f- "s t I 3?HE ZTTSBTTEG- JDISPATOH," STXNTJAY, APEIL - IS89. A DAT QF SETTLING. The Great Annual Settlement Day at Chambersburg Among THE DUNKAEDS MD MEHHOHTES. ill the Business Transactions for the Whole Tear COSSUMMATED IK TWENTI-FOUEHOUBS tsrscux TELEaitiir to tex DisrATcn.1 Chambeksbueg, April 6. Xowhere in the United States can be -witnessed such a peculiar method of transacting business as that which yearly occurs in Chambersburg upon the 1st day of April, which is the great settlement day, and has grown to be such a remarkable and established institu tion. Jn Lancaster county, Pennsylvania, there is some approach to the practices here observed, but the imitation is only partial and more improved business methods are in vogue there. The peouliar custom of crowd ing the business transactions of the whole year into one day, ot transferring thousands of acres of some of the most valuable farm ing land in the country, and making hun dreds ol thousands of dollars change hands in a few hour1;, is a spectacle which amuses those acquainted with the business methods observed elsewhere in the United States, and has in it many quaint and interesting features. It is difficult to explain how the custom came to be observed. As far back in the history of the county as the oldest inhabi tant can recollect it has been the practice among the farmers here, particularly among the Mennonites and Dunkards, two religious Beets which are very strong in the county, to so arrange their affairs that all their transactions in money and land should be consummated on April 1. THE GREAT DAY OF THE TEAE. All agreements for the sale of land are so draw n as to make the title pass on that day, no matter how far distant it may be from the date of the agreement and all payments upon the land are arranged so" that they will fall upon the 1st day of April of the next or succeeding years. Leases of farming lands to tenants upon the shares are drawn in the same way. This arranging for the lit of April for a settlement day is not onlv a universal custom as to the land trans actions, but it is carried into money lending and money borrowing in all its phases. "When money is loaned and a judgment given in security, the payments are all ar ranged so as to fall upon April 1, and it is the same case where mortgages are given, sale notes for cattle and farming machinery bought, and the public sales by farmers are dated in the same way. Into the private trans actions between one farmer and his neigh bor across the road or across the fields, the custom has also crept until it now thor oughly pervades almost every form of busi ness transaction the farmers ever have oc casion to enter into. As a result of this strange arrangement the great settlement day is the greatest day of the year to the farmer, his wife and his family. It is dreaded by the attorneys, court house officials and bankers, as well as by those who have payments to make and no money to meet them. Early on the morning of the 1st the town begins to as sume an unwonted aspect of business ac tivity. A ET7SH OF BUSINESS. From all points of the compass the farm ers' teams arrive in quick succession and overcrowd the hotels with guests. Tneir wives and daughters, eager to make their annual purchases of supplies, quickly fill the stores and gladden the hearts of the tradesmen, while the fathers of the families make their-way to the banks, court house and lawyers' offices and begin the active business ot the day. The attorneys have the deeds and title papers already pre pared, the banks haye laid in a heavy snp plv of currency and the county officers have engaged extra clerks for the great rush. The first act of many of the farmers is to go to their banks and draw out their deposits in cash. The average farmer neither pays with checks nor accepts checks. Uncle Sam's greenbacks are the only things for which they'will hand oyer their deeds or satisfy their judgments and mortgages. They look with great suspicion upon a check and haye a, decided preference for greenbacks rather than for the yellow back gold certificates or the silver certifi cates. Many have disdained the use of banks and hoarded up the money at their homes. An old leathern wallet, tied around with a knotted shoestring will often disclose thou sands in large bank notes. In every nook and corner parties of two and three can be seen counting down their money, impro vising a ti.ble out of a store box upon the sidewalk, or any other convenient ob ject. A CHAKCE FOB PICKPOCKETS. Many thousands of dollars