i M 8 , jutitf' i.a..tl. jrdfiH c. llfifc POT ,fflypgtaNiea frm r One Ttfix out bt vn experts employed to f. jfliWu t wa lnolvnt - MB? UriersUn4 th nature of the trans TSMon by which tha omaors of tli Pension tfufllat UrtrtUrcd th temporary ownrshlt -.t&.ihee bond from th New York bond ""Sn of H. 1 Doherty A Co. (In Mr. Heir illter It Is spoiled Dougherty), thero U Metrtl to digress n little from the letter Mr. Sell wrote to Mr. Johnson. Theso bonds amounted to almost $l,00O, $0fc and Were obtained by the 'Syndicate" llud that Is, a number of Investors were tted to Join a syndicate to take mijMr' ;t!n amount of stock (more than iftOO.OOO worth) of tho Tension Mutual I-lfo In surance Company. They wero given to ihjiniwt thnt thrv wntild never be called 4on ta Uuy the stoclt. All they had to do wM to say how much of the sloclt they would ftubscnbo for, give their notes for tlie nmounl With the written understanding that thcao notes would never bo negotiated, 'that tho stoclt for which they subscribed WOUtd be sold by the holding company (Consolidated Investment Company, Finance Building) at a profit and that profit turned .over to tho subscribers with their notes. IlONDii IttTTUUNKD instead of selling tho 1'enslon Mutual 'stock, the officers of the company look the notes to Doherty & Co. and exchanged them foi1 the bonds. When Dnhorty & Co. tried to turn the notes Into cash they un covered tho private agreement that tho note . makers wero not liable, and they demanded return of tho bonds nnd brought suit In the courts bf Pittsburgh. The bonds wero totuined to Doherty & Co., but meanwhile they had served their purpose, aa Lyndon D. Wood had aworn to tho Insuranco De i cartment that they wero the property of the company, The condition of the company was set out In detail by Charles Johnson to Mr. Bell, whom ho advised to proceed at onco to take tho step which Commissioner O Nell took early In November and which comes to a head on November 27. Mr. Boll has been nnd Is now a legal ' adviser of tho Pension Mutual Mfe In suranco Company, and Mr. O'Nell referred ll very recently ,to a C000 chock ho received for work In connoctlon with the Union Casualty Company, which Is In tho same boat with tho Pension Mutual, and which Is dominated by the same man, Lyndon D. Wood. i . Beforo becoming Attorney General Mr. belt was also counsel In n general way for Uu Tension Mut'ui'l Llfn Insuranco Com pany. Ho has said emphatically that he was not connected with It In nny capacity while ho held the Stato. olllce. Hilt. DEU8 IiKTTKK ' Tho letter from Mr. tlell to Mr. Johnson wan written December 34, 1914. Mr. Bell's answer IK .under data of Ilarrlshurg, Pa.. December 20, 1914. It Is moro Illuminating than any paraphaso could bo and la as fol lows! "' Ofllco ofhe Attorney General, llarrls- burg,- December 20, 1914. Hon. Charles-Johnson, Insuranco Com missioner, Itar'rlsburg. i Dear Sir Under, dnto of March 11. 1914, y6u 'addressed a letter to the At torney Qonernl's Department, ndvlslng that tin-Pension Mutual Life Insurance Company, "of Pittsburgh. Pn., had, boen Issuing policies nnd otherwise transact ing tho business of llfo Insuranco with out authority from tho Inmirnnco De partment, nnd that nn cxnmlnntlon of Its books nnd nccounts by your depart ment showed that Its condlton nt that tlmo wns such that Its further transac tion of business would be hazardous to ltn policyholders, to Its creditors and to the public. In this communication you requested that this department apply to tho Court of Common Pleas of Dnuphln County, under the net of Juno 1, 1911, P. Ij. COO, for an order upon said In suranco company to show causo why 'you, as Insurance Commissioner of tho ' Commonwenlth, should not take posses sion of Its properly and lluuldato its business;,; COMPANY'S AIIOUMKNT Tour said communication of March 11, 1914, was based upon report of tho examiners of yo'ur department, show ing a deficit In tho nssets of said com pany nB of February 21. 