THE DAILY EVENING' TELEGRAPH PHILADELPHIA. FIUDAY, FEBRUARY 5, 18G9.
PUILIIHED EVERT IFTERIOOI
(axmsATi KXCXPTXD),
AX THB 1 EVEN INQ TKLEQRAPH .BU J DINO,
KO. 10S & THIRD BT&XXT,
PIIILA KLPHIA
the Price is three cents per copy doub t theet);
Or eighteen cent per week, patable to the carrier
by whom served. The subscription price by matt
it PTint Dollars per annum, or One Dollar and
Fifty cent for two month', invariably in advance
for the time ordered.
FRIDAY, FEBRUARY 6, 1869.
The Committing of Alleged Lunatic.
Dobino the past week the Judiotary Com
mittee of the State Senate have been Investi
gating the merits of the various laws relative
to Insane asylums, and have had before them
large number of experts In insanity, includ
ing Drs. Kirkbride and Ray. Both sides of
the quesUon of reform have been heard, and
it is still in doubt as to what form legislation
should assume. There seems, however, to be
some general prlnolple whloh it is eminently
proper should be engrafted on the bill. The
present manner of committing alleged luna
Uos has been sliown of late to be capable of
suoh great abuse that it should be cast aside,
and some more efficient mode of pro9iure
adopted. Of the details of a proper bill we
will not speak, but there are two modes pro
posed of committing lunatics, and it woullbe j
well to discriminate between their merits. i
The present system for in Pennsylvania
there is no law on the subject autho- ;
rizes any pbysioian to give a 1
oertifioate as to the alleged insauity j
of a man, and on that certificate, whatever j
may be the standing of the doctor, the j
patient Is admitted to the asylum. It requires j
no proof to show that such an arrangement as i
this is in reality a premium on false imprison
ment, and that it has been resorted to for j
malioioua purposes, is also shown by exam
ples. There are twe new plans proposed.
One is to enact that no one shall be admitted
unless he is found insane by a commission of
lunacy in open oourt, that everything con
nected with his case appear in a publio docket,
and all the details be published to the world.
This would, of oourse, prevent anything like j
illegal incarceration. Bat it has other dis- !
advantages, ;so grave that we cannot consent J
to its adoption. It would lay bare before all j
the gossiping and scandal-loving community
the secret griefs and domestic afflictions of
families. It would lay bare the private
Bufferings and misfortunes of the afflicted
to the gaze of an nnsympathetio and uninte
rested mob. Against this there is everything
to be said. Again, a publij examination would
be humiliating to all the parties concerned,
aud would seriously tend to aggravate the
disease of the patient. Still further, it must
be remembered that when onoe committed on
a oommission of lunacy, there is no way to get
out of the asylum except through a similar
process of publio examination. The mortifi
cation of a man who should recover, and the
danger that his reason would be exposed to
by publio scrutiny, would lead to endUss
evils. We cannot, therefore, think that the
present proposed plan is the best.
The other mode suggested is that a certifi
cate of insanity must be signed by two physi
cians, sworn to by them and attested by an
alderman, the attestation setting forth that
he knows the physioiaus, that they are of
good standing, and that they aotually made the
affidavit in his presence. The certifioUe
to be filed at the asylum and open to the in
spection of a commission, whose duty it shall
be to examine the condition of the asylum at
Intervals. By this means we think suflisieut
safeguards would be thrown around the
alleged lunatio. Ills case would be always
open to disinterested examination. The 1 tu
tors would be liable to perjury, and the alder
man to removal from office, if any wrong be
done. There would be no needless expanse,
and as the remedy by habeas corpus cannot be
taken away by any law which might be passed,
he would still have that safeguard from any
injustice. We oan see how this plan is supe
rior to the other, and think that it should
receive the oareful examination of the com
mittee. In the matter now before them som
reform is demanded. .
m '
Tlie Philadelphia and Rending- Railroad.
The annual report of this oompany for the
year ending November 30, 1868, abounds with
interesting illustrations of the extent of its
business and its wonderful oapaoity.
Including the main line, siding, aud the
branch roads owned or leased, more than 80u
miles were operated last year. This is but
little less than the length of all the railways
in Pennsylvania in 1&50, and about one-fifth
the length of all the railways now in operation
in this State.
