* PROPOSALS , bifurance Company of North America. Por Insurance againtl Firi, on Dwelling- Houses, Ware-Houses, and other Buildings (and on Goods contained in such Buildings) distant from Philadelphia, in the United States. I. Common lufurance?, on hazards of the firft class, will he undertaken at a premium of ahout hah per cent, per annum. For extra hazardous rifques a larger premium will be required, which will vaiy according to circu'ttftances, feidom ex ceedir. r one per cent, per annum ; 'out in some in stances, where rhe property insured is not only in itfclf extra hazardous, but rendered still more so by the vicinity of extra hazardous buildings and occupations, the premium demanded will be raised according to circumftar.ccs. Houses and Ware-Houses, the walls and parti tions of wfciah are wholly of stone or brick, well conftru&e<*!, (b as to be guarded as well as may be against fires from whin, and tree from extra ha zardous buildings and occcupations in their neigh borhood! will be deemed hazardous of the firft elafs, and may be insured to theirfull value. 41fo Goods and Merchandize, not of an extra hazardous kind, in calks, bales, or packages, de pofi cd in such building'* to an amount not ex- j ceeding 4Q oo dollars ; bat if more than this sum ; is required to be insured in one tenement, an addi tional premium willbe required, in proportion to circumliances. 11. Insurances will also be made on buildings and goods extr» hazardous, at premiums proportioned to thci risque. But it is, aot easy to arrange those under particular heads or classes, so as to describe each with the neceflary accuracy. Each cafe must therefore be decided upon*according to the circum stances attending it ; and these. circumstances wili, in general, appear from the description accompa the application. Buildings partly conftru&ed of brick or stone, are preferable to those wholly wooden. And in both cases, the stile of building, how they arc oc cupied, how they are situated, the neighboring buildings, and how occupied, are considerations to be taken into view. And with refpeA to goods, their tendency, whether from their nature, or from the manner in which they are exposed, either to commence or to increaie an accidental fire, and their liability in such Hate to receive damage by wet, or by sudden and hasty removal, or to be sto len in time of confufion and hurry, are all cir cumstances of weight ; and the premiums must be proportioned accordingly. HI. The following conditiont are to be under stood by the parties ift. The Insurance is not binding till the stipu lated premium be paid ; but it ftiall be deemed ef fectual from the time of such payment and accep tance thereof, whether the policy be immediately signed or not, ud. Insurances raay be renewed at the expira tion of the term of the policy, without further ex per.fe« than the payment of ths premium of the re newed term,the circumftancescontinuingthe fame as they were t.nderftood by the Insurers at the time the former irjfurance was made ; but the payment of the premium is eiTential ta such renewal j and if the party ir.furcdfuffers any time to elapse after, the expirnion of theformer insurance, before he pays a premium for the renewal, he is not insured during such time; sor can theinfurance be renew ed on the former policy but by computing the commt-ncement of the renewal from the expiration of the former insurance. The ItibjeA of insur ance may ne.erthelefs be open to treaty for a new insurance 3d. If a y othcrinfurance be madeon the fame property ; it mull be made known at the time of application, otherwise the policy made on such ap plication will be void. 4th Goods held in trull, or on consignment, raay be insured as such in a separate policy ; but they arenot tebe considered as infuiedotherwife. sth. This company will not be liable or accoun table for any loss or damage occasioned by any for eign iuvafion, orbya>ny military or usurped force or by peafon of any civil commotion ; or occasion, ed by gunpowder, aquafortis or other thing of th like kind kept in the building, or amongst the pro perty insured. 6th. Bills of Exchange, Bonds and other Secu rities, Title Deeds, Money, Bank and other pro niiflbry Notes, are not included in any insurance ; nor are paintings, medals, jewels, gems, antique ouriofities, or mirrors exceeding the valae of twen ty-five dollars each, to be considered asinfuredune less particularly mentioned aad by special agree ment. 7th. No insurance will be made for a shorter term than one year, rtor lor a longer term than fe vea years. Persons choo'fing to insure for seven y«ars (hall b eallowed one year's premium by way of difeount: One third of a years premium {hall be abated in like manner on an infuraHce for three years. Bth. Lofles sustained by fire »a pro; ?rty infursd, lhall be paid-in thirty days after due prouf and li quidation thereof, without deduction. A defcxiption of the property to be infurodwill be expe£te J with each application, to be made by amafter carpenter and signed by him, as well as by ths owner of the building 01 applicant' for in surance, and atteft,ed before a Notary or principal Magiilrate, who will certify his knowledge of the parties and their credibility. With reipecSl to Houses and otner Buildings, ift. The site and position; describing the street or road on or near which the building Hands ; its contiguity to water, and other cir- cumlVances relative to the extinguishment of fire in cafe of accident; and particularly whether any and what fire companies are eltablifhed, and engines provided, in the place or neighbourhood. ad. The materials of which it is built, whe ther of brii k, stone or wood, and what part of each, as well as to the outside walls as inside or partition walls, and their refpedlive height and thickness ; the style of the roof and of what materials; howfecured by battlements or par ty walls; what kind of acc-efs to the top of the house and to the chimnies ; whether any and what eleftris rods ; the number and kind of fire places ; and the kind of deposit for a(hes. 3d. The diraenfions of the building and how divided, and the (tyle in which it is finifhed so as to enable indifferent perfsns to judge in what manner it is te be repaired or rebuilt in cafe of injury ; the age and condition of the building, and how occupied, whether merely as a dwel ling house, or for any other, and for what pur pose ; also an estimate of the value of the houl'e or building independent of the ground. 4th. The situation withrefpefl to other build ings or back buildings, whether adjoining or not, comprehending at least one hundred feet each way : what kind of buildings are within that diftaßce, how built, of what materials,and how occupied or improved, whether as dwel lings for private families or otherwise : whe- ther any and what trade or manufactory is car ried on, and particularly whether thfre be any txtra hazardous articles used, or usually depe fited in the hoirfe.or within the difiauce afore faid, and of «'hry BRICK HOUSE, * In Sfruce Street, (no. 64) THIS houfehas been newly papered and painted, and was riot occupied durio g last fever. fab. ia- d.ft as. so tf. To be Let, A Store and Loft, NEAR Market-flreet Wharf. —Enqsire of the Subfcribe-r, feb 11 PRINTED BY J. IV. F£WNQ. Sec. of the Tre-asury, GEO. DAVIS, 3tS High-ilrret. 2awtf