"PHENOMENAL GAIN
‘
i:
33 here are NOW
'* samething
-*: departments
{+ Manks in America,
‘1'386 active trust
: Seen established.
- + gaardians of the
“peoperty of oth-
«f;
- ors,
"meen fittingly described as one of the |
.»egiost exalted human relationships ever
i
yo
|
.
! §° phenomenal has been the increase
IN TRUST SERVICES
By JOHN G. DONSDALE
President American Bankers
Association
&F of trust business that statisticians
‘advancement.
like
‘#500 active trust
in
“while in 1900 only
departments had
} In becoming the
“gustodians or the
bankers as- john G. Lonsdale
‘seme what has
eweated by law.” They become at once
' a big brother, a big sister, an advisor,
'@¢ a confessor, sworn so to conduct !
..ghemselves that clients will be won to
‘| ig#ived an education and
tem by their ability and integrity.
Thousands of little children have re-
have been
'“m@arted off right in life through the
"i gpast department’s safe keeping and
: guidance of the family estate, number-
* Jig#s widows have been protected from
‘merciless stock swindlers, many thou-
sands of business men have been re-
‘Hleved of troublesome details in the
~eonduct of their business through the
création of a living trust and still
.@thers have safeguarded their busi-
mess enterprises through life insur-
‘mnbce trusts.
The favorable reaction of the public
goward trust department service is not
@ccidental. It may be traced jointly
go the growing intelligence of the
‘American people in financial affairs
and to advertising to the world at
farge the merits of trust services. Ad-
wertising used in a sensible, judicious
way is necessary, a power that has ac-
eomplished much good for humanity.
Among the detailed services, ren-
dered by a trust department the one
that seems to be winning favor the
fastest is the life insurance trust. Life
gnsurance is the quickest known way
i
|
‘are unable to keep a true record of
of creating an estate. In reality it af- |
fords the possessor the opportunity of |
setting up a positive monetary safe-
guard for his family and then paying
for it on the installment plan.
A married man is not fair to his
gamily if he fails to carry life insur- |
ance. I would say to the young man,
“Buy insurance before you buy the
wing,’ and to the young woman 1
ewould say, “Marry no man SO thought-
Tess as to scoff at life insurance.”
MODERN EDUCATION
REVERSES OLD IDEAS
‘Business Institutes Use the Plan
of Getting People to Think
Rather Than Merely
to Learn.
“There is one general principle at
tise basis of all good teaching and it
‘#8 that a person learns more readily
‘By assimilating the experiences which
Cold Water Thrown on
That Milk Snake Story
I am reminded of a conversation
that I once had in the pine barrens
with an old darky who claimed to be
an expert on snakes.
I had that day caught a large speci
men of a king snake—that black and
white serpent which is immune to the
bite of any snake in North America,
‘and which will kill in a fair fight any
rattlesnake which it may meet. The
sight of the king snake started my
colored friend on a line of snake sto-
ries. Among them. I remember, was
one about a cow on his father's farm
that suddenly went dry. When she
was watched it was found that every
afternoon she would go down into the
far end of the pasture and low invit-
ingly, whereupon a milk snake would
creep out of the grass and milk her.
When the snake was killed several
quarts of milk gushed out of its mu-
tilated body. After its death the co»
nined away and died.
It was a very sad story and quite
as true as most snake stories. The |
stomach of the largest milk snake
holds about four teaspoonfuls, and it
could no more milk a cow than could a
bird. —Samuel Scoville, Jr., in “wild
Honey.”
Casual Visitor Seldom
Seen in Italian Home
It it is possible.to reduce [taly to
a number of cities, it is further pos-
sible to reduce those cities to a num-
ber of families. [ have never lived
long in Italy, but all my Italian friends
—and I have had many—and all my
non-Italian friends who have lived
long in Italy, agree that family life is
more jealously guarded from outside
influences than that of any other Ku-
ropean country. One can stay for a |
| score of years in Rome and be in- |
timately acquainted with nobles and
politicians and officials and the middle
classes and the masses, meeting them
in assembles and in clubs and getting
on the most confidential relations with
them: and still, at the end of a score
of years, realize that one has rarely
if ever been invited to cross the thres-
hold of an Italian household and to
mingle intimately with an Italian fami-
ly.— From “Europe in Zigzag,” by Sis-
ley Huddleston.
Courtesy of the Senate
Senatorial courtesy is something
well understood but diflicult to define.
One authority defined it as indulgen-
cies extended by one senator to anoth-
er. Another suggests that the term
“senatorial courtesy” is one applied to
a custom in the United States senate
by which the procedure of that body
is based. chiefly, on the honor of sen-
i ators rather than upon strict rules.