The capacity of the main line as a coal car
rier was never so severely tested as in the
summer and fall of last year. The strike in
the coal regions caused a sudden suspension
of mining operations, and the tolls on coal re
ceived by the oompany fell from $537,03147
in Jane to $105,275-40 in July. When opera
tions were resumed, after two months of en
forced Inactivity, the most extraordinary de
mands were suddenly made upon the equip-
ment, and, in the words of the General Super
intendent, "for thirteen weeks the coal ton
nage of the road averaged 107,355 tons per
week; and in one week of September, 1868,
117,979 tons of coal were sent to market, be
Bides the ordinary freight business, amounting
at that time to over 30,000 tons per week."
The llnanolal results of these labors are shown
by the statement that the reneipts for tolls on
coal in September were 837,0!)3-25, aud in
November, 1899,783 46.
The equipment used to transact the im
mense business of the road embraces 269 loco
m.oUvc, tnd oars of various deonJiis,
equivalent in capaotty to 16,664 four-wheeU 1
cars. Many of the looomotlves have already
ran more than 200,000 miles, and several have
ran more than 300,000 miles. The Allegheny
seems to have seen the most servloe. Like
nearly one-half of the other looomotlves on
this road, it was built in the company's shops
.aLBeadlng. It was first used In 1851, and
has run 324,870 miles, with a prospect of
further usefulness, as It was, at last reports,
still at work, and In 1868 it run 11,482 miles.
The total number of miles run by all the
locomotive engines belonging to the oompany
in 1868 was 4,500,136, and the total number
of tons hauled one mile on main line
and branches last year was 1,042,821,766.
The total number of miles run by all the
locomotive engines of the oompany from May,
1838, to November 30, 1868, was 51,403,753,
and the total number of tons hauled one mile,
between same dates, was 12,474,229,068. This
statement not only gives an impressive idea
of the transportation of the oompany, but It
shows that about one-twelfth ot the aggregate
work of the road, during a period of more
than thirty years, wa3 performed in 1868.
During the last eighteen years the business
of the road, although subjected to occasional
fluctuations, has, as a rule, steadily increased.
It carried more coal in 1868 thau in auy
foimer year except in 1866, and although its
gross receipts last year were less than in auy
year since 1S63, this result is attributable
mainly to a reduction in the charges for
freight, which will meet the cordial approval
of the publio, and whioh, in view of the com
petition of other roads, is oonduoive to the per
manent interests of the company.
The policy pursued by the Philadelphia
and ReadiDg Railroad of extending branches
to new collieries throughout the entire
Schuylkill region, and to various productive
regions contiguous to the main line, neces
sarily causes large permaneut expenditures,
which can only be met by new loans, or by
dividing new stock, instead of casb, among the
stockholders. While the total stock liabili
ties have thus been increased, thnre
has been a much larger corresponding
increase in the actual value of the
property owned by the company, aud the
bonded indebtedness is comparatively am ill.
The stock dividends which are so strongly
denounced by sensational writers when they
are acting in the interest of a "bear" move
ment, are represented by improvements of
immense value, and the road and its appur
tenances could scarcely be reconstructed now
for twice the suai represented by the par
value of the stock. Systematic cash divi
dends have been prevented in part by the
extraordinary expenses for repairs aud
for maintaining the road in good order, as
well as by the numerous extensions to which
we have referred. Terrible wear and tear are
inevitably caused by the enormous amount of
transportation conducted by the company.
The average life of the iron rails is but a few
years, and in 1S67-8 more than eleven thou
sand tons of new railroad iron was laid down,
costing $871,482-20, while nearly an equal
quantity of old iron, valued at $516,981-02,
was taken up the net expenditures for
new railroad iron, used for renewals,
being $324,501-34. The oompany are endeavor
ing to reduce these expenditures to the lowest
standard, however, and for this purpose have
erected a large rolling mill. It went into
operation in April, 1868, and at the date of
the President's report (January 9, 1S69) it
had manufactured 8971 tons of rails, which
are believed to be of superior quality.