1914, of nbout $571,100. In accordance with tho usual practice of tho Attorney acneral's do- ' partment, an opportunity was afforded the said Insuranco company to show nny rouson It might have why proceed ings should not be Instituted against It In said Court of Common PIcbh of Dau phin County, In nccordanco with tho provisions of the said act. As a result , of several hearings had nt the Attor ney Oeneral's department, at which your department was represented, a letter was addressed by tlie Ilrst deputy to Messrs. Stone & Stone, us counsel for the said, -The Pension Mutual Life Insurance Company, of Pittsburgh, Andor date of April 15. 1914. In this letter tlie attention of counsel for said insurance company was called to the fact that'a difference of opinion existed , between your department and the offi cers and counsel of said Insuranco com pany with reference to the proper con struction of the artlclo of agreement entered Into under date of July 29, 1911, between the State Insurance and Trust Company and tho Pension Llfo Society, and the article of agreement dated July 29,' 1911, and re-executed January 13, 1912, between the snld State Insurance and Trust Company, renamed Tho Pension Mutual Life In surance Company, nnd the snld Pension Llfo Society the subject mutter of both agreements being the taking over of the assets of the said Pension Life Society by the said The Pension Mutual Life In suranco Company, under certain terms, conditions and stipulations. And It was further stated In said communication , that the Attorney Oeneral's department , did not desire or Intend, at that time, to commit Itself to any particular con .,"' Btrugtlon of said agreements, 'but that , It seemed clear In any view of the mat ter that The Pension Mutual Life In- ' euranctf Company took over, under said " agreements, tho assets of the Bald Pen sion Ufa Society of the value of about $140,00,0, and agreed, at least, to hold said assets and accretlops thereof, In trust for the beneficiaries of the said Pension Life Society, It was further stated In said communication that among- the alleged assets of The Pen sion Mutual Life Insuranco Company was an Item of $$17,113.92, consisting . of "capital ptock notes and agree ment, .I WKAT LAW ItEQUinBD -'-- ' In conclusion, the counsel of said In , . aurancs company wera advised that If, - .ubd:i an examination to be made by , the, examiners qf the Insurance Depart ' tnent of Pennsylvania as of July 1, Ifl4, It should appear that said Insur ance company has said trust fund of about $140,000, together with Its ac cretion, lew only (he actual cost of conducting the business of said Pension ti Mte Society, Intact, and has the proper -,,uwyni v ieg-iu reserve required oy " tttft laws of tbe State of Pennsylvania, I upon all of its outstanding policy con jt Wets, and has no Impairment of Its sSMJlt!. the Attorney General's Depart Bfnt would advlM the Insurance De Pertinent to issue to said The Pension WutualLffa insuranco Company, a 11- Mom to da business ua a life insurance j-SSftmany. Jt being distinctly under stood. However, that In calculating the assets of said company no credit Is to bj given for capital stock notes or Hffreements for the purchase of capital stock. 'It appearing about tho first of July, lpliw, that the said insurance company had converted the above mentioned Un of f m.m.BJ, consisting; of "Cap .Mai Notes and Agreements," together Hfc i additional larg amount of wwe Stock Notes and Agreement ttte'MMain bonds thnuish lha nuraluuu STOf TO PENSION PROBE IN 1914 Co., New York! and It further appear ing, that a difference of opinion had nrisen between the exnmlners of your Department nnd the officers of said In surance company with reference to the market Value of said bonds, no report was made to the Attorney Oeneral's Department ns to the date Indicated In said communication, IHtt'OItTEn y DEFICIT This department Is" now In receipt, however, of a communication from your department under date of Decem ber 24, 1014. Inclosing a copy of the report of the eiamtners ol your de partment, under the sumo date, of the condition of the said Tho Pension Mu tual Llfo insurance Company, of Pittsburgh, Pa., ns of November 30. 