6
Money and Banks.
Money Rates. The steady accu
mulation money in New York through
shipments from the interior constitutes
ui important factor in the money
market at present. Currency is being
received in large packages from the
West, and banks with important
Southern connections report that the
practical completion of the movement
of cotton to market is bringing ad
vices of intended shipments from that
section. The outflow of currency is
of small proportions, being confined
practically to the provision of pack
ages of small notes required for mer
chants in neighboring cities for pay
rolls. It is impossible for them to
place all their available balances at
the rate of i per cent., which has
been current all this week for call
loans at the Stock Exchange. In the
outside market the rate has declined
to the same basis, except for an oc
casional contract on securities with a
slow market at i J per cent. About
the only hope for a more active mar
ket held out by the banks is the pos
sibility of the withdrawal of a large
amount of money through a new issue
of Government bonds, but this pros
pect is not viewed with unmixed sat
isfaction. The banks appreciate that
if an issue of much more than $50,
000,000 were to be made, and pay
ment arranged in New York, it would
be necessary to call a good many
loans now carried on active stocks,
and that the etlect upon the market
for securities might be important
through forcing much liquidation.
Many of the loans being carried by
Wall Street houses on call are regard
ed substantially as time loans, as they
have run for a long time at 1 per
cent., with no indication of any de
sire on the part of the banks to ter
minate the arrangement. There is at
present very little evidence of dis
crimination as to the character of the
securities accepted among lenders,
largely because the amount of new
business is comparatively light.
In time loans the market has con
tinued narrow and very featureless.
The demand has been very light, be
cause of the limited amount of new
commission business in stocks and
the ease of the call loan market ; but
at the same time there has been no
evidence of pressure of funds among
lenders. All appear to be awaiting
the outcome of the currency discus
sions, with the object of being pre
pared for a possible bond issue. For
eign bankers are not an important
factor in the market, both became
their European connections decline
to place balances for definite terms
at ruling rates, and because few bor
rowers will consent to sign gold notes.
Rates are 1 per cent, for 30 days, 2
2 J for 60 days to four months, and
3 for longer dates ; but these quota
tions are largely nominal. Banks and
brokers agree that there is no impor
tant amount of new paper coming in
to the market from any quarter, and
it is difficult for brokers to accumu
late important lines to offer for dis
count. Importing houses appear to
be the only sellers. Rates are 2$
3 per cent, for best indorsed receiv
ables ; 3 3 J- for best single names,
with most business at 3 ; and 4 6
' lor singles not so well known."
The above, which we extracted
from Dun's Review, fully exemplifies
the financial condition among bank
ers, brokers and speculators. The
sum of it is interest far too low
to suit them, and their principal hope
is to effect such straightened condi
tions with the Government that it
must issue bonds whether it wants to
or not. These conditions are now
very promising to holders of idle cash.
Onions and Parsley,
It is a fact, not generally known by
the fair sex, that parsley deodorizes
onions, and that onions aie remaik
ably helpful to the complexion and
nerves.
To make a fair test of the efficacy
of parsley the lady should wait until
the night she expects him, then take
to onions freely, providing she's got
the parsley for the second course.
To retain the virtues and overcome
the loudness of the odoriferous onion
she has only to eat a small sprig of
this pretty, green herb the aromatic
pot pie flavorer, so well known to all
good cooks as parsley. It may be
eaten with your onions or immediate
ly after with the same effect i for he
won't smell 'em. There will be noth
ing in the breath or about the person
at all suggestive of onions five minutes
after the parsley is eaten. Any one
can have pars'ey ; for it may be readi
ly grown in any warm sunny window.
Soak the seeds in tepid water twenty
four hours before planting and water
plentifully after planting, The young
parsley will peep through the earth in
aboat two weeks, and, when well
grown, your window will not only be
ornamented, but you can eat your
onions without regard to who is com
inp, and )our complexion will be as
fine as your breath is sweet just as
fine.
Chestnuts grafted 011 scrub oak is
said to be the best way to get your
hag feed. This discovery is accredited
to a Columbia county farmer whose
scrub oak was giving him no return,
but instead a great deal of labor.
Qeneral News.
