EVENING LEDGER-PHILADELPHIA: TUESDAY; DECEMBER 29: 19X1. BUSINESS CRISIS OF 19KLE5S HURTFUL : THAN IN '93 AMD '07 Comptroller Williams Tells of Improved Methods. Denounces Loose Banking Methods. TMSIIINGTON, Dec 29.-Comptrollcr of the Currency John SkeHcm Williams, in his annual report, mado publlo today, draws an Interesting comparison between the financial crises of 1814 nnd 1893 nnd 10O7, showing how well tho latest cmer ffency was handled. For tho 12 months ended v October 31, 1914, ho says 26 national banks, with aggregate capital stock of 42,610,000, failed or suspended payment Tho liabilities Wero 114,177,403. In tho corresponding pe riod of 1892-83, 155 national banks sus pended, with liabilities of S3,0I2,3I7. In 'the, six-month period, Octobor 1, 1907, to April 1, IMS, there wero 22 failures, with liabilities of (2,443,978. He comments: In the crisis of 1914, unlike the panics of 1893 and 1907, thero was no sus pension of currency payments on the part of tho banks of this country, either In tho large cities or in the smaller towns. In tho panics of 1893 and 1907, In addition to clearing houso chocks, many artificial methods of supplying a temporary currency wore resorted to, whllo actual currency commanded a premium of from 3 per cent, to 6 per cent In 1914 the banks of tho country wero enabled, ns a result of the In stant and active co-operation of tho Treasury department, and through tho operations of the aot of May 30, 1903, as amended by tho Federal re serve act, to supply actual currency, ven during the period of grentest stringency, to their customers nnd correspondents, both over tho counter and In response to requests for ship ments. Mr. "Williams asks that legislation bo nut on the statuto books giving tho Comp troller power to remove and dlsclpllno guilty bnnk directors. Ho says: Among tho many abuses and viola tions with which tho Department has to contend are execsstvo loans, over drafts. Iooso and unbusinesslike methods of accounting, excessive bor rowing by tho banks, Investment of tho banks' funds In securities not authorized by law, charging of usurious rates of Interest, unlawful loans on real estate, oxcesslve loans to officers, clerks and employes of tho bank employing them, loans to banks' officers or employes nnd others through "dummies"; loaning money directly or Indirectly upon the bank's own stock, transaction of 'brokerape or commission business by tho bank's' executive officers, commissions thus collected being sometimes appropriated personally by the officers and some times going directly or Indirectly to tho banks; falso statements of direc tors as to stock ownership and fail ure or refusal to charge off bad debts and other ascertained losses. Williams recommended that the bylaws of national banks be mado uniform, so that directors' meetings be held regularly and more often. ''The duties of officers are frequently not properly defined," ho declared, "and In many cases meetings of directors are rarely held." Among other recommendations was one that tho law 'be changed so that officers of individual national banks will not be required personally to sign national bank currency. An amendment to the law giving to the Comptroller of the Currency, with the np poval of tho Secretary of tho Treasury, the power to require tho removal of any director or directors or of any officers of a bank guilty of a violation of any of tho more important provisions of the national bank act, and to direct that suit be brought is recommended by tho Comptroller, The Comptroller said tho total resources of the K.765 banks in the United States on June 30, 1914, were 28.971,39S,030.96, with liabilities of J18.517.T32.S79.01. Total cash In vaults of the 7600 national banks amounted to 3902,914,860 on Sep tember 12. 