THE DAILY EVENING TELEGRAPH. PHILADELPHIA, THURSDAY, FEBRUARY 14, 1867.
WOMAN'S RIGHTS.
Kcv Hcarjr Ward Heertier'a Plea for
linlversat bufirafra,
JrVarw the New York Paper i of UfOay.
Bet. Henrf Ward Beecher delivered last even
hip, in the llrooklvn Academy of MnMo, tho first
I a course 01 lectures on national affairs, to be
delivered under the auspice or the Brooklyn
fraternity, taking for his subject 'Universal Suf
frage. Though the lact or the Reverend Doc
tor's appearance In his favorite role was exten
ivelv circulated, there was a very mcwrre atteii
ore, the Academy prcsonting a bfijrgarly array
f empty benches.
Whether from a surfeit of the subject, orfrom
the fact that a dollar for reserved seats and fifty
cents for ordinary scuts were considered too
much for the proposed entertainment, it is trus
that the lecture, In a pecuniary point, was a
decided failure; and whether from these circum
stances, or from the paucity of his hearers and
their apathy throughout, the lecturer was not
a pungent or forcible as his wont After being
introduced to the audience, Mr. Boecher came
forward and spoke substantially as follows:
I propose to speak to you to-night upon the
object of universal suflrngo. Hy universal mif
Iraice I mean that every citizen who lias at
tained the age or manhood, as he has an inte
'AAtinthe laws and government, and In the
ruriport of the Htato and peace of society, has a
rifcht to Influence IheHtiUe and lUpollcy.and to
express that lntluenoeln the potential manner
implied In the vote. Another name for uni
versal RuQ'raue Is manhood sufTrage, or suffrage
toated npon the mere fact of manhood, and not
. upon any class reason or any supposed prepa
ration and Illness.
N1VEKHAL SUFFRAGE THE AMEBICAN IDEA.
And first, universal suffrage Is but the carry
ing out to the full of the tendencies of our
American li!2!ory. At first, In New England,
uflrnge wn confined to church members. Thin
one U to us singular, but it is only the local
application of a prlnclplo whloh unfortunately
yet ex lulu In force, namely, that only tho best
qualified have a right to vote. If you hold that
enly the well-quaiiriod citizen lias a right to
vote, yon ought not to find fault with any
particular mode of determining who nro the
Lent qualified. Experience lias taught that
the Church could not save the Ktate, but
that It was Itself corrupted, in that who
ever wanted to vote was bribed for the sake
of It Into church membership. Hut wo need not
be ashamed of the ideas of our fathers, that the
State is something sacred, and Hint political
doty Is so eminent as to require the betitservlce,
and It was noble In them to say "a real Chris
tian is the best man." lie Is the best man. It
was weak in them to suppose, however, that a
ehnrch member was of course a Christian, and
that a man was of course not a Christian because
lie was not a church member. Against their
Jears, slowly, reluctantly, but surely and Irre
sistibly, the popular will pushed back the
barriers and widened the circle of voters.'
and the tendency, from the very founding
of the colonies, has been In one way, without
reaction, retrocession, or even tendency towards
it. Alter two hundred years' experience, the
enllment of advanced men of reflection and
sympathy with American ideas of government
la still In favor of wider buffrage. And all signs
show that the time is come to place this subject
on the ground ot a universal principle, and take
It off from the ground of expediency. We ad
vocate universal suffrage as a right of man
hood, and not ns a privilege accorded by
society to the deserving. Universal suffrage,
secondly; is a logical result of American doc
trines ot society. All political power begins
and inheres in the people, ana is alienated
from them only by a crime. And if It
exist in any other form, as In magistracies and
governments, It is by the delegation of these
inherent rights of the people to officers or
bodies of men chosen by the people to repre
sent them. Custom may nave practically
managed so that only a part of the people
should exercise potential political power, but
the princlp.e is universal, and no man can hold
that all governments derive their power from
the governed, and then proceed to exclude
large classes of the governed from the use of
that power, without going over to the doctrines
of aristocracy. In our day there is choice left
to a consistent, reasoning, logical mind only
between the two theories, the democratic and
aristocratic. Veare bound to come to come to
the ground that every citizen has a right to
vote, or we are bound to go back boldly to the
aristocratic ground, and say "only the
best citizens have a right to vote." We have
never consistently carried out our own orlncl
ples In America. We have really proceeded on
the theory that the Government belongs to the
best rart of society. In other words, we have
given a very imperfect rendering to the princi
ple that society ought to be lu the hands of
educated and moral men. It ought; but it
ought to be in their hands only by educating
and rendering moral every man In It, which is
a very different thing from taking a class of
society that are educated and moral, and saying
that in them inhere privileges political, because
the State Is benefited by their exercising them,
nnd the exclusion of others. I hold that reason
should vote.and morality should vote.and there
fore, I hold that it is indispensable that reason
and morality should be carried down. Just as
long as you can find a man, to the very bottom
ot society. We have reasoned, however, one
way; we have acted another; and to be consis
tent with our own doctrines we can take no
other ground than this, that if all power origi
nally belongs to the people, all the people have
a right to the exerciBe of that power, and dis
crimination In favor of one class, whetner on
moral or Intellectual grounds, and agalust
nother, Is odious and inconsistent with our
wn political philosophy.
8TJFFRAGE A SATORAL SIGHT.
Thirdly. I hold that manhood suffrage is In
trinsically Just and right as well as consistent
-with our philosophy; and In the line of our
historical development it is the right of every
man to have a voice in whatever affects his
name, his happiness, nls family,' his property,
his safety, and his own life. Laws and polities
tlo this, and every man. if there be any such
thing as a natural right, has a right to a voice
and Influence in determining laws and policies
which reach him, sift him, which make the
difference between happiness and prosperity lu
his case, or subversion and wretchedness.