Je himself encounters than in any |
ather way, says Harold Stonier, Na- o,,,.09 were stopped and robbed. A
‘tional Educational Director of the
18 wmerican Institute of Banking. This
institute is the educational section of
‘the American Bankers ‘Association
'tiarough which 35,000 bank men and
women are receiving scientific instruc-
tion in their chosen business,
“The most advanced people iu
i feaching today are emphasizing the
importance of activity on the part of
the student,” he says. “In the school
room of former days we often heard
such phrases as, ‘Be still, ‘Learn by
Beart,” ‘Don’t do that, ‘What does the |
book say? The newer education
‘asks, “What do you think?’ ‘What was
‘your reaction to that experiment?’
“What did you discover?’ ‘What rea.
sons have you for answer?
The New Schoo! Calls for Action
, “The ‘expressing’ school is taking
‘che place of the repressing and lis-
‘gening school, The classroom is be-
‘coming an open forum, a studio of self-
expression, a place of mental growth.
The modern concepts of education are
personal experimentation, individual
investigation, .critical discussion and
oppative self-expression. The pupil
really learns only as he is able to
assimilate the new meanings of facts
and principles with his previous ex-
periences. Activities therefore con-
stitute the pivotal force around which
are grouped the new factors in educa-
sion. The primary responsibility of
whe teacher is to furnish a constant
wiream of activities which will afford
Whe stimulating urge to mental growth.
~Wiucation is a process of experi-
_n¢ing, andl the program of the insti-
site #8 so arranged as to give the
=reatest opportunity to gain by such
=xperience. Through this we develop
fhe art of thinking. Thinking has
ween described as the ability to han-
ails. experience and to bring it to bear
am a problem. Effective thinking
arises when we are presented with
hws choice of conduct. Our previeus
experiences become helpful as we
smarshal them and bring them to bear
spon the matter of our choice.”
The students in the American Inst.
wixte of Banking by reason of the fact
shat they continue to go on about thei
wemployment in banks while taking the
wanking association’s study courses
feave an opportunity to combine learn
fmg with practical thinking and action.
[or example, it is customary (usually)
when a former senator's name is sent
in for the nomination for some appoin-
tive position to confirm him as a mat:
ter of course. without going through
the regular routine. It is also cus
tomary for the senate to refuse to
confirm the nomination of an appoint-
ment to office in any state whose sen- *
ator (or senators) objects to the per-
son nominated. on the ground that the
nomination is personally objectionable.
English King “Held Up”
Lawlessness was rampant in Eng
jand during much of the Eighteenth
century and the streets of Londen
were so unsafe that even royal per
highwayman once dropped over the
wall of Kensington gardens, and with
every expression of respect took from
George II, who was walking there
alone, his purse, watch and shoe
buckles. Mail coaches were special
objects of attack and they proved
vulnerable until in 1792 an armed
guard for the mails was provided.—
Detroit News.
' Medical Confession
A young medical graduate was stilt
in the stage when the scientific inter
est in the case concerned him far
more than the welfare of the patient.
A nurse told him one day that one of
his patients had died.
“That is terrible—perfectly terrible,’
sighed the doctor.
“Was he a friend of yours, doctor?
asked the nurse.
“Oh, no,” said the physician. “Bu
I gave him two prescriptions, and now
how shall T ever know which was the
wrong one?”
Alarming Showers
Real showers of blood have bee.
known. Some time ago a couple of
falls of this kind occurred in the lit-
tle town of Missignadi, in the south
of Italy, causing much alarm. Sam-
ples were sent to Rome and pro
nounced by analysts of the KEcole
d'Hygjene to be real blood. The sug-
gestion was made that it emanated
from some large flock of migrant
birds caught up by a whirlwind and
pulverized through being flung violent:
ly against other objects, which, being
heavier, dropped out at sea.
Wide-Awake Lawyer
Court wus jammed as usual.
One portly man fell victim to after:
luncheon drowsiness. Disregarding
the court. he slumbered on.
The case of a negro charged witn
petty theft was called. The assistant
district attorney almost finished with
the first witness when the defendant.
his face a perfect picture of some-
thing wrong. leaned over and asked
the deputy sheriff:
“Mistuh sheriff, wud y'all min’ wak-
in’ up dat man—he's mah lawyer.”
The case was dismissed.
* vantageously
mm: .
i FARM NOTES.
—_Pennsyvania woodland owners
find it helpful to mark trees to be
cut before the actual harvesting is
done instead of cutting the trees as
they come to them,
! __ Smoothness, rotundity cleanli-
ness, freedom from blemishes or dis-
ease within and without, and uni-
formity of cooking are _characteris-
tics of quality in potatoes. Spray-
ing and the use of clean seed aid
the development of quality potatoes.
