THE DAILY EVENING TELEGRAPH PHILADELPHIA, WEDNESDAY, JUNE 30, 18G9. X.XTXmATUIX.13. REVIEW OF NEW B00K8. r ' Bights and Sensations in France, Oermany, and B'witzeiilanw. l!y Edward Gould Ilnffnm. Received from Claxton, Keniien AIIaffelBnger. The author of this series of sketches was well known tin ft journalist of much ability. He was attached to several of the loading pa pers of the United States, and distinguished himself as ft vigorous and forcible writer on a vast number of topics. In 18" he went to Europe, and finally settled himself in Paris as head of a bureau of correspondence, in which employment he continued up to the time of bis death, which occurred not many months ago, at the age of forty-one. With the educated eye of an experienced journalist Mr. Buffum saw everything, and knew how to present the salient points of a landscape so as to bring the scene vividly be fore his readers. With all the vigor and force of a well-trained newspaper correspondent, his style is not without elegance, and his sketches are entertaining and animated in their descriptions of persons, places, and the characteristic scenery of Europe. As a speci men of this work, we qtiote the following de scription of roulette as played at Hombourg: "I shall never forget my initiation into tho mysteries of roulette. It was many years atro, upon a Long Island race-course, where an individual in a white lint, half covered with crape, a very flash vcBt and extravagant guard chain, was Inviting custom by the not very at tractive assurance to his prospective victims that 'the more they put down the less they would pick up.' So far as the fact was concerned, he wns perfectly correct, and it must have been that there was a vein of honesty running through his nature wbich would not permit him to lend himself to a deception. The wheel he used was a 'twenty-eight roulette,' with 'advantages' to the bank of a 'single' and 'double zero,' and an 'eagle' three in thirty-one, or a little less than ten per ceut. But when it is understood that, besides these apparent and legitimate advan tages, the wheel was what Is known to the ini tiated as a 'snapper,' and that by simply touch ing a little concealed spring the honest indi vidual in the white hat and Hash vest could caHse the ball to drop Into 'red' or 'black' at pleasure, it requires no very intimate fcnowleJy?e of the doctrine of probabilities to perceive that tho prospect of winning at that game was 'poor indeed.' I know that all the pocket-money I had been saving for months disappeared like dew in a June morning, and that I was obliged to content myself with short commons of candy and cinnamon cigars for a long time afterward. "It is not probable that at Hombourg the game of roukite is played with such a certaiuty of profit to the bank and ks to the player, but, on the contrary, the legitimate advantages are con siderably less than . they are at Baden-Baden, where the 'percentage' of the bank is derived from a 'single' and 'double zero,' while at Hom bourg the former only militates against the player. The game is played upon a long table, covered with green cloth, around which the players sit or stand. In the centre of tho table Is a large hole, in which the roulette is fixed. This consists of a moving cylinder, tho peri phery of which is divided into thirty-seven com partments, severally numbered from 0 to 36, and separated from each other by little wires of brass. The cylinder is put in motion by a push against one of the four branches, forming a cross, which surmount it. During its move ment a little ivorv ball is thrown in the onnosit.p direction; and this spinning round for a minute or more upon the immovable part of the appa ratus, finally falls into one of tho thirty-seven compartments. These, besides, containing each a number, alternate in color ono being 'red,' tho next 'black,' and so around tho entire cir cumference of the cylinder. Upon the number into, which tha Uu.ll falla . dapand tli- wuuUg or losing of all the stakes upon the table. "At either end of the tapis vert, on each side of the cylinder, the thirty-seven numbers which it contains are painted in three columns, and the other chances which may bo staked upon desig nated. "Now, although at first view roulette appears to be an exceedingly complicated game, it is in reality a very simple one. Tho basis of it the principle on which it depends is tho evident fact that the ball, having- been whirled by tho finger of the operator around tho cylinder, must finally fall into ono of the compartments of the wheel; of these there are thirty-seven, and the object of the player, who wishes to bet upon single numbers, is of course to hit the winning one. In order to simplify the . explanation of the chances at roulette, let it he supposed that a florin the smallest sum permitted to be staked nt Hombourg be placed by thirty-seven differ ent players, one upon each number on the lapis. One of these must evidently bo tho winniug number, while all tho rest must loc. Let it bo supposed