The current business of the railroad is no
only large but profitable, the gross receipts in
1668 being $8,791,937, and the gro3S expenses
$6,162,511, leaving a net profit of $2,629,426.
As the road is well managed aud constantly en
larging the wide sphere of its usefulness, the
period cannot be far distant when it will be
enabled to declare regularly large cash divi
dends. A Second ltnii'l.
I-'oi'L and corrupt as is the judiciary of New
York city as a whole, Recorder Ilackett de
livered a judgment yesterday which goes
gome lengths towards its redemption. A
ruffian who attempted on Monday night to
shoot two policemen, while endeavoring to
escape from their custody, when brought into
court had not the effrontery to deny his guilt
But the Recorder showed him no mercy, and
sentenced him to twenty years' imprisonment
on each charge. Forty years in the peniten
tiary for att-.iiiptinr) to shoot a brace of police
men ! Verily this is strange news, and almost
incredible. If Recorder Ilackett continues in
this couree, his services upon the bench will
be dispensed with by the ruffian element,
which is ho predominant in New York politics,
at the expiration of his present term of office.
The Kail in the Cxpilol.
Tue United States Senate, by half-a-dozen
majority, has refused to allow the use of the
rotunda of the Capitol for the purpose of
holding in it an inauguration ball. Had this
action been dictated by any political or publio
feeling, we would not have deemed it worthy of
any particular note; but the members who
voted against its use did so on the singular
ground of morality, and refused the building
because it would be wrong for the Senate to
countenance a ball. Had we a Puritan
Senate, who favored the burning of witohes
and abhorred long hair, we should not have
been surprised at such an action; but coming
from a body which is certainly not noted for
its religion, it does cause astonishment. Cau
it be that a majority of the Senate think a
publio ball on the occasion of so great a
national event as the inauguration of a Chief
Magistrate absolutely wrong f We doubt it.
We see in the action of the Senate a bid for
the support of that intolerant section of pub
lio opinion which would frown down all
harmless gsyety. In the general rejoicing over
the accession of a President, it is only natural
that the music and dancing so much enjoyed
ebould have a place. And why should the
rotunda of the Capitol not be used for that
purpope f The falk about its being derogatory
to the grandeur of a great people, and all that, is
utterly inappropriate. Other nations as great
as ourselves have always had suoh festivals.
England, France, Russia, and all the great
powers have their court balls and national
festivities. They have them annually. We
have an opportunity only ouce In four year;
and it seems prudish and hyperoritioal to
refuse the use of the Capitol for suoh a pur
pose. It is more likely, as Senator Nye says,
that the Senators who could not dance voted
against it, than that the opposition was influ
enced by lofty motives of patriotism and
morality.
lrM!hlijr With Revolver. .
Theue is a possibility of carrying too much
brimstone even in the pulpit. The belligerent
bishops make but a sorry figure in history
Core p ton in buff coat and jack-boots, with
sword and holsters, coloneling the gentry who
guarded the Princeps Anne in her flight from
Whitehall; and Polk prostituting his pastoral
crook to a cruel compulsion of the Ribel con
scripts of Tennessee. We are tolerant indeed
of, and even acknowledge a kind of rough
ledge pictureequeness in, the sermonizing
soldiers of Cromwell the men of Dunbar
atd Worcester because we associate with
them no distinctive clerical character; and
even tbeir grotesque preachments, the wiso
olliyuto, and the satire of 8utler, do not cause
us to forget the flying Cavaliers who were
worsted by their sharp swords and well
picked Hints. Kut we humbly submit that
the most imaginative painter, even if en
dowed with a iorty Salvator Rosa power,
could not make a Virginia Methodist fulmi
nating In Hanover or Henrico, with a Colt in
each of his breeches pockets, heroic. Verily
here is a change from the primitive mauuer of
conversion a new way of constraining Felix
to tremble before Paul.
The country has just been favored with the
testimony, given before the Reconstruction
Committee of the Uou?e of Representatives
of the latest propagandist of the Gospel ac
cording to gunpowder. What it wa3 in de
tail we do not know; but we may suppose
that it was punctuated with the detonation
of caps and the di.-k of the lock. It is to be
feared, at least, that there was very little of
the apostle to the Corinthians iu it, where his
discourse is of that charity which sutfWeth
long and is not easily provoked very little of
the serene temper of Wesley when he con
fronted the angry rabble of Bristol with
patience and with prayer.