"Where can you find a natnral right if it is not
In this neighborhood? It Is said that
society has the right of self-preservation.
What is society, as distinguished
from the people? The people have the rlghtto
preserve themselves, and, to do it, to tear
society to pieces, if it be needful to change It, to
modify its structural Institutions. But society,
as something different from the whole people,
has no rights. Society means government, or
the organized condition of the people. And
society, as distinguished from the people, has
no rights which a uemocratio people are bound
to respect. If the whole people agree with
Itself that a part of it shall not vote, and that
part consent to it, that is their lookout; but for
an arlstocratio mujority to agree together that
the other party shall not vote, is an Injustice.
It may be said that in making the
laws the best men should be employed;
but that once made, all the peo-
Jle should receive a oommon and like
ustlce before the laws, so that the adminis
tration of law being Just and right, the benefits
of government will become equal, universal,
and that there Is no need of universal suffrage
In the construction of the law. But I answer,
criminal laws and their administration are
but a verv small narl of the (iovernment influ
ence. Commercial laws have far more to do
with convenience and with prosperity, for they
determine the whole flow of ordinary ltfo.
JNow, It may be laid down as a fundamental
canon, that no class of men are fit to legislate
for another class; that every class knows its
own interests, and no legislation Is Just lu
Which all Interests have not been fairly ropro
sentcd and felt. I should like to know If money
lenders could be trusted to make the laws tor
borrowers of money. Would you permit credi
tors to make all the laws that were to influence
debtors? or debtors to make the laws out of the
bands and over the heads of creditors? They
have to tussle for It, and get a compromise be
tween them. Would you allow Importers to
make the laws, or would you allow home manu
facturers to make the laws? Do you not lead
above all thateontest, and get to au equilibrium?
Can poor wen sutler the more parental rioh
man 10 frame the policy of Industry? Are we
bound to let the employer make all the laws,
and the employed to have no voice? What is
the question, the rebellion of the hour In labor,
but l his, that a large class of men In Interest
have directly or indirectly been excluded from
determining policies? Everybody feels his own
want. Koch sort or class know their own neces
sities as nobody else can know them, aud no
legislation can be equitable euoughiuwhlch the
whole citizenship has not bad a cbance to
make Its wants and Its interests known: We
iave an authoritative Instance of this In the
fsouth at the present time. The laws are there
yuarta by white WOO, ami they were made for
white men' Yet It is said that In many of the
Southern States freemen are now admitted to
equal rights under these laws, but the adminis
tration of these laws does not attoct alike the
black and the white In the South. The laws
respecting vagrants were made lor white va
grants and not for blacks. The laws respecting
orphans and orphanage, as they were made ex.
cluslvely in the interest ot one kind, and not
fit to bo applied to all kinds. To admit the
blacks, therefore, to equality before those laws
Is not a protection. They bear unequally
on one or another class, and so though
you give equitable administration to laws,
it is necessary that all classes should
have had a voice prior to administration in
legislation itself. No class can be more tho
roughly free than by putting the whole suffrage
In Its possession, lenvlng out of determination
who shall be admitted to it. All the powr of
the Stale with ns is lodged In the vote. That
which Is in the crown and lu the sceptre In
KtiRland Is in the vote In America, and that
class that wields the vote wields everything,
because It is a majority of the people. It Is not
less a class. In America, however, I think
not one-fourth of tho people vole. If you
exclude the foreign population and
that part of the udult population which the
laws exclude, and all children and women, it
will be found that the whole political power
of the country Is In the hands of about one
fourth part of Its population, and of this part
not more than one-half upon an average ever
Vote.and it mny be said that tho great ques
tl"rJ8 of our land are settled bv less than one
tliriii.it part of the population of the land. Is
iiOi.tMHtocons:'tute a cluss? If It Is bydefault.
It still make tho e that attend to their politi
cal duties a class- out If it be by law that so largo
a part are excluded, then it is a class, consti
tuted by legal enactment, and ought to be as
His here, and more than it is lu Knglandor
uijuu wie continent,
UNIVPRHAL AGAINST IMPARTIAL SUFFRAOK.
But it Is asked me in reply, "Would not Im
partial GiUlrago bo better than universal suf
frnge?" No, not If manhood suflrage Is a rlirht;
and I claim tiiat it Is a right, not. a permission
certaluly not when it Is not impartial. Cau
voting be impartial after excluding one-half of
the adult population on tho ground of sex? We
have advunced so far through the four years of
war that w o have got over our preud!oe against
color and much ot our prejudice against our na
tional diflerences; but we have not got over our
firejudlce against sex. Yet I would accept
mpartlal suflrage In a restricted sense, as
the best I could get and take that as a
vantage ground on which to make a better
attack and sweep away the last remaining
vestige of opposition. "Would you admit with
out education all men to the vote together," I
would. "Would you admit the African that
could not read nor write?" I would. "Would
you go so far as to admit the Chinaman of Cali
fornia, Indians?" Just so far as they were
brought within the establishments of regular
organized political society, I would. I would
not admit foreigners until they had signified
tbelr intention of becomlug citizens, "is
there not vast danger of being deluged
with base, bad, and incompetent
men?" Yes; I do not know any point of
human life that Is not submerged with
dangers. The most dangerous thing a man can
do is to bo born. After that it is a mere choice
among dangers all through lite. (Applause.)
It is daugerous to admit every man to a vote,
aud it Is dangerous to exclude from the vote.
Kducallon, not restriction, Is tho watchword
and safety over the ballot box. (Applause.)