The little bicycle and electric c.ir hn nt
only displaced mid relieved over A million
horses, hut have also very materially Icisen
ed the dividends arising from passenger traf
fic on railroads. Evidently railroad stock
as an investment has reached its maximum.
There is no telling what the minimum value
may he in the future with the electrical cur
rent as an obstinate competitor.
Should China ever get the Japs on the run
there is no telling how little indemnity she
would he willing to pay Japan to have her
cease hostilities. With the enemy on the
run we have an idea that the Chinese are
ugly fighters.
Mr. Bryan has submitted a resolution pro
viding th:it no person shall succeed himself
as 1'residcnt of the United Stales. It is
quite possihle that a l'residcnt would find
himself less nfllicted with self interests were
it not possible for him to succeed himself in
ollice. The same may be said of minor of
fices. 1-1
There is some hinting at the possibility of
reducing the salaries of some slate officials.
It is quite probably only a hint, however.
If l'attison failed in this respect, as now
claimed, the great saving affected under the
Hastings administration will show up the
more clearly perhaps.
1-1
It is now the effort of the War Depart
ment to concentrate in the larger cities the
few troops now stationed at the outlying
military posts. The safety and pecuniary
advantage of the presence of disciplined
troops is (in advantage no doubt that is
worth the effort. It has failed however, thus
far.
I"'
The State guards of New Jersey are held
in readiness 10 act whenever called upon, to
suppress all riotious acts should the sym
pathetic strikers extend their operations that
far.
The establishment of creameries has done
much to enlighten the farmers They have
been compelled to give some consideration
to the breeds of catile, to use better imple
ments in the dairy, and to produce better
butler in order to compete for the highest
pr.ccs. Those who patronize the creameries
have lessened their labor, and combined
several other pursuits with the keeping of
good cows. On farms where formerly only
milk and butter were sold there is now a di
versity of crops, and varied products are
shipped to inaiket.
At this season, when the roads nre made
alternately hard and soft by freezing and
thawing, fanners are nearly blockaded in
some sections It is a good time to sludy
the problem of good roads, and make resolu
tions regarding them another winter, but in
the summer the question of taxation will
take the preference. Now is the time to
estimate how much you are losing from bad
roads. The tax is a small sum compared
with the advantages gained by good roads.
Tlowing should begin just ns soon as it
can be done on the approach of spring. If
the frost leaves the ground and the land is
plowed, the late frosts will pulverize it.
Proper preparation of the soil for a crop
should lie made. Furthermore, the more
freezing and thawing the soil gels the great
er the diminution of insect life that is fre
quently so destructive to crops.
We must not flatter ourselves that the
road to sucjess is any other than earnest,
diligent, persistent labor. If there is any
one thing more than another that is casting
a gloom over agriculture, yea, over every in
dustry, it is the thought that has taken pos
session of ihe rising generation that there is
no dignity in labor; that it is to be shunned;
that by hook or crook they will get a living
without work.
n 1-1
The Chicago "Record," forgets all about
the lake "breezes" when it delivers the fol
lowing panegyric : "Chicago's climate is
the only genuine article made. All others
are spurious. If there were a hill within
gunshot of here Chicago might easily be
taken for Naples. We have the sky, the
sunset and the water. In w.nter we have
the invigorating air that makes Christiana,
St. Petersburg and Minneapolis famous in
glacial effects. With a couple of grapevines
Chicago could not be distinguished from
sunny France in springtime."
Oleomargarine has no terrors for a large
class of Ooiham diners. " There is a vast
deal of the mixture served in the restaurants
of this city," says the New York "Sun,"
"and it is very much superior to much of
the butler that is sold. It is often unsalted,
and has the pleasant flavor of fresh butler!
New York is so thoroughly hardened to oleo'
margarine that doubtless the foolish laws of
some States, rc paring restaurants that pro
vide oleomargarine for llieir customers 10
announce the fact conspicuously, could b;
enforced here wiihout seriously injuring the
trads."
"U is unlucky to'have t3 at table," es
pecially if you have arranged things for two
or three. liut then some folks are hit a un
lucky about eating, it seems.
President William li. tlornblower, of the
Princeton Club of New York entertained the
alumni of the college at their annual banquet
with his views upon fooi-b.tll His remarks
must have been heartfelt, for upon one his
toric occasion between the President and the
Senate Mr. Hornblower was ma lesomething
of a foot-ball himself.
