A2O-Lancaster Farming, Saturday, May 31,2003 Florida Horse Sends Sunshine (Continued from Page Al 9) the horses may be at the track or sent off to a stud farm before they return to Minnich’s farm to foal. About four years ago a client who had boarded horses at Min nich’s operation for three years brought Peace Rules’ dam, Hold To Fashion, to the Annville farm when Peace Rules was a yearling. The mare was one of 14 that the client boarded at Minnich’s farm. The client’s bill began to stack up, and with a tab of more than $40,000, the client began to look for ways to alleviate the debt. Minnich’s son Bryan, who had worked and studied for more than a year at a large horse farm in Kentucky, coun seled his father to work out a deal with the cli ent for Hold To Fash ion. The mare had the right conformation, her own racing victo ries, and a foal that was already racing and turning in wins. She didn’t come free, however. Minnich signed off much of the client’s debt, then paid the mare’s sale price, as she was sold for $lB,OOO in Ocala, Flor ida but not paid for. He also paid the $25,000 stud fee in ad dition to $14,000 in boarding fees to the stud farm in Ken tucky. “I spent money I didn’t have and I normally don’t do that just to pay for this horse,” said Minnich. “I’m not a big guy and it was rough over the winter. I was boarding as many horses as I possibly could, just to make money” to pay the mare’s fees. To help him out of his money stresses, Minnich hoped to see a win out of one of his horses at the track. However in August 2002 his promising filly, agitated by race track excitement, reared up and flipped over on the blacktop and killed herself, adding another layer to Minnich’s woes. With the harsh, cold winter increasing to Minnich’s challenges, “I was wondering why I was even in the busi ness. I guess the good Lord helped me out by sending this horse my way.” As Peace Rules began to create a buzz on the racing scene, calls began coming in to Minnich about the mare. “We knew she was worth something, but not this kind of money,” said Minnich, referring to the mare’s upsurge in value with the success of her son. A Kentucky sales agent company be lieves the mare is now worth $750,000. Al ready 14 years old, she could produce foals until she is 22-24 years old. Now in foal to Thunder Gulch, winner of the Derby and Bel mont, and third in the Preakness in 1995, the mare may be sold at a Keeneland, Kentucky sale in November, decided Minnich. She also has a foal at her side. After purchasing and foaling out Hold To Fashion, Minnich bred the mare to Forest Wildcat, son of famed Storm Cat. The result, a filly, now a year ling, is now in his hands. Minnich is deciding whether to sell the Above and at right this foal, nicknamed “Buddy,” lost his mother shortly after she gave birth and enjoys free rein of Minnich’s yard and barn. Randall G. Renninger Certified Public Accountant Specializing in agriculture and construction industries “We help business people discover ways to cut costs, save taxes, and be more profitable” Call about our FREE seminars 535 W. Orange Street, Lancaster, PA 17603 (717)299-6480 ♦ Fax (717) 299-6390 filly at a sale in Saratoga in Au gust or a Kentucky sale in July. Close Calls Minnich has already had a number of close calls with the pair. “I had the horse (Hold To Fashion) sold for $40,000 but the buyer couldn’t come up with the money,” he said. He also had the filly tagged for sale. “I was going to sell her for $lOO,OOO but the deal fell through,” he said. Minnich was told the filly is worth approxi- mately $250,000-$350,000 be cause of the success of her older half-brother. “Every time a deal fell through, I just thought T guess that was not supposed to hap pen,’” he said. The filly may be sold this sum mer in a Kentucky sale, and Min nich plans to travel down to watch the sale, “or bring her back to race” if the price isn’t right. Hold To Fashion, a speed horse herself running best at distances less than a mile tends to produce speed horses, accord ing to Minnich. She won her first race by 12'/2 lengths, he said. Peace Rules is also a speed horse, said Minnich. “Speed Ephrata National Bank Just as Dairy Farmers have embraced new technology, so has Ephrata National. Just as Dairy Farmers cherish their rural heritage so does Ephrata National. Ephrata National Bank is eager to serve your financial needs. Do you want: • Fairly priced loans with no tricky interest rale calculations'? • An established community bank with local management? • No minimum balance, no fee checking"? • An experienced Ag lender willing to visit your farm? For all this and more, look to Eohrata National Bank. We have what it takes to provide the financial tools necessary for you to successfully manage your farming business. For information on AG loans, call Bob Zook at 717-721 -5220 or toll free 1 -877-773-6605 www.ephratanationalbank.com IEEJ Member H)IC Looking forward, reaching higher horses have to go out front,” said Minnich. “They (jockeys) can take more out of a horse by hold ing it back. “They almost have to let them go there and see what they’ll do, then when the others start com ing, pour it on,” he said. At the time Hold To Fashion was sold in Ocala, Florida, the mare was carrying Wild Kipper, a foal by Kipper Kelly, and foaled on Minnich’s farm. Min nich has decided to keep and race the colt, now training in Florida. The colt will come back to Pennsylvania by July, where he You'll feel the difference. (Turn to Page A2l) EQUAL HOUSING LENDER