OL. L. SIT CURA FUTURI EQUITABLE LIFE INSURANCE COMRANY OrricE—No. 74 Waling treat, Philadelphia. President—JOHN W. CLAGIIORN. Vice President—PETEß CULLEN. TRUSTEES: Joseph T. Thomas, Edw. C. Markley; William .Craig., Robert Morris, George N. Diehl, Stephen R. Crawford, Peter Cullen, Alve E. Laing, Wm. G. Alexander, William M. Baird, Wm. W. Haly, R. F. Loper, Clayton B. Lamb, • Harry Conrad, Peter Rambo, Franklin Comly. H. G. TUCKETT, Secretary and Actuary. Capital s2so;ooo—Charter Perpetual. Make In ifrance on Lives at their Office, in Philadelpha, and at their Agencies throughout the States, at the lowest rates of premium. Persons should insure their lives, and do so without delay, whilst the are healthy and tit subjects to be insured. In this Office there are advt.ntages greater than have ever yet been derived from the system of Life Assurance; which reason and experience convinec the Trustees may with safety be offered to the public. It will be found, on inquiry, that most offices have in the outset professed to act on some new principle; or 'to offer to assurers some one particular benefit not to be obtained from other societies. But policies are effected tinder various circumstances, and . with widely different objects, and what may facilitate the views of one man, af fords no accoMmodation to another. It appears, therefore, to the .'frustees of the Equitable ' that the greatest good will be effected by that office, which alloWs such reasonable advantages to every assurer, as at the time of completing his Policy, he considers to be suitable to his particular case. .On this principle they act, and a few instances will 'suffice to show the benefits derivable from its adoption—the greatest good of the greatest number: No policy will be disputed, unless under an act of fraud by the assured, and after the same shall have been declared by referees of undoubted char acter. In ease of error, either as to age, or in the form of policy, or the answers of referees, such errors, unless wilful and fraudulent, will not be deemed to vitiate the policy. The travelling leave is extensive and liberal. Persons insured for life have liberty to pass to and from the States of and Kentucky; and west of the river Mississippi, between the first day of November and the first day of July fbllowing. And to pass from any place or port within the British North American Colonies, or United States north of thirty-four degrees north latitude, without pay- ing an extra premium. They are allowed to cross the Atlantic in first class steamers during May, June, July, August and September,. flee of charge; during remaining months of the year, 2.5 cents on each $lOO insured. The age of the assured will be admitted on the policy. If the insured die in a duel, by his own hands, or under sentence of the law, such death will not invalidate the policy, except so for as it was the property of the deceased. Thirty slays allowed after each annual payment bpcomes due, and fifteen days after each quarterly' ; and half yearly premium becomes due, without for- i feiture of policy. Premiums or lapsed policies may be renewed at any time within six months on the production of satisfactory evidence as to the health of the insured. When a party effects a policy upon the life of hnother, the Company will be satisfied if the party aad, at - the time, a bona fide interest in the life of the assured. The policy may be assigned to whom soever the assured pleases, without the knowledge or assent of the Company (there being no clause in the Equitable policies usual in the policies of Mu- TUAL Companies, claiming a right to be notified of an assignment and their approval obtained) so long as the assignment or transfer of a policy in the Equitable is a lea-al act, and the party Who claims can give a legal discharge, the amount is paid by the Company. The extraordinary advantage urorded by means of the - Half Credit system, in not requiring, under any circumstances, an outlay of a larger sum of money than is absolutely necessary to secure the amount insured, is peculiarly applicable to the CREEDTOR desirous of possessing a policy on the life his Drama. If the debt is paid off during `these five years, he"can discontinue the assurance alto gether, having secured the amount, in the event of the debtor's death previously, at a less expense than would in any mutual office be charged for assuring the for seven years. If the debt is NOT PAID he would be enabled to continue the ass raneefor the remainder of the debtor's life, whatever might then he his state of health. Attention is particularY re quested to the HALF CREDIT RATES OF PREMIUM PER Si lOU. (Without security or deferred note.) Half Credit. 