The best condition of the best men requires
that they should be educated, and all men made
capable of their civil duties. It is daugerous to
have so many ignorant men; therefore, do away
with Ignorance, and maKe them safe.
BUFFRAGE AN EDUCATOR.
But suffrage is itself a powerful education.
Consider what questions have been discussed
in camp, in cottuge, in the shop, in the hust
ings, in , the papers; the rights of men, the
structure of society, the nature of Government,
the policy of (States, the limits of war, the laws
of trade, political economy. This nation has
become familiar with great questions during
the educullou of the war. When a man has a
a vote he has a great many schoolmasters.
When Patrick first comes over here no one
cures for him, but after he Is naturalized he has
a schoolmaster, when he sits down to
bis meal ready to teach him which way
to vote, and at the end of five years he can
vote as well as you. Hut it is said, "You
agree to exclude criminals, idiots, those not of
age, and paupers, with women. You are not
consistent, therefore, in advocating the doc
trines of unlversul sulTrage." I reply, we ex
clude criminals because they have forfeited
their rights under society. Idiots, because they
are not men. A watch-case Is not a watch, and
a man-case is not a muu. (Sens.itlon.) We ex
clude those under age because we must have
some time when a man becomes a man. l'au
peis are excluded, but pauperism is not
criminal, and paupers ought not to for
feit political rights. It is a shame for mis
fortune and trouble to be a disgrace. Pau
pers ought to vote. Hut how about women ?
ran auy reason be given why the natural
rights of woiiien are not Just the same us the
natural rights of man? Can you say because
she Is a woman she has not the rights of reason,
moral sentiment, social affection, and all the
rights of citizenship that a man has? What if
by some accident civil power had first been put
into the hands ot women, and thequcstlon was,
whether men would be admitted to suffrage,
now what kind of argument would you have In
saying, "God made women specially to govern?"
I think I conld make It, a priori, a much
stronger, argument against men's coming now
and voting than now men are able to make it
against women's voting.
WOMAN'S INFLUENCE ON rUBLIC AFFAIRS,
I think the latter question of civilization Is
such as Indicates, providentially Indicates, a
peculiar want of that which woman's mind
brings to the Influence of public affairs. In the
beginning of society its wants and Interests are
largely material anu pnysicui. in tue material
condition of affairs, as an adjunct and attri
bute to it, these are characteristics; but as
society unfolds and developes more aud more,
the question arises, does it not become more in
tellectual, more ethereal and esthetical? Woman
is peculiarly adapted by her organization, her
instincts, her Judgment, her own love of thought
adapts her to be wise and matured on ethicul
and esthetical questions. The question of edu
cation Is more and more in voguue. The great
question of to-day are the questions or humility,
of reformation, of morality questions of labor,
uuetttionsof ten thousand suffering in human
society. All these are becoming legislative
questions. These are the very questions that
woman's mind Is peculiarly organized to
Judge of, and to Judge of wisely. We need
these elements whether women needs to
vote or not, men needs to have them to
vote, and society needs them. The Influence
of women in polities, and in morality la
not to be left unconsidered. Mow public
affairs are selfish, sordid, aud coarse, and
men are unjust and will bo so, as long as the
ballot is confined alone to the hands of men.
and this will be seen by what has taken place
Wherever woman has mingled her influence
with man in the scnooinouse, in the church.
in the neighborhood, in civilization, in society
at large. Civilization and refinement will take
place wherever woman mingles her lufluenco
In the administration of publio aflulrs. It Is
ojiked me if I would permit my wife and
daughter to dabble in the turmoil and excite
ment of publio affairs? My reply is, the pre
sence of women will take away the excitement
and p)innp the nature or llilrus in this respect:
tint to-dav. nerhaus. or to-morrow. Hut do you
believe that the candidates for publio office
would present theinselvesas candidates with the
knowledge mat women wouiu vuw, uiutiuvu
men would snow meir races uuw uumusu
inrrlv hi candidates. rAnDluUSO.) DO you be
neve that if the luugment oi wumuu mumi
sense, of mothers, wives, aud Sisters, were to
sit in Judgment on manners as well as on men,
that such things would no toioraieu mnmu
now almost with impunity? Do you not believe
that if IhetrlbutiulofadludicaUon were made
up of the moral sense of meu, quickened by
woman's sensibility, it more strlugeut morality
would prevail, and a higher tone of honor would
succeed, to theduuth of meanness and sordld
ness? Alen ami woman tai-cthcr are nobler
than woman or muu alone, whatever makes
the mother more Intelligent, more wise
and comprehensive.' manes the cnlldreu
so. Far be It from nm In U uv the impression
that I undervalue dninoiUlnltv. that I would
take awny anything from the sanctity of the
household, or that I would relieve by a single
particle me pressure of dutv in rererenoe to an
minor details of household economy. It is
honorable for woman to love home, and not be
ashamed with her own hand to perform the
necessary duties of home and household. Let
her still knead and bake the dally bread; let
her dwell at home, If you please, not a house
hold drudge, but an honorable worker at home.
I would not take away a single particle of
spirit from domestic affection; but 1 scorn and
repudiate the declaration that woman is
better iittea to be a worker at home in propor
tion na sua iguoruui VI everything sue,
hold that the more she knows of things abroad,
the better she Is prepared to transact ner dtitlna
at home, and the larger her lnfinenoe the more
It avails in every specific application of it. Do
yon believe that If woman went thongh a colle
giate course of studies, had all the accomplish
ments which would make her a much larger
Intellectual being, the less she would be fitted
for any speclflo duty of toil and labor? The
larger yon make her Intellectuality the more
fruitful she Is In thought and resources, the
more she will be able to bring honorand adorn
ment to every particular dutyof the household.