We boldly assert that there is no authentic
precedent for the use of revolvers in the
spreading of the Gospel. Whatever else may
be controverted or confuted, this assuredly
cannot be. Men may dispute about liturgies
and vestments, candles and postures, but
they will be utterly unable to set up a sup
portable claim for bullets. These are not to
be found remotely suggested in all the Acts.
The cleric who thinks this a fatal omission
naturally belongs to Islam. He msy
find congenial spirits, a conference to his
liking, at Teheran or Aleppo. Or if he sh9uld
doff his sacerdotal character, aud turu from
churchly bucolics to those of a more literal
nature, he might successfully compete with
the farmer who persuaded a trespasser over
his fence with a pitchfoik. Upon the whole,
we must conclude that the comparatively
mild employment of feediDg a flock with
spiritual pabulum is unsulted to the irre
pressible forces of his nature.
If we could believe our truculent brother
not superior to the weakness of English
poetry, we would commend him for instruo
tion to the preachings of Cowper and Gold
smith. He might behold the ready zeal of the
rustics to honor the pious man of Auburn,
and even children plucking his gown to share
his smile. He might hear truth from his
lips prevail with double sway, and see con
trite scoffers allured to heaven, and to
he mage of the man who watched, aud wept,
and prayed, and felt for all.
Outside of the pulpit, too, there is muoh
preaching with revolvers. The world is full
of dewnrights and absolutes, who will have
their say and their way, or keep all nature in
alarm. Their advice is as peremptory as a
presented muzzle. They are the terror of
gentler natures subjected to an unhappy pro
pinquity by the ties of blood or the
caprices of fortune; and they never
harbor a suspicion of their own fallibility.
In the family they are more imperious than
Turks, and wives and daughters shrink from
them as the traveller retires from the coiled
serpent in his path. They are in the Church,
and prate about the tyranny of all who
oanonically contradict them. They bother
business conclaves with their crude dogmas,
and surcharge with inflammable gases the
genial atmosphere of social life. Beyond their
virtue there shall be "no more cakes and
ale;" and they will acknowledge no more
halcyon days in the calendars of other men.
Ton k-Packing in the West. From our
Western exchanges we learn that the number
of nous packed has fallen somewhat abort of
tbe number last year. The following; shows
tbe amount packed up to a reoeat date, as
calculated in Cincinnati, the estimated num
ber of the season, and the number bandied last
year:
I'arhtl Intimate TuUtl
to ilulr. fur MtMioii. Wt mi.
Illinois lii'JtiitS ltiSHoK 217,10!)
Indians 203 0o5 niMi 2ll,8i0
Kentucky lTtt.OtiO 17H.000 112)
Ohio 412.MI7 -lljS.ltJo 475.0SI
Iowa 8S.172 101772 H7.4U
Wisconsin HW.ooO Hid.OOO li,4!lj
Missouri ai,87'J H(ij.6-t) 320,211
Total.
MH271 l,oIU,377
1.7IW.051
l.iiiti.an
Decrease tll.bTo
In the above figure Chicago la not Included,
because tbe number wbloU will be packed
there cannot be estimated with any degree of
accuracy. Tbe number paoked up to January 9
wag 611,000. It la quite probable tuat 600 000
will be packed tbere, whloh would be 108,001)
less tbaa was packod last year,
SPECIAL NOTICES.
tZ&T" COLD WEATHER DOES NOT CIIAP
. . erronghen the skin after nmnt WRIHT'
AfOONAlKUULVARlNTABLKTOrSOIJDiriKD
OLYDS.KJN. Iu dally una make tbe tkln dell,
cately aolt and beautiful. It U delightfully fragrant,
transparent, and Inoomparable as a Toilet Bono. Fi r
sale b all rugglsia, K. A . A WRIUHT,
No. 624 CHKHNUT Btreet.
tT NOTICE.-I AM NO L )NOKR rX
tn cling Teth without pln fr th CjIioo
entM Association. Persona wishing tech nr.
tracted alsolutely without aln by mah Nitrous
OxldClr will Hud nut at No. 1027 WALMJ Telnet.