6 during 5 years. 1 , 51 4-6 175 2 13 2 64 Half Credit. Ag during 5 years. 9U 40 98 45 $lO9 50 125 55 The assured has to pay the premium in all cases in advance, and HAS NO LIABILITY of any kind, 0 sort or description. A deferred note is not neces sary to perfect any operation, and none will be taken by the Company. Persons insuring should bear in mind that a pro missory note given to a MotuAl. OFFICE at com pound interest, soon amounts to more than the sum assured. Thus, $lOO per'annum for 20 years at li per cent., would cause a DEDUCTION from the sum assured of THREE THOUSAND SIN: .HUNDRED AND SEVENTY-FIGHT DOLLARS AND FIFTY-FIVE CENTS. The premiums of Mutual Assurance Companies being, as they profess, tl - lough the Mutual offices "do somehow". advertise guarantee capitals) free from the burdens of dividends to shareholders, should be very much lower, than those of stock companies; YET THE EQUITABLE IS LOWER BY SIX TEEN PER CENT. THAPT ANY MUTUAL OFFICE, and at the SAME RATES OF PREMIUM charged by the "New York Life," "The - New York Mutual," "Albion," "Worcester Mutual," "Connecticut Mutual," " Pennsylvania," " Girard," IF Penn," "New England," "Hartford," "Baltimore Mu tual," "Boston Mutual," &c., &c., &c., in the Equitable the payments cease altogether after twenty-one years. Annual Premium payable during Twenty-one years. only, for an assurance of $lOO at death Age. An.pavm't. Age.An.paym , t. Age,An.paym , t 20 81 77 35 $275. 50 54 60 25 2 04 40 3 20 55 5 76 30 2 S 6 45 3 73 60 7 00 The assured being thus entirely relieved of pay ments (if he is under 35 years of age) before he has passed the prime of life, and that for the same pre mium charged by the Mutual Offices. The premiums charged by the MUTUAL OFFICES are all on the highest scale, (and by their own ad vertisements) much beyond *hat is requisite for the purpose of their business. Their " profits" can only be realized, if ever realized at all, after a lapse of twenty years. The word Profits, therefore, is an abuse of the term,. a WHOLLY CONTINGENT AND 'REMOTE PRO3IISE, for it is self-evident, and cannot for a moment be ques itioned, they must suffer loss by every insurer who dies before the , amount paid by him in premiums, with the accumulated interest, shall be equal to the amount of his policy'--nevertheless, in the Mu tual Offices the "profits" (Ill) are to be shared in by the representative, ,should the insured die IM DIEDIATELY after one or two payments. By the diminution of, the premiums in the Equi table,THE GREATEST PRESENT BENEFIT IS SECURED to al persons assured by this company; whilst those who wish to participate in the profits can do so, by the purchase of the reserved shares, (first instalment, 10 dollars) which at all times afford a good and really profitable investment ibr capital, beside a vote tot each share. This action the Trustees conceive must commend itself to the judg ment cif every unbiassed inquirer, being based on the broad principle of equity; and securing to all the members, the advantages to which they are justly entitled by their actual payments; without opera ting to the peculiar benefit of old standing members, or placing recent entrants at a disadvantage—a Combination presented by no other office than the Equitable Life Insurance Company. THE ACTUAL MONEY BONUS given by the Equi-' table Saved, is upwards of 15 per cent, at the time of effecting the insurance; on IN ACCORDANCE with the SCUFF' BONUS OF A MUTUAL OFFICE; THE SAYING 111 EQUAL TO TWO HUNDRED AND FIFTY