(I |e fournal. falter & Deiuter. Proprietors. ~ B. O. Pi:tNi\"Oi:u. Associate Editor. MililU'im. Thursday Jan. It Tortus—Sl.so Par Annum. M'JDs'.xrea th-> 1.. C. S. C. U. 11., Mis a rei '.ilf tDn of —Too, Is a thriviuji badness conlrr and controls the trade of an avoi;vi*e l&dlr.a of over eight miles, in v.hicU th' Joi.rn vL has a larger niivuUU-ui tlian all other comity paper* c.vubiaeJ. Attveriisert r 1*53 14 - l>7l ;Ki 14*4 i> tVvl tl 1*5.2 uj Jvvi 4 184 7 357.-5 i 2 1S.: to ! 15%> !' 1874 4 i 1*37 13 186-i. 21 IS.? ISjS 5 ' IB l*M. 14 • I** lncorivirated by Act of Assembly, 2) It will be seen that llie total char ters granted from 1819 until (inclusive)vias 092, or an average of over 23 per annum. It is worth noting that in the years succeeding the war the organit.it ion increased largely in numbers, a fact wliicli is generally attributed to the desire of Ihe workingmen to provide against the pressure of the hard times which, they foresaw, were rapidly approach ing. They knew that a reaction would inevitably follow the excite ment incident to the war, and wise ly prepared agains*" future contin gencies. Thus from 18GG until 1874 —the panic, which seems to have been forecasted bv these shrewd men, was in 1873-the number of associations chartered yearly rap idly ingreased. In addition to the incorporated building associations there are from 75 to 100 societies in existence wluc'i hold no charters. However, it is not the object of this article to treat any save iwcorpo'ratfd societies, aud this fact is mentioned merely as having a possible statistical bearing upon the subject. And now as to the success of the chartered associations. A g*n tlemau who b*3 studied the sulj ct carefully for many years said recent ly, referring to the figures above given : "The charter in itself indi cates the existence of an organiz t tion reuly for business, and, as sub s rsj)t ois for capital are in the shaie of monthly subAcriptious, the difiiculties which usually attend the : organization of a business corpora tion do not exist bix oer cent, of ; those chat tered will, I am satisfied, more than cover all abortive asso ciations, and this will leave at least t'iso incorporated building associa tions in actual ot>eratioii in this city fnra January 1, 1849, to January 1, 1870- Inasmuch as ten years is assumed by nil good building association men to be a fair average time for wind ing up an association, it may be :e- Kinned that Jti the Ist of January, IS7G, 459 were in operation, while 2 had been finally wound up. As ail evidence of the loans on bond and mortgage made by build ing associat ions of this city from 1849 to 187(i the following will piove •suggestive : 1*49 3 ' '271 I*/). KU Kit 4-i9 14--.I 4'.lH -^i) . W2 1861 i:w ea ISH7 9.s \JZ" 1169 IW9 2240 JS?::: W W2 1H72 .*477 i*.V4 . r i>7 : 1 S:i Siii iSjCI.. 92 IH7I .'.727 JSlg 58 i j 1873 o*.s> ]STi2 353 i Tola! 30,122 Within the past few years the in crease on loans on bond and mort gage has been constantly increasing, showing conclusively that capital, crippled more or less by the dullness of trade and the general depression of business, has been forced to apply to co-operative labor for temporary assistance. It would be hard to : gather definitely from the records tin- actual amount of eaeh of these 35,129 mortgages, but good author ities agree that they average say $2, 099 eafii. Taking this as tiie correct figure it will be seen that in the last twenty-six years Philadelphia build ing Juvs.iciaUons have loaned out $72,258,000. Deducting premiums, etc., the net amount paid by asso ciations to borrowers on mortgage was $50,580,000. On the Ist of .Tunnary. 1870, 17,- 282 of these mortgages remained unsatisfied, while 18.817 hud Iweu paid up. In 1875 the payments to Philadelphia association were $7.