1914. Krom this report It appears: that said company has nssets, admitted by your department, of the vniuo of $1.214, 109..1I, nnd that Its liabilities, ns claimed by your department, amount to , $1,253,521.18, showing deficit or Im pairment as of November 30, 1014, of $39,411.87. It further nppears from said report that In valuing tho nssctH of said In surance company you have ndnplml ns tho value of the nbovo-mentlonml bonds the book value thereof as the samo nppears Upon tho books of said compnny, to wit, $902,775.93. It fur ther appears from said report that tba question of tho solvency or Insolvency of snld Insuranco company nt tho pres ent time depends entirely upon tlio real vnlun of said bonds, and that niiprnlso ments havo been mndo upon tho said bonds nt your Instance by Marvin Hcudder, tho official appTlilscr of se curities for a number of Insuranco de partments of tho various State, and that appraisements have llkcwlso been mndo nt the Instanco of tho company by N. W. llalsey ft Co., Hughos & Dler, J. IC. Hlco & Co. and A. 11. Leach A Co., which appraisements, together with tho actual cost to said Insurance company of said bonds, ns obtained from II, L. Dougherty & Co., nro summarized In said report, together with tho effects of tho ndoptton of tho several valua tions, ns follown: ArntAIHKMKNT . . . Tmialrmnt. JJ. W. lllcy A Co.$l,0(ll.il.-..nri J7H1.HT iiuxnvn k iMor. . J, K. Itlrn t Co. l.oi.i.ini.nu 4n.nM.nii A. I). l,flrh A Pa. 0117.815.03 A, .171. NT Actual rpfll oMulnAj frotn It. L. Dough erty i Co L'o'a book valu. . . . Marvin Hcuddvr. . . . Surplus. naz.M.i.n.i no.3n1.a7 IIHL,77n.U:i 3M10.H7 8iii.siH.iu i:i;.:iu'j."o At a conforenco held nt my office this day, at which you nnd your deputy and examiners wero present, and which waa attended by thu presi dent of tho above-named Insuranco company and his counsel, It wns made to appear thnt thcro has been no de fault In tho payment of Interest upon nny of tho bonds In question, and that tho companies Issuing said securities sre,' according to tlio best evidence obtainable, earning sufficient to meet alt Interest nnd other charges. You and your deputy havo stated nt said conference that In any event the policy holdcra In the company In ques tion nra amply protected, and that tho only Interests now for consideration are tho Interests of tho stockholders. The company now has a capital stock out standing. In tho amouiit of $839,575. Disregarding for tho prespnt tlie val uations submitted on behalf of thu com pany, and which tend to establish Its Solvency, If tho book value of tlio se curities In question Is nccvptvd as a baSIs for circulation, thero would bo an Impairment uf capital to tho amount of about $40,000, nnd If tho cost of tho securities is accepted as a bas.s for calculation, tho impairment would amount to about $70,000. In any nspect of tho matter, tho Im pairment Is less than ten per. cent of tho capital. After taking into consideration nil of tho facta shown by the report of your examiners nnd dovclopcd nt tho hearing today, nnd having in mind tho evident spirit of tho fifth section of tho act of June 1, 1911, P. L. G07, creating nn Insurance department, etc., wo are of the opinion, In view of tho greatly Im proved condition of tho nfTuIrs of this company as shown by u comparison of tho respective reports of your ex "inwnmrrmxiKEi CHESTNUT ST. 6TH BIG WEEK 1 rT,ATflP .-IffiflBli OTaSntos- 4 I Aitken's car was shod with Goodyear Cords on all four ' I i b WILLIAM J'OX KK KSllSir & ii n . t r t c.i j r i - H . I pr.nt. WsjMOmSS witu I I wheels ; so was Patterson s ; Cooper s Stutz rode Goodyear Cord 1 - 1 ' I Jk "" I11IIi1H3kI11 nillirTTr H on rear wheels only, .; 1 Sot the jL iJH nLLLLlllnlinil ! 1 ' ' r. &wkw& '"'''?' : L- I 1 (Ms H imEm Daring . I ii I 1 The Picture Beautiful WM JKm Fascinating I Goodyear cord tires are standard equipment on the Franklin, Ihe Packard Twin Six, the Locomobile, 9 i 1 -., Ml,.