PER CENT. PROFIT Scarp (7) CO - Pamphlets, tables of rates, lists of agents, obtained at the office, 74 Walnut Street, or from the agents throughout the Unifed states; The public are requested to examine carefully the Prospectus of " The Equitable" before insuring elsewhere. JNO. W. CLAGHORN, Pres,t. FRANCIS WEBS, M.D. } M edical Examiners. J. B. BIDDLE, M. p . K' In attendance daily from 12 to 2 o'clock, Treasurer—F. W. ,RAWLE. Solicitor—Wm. W. HALM. Actuary—H. G. TucirErr. GEO. A. MILLER, Agent for Lancaster, Penn,a. April 17 '49, New Arrangement PIDENIX LINE 'WAY TRAIN now leaves the Depot, No. 272 Market Street, EVERY DAY - (except the Sabbath) at 11 o'clock A.M., for Down -ingtown, Lancaster and Columbia, and on its return to this city, will leave Columbia at 8 o'clock, and Lancaster at 9 A. M., and arrive in Philadelphia at 1 P. M. This line is intended to accommodate the public in general, and Passengers will be taken up and put down at any point along the road. The Cars will pass the following places at the following times for Philadelphia: Columbia S Midway 10 15 Lancaster 9 Downingtown 10 30 Bird-in-Hand 915 Oakland 10 45 Lemon Place 920 Steamboat 11 00 Kinzer's 930 Paoli 11 45 Gap—Buyers' 950 Eagle 11 45 Penningtonville 950 Morgan's Corner 12 00 Parkesburg 10 00 Philadelphia ' 100 The undersigned have purchased the entire stock of the above Line, which will be run in future under the control or management of DAVID :IILLER, who will spare no pains or expense to make this Line the most comfortable and accommodating on the road. PROPRIETORS: DAVID MILLER, HENRY MUSSELMAN, BENJAMIN MISHLER, MICH'L MUSSELMAN, HENRY SCHENK, BENJ. SNAVELY, DAVID HARTMAN, HENRY W. HESS, HENRY MINES, J. B. GROFF, JOHNHERTZLER, A. C. BUYERS, ODEDIAII ROCK, ELIAS EBY. OFFICES—At Philadelphia, 272 Market Street; at Lancaster, Lancaster City Exchange; at Colum bia, Washington Hotel. P. S.—ln returning my most Aficere thanks to a . generous public for the very liberal patronage be sto wed on this line under the former Proprietors, I beg leave most respectfully to ask a continuance of it under the present. May 29,'49-IS] D. MILLER. Litiz Hotel. THE Moravian Society have re-built and en !arged the Hotel, at the delightful village of Litiz, and 'the undersigned having leased the same, beg leave, respectfully, to call the attention of those who arc esirous of seeking a calm and quiet re treat during the summer months ; to the advantages of this place. The village of Lyrtz is situated in the midst of a most delightful , region of country, eight miles dis tant from the city of Lancaster, with which place it has a ready and regular DAILY communication, by means of Stages over a good turnpike road. Per ilous leaving Washington City, Baltimore or Phila delphia, in the morning reach here the same day, as an Accommodation Coacji leaves Lancaster for Litiz, at 4 o'clock P. M., upon the arrival of the Cars. The Female Seminary, so long and justly cele brated abroad, and now under the charge of the Rev. E. FREAUFF, as . also the Boys' Academy, under the charge of Mr. JOHN BECK, so long and favora bly known 'throughout the United States, give this place a degree of peculiar interest. The Hotel occupied by us, has been entirely and newly furnished, and is sufficiently capacious to accommodate a large number of visitors, with pri vate parlors and all the comforts . of home. The walks and scenery about the village are delightful. Oar Terms are moderate. SHRODER & BARR. June 26,1849.