that the ball, after spinning until it loses its momentum, drops into compartment 'nix,' which is declared the winning number. Tho croupier then takes the florin irom each one of the other numbers, amounting to thirty six florins, and pays thirty-five of them to the fortunato better upon 'sixthe winning number. Were the game a perfectly even one. did tho bank have no 'advantage' other than the player, it will be readily seen that tho latter should in this case receive thirty-six instead of thirty-five florins. But here is exhibited the 'percentage,' which exists in Rll banking games, and which at Hombourg provides the means for gilding and furnishing these splendid salons, and keeping in order these magnificent gardens. This 'per centage,.' as will be seen, is one in thirty-seven, or two and twenty-six thirty-sevenths per cent. To make still plainer this matter of 'pL'rceiu age' which obtains in all banking games, and which is but little understood by the uninitiated, let it be supposed that a single player at roulette should place an equal amount, snv ono florin, upon each number from zero to thirty-six inclu sive, it is evident that he will win upon one, and lose on all the others. Now, were the game played without any 'percentage1 or 'advantage' to tho bank, the bauker should take the money from each and all of tho losing numbers, and place it upon the winning one. The player would then receive thirty-six florins in addition to the one he placed upon the winning number; and this making up tho amount he had staked upon them all, he might thus continue playing without profit or loss to the end of time. But as at prote.nl the game is arranged, the player would lose one florin at each turn of. the wheel, and in this manner the bank would, sooner or later, eat up tho largest capital, without the player having the slightest possible chance of winning. Now although, of course, no player would be silly enough to bet in this manner, Where it is palpable that ho must lose aud can not win, it must be borne in mind that, even though he bet upon but a single number, this same percentage, or advantage, of the bank, which cannot in any manner be avoided, still re mains, and that it must In time absorb his capi tal in the bank. Suppose a player to bet upon a single number during a whole day, week, mouth, or year now tho probability is that, as there are thirty -seven numbers, one of which must win at each turn of the wheel, each one will niuke its appcarauce onco in thirty-seven times. But should this be literally exemplified in tho turning of the wheel, our player in kach serias of thirty-seven, during which he wild lose thirty-six times and win once, would, still be the loser of the florin; as in the.JWy-slx times that ho lost ho wouldlose tiii.F-txtlorlua, while the one winning would him back but thirty-five. Of courses tbe chances never run so regularly as t oie supposed to do in this case, but it s 1118 le68 illustrates the principle. : " "Besides y 4"' nron a single number, the player divide Lis stakes among several; miiy x ' 1 i,oU ftny f the three columns, con taiuiw U civs numbers each, or upon the firht, fctfOUd, or third series of twelve numbers, being paid double if ho win, or mnf play upin rowje. or tioir, pntr or impair, which designate tuo odd or even numbers upon maw; no Mufase, the former comprising the numbers from one to eighteen inclusive, tho latter from nineteen to thirty-six. . . . "It is flngulnr scene, ono of these gaming tables. Around It, from eleven in the morning until eleven at night, sit or stand the players, an exceedingly 'mixed' assemblage, gazing with covetous eyes upon the piles of gold and silver placed before tho bankers, and watching with Intensest interest the fluctuating chances of the gftme. There are males and females, Ul and young, leaders in the grand monde, and leaders and satellites In the demi-monde; people who piny because the' have plenty of money, nud with to amuse themselves, and people who play because they have but little money, and want more, inero nrc noblemen ana titled ladies in abundance, and there are tradesmen and profes sional men and gamblers, all sitting or standing, and elbowing, and brought into tho closest con tact with each other. There are hard-faced peo- fdc, men und women, sitting at the tables, who ivo year in and out at Hombonrg, and make gambling a profession'. These are usually per sons who have small, fixed incomes, and who flatter themselves that tacy have discovered 'systems' by which the games can bo beaten, and the cruel divinity of chance circumvented, and who frequently sit for hours carefully noting the numbers as they appear at roulette, or pricking with a pin upon cards furnished for the purpose the winning color at rouge-et-noir , waiting for the combination to arrive which is embraced in their 'system.' 