Lancaster farming. (Lancaster, Pa., etc.) 1955-current, July 15, 2000, Image 51

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    Ida’s
Notebook
Ida Risser
Reserve Your Advertising Space
Nutrient Management Reference Guide
A reference guide for farmers and nutrient management planners on the new
revised regulations as authorized by the Pennsylvania Conservation Commission in
eration with the Penns
cooi
De
>artment of Environmental Protection. Penn State Universih
extension, and count
This 80+ page, 8 Vi x 11-inch book will include introduction of recent changes in the
nutrient management laws, a checklist to develop a Nutrient Management Plan, and
descriptions of CAFOs and AFOs along with help to determine your farm’s status.
In addition, a list of the county conservation districts and commercial nutrient
management specialists will be given with contact resources.
Not only will this guide be inserted into the Aug. 19. 2000 issue of Lancaster
Farming, the books will be made available at Empire Days, Ag Progress Days, All
American Dairy Show, Keystone International Livestock Exposition, Keystone
Farm Show 2001 and Pennsylvania Farm Show 2001.
For more information } contact your advertising representative at:
Lancaster Farming
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soil conservation districts
Box 609,1 E, Main St,
Phone: 717-626-1164
Fax: 717-733-6058
E-mail: farming@lancasterfarming. com
We've had lots of rain recent
ly. Three inches fell in a few
hours and a nearby community
had six inches. All of the weeds
and grass around our house took
advantage of the moisture and
grew rapidly.
I’ve spent hours bending over
flower beds pulling weeds. The
grass that I hoe out of the garden
seems to grow fast again so 1
raked it off between the rows.
The pea fences have been taken
down and the ground rototilled
for a long row of sweet potatoes.
The cucumbers are blooming
In The Year 2000
Ivania De
artment of Agriculture, the Penns
Ephrata, PA 17522
and this year I should have a
bumper crop compared to last
year when it was so very dry.
The cabbage plants that my hus
band started in the basement
have enormous leaves. They re
mind me of the giant ones that
we saw in Alaska a few years
ago.
I've planted so many kinds of
squash and pumpkins that I real
ly do not know what is what
until they bear. The three grand
children helped to push seeds
into the hills that I made for
them. So far this year, the soy-
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y
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s
count
Lancaster Firming, Saturday, July 15, 2000-Bii
beans and peanuts have been left
alone by the groundhog.
The deer that lives in our
meadow reaches across the rail
fence and nibbles off leaves from
a young tree. We do enjoy watch
ing him cross from one wood lot
to another each evening. Just so
he stays out of my garden.
We recently put an electric
fence around our sweet corn
patch to protect it from raccoons.
Now we must prepare our straw
berry rows for next year’s har
vest. And, there are still orna
mental bushes to be trimmed. No
lack of work.
Ivania
erative
coo
Savings
Benefits
FLEMINGTON,
N.J. Several card
board “slide rule”
type calculators are
available that, de
spite their apparent
simplicity, provide a
large amount of de
tailed information
about the growth of
savings over time.
The principle be
hind them is that,
even small amounts
of money, especially
if placed in tax-de
ferred savings vehi
cles (e.g., 40I(k)s
and IRAs), will grow
to significant sums
over time.
The large New
York pension firm
TIAA-CREF
(800-842-2733) de
veloped a slide rule,
called “Tax Savings
Calculator.” The cal
culator shows the
monthly tax savings
available for various
amounts contributed
monthly to tax-de
ferred plans (e.g.,
401(k)s). The tax
savings is calculated
by multiplying the
amount saved by a
person's marginal
tax bracket.
On the flip side of
the TIAA-CREF
slide rule is another
set of tables called
"Compound Interest
Calculator.” This
calculator shows
how much an inves
tor can accumulate
by making various
monthly contribu
tions that earn vari
ous rates of interest
over specified peri
ods of time. Obvious
ly, the longer one
saves, and the more
they earn on their
money, the more
they'll accumulate.
Another helpful
slide rule is the
“401(k) Booster Cal
culator” from Ad
vantage Publications
(800-323-6809). This
calculator shows
what investing just
one percent more of
your pay will grow to
in a tax-deferred
savings plan. For ex
ample. one percent
of a $30,000 salary is
$3OO. For a 40-year
old, an extra $3OO
contributed each
year to a 401(k) plan
would grow to
$33,835.
got milk?