Cbargp i ,4 all.
I Sfl am DR. P. B. THOMAS.
CONCERT HALL
DK CORDOVA.
SECOND I. KOI UK K.
ON THURSDAY KVKNINU, Feb. II.
ON THURSDAY F-VKmN Feb.' uf'
... . . . THK HPRATTB AT 8ARA.TOWA,
Admission (with reserved aeat) .,..! icenis
llrkelslo be obtained at Ooald'a, V.'3 ChesmHsr,
Also at the door on the evening! of llie Lectures.
Dr ors open at 7. Lecture at 8 2 I If
AMERICAN ACADEMY OK JftU.SU'.
JAMES E., MURDOCH
WILL READ,
I UNDER TBS AUSPICES OT
j THE MERCANTILE LIBRARY COMPANY,
j MONDAY EVENINU, February 8, 189.
' At 8 o'clock:.
I Tickets forsaleat Truinplor's MuhIo Store, No.
'J6 Ciunint street. 1 2 j fit
Paiguet ;ref erved Heats) .75 oenu.
I I'arquet circle " " 75 "
Holcony " .7!i
Family circle r,i) '
OFFICE OF THE NORTH PKSNSVL-
! VANIA RAILROAD COMPANY,
! l'liil AKKLfHia, No. 407 Walnut street, Jau. 6, l&tt,
DIVIDKND NOTICK.
The Transfer Hooks of this Company will be closed
on SATURDAY, tbe nth Inst., at 8 e'clock P. M., and
be teopened oa SATURDAY, the lGtn lust.
A dividend hai this day been declared of FIVE
th H IK NT., rlrar ot taxes, payable la scrip, bearing
no luUrtnt, aud convertible Into Se?eu Per Cent.
Morgate lioiida of the Comp&uy, in sums of not lens
than five liuml, td dolls rs, on and aftr May lit next.
The said dividend will he crciliml lo the slootc
huldei h as Ility shHll M'aml reijl .leriil on the nook a of
the Company on UA1 1 l:JA . lit ma lint.
IBIniwlm IIj 1AM V IS I'Ktl. Treasurer.
IT?-" ""OFFICE I'KXNSYLVANIA RAIL-
-' l.UAU J.iM I'AiS V,
fill i.ali..l .I'lMA .ls.un ry 27
NOTJCK TO ifl'uCKHOIJIKIU
The Am-nal Mc-etl g of tlio Stockholders' of Mil
I'oojpMiiy will lie he.U en IIIMJAY, Ion lil h ! of
I tuniui.v itii.ii. at In o'clock A. M.. atC)ourr; Hall,
. 121!) C hi mnt mre t. Pu'ilecrlpiiia.
'I Uf Ai t,u:il K- cilon lor Jliv:.ora will be hulil on
KONPAl , ihe lirM lny ol Maich. litH a. tne utltce
ol l" C Uipany, tin souili Till UU reel.
I .7 i7t KUMll.NU oMITH. secretary.
BAKLOYV'd INOHiO HI.UF. IS l'HF.
ctrnpobt and bt illcin in the niarkot lor
bluing clothes.
IT lrjl.jj NUT CONTAIN AUY At 11).
IT WILL X.OV 1JVHK '1 11 K I'MJ-T KAtmrO.
It Is jut upal WILI JIT Mil' IV.S 1I!UH STOUE,
i'o.S"l N. H i.iS1) Kirti l, I'liilaiU" pMa,
sud for sale by must of the itn.c r and druggists.
'11; e Ki rulr.e has both HAl'.l.OTV S and WILT
KB hOKK'8 fames ou the IhIikI: a 1 others are
CVliM'l KUFK1T.