-,m-t-ri HH 1HHH j.,,Min,mrr,, 8 the Peerless, the White, the Haynes Twelve, the Stutz, the McFarlan, the Roamer, the Lexington "Thorough. M I Children Enjoy j ffll hI j Charms Old I i bred Six" and the Daniels Eight. ' 1 Gnomes BlilSylP8 Dazzling Beauty j 1 11 The qualities that led to their adoption on these "cars are this qualities that make them higher-priced I KVBKIHG LEDGER- aminers under1 dates of February 2i and December 24, 1914, It would now be detrimental to the best Interests ot the policy holders and of tho stock holders for ma to comply with your re quest for the Institution of proceedings under said net ot June 1, 1911, P. L., 699, SANCTION ADVISRD You are therefore respectfully ad vised, In reply to your original request of March 11, 1914, that for the reasons above given It Is the opinion of this de partment that notnppllcatlon should be made by fho Attorney General's De partment nt this time to the Court of Common Pleas of Daliphln County tinder the said net of Juno 1, 1911, P. L.. 699, You uro further advised that, In our opinion, it would bo proper lindor nil tho facts now developed In this case, for yoli, In tho cxerrlse of tho discretion nnd authority conferred Upon you by tho said net of Juno 1, 1911, P. I. 007, lo Issue to the Pension Mutual Llfo In suranco Compnny of Pittsburgh, Pa., a Hertlflcnte of authority to transact the business of a life Insurance company In thin State. Tho compnny wilt then be In a position to conduct nn nil thorlzod life Insurntiro business under tho Immediate supervision nnd control of your department, through tho exer cise uf which siipervlilon nnd control, tlio boat Interests of Its policy holders and stockholders, may be, nt nil times, bundcquntcly protected. Very truly yours, JOHN C. I1KLL, Attorney (lonirnl. J. K. 11. CUNNINOHAM, First Deputy Attorney Oencrnl. Mr. Hell was nhown a copy of thin letter und nsked If ho wished to make any expla nation beforo It wob printed. "No," ho answered ; "It explains Itself. I might say, though," he added, "that this letter wim drnftetl by Mr. Cunningham (he referred to J. 13, II. Cunningham, ills Klrst Deputy Attorney (icncral) and about all I had to do with it was to sign It. Mr. Cunningham brought It to mo hero In Phila delphia nnd 1 signed It right In my own office. "This whole matter of Iho Pension Mutunl was handled by Mr. Cunningham while I wns Attorney General. There was a double reason for this. Ueforo becoming Attorney General 1 bad been legal advisor to tho Pen sion Mutual on somo minor matters, mat ters so small that I forget now Just what thoy were, and when tho company came to tho attention of tho Attorney General's Pc pnrtment 1 determined to Icavo their dispo sition to Mr. Cunningham, so that I would be above suspicion In any regard. Then thero wan tho further reason that It was a Pittsburgh company and Mr. Cunningham was then making his home lit Pittsburgh. I naturully felt that he would know moro nbout tho en so." Mr. Hell was asked If he felt that his ofllco the Attorney Gcnornl'fi had taken tho best view of the matter, regardless of tho fiiet that the view ho did lake was within tho letter ot tho law, Inasmuch us that view Involved the overriding of tho view held by the Insurance, department, and ho answered .that Mr. Cunningham hail felt that the Judgment of tho bond house the ono out of tho seven nppralscra which did not view the Pension Mutual bonds so that an impairment resulted wns so expert that It ought to be accepted, and ho (Mr. IJell) acquiesced In this view. ISXAMINL'IIS' .SUSPICIONS "In tho light of events na thoy hnvo occurred this month do you think your Judgment wns good?" ho was uslced, and replied with tho old saw nbout, "it one's hindsight was ns good as one's foresight, etc." The matter of Lyndon D. Wood's claim to actual ownership of the bonds, on the value of which thu whole question of tho com pany's right legally to do business hinged, wns brought up. Krom tho tono or Mr. Johnson's exami ne r.V report, It might bo Inferred that theso examiners had their suspicions, for thoy bring In n statement that Mr. Wood stated tho ownership wns absolute when thero should havo (been no question of It. I3xplalnliig his letter to the Insurance Commissioner, which letter denied tho plea for court action ngalnst the Pension Mutual Mr. Dell said of this bond question: ' "I didn't learn until n whole year later that thcro was any question of the owner ship of tho bonds. ' As has been told, those bonds wero re turned to tho Doherty houso following tho suit for