1914, while they held gold coin of 165,G17.2S0, Tho United States bonded debt In creased from J966.823,1M on October 31, 1913, to K-6S,S25,(50 on the earns date in 1511. That bankjng Is one of the most profit able businesses in the country Is shown by the averago dividend rata of national banks of 11.3) per cent Net earnings of national banks for the fiscal year amounted to 3149,270,170 and the dividends aggregated 3121,147.0m. The largest failure during the year was the First-Second National, of Pitts fcursh. The- banking power of tho United States, Mr. Wllllems estimated, amounts to 321,340,091,112. Individual deposits ag gregated 118,617,7,879. Deposits In sav ings banks were 31,936,531,815, the average deposit being 3141 36. LOGAN SHORT OF POLICEMEN Thieves Successful for That Rcasonj Residents Say. Because of many robberies In Logan the last few days, It was said today no tion will be taken at tho next meeting of the Logan Improvement League to obtain more pollcemeli and street lights for that section. Itesldtnls of tho suburb declared the lack of policemen In that district gavo thieves opportunity to wolk. The blue coats have to cover1 too great a distance, they contend. Edwin J. Larforty, president of the Logan Improvement League, said ho was ready to Indorse any plan to give Logan belter pollco service and moro lights. He declared Lieutenant Itornsby, of Branchlown station, was laboring under dlfticuttles In covering his district. "Lack of policemen rather than Inefficiency la, responsible for tho robberies In Logan," said Mr. Lafferty. DOCTOR BRUMBAUGH GREETED BY CHEERS OF 1500 EDUCATORS Chief Speaker at Sixty-fifth Annual Meeting of State Educational Association at Harrlsburg. IIAIUlISHUIia, Dec. 29. More than 1B00 persons from every county In tho State, delegates to the G5th convention of tho State Educational Association, In tho Technical High School hero, cheered Governor-elect Martin O. Brumbaugh when ho entered tho auditorium this afternoon. Doctor Brumbaugh, an ex-prcsldcnt of tho body, was the principal speaker. Doctor Brumbaugh referred to his con nection with the association, telling how ho attended the sessions here In 1883, how ho became a llfo member and In 1895 pres ident. The schools, said Doctor Brum baugh, belong to tho people, and they ex ist to mako democracy possible. "Moro potent than armies and navies aro s6hoolB," he said. "Thq soldiers apd tho sailor must sharo with tho teacher tho honorable and patriotic service of pre serving our national life. The schools ex ist primarily to mako our civilization nnd our civic progress possible." Doctor Brumbaugh advocated keeping tho schools near tho hearts of tho people "Just now," he continued, "rre have a striking Illustration of a great educational need In this country. Almost 10,000,000 people under our flag think in tho Span ish language. Tho world-wide nnd un fortunate war has opened suddenly a now market for 3600,000,000 of American prod ucts in our sister republics to tho south. They all uso tho Spanish langunge." Doctor Brumbaugh spent o, busy day here, arriving this morning In time to attend his last meeting as a member Qf tho Stato Board of Education. With other members ho attended to much rou llno business, which kept the board at work until after 1 o'clock. Ha held a con ference with members of tho Legislative Commllteo of the Stato Grange, listening to suggestions for proposed legislation In favor of tho farmers of tho Htato. Tho next Governor woUld not discuss politics or his appointments. He will remain here until this evening and then leave for Pittsburgh. XMAS CHEER TO SUFFERER Sympathy for Bedfast Boy Shown In Substantial Way. A little bird has brought happiness and cheer to three-year-old Harry Strough, of 2746 Coral street, who is lying strapped to a cot in the Episcopal Hospital suffer ing from tuberculosis of the Bplne as tho result of a fall In front of his home three weeks ago. Harry will have to lie in the same position for three weeks more, then ho will be opernted upon. At least a year must elapse before he will be ablo to romp about. Three weeks ago the story of Harry's misfortune appeared In the Evenino Ledoer. and little Thomas Bird, a live-year-old youngster in Vljlanova, read of the mishap. He talked about It with his chum, Dorothy, and slater, Elizabeth. The triumvirate came to the conclusion they would send little Harry some real Christmas "gqodles." The pile of books, sweets and toys are now beside Harry's cot as a silent tribute of real, sincere and unselfish childish sympathy. THIEF CAUSES PIBE IN HOME Mysterious noises startled Mrs. Qustina Vincent. 