IIAMJ.OW 'IS IllA'i: v ill -iilnr more water than four
tin Oa tlit: same W eight ol lotf Iko 1 37ffl)in
W' ELLIS I U O N HIT 1" H It 8. -
Perso s nufierinK liom Ui'lxlit.v. r thl i and
In pcvrriHhetl blood, will li d those Btltcrs of greu
leneli. to item Improving the eppetlta, giving a
healihv, r. a . complexion due to the Iron ad other
Ingrealc nts which they contaia. Plensantly flavored,
aud very palatable. Prepared by William Kills,
Cheml-t. ai.d lorsateby JOHNSTON. HOLLO VAY
& COWDKN No. B)2 ARCH Street; T. W. it. VANS,
io 41 S. EIUHTH Street, and by Drueirtsts
HPneiHy. 1 4 tuthlatf
fr- BATCH ELOK'S HAIR DYE. THIS
-iv apleudld Hair Dye la the best In the world;
the ODly true nnd perfect Dye; harmless, reliable.
Instantaneous; no disappointment; no ridiculous
tints; remedies the 111 etl'ects of bad dyes; Invigorates
and leavei t he Hair soft and beantli'ul. black or brown,
cold by all Drnpgltita and Perininers; and properly
applied tit Bachelor's Wig Factory, No. 16 BOND
felreet. New York. 7mwf
aST,
Tnrc MtrmrAf. nrnr.TV at.t.
uunr in B) iuk inn. iiinbLienntrB siuiiuu W1LI1
Elastic tsponite are conducive to good health, and
mld be used by all sick persons. 8 8 tn w f
ggp O N li GOV E R N M ESI
NORTH AMERICAN CONTINENT.
A LECTUEK ON THE AltOVE SlTn.fKCT
will be delivered by tbe
HON. GEORGE CON.NELL,
AT
CONCERT HALL.
ON FRIDAY EVENING, FEB. 5,
at 8 o'clock.
Tickets for the Lecture can be bad, without
charge, atJbeJHaU. 2 i 2t
VELOC1TEDAL RUYMES.
Vnf.ocii'EDET Oh yes ! Indeed !
I'll ride on the new Vt-Lucii'tuic.
It goes with tbe tearlngest sort of speed ;
The funny, new-fangled Vkloch'Icde.
Bo easy It moves, like a oontlpede,
If you carefully drive the Vklocipbde.
It's cheaper than paying for horse's feed;
For it eats no oata, the Vki.ocips.de.
A peaceable, quiet kind of RHteed
la that queer machine, the Vklocu'edh.
Of whip or spur I shall have no need.
When I straddle the Bwilt Velocipede.
'Tia a borse of a novel sort of breed;
Come, Jump on the new Velocipede,
lint It's liflrd to manage; It la. Indeed;
The ridiculous old Vki.ooii'edk.
And I'll tumble down. If I don't take heed,
From my seat on tbe queer Velocipede.
And I'll bruise my shins, and my noso will
bleed,
When I tumble off the Velocipede,
Hut, after all, I believe I'm agreed
To try again the Velocipjcde.
And so the Velocipede I'll drive
To "Blx hundred and three and Biz hundred
and Ave," ;
The busiest sort of a busy hive;
Where the folks are all tbe ll-me alive,
Making and selling the finest clothes
For those who walk; aud also for thowe
Who think they neod such a curious f teed
As the newly invented Velocipede.
Now Is yonr time, gentlemen! Winter goods
rolling off with Ihe speed of a well-manaifed
Velocipede. You can't do better thau at the
GREAT BROWN STONE HALL OP
ROCKHILL & WIL80N,
fios. 603 aud 605 OILS NUT STKELT,
PHILADELPHIA.
(jjALVANIZEl) CABLE FENCING.
Tlie Cheapest and most Enduring; Fence
for Farmers, Railway Companies,
or Country Seats.
Batnplci seen at tbe offioe of
miLirs. justice,
No 11 Noilti Firm Ntreei.
I Hlui I'HI!,A,D2L?aiA.
INSURANCE COMPANIES.
CIRARD
Fa! E It SURANCE COMPANY
OF PHILADELPHIA.
OFFICE,
No. 630 CHE8NUT Street.
Capital, - - 8200,000
All l'atd Up In Caau.
Surplus, ever
$200,000
Both of which have been safely invested in
Kal Estate, Ilonds, Mortgages, Government
aud oilier good Hecurltlea.