Wal cr Ilesant, the novelist, h is be-n en.
gaged for twenty-six years in writing a his
tory of London. The work is now said to
be ready for the publisher!.
When Robert Burns wrote: "O
lif.'l Thou art a calling load,
Along a rough and weary road,
To wretches such such as I," it
was after a royal indulgence in una
dulterated and old time booze, which
the present generation supposes was
chock full of purity and healing vir
tues. The fact is the alcohol ,f tn.
day js just as gooo as that which
isurns imbibed, thougn no doubt he
had the very best.
Almost a Now York Daily.
That Democratic wonder, The New
York Weekly H'orM, has just chang
ed its weekly into a twice a week in.
per, and you can now get the two
papers a week for the same old price
$r.oo a year, with The Columbian
$t 75. Think of it I The news inm
New York right at your door fresh
evcty three days 104 capers a year.
tr.
THE COLUMBIAN,
METHODS OF PRIMARY READING!.
VIII.
Phonetic Method.
By William Nootllng.
As rcmatked in a previous article,
the phonetic rrethod has been present
ed in as many diflcrcnt forms as it
has had authors. Dr. Adolph Donai,
of New York, a highly educated Osr
man, and a teacher and writer, in 1S72
published his " Series of .Rational
Readers, combining the principles of
Pestalozzi's and Froebel's s) stems of
education, with a systematic clasiifica
tion of English words, by which their
pronunciation, orthography, and ety
mology may be taught readily with
out any new signs."
In his Manual for Teachers the
learned Doctor arraigns not only the
methods of teaching one subject, for
the unsatisfactory results so common
in all grades of schools, but all of
them. Though twenty-three years
have elapsed since these charges were
made, they apply with nearly equal
force to the school work of to day.
The following are some of his state
ments : " It would be unjust to over
look some of the impediments to a
higher standard of education, which
retard the progress of our common
schools such as the lack of Kinder
gartens ; the admission of too many
children into the lowest classes ; the
irregular attendance of pupils, and
the short p riod during which many of
them are kept in school also the
very poor preparation of most teachers
for their difficult and all important
calling. But if the efficiency of our
methods of teaching were what it
ouht to be, all these impediments
might be overcome. Tcacning it a
feeding of the mind; if the food of our
schools were more palatable, the at
tendance would be considerably larger,
teachers would find more self-enjoyment
in their calling and would feel
encouraged and stimul.tltd to do more
justice to it, and better results of their
efforts would lead to further improve
ments such as are necessary to a more
rapid progress.
" lhe manner ii which what are
called ' the common English branches'
(pronunciation, orthography, gram
mar, etumolojy, and elocution) are
commonly taught, presents a strange
contrast to the progressive spirit of
our age. It consumes almost all the
time in the teaching of language, as
though there were no such things to
be learned in the world as Natural
Sciences, Arts, and Mathematics ; it
succeeds even in teaching English S3
poorly, that there are very few persons
in the country who can in every case
determine, on sufficient grounds, what
is really good :.nd correct English ; it
develops the mind of the pupils in a
most one sided way, addressing itself
to the memory and passive receptivity
of the learner, and neglecting the cul
ture of his intellect, moral faculties,
and artistic tastes and abilities, as
though there never had existed those
great prophets of harmonious dC'
vehpment and reformers of pedagogy,
Pestalozzie, Diestermeg, and Froebel;
it makes the teacher a mere machine
for rehearsing recita'ions, the pupil
a mere machine for committing to
memory the sounds and spellings a
definitions of words, and thes . content!
of some text books, which are soon
after forgotten in short, its results
are trivial in comparison with the
time and money spent on attaining
them. But what is worse, it does ir
reparable harm by blunting and im
poverishing the mental and moral fa
culties of most pupils, so that they re
main forever beyond the pale of self
improvement. "A onesided development of hu
man faculties will always blunt and
impoverish, if not stifle, those which
are neglected. The cultivation of the
receptive powers merely must needs
curtail the measure of the reflective,
active and sensitive powers. Dwarfed
powers beget discontent, while an
over-exertion of the one power begets
disgust with its exercises.