'These 'systems' for winning at the bank are numerous, .but are all based upon the fallacy that chance Is guided by law, which, if there be any such thing as 'chance,' is a contradiction in terms. The simplest and most apparent 'svs tein' for w inning at a banking game ono which appears palpable and positive to tho uninitiated player is that of commencing with a small stake, and doubling it until it wins, when it is evident that the player will be the gainer by tho amount of his original, stake. But there arc three formidable obstacles barring the way to the success of this plan; could these bo removed, the plan would be an excellent one, and one which would assuredly ruin all the gaming tables of tho world. The first of these is the lack of sufficient capital to enable an ordinary player to endure the losses. Suppose a player at roulette, for example, in the application of this 'system,' should commcuco by staking a five-franc piece npon one of the 'simple chauces,' say, to simplify tho matter, upon 'red,' and sup pose that 'red' should lose, ns red or black not unfrequently does, twenty times in succession his last stake would, in this case, amount to 2,021,440 francs, and the entire amount lost in the twenty bets to 5,21,015, or about a million dollars. It is only the old school-boy illustra tion of the nails in the horseshoe, on a little larger scale. If the player were able to com mence with a small stake, were there no limit to the amount which he should be allowed to bet, it is evident that, with an unlimited capital, he could, by this 'system.' inevitablv and surely win. But tho bitnk is too wise to permit this, and the stakes at all banking games aro limited at either extremity with a 'minimum,' above which no stake will be accepted. At Hombourg the minimum at roulelle is fixed at one, and at rouge-et-noir, two florins; and tho maximum upon the 'simple chances' at roulette is four thousand, and eX roune-el-noir five thousand six hundred florins; so that a player commencing witn tne minimum at tuo lormer, would only need to lose twelve consecutive bets to attaiu tho maximum, where he would be obliawl if h followed out his system, to return to his original stake, after having lost four thousand and eighty-three florins in the attempt to win one, which is all ho would have done had he at any time in the series of twelve gained a single stake. A little practical experience in this mat ter of winning at a bauking gamo by 'doubling' will soon convince any one, to his cost, of the Impracticability of the 'system.' But, besides the obstacles mentioned, there is another, which no amount of care, circumspection, or boldness can overcome the 'percentage' of the bank the fact that when 'zero' appears at roulette, or the refait at rouge-et-noir, alt parties on all sides and colors lose. This is sufficient alono to ruin all calculations, and destroy all probabilities of ever permanently winning by a 'system.' "Another exceedingly plausible 'system' of winning at a banking game is one based upon tho theory of tho 'equilibrium of chances' em braced in the aphorism that, 'within a given period, two simple chances will appear an equal number of times.' Tho practical application of this system, the Infallibility of whiclwin author, who has recently published a book of advice to players, showing them how they can surely win, says is 'as certain as tho return of day after night,' is playing upon 'color,' or any other sim ple chance, when it has either not appeared at all in a certain number of times, or when it is far in arrears of its opposite. If, for example, in a hundred turns ot tho roulette, 'black' had appeared but twenty times, and 'red' eighty, the player upon this 'system' would, with the idea of 'restoring the equilibrium,' commeucebetting and doubling upon the black. But in this 'sys tem' there is no more certainty than in any of the others. It is probable.althoughby no moans certain, or capable of demonstration, either theoretically or practically, that the axiom assumed is correct, that were a man to live to the age of ilethuscluh, and should he in his ear liest youth commence tossing a penny in tho air, and continue this amusement during sixteen hours a day up to tho time of his death it is probable, although by no means positive, that during this long period of time nearly an equal number of 'heads' and 'tails' must have m.ido their appearance. But the attempt practically to apply this theory of 'equilibrium' to any limited space of time to hours, days, or even years is, as any one can easily satisfy himself by trying it, a simple absurdity. "Still more palpable and inviting to a young player is the idea that, alter a 'simple chance' has lont a considerable number of times con secutively, it must soon win. If, for example, siiroulette, the Ted' has appeared at eight suc cessive turns of tho wheel, it soeim evident to tho superficial calculator that the probabilities are strongly in favor of 'black' on tho next turn, and tho temptation to bet upon it is to tho neo phyte almost irresistible. But this is a fatal error. Chance is subject to a certain degree of calculation, guided to a certain extent by mathe matical law. Before the penny has been tossed, the chances are exactly equal that it will fall with 'head' or 'tail' uppermost, but the proba bility is as three to oue that 'heads' will not appear twice in succession as 6evou to one against three consecutive appearances, as fifteen to oue against four, and so on in arithmetical progression. But when these probabilities have been surmounted, when the penny actually h u fallen with tho 'head' up aL four -successive tosses, the chances again bceoTuo exactly eqiul that it will fall 'head or 'tail' upou the fifth, there being, after the former has been made, no connection between the fourth aud fifth to-s. Tho same rule applies to rouh tte or rougi-e'.