them. Candle Sticks Graceful Colonial pattern in Sterling Silver eight inches high. Per pair, $12. S. Kind & Sons Diamond Merchants Jewelers Silversmiths 1110 Chestnut Street OPERA HOUSE IKS. HCKa...l 3M&i 74 S OT n.tiifrtn mtru U HHI t, f "? PHIIJmtPHIA, MOBAT, HOVEMBEK 20, BELL IIEAIU) PENSION MUTUAL ARGUMENT, PRO AND CON, SAYS J, E. II. CUNNINGHAM, ASSISTANT A telegram was sent by tho Mvrnino Ledqer to J. R, U. Cunningham, Asslstnnt Attorney General when John C. Bel! was In charge of the department, tcltlng him that Mr. Bell made him responsible for the letter refusing to take nctlon ngalnst the Pension Mutunl Lolfo Insurance Com pany. In his nnswer, sent yesterday from llnr rlsburg, ho says tho letter sets forth tho results of a cotiferenco nt which Mr. Hell was present. The telegram, nddrcssed to tho city editor of the Kvknino J.KDoltn, la as follows: Telegram nt November 18 received. Letter December 29, 1914, from Attor ney General Hell and myself to Insur anco Commissioner In matter of Pen sion Mutual Life Insurance Company was drafted by me nnd sets forth the results of a conference between tho Insurance Commissioner nnd represen tatives of his department, representa tives of the compnny In question nnd Attorney General Hell nnd myself nt his cilflco In Philadelphia. Tho letter Is an ofllclal record of the Attorney General's Department nnd needs no explanation or Justification. Tho nc tlon tnken by tho Attorney General's Department was the only nctlon which should havo been taken upon the fncts as they then existed. I hnvo no knowl edge of the subsequent history of tho company. J. k. h. CUNNINGHAM, TUKKEYS TO (.'0 TO TOP UIDDKIIS AT HATFIELD AND 'SOIJIiEUTON Prices, "Live Weight," Expected Range From 1!8 to 32 Cents to HATKIHLD, Pa., Nov. 20. Twenty-flvo hundred llvo turkeys, ranging from n monster gobbler, weighing twonly-nlno pounds, to seven. pound hens, will bo sold next Monday nt tlie history-making lurkev sales hero and at Hollderton. The Hatfield turkey rale, nn nnnunl Institution In1 the North I'eiin, brings hundreds of buyers from miles around. The turkeys are sold In lots as fhey are allowed to run loose In a big field, thn highest bidder taking Ilrst pick. The price will not bo established until after thn sales on Monday, hut it Is as serted that tho birds this year will bring higher prices than last year. It Is estimated that tho live-weight price will rnngo from i twenty eght tri thirty-two cents a pound. The price of dressed birds Is estimated ot nnywhero from thirty-six to forty-eight cents it pound. Dealers declare that birds that sold, dressed. Inst year at thirty-two "cents a pound, will bring from thirty-eight to forty cents. The historical Hatfield milo In the pust hns been conducted by "Joe" Anders, of Kulpsvlllc, tho "turkey king" of tho Noith Pcnn. He died last fall. This year the salu will bo conducted by William Hcrgey, of Allentown, Jacob Mnycr, of Frnnconla township, wilt conduct the .Soudcrton salu. Man Found Dead in Closet JlllNTON, I'a... Nov. 20. Dressed In his hunting clothes, Thomns McIIenry, forty ono years old, was found dead In a closet at ills unclo'n home with a gaping hole In his breast nnd his shotgun by his side. It Is generally bollavcd his death was caused by uu accident. Goodyear Cords Win First, "and Third Places X bis AUTOS KILL TWO MORE; YEAR'S DEATH TOLL 113 Boy Spinning Top Ono Victim. Aged Woman Dies of Her Injuries A twelve-year-old boy was killed and nine persons were Injured In nutomoblle nnd motorcycle nceidcnls In Philadelphia within tho last twenty-four hours, and nn nged woman died from Injuries received In nn nutomoblle nccldcnl several days ngo. Tho fatalities bring tlie number of deaths from motor vehicles since tho first of the year to 111. The youthful victim was Charles McDon nld, 161.1 (luenther Htreet. The woman was Mrs. 11. Kcldel, seventy-two years old. of Atlantic City. Nhe died yesterday In Ht. Joseph's Hospital. Hho was knocked down nt llrond and Stiles streets last Thursday by nn nutomoblle driven by Harry Parks, of Columbia avenue near Tenth street. Parks wns held without ball to nwnlt tho nctlon of tho Coroner by Magistrate McClcary