I would not scorn the mending of the stocking
nor the sewing on of the shirt buttons that
everlasting illustration of woman's duties. Iet
her stay at home if yon please; but she Is not
fit to be my mother If she does not know any
thing beyond darning the stocking and sewing
on shirt buttons. (Applause.)
PERSONAL.
r0 PARTIES INTERESTED
IN PROPERTIES
EXEMPT FROM TAXATION
BT TBI
GENERAL OR SPECIAL LAWS
OP TIIIS COMMONWEALTH.
The Committee appointed by the Ilouse of Repre
sentatives of Pennsylvania, to Inquire and report to
the House the value, location, and uses of the pro
perty exempted from taxation In the Htate of Penn
sylvania, will meet on SATURDAY MORNING,
February 16, 18117, at the Common Council Chamber In
Philadelphia, and will continue in session from 10
o'clock A. M. to 4 o'clock P. M. Tartles Interested In
nch properties in the First, Second, Third, Fourth,
Fifth, Sixth, Seventh, and iilghth Wards are re
quested to attend.
WILLIAM 8. GREGORY, Chairman.
JAM ESN. KERNS,
GEORGE DE HAVEN,
W. M. WORRALL,
SAMUEL JOSEPHS Committee.
Geoegk W. Mooney, Secretary. 2 14 2t
BOUNTY 1 BOUJNTY! BOUNTY ! PAYMENT
OF BOUNTY.
OWENS A CO.. No. 428 WALNUT Street, h&vn to.
reived sueclal information from the Department at
v asuiiigion iaai lue oouimes win ue paiu rapidly, In
root oi which wiey nuve receivea over one Hundred
nd fifty checks lor tbeir clients. Much denondn in
he payment of claims on the manner in which ihnv
are nmde up, as well as upon the facilities In WopIi
ltigton. for pronectitluK them to a tlnal Issue. Owens
ct Co., would apprize their patrons that they have both
tnese requmites, anu wouiu can me public attention to
these tacts.
Bounty. Prize Money. Arrears of Pav. Pensions
Horse Claims. Land Warrants. Additional l'nv tn
titlicers for servants, which all officers are entitled to.
jviso, mnerai expenses conecieu lor oringiug Home
the remains ot deceased soldiers, and all other claims
against the General and State Uoveruments.
N. H. Special attention paid to persons living out
of town. OlUce open day aud evening.
Owens a co.
No. 418 WALNUT Street. Penn Building, south aide.
Pension Cerlitirates procured free of cnarcrn for
widows and orphans. 2 tetuthlni
CM flfi EXTRA BOUNTY. SOLDIERS AKD
ipL J Heirs who are entitled to tnis Bounty, aud
who have not yet made application, should do so at
once, aa the Paymatuer-Ueneral desires all claims to
oe fliea ana ciassuiea as soon us possioie. 1 am daily
receiving the checks for tins Extra Bounty. and notity
the successful applicants as soon as received, through
the Post OlUce. Those desirina a BDeedv settlemmit
should call on or address
UEOKUK W. FORD,
No. 241 BOCK street, one door helow Third.
OPFIt:K OPEN TUESDAY AND Fit I DA Y
NIOHTS UNTIL 8 O'CLOCK. 2 6 lm
E
ii u. lAta.oim, iiiEiJNsrL uni!JL
JJ States Army and Navy Anient, has removed to
No. KID) HARMON V Street, where all who have
claims fur Jiounty, Pay, Pensions, etc.. should annlv
Immediately. 2I4
AUCTION SALES.
B
SCOTT. JR.. AUCTIONEER. No. 1020
. CliiN UT btreeu
CABD.-We shall mnKe a sale ot JAMES DIXON
A SON'S KHEHKLI PLATED-WAKK about the
first week In March. '1 be character or this uianulao
ture ot plate goods needs uo further ommeutfrom
us. 2 13 61
SALE OF A PRIVATE COLLECTION OP MODERN
OIL PAIN Tl.MiS,
Made recently by WILLIAM STOKES BOYD, Esq..
ui iuis i-ny, auu wiu uu buiu uu Hccuuub ui iius gums;
to Europe,
B. SCOTT, Jr., will sell at auction,
On Friday Evening,
February 15, at 7 hi o'clock, a private collection of
modern oil paintings, by leading artists of Ibe
Flemish, Dusseldnrr, Dutch, French, and English
schools. Among the artists represented are
RaumEartuer.
Canalettl,
Jackei,
Come,
Costa,
Van Dleehan,
Nicholas Poussin
Helgtiac,
Pymenller.
fcversen,
II. De Ituel.
A. Barland,
U. Lewes,
3. N.T.Van Btarkenborgh,
Chs. Lelckert,
Laurent uu lieul. a
scaraino.
AMERICAN.
Kothermsl,
8. J. Ferris,
X. Bmlth,
(leo. F. Bensell,
A. Gerlaob.
T. Moran,
Itenibrandt Pe&le,
T. lurch,
O. B. W ood, Jr.,
mary ruuiu,
E. .Leulste,
iHmlllie, and others.
The naintinofl will hennvlow with ininDiia Aav
and cveulng, in the Southeast Gallery of the Penn
sylvania Academy ot Flue Arts, until evening of
a'e. 2115t
c.
C.MAC KEY. AUCTIONEER,
OUlce, No. 41 COMMERCE Street.
STOCK OF FIRST-CLASS STATIONERY. PER
FUjrfKRY, AND FANCY UOOU3.
AT No. lauw. EIUHTII Ktrent,
On Friday,
Commencing at 10 o'clock A. M., comprising
?.ne. , .e a"1 Letter-Pauer, Envelopes, Cards,
ililng Desks, Port-tolioi, Cnhan. Wallets, Brushes,
loliet teous of the choicest kino's. Photograph
Alburns lu variety, Brushes, Co onne. Exlracti,
hue Water Colors and pencils, and other choice
articles.