are openly dis played and carelessly handled, and it would seem to be a rich feast for pickpockets, but somehow they have never invaded these preserves. Homespun and plain jean cloth ing, broad brim hats, overcoats with capes, many with hooks and eyes instead of but tons, give the wearers of the costumes a quaint appearance. The plain clothes give no sign of the great wealth in lands, stocks, bonds and cash which some of them possess. One peculiar feature of the transaction is the liquidation of many debts by a single payment It often happens that a group of six or eight farmers all have money owing to or from one of the others. A owes B $500 and B has arranged to pay to C the money he has received irom A, and so on. If the first debtor is slow in paying, all parties are put back, but when the exchanges once be gin to be made they follow one another rap idly and it is not uncommon to see three or four thousands of debts paid with a few hundreds in money. The business of the banks is enormous. The transactions of the National Bank in these payments on Mon day alone footed up to nearly $1,000,000. For years past efforts have been made by the lawyers to divide up the business so as to extend it over several days, but they have been unsuccessful and every yearthe crowds and the total of money transactions grow larger. Strange to say, with all the hurry and excitement, few mistakes are made, and the farmers still regard it as the best and easiest way of transacting their money affairs for the year. HORSFORD'S ACID PHOSPHATE, The Best Tonic Known, furnishing sustenance to both brain and body. SI. Last Month. SI. April is positively the last month for $1 per dozen cabinets at Elite Gallery, 516 Market street, Pittsburg. Come early and bring children, rain or shine. Use elevator. Cloak department All the most popular staple styles and shapes in great variety; also many entirely new designs in hand some imported garments for travel and gen eral wear. Hugus & Hacke. mwtsu The best line of corsets, gloves, hosiery, underwear and a general assortment of ladies' and children's fine furnishing goods in the city. Come to the -grand opening to-morrow. F. SchoestHAL, 612 Penn avenue. Those who are not acquainted with the various makes and stvles of furniture should always deal with a firm that have but one price, and who can be relied upon as carry ing the very latest designs. Such a firm is Bain & Daschbach, 111 Smithfield si Have your watch repaired at Branch's, ITo. 295 Fifth ave. Lowest prices. WFSu I0DNG SOLDIERS IN COURT. A Group of Gay and Giddy Frjzo Flshteri Very Effectually Frightened. Chicago, April 6. The twenty members ofthe First Begiment, Illinois National Guard, who were arrested last night while witnessing a prise fight between two mem bers of that organization, were arraigned in the Police Court this morning. They stood before Justice Scully snickering and hiding heir faces "behind silk hats and perfumed handkerchiefs until the Court was at a loss to know whether he was fining school girls or tennis players. Twenty pairs of rosy cheeks, as soft and creamy as though they had been bathed in clover dew every morn ing, loomed up in line before the Court's desk, and their owners acted as bashful as so many young ladies in a broom drill. The Court read the law to the young men and a cold shudder ran through the crowd when it was learned that every one was liable to imprisonment from one to five years in the penitentiary. "It was only a friendly boxing contest," said one of the men. "Didn't Gaynor get his jaw broke?" asked Officer Tyrrell? "Yes." "Didn't they strip and fight for a prize a medal or something?" "Yes." "Didn't they go itjbr two rounds and then stop because Gaynor could not come to the scratch?" "Yes." "Well, if that is not a prize fight I'd like to know it," The young men each paid $1 and costs. i ATULIi line of hosiery for ladies' and children. Come to the grand opening to morrow. F. SCHOENTHAL, 612 Penn aye. "Wash Goods A bargain in embroid ered zephyr and mull robes at $2 and 2 50 a pattern. Hugus & Hacke. mwtsu pOYAl POWDER Absolutely Pure- This powder never varies. A marvel or pur Itr, strength and wholesomeness. More eco nomical than the ordinary kin ds, and cannot be sold in competition with the multitude of ow est, short weight, alum or phosphate now ders. Sold only in cans. ROYAL BAKING POWDER CO., 106 Wall St. N. Y. oc5-m46-jrwrsu Optical and Mathematical Instruments, Arti ficial Eyes, Medical Batteries. All American and European Patented Eye Glass and