- 22 Sprecher & Rohrer's Cheap Hard- Ware Store. HARDWARE, Glass, Paints,Oils, and Varnishes at that long established stand, East King st Lancaster, fOrinerly occupied by Howett & Krieder, a few doors east of the Court House, next door to the Drug Stort of James Smith, and opposite Geo. Messenkop , s Hotel, which they have recently taken and where they will carry on the business. They most respectfully beg leave to invite the attention of their friends and acquaintances to their stock of Hardware, which they have just opened and will sell at the most reasonable prices, includ ing every variety of Iron and Steel, Latches, Locks, Bolts, Hinges, Screws, and all kinds of building materials, every description of Files,•l3lacksmith>s Bellows, Saddlery, best warranted Edge Tools, Planes, and Veneers. Also a complete assortment of CEDAR WARE, such as tubs, buckets, butter churns, together with every article in their line. They will keep constantly on hand every variety of Coal and Wood Stoves; also a highly approved COOKING STOVE. The attention of young beginners is particularly called to their full and complete assortment of household utensils. Determined to spare no pains to accommodate purchasers, and by steady adherence to business, they expect to merit a continuance of the liberal patronage thus far bestowed upon them. GEORGE D. SPRECHER, REUBEN S. ROHRER. Old Metal and Flaxseed taken in exchange for goods. janAa-50 Strasburg and Lancaster-Stage. THE undersigned, thankful for the encourage ment received since the establishment of this line, begs leave to inform his friends and the public generally, that he continues running a Stage daily between Strasburg and Lancaster. Leaving Miller's, Strasburg, at 7 o'clock A.M. Shears, Lancaster, at 4 P. M. FARE—Each way, 37i cts. Children under 10 years of age, half price. Each passenger will be 'entitled to 50 pounds baggage. The cars from Philadelphia and from the West arrive in time for this stage. The subscriber has purchased the interest of the firm in the Stage, and intends to drive and manage it personally. Passengers will be called for when requested.— Also taken up at any place along the road. The borough of Strasburg is situated in the most beautiful and fertile section of .Lancaster county, about 7 miles from the City of Lancaster, and is a most delightful place of resort for the summer season. To the citizens of Philadelphia, who are desirous of securing a quiet and pleasant retreat from the pestilential atmosphere by which they are surrounded, the Borough of Strasburg is recom mended as possessing many advantages over other places. It is but a few hours ride from the city, and board may be obtained of an excellent charac ter upon the most reasonable terms. July 31--27] C. EDWARDS, Proprietor. GETZ & HARBERGER, PRACTICAL GAS FITTERS, WEST RING ST., LANCASTER. TILAIN and Ornamental Gas Fitting, and general Furnishing of Gas Fixtures. Gas Pipes intro duced into Churches, Stores,Dwelling Houses, and public establishments, at the shortest notice. All their work warranted. Old Fixtures repaired, and alterations made in the most improved and substantial manner. Orders strictly attended to. [oct 2, '49—tf-36 Richard's himself again HE subscriber respectfully informs his friends A. and the public generally, that he has taken the establishment formerly occupied by M. Huber, on the Railroad, back of the "Fulton House," where he intends carrying on the Silver Plating and Brass Feunding. in all its branches. Door Knobs, Bell Pulls, Hub Bands, Bits, Stirrups, Miller's. Brands, Letters and Figures, &c., &c., manufactured and plated. Brass Locks repaired. Also, GAS FITTING. ,Gold melted and refilled, and rolled to any size fox' Den tists. R. McDONALD. Lanc,aster, July 24, 1849. 6m-26 atitc. tack 171alszastai, SURGEON lifEllig r AL - 911111111V3V. OFFICE—In Kramph'a Building, NORTHEAST CORNER OF Orange and North Queen Streets, LANCASTER, P. Lancaster, July 3, 1849. if-23 Ornamental Marble Works. EAST Ring street, next door to John N. Lane's store. 'Charles M. Howell, Marble Mason, respectfully informs the citizens of Lancaster and the public in general, that he carries on the MAR BLE BUSINESS, in all its various branches, and invites all to call on him, as he is satisfied that he can sell cheaper than any other establishment in the city or state. He invites the public to call and examine his stock of finished Mantels, Monuments, Tombs, Grave Stones,and also his collection of designs for Monuments, Tombs, &c., before purchasing else where, lan 16 CITY OF LANCASTER, TUESDAY MORNING, DECEMBER 25, 1849. NO. 80. ' IMPORTANT NO. SO Fall and Winter Dry Goods. CLOTHS, Cassimeres, Satinets, Vestings, and other goods for Men's