-noir. Before tho turn of the wheel, the chauces are as 255 to 1 that red or black will not win eight times in succession; but, having done to, upon tho ninth turn the probabilities are rel i tively just w hat they were on the first, aud the chances of red or black winning or losing ex actly equal. 'One of tho most favorite of tho 'systems' played at Hombourg and Baden-Baden, both against roulette and rouge-et-noir, and one the plausibility of which is particularly striking, is that known as the 'decomposed eight.' The theory of this system is that no eight coups will come in precisely the same order twice in suc cession. Thus, for example: if at roulet'e during eight consecutive turns of tho wheel, 'red' hns appeared twice, then 'black' twice then 'red' once, aud black threo times, the player of tho 'decomposed eight' is prepared to back his opinion that tho next eight turns will not yield precisely tho same result in exactly the same order. To profit by this, ho bets the minimum of one Horiu upon tho 'black.' If it wins, his object is accomplished; his 'system' is verified; ho has won his florin, and prepares to uuuiik iuo juuuwiug eigni coups in tne same manner. But should it lose, he then, nothing I daunted, places two florins upon the "black;' if that lote, four upon the 'red that losing, eight 1 tipon tho 'red;1 then sixteen upon tho 'black;' and thus doubling each tlmo he loses, and al ways in opposition to the corresponding turn in the previous scries of eight. It will bo readily seen thot. in accordance with this system, un less the two series of eight do successively ap pear in precisely the same order, the player must, at some time before he reaches the last number of the second series, win one florin. A diagram will render this perfectly plain. Sup pose the first series of eight to have appeared, and be marked ns follows: IILACK.I RED, In such case the player would exactly revcrso this order, and make his bets ns follows: BLACK. RED. t t I " J I I I I I. This system, upon which a book has been writ ten, showing how, with a capital of two hundred and fifty-six florins, a certain nnd sure profit of sixty florins a day may be made at roulette, is, however, as fallacious as any of the others. Its plausibility is very much heightened by the nssumed irregularity of tho coups in tho series of eight against which it is proposed to bo rlaycd. In principle, it would be precisely the same to assume that after 'black' had appeared eight times in succession, it conld not immedi ately appear eight times more. Tho second series of eight is quite ns likely to follow tho first, in what may be called irregular, as in regular order; it is just as m-obablo that in six teen turns of tho wheel the last series of eight should be the same as the first, as that tho 'red' or 'black,' or any other 'simple chance,' should appear sixteen times in succession, which it does by no mentis unfrequently. "There are many other more or less compli cated 'systems,' professors of which are found ready to teach them to verdant pupils nt all the gnmlng-hclls of Europe. It mav be safely said, however, that nil are based upon fallacies, and that, at least while tho bank retains its 'percentage,1 and limits the players to a 'maxi mum' and 'minimum,' no banking game can be beaten by a 'system.' " From Turner Brothers & Co. we have re ceived "The Virginians," the fourth volume of the handsome "Household Edition" of Thackeray's works in course of publication by Fields, Osgood & Co. This series will be one of the most popular editions of Thacke ray's works published; it is cheap,, and yet handsome enough to grace the shelves of the most fastidious of book buyers. The same house sends us "My Daughter Elinor," an interesting new novel, by an anonymous author; and Part III of the cheap paper edition of Auerbaeh's charming romance of the "The Country House on tho Rhine," translated by Charles G. Shackford; also tho "Humpty Dumpty Trick Book." which will produce eight jnagical tranufnrmationn. . ThU anair win delight the youngsters. The Vocalist, No. 9, contains "Fulling Against the Stream," and other popular airs. From Claxton, Ilemsen & Haffelfinger we have received "Artemus Ward s Pano rama." This is the lecture on the Mormons, as it was delivered in Egyptian Hall, London. It was not intended for publication, and