THE FIRST UNION AGRI-FINANCE BOARD OF DIRECTORS (First Row Seated left to right) Ronald E Kreider, President, Kreider Farms, F Barry Shaw, President and CEO, Wengler’s Feed Mill, Inc and Chairman of the First Union Agn-Fmance Board of Directors, Philip A Clemens, Chairman and CEO, Clemens Family Corporation, Keith Masser, President, Sterman Masser, Inc (Second Row) Ann Risser, Managing Partner, Risser Grain, Rodney I Met/ler, President, Pleasant View Farms, Inc Damn E Boyd, SVP and Director Agn-Fmance, Pennsylvama/Delaware Region, First Union, Jan S Armfield, Area President, Northeast/Central Pennsylvania, First Union, Joseph Del Tito, Market President, Lancaster County, First H Chen, owner, Chen Mushroom Farm, Phoebe Bitier, co-owner, Vista Grand Farm, Mark A Wolfskill, family farm operator, Ernest O (Mike) Horn, 111, President and CFO, Pennheld Corporation, Charles B Hoober, Jr, President, Hoober, Inc (Third Row) Lester F Good, President, Good Transport Services, Inc, Roger C Garber, partner, lames M Garber & Sons, I Robert Kindig, family farm operator, I Daniel Wolf President, Wolf Farms, Inc They say you can judge a person by the company he keeps. We believe you can judge a company that way, too. That’s why we’ve assembled an Agri-Finance Board of Directors. They represent agribusinesses and family farms in your communities and are people you know and trust. We look to them to help us understand the challenges you face every day, so we can tailor financial solutions to meet your needs. It’s no surprise that First Union’s Agri-Finance group stands ready to serve you with a full range of financing, cash management, trust, estate planning services* even employee benefits. We think it’s the personal attention, the industry insight, and the roll-up-your-sleeves-to-get-it-done approach that sets us apart. But isn’t that what you’d expect from a financial services provider that keeps such good company? For financial services to help meet your business or personal goals, give us a call. *Any estate plan should be reviewed by an attorney licensed to practice law in your slate First Union is a registered trademark of Wachovia Corporation ©2002 Wachovia Corporation Wachovia Bank N A Member FDIC (onlv deposit products are FDIC insured and an Equal Opponumtv Lender 021754 Our Commitment To Agriculture Is Evident By The Company We Keep. (717) 633-4003 Lancaster (717) 291-3519 Reading (610) 655-2882 Or toll-free at 1-800-342-6926 Hanover Lancaster Farming, Saturday, June 1,200! )2