Specta cle frames. Glasses perfectly adjusted. KORNBLUM. OPTICIAN NO. ft) FIFTH AVENUE. Telephone No. 1686. ap7-83-nsu OPIUM sel4-n29-su Morsnlne ana Whisky HitlU pals, lesslj cured. Treatment rent on trial free. Confidentially addren H. I KKAMFB.BeeEoxatarjt,lmd. NEW ADVERTISEMENTS. I feel like laying something BAD BE WISE! BOOTS AND SHOES DRESSED 'WITH Wo Iff s AG M EBI acking NEVER GET HRD AKB STIFF, Almyalookneit. Eq.uIl7goodforMen'B,W6nien's or Child's Shoes. No blacking- brush required, and the polishing is done in three minntea without labor. WATERPRO OF and warranted to preserve leather, and keeps It soft and durable. Bold by Shoe Stores, Grocers, Draggista, 4a. Try it on your Harnett. WOLFF & RANDOLPH. Philadelphia. MWTSU KID CLOVES. CAUTION! Ed Gloves bearing imitations of ottr Lacing Hooks are offered for sale. The genuine Foster Glove Hooks do not catch in Fringe, Laces, &c, nor accidentally unfasten. All Gloves with genuine FoBter Lacings are stamped FOSTER'S PATENTS. Demand them and see that you get them. BEWARE OF IMITATIONS. FOSTER, PAUL & CO., Manufacturers. r 1 NEW ADVERTISEMENTS. RUBEN Introduces Another Handsome Derby for Spring 1889: Black and Hazel Brown, 51 60, 31 90, $2 20. $2 40, $2 90, $3 40. this Derby differs from the others which we have placed on sale this spring in having a fuller crown, a wider brim and a generally larger appearance. It Is a hat specially adapted to stout gentlemen, on whom one of the nobby shapes affected by yoang gents would look lu dicrous. Ruben has any number of fleshy friends, and we make it a point to top them off with a stylish and becoming head covering. By the way, we make a specialty of extra large sizes. For instance, a gentleman with a Sena torial cranium, measuring; 7, need not go to the trouble or extra expense of having one made to order. Ruben will give you a choice of a dozen of that size to make your selection from. Big men, come and see us by all means. RUBEN, The Hatter and Furnisher, 421 AND 423 SMITHFIELD ST. ap7-wrsn x ' THE HOUSEKEEPER'S GUIDE, A monthly publication of interest to every house keeper. Gives the price of every article we carry in stock, interesting reading matter, household recipes, etc. April number now ready. Mailed on application. k ") SELECT FAMILY GEOOEES, 18 DIAMOND, Market Square, PITTSBURG. mhSl-55vreu ap7-su NEW ADVERTISEMENTS. kW i mwSFEfa mm a! ik$ WE ARE READY With an unequaled stock and endless variety of Men's, Boys' and Children's NEW SPRING CLOTHING, Its and Furnishings. Come see what we have to offer you and see if they are not bargains. Boys' Confirmation Suits In every grade and quality. Confirmation Hats, Confirmation Neckwear, Confirma tion Shirt "Waists. Bring the boys around and get our prices. SPECIAL: 500 dozen Boys Shirt "Waists, worth 40c, 19c Closing out Ladies' Jersey "Waists at half price to quit this branch. ETree music eyery Saturday night. SALLER & CO, Comer Diamoi and. MhMfl Streets. ap"-Mwrsu J. JIA3I02fD, Optician, 23 SIxtlx Street, nttstjurjar. Spectacles and Eyeglasses correctly adjusted to every defect of sight. Field and Opera Glasses, Telescopes, Microscopes, Barometers, Thermometers, etc ARTIFICIAL EYES made to order. Sr and warranted. Always on hand a large and complete stock. jaovrrssu jr&WEj Herbert Walker, 4s2$r EYE MAKER, 'ViuiSr' 65 NINTH ST. ap7su NEW ADVEKTISEaijEXTS. NO TROUBLED DREAMS -TO DISTURB TEXTS- PEACEFUL SLUMBERS. t .2 i Tlie above neatly furnished Bedroom, consisti ng of Bed, Dresser, Wash Stand, Two Chairs, One Rocker, One Center Stand, One Pair Springs, One Soft Top Mattress, 20 Yards Carpet, Two Pair Lace Curtains, Can be had for $47 50, $15 down, $2 per week for balance See our 7-Piece $22 Chamber Suit. See our 3-Piece $18 Chamber Suit. See our Elegant $30 Parlor Suit. See our Substantial $10 Bed Lounge. See our Reliable 20 Yards Carpet for $10. EVERYTHING ON EASY WEEKLY OR MOHTHLY PAYMENTS, HOUSEHOLD CREDIT CO. 405 "Wood S-biree-b., ACKNOWLEDGED CHAMPIONS OF LOW PRICES. I. We keep, show and sell -what, we advertise. Do not forget that 405 Is our number. ' , ap6-91-WSH ySW L ?