Those who overcome that disgust and
are assigned a great number of spell
ing exercises of difficult words, with
out learning ttyniologically their ap
proprtate use in language, can certain
ly not be said to make much progress
in the development of their reflective,
active, and artistic powers. Again
much of their school-time is wasted on
dry lessons in that driest of all studies
grammar. The study of this sub
ject, as commonly pursued, is'about as
nearly useless as anything can be. It
consists chiefly in memorizing defini
tions and rules (many of which are at
variance with the teachings of com
parative philology) and in parsing
and analyzing sentences without at
tending to composition. Pupils are
required to continue separating lang
uage into parts, without being taught
how to construct it into corrsct and
appropriate sentences. Indeed the
pupils are pot even led to see any
practical use for their knowledge of
grammar, and finally they detest it al
together. " Language is but a means to an
end ; it is not in itself an end. It is
an organ or tool of production, not
production itself. Mankind have to
learn so many important, nay, even
indispensable things, that the learning
of language, the medium merely of all
other learning, should be made easier.
jjesiutfs, me rapui gro.vth in our
age of all the science 1 and arts swells
the volume of things to bj learned in
you h to buch dimensions, that the
BLOOMSBURG, PA.
acquisition of pronunciation and
orthography, and grammar, the
veriest rudiments of language, ought
to be facilitated as much as possible.
If our boys and girls spend the great
est part of their school days in master
ing the difficulties of the mere out
ward form of the language, without
its contents, they are cracking nut
shells without ever getting at the
kernel.
" And here we must premise that
we cannot introduce rational teach
ing into one branch of instruction
alone ; we must introduce it into all,
if we are to make it easy and efficient.
This great truth, which ought to be
self evident, has been forcibly illustrat
ed by the experience had with ohject
teaching. Object teaching,
in order that it may reap its full bene
fits, ought to be carried through all
branches of elementary, and even
higher instruction through languages,
natural science, mathematics, and the
arts. The result of the narrow appli
cation of object leaching has been to
retard a great reform in education.
'Another great reform Kinder
gartening the foundation of true
education for childhood --has been
greatly misunderstood and misapplied
through attempts to graft it upon the
old routine of teaching the common
branches.
" True education is harmonious and
therefore systematic. One idea should
give law and measure to all its
branches. One method should be
carried through all its departments,
but varied according to the nature of
each. A'l the human powers are to
be properly exercised in each pupil,
and a variety of sciences and arts
which mutually complement each
other, to be used as the means for se
curing such harmonious development.
" This great standard truth of mod
ern pedagogy, applied to the common
English branches, demands that in
the very beginning with them all the
mental and moral faculties of the
pupil should be interested and exer
cised. You mutt not benin with (he
abstract elements of language and
try to impress them in meaningless
syllables upon the passive recollec
tion of the learner ; you must begin
with a sentence fully intelligible by
itself. The pupil must be led to find
the single words and their representa
tives, (a few at a time,) and im
mediately after to recompose them
them into words and sentences ; first
orally and then in writing.
" Object lessons should be connect
ed with the very first reading and
writing exercises ; not only the very
first, but all the subsequent reading
and writing exercises ought in them
selves to be object lessons. The be
ginning ought to be made with the
sentence, because it is fully intelligible
and assigns to each word its meaning
in each case ; and we should end each
exercise with sentences, so that all
the elements mastered may at once
be applied, the usefulness of the exer
cises at once appear to the mind of
the pupil, and so that he may be
from the outset accustomed to the
practice never to do in school any
thing which is meaningless ; never to
do anything otherwise than under
standing and with lively interest.
To keep up his interest unflagging,
which vs.'.1' be the case so long as all
his faculties are .'I'v ard harmonious
ly occupied, it is necessl.r,v to time
the stages of his course of studies so
as to make him do thoroughly all he
can do, but also to carry him just as
rapidly from stage to stage of mental
and moral development as his powers
will warrant without over-exertion.
Interest in the object gained is two
er gained by the learner,"
lhe foregoing quotations, taken to
gether, are somewhat long, but
thoughtful readers will find in them
sound pedagogic truth, well worth
studying.
The next article will contain the
method.
LIKE A MIEiOLE.
Salt Rlioum, Impure Blood and a Racking
Cough that Baffled Physicians, Finally
Cured.