1807 North 62d street, as she was eating dinner at her home last night. Footsteps were heard in a room upstairs, but a hasty search failed to disclose an Intruder. Two hours later a fire was discovered In the third floor back, and Mrs, Vincent, her two daughters and Raymond Kirk extinguished it after throwing two burn ing mattresseg out of the window. It was then discovered that a .gold watch and small sum of money had: been stolen. The thief Is thought to have concealed him self from the searching party by hiding In a closet CHILDREN'S CORNER The Little Girl Who Didn't Have Any Christmas 0' iNCB thero was a little girl who didn't hayo any Christmas. Not any tree, not a present No candy, no, popcorn, Not a sign of Christmas not one single thing. And she wasn't cross or hateful about It, either. Not one bit Bhe knew that When a little Blrl's father hasn't had any work for a long time and her mother I? sick and-and all that then, sometimes, Santa Claua does forget to come. Bhe puzzled about It qui to a little. It HaW ' ' Cuu.U vm pttunii. u(r, 4 yo had tift OoU out hu9 in vw urwur" titroi tbe shoe window and look at t& toy ,u4 prtnd that tu wet lien, On, tt ieal fuu' Mtt plotuJtl 1M-1 1,1164 lt VwUl4 BU (MM & IW- te' 4t! ik bid su ii.a;. U uui ourne very tlmo that he didn't come. It was queer. But she Anally decided that it would do no good to worry or fret (which was true), and she mado up a happy little game of her own. She would go every day and stand In with her that she could hardly carry them. Just Imagine having so many bun dles of toys you could hardly carry them I Oh, what a jolly game! But as the days went by the toys In the window -were sold. One favorite thing afUr another was sold. Still there -were plenty to pretend with jet. Then Christmas Eve came. Tho little girl didn't feel much like pretending that night. It isn't much fun to pretend on Christmas Eve when you know KNOW that you're going to get nothing at all. But the day after Christmas the little girl went to the store as usual. v This tima there wero not so many peo ple on the street. And tho little girt could get up close to tho window. She pressed her faoe so close she eould see her favorite things.- Thero they were! The doll with ths browrr"eurU funny no one bad bought her--and tho doll piano Just tho size for her to play. Tho little girl looked at them with all her eyea She forgot that sho was' on a sidewalk, sho forgot everything but ths doll with tho brown curls. She talked to her as if she hold hr In her arms. Just at that very minute who should come walking akmg ? walk feut a man who had no little girt at hisWjj. A man who was so loassoao that h had tHd to forgot ChrUUmiu and sitajt days. Ho almost stumtriod ovr the UttU girl who was profnrttng by tho window; the be notloed aor. "Soar mo." ho said Madly, as be i4dxd what sho was da lag "Cou)d't you EUal oaaJor U you had that dolt out hero in you? arma?" That's tbe way it all BAt&od Tba Bttl girl got hr Christmas. od h dtUi t car a bit it, it " a day Imi And tho tottasvwe man wu glad to ib tttu of hU hear i that ho w4d pay Suu. CIau. H lkv4 U- tleitd. too, i'v4i ilitt t,Jwr im-m mbvo, BUSINESS MEN MOVE TO MAKE MUMMERS' PARADE BIG EVENT Merchants in All Sections In dorse Plan of Advertising City Through Annual Frolic. Enthusiasm over the coming mummers parade has become cltywldc, and, ns a re sult, business organizations In nil sec tions are In favor of a plan to plnco tho annual frolic of the shooters on a larger scale. Those who aro urging such a step realise that It Is Impossible for every section of the city to see the "shooters' pageant, because It woutd bo a physical Impossibility to send tho parade to every community. As the next best step It has been suggested by men who have taken a prominent part In civic nffalrs that every business organization In the city unlto In tho prize-giving and co operate, so that all who desire may see the parade on Broad street or Increase the present route. Several business men said today that this could bo done by the erection of stnnds, ns was done during the Founders' Week celebration, and giving various spaces to organizations representing dif ferent sections of tho city. It wan pointed out, for Instance, that each association could give substantial cash prizes to the shooters and bo re imbursed by tho sale of seats In the respective stands. Proper supervision by the city would prevent anything savoring of a commercial deal, tho shooters would collect prlzo monoy worth whllo and tho capacity of Broad street, from a spec tator's standpoint, would bo greatly In creased. FAVORS BIG CARNIVAL. Among those who approve of co-opora-tton along this line Is Common. Council man John II. Bnlzley, II. Bart McHugh, special agent