4%
Bellefonte, Pa., October 24, 1919.
EE EE ROA A SU TS
WAR RISK INSURANCE.
All Ex-Soldiers Should Read This
Article Carefully.
Colonel R. G. Cholmeley-Jones, Di-
rector of the Bureau of War Risk In-
surance, in the course of a talk to
wounded soldiers at the Walter Reed
hospital, Washington, D.C., epitomiz-
ed the motives behind the action of the
Bureau in requesting Congress,
through the Treasury Department,
to enact several important amend-
ments to the War Risk Insurance Act.
These may be divided into two gener-
al classes—those affecting the com-
pensation features of the Act, and
those concerning war risk insurance.
A very important proposed amend-
ment, and one which meets with wide-
spread approval, is the upward revis-
ion of the schedule of compensation
payable to disabled ex-service men.
Under the present schedule a man to-
tally disabled is entitled to $30 a
month, if single. The amendment
raises this by $50, making $80 paya-
ble under these circumstances. If he
has a wife but no child living he gets
$45; the amendment provides $90. If
he has a wife and one child, he draws
at present $55, the amendment gives
him $95.
The law now provides that if a man
loses both hands, both feet, or the
sight of both eyes, or becomes help-
less and permanently bedridden, he
shall receive $100 a month compensa-
tion. Experience has shown that
many men who have lost an arm and
a leg, or one limb and the sight of one
eye, are just as badly crippled as men
who have lost both feet or both hands,
and so the Bureau has recommended
that in addition to the injuries at
present entitling a man to compensa-
tion at the rate of $100 a month, the
following shall be included: The loss
of one foot and one hand; the loss of
one foot and the sight of one eye.
These are deemed “total and perma-.
nent disability” by the express word-
ing of the amendment. There is also
a provision that for a “double total
permanent disability,” meaning cases
in which men are maimed so seriously
that their injuries include two of
these classifications, the compensa-
tion shall be $200 a month.
The Bureau has found a very wide-
spread sentiment among ex-service
men in favor of having their policies
made payable in a lump sum, or in in-
stallments covering a short period of
time, at their option. To meet this
demand Director Cholmeley-Jones has
urgently recommended a modification
of the War Risk Insurance Act to
permit making provision in the con-
tract for converted insurance for op-
tional settlements on the part of the
insured, making such insurance paya-
ble either in one sum or in install-
ments for thirty-six months or more.
If the insured has not exercised his
right of election, under the proposed
amendment the beneficiary may elect
to receive the insurance in monthly
installments covering a period of not
less than three years.
Another very important item is the
proposed enlargement of the permit-
ted class of insurance beneficiaries
(spouse, child, grandchild, parent,
brother or sister) to include, in addi-
tion to those enumerated, uncles,
aunts, nephews, nieces, brothers-in-
law, and sisters-in-law.
All the amendments described
above, together with several other
proposed measures of less general in-
terest, but of much importance, are
incorporated in the so-called “Sweet-
Bill,” introduced by Congressman
Sweet, of Iowa, in the House of Rep-
resentatives on August 26th, 1919.
There is every reason to anticipate
the enactment into law of these pro-
posed features at an early date.
The whole trend of the Bureau's
recommendations manifest its desire
to be of the greatest possible service
to those for whom it was created—
the men who served our country in
the great war. Not only in recom-
mending the adoption of amendatory
legislation, but in every other possi-
ble way, the Bureau is doing its best
to expedite its service; and to carry
out the letter and spirit of the Act in
behalf »f the men for whom it was
preparea.
In the matter of the settlement of
insurance elaims the Bureau is prac-
tically current. Of over 125,000
¢’- "ns, all but 9,000 have been settled,
-.d regular payments are being
made. The 9,000 unsettled cases con-
sist of those in which the beneficia-
ries live in foreign countries or for
some other reason cannot be reached.
A diligent effort is being made to get
in touch with this comparatively
small residue.