- 072.000. although some association men estimate them at $lO 000.000. Another fact worthy of mention is that the mortgages accepted by building associations for a number of yeuts past have formed a large proportion of all the mortgages is sued in Philadelphia. lit 1803 they I formed G per cent, of the whole j nunfiier ; ii: 1870, 25 per cent., and j in 1871. 31 per cent. The following table shows the ' comparison of mortgages accepted I in this city by building associations and by other organizitions from 1873 to 1875. Budding association i mortgages are recorded in the ibst i column, all other mortgages in the ; second and the proportion of buil i iug assoc'ation mortgages ia the third. isna.. gri 4iu .osa h").-, nv. .2V> ' | l.V.'i.. 4'*) 4.'S! .0s IjC.V ..'1.77 I vl .2. 7 ■ tlii.. * 154 >1 .CK ' 1T:,'...:.: .7 11 S "11 is;:.. •>. 1*74..:n'7 iu:>vi .sji j ivis. .!"<>" 014} .17. IS7 j...vN.i 138.0 .-7o ! .&4> 97M .11J | In view of the rec°nt depression : in trade and the inability of tlions | atids of the tailoring classes to oh 1 lain employment, it might lie argued | witli a great degree of plausibility ! that during the past few years the foreclosures on building association moitgages, which are mostly on the property of laboring men, were out of all proportion to the mortgages held by other Institutions, but the figures ( not show this to le the ease. in 1874, for instance, when the sales under foreclosure in -hi* city were 1.141, only 203, or 17 TD percent., were of associ it ion mort gages. In 1875 tlie sales were 1.284, and of these only 230, or 17.111 per j cent., were ujkmi asse:ati in m >rt | gages. As the association ni riga ; ges were over 3d per cent, in 1874. j and over 27 per cent, of all recorded • in 1875, the statistics are far from 1 being opposed to t ie future career of the building associations. It is baully possible with the data j obtainable now to give more than !an approximate estimate of the I stockholders in building association* j in this city, but their success h : s been so marked and their manage ' meiit, its a rule, so upright and man ! ly, as to attract the patron ge, or J rather co-opwnt •. or workiugineir ! anxious to secure homes of their I jwn. Dis estimated by gentlemen who know tiiat the subscribers to building associations in this city number at least G7.M30, but others fix the mnniier at 0 J,O9J. If the reader will take the trouble to look into the last census he will Ii id that Philadelphia contains 217.G55 per sons with occupations. According to this the building associations claim one- fifth of the working |eopl* of the city, and doubtless their claim is web founded. To the honor of tlie building asso ciations of Puiladelphia it may be s.tid that within the past fifteen years there h.ts not been a single as sociation in bankruptcy or in se questration or under execution. Thecharm of chebuildiiig association to the working man is its cheapness. Say that his necessities requite a house world say $12.55 per month. This lion e purchased out light would cost liitn about $1,503. Should he join an association, piying in his monthly dues, lie will, in the course of a few years, become the undispu ted owner of his property, having paid not much more from it than the rent, had lie chosen to remain a tenant, would have amounted to. A\ IOWA SNOW STORM. The H r ay it Siiotced in thai State Tieentu Years A jo—The Heav iest Fall of Snoic Ever Kaoica. The Sioux City Journal says: The biggest and most severe snow storm ever know u In this part of the coun try within the. recollection of our < 1- dest inhabitants, came on in 1850, twenty years ago yes'eidty after noon. It extended over th-* greatei part of low,i, a portion of Nebraska and Dakota. It prevailed for two lays and two nights, during which time it was alun st impossible for a