OVER SI 00,000,000
Ol 1'ioporty baa been tuooessfully Insured by
tli it. Company In 15 years, and
SOO LOSSES BY FIRC
1'ioiiiplly and Honorably Paid.
OUR RECEIPTS
t or Hie year ending December 'il, IMS-, have
been:
From Fire 1 remlums ..$193,841 00
Fr m luleiest and Kenta 22,692 78
Total
Disbursements,
Ou account of Fire Ioeseq. ...,..... &51,547'93
Commissions 23,!K6 15
" Reinsurance...... 1,19181
" Return Premiums . 10,711 Oj
" Ueneral Expenses and
Hepelra to Keal Estate,
including StateTaxea... 33,696-25
" Internal Ueveuue .... 5,509 19
8125,678 68
K HAVE t0 LOSSLS DUE AM) UM'AIU
I'HIf.AKKLI'UIA, Jan. 1, 18(W.
To Our Agents t-ntl the Public:
It is so well understood that the G I rani Fire
Insurance Company belongs to no combination
of underwriters, that a repetition of the fact la
hardly ueccMsary. But our experience la some
localities, during the year 1803, Juntittea us In
brielly alluding to the subject. Again, our suc
cess aeema to demand an explanation. It will
be remembered that In 17 wo lost a smaller
per cent, of our premium than auy other com
pany doing a Fire Insurance Business, through
agencies, in the United States. This happy re
sult, we believe, ha? agaiu bean achieved, in
our experience, for the year IWS, notwithstand
ing tbe multitude of fires.
If so, the statistics of the worthy Iusuranse
Commisbiouers of New York, Massachusetts,
and Connecticut will doubtlesa certify, when
publibhed. By reference to the reports of tho
Commissioners of Massachusetts aud Now York
for tbe year ending December 31, 1307, It will be
found that our losses were twenty-seven per
cent, and a fraction upon the amount of pre
miums reoeived. In 1868 they will not exoeed
thirty-three per cent. Tills Is the test by whlca
the general charaoter of our business should be
measured. Compared with the experienooof
otber companies In this country, it either
proves that our agents and patrons are honest
and fair towards the "Glrard Fire Insurance
Company," eUe they we are remarkably
fortunate.
A million of premiums might have been re
celved, Instead of some two nundred thousand.
But our profits might have been less, and the
Indemnity oifeied the insured no better than
now. It la the latter we desire to all rd our
friends.
We are sorry to notice, however, that in some
Instances "Special Hazards" have been offered
our agents at less than tne "National Board"
rates. Thla is no favor nor compliment to us,
and a poor reward for our Independence
Neither is it tbe kind of patronage we seek. It
costs ns as much to pay losses as other institu
tions, and we must have fair rates, fair risks,
honest agents, and honest insurers. Then our
weKare will be ldentloal. A few agents have
been removed and others appointed, but not
without a sufficient cause, for we believe that
of U things done through the agency of others,
the Insurance business of thla country should
be confided to the most honorable, responsible,
and intelligent men to be found In It. Other
wise the profession of the underwriter will be
likely to suffer. We invite no conflict with
other companies. We seek no busines&y unfair
or covert means. Honest losses will be promptly
met, aa heretofore. Agents should be cautious
as to whom they insure, as well as to what they
insure, and abide by our rxUes, now so well and
successfully established.
D1REOTOU8.
THOMAS (BAVESf,
FVB9IAN 8UEPPABD,
T1IOMAM 9IACHKLL,AB,
JOHKPH HL1PF, M. !.,
All-BCD m. OILUTI,
CIIAKLEN I. DVPOHT,
II EM It Y F.HEMier,
M.S. LAWBMCB.
JOUM W. CLAUII0BIT,
JOUR SJUPFEJEE,
MILAM) TEBHB, JB.
TU03IAS CRAVES, President.
A. S. (jILLETT,
YIceFresldcut aud Treasurer.
JAJlts D. ALV0E1), Secretary.
JOHN C. UIKDS,
AiUut Scd'cUry.
it MaiiMy
INSURANCE COMPANIES.
FA31E
INSURANCE COMPANY
HO. 408 CmSJIUT STREET.
PHILADELPHIA, uarylg, 1869.