SUPERIOR SHOW CASES.
bhow Cases; one range ot glass-sash Wall tsiiow-
" -""mmm lUUCy RIO , U Zt
PAH CO AST A WARNOCK
AUCTIONEERS,
'Bt Ne. J40 MARKET 8tret.
AWNINGS! AWNINGS!
MILDEW-PROOF AWNINGS.
W. F. SIIEIBLE.
No. 49 South THIRD Street-
AND
No. 31 South SIXTH Street,
Manufacturer of MILDEWVTUOOF AWN
INGS, VERANDAHS, FLAGS, BAGS, TENTS,
Btencll Cutting and Canvas Printing. 273mrp
TTN1TED STATES REVENDR STAMPS.
U Prtuclpal bepot, No. 804 omrssnr itrt ,
Central l3S. rilfifi HSStSSSbtloir
i , Chesuut Established im. i
h&.St0' description constantly on'
rldfJS fcr 'iuJi V;'" Pmitlr attended to.
twin mK,naUl' renaming the law cheerfully
GET THE BEST. THE HOI Y PT nr nmn
plmfw;oi t?mZl Ul0U' " w Photographic
No. Jtat w'tviiA?lI,1N0, Polisher,
INSURANCE COMPANIES.
W ENTY- SECOND
ANNUAL REPORT
OF TBI
HEW YORK
LIFE INSURANCE COMPANY.
OFFICES:
IVos. 112 and 111 BROADWAY.
JANUARY 1, 1867.
Amount of ARsets, January 1, 1866 Jf.SKl.OlGTO
Amount of Premiums re
ceived during m $2,736,062-43
Amount of interest re
ceived and accrued, In
cluding premiums on
gold, etc 352,742-04
3,088,804-47
pishcrsebests,
Tald losses by death H80.197-33
I'ald on account of Deposit
for minors 71-44
Paid for Redemption of
Dividends, AnnuUle8,and
surrendered and can
celled Policies 327,838-42
Paid Snlarles, Printing,
and OUlce Expenses 91,378-95
Paid Comrolaalons and
Agency Expenses 280,790-95
Paid lor Advertising and
Medical Examinations... 38,61662
Paid Taxes, Internal Re
venue Utamps, and Lav
Expenses 24,007-31
1.242,907-52
ASSETS.
Cash on hand, In Bank and
dcDosited In Union Trust
Company ,. S532,I54'79
Invested In United States
Stocks, cost 2,399,591,24
(Market value.82,523,753-26.)
Invested lu New York. City
Bank Stocks, cost 52,561-50
(Market value, 857,518.)
Invested In New York State
Stocks, cost 791,436-54
(Market value, $ij,iS'J0. )
Invested In other Slocks,
cost 21,687-50
(Market value, SM.OOO.)
Loans on demand, secured
by United States and
other Stocks 344,600-00
(Market value, !j3Sl,5a).J
Real Estute 115,608-87
(Market value, SSij.OOU.)
Bonds and Mortgages 402,450 00
Premium Notesou existing
Policies,bearlog interest. 1,384,821-40
Quarterly and seini-anuual
Preiuiuinsduesubsequeut
to January 1, 1867 336,438-89
Accrued Interest (not due)
to January 1, 1807 54,216-23
Accrued 1 tents (not due) to
January 1. 1867 2,474-32 .
Premiums ou Policies in
hands of Agents and in
couiseof transmission... 2S0.745-35
80.727,810-5
The Trustees have declared a Return Premium
as follows: A Scrip Dividend of FIFTY PER
CENT, upon all participating premiums on
existing Policies, whloh were issued twelve
months; prior to January 1, 1867, and the Re
demption of the Dividends declared In 1865.
Certificates will be redeemed In Cash, on and
after the first Monday in March next, on pre
sentation at the Home Office. Polloles subject
to Notes will be credited with the Redemption
on the settlement of next premium.
By order of the Board.
WILLIAM II.' BEERS, Actuary.
During the year 7290 new Policies were issued,
Insuring J-S.734,308.
Balance Sheet of the Company. January
1. 186T.
Assets as above, at cost 16,727,816-65
(Market value, 87,009,092-25.)
Reserved lor losses due sub
sequent to January 1, 1867. 864,291-45
Reserved for Reported
Losses, awaiting proofs,
etc 40,000 00
Reserved for Special Deposit
for niiuor children 21432
Amount reserved for rein
surance on all existing
policies (valuations at 4
per cent. interest, net pre
mium) 4,979,867-99
Return Premium, declared
Drlor to 1864. uavable on
demand 93,394-96
Return Premium, 1865 (now
to be paid) 331,043-56
Return Premium, 1866 (pre
sent value) 429,817-80
Return Premium, 1867 (pre
sent value) 697.392 00
Special reserve(noi divided) 191,194-51
80,727,816-65
TRUSTEES:
Morris Franklin, President of the New York
Lite Insurance Company,
John M. Nixon (Doreinus& Nixon, Dry Goods),
No. 45 Warren street.
David Dows (David Dows & Co., Flour Mer
chants), No, 20 South street.
Isaac C. Kendall, Union Buildings, corner of
William and Piue streets.
Danikl S. Miller (late Dater, Miller & Co.,
Grocers,
William C. Dusenberry (Real Estate Broker).
Hknky K. Boueht (Bogert & Kneelaud), No. 49
William street.
John L. Iumjeks (late Wyeth, Rogers & Co., Im
porters), No. 54 Willlum street.
John Maikh (Merchant), No. 20 South street.