of Councils' New Year Com mittee, nnd Edward B. Martin, of tho United Business Men's Association. This association Is adlllatcd with 32 other or ganizations throughout tho city. In discussing tho matter today, Mr. Martin said: "Tho plan for a moro elabo rate celebration will be considered by the association at Its next meeting. The three-day celebration on tho Fourth of July was a great bucccss and I certainly think wo ought to havo a similar festival In midwinter. I am most heartily In favor of the plan. It was announced todny by Councilman Balzley that tho parade would start at Broad and Wolf streets, so that tho patients at tho Methodist Hospital could view tho procession. PRIZES TO BE AWARDED. At a meeting of tho Councllmanlc New Year's Commltteo nnd tho club captains last night, II. Bart McHugh announced that tho following prizes would be award ed to tho clubs following tho ofllclat route from Shunk street to Glrard avo nue. Comic section First prize, $650: second, $300; third, $200; fourth, $150; fifth. $75; sixth, $60. For tho Mno3t comically dressed captain, $100; for tho most comic costume, $50. Fancy section First, $650; second, $400; third, $200 For tho bost-drcssed captain, $100, and $50 for the handsomest costume. Thero will also be special prizes for brigades, special features and floats. Four prizes will be awarded to brigades: First. $100; second, $60; third, $50; fourth, $25. Awards for floats will be: First, $150; second, $100; third, $75; fourth, $50, and last, $25. Prizes for special features will bo as follows: First, $100; second, $50; third, $25. A prize of $25 will be given to each club In lino providing It has at least 50 men and one band. The judges will be Charles P. Garde, Harry B. Call and Joseph Kelly. As Superintendent of Police RoblnBon said that ho could not give proper pollco protection to clubs on Columbia avenue, on account of tho width of the street, they will not parado on that thoroughfare. FIGHT FOR $400,000 ESTATE Cousin of Francis "Way Smith Denies His Testamentory Capacity. Testimony that the Idiosyncrasies of the late Francis Way Smith had led guests at the Dennis Hotel. Atlantic City, to call him n "funny character" was given today at the resumption of the contest over his $100,000 estate before Judge Dallett In tho Orphans' Court. The witness who told of Mr. Smith's peculiarities was Joseph G. Engart, of 4423 Baltimore avenue, a for mer night clerk at tbe hotel. Mr. Bmlth died In the hotel on July 1, 1913, 63 years of age. By his will Samuel M. W, Briggs, manager of the Colonnade Hotel, where the testator lived during the winter months, receives $100,000 in cash and a $1500 annuity for the upkeep of an automobile given him by Mr. Smith. John F. Rearden, close friend of Mr. Smith, Is made residuary legatee and executor of the estate. The contestant of the will, Ross Rey nolds Smith, a cousin, charges that the provisions of the testament were pro cured by these two beneficiaries through coercion, fraud and undiMilnfluence. idiMginnueni (3 CHA If Kinder SETjTI.EMENT BELy CHAETEB House Equipped WloJ Kindergarten, Day Nursery nnd Beading Booms. The Joy Settlement, through Attorney John S. W-urts, today made application in Court of Common Pleas No. I for a char ter. The organization, financed through con tributions, maintains a settlement houso for neighborhood Improvement at E1S Brown street. The house Is equipped with a kindergarten, a day nursery where mothers may leave their children and reading rooms. H Is planned to extend the scope 6f the work and establish read, ing rooms for older girls and women and manual instruction for children by the first of the year. Miss Margaret Weston, of Dayton, O,, la director of tho. settlement. HOSPITAIi PATIENT HISSING York, Pa., Young Man Disappears From Institution Here, Tho police are today scouring the city for Samuel Gray, 19-year-old son at Thomas Gray, of York, Pa. The young mafi, who has been a patient at the Orthopedle Hospital and Infirmary for Nervous Diseases, 17th and Summer streets, since April, disappeared from that institution Suaday alterooiwrand has not boon sp since. His Barents say he ha not returned to hie home. Bids tar $176,000 School Supplies The Ttbooka and SuiwlUs Commltteo U thai HAflnl nt IMiiAatlA- tut. - T received htda on contracts for school ta- iwry. sMaygrouna, acaool cardan. iv iuiu nnsnonaBoous auppUoj