ThU Oompany, Incorporated n 1856, and
doing FIKE IN8DKANCK BUSINESS EX
OLUBIVELiY, In order to enable It to accept a
large amount of business constantly declined
for want of adequate capital, will, lu accord
ance with a supplement to lu oharter, in
crease iu
Capital stock from 9100,000, its'
present amount, to
$ 2 0 0,0 0 0,
In Shares of Fifiy Dollars Each,
And for which subscription books are now
open at this o;iice.
By order of the Board of Directors.
CHARLES RICHARDSON,
piiKsiDENT.
WILLIAM H. RIIAWN,
VIOK PRESIDENT.
WILLIAMS I. BLANCH ARD,
1 aPtf SECRKTAHfy.
FIRE AND BURGLAR PROOF SAFE
CHAMPION SAFES!
Philadelphia, January 18,1889.
Messrs. FARKEL, HERRING fc CO.,
No. 629 Cheanut street.
Gentlemen:-On the night of the 13th Inst., aa
is well known to the cltlzena of Philadelphia,
our large and extensive store and valuable
stock of merchandise, No. 8W Cheanut street
was burned.
Tbe fire was one of the most extensive and
destructive that has visited our city for many
years, the heat being so intense that even the
marble cornice was almost obliterated.
We had, as you are aware, two of your valu
able and well-known CHAMPION FIRE
PROOF SAFES; and nobly have they vindi
cated your well-known reputation as manufac
turers of FIRE-PROOF SAFES, U anyfurthet
proof had been required.
They were subjected to the most intense heat,
and it affords ns mnoh pleasure to Inform you
that after recovering them from the ruins, we
found upon examination that onr books, papers,
and other valuables were all in perfeot condi
tion. Yours, very respectfully,
JAS, E. CALDWELL A CO.
THE ONLY SAFES EXPOSED TO THK
1IKE IN (ALUVVIXL'S STORE
WEIti: FAKKEL, IIEItKIKU 6c CO.
Philadelphia, Jan. 18, 1889.
Messrs. FARREL, HERRING fc CO.,
No. 629 Cheanut street.
Gentlemen:-On the night of the 13th instant
our large store, 8. W. corner of Ninth and Chea
nut streets, was, together with our heavy stook
of wall papers, entirely deatroyed by Are.
We had one of your PATENT CHAMPION
FIRE-PROOF SAFES, which contained our
principal books and papers, and although It was
exposed to the most Intense heat for over 60
hours, we are happy to say it proved Itself
worthy of our recommendation. Our books
and papers were all preserved. We cheerfully
tender onr testimonial to the many already
pnWlsh6d, in giving tne HERRING SAFE the
credit and confidence It Justly merits.
Yours, very respectfully,
HOWELL & BROTHERS.
STILL ANOTHER.
Philadelphia, Jan. 19, 1889.
Messrs. FARREL, HERRING & CO.,
No. 629 Chesnut street.
Gentlemen: I had one of your make of safes
in the basement olJ.E. Caldwell & Co. 's store
at the time of the great fire on the night
of the 13th Instant. It was removed from
the ruins to-day, and oa opening It
I found all my books, papers, green
backs, watches, and watch materials, eto., n
preserved. I lcel glad that I had one of your
truly valuable safes, aud ahall want another ot
yonr make when I get located.
Yours, very respectfully, .
F. L. KIRK PATRICK,
with J. E. Caldwell it Co.,
No. 819 Cheanut street.
FARREL, IIER1.IAG & CO.,
ClUMriON SAFES,
No. 620 CHESNUT Street,
i ii if
. PHILADELPHIA.
INSTRUCTION.
ELECTRICAL INSTITUTE
No. mo WALNUT BTRKET U '
for tne Ireaimeut ol chronic dUeMes ?o wlflnh liS
dealroos of becouung students, botb ?of thm nSii
collegia and others, re invited 2 ii ..;J . nf1p
th.claaa lor Vkbriubv yi -InT." "UQeU Joining
S 1 sun iPr ? W BECK WITH,
s'fP No. 1220 WlLnnr u,.Lt
HD. OKEOOlir A M
Ko. uu ttARJUT Etren, U lm