:30 o'clock.
Friends of the family are respectfully invited
to attend. 2
WALLACE At his residence, 108 Second
ave., on Monday, February 24, at 9:45 P. U,
Hugh Wallace, in the 66th year of his age.
Notice of funeral hereafter.
GEO. A SMITH,
FUNERAL DIRECTOR,
168 Fourth Avenue,
Allegheny Office, 232Beaver Avenue.
felS-85-irwj-
JAMES ARCHIBALD BRO..
LIVERY AND BALE STABLES,
117, 119 and 136 Third avenue, two doors below
Smithtield sL, next door to Central Hotel.
Carriages for funerals, J3. Carriages for operas,
parties, &c, at the lowest rates. All new car
riages. Telephone communication. myl-11-TTS
-pEPRESENTED IN PITTSBURG IN lSd
Assets - . $9171,6083?.
Insurance Co. of Korth America.
Losses adjusted and paid by WILLIAM L
JONES. 84 Fourth avenue. ia20-s2-D
WESTERN INSVBANflE CO.
OF PITTSBURG.
Assets $143,60187
NO. 411 WOOD STREET.
ALEXANDER NIMICK. President.
JOHN B. JACKSON. Vice President.
feZ2-26-TTS WM. P. HERBERT. Secretary.
TEETH, $5, $8, $10.
Gold fillings from $1 up. Amalgan, 50c;
silver, 75c; white alloy, JL
Gold Crowns a specialty. ,
DR. J. M. McCLAREN,
Corner Smithtield and Fourth avenue.
Je23-wsu
PATENT MEDICINES
Just received. Fifty cases of patent
medicines, including all the leading
and popular remedies.
Catalogue and price list mailed
free of charge.
Write or call for it
Fleishman & Co.
PITTSBURG, PA.
fc252J.
NEW ADVEIITISEMEHTS.
SACRIFICE SALE
-OP-
Furniture - Coverings
AHrM
HEAVY CURTAINS.
The forced
sale (begun
last Mon
day) of 500
pairs :: of
Lace :: and
Madras
Curtains, in
auction lots
at less than
auction
prices still
U U salesmen to
the utmost.
After a while house-cleaning.
After house-cleaning how
satisfactory some bright, new
window hangings, brought out
to beautify the home to mol
lify, perhaps, the temper that
the annual raid has ruffled,
saved up from this -sale and
bought :: at :: bed-rock-prices
without the auction drawbacks.
This bargain cyclone in
Lace and other light Curtains
has also started heavy Cur
tains awhirling. 50 per cent
reductions the rule.
Prices are for pairs.
Plain Striped Common Turcomans in
two colorings (Steel Gray and Pea
cock Blue),
Reduced from S3 to 81 60.
12 pairs Venetian Tapestry, In Blue and
Ecru and Terra Cotta. and Ecru,
Reduced from 37 60 to $3.
4 pairs Heavy Ribbed Chenille, with
Slain field and Cashmere design of
ado, '
Reduced from S20 to $12.
2Ji pairs Early English Tapestry, Olive
ground.
Reduced from 20 to 110.
2 pairs Heavy Tapestries, in Ecru and
Chintz, and 1 pair Black and Gold in
Mediaeval Armorial designs.
Reduced from $35 to $17.
2 pairs Egypti-ui Silk and Cotton Tapes
try. Reduced from $15 to $7.
1 pair Silk Shielas, plain top, handsome
floral dado.
Reduced from $30 to $20.
Spalrs Heavy Silk Shielas (Terra Cotta,
also Dark Blue), plain top with, heavily
embroidered dados.
Reduced from $60 to $30.
Several odd lots in half pairs, suitable
for single Portieres and Lounco Cover
ing, at one-half and one-third usual
prices.
Thought we heard your in
quiry, "Why don't you offer
similar bargains in Furniture
ovenngsr we tola our
Upholstery manager to heed
you. He said, "We can't
afford to do it." We said, "It
must be done.'' Out of the
discussion comes the follow
ing. The prices are by the
yard.
6 pieces Best Quality Embossed Mohair
Plashes, reduced from $3 to $1 60.
Heavy Douhlo Width Cross Stripe Tap
estries, for Portieres,
2 patterns, reduced lrom $5 00 to $2 60.
3 patterns, rednced from $3 60 to $2 75.
Turkish Tapestry, 1 pattern, reduced
from $2 to $L
Florentine Tapestry, 2 patterns, reduced
from $i to $2; and from $2 50 to $1 25.
