Dairy Day Message (Continued from Page A 22) home, Snider welcomed Marty Smith, Ron Kline, Glenn Gor rell, and Jerry Spencer to the stage. Each panelist brought a unique viewpoint to light. Although still operating a small dairy, Marty Smith has begun a contract heifer-raising facility. “Three years ago the milk price was bad and we had a bad crop year and we started looking at other things. First I went to work for other people. After working for myself, I found I didn’t like working for others, so we looked into raising heifers,” said Smith. After careful planning and discussion, their facility was built in November 1998. In less than four months, their facilities were full. “The banker we used to work with said there was not a market for this,” noted Smith. “We proved them wrong.” The Smiths charge on a per head per-day basis. They also take care of the necessities and whatever the client wants. They have also left options open for the future. “We take pride in what we do,” noted Smith. For Ron Kline, bringing two sons into the business lead to a Mahoning Outdoor Furnaces Cut Your Heating Costs With Our Outdoor, Furnace Standard Model Burns Wood, Coal or Wood by-products Multi-Fuel Model Burns Wood, Coal, Oil or Gas Adapl|.lo any exiting system Installation & Accessories Available A I /C"\ The cropbuster loan is available to all qualified farmers in the Blue Ball National Bank "MLhl market Rate effective on publication date and is subject to change or can be ■ withdrawn at any time without notice The maturity date of this loan is December 31, We vs sprajed for bugs 000 CROP BUSTE LOAN We at Blue Ball National Bank live in your communit and understand your farming problems. We have no bureaucratic tape - the future is now for you to take advantage of this loan. The Cropbuster Loan' may be used for seed, lime fertilizer, herbicides and pesticides and give you the opportunity to take advantage of seasonal discounts. To take advantage of the loan call Ken Overly in the Agn Sales/Service Division at 1-800-346-3437 or 354-3513. major herd expansion and the building of new facilities. “We studied this for two years and visited lots of other fa cilities before we built what we have. We have left room for more expansion if we choose to do that in the future.” Expanding the milking herd still left the Klines with some di lemmas. They are considering whether to have their heifers custom raised freeing additional space for more milking cows or to continue raising their own re placements. Nutrient manage ment requirements are also on his mind. He is looking at a system to manage the manure flow. Many factors went into the decision to expand their herd. Tm 55 years old,” noted Kline. “I said, ‘l’ve got the farm, now what do I do with it?’ This is a way that I’ve got a retire ment, my sons have equity and they can build their dream, and we all have more time for per sonal things.” Better debt management was one of the driving reasons behind Glenn Gorrell’s decision to specialize in grazing with his 65-cow Holstein herd. After moving to Bradford County from Centre County in 1989, he noted that what really grows well in northeastern Pennsylva- December 10th, 1999 Thru March 31st, 2000 BBBISB BLUE BALL NATIONAL BANK Member FDIC nia is grass, so he decided to graze his cattle intensively. “Our herd health is excellent and we can do a lot with just two people. Our debt load was high and we needed to get ahead. This way our feed costs are low,” explained Gorrell. Although he supplements the cow’s diet with corn silage and hay, they get about half of their dry matter from grass during the grazing season. “Wherever the cows can walk, it’s there to graze,” said Gorrell. Jerry Spencer works at the opposite end of the dairy spe cialization business. As a custom harvester, Spencer relies on other farmers to make a living. “We had a fire in 1993 and to get back into the dairy business was impossible, but I had my equipment. I already had the dairy and did some custom op erations, so it was an easy deci sion that custom harvesting would be my niche,” said Spen cer. Keys to Spencer’s success is keeping the farmers happy and having adequate dealer support. “All my farmers work to gether,” said Spencer. “Some times I don’t know where I’m going next. The farmers have that all worked out. I also have to depend on my dealer support. If I don’t have that, I couldn’t do the job.” Following the panel discus sion, dairy day participants had the opportunity to attend one of four breakout sessions. Mark Madden, Penn State extension agronomist, lead a group of farmers in a discussion on weed control in corn in one session. Another talk was focused on seeking financial resources and was piloted by Gary Snider. Debbie Bryant, Susquehanna County family living agent, guided a group of people in a session on retirement planning and Lisa Holden, assistant pro fessor with Penn State’s Depart ment of Dairy and Animal Science, led a seminar on em ployees as an asset. In Bryant’s session she re minded the group that retire ment planning is not the same as estate planning. “With an estate, you prepare to pass on your assets after you die. With retirement planning, we’re thinking that we have a lot of years of living. It’s how we’re going to pay the bills between the day we retire and the day we die.” She also encouraged everyone to save as much as possible, and to pay into social security. “There’s no one who’s going to take care of us if we don’t take care of ourselves.” she noted. “You should pay into social se curity. If you don’t pay in, you’re not going to get it when you retire.” mwmwm For Installed \ \ \ \ STANDING SEAM ROOFING \ \ \ \ contact \ \ \ \ STRICKLER METAL \\ \ \ ROOFING \ \ \ \ 717-865-3093 \\\\ or 610-488-9303 \ \ \ \ Specializing in double crimp standing seam Available In 20 + prefinished Colors Gaivalume - Galvanized - Tern - Etc. FREE ESTIMATES Work Approx. 60 Miles Radius of Lebanon, Pa. RD #2 Box 350-A Annville, PA 17003 Call TOLL f&Z ______ \CB>oc>)'i\9~ss r ? r ? mimvjiU'B.iimiu**.!, — I Please mail this coupon or tall TOLI FRfl (or FRH-DhTAII S f So WHY HASSLE I iboul thc l)R1 TRIMMER/MOWfcR” including j i prices specifications and factory Direct Sa\ mgs now in ctfecl with trimmers i,, . . I Name you have to i carry or with [ Addrcss small-wheels 1 Cu >" Stale Z 'P ; \ COUNTRY HOME PRODUCTS', Dept 3798 T | i mOWerS ■ 1 Meigs Road, P O Box 2S, Vergennes, VT 05491 j Th» HARO Way*! c m. Lancaster Farming, Saturday, March 4, 2000-A27 In the session on employees led by Lisa Holden, the impor tance of treating employees as an asset was at the forefront. She highlighted the need for or ganized recruitment, training, and motivation of employees in all situations. She also noted that it is helpful to have job de scriptions and standard opera ting procedures for every position and task. “Training is an investment in people,” she said. “In training there is a definite process. First you prepare them for what they’re going to do, then show them how to do it. Next, let them do it and finally review the steps. It’s all the little things that count. A problem can start off with something very small and it can become a very large prob lem. That’s where standard op erating procedures come in.” If employee motivation is an area that needs improvement, there are incentives and bonuses that can be tied to performance. “Incentives are an ongoing thing,” said Holden, “like giving the milkers a part of the extra milk check dollars earned if the somatic cell level is kept at an acceptable level. A bonus is something special. You need to be creative.” No matter how organized the employer is, the people that you attract can make or break your operation. (Turn to Page A2B) about the Original DR' TRIMMER!MOWER ! LF * o