Springfield (Mass.,) Republican.
Irrthe town of Amherst. Mass.. Mr.
Geo. B. Pierce and his mother are the
proprietors of the Amhetst Creamery
Association. Mrs. Pierce has suffer
ed for a lone time with Sail Phpnm
and a cough that forboded Consump
uon, out iney nave given way to health
and vieor. Ilearintr of this a rpnnricr
called on Mrs. Pierce, and the follow
ing experience was related :
41 For a long time I suffered from
Salt Rheum," said Mrs. Pierce, " but
about two years ago I slipped and
hurt my knee, which made it worse.
I can't begin to tell the agony I was
in, my limbs became a mass of raw
flesh covered with running sores. My
friends would say I could not live long
and I thought so too. Well, I heard
of Dr. David Kennedy's Favorite
Remedy and Dr. David Kennedy's
Salt Rheum Cream 5 I commenced
using them, and in three weeks I
walked out of doors. Last night I
walked a mile, and I am sixty three
years of age. It shows that Dr. Ken
nedy's Favorite Remedy and Salt
Rheum Cream can do more than the
physicians, for they made me well
after my doctor told me I was in-
t-uraoie. 1 must al3o tell you of
another preparation Dr. Kennedy
advised me to use, which did as much
for me j it was Dr. David Kennedy's
Cherry Balsam. I have had a wretch
ed cough for the past fiffeen years,
the best doctors in the state united in
saying that it was incurable, and that
it was only a matter of time before
my lungi would give out my s'cep
was restless, I would lie awake for
hours. I well recollect the first time
I used Dr. Kennedy's Cherry Balsam.
It relieved my throat at once, and I
slept all through that night, the first
full night's rest I had in several years.
It seemed like a miracle, I took but
two bottles and was cured.
Dr. David Kennedy's Cherry
Balsam cures asthma, bronchitis,
coughs, colds, incipient consumption,
whooping cough or croup. 1 ax.cn
with Favorite Remedy, it never fails.
Price 25c, 50c and $100 a bottle. Dr.
David Kennedy's Salt Rheum Cream
is sold at 50c. a package. Dr. David
Kennedy's Favorite Remedy costs
$ 1.00 a bottle or six bottles for $5.00.
Favorite Remedy ranks with the
medical profession as the most per
feet of all blood and nerve medicines.
It restores the liver to a healthy con
dilion, and cures constipation. It is
a certain cure for all diseases peculiar
to women, and affords protection from
attacks that originate in change of
life. It cures scrofula, salt rheum,
tumors, rheumatism, dyspepsia, all
kidney, bladder and urinary diseases,
cravel, diabetes and Bright's diseare.
In this last disease it has cured where
all else failed. it.
DR. E. GREWER,
The Philadelphia Specialist,
And his associated staff of English and German
l'nyslcluns, are now permanently located at,
OLD POST-OFFICE BLD3.
Scranton, Pa.
The Doctor Is a erndunte of tho TnlvcrsltT
of Pennsylvania, formerly demonstrator of
IitiysioKiy and nursery at the -Muulco-CulrurR.
cal t ollt-ire. of I'lilliiilelnliliL
Ills siwcliililes are chronic Nervous, Bkln,
Heart, omb and Mood diseases.
DISEASES OF TtlK NEltVOUS SYSTEM.
The symptoms of which are dbzlness, lack of
confidence, sexuul weakness In men and women,
ball rlnlnif In throat, spots ihMtlnir before the
eyes, loss of memory, unable to concentrate
the mind on one subject, easily startled when
suddenly spoken to, and dull, distressed mind,
which iintlts them for performlntf the actual
duties of life, making happiness Impossible;
distressing tho action of the heart, rauslnir
Hush of heat, depression of spirits, evil fore
bodlnRs, cowardice, fear, tire a ins. mcluncliolv,
tire easy of company, feeling as tire d In the
morning as when retlrltitc, lack of eiienv,
nervousness, trembling, confusion of thought,
depression, constipation, weakness of the limbs
etc. Those so atfeeted should consult us im
mediately and be restored to perfect health.
LOST MANHOOD RESTORED,
Weakness of Young Men Cured.