“arbors can be used ad-
in making the home
grounds attractive. Carefully plan
the location so that they will appear
to good -advantage,
—Grape
; No cooperative organization can.
succeed without loyalty on the part
of its members. They must believe
in cooperation, have confidence in the
“management, feel personal respons-
ibility, and gradually learn more
about the policies and activities of
the organization,
__Frozen silage should be fed im-
mediately after it thaws.
—Up to date information on gar-
| dening may be obtained by studying
' garden bulletins and circulars and by
| consulting successful gardeners, Re-
cent publications issued by the
| Pennsylvania State College are Cir-
{cular 120, “The Family Vegetable
, Garden” and Circuar 122, “Veget-
| able Garden Insects.” These may
be obtained free from your county
: agricultural agent,
money for Pennsylvania farmers.
One man who purchased a State
| Farm Products Show reserve cham-
i pion raised nine pigs with which he
! won $183 in prize money at his coun-
| ty fair and then sold five of the pigs
: for $350.
| Turkey raising is growing in
. popularity with Keystone farmers.
Several of them told about their
experiences at the Poultry Associa-
tion Meeting at the State Farm Pro-
ducs Show in Harrisburg, January
i er association meetings.
stock. A few hours in a paddock or
horses.
stockiness of the legs and sometimes
the disease known as azeturia.
—A suitable milk house is neces-
sary to care properly for your milk
| and to get the highest market price.
| Now is a good time to plan for
house to use in the spring.
| not be expensive and most of the
{work can be
| —A well planned and convenient-
{ly located home garden will insure a
| good start at least, toward provid-
ing the family with an adequate
supply of different kinds of veget-
ables during the entire year.
| choosing the location, pick a well-
| drained soil, mellow and loamy in '
| texture,
|
| —Cut branches of any early flow-
| ering
| golden bell, witch hazel, and early
honeysuckle which will flower if
placed in jars of water in a warm
i room. Later, cherry and apple can
| be forced.
| _That “turkey production in the
| West should become one of the ma-
‘jor farm enterprises if economic
conditions remain as good as they
have been during the past three
| years” is the belief of F. B. Headly,
| chief of the department of farm de-
| velopment of the University of Ne-
| vada agricultural experiment station.
| Basis for his conclusion, Headley
, says, is a cost of production study
| carried on by his department during
| the last three years on five farms in
| Churchill county, Other profitable
enterprises on the farms surveyed,
according to the experiment station
man, were alfalfa production, dairy-
ing and the raising of chickens but
turkeys
for capital and labor expended,
Cost of producing the average tur-
key, which weighed 13 pounds dress-
ed. on the basis of more than 5,000
birds covered by the study, was
$3.52, or approximately 27 cents a
pound.
“The bulk of the cost in producing
turkeys is for feed,” Headley says.
«On most farms pasture constitutes
an essential part of the ration and
it is probable that the low cost of
production is due in large part
the excellent alfalfa and grain stub-
ble pasture that has been available.”
Other conclusions concerning tur-
key production drawn by Headley
from the survey are that the interest
on investment is low, that “large
flocks require less time per bird than
the smaller flocks, and that over 75
per cent. of all costs is for labor and
feed.”
__While at the time practically all
eggs kept in Pennsylvania cold stor-
age warehouses were “in shell,” sev-
eral million pounds of eggs ‘“‘out of
shell” have been reported in storage
STOP NIGHT RISING
Its Natures Danger Signal, Man of
74 Relieved.
Jacob S. Yoder, Charm, Ohio says,
«Have had bladder irritation for 18
years and was bothered 6 to 8 times
each night. Tried many medicines
put found relief only from Lithiated
Buchu (Keller Formula), Will glad-
ly tell or write my complete exper-
jence.” It acts on bladder as epsom
salts do on bowels. Drives out for-
eign deposits and lessens excessive
acidity. This relieves the irritation
that causes getting up nights, The
tablets cost 2c each at all drug
Keller Laboratory, Mechan-
stores,
Ohio, or locally at C. M.
| icsburs;,
Parrish.
— Good purebred swine have made |
according to the Pennsylvania De-
partment of Agriculture, On June
30, 1928, the cold Rorage report for
the State showed 4,857, pounds of
eggs out of shell in storage, just ten
times more than were in storage on
the corresponding date in 1914, .
The increasing popularity of the
frozen eggs is explained by the bu-
reau of markets as follows: “In the
spring when eggs are plentiful, sur-
plus eggs are purchased by break-
ing establishments which break and
‘frozen as whole eggs, egg yolks, or
o88 Whites for the use of the bak
solid, the eggs are kept at a temper-
ature ranging from zero to five de-
rees below. These are then made
available to bakers at any time dur-
ing the year, Many bakers report
these eggs give the most satisfac-
tory result when kept in a frozen
condition for about three months.”