although the manner in which tho showman delivered it was infinitely amusing, hi3 execu tors had much better have allowed it to re main out of print. Tho book is illustrated by coarse cuts of the "picters" as exhibited by Artemus Ward. The pleasantest portions of the book are the warm-hearted notices of the deceased humorist by Mr. T. W. Robert son, the dramatist, and Mr. E. P. Kingston, his executors. The affectionate manner in which these gentlemen speak of him will be nigniy appreciated by his friends on this side of the Atlantic. From D. Ashmend we have received "Jeremiah and' his Lamentations, " with notes, critical, explanatory, and practical, by Rev. Henry Cowles, D. D. This volume concludes the series of notes on the Old Testament prophets by Mr. Cowles, and, like those that have already-been published, it will be appreciated by clergymen, as well as re ligious readers ot all classes, as a valuable practical commentary on the Scriptures. The same house sends us "Taopi and His Friends; or, the Indian's Wrongs and Rights." This is a neatly-bound edition of an interest ing work that was noticed in these columns some months ago. It contains "A History of a Mission of the Protestant Episcopal Church to . the Santee Sioux Indians," by William Welsh; "Journal written at the Mission in Nebraska," by Rev. S. D. Hinman; "Address by Bishop Whipple, of Minnesota, at the fune ral of Taopi, a Christian Chief of the Farmer Band of Santee Sioux Indians:" "Letter on Indian Civilization," by Major Cullen, of Minnesota; "Letter on Indian Civilization," ' by Hon. II. M. Rice, of Minnesota; "Letter on Indian Civilization," by Colonel J. B. I Brown; "Report of Committee of Citizens sent ' to Washington to confer with President I Grant;" "Concluding Appeal," and "ltp n t 1 of Indian Peace Commissioners appointed in IM',7," This book is worthy of the perusal of all who aro interested in Indian affairs. I From T. B. Peterson & Brothers wo have received "The Bride's Fate," a sequel to "The Changed Brides," by Mrs. E. D. E. N. South worth. Of course everybody will want to know what the bride's fate was, and as the1 secret is well maintained until the end of the book, a large circle of readers may be counted npon for this story. We have received Parts 25 and 20 of "Zell's Popular Encyclopedia," which is brought down to the title "Ballymoscanlon." This work is admirably edited by Mr. L. Co lange, and when completed it will be the cheapest encyclopedia ever published. A vast amount of information is given in a con densed shape, and the price is so low that any poor man can afford to purchase it, and have a complete library in a single volume. Pub lished by T. Ellwood Zell, os. 17 ana 19 South Sixth street. 8PEOIAL NOTICES. Pay CITY TREASURER'S - OFFICE. rtiiT.Arntt.rm. .Tnnfi 1, ISrtO. NOTICE.-The REMl-ANNll A L INTEREST m tho Funded Ifoht of the City of Philadelphia, due Jul 1, lw.li, will be paid on and after Hint. dnte. . Joseph n. PKmsor lOitw (Jitr Tr!Uiuror. liT CITY TREASURER'S OFFICE .. . . PHH.AnF.I.PHtA, Jane 1, 1W. MATURED CITY LOANH.-The City Iron maturinir July 1, mid, will bo paid on and after that dato, at this Office, by order of tho Commissioners of tho binkina Fund. JOSEPH N. PKTRflOTj, 10w j - Oily Treasurer. tST "A FENNY SAVED IS EQUAL TO TWO Earned." The time to save money la when yon earn It, and the way to Bare it is by der-oniling a port ion of it weekly in theold FRANKLIN SAV ING FUND, No. I:ttt 8. tOUKTH Street, below (Jheennt. Money in large or ainall amount received, and fire per oent. interest allowed. Open daily from to i, and on Monday ercmuen from 7 to 9 O'olpck. OYItUS OADWAXLAUICR, 1" Treasurer. ttT OLD OAKS CEMETERY COMPANY OK PHILADELPHIA OFFIOE, No. 8 IS WALNUT 8TRKKT. Thi Company la now prepared to dispose of Lote, clear of all inonnibrancA, on REASONABLE TERMS. The ad vantage! offorod by tbii Cemetery are well known to ba aqnal If not qperior to those possessed by any other Ceme tery. W lnrita all who desire to purchase Bnrlal Lota to sail at the office, where plana can ba seen and all particulars win ba airen. To sooieftos desirhift- large tracts ofDand a liberal redno tion will be made. ALFRED O. n ARMER, President. M ARTIN LA'NDENBKIIOKR, Treasurer. MlcnAKT, Nisiikt, 8 eu rotary. 1 11 fyn PENNSYLVANIA ' RAILROAD-COMPANY, TREASURER'S DEPARTMENT. Pun.aPKi.rmA, Pa., May 8d, 1869. NOTICE TO STOCKHOLDERS. The Board of Directors have this day declared a eml-aiinual dividend of FIVE PER CENT, on the capital stock of the Company, clear of National and State taxes, payable In cash on and after May 80, 18C9. Blank powers of attorney for collecting dividends can be had at the Office of the Company, No. 833 S. Third street. The nice will be opened at 8 A. M. and closed at 4 P. M. from May 88 to June B, for the payment of dividends, and after that date from 9 A. M. to 3 P. M. THOMAS T. FIRTH, B 8 60t Treasurer. Note The Third Instalment on New Stock of 1863 is due and payable on o before June 19. jy PENNSYLVANIA AND NEW YORK CANAL AND