BiHMBtr or oau received was far is "" ih mu.1 rear, uiose ror statiuanry WNHf uwauutg 4. iojrOT lott qrf clcras imtoedlaiely was detailed to subetl ul4 ihiu. ana It is eapeuted the coa Uaiw U1 be awarded wuhln a week rtm eittirjtlhmvj ou ta auvt-Ues will i ta- I uanry Store Opens 8:30 A. M. WANAMAKEITS Store Closes 5:30 P M. EDNESDAY AT WANAMAKER.'S Sir! you arc very welcome to our house. It must(nppear In other wnya than words. Shakespeare. Some Facts Publish Themselves Tile difference between the new and old kind of Store Is easily perceivable. It is just as easy to keep a "be tft home" house, neighborly house, as it is to keep a clean house, a cheerful house or an orderly, comfortable, house. When one comes here once he is sure to learn something, and he wonders why he did not come before and see what modernized store-keeping is. The attendants are all human, but none above their business when they show the welcome which is a clearly settled part of their duty All Eyes Brighten in Doing Things Small or Great Pleasantly It is fair to say that this is a well-furnished Store, for there is hardly ever less than seven millions of dollars in stock and the sales arc large enough daily to require new goods daily which makes the Store fresh. ISM M(t0$& Decembcr 20, 101U The Sale of Women's Dresses, Suits, Coats and Wraps Is Going Oh Merrily in the Fashion Salons If a woman wants anything whatever of a clothes kind this Winter, now is the time to get it while this clearaway of our own and manufacturers' stocks is going on. In it she will find serge dresses as low as $5 though they would have cost her twice as much at the first of the season; day dresses at $15 and $19.75, including satin frocks, velvet frocks, cloth frocks edged with fur and lots more than we can tell about. She will find evening dresses dozens of styles at $8.75 and $13.50 ; and evening gowns that are noth ing short of wonderful at $25. We speak of these especially but there are gowns here all the way up to $95 which have had equally important reductions. Plenty of suits here, too from the simpler sorts at $7.50 to the fine novelties at $95. Corduroys, fur trimmed cloths a really great variety. Virtually all the fine day and evening wraps and coats in the Coat Salon have been reduced also, and, may be had for $10 to $75. (First Floor, Central) Children's and Babies' Winter Hats and Caps Marked at , Disposal Prices Warm and pretty bonnets, hats and caps, both domestic and French, for babies and boys and girls up to six years, offer an important opportunity to mothers, for prices are now 25c to $10 that have been twice as much. Velvet, felt, corduroy, silk and fur are included, in be coming and fashionable shapes. (Third Floor, Chestnut) Sweepers Should be Muscle Savers The Bissell Sweepers are the last word in sweeper con struction. They have all the latest improvements, with the elimination of every unnecessary which means ease of run and minimum of cost. We have sold hundreds of thousands of these sweepers, and just for the reasons stated. The best seller of the group is tho American Queen at $3.75. Then there are t The Quaker City ?2.7B and $3.25. The Parlor Queen ?4.25. The Superba $5.25. , (Subway Floor, Central) Paris Lillian Corsets Reduced ' One graceful model for average women is reduced to 58 only a little more than half of what it originally sold for. All sizes from 23 to 28, (Third Floor, Chestnut) Store Notes -Favors for New Year's din ners were never cuter or prettier, Subutay Floor, Chestnut. Now poke the fire; or better still, cuddle up to a gas log fire that needs no poker. Subway Floor, Central. The boy scout has a special spy-glass with a compass in the end, in a leather case for his belt; $4. JVfoiw Gallery, Chestnut. There's a soap-like substance called Putnam dry-cleaner which added to gasoline removes all dirt from the goods. Subumi Fhor, Tweaty-ftve-eeat hoekey eapa are oly e f a seore of hat epeafoUiea oa 54nNy GalUry, Market, Bankers and lawyers take to tho large-eyed tortoise shell spec tacleyftat lie lightly on the face; imijaPon shell, $3.60: real shell, $yWd $6. Main Gallery, Chest- The watch-pocket carbine camera is carried constantly by many newspaper men it is so quick for press snaps. Wain. Floor, Juniper. Ice skates. Beautiful Snow shovels, and all the inclemency implements on Subway Floor, Central, i Whoa elaeirie lights were