A great many people do not realize
that there is a wide difference be-
tween the insurance feature of the
Act and the provision for compensa-
tion. An insurance claim is paid im-
mediately to the beneficiary; but in
the case of a claim for compensation
a great many features must, under
the law, be considered, such as the
members of the family within the
permitted class, the extent of their
dependency, and the extent of the
soldier's disability. This accounts for
the fact that claims for compensation
have not been settled as promptly as
insurance claims. The Compensation
and Claims Division of the Bureau 1s
bending every effort to determine
these cases as quickly as thorough
and intelligent handling will permit.
A large staff of examiners is working
night and day in making compensa-
tion awards.
The Medical Division has just com-
pleted a very trying and difficult task
—the preparation of a schedule of dis-
ability ratings for different injuries
and combinations of injuries, based
on $100 per month as compensation
for total disability. If the Sweet
Bill (H.R. 8778) becomes law, all
compensation
based upon $100 per month as a max-
for disability will be |
imum instead of upon $30 as at pres- |
ent. This schedule is necessarily very
complicated, being designed to cover
all probable coinbinations and de-
grees of injuries, and must be revis-
ed from time to time in
weordanue
with the Bureau’s experience in order !
that full justice may be done in all
cases. ;
A recent treasury decision has au-
thorized the reinstatement ol govern-
ment insurance within 18 months
after discharge by the payment of |§
only two month’s premiums on the
amount of insurance to be reinstated,
one covering the month of grace dur-
ing which the policy was in force, and
one for the month in which reinstate-
ment is made. This is a very gener-
ous provision, and will make it pos-
sible for all ex-service men to retain
their government insurance after they
have become adjusted again in their
normal civil life.
AMAAAAAAAAAAAAAAAANAAAAN
3 COURT HOUSE NEWS §
AAA OPPS PPP
REAL ESTATE TRANSFERS.
L. E. Kidder, et ux, to F. I. Houtz,
tract in Harris township; $6350.
L. E. Kidder, et ux, to F. I. Houtz,
tract in Harris township; $6350.
Philipsburg Coal & Land Co., to
William M. Reese, tract in Rush
township; $100.
Philipsburg Coal & Land Co. to
William H. Walker, tract in Rush
township; $175.
L. H. McMullen, et al, to A. F.
Hockman, tract in Walker township;
$600.
Albina Peters, et bar, to A. F.
Hockman, tract in Walker township;
$3200.
C. T. Gerberich to William Steele
Jr., tract in Bellefonte; $150.
Edward S. Hall, et ux, to Carrol N.
Smith, tract in Rush township; $175.
Roy C. Fisher to D. O. Dorman,
tract in Walker township; $475.
Fannie Craven, et bar, to John Mc-
Cabe, tract in Philipsburg; $4300.
Geo. H. Yarnell, sheriff, to Harry
Keller, tract in Bellefonte; $1700.
Frank C. Rittenhouse, et ux, to Su-
san Clark, tract in Rush township;
$1100.
I. G. Gordon Foster, et al, to Ira D.
Slagel, tract in State College; $400.
S. K. Hostetter, et al, to Charles
W. Heppenstall, tract in State Col-
lege; $2350.
J. L. Spangler, et ‘al, to George
Beezer, tract in Bellefonte; $800.
Arthur A. Mellin to Augusta Mel-
lin, tract in Philipsburg; $400.
I. G. Gordon Foster, et al, to For-
rest L. Struble, tract in State Col-
lege; $300.
0. P. Jones, trustee, to Julia L.
Hale tract in South Philipsburg;
C. P. Long, et ux, te F. Q. Hart-
man, tract in Gregg township; $650.
School district of Centre Hall bor-
ough to F. Q. Hartman, tract in Cen-
tre Hall; $250.
Austin Plak, et al, to Fred
Schweickler, tract in Philipsburg;
$1500.
Charles H. Bierley, et ux, toll. S.
Bierley, tract in Miles township; $485.
‘Warren M. Bierley, et ux, to L. S.