RAILROAD COMPANY'S SEVEN PER CENT. BONDS. A limited amount of these Bonds, guaranteed by the LEHIGH VALLEY RAILROAD COMPANY, Is offered at NINETY PER CENT. The Canal of the Company Is 105 miles long. Their Railroad, of the same length, Is fast approaching completion, and being principally owned by the Lehigh Valley Railroad Company, will open In con- nectlon therewith an immense and profitable trade Northward from the Coal Regions to Western and Southern New York and the great Lakes. Apply at LEHIGH VALLEY RAILROAD COM PANY'S OFFICE, No. 803 WALNUT Street, Phila delphia. CHARLES C. LONGSTRETH, 'At Treasurer L. V. R. R. Co. PAPER HANQINQS. fVARD & McKEEVER, No. 1400 CHESNUT Street. tSAIfcJIVO STYLES, THE FINEST STOCK, THE CHEAPEST PRICE, mwf3m THE BEST WORKMANSHIP. Eg c a n & w a n o, PLAIN AND DECORATIVE PAPER H A 1M G I N G S, NO. 251 SOUTH THIRD STREET, BSTWKKN WALNUT AND BPHUO, PHILADELPHIA. COUNTRY WORK PROMPTLY ATTENDED TO. g is; T OOKI LOOK! I LOOK 1 1 ! WALL PAPERS XU and Linen Window Nhartos Manufactured. t!is cheapest in the oity.at JOHNhTON'H Depot, No. I 0:t; StlK Y'&MP'S,1 Btr,'t,t b8low -loih. fcrauoh, No. tKDKRAL Street. Camden, New Jersey. 8 i HOSIERY GOODS. WILLIAM U O V M A N N, No. 9 N. liUJUTH Street, Philadeli.hln, Dealer in Hosiery Goods, Offers for sale a large asHortment of noslory, for Ladles',' Gents', an" Children's wear; Socks, three quarter Soaks, and Long Hose, of English and Ger man manufacture. Of CartwrlghfA Warner's manufacture, acknow ledged to be the bes imported. Also, the Norfolk and New Brunswick, acknow ledged to be the bes of American Goods. These Goods in all sizes, for 4 T wsly Spring and Summer Wear. CARRIAGES. c 11 R I A O E SHI ItleUKAR Ac KENDALL, CiVXtlllAGE IXUIIL.IIi:itS, No. T1S SANSOM Street, Philadelphia, Invite all In need of any kind of CARRIAGES to call and see their large assortment before purchasing, as they intend selling at REASONABLE RATES. 80swiCtrp fv-t," J)R- fTg fitA DV ETEKI N AR YU III rC'jV OKON. treats all diaeaans of horses and oattle, aud all auririoal operations, with eftfeient aoooiuuiodutiooa for horses, at uUliUlrHiar.JNa. MAlUSUALLbtrm.t. ' INSURANCE.. DFLAWARK MUTUAL SAFETY INSU RAM'RCOMPAHY, Incorporated bj the Leftia lature of i'mnsylrania, 1KI&. . . Office, 8. B. corner of THIRD and WALNUT Streets, Philnri''llhia. MARIN K I,MHIAN!KH On Vessels, Carpo. and Freight to nil Vnrta of the world Inland insukam.kh On goods br rirer, canal, lake, ami land oarriajre to all nrts of thr Union. KK INSUKAXCF.3 On Merchandisa generally; on (Mores, Dwellings, Houaoa, K.to. AHRKTS OF Tnit POMPAHT, Nciremlier t, IwH (300,000 United States Five I'er cent. Loan, - . $a,5oooo 120,000 Unito,! States biz Per Cent. Loan. .. ll li,80-.l0 80,000 United States Six Tor Cent. Loan (for Pacific Railroad)... W.OOO'OO SO0.CO0 State of Pennsylvania Hix Per Cent. l-oan ail,375(H) 128,100 Citjr of Philadnlphia Six Per Cent. Ixnn (exempt from tax) 123,5M O0 60,000 Stato of Mew Jersey Six Per Cent. Ioan M.BM'dO 20,000 Pcnn. Rail. First Mortgage Six Per Cent. Honda ai,2H)(K) 2o,000 Penn. Rail. Stcond Mort. Six For font. Honris 84,00000 26,000 Western Penn. Rail. Mortirnirn Hix Per Cent. Bonds (Penn. Railroad guarantee) 80,tK5(X) 30,000 State of Tennessee Five Per Cent. loan 81,000000 7,000 State of Tennessee Six Pur Cent. l-oan 6,031 '25 16,000 Gertnantown (las Company, prin cipal and Interest guaranteed by ('y of Philadelphia, 300 shares Stock.. ... l.VVaVW 10,000 Pennsylvania Railroad Company, 300 shares Stork lt,3X)'O0 6,000 North Pennsylvania Railroad Co., 100 . shares Stock 8,5J0'OO ' 80,608 PhlMdolphia and Southern Mail . Steamship t'o., 00 shares Stock. . . . 15,000110 JU7.W0 Loans on Hoard and Mortgage, tirst Liens on City Properties 207,900.00 H.KO.SOO Par. Markot Talue, $UVBy25 Real Fatate SS.imo-00 liills receivable for insurance made &ii,4j !4 lialanres due at agencies, premiums on marine policies, accrued interest, and other dubts due tlin ctiiimnv Ait Ira'Ofl nines sna scrip of sundry comoratiuns. 3luu. , Kstimnted value 1,813 00 C.aah in bank sHlMMIM laab in drawer... 41a d6 llft.Sr-7S l,tM77'KO Thomas O. Hand, John C. Davis, James C. Hand, Thoophilus Paulding, Joseph 11. Seal, Hugh Craig, John R. Penrose. Jncob I. Jones, James Traquair, F'.dward Darlington, II. Jones Hrooke, James M. McFarland, Friward Lafonrcade. DntECTong. ; r.dinnnd A. Soudor, ! Samuel K. Stokes, Henry Sloan, William J. Ludwiir. (ieorge O, lieiper, Henry C. Ditllott. Jr.. John D. Taylor, .eorge w. tlernadou, William U. lioulton. uacoo niegei, Spencer Mcllvnine, D. T. Moriran. I'll tj!illn. John B. Soinple, " A U li joenua r. f.yre. THOMAS (j! II ATirf. President. HFNRY LYLBUR'se'ciiry18' Vic-President. 11F:KRY BALL, Assistant Secretary. 