person to see halt way across a street, and a portion of the time the snow is represented as having come down in such solid sheets as to af fectually conceal from view one's hand held at arms' length before his own eyes. The first day afve alluded to, the settlers started on the hunt after deer. Tiie snow was i deep and the crust scarcely heavy ! enough to bear the weight of the : deer, and when pursued and they sought escape in flight, they would : break through the %w crust and make very little progress The only weipnna the settlors ttsod when hunting the deer at tl at particular time were ail ax ami butcher knife -the former used ia knocking the game down when oveitaken, and tiie latter in severing the jugular, tu this manner the settlers supplied themselves with a sullicient amount .f venison to last their families for several months. Many amusing anecdotes are re lated hy one of our old settlers as having occurred during that fearful hlizztid. We will uumtion a single one. (en. Il*arh, then receiver of tin' United States land otliee here, started from his otliee, a log cabin, where now stands 11. 1). Booge i o.'n wholesale building, t< his resi dence on Upper Douglas* street. Ttio general lost his hat inmfdiately upon venturing out of uoors, but he laughed at the fury of the storm and kept on. There were at. that lime few buildings standing either on Fourth or Douglass streets, and thore were not many visible land matks for the general to follow to servo as a guide home. It is no wonder then that, after having trav eled in the teeth of the storm for a considerable I iuie, lie found himself run t bank down near where the Chicago house now stands. The general, as a matter of c nirso, was very cold, hiving s ilb ml consider ably from Wing out only a short tinv. As stated, he was bareheaded, and, having n- gloves upon 1m hands, he coul I u..t give his head that attention he might have done had his hands been well gloved. Toe result was that by the time the gen eral reached home he was about ex hausted. his ears and lingers were somewhat frosted, and his head, perpendicularly, was |< ugtheiiedsev eral inches liy the snow driving through his liair to the scalp and there fm zing, forming an aim's! solid mass of ice. Icicles depended from his ears, nose and hair, and lie was a sight to Itclmld bef >re being thawed out again In tlii>s* d ivs the few settlers in •Sioux ily had ccumul itis 1 c msi I to able stock a.moil t leui, tut til.* cattle were illy pr ivid. d with s'n l ter. They stood hum;ed up in groups, and when they liecaiuethirs ty they strayeo iusiinctivelv toward the river. The snow had drifted badly along the bai k. and many head of rattle plunged into these drifts in their eft uUsto reann the wt ter and vwre 1 i-t, their Itodies not being discovered until the break u > of the following spring. Many mules were also lost in the sum" ui.uiner. "Onlj Twenty-!De t tails—A'iio Takes the Next. There's a wandering genius around •he Central Market who Iras for salt an* article dcscrfikHl by hiin to the public in a loim lone, as follows : "Gentlemen, a British nobleman invented this article and lie spent eighteen years thinking and experi menting over it. Von will observe that it is a glass cutler, a can opener, a knife-sharpener, puttv-kuife, a nail-cleaner and a bread knife com bined. It ia light, durable, compact, beautiful and convenient, and the pi ice is only twenty-live cents. Who takes the next ?" lie was talking away yesterday forenoon, when a hard-handed su of toil approached and asked to in spect one of tlie article. The man explained its merits anil uses, com mented on its different uses, and .k pi u;e on Hie N iltany Mountain, about one mile south of ilub'ershurg, last week : "T he lie tr was started in Green's Valley, by a party of hun ters