-$?"" AVffej Fv (1) Q GREAT W ill sZf (wfK from: the loom: "to the cotjinter KAUPMANNS' CLOTHING passes tssottgkh: ttxi&ttRfi? nA-irnDS. The weaver, the inspector, the designer, the cutter, the tailor and the salesman all must understand their business thor oughly. Couple to these facts our own careful attention to the wants of our customers, a watchful eye on the markets, skill to plan and energy to execute, and you 'know what sdves us our matchless Clothing1 matchless in quality, matchless in style, matchless in fit, matchless in priceryes, and the last named in particular, as the subjoined bargains, which we have decided to offer this week, will readily prove. Read them carefully and remember that the goods they represent are genuine, tailor-made garments (every one of them) and no trashy slop-shop work, made irom shoddy materials that you so frequently meet with in certain first-class (?) Clothing stores in this city. m Men's Fine Spring Suits, consisting of elegant sack and frock styles; cut, trimmed and made like custom work, suitable for. business or for dress, in the very latest patterns and choicest materials. The same class of goods never was sold in previous seasons for less than $18. We have all sizes, and you can walk right in and take any one, and any style and pattern for just 12, but, remember, this offer is good for THIS WEEK ONLY. $12 $10- $10 GREAT SPECIAL SALE. Men's Spring Overcoats, every garment being a marvel of the tailor's art, and made from thoroughly reliable and extremely stylish materials only: Light-weight Meltons, Scotches, Broad Wales, Covert Cloths, Crepes, Venetians, Corkscrews and the-never-to-be-downed Cassimeres. Put one of these garments on your back, and no man in the world will suppose it to be a 10 coat. Don't hesitate, however, if you want one, as they're offered for THIS WEEK ONLY. $10 $i 81 GREAT SPECIAL SALE. U Boys' Long-Pant Suits, including a fine line of Confirmatibn Suits, made from fashionable and exquisite imported materials exclu sively. These Suits are for Boys from 12 to 19 years old (the very period when a boy is most fastidious and particular about his clothes) and will come up to the highest expectations as regards fit, style, make and patterns. They're well worth 12 and 13, but we have concluded to let 'em go for $8 $8 THIS WEEK ONLY. $S GREAT SPECIAL SALE. j5 Boys' Short-Pant Suits; embracing the most select and finest domestic and imported novelties of the season Suits that'll make the Boys look like "little gentfemen." If you come to-morrow you have an unbroken assortment to select from the cheapest suit in the entire line be ing worth 7. Of course we have plenty 'of suits at $2, $3 and $4, but, knowing these 5 Suits to be the most wonderful bargains ever shown, we lay particu lar stress on them. They will be offered during $5 THIS WEEK ONLY. $5 GRAND DISTRIBUTION OF HANDSOME PRESENTS IN OUR BdYS' DEPARTMENT. For a few (a very few) days longer we will continue to give our wonderful Puzzles, "Pigs in Clover" and "Cows in the Corn," as well asour very amusing Calliopes and Crack Shots free of charge to purchasers of Boys' Suits, and to every purchaser of a Confirmation Suit, who will leave his caddress with us, we will send a costly and magnificent Easter present We already have over 400 addresses on our list; don't fail to leave your name, when getting a Confirmation Suit MEN'S and BOYS' HATS. All the new and popular styles of Men's Stiff and Spft Hats at exceed ingly moderate prices; and in little Boys' Hats and Caps we have a brilliant and endless variety of spring novelties. Then we save our patrons from 25c on a low-priced Hat to $2 on an ele gant article. That's how we haye built up our colossal Hat trade that's the wonder of the Hat world. . V SPECIAL SALE OE WHITE AND EANCT DRESS SKIRTS. V As usual we are now selling lots of the best made and best fitting Shirts. We have all sizes neck-bands, from 13 to 18 inches, and with each fraction of neckband three or four lengths of sleeves, so that the tall and short, the large and small may be nicely and comfortably fitted. Fancy Shirts in all the latest stripes, dots and figures, pleated or plain bosoms, with or without collars attached. White Shirts in good to finest muslin and pure Irish Linen; well stayed and hemmed, plackets on sleeves, and elegantly laundried. The prices are: 75c each, or U 25 half dozen $1 each, or $5 50 half dozen. $1 25 each, or 7 half dozen. $1 50 each, or $8 50 half dozen. $1 75 each, or $10 half dozen. . aat SHOES FOR ALL. f 00,000 invested in Shoes, and not one shoddy pair among them alkj It's" a well-known fact that we sell our solid' leather Shoes for lesaVJ money than many dealers ask for tbeir leatherette (imitation; yf. leather) goods. The result is. seen in- our large and daily s -j increasing trade. If you've never tried" our Shoes, do so now. You'll profit by it, rest assured. B- KAUPMANNS J iK. ICFTIH: -AVIEJlsrTjriE! -AND- SMITHFIELD STREE H&H KAUFMANNS J J ' 1 , L ' v i