Bierley, tract in Miles township; $90.
Mike Alexandernovah, et ux, to Pe-
ter Alexandernovah, tract in Snow
Shoe; $1.
Jesse B. Churchill to Edward J.
Kunze, tract in State College; $2000.
David Chambers, treasurer, to M.
G. Brown, tract in Harris township;
$2244.
Maria D. McKelvey, et al, to Rob-
et M. Park, tract in Snow Shoe; $1.
Bruce Miller, et ux, to S. Elmer
Ishler, tract in Harris township;
$1000.
William Wilhelm, Exr., to William
F. Shawver, tract in Howard town-
ship; $900.
William Carver, et ux, to O. J.
Harm, tract in Snow Shoe township;
$775.
William Wood, et ux, to Carroll
Smith, et al, tract in Rush township;
$750. !
Dorner Myers to George Graham,
tract in Rush township; $1000.
David Chambers, treasurer, to John
F. Harper, tract in Rush township;
$10.23.
Guy C. Irish to Edmund C. Fish,
tract in Philipsburg; $500.
Robert M. Park to John J. Howell,
tract in Snow Shoe; $2000.
Schuylkill Trust Co., guardian, to
Harry D. Lindemuth, tract in Union
township; $600.
S. David Slagle, et ux, to Leslie M.
Brurrage, tract in State College;
$4000.
Mary R. Bock, et al, to Willis Clark
Wiggins, tract in Philipsburg; $3000.
George R. Mock, et ux, to Kondrat
Juchik, tract in Rush township;
$904.50.
John I. Varner, et ux, to Mike
ES
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Sicks, tract in South Philipsburg;
Pauline Modzel, et bar, to Mike
Cessick, tract in Rush township; $1.
Annie Koval to Sarah A. Wilson,
! tract in Philipsburg; $3500.
Her Last Chance.
Dick—This
1
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is the second time!
you’ve been engaged to that girl, |
Look out
. Tom—Not much fear of
is ten years older now.
ou don’t lose her again.
that; she |&
avy as an tice Seaman, 3rd class.
In April 1907 he was rated Chief Turret
Captain. His pay today is $165.76 per
month.
A man’s lif — among men!
Reelthemofi— “Ric”, Gibreltas,
Ceylon, Yokohama—=ll the great
ports of the world—azre they oaly
places on the mop to you—cr are
they ports where ycu've gone sail-
ing in from t-e high seas with
every eye alcag the shore turned
admiringly cn your big ship—
your shipi Every ocean has a
United States ship sailing for
some port werth seeing.
If you've any call in you for a
full life—join, and color all yous
years ghead with memories of
things worth seeing—with knowl-
edge worth having—with an inex-
haustible fund of sea tales and
- @dveatures picked up achore and
elon that will make you a wel
come man in any companys
Work?—sure, and a man’s work
it is, among men.
Play?—well, rather, withabunch
of men who know how to playe
These comrades of ycurs carry
in their ears the sounds cf great
world cities, of booming guns, of
swashing seas —-sounds you will
share with them and that will
never die away.
And when you come home, you'll
face life ashore with level eyes—
for Uncle Sam trains in selfe
reliance as well as self-respect,
The Navy builds straight men=—
no mollycoddics.
Enlist for two years. Excellent opportunities for advancement.
Four weeks holidays with pay each year.
Shore leave to see ine
land sights at ports visited. Men always learning. Good food -
and first uniform outfit free. Pay begins the day you enlist. Get
full information from your nearest recruiting station. If youdo
not know where the nearest recruiting gtarisa is, ask yous
er. EolLsows.
off ! -Join the
U. S.Navy
oy * ~
Change of Location §
We are now safely
housed in our new
store in the old Post Office location in
Temple Court.
EVERYTHING NEW
WITH ADDED LINES
Call and see us, even if you do not con-
template a purchase.
We will be glad to see you.
F. P. Blair & Son,
Jewelers and Optometrists
Bellefonte, Pa.