Silk-Faced Tapestry, 5 patterns, rednced
from 84 50 to $2 25; and from $2 to $L
Cotton and Silk: Tapestry, i patterns,
reduced from $2 to It
Double-Faced Silk Sblela, in solid col
ors, for Portieres blue, gold and
terra cotta reduced from $3 50 to f2.
8 pieces Dnuble-Faced French Jutes, re
duced from $1 50 to 50c
20 pieces Heavy English Cretonnes, re
duced from 50c to 15c
3 pieces Heavy Double-Faced and
Double Width (50 in.) English Cre
tonnes. $1 to 60c
Short remnants of Tapestries and Fur
niture Coverings, at one-third regular
prices.
Silk and Wool 12 Inch VaUence and Man
tel Fringes, reduced from $3 50 to
$1 50; and from $2 to 73c
Furniture Fringes, half price; reduced
to 25c, 50c and 75c
iV. B. Our large offering
of Curtains and Furniture
Coverings is regardless of cost
to accomplish a rapid, rattling
sale. It will save large money
to proprietors of hotels, sum
mer resorts and boarding
houses to anticipate Juture
wants, as no such opportunity
will occtir again this season.
O.McClintock&Co.
33 FIFTH AVE.
, fe22-TTS
GRATEFUL. COMFORTING.
EPPS'S COCOA.
BREAKFAST.
"By a thorough knowledge ot the natural laws
which govern the operations of digestion and
nutrition, and by a careful application of the
fine properties of well-selected Cocoa, Mr.Epps
has provided our breakfast tables with a deli
cately flavored beverage which may &ve us
many heavy doctors' bills. It is by the judicious
use of such articles or diet that a constitution
may be gradually balk up until strong enough
to resist every tendency to disease. Hundreds
of subtle maladies are floatlnc around us ready
to attack wherever there is a weak point We
may escape many a fatal Shalt by keeping our
selves well fortified with pnre blood and a prop
erly nourished frame." Civil Service Gazette.
Made simply with bailing water or milk. Sold
only in half-pound tins, by Grocers, labeled
thus: L JAMES EPPS A CO., Homoeopathic
Chemists, London, England. fe22-32-ruS
DON'T READ THIS!!!
You might profit by itl 1 1 DR. a S. SCOTT,
624 Penn ave., can cure without pain the worst
cases of ulceration In two or tbreo treatment:
other dentists require two or three months.
Best vulcanite sets of teeth, S3. Best work in
the city. No pain In extracting. Only office
where mineral base is made: Oldest estab-
I Ushed office In the two cities. The only place
i where scotrt acioiawr tale Anmitnetio is
administered, Xe25-7Q-TTSSa X
NEW ADTKR-TISfiMKSTS.
DANZKEE'S
We are now
vance styles in
showing ad-
SPRING WRAPS,
SPRING JACKETS,
SPRING CAPES.
Children's Jersey Dresses,
Children's White Dresses,
Infants' Long Cloaks,
Infants' Short Coats,
LADIES' ERSE YS,
LADIES' BLOUSES,
LADIES' BLAZERS,
LADIES' WRAPPERS.
Seeournew Ladies' Shirt Waist,
a decided novelty. We show
exclusive designs, latest styles
and at lowest prices. TJie
largest and most complete line
in the city.
--
DANZIGER'S
THE MONEY SAVING STORES
FOR THE PEOPLE.
Sixth Street and Penn Ave.
fe24
NEW ,
BLACK LACE
DRAPERY NETTS
-AND-
FLOUNCINCS.
We have just opened a large line of all the
newest designs and effects in Striped.tlTJow
er and Figured Drapery Nets, Cfaantilla,
Marquise aud Hand-Bun Spanish Flounc
ings. Harrow, medium and wide widths in
laces, points and other new patterns.
Latest Paris Novelties in Black Passe
menterie and Crochet Trimmings, Pointed
Leaf and Galloon Patterns; Fancy, Colored
and Black Embroideries. Black and Col
ored Fringes, for Sash Trimming, Fronts
and Panel effects. Your attention is called
to a special line of
WHITE INDIA SILKS,
"Which we are offering at very low prices.
Also, BLACK INDIA BILKS, BLACK
STJBAHS and BLACK GEOS GBAIN
SILKS.
We do not often call attention to these in
onr advertisements, and do not talk as much
abont them as the regular drygoods stores,
at the tame time the values we offer in them
are equal to those offered in any of the dry
goods stores in this section of the country.
DRESS LININGS
Is another important line of goods to which
we do not olten call attention, and are many
times surprised to hear our customers say
that they didnotknowthatwe kept Linings.