10 6 1829."CHARTER JPEllPETUAI Frantlin Fire Insurance Company OF PniXADELPIllA. Office, Nob. 435 and 437 CHESNUT St. Assets on Jan 1,1869, $2,677,37213 ".V S SURPLUS l,OS.i,.Y.iV?4l PREMIUMS l,l-'.,!Hl;-4;j UNSKTTLED CLAIMS, 1NOOMK FOR lSy, .i0,(MM. Losses palfl since 1829,over $5,500,000 Perpetual and Temporary Polioiea on Liberal Terms. The Company also issues Policies on Rent of Building of ail kinds, U round Rents, and Mortgages. DIRECTOR B. A It nt.., Alfred O. Baker, Aiimi ciufr, Thomas Sparks, William S. (irant, Thomas S. F.llis. (vtlHtjLOIlsl A KanuAfl Damuei rant, George W. Richards, Isaac Lea. George Falee, ALFRED C4-. KAKKR Pr.ui.laif JAS. W. MoAtXlgtirJ:8' "" THEODORE M. KKUKR, Assistant Secretary. 89 S B U R Y LIFK INSURANCE COMPANY. No. 291 BROADWAY, corner RKADK Street, New York. CASH CAPITAL Ml'ViikHi SllUJ. HHlrtoimiorf 1.11 h h K.t. f W... K"i" for policy holders. I.FMUF.L HANiJH, President. GEORGE KLLIOTT, Vice-President and Socrotary KMORY MiCMNTOOK, Actuary. A. B. M. PURDY, M. D Medical Examiner. Thomas T. Tanker, BKrtUKflt'lJI BY FKHMISUION. John M. Maria, J. B. Lippinoott, Jamos lonj(, James Huutor, K. H. Worno. Charles Spencer, W illiam Divine, uw" ATA. t.riKiib, m. morris wain, Arthur G. Coffin, John B. McCreary, in me ciiaracier oi us Directors, economy of manage Blent, reasonableness of rntos, PARTNKKSHIP PL..VN ur i)Bi,Liuu DIVIDENDS, no restriction in female lives, and absolute non-forl'eiture of all policios, and no restriction of travel after the first year, tho A.SBUKV pre sents a combination of advantages otlored by no other company. Policies iaaued in every form, and a loan ef vuu-iuiiki ii i in i u rr u it ii uenireu. Special advantages offered to clergymen. For all further information address JAMES M. LONGAORE, Manager for Pennsylvania and Delaware. Office. No. 3o2 WALNUT Street, Philadelphia. FORMA W K IHjLLINSHKAD, Special Agent! 4 lri? QT R I CT LY MUTUAL. Provident Life and Trust Co. OP PHILADELPHIA. OFFICE, No. Ill 8. FOURTH 8TKEKT. Organized to promote LIFE INSURANCE amona minihenief thu Kiiii,.tver UVI.,.1li - v j v. A i n . i n i Good riuks of any Huxa umumtM.i Policies Usued on approved plans, at the lowest President, SAM TEL R. SHIPLEY, Vice-President, WILLIAM C. LONUSTKRTTL Actuary, ROW LAX I) PARKY. The advantages oilered by this Compauy are nn excelled. 3 1 2T J K S U li B AT HOME, IK TUB Penn Mutual Life Insurance company;' no. 921 chesnut 8treet, philadelphia. ASSETS, i,0O,Or(). CITAKTEltED BY Ol It OWN STAT I?. MANAGED BY OL'R OWN CITIZEN. LOSSES PUO.HPTLY PAID. POLICIES ISSUED ON VARIOUS PLANS. Applications may be made at the Home Oitlce, aad at the Agencies throughout the State, ii 1S5 JAMES TltAttlTAIR SAIII EL E. STOKES JOHN XV. IIOKNOIt A. HORATIO S. STEPHENS... PRKKIDKNT ..VKJH-PHKS1DKNP V. P. aud ACTUARY .SKCJRItTAKY ryilE ENTERPRISE INSURANCE COMPANY J OV PHILADELPHIA. Olhce S. W. Coiner FOURTH aud WALNUT Streets FIUK INSURANT: KXiJI.UM VICLV olruou' PFRPKTUAL AND TKR.V1 POI.ICIKS 1SSUKD. (.atihCaiiitul Ajihi u.nriti Cash Aabeti, May, 18.W OVKR HALF A MILLION DIRECTORS - P. Fatchford Btarr. .1. I .i vi n f nf n r, H,,.nna. Italtao iweaier, - John M. Atwood, liunjaiuin T. Tredick, Georxe 11. Ktuurt, i.. i... ii i - - Juntos U Clufliorn, Will nun O. Houlton, Charles Wheelur, Thomas 11. Moutoraery, James Aertsen. firm-cluB rinks, taking no a uio .'unipaur iiiHurvi umy nrsi-iaas rinks, taking nt specially hazardous nsk whatever, suou as factories millu. .In This Company insnres only F. RATCHFORD STARR. President. THOM AS , H. MONTGOMERY, Vice-President. AUIANl'KU VYVVVlHTKU, becretary. g i TpilCKNIX INSURANCE oWaNvT OF J. PHILADELPHIA. INCOR PORATF.D l)4-OHARTKR PKRPETUAL. No. 'Mi WALNUT Btreet. opposite the Kxchuune. Tins Company insures from loas or danuuro bt KIRK, on liberal terms, on buildings, merchandise, furniture etc., for limited periods, and permanently on buildiuvs by depoMt of premiums. ' The Company has been in active operation for more than SIXTY YFAR.s durinif which ail losses have been promptly adjusted and iaid. Ill U iTfAIJ O John L. HodKO, M. K. Maliony, John T. jwis, - Willinm K (Irani. ltHUjamin Kttinff, Thomas II. Power. A U M..(unru Robert VV. 1 -earning, Fduiuod Caatilion. t l. ( lark YYuaaUiD, I hamuul Wiloox, awreuca Lewia. Jr., Uni), N.irns. JOHN R. WUCUiUUUl, President. INSURANCE. rpilE PENNSYLVANIA FIRE INSURANCE JL COMPANY. -Innnrriorated lx.tA-Chnrtor Perpetual v j No. MO W A I. Ml r Street, opposite Independence Rqnare. This Company, favornldy known to the community for over forty years, continues to tnu-e against loss or damaxe by tire on Public or l'ritnto Ituildiniia, either permanently or for a limited time. A lo on Furniture, Slocks of Ooods, and Merehandie generally, on liberal terms. Their Capital, fuiret her with a lanre Surplus Fnnd, is in- . rented In tne mwt careful manner, which enables them to, offer to the Insured an undoubted security in the case 04 loss. ... Dnninl Kmtfh. Jr.. John Devorent, Alexander licnwm, fssso tlHr.lelmrst, i nomas Mnuta, Henry lwis, ' a nomas Rooms. "I . 'a a . V""IU,n"n ' ' linniei ninnnrn. ,ir. PANIKI, SMITH, Jr., ProsMnnK W.M. O. CRQWEI.L, Secretary. . OFFICE ok THR INSURANCE COMPANY ? . . OF. NORTH, AM I'RIUA, No. WALNUT Street, jf Philadelphia. 'J Incorporated 17M. Charter Perpetual.' i . Capital, 9ISW,W0, ' J Assets f2A!M)aoa I MARINE, INLAND. AND FIRK INSURANcV I OVER $20.