from .Jacksonville and lln hie is burg, and afier au exciting chase lasting two days was overtaken and kiljed in wiiat is known as Markle's Gap. Eight shots were !ie lat him within OIIS minute, bat the honor must lie given to Mr. 11-nry Yocum f r bringing old Bruin to the ground, rhe carcass weighed JI(J pounds dressed. It, was ') feet '2 inches high, and 0 feet, long ; the front leg meas ured 25 inches and hind .'lO inches in circumference. This is cl rimed to lie the largest bear killed on tiie Nittauy Mountain for a number of years The chase was a trying ore for the hunters, as well as the bt ar, and many laughable incidents oc curred which servpil to keep up the interest."— Enterprise. Gentle reai' j i, jf y.u have a re maikahly strong constitution vou may real the following ; but if not, | we beg of you to pass it over If a | cigar makes a man ill, will a cheroot | make a man ilia Y j PUBLIC REPOET POLICEMAN. 1 have not enjoyed good health for several yeu\ H in', yet have n'>t allowed tt to Inter tori* with my labor. Every one belonging to the l:tl niiig class knows the Inconvenience 1 of being obliged to labor when the IKMIV. I iroin tl *btlity a'mo t refuses to perform It* ' dally task. I ncvej wan a believer 111 dotting ■ with lin-.belue*: twit having heard the Vkgk- TINK spoken of so highly, was determined try it. ami shall never regret that deteru.t- i tottlou. As a tonie (which every sent her sn.*h a Glassing. Yotns respectfully, O. I*. 1!. 11 *> i ; ti. Police mfleer, Station f>, ltostou. Mass,, May V\ 1871. HEARTFELT PRAYER sr. Paul., Aug., 2A 1364. 11. It. STKVKNS, Esvt lMsr St. —I should Is* wanting In gratitude. If I failed fo acknowledge what tlie V BOU TINS II is d ole far III". I vx is attacked about eleven months since with Bronchitis. xxhteh settled ii! Oniiiiiii ni j;I. | ti.o| night sweats an I fcvc. c uhs; xv is distresist f>r breatii and freiuwiitlv spit hiaoi; wis all em ict i'e l, xery xve;';. a i I s.i |.nv IliM, my fri Mids th nnrht nr. ease iiopeies . T " 1 * a* id* laed I i m ike a tri il of theVsfiß- Tisi', x\ lii-,i, under i'n* proviib , iit*e or Mod, a.lsciJ'C.l ne. fti if lie in i, h'sss tint llsc of you: m 'Heine to others" a* heiiis to m*\ nil that iil< livi ie rae in*y attend yon, is the ae.i. tielt nraee of voir - admiring. limit b e servant. BKN.IAMIX l'llTllN.ill.L. 1* •** dine |s lmi one among the many cures y.ur medicine has affected in this puce. It. I*. MAKE IT - PUBLIC. MI TU BOSTON, Feb. i, U7l. 11. It SFKVKNS. I.S^: l>e tr Sir—t nave tetrd from very manv sou cos if the great succe* of XEUKTISK IN eases of .Si-rofu a, ItlieumaMsm, Kldnev < 'ouiphifnt, t'atai rh. ami other diseases of kindred nature. 1 make no hcs|r.at|ou in saying that 1 know Vkg STINK to lie tin* most n* i ihie remedy for Catarrh and Men e.ai Dcbi.it v. My wile oas tr-;i troubled xvlth Catarrh for manv years, and at times very badly. Kite has thoroughly tried every supposed remedy that xve could h ar ol and with all tins s|ie ii is for several yeais lieen gradual- Ix gi*ow| i: xv irse, .uid the discharge from the liea l xv.ts exoessivm md very offensive. ."sue xva* in till* r nidi'l m w.ien she coin men -ed to take VEOKIINK: t c mid see that she was iiHp.MVi.ig on tileseemid ts-tile. She continued taking the VKUKTISE until she had used from twelve to iiltccu bltles, 1 am now* lutpjiy in i tfoiudn'fvouaiut.the pttli h • (if you c.iimS •to make it "nub.h*) that she iseii'ireiy cured, and VhliKllNK aCcom p'l-.i * I the i*u e . ft-r nothiag elMj would, ib-nce i teel jasti led in saving that VEtiK i'lXE is the in st reliable rem-dy, and xv >uid advise ali *u ferl n't humility to try it, lor I lie.ieve it to be a c> .l, h u.est, vege tabic uiedi *iue. and I shall tut lissitate to rec i men I it. I am, 0,c., respectfully, 1.. C. C \RbKI.L. Stuie 