"We have the largest and most extensive as
sortment of Linings that can be found in
any establishment in this city, as we make
a specialty of this class of goods, and ieel
assured that you will have a larger assort
ment of Silesias, Percalines, Cambrics,
Crinolines, Italian Cloths and goods of this
class in general to select from than is usual
ly found in any one store.
Also, Seam Bindings, Whalebone Casings,
Beltings and everything in the dress finding
wav, you will find an extensive assortment
and at the lowest prices at onr store. Special
discounts to dressmakers. Samples and
prices furnished to out-of-town customers on
application.
HORNE & WARD,
41 FIFTH A TENVB.
fe25-t
plji DESKS.
' ifi " 5qjjg AM, KISBB AT
faSSTEVENS CHAIR
jCpls COMPANY,
vl -S fl - I 8 SIXTH 8TKEET.
feU-65-WS
JAS. MNEIL & BRO.,
.BOILERS. PLATE AND SHEET-IRON
WUUK.
PATENT SHEET IRON ANNEALING.
BOXES.
With an Increased capacity and hydraulic
machinery we are prepared to furnish all work
in our line cheaper and better than by the old
methods. Repairing and general machine
work. Twenty-ninth itteet and Allegheny Val
ley Railroad. Ietf-1HT3
THE AMERICAN FIRE
INSURANCE COMPANY,
Philadelphia.
Total Assets, January L 18S7 $2,301,858 66
EIWABBS &KENNEY, Ag'ts,
QO FOURTH AVE., Pittsburg, F.
Telephone 700. iaZMi-rra ,
NSW ADVERTISEMENTS.
B. & B.
Dress Goods
Sale
This Week.
We imported 2,000 pieces dress
goods, suitings aad cashmeres, for
spring more than we should have.
Our shelves, counters and on top of
the shelves, and in our wholesale
rooms upstairs we are likewise
overcrowded with this immense
stock. To promptly extricate our
selves from this dilemma and to fur
ther popularize our stores, we shall
commence this morning a Dress
Goods Sales ot elegant new goods
at prices unequaled. In place of
marking some large lots of
French and German
TAILOR SUITINGS.
$1, we mark them 75c; these are 38
to 40 inches, and we assert without
fear of contradiction, you have
never seen such desirable goods
sold at 75c.
Large lots of 50-inch new import
ed tailor suitings we mark $1, ii.15
and 1.25, instead of $1.25 and
1.50, which is the usual and gen
eral everyday store-keeping way of
marking like goods.
Another lot of 50-inch Scotch
stripes and plaids; prevailing price
in well regulated stores is 1.25.
We mark these $1.
It is your patronage we want,and
we propose that the best quality
and our advantageous prices shall
merit the preference of that pa
tronage. ANOTHER INSTANCE WHY
50-inch American fancy striped
all-wool goods, adapted for
ladies' long garments, children's
wraps, desirable and new, we mark
85c, and not $1 as they are worth,
but 85c will pay us a fair small
profit and move the quantity, and
in the end we will make more
money, and we have furnished
them less than they are elsewhere
sold.
50-inch English suitings in in
dividual dress patterns, 7j yards
each, at $2 a yard, that are simple,
quiet, dignified in design and col
orings the value thereof speak for
themselves.
Finest imported
BROADCLOTHS
in choice colorings for tailor
gowns in latest Paris colors.
High class
PARIS ROBES
or dress patterns at moderate prices;
distinctive styles.
New 36-inch double-width Amer
ican cloth suitings in checks and
stripes, 33, 45 and 50c; these are at
rear of stores; adjoining the broad
cloths. 100 pieces pure all-wool ladies'
cloth suitings at 25c only.
27 inches wide,but the best quali
ty ever retailed at 25c, in solid
plain colors and best shades.
This extraordinary dress goods
offering commences this morning;
additional salesmen will be in the
departments as we are determined
these extensive importations shall
be so interesting that this early
season's dress goods business shall
be a phenomenal one.
French Challis.
These we imported largely, and
we believe so firmly in a large de
mand this season that we have es
tablished a special challi depart
ment at center counter in dress
goods and silk room. The price of
these best challis is 50c.
We don't claim this is any less
than regular prices. We do claim
superiority of styles, and ask your
approval of said claim, which we
believe you'll indorse if you inspect
this exquisite challi collection; we
have some of last season's 50c chal
lis patterns that we bought at a
bargain and will sell at 25 and 35c.
Cloak rooms are receiving new
jackets, long garments and shoul
der capes every day.
New lace curtains.
New portieres.
New draperies.
New upholstery goods.
Boggs&Buhl,
Allegheny'.