first lit in this store people were warned to keep away freia taem; row people fairly flk around fha elitr lamps. Fourth Floor, Central, "The Most Honestly Made of Blankets" in a Low Price Clearing They are made by the Amana Society, of Homestead Iowa. On the surface they look a bit rougher than most blankets, but they are good through artd through, being woven of pure wool, every pair finished with a wide binding of silk. "The most honest blankets made" an expert blanket man called them. We are clearing a group at the special price of $8 a pair, size, 70 x 84 inches. - The clearing also takes in blankets woven of pure Aus tralian wool, and now marked at special prices. 60x84 inches :'. .810 a pair. 72x84 inches $12 a pair. 80x8G inches $13,50 a pair. 80 x 00 inches . . . . .$14.50 a pair. Blankets woven, 80 per cent, from Australian wool, 72 x 84 inches, $9 and $10 a pair; 80 x 86 inches, $12 a pair. (Fifth Floor, Market) 9x12 Rugs at Very Interesting Prices A little collection of these popular-size rugs, in good weaves, desirable colors and attractive designs. $9.75 for special Tapestry Brussels rugs in Dxl2-foot size. $18 for standard Axminster rugs. $23.50 for high-grade seamless Axminster rugs. $20 for Body Brussels rugs. $12 for seamless Tapestry Brussels. All in 9xl2-foot size. $6.76 for seamless Tapestry Brussels rugs, 6x9 feet." $14.25 for Body Brussels rugs, 6x9 feet. (Snlmay Floor, Chestnut) When the Next Rainy Day Comes Along you'll be glad of the protection -which one of these good $2.50 umbrellas will afford. The umbrellas are particularly good for the price. Those for men have covers of silk-and-cotton, and those for women have all-silk covers. Handles are of natural and fancy woods; plain or silver, trimmed. (Slain Floor, Chen(nnt) We Sell More Sewing Machines and Sweepers in January Than in December Why? Because many who get Christmas presents of money think it best to invest it in practical, lasting, labor saving forms. The Wanamaker sewing machines are ball bearing where the work is heavy if a machine isn't a labor saver it's a labor maker wears out the operator while wear ing itself out. We have two makes of sewing machines the Wanamaker and the Wanamaker Standard. Both are rotary that is, they make seven stitches where other styles make four; and the more rapid work, because of no lost motion, calls for less expenditure of muscle. The Standard is both a lock and a chain stitch; the chain stitch can be easily pulled out an advantage in making growing children's garments; $32 to $55. The Wanamaker Rotary is $30 and $35. It is a lock stitch only and has an automatic tension which adapts itself to any thickness of material. The Wanamaker Long Shuttle Machine the machine on which We built the business is the best vibrating shuttle machine that we (or you) ever saw. It can be had for $18 up to $28.50. The Wanamaker Automatic is noiseless and a trouble saver, be cause it is exceedingly simple in make and easy in operation; $37.50 and $40. These machines may be bought for cash, or for an initial payment of $2 and $1 weekly. Experts are here to give necessary instructions. (Sub-fray Floor, Central) 200 Boys' Suits SpMal at $5.50 v ' Brand-new purchase from a manufactu who is anxious to clear his stocks and get ready i6r Spring goods. Every suit at a saving of at least $2 some as much as $3. Worsteds and cashmeres in good, well-liked brown, gray and plaid effects; all serge lined, and for boys 7 to 18 years. (Subway Floor, Market) A Sofa Cushion Special for the Housewife Think of a handsome velour pillow cover, in brown, green, blue or some other harmonious color, with the pillow in it, for $1.50 or the same pillow, covered with embroid ered velour, for $2. Find it in a special group we are showing. The covers, made up, may be bought without the pillows for $1 and $1.60, respectively. Interesting also is the pile qf odd and decorative for eign pillows at new prices much under what they ware marked when first they cme over. (FourtlTFloor, Chestnut) Odd Lampshades Prices Less Than Half Those with lacquered frames are lined with paper w cretonne, and are to be cleared out for 50c each. &Jnw of these are a bit shopworn. Those of silk or cretonne are $1 to $10, Thf foe slightly soiled. AU of them are priced far bisw orjf ial pica. (FoarOi Flar, QsatssU JOHN WANAMAKER it HHg mMtmmmmuwm mmmmim mmmmmmmm mm UM til WZM