Dudley B. Fuller (Fuller, Lord Si Co.), No. 139
Grteuwlch street,
John E.Williams, President of the Metropoli
tan Bank.
William H. Avi'Leton (Appleton & Co., Pub
lishers). Nos. 443 aud 415 Broadway.
Kohert B. Collins (Colllus & Brothers, Sta
tioners), No. 84 Leonard street.
William Barton (William Barton & Son), No.
62 Wall street.
William A. Booth (Booth & Edgar), No. 95
From street.
Sani-ord Cobb, President Eagle Fire Insurance
Company, No. 71 Wall street.
Gkokge a. Osgood, Hunker (Van Schalck, Mas
sea & Co.), No. 19 William street.
Henry Bow ers (Bowers, Beeckmau & Bradford,
Jr., Dry Goodti), No. 59 Leonard street.
CiiAKLE.-i L. Anthony (Anthony fc Hall, Dry
Goods), No. 66 Leonard street.
MORRIS FRANKLIN, President.
ISAAC C. KENDALL, Vice-President.
WILLIAM H- BEERS, Actuary.
THEODORE M. BANIA, Cashier.
MEDICAL EXAMINERS,
CORNELIUS R. BOGERT, M. D.,
GEORGE WILKES, M. D. , ,
ASSISTANT MEDICAL EXAMINER,
CHARLES WRIGHT, M. D.
Any Information desired will be furnished on
application at the
BRANCH OFFICE,
No. 428 WALNUT Street,
PENN BUILDINGS, '
. A. C. SECKCL,
INSURANCE COMPANIES.
DELAWARE MUTUAL SAFETY IN9U
ltANCK COM PAN Y, Incorporated by the Legis
lator cf Pcnusylvuma. 1836.
Office, 8. E. Corner TTT1RD and WALNUT Streets,
I'Minuripmn.
OD vanseto. cargo, nml freight, to nil pnrwof tn worm.
t Ik.' r , u ii Ih.-klltttMr'ITM
oil roods by rlrer, rnnal. lake, aud laud carriage, to
an pans oi u union.
11 UK IK8UKANCE3
On mercbaDcllKe Ronnrnllv, r
Uu btores. uweuing nounen, bmg.
ASSETS OF THE COMPANY,
MADamha, I IkttH. .
1100,(00 United Btntes 5 i'er Cent. Loan.!
1H71
120,000 United Stuies 8 Per Ceut. Loan
WM
200,000 United Htates 7 8-10 Per teuU
In. Trpoary Notes
123,000 City ol Philadelphia Six PerCeut.
Load (exempt)
M,000 fetate of Pennsylvania Blx Per
t ent. Loan
66,000 Btateof Pennsylvania Five Per
Cent. Loan
80,000 Btate of New Jersey Six Per
Ont. Ixinn
20,000 Pennnvlvanla Railroad. lHt
MoitKiige, Hlx Per Colli. BondH.
25,000 Pennsylvania 11 all road, 2l Mort
raire Blx Per. Cent, liunds -
24,00 Vfstern Pennsylvania Railroad
Bix Per Cent. Bonds (Pennsyl
vania Railroad snarantees)
30,000 btateof Tennessee Five Per Cenu
Loan -
7,000 Elate of Tennmeo Six Per Cent.
Loan
15,000 300 (Shares Stock ol Oeruinntowa
Gas Company (prlnclpul and In
terest guaranteed by lue city of
Philadelphia)
7,150 148 Hharea block ot Pennsylva
nia Railroad Company
5,000 loo 8hares .stock of North Penn
sylvania Railroad Company.....
;0,000 8i Shares Stock ol Philadelphia
and Southern Mail Steamship
Company
190,900 Loans on Ronds and Mortgage,
Ibi Lteua ou City Properly-
1114,00000
136,500 "00
211,500-00
lM,5fl2'30
' 54,700 00
4-1.K0-O0
60,750-00
2000-00
24.130-00
20,760-00
18.00000
6,0400
15,000-00
B.258-2S
8,950-00
'
20,000-00
1&5.9O0-00
(1,045,050 par,
Market value, ,l,070)W75
lost. ii.wHi.&az'Uo.
Real Estate.
Bills receivable fur lusurauces
made
Balance due at agencies. Pre
mluuisou MarlnePollcies, Ac
crued Interest, and other
debts due to the Company
Bcrip and fitock. of sundry Insu
rance and other Companies,
(5,173. Kstimated value
CB8hinBunk (Bll.lli-2-26
Cash in Drawer 447-14
30,000-00
27.637-20
38,923-90
2,930-00
41.540-00
11.407,321-50
Thla being a new enterprise, the Far is assumed
as tne marxei vaiue.
Thomas C. Iluud,
Samuel K. stokes,
Henry Sloan,
Willlum (4. Jloulton,
Edward Durllnglou,
II. Jones Brooke,
Edward Lal'ourcade,
Jacob P. Jones,
James B. McFurlaud,
Joshua P. Kyre,
Spencer Mcllvalne,
J. B. Semple. Pittsburg,
A. B. Berber, "
1). T. Mornan, "
UeorKe VT. iternardou.
jonn yj, Davis,
1X1 in u nd A. Souder,
Tlieoptillus Paulding,
John It. Penrose,
James Traquair,
Henry C. liullett, Jr.,
Jiinies C. Kund,
Willlum C. Ludwig,
Joseph II. Seal,
(Jeorge O. Lei ner,
Hugh Craig.
John I). Taylor,
Jacob Rii-gel.
THOMAS O. HANI), President.
JOHN C DAVIS, Vice-President.
Henry LYluKiJ, Secretary. 18
LIVERPOOL AND LONDON
ADD
GLOBE INSURANCE COMPANY
Capital and Assets, $16,000,000.