The new silks, wash goods, em
broideries, dress trimmings deserve
special mention space prevents."3"-
X62MQ-,
HTW ADVERTISEMENTS.
"THE MUSICIAN WHO ALWAYS PLAYS ON THE- SAME STHIKa,lS LAUGHED AT."
HOEACE,
JUST SO!
And the clothing dealers of this city who are ever "toiling for the good
of the people" by selling goods at a sacrifice (according to their state
ments) excite nothing but ridicule in the minds of all thinking persons.
OUR ARGUMENT IS THIS!
The Most Fashionable, Best Made, Most Reliable and Dependable
Clothing for Men, Boys and Children is to be found in our store. And
what is more: It is obtainable for less than yotl think and handsomer
than you have any idea of. Nothing slighted anywhere! Made all
through as only the eminent among custom tailors have notions of mak
ing 1 Excellent qualities ! Perfect fit and style I Consummate as the
best work can make it.
While Other Dealers Are Doing Their Utmost
To get rid of their Winter Overcoats, which a mild winter and a dis
criminating public have left on their hands, we are, by reasons of having
had such a phenomenally large business the past season, compelled to
trot out our New Spring Overcoats before the old mossback dealers have
shaken off their, winter's lethargy. New Spring Overcoats are now here
ready for inspection and sale at prices actually lower than you'll obtain
old-style goods at any other store in this city.
A 3VLA.GNIPIOKNT DISPLAY
NEW SPRING OVERCOATS.
New Styles ! New Shades ! New Ideas !
In every desirable shape. Long Overcoats, Short Overcoats, Perfect
Fitting Overcoats for all shapes and .sizes and lengths and breadths of
men. Everything brand new and we've the backbone to name prices
NOW ACTUALLY BELOW what will be named late in the season by
other dealers. We call particular attention to our
Beautiful Spring Overcoats at $10, $12 and $15.
To see these goods is quite enough to make you wish to wear 'em.
A MOST ELEGANT ASSORTMENT
-OF-
NEW SPRING HATS.
Graceful to a degree, handsome beyond a doubt
nobbiest of New Spring Styles- Beautifully trimmed,
be the most popular and fashionable this season. .
ORDERS BY MAIL PROMPTLY ATTENDED TO.
G-TJSKY"S
INTERESTING
EOSElsTBA
Are now fully prepared to meet all the rnah,no matter how great, la
their White Goods and Muslin Underwear Departments.
WHITE GOODS.
AN ENTIRELY NEW STOOEL
Lace stripe Apron Goods at 12c per yard.
Eutirelr new patterns ol PLAID NAIN
SOOKS a't 8c and 10c per yard.
An extensive collection of Sheer and
Heavy Lawns, in large and small patterns,
handsome goods, at 10c, 12c, 15c and 18c.
Mull Cord Checks and India Dimities, for
children's yokings, at 25c, 30c and 35c per
yard.
Lawn and Lace Tackings from 38c to $1
per yard.
Hemstitched Lawns at 25c, 38a and 50c
Tacked Hemstitched Lawns from 55c up.
Plain White Swiss at 10c, 15c, 18c, 20c
and 25c.
Heavy and Sheer Nainsooks, all qualities.
Victoria Lawns from 12c up.
India Linens at 12Kc, 15c, 18c, 21c, 25c,
30c and 35c.
India Hull, in cream and white embroid
ered skirtlne tucks, at 40c and 50c
French Nainsooks, 47 inches wide, from
25e up, ,
Linen Lawns, all qualities.
Newest patterns in Apron Goods at 25o
and 30c
; Every piece of onr "White :
: Goods is new and fresh. The :
; quality is of the very best and Z
: prices are in every Instance less :
: than other stores ask. All this :
; we guarantee. :
THE BABIES NOT FORGOTTEN.
Pull line of everything in Babies' Woolen Shirts, Bootees, Sacques and Bands, Plan
nel Slips and Sacques, Christening Bobes, Plain jnd Embroiderlea Muslin ScIrU and
Blips, Children's Drawers, Children's Skirts and Nightgowns, and everything else in
Email Underwear In fullest variety. Be sure to pay this department a call.
510, 512 and 514 MABTTRT STREET.
P. S. Everything new up to date in Straw Hats, Prames and Small Plowera. Narrow
Velvet Bibbons for Dress Trimmings.
fe2540-Trssa
bTEAMEKS AMD EXCTJKSlO.Nrt.
-TTTHITE STAB Lltlfc
FOB QUEENsfbwiTAND L1V3UU00U
ItoT&l ud United SUtM Mali Steamers.