and Boy's wearing apparel.' - Merinoes, Cashmeres, Alpaccas, Delaines, Ging hams, &c., of various shades and styles. BLK. DRESS SILKS, Silk Cravats, Hdkfs., &c. Calicoes,Hosiery, Gloves, bleach'd and unbl'd Muslin, ickings, Checks, &c. LINENS, bleach'd and unbl'd, Cloth, Linen and Cotton Table Covers, Flannels, Blankets, Shawls, with a general assortment of goods generally kept in a DRY GOODS STORE. To which we would expressly invite our friends and the public in. general, as we will spare no pains to please all who may call. Our Stock of Goods is new, bought for Cash, therefore we are satisfied we can and ,will sell goods as low as any other estab lishment in the city. Our fiends from the country who wish to pur chase materials for a suit of clothes, would do well by calling to examine our stock of CLOTHS, C.Assr- XERES, &c.; in this they will realize a great saving, as well as in any other article we offer for sale. Groceries and Queensware, Tea, Coffee, Sugar, Molasses, with every article in the grocery line. Oranges, Lemons, Figs, Rai sins, Candies, Almonds, Filberts, Cream and Ground Nuts, &c. Baskets—French and other travelling, also mar keting Baskets, with or without covers, Basket Carriages, Chairs, &c. 200 Bbls. and bbls. of the choicest brands— Mackerel warrarited. T ACCO AND SEGARS wholesale and retail. We would especially invite the attention of all who wish to purchase articles at the lowest possi ble prices to call at No. SO North Queen St., under the Museum, two squares from the Court House. PIN.KERTON & SMELTZ. ly-10-37 October 9, ,49 Grand Centre of Attraction. LANCASTER TOWER HALL CLOTHING STORE.—Just received, together with the latest Fall and Winter Fashions, the largest and most splendid assortment of FALL and WINTER GOODS ever befbre exhibited in Lancaster county, at M. T. Ford's Tower Hall Clothing Store, oppo site Vankenan , S (late Scholfield , s) Hotel. The citizens of Lancaster county, and strangers who may be visiting the city, are respect'ully in vited to an examination of this magnificent stock, comprising an unrivalled collection of uncut Cloths, Cassimeres, and Vestings; with Overcoats, Sack Dress and Frock Coats, Monkey Jackets, Pants, Vests, Shirts, Stocks, Shams,. Cravats of all des criptions, Hosiery, Suspenders, Gloves, and in fact everything necessary to complete a gentleman's wardrobe, and at prices that no others in the trade attempt to compete with. Remember, gentlemen, that this is no trade clothing shop, as the proprietor has from the start set his face against orders of all kinds, and conse quently does not put a high tariff on his customers for fear they may have a builder's order, but sell ing exclusively for cash, he can and does sell his goods for less than it costs most of the Tailors to manufacture them. So you see your true interest lies in patronizir.g the Tower Hall of M. T. FORD, North Queen street, opposite the Franklin Hotel. N. B.—The new style Kossuth Woolen Plaid Vest, is just out, call and see. [sept 25-Iy-35 HORACE F. ASH. ISAAC R. DILLER Land and General Agency Office, AT THE CAPITAL OF ILLINOIS ; CITY OF SPRINGFIELD. To non-residents owners of Illinois Lands—Holders of Illinois Indebtedness, and all persons desirous of purchasing State lands with Illinois scrip or bonds. MEE undersigned would respectfully inform the JIL public, that they have established in this City —the capital of the state of Illinois—a Land and General Agency Office for the transaction of all business appertaining thereto, within the limits of the State. All transactions relative to the purchase and sale of lands, examining lands and reporting their loca tion, anvantages and value, paying taxes, redeem ing land sold tbr taxes, investigating titles, &c., buying and selling all descriptions of state indebt edness, this and every other description of business attached to a General Land Agency on the most extended scale, will be promptly and faithfully attended to. ASH & DILLER SPRINGFIELD, March 14,X99. REFERENCES Hon. James Buchanan, - Lancasfer, Penn's. " Benj. Champneys, Reah Frazer, Esq., is ii Win. Mathiot, Esq., <