In Central .Station this morning. The MncDonald boy was run down by nil automobile Wliuo spinning a ioi near his home yesterday ufternoon. Tho car hnd to b Jacked to extricate tho lad. who died In the Polyclinic Hospital. William ltlley, .1029 Gray's Kerry road, driver of tho car, has been held by the pollco to await tlio action of tha Coroner. l.'lvo persons wero pinned under n heavy touring car when It wns sldeswlped by an other at sixty-third and Media streets yes terdny nfternoon; threo of the occupants were Injured seriously. They wero Law rence t'nrlln, thirty years old, of 6201 Mar- Old-fashioned Buhr Stone Ground MADE the way of our great - grandfathers' day. Selected Pennsylvania Buck wheat, water-ground between buhr stones. This flour re tains all the elements and good ness of the grain and tho true buckwheat flavor. 2-lb. sack, 25c; -1-lb. sack, 50c; 8-lb. sack, $1.00. Dcliv ' ered free by Parcel Post or Ex press. ffrml or free booklet, olvlnp ll.it of tcholc milled grains, cereals, infant foods, GREAT VALLEY MILLS IXnli. IT 10 Paoli, Pa. Buck nternationa Race at Santa .Monica Saturday Winners in premier classic of motordom storm across finish line in Goodyear equipped procession. Aitken, piloting Wilcox's Peugeot, Cooper at the wheel of a Stutz and Patterson driving a Hudson capture major honors in the most desperately driven contest in grand prize history. Victorious Peugeot covers four hundred and three-mile distance over an eight-mile course strangled with turns at average rate of eighty-five and fifty-nine hundredths miles an hour ten miles an hour faster than best previous time for this race. 1010 i ret who Is in tho West Philadelphia Hospital whert it is feared that his spins I Tlnjureds Francis Loughran, saloonkeeper, of B201 Market street, and his wife, who re suffering front shock. The others es caped with minor bruises. The other auto mobile was driven by II. R. Core, of 128 North Flftyslxtlt street! his car was not '"ilnrry Hamm, forty-seven years old. ot 323.1 North Twenty-fifth street. Is In the Samaritan Hospital as the result of being run down by an nulomobllo at Uroad ana Tioga streets yesterday. Three motorcyclists were Injured yester day They wero Frederick Kngard, 98S North Plfty-sUth Rtrcet, who Is In the Sa maritan Hospital with a broken leg; Lewis Kopp nnd Karl Itolnhnrt, E650 Westminster avenue, Who sustained a hip fracture when thrown nt Twelfth nnd Diamond streets. Ilclnhnrt wns taken to the Samaritan Hos pital. Police Asked to Find Missing Hoy The pollco ba'o been naked to look for Henry It. Hnydcr, a Lebanon boy, who dis appeared from his home about two years ago Tho boy's father, Who Is superintend ent of tho American Iron and Steel Com pany, said that bis wife Is crltlcnlly 111 ns Styles for distinction fiWk wwmwmmmmmwm If ml:ik w T & v ncss. Uur showing is a com plete and authentic exhibit of prevailing models and materials, particularly featur ing the style and appearance which well dressed men wish their apparel to express. Jacob Reed's Sons 1424-1426 CHESTNUT STREET ! MiaKimiBr Grand a result ot worry orer the boy", aus.,. ,'; ance. It was rumored that Bnrt iJr . this city, but search bjf his fsther $ hns been In vain. INVENTOR OF "THIAL DIVORCE" BRIDE 01? CIRCUS PERFORMER Mrs. Fnnnie Smith Trude Undertake Her Third Matrimonial Adventure CHICAGO, Nov. 20. Mrs. Pannle Bmlth. Trude, celebrated ns the Inventor of the "trial divorce," Is a bride today. Announce lnent was made that she hnd been rnarrM lo Harry ltlley, a circus performer, Mrs. Trude's adventures In matrimony number three. She wn wed when aUlttn to a 1(oy named Daggett, but the marrlir. was annulled through Iho efforts of Oeotrl A. Trude, later a Judge ot the SunerloJ Court hcte. Then he married her hlrnutt In 1811 they separated nnd made Ke announcement that they had agreed in . "trial divorce.'' If It proved utbUcto It would be made permanent later. Tb .. JI,.am Mm, In IfllR 1111.,.. 1 I,, .rC ltlley Is Bald tn i,..' Ul.u.c vu.i.u ,(. .caw. been n boyhood sweetheart. yercoab-i Hne, nch, luxurious. $15 $20 $25' up to $60 tho man who wants without freakish- Second Prize 0 m . mM JMntexrem H swgbrty & ". a