Invested in. United States, $1,500,000.
Total Premiums Received toy th
Company in 1860, 4,947,175-
Total Losses Paid in 1865, $4,018,250
All Losses promptly adjusted without reference t
England.
ATWOOD SMITH,
General Agent for Pennsylvania.
No. 6 Merchants' Erchange
FH1LADBLPHIA. 1811in
-VTORTH AMERICAN TRANSIT
J-N INsVBANt'E COMPANY.
NO. 33 K. FOUKTU STREET,
PHILADELPHIA.
Annual Policies Issued nitulnst General Accidents
ol'ull uescriutions at exceedingly low rates.
Insurance etlected tor one year, la anv sum from
(10(i to (iio.ooo, at a premium ot only one-bulf pur cent.,
securing the lull amount insured In case ol deulh, and
a compensation each week equal to the whole pre
mium puid.
bhori time Tickets for 1, 2, 3. S, 7, or 10 days, or 1, 8,
or 6 mouths, ui in cents a day, insuring in the sum ot
lido, or glvina l per week lt dtsabled, to be bud at
the General OlUce, No. 1S3S. t'OUKTH Street, Phlla.
delpbia, or at the various Kallroad Ticket otllces. Be
sure to purchase the tickets of the Nurin American
Transit Insurance Company.
i'or circulars and further information apply at the
General OlUce, or of auy of the authorized Agents of
the Compuny. -
LLWIS L. IIOUPT, President.
J AMKS M. CON HAD, Treasurer.
HKJSKY C. BMOWN, Secretary.
JOHN C. BULLITT, Solicitor.
JJIKECTOltS.
I.. L. Boupt, late ot Pennsylvania Jtallroad Com
pany. J. K. Klngsley, Continental Hotel. '
Huniutl C Palmer, Cashier of Com. National Bank.
H. U. Lelsenrmg. Nos. Sal and & Duct street.
James M. Conrad, tirm of Conrad fc Waitoa, No. 627
Market street.
Lnocb Lewis, lnte Gen. Superintendent Penna. R.R.
Andrew MehoUey, B. W. corner ol Third aud Wal
nut streets.
U. C. PranciscuB, Gen. Agent Penna. It. Tl. Co.
Thomas K. Pelerauir. No. Market street.
W.W. Kuru, tirm of Kuru & Howard, No. 25 S.
Third street. 181y
ROVIDENT LIFE AND TRUST COMPANY
OF PHILADELPHIA,
No. ill South 1'ouilTH btreet.
INCOKPO MATED Sd MONTH, 22d 1865.
CAPITAL, 116(1.000, PAID IN.
Insurance on Lives, by Yearly Premiums: or by 5
10, or W year Premiums, Nou-lorlelture.
Enuowmenls, payuhlo at a tulure age, or on prior
decease by Yearly Premiums, or 10 year Premiums
boih classes Nou-forfeiiure.
Annuities granted on favorable terms.
Term Policies. Children's Endowments.
This Company, while giving the insured the security
of a puiu-up Cuplial, will divide the eutire proliw of
the Lite business among its Policy holders.
Moneys received at Interest, and paid on domand.
Authorized hy charier to execute Trusts, and to act
as Executor or Administrator. Assignee or Uuardian,
and lu other llduciary capacities, i, uder appointment
ot any Court of this Commonwealth, or buy person
or persons, or bodies politic or corporate.
VI KHCTUHS.
SAMUEL R. SHIPLEY,
HENltY nAINES,
T. WTSTAK liKOWN.
WM. O. LONOe-TltHTIT.
BICHAlUl WOOD,
K1CUABD CADKUItY.
CHARLES
I WILLIAM HACKEH,
P. COFFIN.
SAMUEL K. eUIPLKY,
KOWLAND PARKY.
President. AniiiHrv.
THOMAS.WISTAK, M. D.. J. B. TOWNsKNu,
7 ZTJ Medical Examiner. Legal Adviser,
FIRK INSURANCE EXCLUSIVELY. THE
PENNSYLVANIA FlltK INSURANCE COM
PANY incorporated lszo Charier Perpetual No.
610 WALN IT btreet, opposite Independence square.
Tills Company, tavoraoly known to the community
for over lorty years, continues to Insure agtuiiNt lossor
damage by tire on Public or Prlvule Buildings, either
permanently or tor a limited time. Also.ou Furniture,
blocks ol Goods, aud Merchandise generally, on liberal
terms.
1 heir Capital, together with a large Surplus Fund, Is
Invested In Hie most careful muuuer. wliich enables
ilieui 10 oiler tu the insured an undoubted seouruy la
the case of Ions.
DIltKCTOKB.
rianlel Smith. Jr..
John Deverenx,
Alexander Benson,
Isaac. Mazleliurxt..
Thomas binltn,
Henry Lewis,
J.OiiliuguaiuFell.
Thomas Bobbins,
, jjuniei iiunuocK, jr.
DA MEL sw ITH, J., President,
WH.mil G. Crowkxu, Secretary gaoj
piIQENIX INSURANCE
COMPANY OP
rniL.Aiir.LmiA,
INCORPORATED IBM-CHARTER PERPETUAL.
No. 224 WALNUT Street, opposite the Exchange
III addition to MARINE and INLAND INSUR
ANCE, this Company insures from loss or damage by
1 IRK for liberal terms on buildings, merchandise
luruiiure, etc.for limited periods, aud uertuaueutly
on buildings, by deposii ol premium.
The Company bus been lu active operation for more
than SIXTY YEARS, during wblcu all losses have
been promptly adjusted and paid.