401 Broadway. VE'IKTINE acts directly upon the causes f these complaints. It invigorates streugtneus toe x, ho e system, acts U|K>II Ine secretive oi gall*.allays mtl.iin.itrm. cieaimcs and cures aiceiailoii.'curea cousUpaUon.aiid regulates the bowels. Has Entirely Cured Me. BOTON. (;ciobcr, 1579, MIL STEVENS: l>ar Sir— My daughter after having ae vere atta *k o- xvh o d rex and B-.iuiifui Stop*. sr\\ lM (M S AfCKSS Willi I! tl A V IIA I) TO THE KKEDS. Send fur Prb*e List. Addrr-ss. DAMEL F. BEATTY, Washington, New Jersey, U. S. A. ORISrADOIO'3~ HAIR DYE. Crista I iro's IIlr I),*c i* the SAFEST and BHSI*; it acts Instantaneously, producing the in .v natural sll |cs or Hiack or Brown - d es x'dl* ST YIN Mio S CIN. and is easily applied. It is a s.ao |.tx, Ids 3. New York. BEATTY™ BEST IN "□"£333. Grand Square and Upright. DANISL F. BEATTY. Washington, New Jersey, I' K A. |3)tt ' K.r.lt HOi P 11 Jl tjJi. FIRST-CLASS HOTEL. I) JOHNSTON k SONS, Proprietor* HELLEBO: I >; PA. BEATTY PIANO? Grand Square and Upright. BEST orriat EVEU GIVEN NOXV KEADT. DANIEL F. BIATTY. Wushiiigton, New Jersey, IJ. S. A. D ii. D. 11. MING LB, Oilers his professional services to the put lie. Answers calls at all houis OFFICE AND RESIDENCE, MiUhcim, Penn'a IBxly. BEATTYII EaiAßoiSlli D IN lAati. Any first-c'oss RIN PAINTER AND LETTERER can learn smnuthiug to his advantage by addivsting the iiianurActuier, DANIEL F. DEATTY, Washington, New Jersey, U S. A. BEATTY PiaM&or?alls ] (>nNo ' MOT 7' * ca bankers - Best til I so! ' MIL Lit KIM, PA. DANIEL F. BEATTY •- Wiiwliington, Nmr.lmoy. IT.S. A. WMRTWMMM A „ oWln EPHRAIM BARTHOLOMEW, Viscount Note:. J Boot & Shoemaker, Mukc colUctwvs RXILI.HEIN, PA. „ ~ _ .... —■■ \ liuy and b:ll C internment bccuritte NVoulfl most rraiKH'tfullv inform tiie ® mtlillc that lie is jueiutieil t<> L X K: ' JOHN C. MOTZ, A WALTER. BKATTY, WashingMn. New Jersey. U. S. A President. Cashier. HARDWARE! j m S [ 'm3 -BEST |i gsas CHEAPEST © Boggis Bros. j| ij Exchange Building, :i MAl\ STREET, |i M 11 Lock Haven. s I i EfHVAYdHVH I " THE PEOPLES' DRUG STORE. ALLEGHANY STUICET, NEXT DOOR SOFTII OF HICKS k BUG'S HARDWARE, BELLEFONTE, PEXNA., IT;is been re-opened, rc-fitted .inl re-stocked with the best and most popular Drugs and Medicines. PaC.ieulat attention given to the wants of Farmers and those living itv the Country. 21xlv W. M HERRING TON, Agent. Geo. L. Potter. •no L. Eiiitz- GEO. L. POTTER A CO., General Insurance Am BELI EFOXTE PA., Strnnge* Agency in the County, l'olici* ssued on the Stock and Mutual i'Uo. IHx, DAN. F. BEATTY'S Parlor Organs, These remarkable Instruments possess o.v paeitle* for mnsleal effects and expression never tx*fore attained, adapted f*r Amateur and Professional, and an Jriiaiueut in any parlor. KXf'EL IN orAT.TTV OF TONE. THOK OLUII WORKMANSHIP. El. EC J ANT DE MONS AND FINISH, and Wonderful Variety of tli ;ir Combiuat ion Solo Stojis. tS,Beautiful new Centennial Styles noxv ready. Address, DANIEL F. BEATTY, Washington, New Jersey. U. S. A. OOCOUOOOCKKIOOtHXJOOOOOOOOOoOOOOOCKXXKJOOOOOOOOOOOOOOOOOOOOOOOCOO I New Firm New Enterprise ? 5 X New Goods. i I ISAAC D. BOTES, ) i X I § (Successor to B. F. Phillips,) fi * § _A.aronsburg, IPenna. 8 a 1 | 5 c 5 c 2 5 * vVe have just returned from'the Eastern Cities, where we rur- c 5 chased at CASH PIIICES, a full line of | I I DRY GOODS, NOTIONS, GROCERIES' I I HARDWARE, QUEENSWARE, WILLOW I © 8 tWARE, BOOTS and SHOES and a gener-f | al variety of MERCHANDISE. | c 5 "We do not deem it necessary to state prices here, hut invite § § you to come and see us, and we will convince you that we § o have as fine a lot of goods and sell as cheap as any house S in Centre County. o s I ooooocKiooooocK>oooooooocK>oea>ooooc*ooooooooooewoooC'oowooeoco , : BFftTTY PIANO! Grnnit Square and I |rigtit. Frusi