Celtic. Men. 12, 9:30 ml' Adriatic Apl.9.8J0m
Britannic, Melt, 19,8 p m I'MaJctlo, Apl. 15, 3 p m
Uermtnle, Wen. 2J, 10 am Germanic, AplH.8 30pm
Teutonic. AdI. llpra Teutonic, Apl, SO. J p m
rrom White Bur doer, root or Wett Teeth ai.
Second cabin on tneae ateamen. Saloon raui,
50 and upward. Second cabin. (13 and upward,
according to steamer and location or bertn. x
enraion tlcketa on favorable terma. Steerage. CO.
Wblte Star iritU parable on demand In all the
principal banks throuhont Great Britain. Ap
ply to Of UN J. UCUUKM1UK, 638 and Ot umltS
neld it., flttibnrg, or J. BUliCE laUAX. Gen
eral Agent, 41 Broadway, Mew If ore. fe!2-p
STATE LINE
To Glasgow, Belfast, Dublin
and Liverpool.
KEOM NEW YORK EVERY TUUR8DAY.
Cabin oa&iage fH to tA according to locatloa
01 Btaje-oom. .Excursion V to fJO.
btrerage to and lrom Europe at Lowest Bates.
"SXate of California" building. . .
AUsll.N HALUUIA S. vu.. ueneral AgenU,
a Broadway, MewYort.
J.J. MoCORMICK, Agent.
839 and 401 SmithfUld Si.. PIHsbarg. Pa.
OCH-B
OF
All the latest and
Styles which will
o
-9
300 to 400
Market street
re&3rrssn
and rNVITTNG
- TJ - nC &
CO.
MUSLIN UNDERWEAR.
"We have never bad such a mccessfnl ear
ly season in this department, and we are now
prepared not only to show a new stock, bnt
to name BAEGAIK PBIOES for every
garment. Bear in mind that we only sell
sneb goods as are of perfect finish and able
to bear the closest examination.
CORSET OOVERa
A fall range of qualities in Muslin and
Cambric, sizes 32 to 44, from 15a up.
High Neck, Low Neck, V shape and Square
Neck Corset Covers. The prettiest cover in
the city at 25c, trimmed either with Torchon
Lace or Embroidery.
CHEMISES.
Every quality, from the plain, but well
made Chemise at 25c, up to finest goods,
trimmed either in lace or embroidery.
SKIRTS.
An almost endless variety plain and well
made Skirts, with cambric ruffls and tucks,
from 50o to 51.
Embroidered Skirts, all full width, from
660 up to H BO.
Torchon Lace and Valenciennes Lara
Skirts. Ladies' and Hisses' Skirts. The
best values in Striped Wash Skirts to be
found in the city, at 50c
DRAWERS,
Prom 25o up to nicest goods, trimmed la
embroidery or lace.
NIGHTGOWNS.
We take special pride In the vast collec
tion and the good values we offer. Full
size Mother Hubbard Gowns, double back,
at 50c, and three or four styles of every In
termediate price up to f3 50. ;
AMERICAN LINE,
Sailing every Wednesday from "Philadelphia
and Liverpool. Passenger accommodations lor
all classes unsurpassed. Tickets sold to and
from Great Britain and Ireland, Norway. S
aen, .uenmaric. etc.
PETER WRIGHT SOrTB,
azenta. 307 Walnut st- PhUadelDhla.
FnU Information can be had of J.J. MCCOR
MICK. Fourth avenne and Smithtield street.
lAJUits iiotHEK, us Bmithneid street.
mhlg-66rt3
-TORDUEOTSCHER IXOYD a S. (JO.
JLN Established 1857. Fast Line of Express
Steamers from NEW YORK for SOUTHAMP
TON, LONDON and BREMEN. The nne
steamers SAALE, TRAVE, ALLER, EIDER,
EMS. FULDA, WERRA, ELBE and LAHN ol
&S00 tone and 8,000 to 8,500 horsepower, leaves
NEW YORK on WEDNESDAYS and BAT
URDAY3 for SOUTHAMPTON and Bremen.
TIME
From NEW YORK to BOTJTHAMP
TON, 7H days. From SOUTHAMPTON to
BREMEN, 21 or 30 hoars. From SOUTHAMP
TON to LONDON, by Southwestern Railway
Co., 2 hoars. Trains every hour of the sum
mer season. Railway carriages fr London
await passengers Southampton Docks on arri
val Express steamers from New York. These
steamers are well-known for their speed, com
fort, and excellent cuisine.
OELRIUHS ft CO., X Bowling Green. New
York. MAX8CHAMBERG&CO.,
627 Bmithneld street,
jalr73-B Aetata lox Pittotrarg,