64-22-tf
Bellefonte Trust Company
Bellefonte, Penna.
SOME OF THE
your receipt.
count.
save their pennies.
vate business.
Trustee, etc.
CHECKING ACCOUNT
[A We will start a checking account for you with $5.00
or more. Pay your bills with a check which will be
SAVINGS ACCOUNT
Bring in a $1.00 or more and open a Savings Ac-
Get a little Savings Bank for the children to
We pay 3% yearly, compounded
January 1st, and July 1st.
CERTIFICATES OF DEPOSIT
We issue Certificates of Deposit at six months or
one year and pay 3% interest, per annum.
TRUST DEPARTMENT
In our Trust Department we will manage your pri-
Make your will and name the Belle
fonte Trust Company to be your Executor, Guardian,
Consult us freely without expense.
THINGS WE DO
J L.SPANGLER, C.T.GERBERICH, N.E.ROBB
Vice President
64-17 President
Secy-Treas
Misses’ Heavy Shoes.
Fall crops and do the Fall work.
kind for the girls who must walk several miles to school, in
all kinds of weather and over all kinds of bad roads.
average shoe made and sold today for this rough usage, will
Yeager's
Shoe Store
These
Shoes.
Women’s Shoes for Corn Husking
After a lot of persuasion I succeeded in getting a manu-
facturer to make me a large consignment of Women’s and
They are designed for the farmer's
wife and daughter who have the pluck to help Dad get in the
shoes are just the
The
not wear more than several days—half paper, other half poor
leather—and the first time they get a good soaking, away
they go.
leather and guaranteed to give good wear.
Just a Word to the School Girls
These shoes are not quite as stylish as some, but they are
the kind your mother wore to school and, if you have a pic-
ture of your mother on her wedding day, look at it and see
That’s because she wore
the kind of shoes and clothes that gave her good health.
how sweet and healthy she looked.
Bush Arcade Building 58-27
ELE EERE ELE EL El El El El EEE LlEUCUS]
n=2n=2n2n2n2n2n2n2ni2ni=nia MMU Ua a Mie ed Ue led J
Every pair of these shoes is made of all solid
These shoes, as Harry Lauder would say, ‘‘Mind I'm tellin’
you,’”’ will put the bloom on your cheeks.
Price $6.00
Ask for “Good as Gold” Shoes
Free $1.50 Self-Filling Fountain Pen with Each Pair Free
Yeager’s Shoe Store
THE SHOE STORE FOR THE POOR MAN
BELLEFONTE, PA.
Come to the “Watchman” office for High Class Job work.
© with an effective design of
Lyon & Co.
Specials for October
We are the only store that
can sell you Dove Under-
muslins. We have just re-
ceived Night Gowns and
Envelope Chemise to
match. Like our display
cut, made of white batiste,
extra fine quality, trimmed
hemstitching and hand-em-
broidered French knots, in
pastel shades of pink and
blue ; shirring at bust and
dainty ribbon bows at neck.
They are very desirable for
a dainty Christmas present.
Price per Piece $2.50
Comfortables
and Blankets
These cool nights we are
prepared to keep you warm.
The largest line of fine
Comfortables in figured sateens, all colors, plain centres and all-
over designs, filled with fine white cotton. $3.25 up to $12.50
Blankets in white and grey cotton, and Blankets in white
and grey wool knap, from $2.50 up.
White Wool Blankets from $8.50 up.
La Vogue Coats and Suits
This label means finest qualities, best workmanship and
the latest and most up-to-date models. Prices very reasonable.
Furs - - - Furs
Just received a very large and fine assortment of Neck-
pieces and Cape Stoles in the different colors and shapes.
These were contracted for last April, or every price would be
at least half again as much.
We extend a cordial invitation for inspection.
Lyon & Co. wes
DE is wa
Ea
Ly
on & Col
EOSIN IV NE TRE, TT
Lyon & Co.
Un lal