(XW,wo LOSSES PAID SINCB ITS ORG AM. j lATION. V DIRKOTOBS. tSflnmel W. Jnnns, John A. Krnwn, CJhnrlrB Thy. or, nilirone Whito. V ilitmn Welb, 8. Morrm Wit In, John Manon. ncls R. Oop. J. ( ward II. Trotter, J;'lwnlS. Clarke, 1. t.harllon Henri. Alfred U. Jearop; . John P. White, Iun O. Madeira, Charles W. Cushinan. JMATTBIAR Maris, Secretary. a j JMl'EHIAL FIHK INSUJtANOK CO. , . LONDON- - 1 EMTAnLlMIlKD 1N03. ! Paid-np Capital and Accumulated Funds, ! 88,000,000 IN GOLD. ! PEEV0ST & HEERINO, Agents, 8 45 No. 10T 8. THIRD Street, PUlladelphla. f CnAa. M. PRKVOST. CTIA8. P. HERRING ! UURIBER. 18G9 SPRUCE JOIST. SPRUCE JOIST. HEMLOCK. HEMLOCK. 1869 1 SEASONED CLEAR PINE. 1Qft AOOsJ SEASONED CLEAR PINK. 1001 t!1401CE PATTERN PINE. SPANISH CEDA K, FOR PATTERNS. RED CEDA R. 1869 FLORIDA FLOORING. FLORIDA FLOOINO. CAROLINA FLOORING. VIRGINIA FLOORING. DELAWARE FLOORING. ASH FLOORING. WALNUT FLOORING. FLORIDA STEP HOARDS. RAIL PLANK. 1809 1 WALNUT BUS. AND PLANK. 1 Qft 1809 UNDERTAKERS' LUMBER. UNDERTAKERS' LUMBER, RED CEDAR. WALNUT AND PINK. 1809 IGfM) SEASONED POPLAR. TqFc XOVJ SEASONED CHERRY. loOi) WHITE OAK PKRAND BOARD3. 1869 CIGAR BOX MAKERS. flTil A T HOY XM A JT Lnui 1809 SPANISH CKDAR BOX BOARDS. i vi i. n i j r. i iJ ty . 1869 CAROLINA SCANTLING. CAROLINA H. T. BILLS. NORWAY SCANTLING. 1869 1809 115 CEDAR SHINGLES. 1869 UKPKENS SHINGLES WAULK, 11 HOT HER ft CO.. No. 25U) SOUTH Street fTSLER & BROTHER'S U. 8. BUILDERS' MILL, Nos. 24, 26 and 28 S. FIFTEENTH St. Wo offer this season to tho trade a larger and mora superior stock of Wood Mouldings, Brackets, Balusters, Newell Posts, Etc. The stock Is made from a careful selection ot Michigan Lumber, from tha mills direct, and we Invito bnildersaod contractors to examine it before purchasing elsewhere. Turning and Scroll Work in all it varieties. 6t)2m UMBEll U N D E R OOVE1J. ALWAYS DRY. WATSON & GILLJNGHAM, !i9 No- 2JRICnMOND Street. j )ANEL PLANK, ALL THICKNESSES 1 1 COMMON" PLANK, ALL Til IOKN ESSES. . 1 COMMON HOARDS. ' ,SCEO,l - Together with a general assortment of Hnildimr Lumber. r sale low for cash. T. W HMALTZ FIFTEENTH andSTILES Street "'iiiivimF nam A BrftUlALl If, ENGINES, MAOHINERY, ETO. P. PENN STEAM ENGINETaND h-Mfii 5SaI;riWORK8.-KK EIE4LKVY, L V flf . tA iinv i itnu All HP IHH I'l II. KAKKRS. liLACKSMITHS, and FOUNDKkS, biVink for many years beon in successful operation, and been e " olueively engaged n building and repairing Marine and River Engines, high and low-pressure, Iron Boilers, Water T anks, Propel ore, etc., etc,, respectfully offer thoir ser vices to the pubho as being fully prepared to oontraot for engines of all sizes. Marine, Rivor, aud Stationary ; bavin sots of patterns of different sizes, are propare.1 to executa orders with quick Jeiat-h. Every description of pattern making made at tne aliort est notice. High and Low-urea, sure Fine l ubularand Cylinder Rollers of the beat Penn sylvania Charcoal Iron. Forcings of all sizes and kinds. Iron and Rraxa Cantingsof all descriptions. Roll Turning. Screw Cutting, and all other work oonnboted with the above business. Drawings and specifications for all work done at tha establishment free of charge, and work guaranteed The subscribers buvo uinple wharf dock-room for repair! of boats, where they oanrlio in perfect safety, and are pro vided with shears, blocks, fails, eta. etc., for raising heavi or light weights. " JOHN8 ' NKAFIB 8 BKACI1 and PALMER Street J j E R R I C K & SO N 8' SOUTH WARK FOUNDRY, -No. 430 WASHINGTON AVENUE, Philadelphia. WILLIAM WRIGHT'S PATENT VARIABLB CUT-OFF STEAM ENGINE, Regulated by tho Governor. MERRICK'S SAFETY HOISTING MACHINE, Patented June, 160-3. DAVID JOY'S PATENT VALVELESS STEAM HAMMER. D. M. WESTON'S PATENT SELF-CENTRINO, 8 EI.F-B ALANCINI CENTRIFUGAL SUGAR-DRAINING MACHINE. HYDRO EXTRACTOR, For Cotton or Woollen Manufacturers. T W mwl I. YAUGHH MERH1C1-. VOLLaM H. MBBBIOt OBH X. OOPt COUTHWARK FOUNDRY, FIFTH AN1 O WASULXUTON Streets. ' PHIljlDFLPHU. MFliRIUK A SONS, . . ENGINEERS AND MACHINISTS, manufacture High and Low Pressure Steam Engines fof Lund, River, and Marine Service. builors, Gasometers, Tanks, Iron Boats, sto. Castings of all kinds, either Iron or Kraaa. J2,? koo,,olr Gaa Works, Workshops, and Rail road Stations, etc. Retorts snd Gaa Machinery of ths latest and most Ins proved construction. Every description of Plantation Machinery, also. Sngas Saw, and (iriat Mills, Vacuum Pant, Oil Steam Trains, 1. fecators, Filters, Pumping Euginea etc Sole Agents for N. llilleux's Patait Sogsjr Boiling Appa ratus, Neaniyth'a Patent Steam Hammer, and Aspinwall A Woolato'a Patent Oantriluiial Suaav llrmlni,, u chinea i J Ayi QIRARD TUDE WORKS; JOHN II. MURPHT A BROS. ItlaBufucturcrs of Wrought Iron Pipe, Elc PUILADKLP1IU. PA. WORKS, T MUNTY-XHIKD and FllJJKKT 8treeM. OFFICE,' (41 W. A'i North JF1KTII Miret. DR. K1NKEL1N CAN RE CONSULTED ON BaW diflAAMfl Of A CAI-t&ia ntMbalt. im i KnnM ft la lUJtYJtNiUbUoaa, si A fVWMVMWy. SMI