Teacher— ‘Give me a sentence us-
ing the word ‘crocodile’.” :
Bright pupil—“My sweetie croco-
other.”
Teacher:— “Billie, do two rights
ever make a wrong?”
| Billie:—"“Yes, ma'am; when they
are shoes.” —Balance Sheet.
$200.00 Paid For
~ One Copper Cent.
J. D. Martin of Richmond, Va.
22 and 23. There were also talkson |
other farm activities at the 20 oth- |
__ Exercise is of great importance .
to both work horses and growing !
small pasture, with protection from
bad weather, is worth many pounds ;
of feed in the growth and care of
Lack of exercise may cause
a.
It need
done by home help.
{Your county agent can supply plans,
In|
shrubs, such as pussy willow, |
brought in greater return |
| TIME OF DAY WHENEVER YoU WANT IT
to |
each year during the past few years,
is the proud possessor of a check
for $200.00 paid him for an old
| copper cent, The Numismatic Com-
| pany, Dept, 650, Fort Worth,
Texas, who purchased this penny
| from Mr. Martin, says there are
numerous old coins, bills and
stamps in circulation for which
they will gladly pay big cash pre-
miums. So that you will know the
value of old coins and stamps and
what to watch for in your change,
the Numismatic Company will
send for only 4c to any reader of
| this paper who writes them, a
| large illustrated coin folder des-
cribing some of these wanted arti-
“cles and the big profits to be made.
Better write them today for this
large folder so you can post your-
self and know just what to look
for. Remember that Mr. Martin's
knowing the value of his penny
meant a difference of $199.99 to
him, Without knowing its value
that penny might still be in circu-
lation, passing through the hands
of thousands until someone like
Mr. Martin, who knows old coins,
recognized its value, It pays to be
posted. Send 4c now for the illus-
trated coin folder. You have noth-
ing to lose, everything to gain.
|
|
{
|
{
‘place the eggs in containers to be |
After being frozen:
dile on her watch so alligator an-
A. W. KEICHLINE
Registered Architect,
74-23-4m BELLEFONTE, PA
IRA D. GARMAN
JEWELER
1420 Chestnut St.,
PHILADELPHIA
Have Your Diamonds Reset in Plantium
74-27-tf _ Exclusive Emblem Jewelry
Fine Job Printing
| A SPECIALTY
at the
WATCHMAN OFFICE
There is no style of werk, from
the cheapest “Dodger” to the fin-
est
i
BOOK WORK
: that we can not do in the most
i satisfactory manner, and at Prices
! consistent with the class of work.
| Call on or communicate with this
~~ 666
! is a Prescription for
Colds, - Grippe, - Flu, -
Bilious Fever and
It is the most speedy remedy kmown.
Dengue,
Employers,
This Interests You
The Workman's Compensation
Law went into effect Jan. 1,
1916. It makes insurance com-
pulsory. We specialize in plac-
ing such insurance, We inspect
Plants and recommend Accident
Prevention Safe Guards which
Reduce Insurance rates,
It will be to your interest to
consult us before placing your
Insurance,
JOHN F. GRAY & SON
State College Bellefonte
CHICHESTER S PILLS
Drugglst for
M
Ladies! Ask your
©hi.ches-ters I
Pills in Red and
Tag, ed wr a bbon.
e no other. ny our
Ask for HES.
D) OND TRAND PILLS, es
Safast, Always Reliable
years known as Best,
SOLD BY DRUGGISTS EVERYWHERE
on PRN
Gold metallic
Blue Ri
|
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!
|
\X ber you
sew al night
... ts 2 hard
to see?
not
® . ° .
if you have a
handy portable
lamp or perhaps
| you need more
powerful light
bulbs
WEST
PENN
POWER CO
BETTER LIGHT MEAN
BETTER SEWING
| —————————————————
' ETS SST,
Free sik HOSE Kree
Knit Silk Hose for Wo
men, guaran to wear sk
months without runners in leg o
holes in heels or toe. A new pai
FREE if they fail. Price $1.00. i
YEAGER’S TINY BOOT SHOP
—
Mendel’s
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operator
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ms oa re 4 HB Eo TER.
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1
BELL TELEPHONE SERVICE
"(EFFECTIVE MARCH 1st)
A new Bell Telephone service will be available
March 1st. Day or night, you will be able to get
the Time of Day by telephone. Simply ask the
for the time. .
The cost of rendering this service will be met by
a five cent charge which will be made each time
the service is used.
This service is provided for your convenience and
meets a popular demand for “time of day” infor-
mation by telephone.
Beginning March 1st
For THE RIGHT TIME, ANY TIME
.
Ask the Operator