1I It ltt 'Til mm
John L. nodge,
I-awrenee Lewis.Jr.
M. Ii. Mahouy
John T. Lewis,
, William a Grant.
Itobert W. Learning,
r. . lUhuplitil
Benjamin Eitiug.
Thomas 11. Powers.
A. IL M,.irun.
J'UVIU Lewis,
JI.UM. nl I X.UII1UIIU UttHllllOn,
baffiuel Wilcox, I IajuIh Norris.
Edmund CaHtillon,
, . ,.wv,v" i:. " ? v-muuut, president.
1
INSURANCE COMPANIES
INSURE YOUR LIFE
IN TOUR OWN
HOME COMPANY.
THE AMERICA!?
OF PHILADELPHIA, '
SOUTHEAST CORNER
FOURTH and WALNUT Streets.
Insurers In this Company have the a.MiMrmai
guarantee of the Capital Stoctr., ell paid up la
casn, wnicn, together with cash asset now on
nana, amount to
81,510,46181.
IMt'OMJB FOR THE TEAR 1806,
S7G0,537'8O.
LOSSES PAID DCRISa THE TEAR
AMOl!NTI. TO
83 33,0 0 0.
Dividends made annually, thus aiding the In
sured to pay premiums.
The last Dividend on all Mutual Policies In
force January 1, 18G7, was
FIFTT PER CENT.
Of the amount of Premiums received during the
year. Its Trustees are -well-known citizens in
our midst, entitling It to more consideration
than those whose managers reside in distant
cities.
Alexander Whllldln,
J. Edgar Thomson,
George Nugent.
Hon. James Pollock,
Albert C. Roberts, .
IL. M. Whllldin.
William j. Howard,
Isaac Hazleharst,
Henry K. Bennult,
George W Hill,
John M. Chesnut,
tr. u. mingie,
John "VYanamaker.
ALEX. WHILLDIS", President.
GEORGE NUGENT. Vice-President.
JOHN C. SIKS, Actuary.
JOHN S. WILSON,
2iimthsMi . Secretary and Treasurer.
1829 CHARTER PERrETUAH,
Franklin Fire Insurance Co.
OF riHLADELFIIIA.
ANSETS ON J4NIJARY 1, 1861,
82,506,851-06. '
Capital ,
Acc-ruvd burulua
I'reminniB
L'MSIiTTLKD CLAIMS.
tll.467'63.
400,000-00
tM4,M.-15.
: 1. 162,308-81
LNCOM K KOH UK,
(.'uo.ooo.
I.OKSE8 PAID SINCE 1839 OVER
95.000,000. -
Perpetual and Temporary Policies on Liberal Terms,
DIRECTORS,
Charles N. Rancker,
Tobias Wvgiicr,
bamuel (Iraiit,
Ceurge W. ltlcuards,
KdiyardC. Sale,
George Fales,
All red filler.
Fraucis W. Lewis, M. IX
Peter McCali.
Isaac .ea,
CHARLES N. BANCKKK. President..
tuwAiiu c jjalu,, vice-president.
JAS. W. MCALLISTER, aeuretary pro tern, llf
INSURANCE COMPANY
of
NORTH AMERICA..
OFFICE, JTO. J52WALHUT BT PHILADELPHIA
INCORPORATED 11M. CHARIER PERPETUAL. '
Sl .aim. V Al I ll 1 fY
Assets, January 8, 1867, $1,763,26733.
INSURES MARINE,
INLAND TBAJNSPOKTAII0N and FIBS BISKS.
DUUtCTOEB.
ArthnrO. Coffla.
Ueorge Tj. Barrlaan,
Bamuel W. JoLee,
Jctin A. Brown,
Cntres'laylor,
Anibrr-e W lilte,
Richard D. W oofl,
W illlum Welab,
8 Won In Wain,
John Mason,
i rauois it. uope,
Edward H. trotter;
Pdward 8. Clarie,
W ll lam Cauimingi
T. Cnurltou beury,
Alirti 1). J-8ap,,
John P. Wnlte,
Loul C Uadelra
ART1ITJ Q O. COFFIN, President.
CHABLIS Platt, Becretarjr.
WILLIAM BUEI1LEK. HarrisbarK, Pa, Central
Agent for the Btate of PennarlTanla.
pEIRCE'S PATENT SLATES,
'Warranted tapcrlor to any otfeert In ose.
LIGHT I NOISKL.ESSM DUUABLKMt
Cannot be broken tr , alllnir, and
Never Become Qlowy.
Theie Blatea have been nnanlmoalj adopted br tha
Board ot Control for ue lu tlio Publio Si liooli of Phila
delphia, and also br the school authorities w Baltimore
ana Washinmon. Alao
PKIKCL'8 PaTEHT HLATB SURFACE.
The only Patent Htone Hunace lor blackboard! COW
belore Uia public, Warruiitea to give at)'aciln.
J NEWION PrlKCE CO.,
42TN ELEVENTH Street.
Caption Beware of the Imitation Books and Psafe
boaid Slates ollered bv oucnt. and whloh (re inade'.c
reseaible in appeureuea our slated goods The genuin.
' are all either labelled on tho bsck. or the package 1
titled and maiked, 1-ateutwl Fso. 10, ltW3 CUiuiwui if
L O I J I S T
' ' AND
rRPTvpr nf Wfttural Tlowers.
A. H. POWELt,
no. no axwviii street, xsciow mnum
Bouqnetr, Wreatbs Batkefs, rjramldsof Cnt F,ower
tniulshed to order at all seaatina 123Urp
THE GREAT Ulimi TELEGRAPHIC
AND COMMERCIAL INSTITUTE.
No. 710 ARCH Street,
WILL OPE I
MONDAY. February 11.
T