If you have been iflvcn up by your phvstclnn,
call upon tho doctor and bo examined. He
cures tho worst cases of Nervous Debility,
Scrofula, Old Mores, Catarrh, Hies, Ft mule
w enkness. Affections of the Ear, Eye, Nose and
Throat, Asthma, Deafness, Tumors, Cancel's,
and Cripples of every deserlptlou. Consultation
In English and Herman five, which shall bo
considered sacred and strictly confident lul
Consultations free and strictly sacred and
onice hours from a. m to a p m. tsunduy
t-" - .
Enclose "ve -cent stomps for symptom blanks
and my book "Hied "New Life."
I will nay one thousand dollars In eold to
anyone wliotn I cam."'"' eure of EHLKI'TIO
CON V L'LSION.S or FITS.
dk, 1:. grewi;r,
OLD POST-OFFICE Hril.PINO,
5-13-ly. Scrauton, l'a.
rho Best Burning Oil That Can be
Mado From Petroleum.
It gives a brilliant light. It will not
moke the chimneys. It will not char the
wick. It has a high fire test. It will not
explodt. It is pre-eminently family safety
oil.
We Challenge Comparison with any
other illuminating oil made.
We stake our Reputation, as Refineis
upon the statement that it is
The Best mi
N THB WOULD,
ASK YOUR DEALER FOR.
Crown - Acme
lis Atlantic Refining Co
BLOOMSBURG STATION,
Bl.COM SLUI C, TA
Cle?!lfitm B"we, "nd Purify the Bloodl
Cure liarrliu:a, Dyaen'ery and Dvsnenalu
nd giv health, actloi to thoeu tir Z?m '
entire extern.
-vicMiv
MH-tf.-N. & 0
Fine -PHOTO.
GRAPHS and
CRAYONS at
McKillip Bros,,
Bloomsburg.
The best are
the cheapest.
J. R. Smith & Co.
LIMITED.
MILTON, Pn.,
PIANO
By tho following well-known makers:
Cliickcriitsr,
KitnTic,
Wcbcr,
Hnllct & Hnls.
Can also furnish any of tLe
cheaper makes at manufact
urers' prices. Do not buy a
piano Before getting our prices.
n
Catalogue and Frice Lists
On application.
HIE KEYSTONE MM
IS NOW IN COMPLETE WORKING SIIAfE,
and is prepared to fill all kinds of
planing mill orders, and foundry and
machine work. The plant is well
equipped, and all orders will be filled
promptly. Shops on Sixth Street,
West of Woolen Mill. 10 26 ly.
ECONOMICAL .
INK
Barbour's Tablet Ink mittii mant
advantafft over the best iiqutJ tttk,
ma.i is sol J ml m lower price. Dtt
w tablet in water and you get
m JeaJ black, permanent ink, that
fiowt freely t does not fum, leaves
no stickv, tiiutsjf tedtment in the tnk
well, does not corrode the ten You,
tnake it as you u ant it. If sou but
it and don't like it, send it tack and
e'll return four money.
For fi fteen cents, we send
rnouek tablets to make half a pint of
combined writtng and copying in.
For fifty centi, we will srn.i
enough tablets to make m gallon
f the best " sckool ' ink yon
ever saw. School ink won't copy.
65
FIFTH AVE.,
NEW YORK
Andrews
& School
f Furnishing
Company
4
FRAZER AXLE
Best In the World!
Get the Genuine I
Sold Everywhere!
GREASE
llrr)
10 lwy.
J!AT fEFFER'S HERVIGOR 01
r' -ts powerfully and quickly. Cure wLin
tarn recover youthful lnr. Absolutely ""'
teed ( cure Nrrvouxicaa. !!"".
iui. i.iii luumu en stuaif. ." .- ...
either ki, FkIIIds Memory, tvul"
end all tftett
rd. olf liinlijr nnd coiiMiniP'''
lmKeworihli'rtuli-J'
you bewmme It ri.-ldn a if renter pn'iiu l,l,l,f,,.
f .... u k mb . . rr .Mill! IlT
Can be carried In et pocket. I'repa'd. plyiii
Por,ll per box, or O for WS. with A ""'
NVrllleo fluurnntee to I ure or K'f""'.1,,!.)
Money. I'aniphli't free. Bold by rtruKXit-,,aY,
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